Asian Life Insurance Co. Limited

Life InsuranceLow Cap

NPR 436.90

NPR -3.2-0.73%

09:14 AM NPT · Jun 29, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

440.00

High

440.00

Low

433.00

Prev Close

440.10

Volume

17,209

Turnover

Rs 7,503,999.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

9.26

EPS TTM

8.44

BVPS

120.79

P/E Ann.

47.18

P/E TTM

51.77

Graham #

158.64

Capital

Mkt Cap

21.09 Arab

Total

4.83 Crore

Public

1.93 Crore

Promoter

2.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

23.43

ADX

35.65

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

448.96

SMA 50

452.28

Bands & Channels

BB Width %

6.21%

Volume & Flow

OBV

1,070,306

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

86,985

Shares Bought

Total Sell

86,985

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

32,517

Amount

14,291,850

Avg Rate

439.52

Rank

Brokers

#49#43#44

Distributors

Quantity

31,156

Amount

13,678,114

Avg Rate

439.02

Rank

Brokers

#34#17#25#87#71

Net Flow Impact:

+1,361units

(Rs. 613,736)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 125,167 ]

Buy Side

Total: 70,440

Broker

QTY

AVG

NET

15,308

439.41

+9,989

17.6%

8,614

438.25

+7,960

9.9%

8,595

440.99

+7,269

9.9%

7,814

438.58

+4,499

9.0%

6,137

440.66

+6,045

7.1%

5,501

442.00

+5,501

6.3%

5,336

440.03

+4,865

6.1%

4,423

436.33

+4,423

5.1%

2,000

443.72

+1,920

2.3%

1,595

439.20

+1,595

1.8%

1,103

437.84

+584

1.3%

1,070

439.08

+1,035

1.2%

1,005

438.19

+1,005

1.2%

995

438.38

+915

1.1%

944

441.20

+734

1.1%

Sell Side

Total: 54,727

Broker

QTY

AVG

NET

9,398

440.53

-9,006

10.8%

8,139

437.15

-7,801

9.4%

5,841

438.58

-5,489

6.7%

4,942

440.44

-4,872

5.7%

3,850

439.75

-2,202

4.4%

3,085

438.25

-2,558

3.5%

2,836

437.82

-2,836

3.3%

2,527

439.44

-2,212

2.9%

2,434

438.22

-614

2.8%

2,405

441.31

-1,283

2.8%

2,057

442.36

-1,984

2.4%

2,049

441.93

-2,032

2.4%

1,797

440.97

-1,645

2.1%

1,756

438.83

-1,516

2.0%

1,611

438.89

-311

1.9%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Goodwill & Intangible Assets	10,088	12,340	11,437	0	-18.25%
Property and Equipment	667,498	635,175	571,065	0	+5.09%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500	76,500	76,500	0	0.00%
Investment in Associates	2,832,216	2,832,216	1,201,066	0	0.00%
Investments	49,900,168	42,979,486	39,686,253	0	+16.10%
Loans	5,298,593	5,114,499	4,947,429	0	+3.60%
Reinsurance Assets	43,434	34,096	37,293	0	+27.39%
Current Tax Assets	122,639	80,398	237,045	0	+52.54%
Insurance Receivables	10,138	60,924	95,250	0	-83.36%
Insurance Payable	0.00	0.00	143749.57	0	-
Other Financial Assets	1,283,541	1,045,968	726,872	0	+22.71%
Other Assets	13,731	198,571	320,859	0	-93.08%
Cash and Cash Equivalent	343,969	302,633	266,775	0	+13.66%
Total Assets	60,602,515	53,372,805	48,177,843	0	+13.55%
Equity
Share Capital	5,001,159	3,399,836	3,155,301	0	+47.10%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992	0	0	0	-
Catastrophe Reserves	322,212	260,677	263,457	0	+23.61%
Retained Earnings	717,319	638,830	920,976	0	+12.29%
Other Equity	101,400	71,861	38,202	0	+41.11%
Total Equity	6,252,082	4,371,204	4,377,935	0	+43.03%
Liabilities
Insurance & Contract Liabilities
Provisions	204,351	115,300	176,813	0	+77.23%
Gross Insurance Contract Liabilities	51,538,256	46,199,141	41,470,862	0	+11.56%
