Asian Life Insurance Co. Limited

Life InsuranceMid Cap

NPR 454.20

NPR -1.7-0.37%

09:14 AM NPT · May 14, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

448.30

High

458.00

Low

448.00

Prev Close

455.90

Volume

14,590

Turnover

Rs 6,597,232.2

Txns

106

Valuation · Q2 FY25/26

EPS Ann.

10.54

EPS TTM

8.45

BVPS

124.65

P/E Ann.

43.09

P/E TTM

53.75

Graham #

171.93

Capital

Mkt Cap

21.93 Arab

Total

4.83 Crore

Public

1.93 Crore

Promoter

2.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

43.91

ADX

24.7

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

455.38

SMA 50

465.26

Bands & Channels

BB Width %

3.93%

Volume & Flow

OBV

1,168,608

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

88,690

Shares Bought

Total Sell

88,690

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

Quantity

35,238

Amount

16,017,573

Avg Rate

454.55

Rank

Brokers

#65#6#33

Distributors

Quantity

43,244

Amount

19,599,573

Avg Rate

453.23

Rank

Brokers

#28#51#60#77#4

Net Flow Impact:

-8,006units

(Rs. -3,582,000)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 128,911 ]

Buy Side

Total: 62,415

Broker

QTY

AVG

NET

15,185

452.89

+14,905

17.1%

10,053

455.62

+9,303

11.3%

10,000

456.00

+9,827

11.3%

6,152

453.84

+3,720

6.9%

5,670

455.12

+5,484

6.4%

5,000

454.72

+1,699

5.6%

1,977

458.14

+1,771

2.2%

1,462

453.79

+237

1.6%

1,370

454.09

+870

1.5%

1,250

453.68

+1,250

1.4%

1,070

451.89

+650

1.2%

1,060

455.54

+586

1.2%

841

453.32

+841

0.9%

680

453.90

+680

0.8%

645

456.04

+635

0.7%

Sell Side

Total: 66,496

Broker

QTY

AVG

NET

21,031

452.76

-16,031

23.7%

9,166

453.28

-7,267

10.3%

5,000

456.63

-5,000

5.6%

4,412

454.44

-2,685

5.0%

3,635

449.71

-3,635

4.1%

3,072

455.96

-125

3.5%

2,902

456.43

-418

3.3%

2,824

454.70

-1,574

3.2%

2,501

454.33

-1,321

2.8%

2,220

454.39

-1,773

2.5%

2,182

457.38

-1,506

2.5%

2,162

455.38

-1,012

2.4%

1,900

454.18

-1,900

2.1%

1,894

452.82

-1,644

2.1%

1,595

453.14

-591

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Goodwill & Intangible Assets	10,348,530	12,194,047	9,254,510	0	-15.13%
Property and Equipment	668,392,796	636,025,340	571,252,424	0	+5.09%
Investment Properties	0.00	0.00	0.00	242016450.00	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500,000	76,500,000	76,500,000	0	0.00%
Investment in Associates	2,832,215,876	2,832,215,876	1,201,065,500	0	0.00%
Investments	47,965,106,024	41,546,532,629	38,279,830,453	23,253,271,446	+15.45%
Loans	5,230,206,435	5,053,635,658	4,845,396,030	4,521,659,481	+3.49%
Reinsurance Assets	37,032,142	42,446,500	74,710,375	0	-12.76%
Current Tax Assets	140,860,404	309,573,474	237,045,200	0	-54.50%
Insurance Receivables	53,133,248	9,589,999	23,426,774	0	+454.05%
Insurance Payable	0.00	0.00	235664916.00	0	-
Other Financial Assets	1,379,012,496	1,530,183,203	812,557,643	0	-9.88%
Other Assets	11,658,325	520,087,174	116,506,164	12,625,936,088	-97.76%
Cash and Cash Equivalent	722,956,855	285,182,044	306,791,737	329,859,562	+153.51%
Total Assets	59,127,423,131	52,854,165,944	46,554,336,811	40,972,743,027	+11.87%
Equity
Share Capital	5,001,159,208	3,399,836,307	3,155,300,517	2,908,111,075	+47.10%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992,146	0	0	0	-
Catastrophe Reserves	313,829,304	252,235,747	210,335,168	174,388,519	+24.42%
