CYC Nepal Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,630.00

NPR +99+6.47%

09:14 AM NPT · Sep 24, 2026

Est. July 1, 2018 · Baglung Municipality-3, Baglung, Gandaki, Nepal · CEO: Not Explicitly Mentioned

CYC Nepal Laghubitta Bittiya Sanstha Limited is headquartered in Baglung Municipality-3, Baglung, Gandaki Province, Nepal. The head office serves as the central administrative and operational hub of the institution, overseeing branch coordination, regulatory compliance, customer service operations, microfinance activities, and strategic planning. Located in the western hilly region of Nepal, the headquarters plays a vital role in managing the organization’s nationwide microfinance services, ensuring efficient service delivery, financial inclusion initiatives, and outreach to rural and semi-urban communities across the country.

cycnlbsl.org.np/facebook

Trading

Open

1,494.60

High

1,630.00

Low

1,470.00

Prev Close

1,531.00

Volume

27,028

Turnover

Rs 41,168,668.7

Txns

258

Valuation · Q4 FY25/26

EPS Ann.

110.66

EPS TTM

110.66

BVPS

357.75

P/E Ann.

14.73

P/E TTM

14.73

Graham #

943.79

Capital

Mkt Cap

4.34 Arab

Total

26.64 Lakh

Public

8.53 Lakh

Promoter

18.12 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

60.59

ADX

25.77

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1547.64

SMA 50

1428.55

Bands & Channels

BB Width %

14.54%

Volume & Flow

OBV

423,346

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

76,380

Shares Bought

Total Sell

76,380

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 80%

Distribution 20%

Accumulators

Quantity

51,900

Amount

78,423,637

Avg Rate

1511.05

Rank

Brokers

#48#95#65

Distributors

Quantity

13,342

Amount

19,913,860

Avg Rate

1492.57

Rank

Brokers

#54#58#21#34

Net Flow Impact:

+38,558units

(Rs. 58,509,777)

Net Flow by Timeframe

CYCL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 89,910 ]

Buy Side

Total: 62,813

Broker

QTY

AVG

NET

42,981

1520.32

+7,772

56.3%

6,951

1464.03

+4,402

9.1%

1,993

1479.16

+100

2.6%

1,968

1474.79

+1,218

2.6%

1,500

1445.10

+490

2.0%

1,050

1451.87

+937

1.4%

1,004

1467.78

+122

1.3%

1,000

1452.10

+970

1.3%

931

1484.17

+661

1.2%

833

1477.42

+161

1.1%

733

1454.72

+362

1.0%

660

1477.54

+509

0.9%

450

1451.11

+420

0.6%

448

1450.21

+128

0.6%

311

1452.90

+68

0.4%

Sell Side

Total: 27,097

Broker

QTY

AVG

NET

4,587

1511.26

-2,865

6.0%

4,430

1457.25

-4,420

5.8%

2,328

1553.37

-1,261

3.0%

2,253

1558.72

-563

3.0%

2,189

1474.04

-1,956

2.9%

2,170

1551.12

-617

2.8%

2,136

1544.68

-1,956

2.8%

1,795

1492.67

-640

2.4%

1,015

1551.17

-42

1.3%

814

1506.17

-621

1.1%

798

1537.58

-337

1.0%

715

1547.23

-146

0.9%

710

1509.85

-190

0.9%

605

1551.93

-555

0.8%

552

1569.14

-40

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	266,424	266,424	0	0.00%
Reserves and Surplus	0	472,034	326,865	0	+44.41%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	2,769,237	3,101,854	2,893,260	0	-10.72%
Deposits	0	2,764,119	2,435,645	0	+13.49%
Income Tax Liabilities	0	50,348	16,323	0	+208.44%
Other Liabilities	433,252	711,427	621,816	0	-39.10%
Total Capital & Liabilities	0	7,366,206	6,560,334	0	+12.28%
Assets
Cash and Bank Balance	0	593,583	330,067	0	+79.84%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	0.00	0.00	0	-
Loan and Advances	0	6,255,215	5,936,269	0	+5.37%
Fixed Assets	0	43,205	33,020	0	+30.84%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	176,438	474,204	260,977	0	-62.79%
Total Assets	7,266,015	7,366,206	6,560,334	0	-1.36%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	877	-0.97	-0.11%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	3.99	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,174.4	-19.58	-1.64%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	2.55	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,987	+48.89	+0.99%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	3.24	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,060	+0.95	+0.09%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	0.16	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	956.8	+7.78	+0.82%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	-	26.73	4.96	2.37	2.37%	14.96	14.96%
DDBL	861	+4.97	+0.58%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	0.59	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,205.1	-136.73	-10.19%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	2.01	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	759.5	+9.52	+1.27%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	1.2	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900	+6.97	+0.78%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	0.02	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	692	-0.48	-0.07%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,139.5	+11.39	+1.01%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	0.3	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,700	-9.92	-0.58%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	-	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,124	+23.98	+2.18%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	17.08	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	869	+3.81	+0.44%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	3.16	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	950	-18	-1.86%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	0.31	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,278.8	+3.7	+0.29%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	0.73	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	969	-0.97	-0.1%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	3.8	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	828	+17.98	+2.22%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	9.34	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	860	+5.98	+0.7%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	0.08	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	727.1	-21.79	-2.91%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	0.03	16.37	3.47	2.3	2.3%	27.46	27.46%
MERO	607	+3.02	+0.5%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	-	72.26	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	978.9	+9.88	+1.02%	0	0.12	167.93	237.58%	7.88	20.07	20.07	275.38	7.03	6.92	11.91	9.89%	6.65	55.66	-	49.48	6.63	1.38	1.38%	11.97	11.97%

AVG	1,159.28	-2.26	-0.21%	0.01	0.124	201.58	136.22%	7.28	35.48	35.33	393	7.71	7.2	18.75	10.75%	6.118	41.2	2.755	39.088	7.249	2.27	2.26%	18.14	18.09%
MED	953.4	3.75	0.47%	0	0.13	176.92	114.29%	7.12	31.95	31.95	359.67	8.3	7.23	17.86	9.41%	5.245	30.19	1.1	31.76	5.1	2.26	2.26%	17.58	17.58%
MAX	4,987	48.89	2.22%	0.03	0.14	362.38	352.61%	12.35	69.71	69.71	753.91	9.54	9.36	47.12	26.61%	19.87	103.29	17.08	92.34	28.58	3.86	3.86%	39.92	39.92%
MIN	607	-136.73	-10.19%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	17.13	0.02	16.37	3.47	0.69	0.69%	5.63	5.63%