Risk Disclosure & Investment Disclaimer

Effective Date: July 7, 2025 Last Updated: July 7, 2025 The information, insights, analytics, and tools provided by Nepalytix are for educational and informational purposes only. By using our platform, you acknowledge and agree to the following:

1. Not Financial Advice

Nepalytix is a data and analytics platform. It is not a licensed financial advisor, investment advisor, broker, or dealer.

Nothing on Nepalytix including but not limited to market data, AI-generated insights, signals, technical analysis, fundamental analysis, broker analytics, portfolio tracking, SocrateAI responses, reports, or any other content — constitutes financial advice, investment advice, trading recommendations, or an offer to buy or sell any security.

All information provided on Nepalytix is for informational and educational purposes only. Any investment decision you make is solely your own responsibility. You should consult a qualified and licensed financial advisor before making any investment decisions.

2. Investment Risk

Investing in stocks and securities listed on NEPSE involves significant risk. The value of investments can go up as well as down. You may lose some or all of the money you invest. Past performance of any stock, index, or market is not a reliable indicator of future results.

Key investment risks include but are not limited to:

  • Market risk: The value of securities may decline due to economic conditions, political events, regulatory changes, or broader market sentiment.
  • Liquidity risk: Some NEPSE-listed securities may have low trading volumes, making it difficult to buy or sell at desired prices.
  • Company-specific risk: Individual companies may underperform, face financial difficulties, or fail entirely.
  • Regulatory risk: Changes in laws, SEBON regulations, or NEPSE rules may adversely affect the value of your investments.
  • Currency risk: For investments involving foreign currencies, exchange rate fluctuations may affect returns.
  • Concentration risk: Holding a large portion of your portfolio in a single stock or sector increases exposure to losses in that area.
  • Volatility risk: NEPSE can experience significant price swings in short periods of time.

    • 3. Data Accuracy and Limitations

    Nepalytix sources data from publicly available NEPSE records, floorsheets, company filings, and third-party data providers. While we make every reasonable effort to ensure the accuracy and timeliness of the data displayed on the platform, we cannot guarantee that:

  • Data is always complete, accurate, or up to date
  • There are no delays in data feeds or real-time information
  • Historical data is free from errors or omissions
  • Third-party data providers deliver accurate or uninterrupted data

    • Cognify System Pvt Ltd. shall not be held liable for any investment losses or damages resulting from reliance on inaccurate, delayed, incomplete, or missing data on the platform.

    4. AI and Signal Limitations

    Nepalytix uses artificial intelligence and algorithmic models to generate insights, signals, and analysis through features such as SocrateAI and AI Signals.

    You must understand the following limitations:

  • AI-generated insights are based on historical data patterns and mathematical models. They do not account for all market variables, news events, or human judgment.
  • AI signals are not guaranteed to be accurate, profitable, or suitable for your specific financial situation.
  • Market conditions can change rapidly in ways that AI models may not anticipate.
  • No trading signal or AI recommendation on Nepalytix has a guaranteed outcome.
  • SocrateAI responses are generated by a large language model and may contain errors, outdated information, or incomplete analysis.

    • You should never make investment decisions based solely on AI-generated content from Nepalytix.

    5. Technical Analysis Limitations

    Technical analysis tools on Nepalytix including charts, indicators, oscillators, and pattern recognition are based on historical price and volume data. Technical analysis has inherent limitations:

  • Historical price patterns do not guarantee future price movements.
  • Technical indicators can produce false signals, particularly in low-liquidity or highly volatile markets.
  • Different analysts may interpret the same chart or indicator differently.
  • Technical analysis should be used as one of many tools in an investment decision, not as a standalone basis for trading.

    • 6. Fundamental Analysis Limitations

    Fundamental analysis data on Nepalytix including financial ratios, earnings data, valuation metrics, and company financials is sourced from publicly available company filings and third-party providers.

  • Financial data may be delayed or subject to restatement by the company.
  • Valuation models and fair value estimates are based on assumptions that may not reflect actual market conditions.
  • A stock appearing undervalued by fundamental metrics does not guarantee price appreciation.

    • 7. Broker Analytics Limitations

    Broker flow data and analytics on Nepalytix are derived from NEPSE daily floorsheets. This data reflects reported transactions and has the following limitations:

  • Broker buying and selling patterns do not necessarily indicate the direction of a stock's future price.
  • Floorsheet data may contain reporting delays or errors.
  • Interpreting broker flow as a signal for investment decisions carries significant risk.

    • 8. No Guarantee of Returns

    Nepalytix does not guarantee any specific financial outcome, return on investment, or profit from using the platform. No tool, signal, report, or analysis on the platform should be interpreted as a guarantee or promise of financial gain.

    The primary purpose of Nepalytix is to provide data, tools, and analysis to help investors make more informed decisions. The quality of investment decisions and their outcomes remain entirely the responsibility of the user.

    9. User Responsibility

    By using Nepalytix you acknowledge that:

  • You are responsible for all investment decisions made using information from the platform.
  • You have sufficient knowledge and experience to evaluate the risks involved in NEPSE investing.
  • You will not hold Cognify System Pvt. Ltd. responsible for any financial losses incurred as a result of using the platform.
  • You will conduct your own due diligence before making any investment decision.
  • You understand that investing in stocks is not suitable for everyone and carries the risk of substantial financial loss.

    • 10. Regulatory Compliance

    Nepalytix operates as a data and analytics platform and is not registered as a securities broker, dealer, or investment advisor under the Securities Act of Nepal or any regulations issued by the Securities Board of Nepal (SEBON). Users are responsible for ensuring their own compliance with applicable laws and regulations when investing in NEPSE.

    11. Limitation of Liability

    To the fullest extent permitted by applicable law, Cognify System Pvt. Ltd., its directors, employees, partners, and affiliates shall not be liable for:

  • Any financial losses or investment losses arising from use of the platform
  • Any errors, inaccuracies, or omissions in data or content
  • Any interruption or unavailability of the platform
  • Any decisions made based on AI-generated insights, signals, or analysis
  • Any indirect, incidental, consequential, or punitive damages

    • 12. Contact Us

    If you have questions or concerns about this disclaimer:

    📧 [email protected]

    📍 Kathmandu, Nepal

    🌐 www.nepalytix.com