NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

38.22

ADX

46.09

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1047.35

SMA 50

1056.53

Bands & Channels

BB Width %

10.96%

Volume & Flow

OBV

786,897

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

17,742

Shares Bought

Total Sell

17,742

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

7,864

Amount

8,277,573

Avg Rate

1052.59

Rank

Brokers

#77#22

Distributors

Quantity

7,295

Amount

7,543,691

Avg Rate

1034.09

Rank

#13

Brokers

#42#49#45#60

Net Flow Impact:

+569units

(Rs. 733,882)

Net Flow by Timeframe

AVYAN — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 28,531 ]

Buy Side

Total: 14,339

Broker

QTY

AVG

NET

6,644

1055.60

+6,644

37.5%

1,600

1018.47

+925

9.0%

1,220

1036.22

+1,120

6.9%

1,010

1027.82

+910

5.7%

950

1026.24

+890

5.3%

520

1059.81

+410

2.9%

495

1050.07

+448

2.8%

413

1032.43

+373

2.3%

101

352

1012.27

+352

2.0%

215

1053.91

+205

1.2%

213

1028.56

+203

1.2%

200

1036.97

+180

1.1%

200

1031.00

+200

1.1%

170

1024.65

+160

1.0%

137

1030.00

+72

0.8%

Sell Side

Total: 14,192

Broker

QTY

AVG

NET

2,991

1042.96

-2,611

16.9%

2,062

1016.08

-1,695

11.6%

1,217

1034.65

-1,057

6.9%

1,025

1043.76

-1,025

5.8%

850

1044.50

-710

4.8%

840

1029.39

-820

4.7%

834

1033.03

-584

4.7%

805

1054.56

-498

4.5%

710

1050.32

-590

4.0%

600

1031.83

-550

3.4%

595

1056.91

-285

3.4%

520

1061.83

-400

2.9%

500

1049.22

-490

2.8%

333

1039.20

-63

1.9%

310

1039.32

-310

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	250,000	250,000	250,000	0	0.00%
Reserves and Surplus	144,605	40,743	-549	0	+254.92%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	2,823,844	2,712,870	1,681,046	0	+4.09%
Deposits	358,267	320,974	234,491	0	+11.62%
Income Tax Liabilities	20,361	0	0	0	-
Other Liabilities	72,907	55,325	46,909	0	+31.78%
Total Capital & Liabilities	3,669,984	3,379,912	2,211,896	0	+8.58%
Assets
Cash and Bank Balance	63,119	199,883	42,400	0	-68.42%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	0.00	0.00	0.00	0	-
Loan and Advances	3,563,199	3,123,770	2,078,272	0	+14.07%
Fixed Assets	35,831	33,060	34,475	0	+8.38%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	7,835	23,198	56,750	0	-66.22%
Total Assets	3,669,984	3,379,912	2,211,896	0	+8.58%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	917	-3.04	-0.33%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,091	+5.97	+0.55%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,996	+471.77	+8.54%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	929	-0.93	-0.1%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,280	-10.06	-0.78%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	829	-6.01	-0.72%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,165	-17.14	-1.45%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	781	+22.97	+3.03%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	930	+2.87	+0.31%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	738	+1.03	+0.14%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,070	-19.95	-1.83%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,795.9	-5.04	-0.28%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,154	-29.1	-2.46%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	870	-10.03	-1.14%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	876.9	-2.11	-0.24%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,260.8	+0.76	+0.06%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	-10	-1.01%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	777	+16.8	+2.21%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	885	-9.84	-1.1%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	811	-1.22	-0.15%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	661.2	-4.8	-0.72%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,119	-2.02	-0.18%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,223.49	17.77	0.11%	0.01	0.121	204.35	136.88%	7.43	30.62	33.96	385.6	7.58	7.47	16.03	11.96%	8.453	56.31	1.311	46.985	13.09	1.92	2.15%	15.56	17.38%
MED	929.5	-2.57	-0.26%	0	0.13	178.61	111.88%	7.08	30.48	34.99	378.89	7.86	7.66	15.68	10.61%	7.8	45.99	0.595	31.655	10.02	2.07	2.38%	14.54	18.6%
MAX	5,996	471.77	8.54%	0.03	0.14	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.27	3.57%	32.12	31.67%
MIN	661.2	-29.1	-2.46%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.15	18.6	6.63	0.36	0.4%	2.76	3.33%