Asian Life Insurance Co. Limited

Life InsuranceLow Cap

NPR 432.80

NPR +5.8+1.36%

09:14 AM NPT · Sep 24, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

425.00

High

432.90

Low

421.20

Prev Close

427.00

Volume

24,236

Turnover

Rs 10,309,906.2

Txns

114

Valuation · Q4 FY25/26

EPS Ann.

7.89

EPS TTM

7.89

BVPS

116.29

P/E Ann.

54.85

P/E TTM

54.85

Graham #

143.68

Capital

Mkt Cap

20.89 Arab

Total

4.83 Crore

Public

1.93 Crore

Promoter

2.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Strong Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

75.2

ADX

43.13

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

410.08

SMA 50

419.93

Bands & Channels

BB Width %

13.61%

Volume & Flow

OBV

1,393,473

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

172,053

Shares Bought

Total Sell

172,053

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

52,721

Amount

22,514,364

Avg Rate

427.05

Rank

Brokers

#49#50#17#88

Distributors

Quantity

72,508

Amount

30,927,390

Avg Rate

426.54

Rank

Brokers

#71#69#57#94#35

Net Flow Impact:

-19,787units

(Rs. -8,413,026)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 236,251 ]

Buy Side

Total: 120,035

Broker

QTY

AVG

NET

20,320

425.16

+18,438

11.8%

11,450

422.59

+10,525

6.7%

11,229

426.19

+7,461

6.5%

11,200

431.87

+10,769

6.5%

10,318

434.28

+9,432

6.0%

9,751

430.68

+9,751

5.7%

9,140

425.06

+4,360

5.3%

6,715

426.17

+5,955

3.9%

6,033

430.41

+3,307

3.5%

5,000

425.94

+1,200

2.9%

4,877

432.09

+3,038

2.8%

3,810

428.24

+3,810

2.2%

3,587

432.87

+1,848

2.1%

3,305

430.93

+1,886

1.9%

3,300

433.10

+1,900

1.9%

Sell Side

Total: 116,216

Broker

QTY

AVG

NET

27,257

424.07

-27,257

15.8%

17,335

427.30

-14,263

10.1%

12,236

432.85

-9,584

7.1%

8,131

425.07

-8,034

4.7%

7,549

425.04

-6,933

4.4%

6,541

433.73

-873

3.8%

6,295

426.86

-6,095

3.7%

5,957

427.26

-2,596

3.5%

4,469

429.55

-1,664

2.6%

4,070

432.28

-3,990

2.4%

3,722

424.95

-522

2.2%

3,584

428.10

-656

2.1%

3,240

430.01

-2,465

1.9%

3,196

429.26

-2,346

1.9%

2,634

430.77

-2,634

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Goodwill & Intangible Assets	10,305	10,594	13,265	0	-2.73%
Property and Equipment	666,037	635,717	574,723	0	+4.77%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500	76,500	76,500	0	0.00%
Investment in Associates	2,832,216	2,832,216	2,802,216	0	0.00%
Investments	50,613,907	44,471,518	38,597,149	0	+13.81%
Loans	5,273,387	5,173,536	4,970,727	0	+1.93%
Reinsurance Assets	41,999	24,888	66,101	0	+68.75%
Current Tax Assets	109,787	202,543	237,045	0	-45.80%
Insurance Receivables	3,097	0	91,945	0	-
Insurance Payable	0.00	157818.23	143749.57	0	-100.00%
Other Financial Assets	1,089,937	2,277,316	1,649,514	0	-52.14%
Other Assets	7,270	132,179	170,282	0	-94.50%
Cash and Cash Equivalent	1,610,681	392,786	248,703	0	+310.07%
Total Assets	62,335,124	56,229,793	49,498,168	0	+10.86%
Equity
Share Capital	5,251,217	3,399,836	3,399,836	0	+54.45%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992	0	0	0	-
Catastrophe Reserves	328,893	279,685	227,205	0	+17.59%
Retained Earnings	526,725	805,685	340,932	0	-34.62%
Other Equity	91,417	106,411	46,315	0	-14.09%
Total Equity	6,308,244	4,591,617	4,014,288	0	+37.39%
Liabilities
Insurance & Contract Liabilities
Provisions	209,073	167,923	835,703	0	+24.51%
