Aatmanirbhar Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 5,884.90

NPR -9.1-0.15%

09:14 AM NPT · Jun 29, 2026

Est. Registered under microfinance-license (predecessor NGO licensure in 2060 B.S.; re-registered as microfinance institution later) · Ghorahi Sub-Metropolis-15, Dang, Nepal

Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) is a Nepal-based microfinance / financial-inclusion institution. Its core mission is to provide micro-loans and other microfinance services to underserved, rural, and low-income households, helping them with income generation, small enterprise financing, and improving livelihoods.The institution’s central office (headquarters) is in Ghorahi Sub-Metropolis-15, Dang district. ANLB operates through a network of branches: sources report it has around 21 branches across districts including Dang, Banke and Bardiya. ANLB is listed on the stock exchange under the symbol “ANLB” with its listing finalized on April 30, 2023. It has a paid-up capital structure as per reporting: the total paid-up value reported at NPR 78,343,300.00. Over recent years, the institution has offered micro-loans, aiming at rural households and micro-enterprises, positioning itself among Nepal’s microfinance institutions that support economic inclusion and grassroots financing. Financially, ANLB has recently returned to profitability after a period of loss: in the latest reported quarter it declared a profit of more than NPR 1.14 crore (after earlier losses).

aatmanirbhar.com.np/

Trading

Open

5,722.60

High

5,884.90

Low

5,722.00

Prev Close

5,894.00

Volume

509

Turnover

Rs 2,929,470.6

Txns

Valuation · Q3 FY25/26

EPS Ann.

82.49

EPS TTM

91.55

BVPS

484.74

P/E Ann.

71.34

P/E TTM

64.28

Graham #

948.52

Capital

Mkt Cap

4.61 Arab

Total

7.83 Lakh

Public

2.56 Lakh

Promoter

5.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

50.29

ADX

69.92

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

5912.84

SMA 50

6022.4

Bands & Channels

BB Width %

11.39%

Volume & Flow

OBV

245,496

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

1,939

Shares Bought

Total Sell

1,939

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 62%

Distribution 38%

Accumulators

Quantity

984

Amount

5,707,250

Avg Rate

5800.05

Rank

#13

Brokers

#62

Distributors

Quantity

597

Amount

3,439,683

Avg Rate

5761.61

Rank

#23

Brokers

#58#21#65

Net Flow Impact:

+387units

(Rs. 2,267,568)

Net Flow by Timeframe

ANLB — Broker Breakdown (7D)

8 Buyers15 Sellers

[ Vol: 2,780 ]

Buy Side

Total: 1,676

Broker

QTY

AVG

NET

984

5800.05

+503

50.8%

380

5722.33

+191

19.6%

227

5859.22

+207

11.7%

5755.00

2.6%

5748.57

1.1%

5726.00

+10

0.5%

5633.33

0.1%

5708.00

0.1%

Sell Side

Total: 1,104

Broker

QTY

AVG

NET

397

5772.35

-309

20.5%

175

5828.10

-92

9.0%

100

5730.00

-100

5.2%

100

5750.60

-100

5.2%

5722.31

-73

3.8%

5844.94

-21

3.3%

5854.69

-22

1.6%

5884.00

-31

1.6%

5718.91

-26

1.3%

5725.00

-12

1.1%

5778.57

-11

1.1%

5874.95

-10

1.0%

5725.55

-20

1.0%

5723.10

-12

0.6%

5851.42

-12

0.6%

Financial Fundamentals

No data available for BS

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	938	-1.03	-0.11%	0	0.13	179.21	8.36	34.02	34.53	373.14	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,063	-6.95	-0.65%	0.01	0.13	163.92	8.15	29.28	39.86	383.42	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
AVYAN	1,043	-16.96	-1.6%	0	0.15	157.84	8.3	52.53	56.82	449.21	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.6	-0.09	-0.01%	0.03	0.12	241.93	5.53	33.41	34.99	436.42	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,385	-47.86	-3.34%	0	0.11	269.54	9.28	26.74	43.18	511.73	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	820	-9.96	-1.2%	0.02	0.13	212.26	5.63	44.13	45.7	467.18	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,420	+185	+14.98%	0	0.11	148.7	11.63	18.29	21.19	266.26	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	761	-9.01	-1.17%	0.01	0.06	131.53	2.27	11.27	13	196.14	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	980.1	-9.9	-1%	0.01	0.13	239.61	7.08	18.15	16.05	294.16	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	750	-17.58	-2.29%	0.01	0.14	295.18	4.49	40	36.73	493.91	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,095	-7.05	-0.64%	0.01	0.14	214.72	7.08	45.16	47.07	476.87	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,798	-1.98	-0.11%	0	0.14	168.91	9.58	40.62	39.89	389.36	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,211	-15.2	-1.24%	0	0.13	169.51	9.23	53.71	52.94	449.35	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	874.5	-0.53	-0.06%	0	0.13	178.01	8.47	31.68	34.99	374.36	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	892	+1.87	+0.21%	0	0.12	140.07	7.83	20.31	33.95	327.1	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,251	-9.96	-0.79%	0.02	0.13	255.24	6.32	47.73	57.77	575.99	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,029.9	-1.13	-0.11%	0	0.11	170.91	6.92	8.09	19.73	275.45	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	823	+1.97	+0.24%	0	0.13	154.96	6.96	4.37	12.22	206.41	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	920	-3.05	-0.33%	0	0.13	192.91	6.79	17.29	6.03	161.78	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	854.1	+4.08	+0.48%	0.01	0.1	132.3	14.4	15.11	9.04	164.04	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	707.1	-3.77	-0.53%	0.01	0.11	151.87	7.11	13.33	15.83	232.58	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,160	-7.94	-0.68%	0	0.13	199.67	5.89	38.36	40.85	428.39	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,031.2	1.04	0%	0.01	0.123	189.49	7.6	29.25	32.38	360.6	7.48	15.87	11.68%	8.092	53.75	1.282	44.927	11.697	1.94	2.17%	16.41	18.27%
MED	959.05	-5.36	-0.59%	0	0.13	174.46	7.1	30.48	34.99	378.89	7.66	15.68	9.96%	7.8	41.76	0.575	28.705	9.97	2.07	2.38%	14.54	18.6%
MAX	1,798	185	14.98%	0.03	0.15	295.18	14.4	53.71	57.77	575.99	9.37	36.69	23.93%	14.21	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	707.1	-47.86	-3.34%	0	0.06	131.53	2.27	4.37	6.03	161.78	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%