NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

60.96

ADX

10.46

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1115.12

SMA 50

1145.44

Bands & Channels

BB Width %

6.64%

Volume & Flow

OBV

775,971

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

30,373

Shares Bought

Total Sell

30,373

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

Quantity

9,826

Amount

11,092,486

Avg Rate

1128.89

Rank

Brokers

#34#74#48

Distributors

Quantity

11,928

Amount

13,334,531

Avg Rate

1117.92

Rank

Brokers

#60#21#77#95

Net Flow Impact:

-2,102units

(Rs. -2,242,045)

Net Flow by Timeframe

AVYAN — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 41,152 ]

Buy Side

Total: 22,748

Broker

QTY

AVG

NET

3,729

1121.21

+2,094

12.3%

3,192

1136.00

+2,752

10.5%

2,905

1130.94

+2,705

9.6%

1,882

1125.81

+202

6.2%

1,638

1125.58

+160

5.4%

1,530

1119.85

+479

5.0%

1,363

1124.58

+1,122

4.5%

1,255

1132.71

+522

4.1%

1,067

1124.93

+444

3.5%

820

1118.05

+68

2.7%

817

1123.42

+257

2.7%

750

1123.40

+505

2.5%

650

1112.28

+270

2.1%

600

1132.17

+430

2.0%

550

1125.65

+404

1.8%

Sell Side

Total: 18,404

Broker

QTY

AVG

NET

6,672

1111.37

-6,672

22.0%

2,270

1126.23

-1,399

7.5%

1,676

1127.93

-1,266

5.5%

1,310

1124.06

-1,310

4.3%

1,000

1144.55

-861

3.3%

940

1135.86

-740

3.1%

852

1124.30

-148

2.8%

810

1136.42

-810

2.7%

530

1116.78

-90

1.7%

520

1127.82

-201

1.7%

430

1119.04

-74

1.4%

424

1124.09

-264

1.4%

375

1138.43

-205

1.2%

360

1135.13

-180

1.2%

235

1114.26

-135

0.8%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	250,000,000	250,000,000	250,000,000	250,000,000	0.00%
Reserves and Surplus	123,477,564	22,033,616	-63,460,544	49,769,310	+460.41%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	2,820,284,165	2,423,446,974	1,632,492,206	1,538,954,600	+16.37%
Deposits	353,969,630	295,853,976	227,104,173	302,183,230	+19.64%
Income Tax Liabilities	20,463,272	0	0	7,227,850	-
Other Liabilities	64,250,383	53,891,334	25,777,266	78,757,510	+19.22%
Total Capital & Liabilities	3,632,445,014	3,045,225,900	2,071,913,101	2,226,892,500	+19.28%
Assets
Cash and Bank Balance	47,306,983	221,310,158	91,496,982	69,037,380	-78.62%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	3,541,043,999	2,759,679,113	1,912,821,903	2,076,271,930	+28.31%
Fixed Assets	35,854,534	33,621,776	17,806,649	22,380,150	+6.64%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	8,239,498	30,614,851	49,787,567	59,203,040	-73.09%
Total Assets	3,632,445,014	30,452,258,900	2,071,913,101	2,226,892,500	-88.07%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	949.9	-2.09	-0.22%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,100	-5.53	-0.5%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,020	+15.01	+0.25%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	907	-4.47	-0.49%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,466.1	-5.89	-0.4%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	844.5	-2.54	-0.3%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,315	-7.94	-0.6%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	796	+0.08	+0.01%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,059	+9.03	+0.86%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	773	+1.08	+0.14%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,120	+9	+0.81%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,790	+9.97	+0.56%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,334.6	+7.56	+0.57%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	922.5	-12.53	-1.34%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,305	-9.99	-0.76%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,102	+11.99	+1.1%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	872	+5.98	+0.69%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	966	+12.02	+1.26%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	895	+0.98	+0.11%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	710	-5.08	-0.71%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,199	+19	+1.61%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,288.03	2.07	0.12%	0.01	0.125	202.11	126.94%	29.47	32.99	379.27	7.15%	7.51%	9.79%	15.34%	12.825	30.642	44.415	30.262	44.987	28.821	1.88%	2.12%	15%	17.26%
MED	1,012.5	0.53	0.06%	0	0.13	182.2	111.28%	29.64	33.79	363.3	7.89%	7.44%	9.06%	15.18%	11.575	37	0.405	35.26	32.42	21.265	2.01%	2.21%	16.12%	16.7%
MAX	6,020	19	1.61%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	28.82%	39.06%
MIN	710	-12.53	-1.34%	0	0.06	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%