Retained Earnings	919,096,034	563,704,840	448,195,781	533,387,534	+63.05%
Other Equity	94,078,322	75,979,450	30,833,538	34,809,915,700	+23.82%
Total Equity	6,438,155,014	4,291,756,344	3,844,665,004	38,425,802,828	+50.01%
Liabilities
Insurance & Contract Liabilities
Provisions	206,029,696	824,925,591	176,813,259	1,503,136,519	-75.02%
Gross Insurance Contract Liabilities	50,039,791,715	45,293,352,601	40,096,842,474	0	+10.48%
Other Financial Liabilities	1,982,429,942	1,269,767,495	1,217,789,763	0	+56.13%
Other Liabilities	257,188,892	679,019,431	199,380,550	1,043,803,680	-62.12%
Taxes & Funding
Deferred Tax Liabilities	199,287,963	191,520,882	54,737,702	0	+4.06%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	4,539,909	303,823,601	728,443,142	0	-98.51%
Total Liabilities	52,689,268,117	48,562,409,601	42,709,671,807	2,546,940,199	+8.50%
Total Equity and Liabilities	59,127,423,131	52,854,165,945	46,554,336,811	40,972,743,027	+11.87%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CLI	452.8	-2.18	-0.48%	-	0.37	112.2	-	9.26	8.51	146.57	-	0%	-	4.64%	8.47	51.3	0	49.34	53.69	9.53	1.68%	1.56%	8.74%	8.04%
CREST	1,208	+101.98	+9.22%	-	0.51	106.81	-	3.13	4.06	98.78	-	0%	-	4.91%	23.13	394.57	4.06	424.28	327.09	77.55	2.5%	3.24%	3.5%	4.54%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,279.9	-10.06	-0.78%	-	0	104.21	-	3.53	8.25	139.08	-	0%	-	4,876.37%	32.74	483.31	0	490.08	209.7	85,305	2.74%	6.42%	4.02%	9.4%
HLI	336.9	-2.99	-0.88%	-	0.25	115.41	-	4.59	4.13	103.56	-	0%	-	1.81%	6.36	79.96	0	78.65	87.41	5.88	0.44%	0.41%	3.9%	3.56%
ILI	434.9	-1.09	-0.25%	-	0.37	114.48	-	10.83	11.72	173.75	-	0%	-	6.81%	7.68	40.58	35.82	40.12	37.07	11.06	2.52%	2.73%	8.78%	9.51%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	813.9	+1.87	+0.23%	-	0	159.09	-	8.17	7.25	161.09	-	0%	-	1,367.14%	10.72	104.33	0	100.98	113.79	5,682.67	0.3%	0.27%	6.14%	5.45%
NLIC	763.4	+1.22	+0.16%	-	0.28	123.29	-	7.11	22.38	249.16	-	0%	-	5.54%	12.56	108.86	0	105.49	33.51	4.1	1.56%	0.83%	33.68%	17.99%
NLICL	587.7	+2.69	+0.46%	-	0.28	120.12	-	10.08	7.39	141.33	-	0%	-	2%	9.58	57.09	0	56.45	77	4.57	0.56%	0.41%	8.56%	6.28%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	461.6	-3.39	-0.73%	-	0.33	106.32	-	5.02	6.05	120.3	-	0%	-	3.91%	9.06	95.92	0	97.01	80.5	15.02	1.28%	1.56%	4.76%	5.75%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	458	-3	-0.65%	-	0.35	117.05	-	15.24	11.85	176.66	-	0%	-	10.57%	7.92	30.43	31.96	29.72	38.23	12.88	3.66%	2.85%	13.22%	10.29%
SJLIC	428	-2.19	-0.51%	-	0.31	117.82	-	8.06	7.1	137.19	-	0%	-	2.62%	7.44	54.4	18.25	53.66	60.92	5.71	0.8%	0.71%	6.94%	6.12%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	449	-0.99	-0.22%	-	0.18	115.6	-	11.35	10.84	167.91	-	0%	-	18.31%	8.22	41.88	0	39.82	41.7	30.69	3.26%	3.12%	10.62%	10.16%
SRLI	391.4	+0.39	+0.1%	-	0.34	108.8	-	11.01	8.41	143.48	-	0%	-	6.26%	7.39	36.51	1.98	34.92	45.72	9.14	2.1%	1.61%	9.98%	7.63%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	620.42	6.33	0.44%	-	0.275	117.02	-	8.26	9.07	150.68	-	0%	-	485.45%	11.636	121.472	7.082	123.117	92.795	7,013.369	1.8%	1.98%	9.45%	8.06%
MED	458	-1.09	-0.25%	-	0.31	115.41	-	8.17	8.25	143.48	-	0%	-	5.54%	8.47	57.09	0	56.45	60.92	11.06	1.68%	1.56%	8.56%	7.63%
MAX	1,279.9	101.98	9.22%	-	0.51	159.09	-	15.24	22.38	249.16	-	0%	-	4,876.37%	32.74	483.31	35.82	490.08	327.09	85,305	3.66%	6.42%	33.68%	17.99%
MIN	336.9	-10.06	-0.88%	-	0	104.21	-	3.13	4.06	98.78	-	0%	-	1.81%	6.36	30.43	0	29.72	33.51	4.1	0.3%	0.27%	3.5%	3.56%