Asian Life Insurance Co. Limited

Life InsuranceLow Cap

NPR 419.00

NPR +1+0.24%

09:14 AM NPT · Aug 13, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

422.00

High

422.00

Low

418.00

Prev Close

418.00

Volume

5,207

Turnover

Rs 2,183,439.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

9.26

EPS TTM

8.44

BVPS

120.79

P/E Ann.

45.25

P/E TTM

49.64

Graham #

158.64

Capital

Mkt Cap

20.23 Arab

Total

4.83 Crore

Public

1.93 Crore

Promoter

2.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

21.01

ADX

19.24

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

430.51

SMA 50

435.59

Bands & Channels

BB Width %

7.9%

Volume & Flow

OBV

1,076,496

Flow Analysis

[ Live 2026-08-13 ]

Total Buy

43,468

Shares Bought

Total Sell

43,468

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 38%

Distribution 62%

Accumulators

Quantity

11,400

Amount

4,784,737

Avg Rate

419.71

Rank

#12

Brokers

#60#52#44#90

Distributors

Quantity

18,659

Amount

7,822,855

Avg Rate

419.25

Rank

#10

Brokers

#34#26#45

Net Flow Impact:

-7,259units

(Rs. -3,038,118)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 58,303 ]

Buy Side

Total: 23,486

Broker

QTY

AVG

NET

3,838

420.81

+3,838

8.8%

3,600

419.20

+3,600

8.3%

2,337

420.04

+2,143

5.4%

1,812

419.11

+738

4.2%

1,736

419.84

+804

4.0%

1,625

417.78

+1,508

3.7%

1,530

420.46

+1,274

3.5%

1,388

420.00

+1,388

3.2%

1,000

419.65

+1,000

2.3%

890

421.26

+673

2.0%

820

420.47

+762

1.9%

776

416.66

+776

1.8%

774

420.01

+639

1.8%

703

419.52

+691

1.6%

657

419.51

+50

1.5%

Sell Side

Total: 34,817

Broker

QTY

AVG

NET

8,055

418.64

-3,020

18.5%

5,404

418.84

-4,748

12.4%

5,200

420.63

-4,344

12.0%

2,381

419.50

-903

5.5%

1,971

419.99

-1,221

4.5%

1,714

420.06

-5

3.9%

1,706

420.08

-1,538

3.9%

1,590

420.84

-861

3.7%

1,380

420.91

-1,380

3.2%

1,096

421.32

-895

2.5%

1,072

420.70

-564

2.5%

899

421.57

-899

2.1%

888

419.85

-238

2.0%

785

422.03

-589

1.8%

676

420.44

-506

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Goodwill & Intangible Assets	10,088	12,340	11,437	0	-18.25%
Property and Equipment	667,498	635,175	571,065	0	+5.09%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500	76,500	76,500	0	0.00%
Investment in Associates	2,832,216	2,832,216	1,201,066	0	0.00%
Investments	49,900,168	42,979,486	39,686,253	0	+16.10%
Loans	5,298,593	5,114,499	4,947,429	0	+3.60%
Reinsurance Assets	43,434	34,096	37,293	0	+27.39%
Current Tax Assets	122,639	80,398	237,045	0	+52.54%
Insurance Receivables	10,138	60,924	95,250	0	-83.36%
Insurance Payable	0.00	0.00	143749.57	0	-
Other Financial Assets	1,283,541	1,045,968	726,872	0	+22.71%
Other Assets	13,731	198,571	320,859	0	-93.08%
Cash and Cash Equivalent	343,969	302,633	266,775	0	+13.66%
Total Assets	60,602,515	53,372,805	48,177,843	0	+13.55%
Equity
Share Capital	5,001,159	3,399,836	3,155,301	0	+47.10%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992	0	0	0	-
Catastrophe Reserves	322,212	260,677	263,457	0	+23.61%
Retained Earnings	717,319	638,830	920,976	0	+12.29%
Other Equity	101,400	71,861	38,202	0	+41.11%
Total Equity	6,252,082	4,371,204	4,377,935	0	+43.03%
Liabilities
Insurance & Contract Liabilities
Provisions	204,351	115,300	176,813	0	+77.23%
Gross Insurance Contract Liabilities	51,538,256	46,199,141	41,470,862	0	+11.56%