Gross Insurance Contract Liabilities	53,134,186	47,392,664	42,994,732	0	+12.11%
Other Financial Liabilities	2,195,538	1,584,208	967,375	0	+38.59%
Other Liabilities	292,332	1,076,613	441,600	0	-72.85%
Taxes & Funding
Deferred Tax Liabilities	195,751	211,046	100,721	0	-7.25%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	0.00	1047904.43	0.00	0	-100.00%
Total Liabilities	56,026,880	51,638,176	45,483,880	0	+8.50%
Total Equity and Liabilities	62,335,124	56,229,793	49,498,168	0	+10.86%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Expense Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	P/S	Retained Risk	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CLI	440	+4.01	+0.92%	0.02	0.36	115.36	113.66	9.51	4.83	7.82	7.82	142.47	6.68	99.28	4.87	3.49	3.77	55.64	56.25	1.95	95.76	1.25	1.25%	6.49	6.49%
CREST	1,099	+4.05	+0.37%	0.01	0.42	96.51	90.84	9.42	0.6	0.34	0.34	27.17	7.62	66.7	14.72	0.54	12.17	3,455	3,250	18.84	75.47	0.22	0.22%	0.33	0.33%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	990	-10	-1%	0.01	0.48	104.58	101.43	8.92	0.66	2.14	2.14	70.96	6.87	80.96	11.55	2.79	11.19	546.68	481.31	15.27	84.43	1.34	1.34%	2.02	2.02%
HLI	309.2	+2.3	+0.75%	0.03	0.25	116.61	124.55	8.31	8.85	3.48	3.48	95.55	6.03	110.57	5.67	1.29	2.76	92.47	91.09	1.2	98.04	0.32	0.32%	3.03	3.03%
ILI	428	+0.98	+0.23%	0.02	0.37	120.69	104.38	8.98	3.32	11.68	11.68	178.09	5.93	88.54	6.86	6.45	3.38	34.93	36.81	2.25	96.45	2.42	2.42%	9.78	9.78%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	800.9	+9.03	+1.14%	0.04	0.22	162.36	141.93	7.21	16.74	7.38	7.38	164.19	7.4	131.75	2.97	1.21	4.86	107.02	110.16	1.3	99.51	0.26	0.26%	4.48	4.48%
NLIC	745	+1.64	+0.22%	0.07	0.27	124.71	127.59	7.71	23.7	4.91	4.91	117.38	6.88	117.56	2.32	0.62	6.01	152.71	149.69	0.96	98.92	0.17	0.17%	3.97	3.97%
NLICL	581.4	+9.38	+1.64%	0.03	0.29	121.71	120.25	9.39	15.83	6.51	6.51	133.52	6.41	107.85	3.01	1.17	4.76	88.94	89.4	1.04	97.23	0.33	0.33%	5.45	5.45%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	423	+2.98	+0.71%	0.02	0.32	110.87	105.63	9.63	3.33	7.08	7.08	132.9	4.87	88.23	7.77	4.99	3.91	61.17	60.99	3.06	96.41	1.61	1.61%	6.46	6.46%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	438.1	+0.09	+0.02%	0.02	0.32	121.18	106.28	9.89	3.02	11.21	11.21	174.83	6.11	88.19	8.2	7.42	3.63	39.25	39.6	2.92	95.24	2.39	2.39%	9.31	9.31%
SJLIC	415	0	0%	0.02	0.31	121.29	120.27	8.79	9.02	7.59	7.59	143.92	6.75	105.44	6.04	2.22	3.41	54.41	55.44	1.21	98.32	0.68	0.68%	6.35	6.35%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	421	+4	+0.96%	0.02	0.3	111.53	103.88	9.55	2.27	7.92	7.92	140.98	5.95	85.52	8.81	7.16	3.78	53.3	52.9	3.82	96.04	2.13	2.13%	6.92	6.92%
SRLI	373.8	+5.81	+1.58%	0.02	0.33	110.88	109.38	10.44	4.79	7.65	7.65	138.15	5.42	91.89	7.05	3.99	3.42	49.52	49.15	1.98	97.07	1.31	1.31%	6.93	6.93%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	574.18	2.64	0.58%	0.03	0.326	118.33	113.08	9.06	7.46	6.59	6.59	127.7	6.38	97.11	6.91	3.33	5.158	368.54	347.907	4.292	94.53	1.11	1.11%	5.5	5.5%
MED	438.1	2.98	0.71%	0.02	0.32	116.61	109.38	9.39	4.79	7.38	7.38	138.15	6.41	91.89	6.86	2.79	3.78	61.17	60.99	1.98	96.45	1.25	1.25%	6.35	6.35%
MAX	1,099	9.38	1.64%	0.07	0.48	162.36	141.93	10.44	23.7	11.68	11.68	178.09	7.62	131.75	14.72	7.42	12.17	3,455	3,250	18.84	99.51	2.42	2.42%	9.78	9.78%
MIN	309.2	-10	-1%	0.01	0.22	96.51	90.84	7.21	0.6	0.34	0.34	27.17	4.87	66.7	2.32	0.54	2.76	34.93	36.81	0.96	75.47	0.17	0.17%	0.33	0.33%