CYC Nepal Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,466.10

NPR -5.9-0.40%

09:12 AM NPT · May 15, 2026

Est. July 1, 2018 · Baglung Municipality-3, Baglung, Gandaki, Nepal · CEO: Not Explicitly Mentioned

CYC Nepal Laghubitta Bittiya Sanstha Limited is headquartered in Baglung Municipality-3, Baglung, Gandaki Province, Nepal. The head office serves as the central administrative and operational hub of the institution, overseeing branch coordination, regulatory compliance, customer service operations, microfinance activities, and strategic planning. Located in the western hilly region of Nepal, the headquarters plays a vital role in managing the organization’s nationwide microfinance services, ensuring efficient service delivery, financial inclusion initiatives, and outreach to rural and semi-urban communities across the country.

cycnlbsl.org.np/facebook

Trading

Open

1,450.00

High

1,490.00

Low

1,450.00

Prev Close

1,472.00

Volume

231

Turnover

Rs 340,237.6

Txns

Valuation · Q2 FY25/26

EPS Ann.

27.99

EPS TTM

41.89

BVPS

268.72

P/E Ann.

52.38

P/E TTM

35.00

Graham #

411.38

Capital

Mkt Cap

3.91 Arab

Total

26.64 Lakh

Public

8.53 Lakh

Promoter

18.12 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

44.35

ADX

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1493.51

SMA 50

1557.6

Bands & Channels

BB Width %

8.7%

Volume & Flow

OBV

340,494

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

2,345

Shares Bought

Total Sell

2,345

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 39%

Distribution 61%

Accumulators

Quantity

551

Amount

819,018

Avg Rate

1486.42

Rank

#46

Brokers

#42#10

Distributors

Quantity

864

Amount

1,282,411

Avg Rate

1484.27

Rank

#43

Brokers

#88#49#33

Net Flow Impact:

-313units

(Rs. -463,393)

Net Flow by Timeframe

CYCL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 3,755 ]

Buy Side

Total: 2,125

Broker

QTY

AVG

NET

330

1484.76

+265

14.1%

320

1500.21

+197

13.7%

221

1488.91

+211

9.4%

173

1489.42

+84

7.4%

163

1477.73

+143

7.0%

154

1474.00

+136

6.6%

145

1499.28

+144

6.2%

107

1486.79

+44

4.6%

100

1500.00

+30

4.3%

1472.40

+69

3.4%

1481.99

+29

3.2%

1491.86

+38

3.0%

1505.00

+67

2.9%

1474.37

2.8%

1487.17

+39

2.3%

Sell Side

Total: 1,630

Broker

QTY

AVG

NET

500

1482.94

-500

21.3%

209

1473.65

-197

8.9%

155

1482.91

-136

6.6%

155

1502.87

-155

6.6%

113

1490.58

-113

4.8%

111

1502.98

-71

4.7%

100

1496.00

-80

4.3%

1490.10

-58

2.5%

1498.45

-56

2.4%

1464.22

-51

2.2%

1519.26

-32

2.0%

1482.95

-29

1.2%

1466.10

-20

0.8%

1500.00

-13

0.6%

1474.62

-13

0.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	266,424,390	266,424,390	266,424,390	121,641,840	0.00%
Reserves and Surplus	449,515,040	404,288,890	304,565,510	247,460,410	+11.19%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	2,849,196,930	2,668,528,780	2,820,331,670	1,772,047,170	+6.77%
Deposits	2,824,646,900	2,482,406,510	2,268,074,840	1,578,669,450	+13.79%
Income Tax Liabilities	66,302,200	18,498,030	9,041,940	10,228,210	+258.43%
Other Liabilities	816,433,060	733,257,350	592,817,000	617,735,310	+11.34%
Total Capital & Liabilities	7,272,518,520	6,573,403,950	6,261,255,350	4,347,782,390	+10.64%
Assets
Cash and Bank Balance	333,521,090	215,064,720	252,723,770	171,450,190	+55.08%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	6,340,508,270	5,901,631,580	5,729,306,410	4,015,545,250	+7.44%
Fixed Assets	37,399,170	35,869,680	40,423,910	37,566,340	+4.26%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	561,090,000	420,837,980	238,801,260	123,220,610	+33.33%
Total Assets	7,272,518,530	6,573,403,960	6,261,255,350	4,347,782,390	+10.64%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	949.9	-2.09	-0.22%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,100	-5.53	-0.5%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,020	+15.01	+0.25%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,129	+8.96	+0.8%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	907	-4.47	-0.49%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
DDBL	844.5	-2.54	-0.3%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,315	-7.94	-0.6%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	796	+0.08	+0.01%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,059	+9.03	+0.86%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	773	+1.08	+0.14%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,120	+9	+0.81%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,790	+9.97	+0.56%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,334.6	+7.56	+0.57%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	922.5	-12.53	-1.34%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,305	-9.99	-0.76%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,102	+11.99	+1.1%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	872	+5.98	+0.69%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	966	+12.02	+1.26%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	895	+0.98	+0.11%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	710	-5.08	-0.71%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,199	+19	+1.61%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,272.7	2.75	0.18%	0.01	0.121	196.68	126.85%	31.01	33.62	376.09	7.17%	7.63%	9.14%	16.25%	12.889	28.884	44.415	28.463	44.095	28.743	1.87%	2.08%	16.69%	18.49%
MED	1,012.5	1.03	0.13%	0	0.13	175	110.26%	31.57	33.79	363.3	8.07%	7.44%	8.94%	15.97%	11.735	35.725	0.405	34.705	31.36	21.265	2.01%	2.21%	16.54%	17.52%
MAX	6,020	19	1.61%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	710	-12.53	-1.34%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%