NEPSE Chart
TECHNICAL ANALYSIS
RSI (14)
61.75
ADX
34.47
Direction
Downtrend
Strength
Strong
SMA 20
482.83
SMA 50
475.92
BB Width %
10.53%
OBV
-784,666
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 241,401
▲ BUY SIDE
Total: 131,651
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 109,750
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
+21,901 units
Sector Peers — Life Insurance (17)
Peer Comparison
Life Insurance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
ALICL | 479 | -8.98 | -1.84% | - | 0.23 | 124.65 | - | 10.54 | 8.45 | 153.95 | - | 0% | - | 4.03% | 7.64 | 45.16 | 0 | 42.01 | 52.4 | 7.28 | 0.94% | 0.75% | 10.08% | 8.08% |
CREST | 1,368.1 | -27.07 | -1.94% | - | 0.51 | 106.81 | - | 3.13 | 4.06 | 98.78 | - | 0% | - | 4.91% | 23.13 | 394.57 | 4.06 | 424.28 | 327.09 | 77.55 | 2.5% | 3.24% | 3.5% | 4.54% |
GMLI | 1,736 | -38.87 | -2.19% | - | 0 | 104.21 | - | 3.53 | 8.25 | 139.08 | - | 0% | - | 4,876.37% | 32.74 | 483.31 | 0 | 490.08 | 209.7 | 85,305 | 2.74% | 6.42% | 4.02% | 9.4% |
HLI | 386 | -7.52 | -1.91% | - | 0.25 | 115.41 | - | 4.59 | 4.13 | 103.56 | - | 0% | - | 1.81% | 6.36 | 79.96 | 0 | 78.65 | 87.41 | 5.88 | 0.44% | 0.41% | 3.9% | 3.56% |
ILI | 458 | -10.02 | -2.14% | - | 0.37 | 114.48 | - | 10.83 | 11.72 | 173.75 | - | 0% | - | 6.81% | 7.68 | 40.58 | 35.82 | 40.12 | 37.07 | 11.06 | 2.52% | 2.73% | 8.78% | 9.51% |
LICN | 860 | -19.98 | -2.27% | - | 0 | 159.09 | - | 8.17 | 7.25 | 161.09 | - | 0% | - | 1,367.14% | 10.72 | 104.33 | 0 | 100.98 | 113.79 | 5,682.67 | 0.3% | 0.27% | 6.14% | 5.45% |
NLIC | 815 | -8.48 | -1.03% | - | 0.28 | 123.29 | - | 7.11 | 22.38 | 249.16 | - | 0% | - | 5.54% | 12.56 | 108.86 | 0 | 105.49 | 33.51 | 4.1 | 1.56% | 0.83% | 33.68% | 17.99% |
NLICL | 609 | -4.97 | -0.81% | - | 0.28 | 120.12 | - | 10.08 | 7.39 | 141.33 | - | 0% | - | 2% | 9.58 | 57.09 | 0 | 56.45 | 77 | 4.57 | 0.56% | 0.41% | 8.56% | 6.28% |
NLICLP | 321 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
NLICP | 413 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
PMLI | 501.9 | -11.08 | -2.16% | - | 0.33 | 106.32 | - | 5.02 | 6.05 | 120.3 | - | 0% | - | 3.91% | 9.06 | 95.92 | 0 | 97.01 | 80.5 | 15.02 | 1.28% | 1.56% | 4.76% | 5.75% |
PMLIP | 270 | 0 | -0% | 0.01 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
RNLI | 482.5 | -9.6 | -1.95% | - | 0.35 | 117.05 | - | 15.24 | 11.85 | 176.66 | - | 0% | - | 10.57% | 7.92 | 30.43 | 31.96 | 29.72 | 38.23 | 12.88 | 3.66% | 2.85% | 13.22% | 10.29% |
SJLIC | 458.7 | -3.51 | -0.76% | - | 0.31 | 117.82 | - | 8.06 | 7.1 | 137.19 | - | 0% | - | 2.62% | 7.44 | 54.4 | 18.25 | 53.66 | 60.92 | 5.71 | 0.8% | 0.71% | 6.94% | 6.12% |
SNLI | 480.5 | -10.11 | -2.06% | - | 0.18 | 115.6 | - | 11.35 | 10.84 | 167.91 | - | 0% | - | 18.31% | 8.22 | 41.88 | 0 | 39.82 | 41.7 | 30.69 | 3.26% | 3.12% | 10.62% | 10.16% |
SRLI | 409 | -7.41 | -1.78% | - | 0.34 | 108.8 | - | 11.01 | 8.41 | 143.48 | - | 0% | - | 6.26% | 7.39 | 36.51 | 1.98 | 34.92 | 45.72 | 9.14 | 2.1% | 1.61% | 9.98% | 7.63% |
