CYC Nepal Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,362.00

NPR +10.4+0.77%

09:13 AM NPT · Nov 6, 2026

Est. July 1, 2018 · Baglung Municipality-3, Baglung, Gandaki, Nepal · CEO: Not Explicitly Mentioned

CYC Nepal Laghubitta Bittiya Sanstha Limited is headquartered in Baglung Municipality-3, Baglung, Gandaki Province, Nepal. The head office serves as the central administrative and operational hub of the institution, overseeing branch coordination, regulatory compliance, customer service operations, microfinance activities, and strategic planning. Located in the western hilly region of Nepal, the headquarters plays a vital role in managing the organization’s nationwide microfinance services, ensuring efficient service delivery, financial inclusion initiatives, and outreach to rural and semi-urban communities across the country.

cycnlbsl.org.np/facebook

Trading

Open

1,355.00

High

1,371.90

Low

1,340.00

Prev Close

1,351.60

Volume

2,726

Turnover

Rs 3,690,282.9

Txns

Valuation · Q4 FY25/26

EPS Ann.

110.66

EPS TTM

110.66

BVPS

357.75

P/E Ann.

12.31

P/E TTM

12.31

Graham #

943.79

Capital

Mkt Cap

3.96 Arab

Total

29.1 Lakh

Public

9.31 Lakh

Promoter

19.79 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

32.89

ADX

11.82

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1453.3

SMA 50

1501.85

Bands & Channels

BB Width %

14.21%

Volume & Flow

OBV

367,545

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

30,346

Shares Bought

Total Sell

30,346

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 29%

Distribution 71%

Accumulators

Quantity

8,785

Amount

12,122,555

Avg Rate

1379.92

Rank

Brokers

#41#58#95#49#35

Distributors

Quantity

21,612

Amount

29,954,021

Avg Rate

1385.99

Rank

Brokers

#48#21

Net Flow Impact:

-12,827units

(Rs. -17,831,466)

Net Flow by Timeframe

CYCL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 42,817 ]

Buy Side

Total: 16,658

Broker

QTY

AVG

NET

2,589

1385.04

+2,184

8.5%

2,296

1381.59

+2,263

7.6%

1,632

1381.62

+912

5.4%

1,440

1378.97

+1,190

4.8%

1,320

1370.02

+1,320

4.3%

1,140

1377.54

+1,127

3.8%

1,000

1385.10

+500

3.3%

973

1383.71

+913

3.2%

726

1391.20

+566

2.4%

680

1390.40

+677

2.2%

650

1385.49

+169

2.1%

615

1368.97

+445

2.0%

573

1387.22

+273

1.9%

524

1394.99

+318

1.7%

500

1375.28

+490

1.6%

Sell Side

Total: 26,159

Broker

QTY

AVG

NET

19,303

1382.74

-13,442

63.6%

2,309

1413.14

-2,309

7.6%

1,103

1408.63

-224

3.6%

1,066

1389.76

-749

3.5%

532

1362.07

-532

1.8%

400

1370.93

-250

1.3%

371

1393.66

-23

1.2%

311

1398.68

-269

1.0%

200

1415.00

-100

0.7%

159

1404.25

-9

0.5%

100

1425.10

-100

0.3%

100

1366.99

-70

0.3%

1425.88

-94

0.3%

1409.00

-61

0.2%

1355.00

-30

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	266,424	266,424	0	0.00%
Reserves and Surplus	0	472,034	326,865	0	+44.41%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	2,769,237	3,101,854	2,893,260	0	-10.72%
Deposits	0	2,764,119	2,435,645	0	+13.49%
Income Tax Liabilities	0	50,348	16,323	0	+208.44%
Other Liabilities	433,252	711,427	621,816	0	-39.10%
Total Capital & Liabilities	0	7,366,206	6,560,334	0	+12.28%
Assets
Cash and Bank Balance	0	593,583	330,067	0	+79.84%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	0.00	0.00	0	-
Loan and Advances	0	6,255,215	5,936,269	0	+5.37%
Fixed Assets	0	43,205	33,020	0	+30.84%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	176,438	474,204	260,977	0	-62.79%
Total Assets	7,266,015	7,366,206	6,560,334	0	-1.36%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	817.5	-15.66	-1.88%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	3.99	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,169.6	-2.34	-0.2%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	2.55	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,899.3	+30.19	+0.62%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	3.24	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,020	+2.04	+0.2%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	0.16	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	987	-2.77	-0.28%	0.04	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	-	26.73	4.96	2.37	2.37%	14.96	14.96%
DDBL	862.5	-4.51	-0.52%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	0.59	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,039	0	0%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	2.01	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	718	+2	+0.28%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	1.2	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900.1	+5.1	+0.57%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	0.02	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	641.3	-10.23	-1.57%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,127.6	+17.54	+1.58%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	0.3	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,440	-39.05	-2.64%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	-	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,039	+9.98	+0.97%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	17.08	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	870	-8.97	-1.02%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	3.16	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	965	+24.91	+2.65%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	0.31	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,289	+7.94	+0.62%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	0.73	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	923.4	+10.41	+1.14%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	3.8	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	775.1	+0.08	+0.01%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	9.34	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	813.9	+0.89	+0.11%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	0.08	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	709.8	+9.18	+1.31%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	0.03	16.37	3.47	2.3	2.3%	27.46	27.46%
MERO	631.9	+2.02	+0.32%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	-	72.26	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	920	0	0%	0	0.12	167.93	237.58%	7.88	20.07	20.07	275.38	7.03	6.92	11.91	9.89%	6.65	55.66	-	49.48	6.63	1.38	1.38%	11.97	11.97%

AVG	1,116.32	1.76	0.1%	0.01	0.124	201.58	136.22%	7.28	35.48	35.33	393	7.71	7.2	18.75	10.75%	6.118	41.2	2.755	39.088	7.249	2.27	2.26%	18.14	18.09%
MED	921.7	1.45	0.16%	0	0.13	176.92	114.29%	7.12	31.95	31.95	359.67	8.3	7.23	17.86	9.41%	5.245	30.19	1.1	31.76	5.1	2.26	2.26%	17.58	17.58%
MAX	4,899.3	30.19	2.65%	0.04	0.14	362.38	352.61%	12.35	69.71	69.71	753.91	9.54	9.36	47.12	26.61%	19.87	103.29	17.08	92.34	28.58	3.86	3.86%	39.92	39.92%
MIN	631.9	-39.05	-2.64%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	17.13	0.02	16.37	3.47	0.69	0.69%	5.63	5.63%