Aatmanirbhar Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 5,996.00

NPR +472+8.54%

09:14 AM NPT · Aug 7, 2026

Est. Registered under microfinance-license (predecessor NGO licensure in 2060 B.S.; re-registered as microfinance institution later) · Ghorahi Sub-Metropolis-15, Dang, Nepal

Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) is a Nepal-based microfinance / financial-inclusion institution. Its core mission is to provide micro-loans and other microfinance services to underserved, rural, and low-income households, helping them with income generation, small enterprise financing, and improving livelihoods.The institution’s central office (headquarters) is in Ghorahi Sub-Metropolis-15, Dang district. ANLB operates through a network of branches: sources report it has around 21 branches across districts including Dang, Banke and Bardiya. ANLB is listed on the stock exchange under the symbol “ANLB” with its listing finalized on April 30, 2023. It has a paid-up capital structure as per reporting: the total paid-up value reported at NPR 78,343,300.00. Over recent years, the institution has offered micro-loans, aiming at rural households and micro-enterprises, positioning itself among Nepal’s microfinance institutions that support economic inclusion and grassroots financing. Financially, ANLB has recently returned to profitability after a period of loss: in the latest reported quarter it declared a profit of more than NPR 1.14 crore (after earlier losses).

aatmanirbhar.com.np/

Trading

Open

5,360.00

High

5,999.00

Low

5,300.00

Prev Close

5,524.00

Volume

5,041

Turnover

Rs 27,232,280.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

82.49

EPS TTM

91.55

BVPS

484.74

P/E Ann.

72.69

P/E TTM

65.49

Graham #

948.52

Capital

Mkt Cap

4.7 Arab

Total

7.83 Lakh

Public

2.56 Lakh

Promoter

5.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

55.53

ADX

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

6031.69

SMA 50

6023.76

Bands & Channels

BB Width %

36.27%

Volume & Flow

OBV

236,425

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

16,185

Shares Bought

Total Sell

16,185

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 66%

Distribution 34%

Accumulators

Quantity

10,897

Amount

59,957,459

Avg Rate

5502.20

Rank

Brokers

#62#39#69#26

Distributors

Quantity

5,663

Amount

31,274,505

Avg Rate

5522.60

Rank

Brokers

#58#38

Net Flow Impact:

+5,234units

(Rs. 28,682,954)

Net Flow by Timeframe

ANLB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 22,847 ]

Buy Side

Total: 13,581

Broker

QTY

AVG

NET

6,225

5510.24

+2,586

38.5%

3,500

5500.00

+1,657

21.6%

780

5446.44

+780

4.8%

555

5416.80

+127

3.4%

506

5473.73

+235

3.1%

392

5505.00

+392

2.4%

318

5404.39

+227

2.0%

267

5372.75

+147

1.6%

249

5489.67

+249

1.5%

203

5438.16

+203

1.3%

140

5377.54

+140

0.9%

125

5505.00

+113

0.8%

120

5436.33

+50

0.7%

101

5379.97

+11

0.6%

100

5368.54

+100

0.6%

Sell Side

Total: 9,266

Broker

QTY

AVG

NET

4,811

5526.90

-4,305

29.7%

969

5492.33

-694

6.0%

852

5498.32

-807

5.3%

517

5366.89

-487

3.2%

450

5415.38

-450

2.8%

443

5487.03

-6

2.7%

350

5334.98

-198

2.2%

240

5660.62

-239

1.5%

200

5480.00

-111

1.2%

148

5444.76

-118

0.9%

119

5312.30

-109

0.7%

5491.86

-87

0.6%

5520.00

-50

0.3%

5472.00

-10

0.1%

5479.00

-10

0.1%

Financial Fundamentals

No data available for BS

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	917	-3.04	-0.33%	0	0.13	179.21	8.36	34.02	34.53	373.14	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,091	+5.97	+0.55%	0.01	0.13	163.92	8.15	29.28	39.86	383.42	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
AVYAN	1,053	+11.04	+1.06%	0	0.15	157.84	8.3	52.53	56.82	449.21	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	929	-0.93	-0.1%	0.03	0.12	241.93	5.53	33.41	34.99	436.42	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,280	-10.06	-0.78%	0	0.11	269.54	9.28	26.74	43.18	511.73	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	829	-6.01	-0.72%	0.02	0.13	212.26	5.63	44.13	45.7	467.18	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,165	-17.14	-1.45%	0	0.11	148.7	11.63	18.29	21.19	266.26	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	781	+22.97	+3.03%	0.01	0.06	131.53	2.27	11.27	13	196.14	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	930	+2.87	+0.31%	0.01	0.13	239.61	7.08	18.15	16.05	294.16	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	738	+1.03	+0.14%	0.01	0.14	295.18	4.49	40	36.73	493.91	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,070	-19.95	-1.83%	0.01	0.14	214.72	7.08	45.16	47.07	476.87	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,795.9	-5.04	-0.28%	0	0.14	168.91	9.58	40.62	39.89	389.36	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,154	-29.1	-2.46%	0	0.13	169.51	9.23	53.71	52.94	449.35	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	870	-10.03	-1.14%	0	0.13	178.01	8.47	31.68	34.99	374.36	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	876.9	-2.11	-0.24%	0	0.12	140.07	7.83	20.31	33.95	327.1	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,260.8	+0.76	+0.06%	0.02	0.13	255.24	6.32	47.73	57.77	575.99	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	-10	-1.01%	0	0.11	170.91	6.92	8.09	19.73	275.45	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	777	+16.8	+2.21%	0	0.13	154.96	6.96	4.37	12.22	206.41	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	885	-9.84	-1.1%	0	0.13	192.91	6.79	17.29	6.03	161.78	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	811	-1.22	-0.15%	0.01	0.1	132.3	14.4	15.11	9.04	164.04	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	661.2	-4.8	-0.72%	0.01	0.11	151.87	7.11	13.33	15.83	232.58	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,119	-2.02	-0.18%	0	0.13	199.67	5.89	38.36	40.85	428.39	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	998.81	-3.17	-0.23%	0.01	0.123	189.49	7.6	29.25	32.38	360.6	7.48	15.87	11.68%	8.092	53.75	1.282	44.927	11.697	1.94	2.17%	16.41	18.27%
MED	929.5	-2.57	-0.26%	0	0.13	174.46	7.1	30.48	34.99	378.89	7.66	15.68	9.96%	7.8	41.76	0.575	28.705	9.97	2.07	2.38%	14.54	18.6%
MAX	1,795.9	22.97	3.03%	0.03	0.15	295.18	14.4	53.71	57.77	575.99	9.37	36.69	23.93%	14.21	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	661.2	-29.1	-2.46%	0	0.06	131.53	2.27	4.37	6.03	161.78	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%