Asian Life Insurance Co. Limited

Life InsuranceMid Cap

NPR 422.20

NPR -1.8-0.42%

09:10 AM NPT · Nov 6, 2026

Est. February 27, 2008 · Asia Life Bhawan, Kathmandu · CEO: Mr. Dinesh Lal Shrestha

Asian Life Insurance Company Limited is one of Nepal’s leading life insurance providers, established with the vision of offering reliable, innovative, and customer-focused insurance solutions to individuals and families across the country. The company plays a significant role in strengthening Nepal’s insurance sector by promoting financial security, long-term savings, and risk protection through a diverse portfolio of life insurance products. With a strong nationwide presence, Asian Life Insurance offers a wide range of plans including endowment policies, money-back plans, whole life insurance, term life protection, health riders, and child education plans. The company focuses on providing accessible and affordable insurance services to meet the financial needs of people from all economic backgrounds. Built on principles of transparency, trust, and responsible service, Asian Life Insurance emphasizes modern technology, efficient customer service, and disciplined risk management. Its growing agent network, digital services, and professional team help ensure smooth policy issuance, premium collection, claim settlement, and customer support. By promoting financial literacy and long-term security, Asian Life Insurance remains committed to safeguarding the future of Nepali families and contributing to the development of a well-protected and financially resilient nation.

www.asianlife.com.np/

Trading

Open

420.10

High

427.90

Low

420.10

Prev Close

424.00

Volume

8,341

Turnover

Rs 3,539,134.5

Txns

Valuation · Q4 FY25/26

EPS Ann.

7.89

EPS TTM

7.89

BVPS

116.29

P/E Ann.

53.51

P/E TTM

53.51

Graham #

143.68

Capital

Mkt Cap

22.89 Arab

Total

5.42 Crore

Public

2.22 Crore

Promoter

3.2 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

46.38

ADX

15.93

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

426.31

SMA 50

418.82

Bands & Channels

BB Width %

6.12%

Volume & Flow

OBV

1,269,587

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

98,956

Shares Bought

Total Sell

98,956

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 54%

Distribution 46%

Accumulators

Quantity

43,718

Amount

18,729,562

Avg Rate

428.42

Rank

Brokers

#49#53#38

Distributors

Quantity

36,708

Amount

15,641,944

Avg Rate

426.12

Rank

Brokers

#28#25#34#17

Net Flow Impact:

+7,010units

(Rs. 3,087,618)

Net Flow by Timeframe

ALICL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 146,472 ]

