NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

45.23

ADX

39.48

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1068.89

SMA 50

1100.37

Bands & Channels

BB Width %

8.12%

Volume & Flow

OBV

770,810

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

12,825

Shares Bought

Total Sell

12,825

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 60%

Distribution 40%

Accumulators

Quantity

4,651

Amount

4,907,103

Avg Rate

1055.06

Rank

#18

Brokers

#58#17#48

Distributors

Quantity

3,123

Amount

3,297,824

Avg Rate

1055.98

Rank

#24

Brokers

#41#59#35#1

Net Flow Impact:

+1,528units

(Rs. 1,609,278)

Net Flow by Timeframe

AVYAN — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 17,275 ]

Buy Side

Total: 10,064

Broker

QTY

AVG

NET

1,815

1063.97

+519

14.2%

1,683

1055.92

+449

13.1%

1,555

1050.25

+1,054

12.1%

1,281

1048.29

+1,036

10.0%

483

1045.08

+319

3.8%

456

1051.75

+396

3.6%

410

1050.00

+290

3.2%

400

1045.01

+250

3.1%

380

1056.22

+15

3.0%

380

1062.05

+330

3.0%

368

1058.54

+140

2.9%

243

1058.36

+43

1.9%

210

1041.33

+210

1.6%

200

1043.49

+200

1.6%

200

1051.10

+190

1.6%

Sell Side

Total: 7,211

Broker

QTY

AVG

NET

1,193

1054.36

-982

9.3%

910

1057.72

-910

7.1%

570

1063.07

-440

4.4%

554

1047.97

-144

4.3%

537

1055.51

-410

4.2%

450

1047.76

-450

3.5%

417

1044.29

-417

3.3%

404

1045.67

-404

3.1%

400

1070.90

-230

3.1%

400

1056.92

-330

3.1%

347

1043.54

-347

2.7%

346

1049.03

-346

2.7%

313

1055.82

-123

2.4%

210

1052.20

-210

1.6%

160

1052.81

-160

1.3%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	250,000	250,000	250,000	0	0.00%
Reserves and Surplus	144,605	40,743	-549	0	+254.92%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	2,823,844	2,712,870	1,681,046	0	+4.09%
Deposits	358,267	320,974	234,491	0	+11.62%
Income Tax Liabilities	20,361	0	0	0	-
Other Liabilities	72,907	55,325	46,909	0	+31.78%
Total Capital & Liabilities	3,669,984	3,379,912	2,211,896	0	+8.58%
Assets
Cash and Bank Balance	63,119	199,883	42,400	0	-68.42%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	0.00	0.00	0.00	0	-
Loan and Advances	3,563,199	3,123,770	2,078,272	0	+14.07%
Fixed Assets	35,831	33,060	34,475	0	+8.38%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	7,835	23,198	56,750	0	-66.22%
Total Assets	3,669,984	3,379,912	2,211,896	0	+8.58%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	830	-3.42	-0.41%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	890.1	-17.89	-1.97%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	710.9	-1.07	-0.15%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,167.9	-0.12	-0.01%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,249.88	-12.76	-1.15%	0.01	0.121	204.35	136.88%	7.43	30.62	33.96	385.6	7.58	7.47	16.03	11.96%	8.453	56.31	1.311	46.985	13.09	1.92	2.15%	15.56	17.38%
MED	964.5	-4.66	-0.33%	0	0.13	178.61	111.88%	7.08	30.48	34.99	378.89	7.86	7.66	15.68	10.61%	7.8	45.99	0.595	31.655	10.02	2.07	2.38%	14.54	18.6%
MAX	5,894	13.03	1.28%	0.03	0.14	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.27	3.57%	32.12	31.67%
MIN	710.9	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.15	18.6	6.63	0.36	0.4%	2.76	3.33%