NEPSE Chart

TECHNICAL ANALYSIS

Indicator Signals

MACDStrong Buy

RSISell

SuperTrendStrong Buy

Momentum

RSI (14)

65.09

ADX

56.4

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Overall Score

Technical ScoreAbove Line

Moving Averages

SMA 20

1102.09

SMA 50

1016.07

Bands & Channels

BB Width %

44.47%

Volume & Flow

OBV

698,436

Broker Analysis (Zero-Sum)

Live 2026-03-26

Total Buy

234,346

Shares Bought

Total Sell

234,346

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Microfinance▼ DISTRIBUTING

Accumulation 30%Distribution 70%

ACCUMULATORS5

Quantity42,409

Amount53,359,893

Avg Rate1258.22

Rank#4

Brokers

#60# 42# 62# 34# 38

DISTRIBUTORS4

Quantity97,352

Amount122,310,114

Avg Rate1256.37

Rank#1

Brokers

#48# 45# 17# 40

Net Flow Impact

-54,943units(Rs. -68,950,220)

Net Flow by Timeframe

AVYAN — Broker Breakdown (7D)

▲ 15 Buyers

▼ 15 Sellers

Vol: 254,921

▲ BUY SIDE

Total: 145,157

BR#

QTY

AVG

NET

▼ SELL SIDE

Total: 109,764

BR#

QTY

AVG

NET

NET FLOW

+35,393 units

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	250,000,000	250,000,000	250,000,000	250,000,000	0.00%
Reserves and Surplus	123,477,564	22,033,616	-63,460,544	49,769,310	+460.41%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	2,820,284,165	2,423,446,974	1,632,492,206	1,538,954,600	+16.37%
Deposits	353,969,630	295,853,976	227,104,173	302,183,230	+19.64%
Income Tax Liabilities	20,463,272	0	0	7,227,850	-
Other Liabilities	64,250,383	53,891,334	25,777,266	78,757,510	+19.22%
Total Capital & Liabilities	3,632,445,014	3,045,225,900	2,071,913,101	2,226,892,500	+19.28%
Assets
Cash and Bank Balance	47,306,983	221,310,158	91,496,982	69,037,380	-78.62%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	3,541,043,999	2,759,679,113	1,912,821,903	2,076,271,930	+28.31%
Fixed Assets	35,854,534	33,621,776	17,806,649	22,380,150	+6.64%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	8,239,498	30,614,851	49,787,567	59,203,040	-73.09%
Total Assets	3,632,445,014	30,452,258,900	2,071,913,101	2,226,892,500	-88.07%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	1,023	-16.95	-1.63%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ALBSL	1,248	-45.93	-3.55%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ALBSLP	549	0	0%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ANLB	6,639	-7.98	-0.12%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
CBBL	939.1	-23.88	-2.48%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CBBLPO	395	+3.76	+0.96%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CYCL	1,750	+116.01	+7.1%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
CYCLP	864	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
DDBL	872	-15.89	-1.79%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,385	-27.98	-1.98%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	855	-33.4	-3.76%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,105	-23.01	-2.04%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
FOWADP	660	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GBLBS	800	-14	-1.72%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GILB	1,192	-28.31	-2.32%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,973	-6.93	-0.35%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,454	+1.02	+0.07%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	938	-30.01	-3.1%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	998	-36.95	-3.57%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
ILBSP	624	+4.03	+0.65%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,365	-17.56	-1.27%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JBLBP	100	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JSLBB	1,205.4	-28.63	-2.32%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
JSLBBP	636.1	-12.92	-1.99%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	953	-32.01	-3.25%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
KMCDBP	605	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LLBS	1,018.5	-21.53	-2.07%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	975	-32.02	-3.18%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MATRIP	523.5	-10.57	-1.98%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MERO	770	-28.01	-3.51%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%

AVG	1,147.15	-12.32	-1.31%	0.01	0.124	201.08	121.75%	28.62	32.44	374.81	7.12%	7.45%	9.86%	14.96%	12.873	30.77	46.473	30.388	45.732	28.947	1.81%	2.07%	14.58%	17.02%
MED	946.05	-16.42	-1.89%	0	0.13	179.13	110.81%	27.99	33.11	355.85	7.91%	7.41%	9.15%	14.84%	11.48	37.78	0.39	35.6	32.84	20.54	2%	2.14%	15.96%	16.09%
MAX	6,639	116.01	7.1%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	28.82%	39.06%
MIN	100	-45.93	-3.76%	0	0.06	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%