SRLIP | 200 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 602.81 | -9.86 | -1.34% | 0.01 | 0.264 | 117.97 | - | 8.36 | 9.07 | 151.25 | - | 0% | - | 485.41% | 11.572 | 121 | 7.082 | 122.553 | 92.695 | 7,013.196 | 1.74% | 1.92% | 9.55% | 8.06% |
| MED | 479 | -8.48 | -1.84% | 0.01 | 0.28 | 115.6 | - | 8.17 | 8.25 | 143.48 | - | 0% | - | 5.54% | 8.22 | 57.09 | 0 | 56.45 | 60.92 | 11.06 | 1.56% | 1.56% | 8.56% | 7.63% |
| MAX | 1,736 | 0 | 0% | 0.01 | 0.51 | 159.09 | - | 15.24 | 22.38 | 249.16 | - | 0% | - | 4,876.37% | 32.74 | 483.31 | 35.82 | 490.08 | 327.09 | 85,305 | 3.66% | 6.42% | 33.68% | 17.99% |
| MIN | 200 | -38.87 | -2.27% | 0.01 | 0 | 104.21 | - | 3.13 | 4.06 | 98.78 | - | 0% | - | 1.81% | 6.36 | 30.43 | 0 | 29.72 | 33.51 | 4.1 | 0.3% | 0.27% | 3.5% | 3.56% |
Financial Fundamentals
CLI
Life Insurance
Mid Cap
LIVE MARKET
Est. June 26, 2007 · Ambe Complex, Kathmandu, Nepal · CEO: Poshak Paudel
citizenlifenepal.com/
NPR 483.10
▼ 7.90
-1.61%
08:24 AM NPT · Mar 29, 2026
Trading
Open
492.00
High
492.00
Low
483.00
Prev Close
491.00
Volume
31,790
Turnover
₨1.54Cr
Txns
344
Valuation · Q2 FY25/26
EPS Ann.
9.26
EPS TTM
8.51
BVPS
112.20
P/E Ann.
52.17
P/E TTM
56.77
Graham #
152.89
Capital
Mkt Cap
24.16 Arab
Total
5.0 Crore
Public
1.5 Crore
Promoter
3.5 Crore
52-Week Range
411
540
483.10
From Low
17.5%
From High
-10.5%
Citizen Life Insurance Company Ltd, established on June 26, 2007, is one of Nepal’s fast-growing life insurance institutions dedicated to providing comprehensive and innovative insurance solutions to individuals and families nationwide. Headquartered at Ambe Complex, Kathmandu, the company operates under the leadership of CEO Poshak Paudel, with a strong focus on financial protection, long-term savings, and customer-centric insurance services. Citizen Life Insurance offers a diverse portfolio of life insurance products, including endowment and savings plans, term and whole-life policies, child education plans, retirement solutions, money-back schemes, and group insurance services. The company also provides investment-linked products, health and accidental coverage riders, and digital insurance facilities to ensure accessibility and convenience for modern policyholders. With a workforce of approximately 82 to 134 employees, Citizen Life emphasizes strong underwriting standards, efficient claim settlement, and transparent customer service. The company is committed to financial literacy, digital transformation, and innovative product design aimed at improving the financial security and wellbeing of Nepalese citizens. Through responsible insurance practices, professional governance, and a growing nationwide presence, Citizen Life Insurance Company Ltd continues to strengthen its reputation as a trusted provider of life insurance and long-term financial solutions in Nepal.