Other Financial Liabilities	2,117,173	1,397,406	876,647	0	+51.51%
Other Liabilities	220,905	961,018	347,216	0	-77.01%
Taxes & Funding
Deferred Tax Liabilities	224,465	176,699	61,592	0	+27.03%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	45,282	152,038	723,027	0	-70.22%
Total Liabilities	54,350,433	49,001,601	43,799,907	0	+10.92%
Total Equity and Liabilities	60,602,515	53,372,805	48,177,843	0	+13.55%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Expense Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	P/S	Retained Risk	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CLI	445	-2.51	-0.56%	0.02	0.35	114.75	113.74	9.46	4.4	9.6	8.55	148.58	5.32	98.88	5.4	4.75	5.41	48.54	54.44	4.1	95.55	1.65	1.48%	8.04	7.16%
CREST	1,196.9	-2.04	-0.17%	0.01	0.45	106.86	83.78	9.21	0.47	2.15	3.24	88.26	6.36	59.79	14.78	3.32	16.08	599.53	387.19	35.39	75.86	1.49	2.25%	2.05	3.1%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,170	+3.03	+0.26%	0.01	0.49	104.39	106.46	8.84	0.59	2.59	6.31	121.74	5.25	85.46	12.16	3.56	20.04	605.75	210.62	38.38	84.53	1.76	4.29%	2.49	6.08%
HLI	324.8	-4.11	-1.25%	0.03	0.25	116.41	127.37	8.06	8.51	3.81	3.68	98.18	4.63	113.15	6.16	1.5	4.14	94.78	92.91	2.54	97.49	0.36	0.35%	3.25	3.14%
ILI	417.3	-3.7	-0.88%	0.02	0.37	116.41	107.54	8.7	3.11	9.81	11.7	175.06	4.86	91.5	7.34	6	5.11	45.46	37.74	4.85	97.15	2.2	2.63%	8.55	10.19%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	798.6	-6.28	-0.78%	0.04	0.22	160.81	144.74	7.1	16.46	7.77	7.28	162.3	5.62	134.77	2.87	1.31	6.88	106.82	112.36	2.5	99.52	0.28	0.26%	4.77	4.47%
NLIC	741	-6.5	-0.87%	0.07	0.26	124.53	131.55	7.45	23.87	6.4	4.28	109.51	5.1	121.52	2.58	0.86	8.35	121.88	179.35	1.88	98.92	0.21	0.15%	5.19	3.47%
NLICL	570	+2.89	+0.51%	0.03	0.27	122.4	121.15	10.2	15.22	9.76	7.4	142.76	1.11	107.7	3.25	1.97	6.47	60.86	80.41	2.13	97.58	0.52	0.39%	8.13	6.17%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	450.1	-5.19	-1.14%	0.02	0.31	108.87	111.9	9.54	3.11	6.91	7.07	131.6	4.07	93.97	8.39	5.43	5.9	69.75	68.03	6.74	96.26	1.68	1.72%	6.43	6.57%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	447.4	-3.61	-0.8%	0.02	0.32	118.47	109.07	9.69	2.73	12.07	11.06	171.7	5.04	91.24	8.14	8.53	5.24	38.61	42.9	5.86	94.45	2.76	2.53%	10.35	9.48%
SJLIC	421	-1.99	-0.47%	0.02	0.3	119.69	123.71	8.59	8.31	8.79	7.68	143.81	5.42	108.57	6.55	2.84	4.96	50.63	57.03	2.56	98.51	0.85	0.74%	7.44	6.5%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	434	-3.99	-0.91%	0.02	0.31	110.22	101.54	9.31	2.09	8.58	11.33	167.62	4.51	83.09	9.14	8.15	5.54	53.4	40.07	7.74	96.47	2.51	3.31%	8.4	11.1%
SRLI	380	-2.99	-0.78%	0.02	0.32	110.06	111.91	10.17	4.43	9.06	7.59	137.1	4.42	94.03	7.71	5.19	4.85	44.17	54.02	4.08	96.74	1.65	1.38%	8.25	6.92%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	599.7	-2.84	-0.6%	0.03	0.325	117.99	114.96	8.95	7.18	7.48	7.47	138.32	4.75	98.74	7.27	4.11	7.613	149.24	109.005	9.135	94.54	1.38	1.65%	6.41	6.49%
MED	447.4	-3.61	-0.78%	0.02	0.31	116.41	111.91	9.21	4.4	8.58	7.4	142.76	5.04	94.03	7.34	3.56	5.54	60.86	68.03	4.1	96.74	1.65	1.48%	7.44	6.5%
MAX	1,196.9	3.03	0.51%	0.07	0.49	160.81	144.74	10.2	23.87	12.07	11.7	175.06	6.36	134.77	14.78	8.53	20.04	605.75	387.19	38.38	99.52	2.76	4.29%	10.35	11.1%
MIN	324.8	-6.5	-1.25%	0.01	0.22	104.39	83.78	7.1	0.47	2.15	3.24	88.26	1.11	59.79	2.58	0.86	4.14	38.61	37.74	1.88	75.86	0.21	0.15%	2.05	3.1%