Asian Life Insurance Co. Limited

Life InsuranceLow Cap

NPR 422.00

NPR -2.8-0.66%

09:13 AM NPT · Aug 7, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

424.80

High

424.80

Low

420.80

Prev Close

424.80

Volume

5,448

Turnover

Rs 2,299,798.9

Txns

Valuation · Q3 FY25/26

EPS Ann.

9.26

EPS TTM

8.44

BVPS

120.79

P/E Ann.

45.57

P/E TTM

50.00

Graham #

158.64

Capital

Mkt Cap

20.37 Arab

Total

4.83 Crore

Public

1.93 Crore

Promoter

2.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

23.65

ADX

22.61

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

430.66

SMA 50

438.9

Bands & Channels

BB Width %

7.71%

Volume & Flow

OBV

1,080,754

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

45,898

Shares Bought

Total Sell

45,898

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

20,504

Amount

8,749,940

Avg Rate

426.74

Rank

Brokers

#6#41#77#19

Distributors

Quantity

20,689

Amount

8,828,649

Avg Rate

426.73

Rank

#10

Brokers

#57#45#13#50

Net Flow Impact:

-185units

(Rs. -78,709)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 68,959 ]

Buy Side

Total: 29,634

Broker

QTY

AVG

NET

7,400

427.65

+7,215

16.1%

6,453

428.05

+6,429

14.1%

5,000

423.64

+5,000

10.9%

2,152

424.63

+950

4.7%

1,651

426.97

+1,646

3.6%

950

425.59

+795

2.1%

840

426.53

+830

1.8%

810

423.39

+795

1.8%

790

425.05

+790

1.7%

765

423.73

+671

1.7%

632

422.09

+436

1.4%

571

424.86

+510

1.2%

570

421.79

+570

1.2%

532

430.62

+485

1.2%

518

425.56

+518

1.1%

Sell Side

Total: 39,325

Broker

QTY

AVG

NET

6,749

426.98

-5,149

14.7%

6,305

423.55

-5,540

13.7%

5,070

428.60

-3,582

11.1%

2,691

424.87

-1,567

5.9%

2,565

430.20

-2,181

5.6%

2,424

426.14

-1,736

5.3%

2,052

425.80

-1,292

4.5%

1,808

426.50

-986

3.9%

1,774

422.62

-1,534

3.9%

1,570

424.28

-757

3.4%

1,487

425.96

-865

3.2%

1,316

426.44

-1,304

2.9%

1,294

427.55

-594

2.8%

1,190

427.75

-141

2.6%

1,030

427.92

-711

2.2%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Goodwill & Intangible Assets	10,088	12,340	11,437	0	-18.25%
Property and Equipment	667,498	635,175	571,065	0	+5.09%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500	76,500	76,500	0	0.00%
Investment in Associates	2,832,216	2,832,216	1,201,066	0	0.00%
Investments	49,900,168	42,979,486	39,686,253	0	+16.10%
Loans	5,298,593	5,114,499	4,947,429	0	+3.60%
Reinsurance Assets	43,434	34,096	37,293	0	+27.39%
Current Tax Assets	122,639	80,398	237,045	0	+52.54%
Insurance Receivables	10,138	60,924	95,250	0	-83.36%
Insurance Payable	0.00	0.00	143749.57	0	-
Other Financial Assets	1,283,541	1,045,968	726,872	0	+22.71%
Other Assets	13,731	198,571	320,859	0	-93.08%
Cash and Cash Equivalent	343,969	302,633	266,775	0	+13.66%
Total Assets	60,602,515	53,372,805	48,177,843	0	+13.55%
Equity
Share Capital	5,001,159	3,399,836	3,155,301	0	+47.10%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992	0	0	0	-
Catastrophe Reserves	322,212	260,677	263,457	0	+23.61%
Retained Earnings	717,319	638,830	920,976	0	+12.29%
Other Equity	101,400	71,861	38,202	0	+41.11%
Total Equity	6,252,082	4,371,204	4,377,935	0	+43.03%
Liabilities
Insurance & Contract Liabilities
Provisions	204,351	115,300	176,813	0	+77.23%
Gross Insurance Contract Liabilities	51,538,256	46,199,141	41,470,862	0	+11.56%