Other Financial Liabilities	2,117,173	1,397,406	876,647	0	+51.51%
Other Liabilities	220,905	961,018	347,216	0	-77.01%
Taxes & Funding
Deferred Tax Liabilities	224,465	176,699	61,592	0	+27.03%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	45,282	152,038	723,027	0	-70.22%
Total Liabilities	54,350,433	49,001,601	43,799,907	0	+10.92%
Total Equity and Liabilities	60,602,515	53,372,805	48,177,843	0	+13.55%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Expense Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	P/S	Retained Risk	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CLI	432	0	0%	0.02	0.35	114.75	113.74	9.46	4.4	9.6	8.55	148.58	5.32	98.88	5.4	4.75	5.41	48.54	54.44	4.1	95.55	1.65	1.48%	8.04	7.16%
CREST	1,179.9	-5.1	-0.43%	0.01	0.45	106.86	83.78	9.21	0.47	2.15	3.24	88.26	6.36	59.79	14.78	3.32	16.08	599.53	387.19	35.39	75.86	1.49	2.25%	2.05	3.1%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,098	+2.96	+0.27%	0.01	0.49	104.39	106.46	8.84	0.59	2.59	6.31	121.74	5.25	85.46	12.16	3.56	20.04	605.75	210.62	38.38	84.53	1.76	4.29%	2.49	6.08%
HLI	319.9	+2.88	+0.91%	0.03	0.25	116.41	127.37	8.06	8.51	3.81	3.68	98.18	4.63	113.15	6.16	1.5	4.14	94.78	92.91	2.54	97.49	0.36	0.35%	3.25	3.14%
ILI	416	+3.01	+0.73%	0.02	0.37	116.41	107.54	8.7	3.11	9.81	11.7	175.06	4.86	91.5	7.34	6	5.11	45.46	37.74	4.85	97.15	2.2	2.63%	8.55	10.19%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	775.5	+3.47	+0.45%	0.04	0.22	160.81	144.74	7.1	16.46	7.77	7.28	162.3	5.62	134.77	2.87	1.31	6.88	106.82	112.36	2.5	99.52	0.28	0.26%	4.77	4.47%
NLIC	733.9	-4.88	-0.66%	0.07	0.26	124.53	131.55	7.45	23.87	6.4	4.28	109.51	5.1	121.52	2.58	0.86	8.35	121.88	179.35	1.88	98.92	0.21	0.15%	5.19	3.47%
NLICL	568	+2.99	+0.53%	0.03	0.27	122.4	121.15	10.2	15.22	9.76	7.4	142.76	1.11	107.7	3.25	1.97	6.47	60.86	80.41	2.13	97.58	0.52	0.39%	8.13	6.17%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	431	-1.9	-0.44%	0.02	0.31	108.87	111.9	9.54	3.11	6.91	7.07	131.6	4.07	93.97	8.39	5.43	5.9	69.75	68.03	6.74	96.26	1.68	1.72%	6.43	6.57%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	426.4	+4.89	+1.16%	0.02	0.32	118.47	109.07	9.69	2.73	12.07	11.06	171.7	5.04	91.24	8.14	8.53	5.24	38.61	42.9	5.86	94.45	2.76	2.53%	10.35	9.48%
SJLIC	415	+3.01	+0.73%	0.02	0.3	119.69	123.71	8.59	8.31	8.79	7.68	143.81	5.42	108.57	6.55	2.84	4.96	50.63	57.03	2.56	98.51	0.85	0.74%	7.44	6.5%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	408.7	-0.29	-0.07%	0.02	0.31	110.22	101.54	9.31	2.09	8.58	11.33	167.62	4.51	83.09	9.14	8.15	5.54	53.4	40.07	7.74	96.47	2.51	3.31%	8.4	11.1%
SRLI	371.9	+1.89	+0.51%	0.02	0.32	110.06	111.91	10.17	4.43	9.06	7.59	137.1	4.42	94.03	7.71	5.19	4.85	44.17	54.02	4.08	96.74	1.65	1.38%	8.25	6.92%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	582.78	1	0.28%	0.03	0.325	117.99	114.96	8.95	7.18	7.48	7.47	138.32	4.75	98.74	7.27	4.11	7.613	149.24	109.005	9.135	94.54	1.38	1.65%	6.41	6.49%
MED	431	2.88	0.45%	0.02	0.31	116.41	111.91	9.21	4.4	8.58	7.4	142.76	5.04	94.03	7.34	3.56	5.54	60.86	68.03	4.1	96.74	1.65	1.48%	7.44	6.5%
MAX	1,179.9	4.89	1.16%	0.07	0.49	160.81	144.74	10.2	23.87	12.07	11.7	175.06	6.36	134.77	14.78	8.53	20.04	605.75	387.19	38.38	99.52	2.76	4.29%	10.35	11.1%
MIN	319.9	-5.1	-0.66%	0.01	0.22	104.39	83.78	7.1	0.47	2.15	3.24	88.26	1.11	59.79	2.58	0.86	4.14	38.61	37.74	1.88	75.86	0.21	0.15%	2.05	3.1%