Buy Side

Total: 72,152

Broker

QTY

AVG

NET

21,645

428.42

+20,365

21.9%

12,261

431.49

+9,415

12.4%

9,812

424.56

+9,812

9.9%

3,787

422.71

+2,992

3.8%

3,658

426.88

+3,183

3.7%

3,356

423.82

+68

3.4%

2,519

424.89

+1,335

2.5%

2,282

425.24

+1,414

2.3%

2,242

421.53

+1,878

2.3%

2,100

425.09

+706

2.1%

2,055

425.50

+1,981

2.1%

1,790

425.44

+1,790

1.8%

1,756

426.18

+1,678

1.8%

1,456

425.91

+1,120

1.5%

1,433

423.21

+1,433

1.4%

Sell Side

Total: 74,320

Broker

QTY

AVG

NET

12,220

430.94

-10,137

12.3%

9,762

426.49

-8,467

9.9%

9,000

422.01

-8,807

9.1%

6,065

425.93

-2,800

6.1%

5,726

421.66

-5,696

5.8%

5,345

431.51

-4,447

5.4%

4,349

423.26

-4,325

4.4%

4,221

427.21

-4,170

4.3%

3,354

423.95

-2,012

3.4%

3,000

427.72

-3,000

3.0%

2,575

424.50

-1,965

2.6%

2,457

423.72

-1,730

2.5%

2,241

428.06

-1,941

2.3%

2,015

427.31

-1,370

2.0%

1,990

425.47

-379

2.0%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Goodwill & Intangible Assets	10,305	10,594	13,265	0	-2.73%
Property and Equipment	666,037	635,717	574,723	0	+4.77%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	0.00	0.00	0.00	0	-
Investment in Subsidiaries	76,500	76,500	76,500	0	0.00%
Investment in Associates	2,832,216	2,832,216	2,802,216	0	0.00%
Investments	50,613,907	44,471,518	38,597,149	0	+13.81%
Loans	5,273,387	5,173,536	4,970,727	0	+1.93%
Reinsurance Assets	41,999	24,888	66,101	0	+68.75%
Current Tax Assets	109,787	202,543	237,045	0	-45.80%
Insurance Receivables	3,097	0	91,945	0	-
Insurance Payable	0.00	157818.23	143749.57	0	-100.00%
Other Financial Assets	1,089,937	2,277,316	1,649,514	0	-52.14%
Other Assets	7,270	132,179	170,282	0	-94.50%
Cash and Cash Equivalent	1,610,681	392,786	248,703	0	+310.07%
Total Assets	62,335,124	56,229,793	49,498,168	0	+10.86%
Equity
Share Capital	5,251,217	3,399,836	3,399,836	0	+54.45%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	109,992	0	0	0	-
Catastrophe Reserves	328,893	279,685	227,205	0	+17.59%
Retained Earnings	526,725	805,685	340,932	0	-34.62%
Other Equity	91,417	106,411	46,315	0	-14.09%
Total Equity	6,308,244	4,591,617	4,014,288	0	+37.39%
Liabilities
Insurance & Contract Liabilities
Provisions	209,073	167,923	835,703	0	+24.51%
Gross Insurance Contract Liabilities	53,134,186	47,392,664	42,994,732	0	+12.11%
Other Financial Liabilities	2,195,538	1,584,208	967,375	0	+38.59%
Other Liabilities	292,332	1,076,613	441,600	0	-72.85%
Taxes & Funding
Deferred Tax Liabilities	195,751	211,046	100,721	0	-7.25%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	0.00	1047904.43	0.00	0	-100.00%
Total Liabilities	56,026,880	51,638,176	45,483,880	0	+8.50%
Total Equity and Liabilities	62,335,124	56,229,793	49,498,168	0	+10.86%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Expense Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	P/S	Retained Risk	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CLI	442	+1.5	+0.34%	0.02	0.36	115.36	113.66	9.51	4.83	7.82	7.82	142.47	6.68	99.28	4.87	3.49	3.77	55.64	56.25	1.95	95.76	1.25	1.25%	6.49	6.49%
CREST	1,192	+147.12	+14.08%	0.01	0.42	96.51	90.84	9.42	0.6	0.34	0.34	27.17	7.62	66.7	14.72	0.54	12.17	3,455	3,250	18.84	75.47	0.22	0.22%	0.33	0.33%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	886	-1.51	-0.17%	0.01	0.48	104.58	101.43	8.92	0.66	2.14	2.14	70.96	6.87	80.96	11.55	2.79	11.19	546.68	481.31	15.27	84.43	1.34	1.34%	2.02	2.02%
HLI	303	-0.3	-0.1%	0.03	0.25	116.61	124.55	8.31	8.85	3.48	3.48	95.55	6.03	110.57	5.67	1.29	2.76	92.47	91.09	1.2	98.04	0.32	0.32%	3.03	3.03%
ILI	443	+0.31	+0.07%	0.02	0.37	120.69	104.38	8.98	3.32	11.68	11.68	178.09	5.93	88.54	6.86	6.45	3.38	34.93	36.81	2.25	96.45	2.42	2.42%	9.78	9.78%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	799	+2.07	+0.26%	0.04	0.22	162.36	141.93	7.21	16.74	7.38	7.38	164.19	7.4	131.75	2.97	1.21	4.86	107.02	110.16	1.3	99.51	0.26	0.26%	4.48	4.48%
NLIC	740	+1.03	+0.14%	0.07	0.27	124.71	127.59	7.71	23.7	4.91	4.91	117.38	6.88	117.56	2.32	0.62	6.01	152.71	149.69	0.96	98.92	0.17	0.17%	3.97	3.97%
NLICL	580	-0.99	-0.17%	0.03	0.29	121.71	120.25	9.39	15.83	6.51	6.51	133.52	6.41	107.85	3.01	1.17	4.76	88.94	89.4	1.04	97.23	0.33	0.33%	5.45	5.45%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	429	+1.58	+0.37%	0.02	0.32	110.87	105.63	9.63	3.33	7.08	7.08	132.9	4.87	88.23	7.77	4.99	3.91	61.17	60.99	3.06	96.41	1.61	1.61%	6.46	6.46%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	446	-3.01	-0.67%	0.02	0.32	121.18	106.28	9.89	3.02	11.21	11.21	174.83	6.11	88.19	8.2	7.42	3.63	39.25	39.6	2.92	95.24	2.39	2.39%	9.31	9.31%
SJLIC	429.9	-0.3	-0.07%	0.02	0.31	121.29	120.27	8.79	9.02	7.59	7.59	143.92	6.75	105.44	6.04	2.22	3.41	54.41	55.44	1.21	98.32	0.68	0.68%	6.35	6.35%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	416	+2.19	+0.53%	0.02	0.3	111.53	103.88	9.55	2.27	7.92	7.92	140.98	5.95	85.52	8.81	7.16	3.78	53.3	52.9	3.82	96.04	2.13	2.13%	6.92	6.92%
SRLI	378.1	+1.09	+0.29%	0.02	0.33	110.88	109.38	10.44	4.79	7.65	7.65	138.15	5.42	91.89	7.05	3.99	3.42	49.52	49.15	1.98	97.07	1.31	1.31%	6.93	6.93%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	575.69	11.6	1.15%	0.03	0.326	118.33	113.08	9.06	7.46	6.59	6.59	127.7	6.38	97.11	6.91	3.33	5.158	368.54	347.907	4.292	94.53	1.11	1.11%	5.5	5.5%
MED	443	1.03	0.14%	0.02	0.32	116.61	109.38	9.39	4.79	7.38	7.38	138.15	6.41	91.89	6.86	2.79	3.78	61.17	60.99	1.98	96.45	1.25	1.25%	6.35	6.35%
MAX	1,192	147.12	14.08%	0.07	0.48	162.36	141.93	10.44	23.7	11.68	11.68	178.09	7.62	131.75	14.72	7.42	12.17	3,455	3,250	18.84	99.51	2.42	2.42%	9.78	9.78%
MIN	303	-3.01	-0.67%	0.01	0.22	96.51	90.84	7.21	0.6	0.34	0.34	27.17	4.87	66.7	2.32	0.54	2.76	34.93	36.81	0.96	75.47	0.17	0.17%	0.33	0.33%