Other Financial Liabilities	2,117,173	1,397,406	876,647	0	+51.51%
Other Liabilities	220,905	961,018	347,216	0	-77.01%
Taxes & Funding
Deferred Tax Liabilities	224,465	176,699	61,592	0	+27.03%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	45,282	152,038	723,027	0	-70.22%
Total Liabilities	54,350,433	49,001,601	43,799,907	0	+10.92%
Total Equity and Liabilities	60,602,515	53,372,805	48,177,843	0	+13.55%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Expense Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	P/S	Retained Risk	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CLI	443.9	+3.78	+0.86%	0.02	0.35	114.75	113.74	9.46	4.4	9.6	8.55	148.58	5.32	98.88	5.4	4.75	5.41	48.54	54.44	4.1	95.55	1.65	1.48%	8.04	7.16%
CREST	1,189	-5.01	-0.42%	0.01	0.45	106.86	83.78	9.21	0.47	2.15	3.24	88.26	6.36	59.79	14.78	3.32	16.08	599.53	387.19	35.39	75.86	1.49	2.25%	2.05	3.1%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,105	+0.99	+0.09%	0.01	0.49	104.39	106.46	8.84	0.59	2.59	6.31	121.74	5.25	85.46	12.16	3.56	20.04	605.75	210.62	38.38	84.53	1.76	4.29%	2.49	6.08%
HLI	319.7	-0.19	-0.06%	0.03	0.25	116.41	127.37	8.06	8.51	3.81	3.68	98.18	4.63	113.15	6.16	1.5	4.14	94.78	92.91	2.54	97.49	0.36	0.35%	3.25	3.14%
ILI	412.4	+1.19	+0.29%	0.02	0.37	116.41	107.54	8.7	3.11	9.81	11.7	175.06	4.86	91.5	7.34	6	5.11	45.46	37.74	4.85	97.15	2.2	2.63%	8.55	10.19%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	774.9	-1.09	-0.14%	0.04	0.22	160.81	144.74	7.1	16.46	7.77	7.28	162.3	5.62	134.77	2.87	1.31	6.88	106.82	112.36	2.5	99.52	0.28	0.26%	4.77	4.47%
NLIC	739.8	-4.02	-0.54%	0.07	0.26	124.53	131.55	7.45	23.87	6.4	4.28	109.51	5.1	121.52	2.58	0.86	8.35	121.88	179.35	1.88	98.92	0.21	0.15%	5.19	3.47%
NLICL	562	-7.98	-1.4%	0.03	0.27	122.4	121.15	10.2	15.22	9.76	7.4	142.76	1.11	107.7	3.25	1.97	6.47	60.86	80.41	2.13	97.58	0.52	0.39%	8.13	6.17%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	437.5	-1.18	-0.27%	0.02	0.31	108.87	111.9	9.54	3.11	6.91	7.07	131.6	4.07	93.97	8.39	5.43	5.9	69.75	68.03	6.74	96.26	1.68	1.72%	6.43	6.57%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	431.7	-0.78	-0.18%	0.02	0.32	118.47	109.07	9.69	2.73	12.07	11.06	171.7	5.04	91.24	8.14	8.53	5.24	38.61	42.9	5.86	94.45	2.76	2.53%	10.35	9.48%
SJLIC	412.6	-1.62	-0.39%	0.02	0.3	119.69	123.71	8.59	8.31	8.79	7.68	143.81	5.42	108.57	6.55	2.84	4.96	50.63	57.03	2.56	98.51	0.85	0.74%	7.44	6.5%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	414	-1.29	-0.31%	0.02	0.31	110.22	101.54	9.31	2.09	8.58	11.33	167.62	4.51	83.09	9.14	8.15	5.54	53.4	40.07	7.74	96.47	2.51	3.31%	8.4	11.1%
SRLI	374	-1.01	-0.27%	0.02	0.32	110.06	111.91	10.17	4.43	9.06	7.59	137.1	4.42	94.03	7.71	5.19	4.85	44.17	54.02	4.08	96.74	1.65	1.38%	8.25	6.92%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	585.88	-1.4	-0.21%	0.03	0.325	117.99	114.96	8.95	7.18	7.48	7.47	138.32	4.75	98.74	7.27	4.11	7.613	149.24	109.005	9.135	94.54	1.38	1.65%	6.41	6.49%
MED	437.5	-1.09	-0.27%	0.02	0.31	116.41	111.91	9.21	4.4	8.58	7.4	142.76	5.04	94.03	7.34	3.56	5.54	60.86	68.03	4.1	96.74	1.65	1.48%	7.44	6.5%
MAX	1,189	3.78	0.86%	0.07	0.49	160.81	144.74	10.2	23.87	12.07	11.7	175.06	6.36	134.77	14.78	8.53	20.04	605.75	387.19	38.38	99.52	2.76	4.29%	10.35	11.1%
MIN	319.7	-7.98	-1.4%	0.01	0.22	104.39	83.78	7.1	0.47	2.15	3.24	88.26	1.11	59.79	2.58	0.86	4.14	38.61	37.74	1.88	75.86	0.21	0.15%	2.05	3.1%