Deprosc Laghubitta Bittiya Sanstha Limited

MicrofinanceHigh Cap

NPR 847.00

NPR +0.8+0.09%

09:14 AM NPT · May 14, 2026

Est. January 12, 2001 · Sitapaila Road-4, Nagarjun Municipality, Ringroad, Kathmandu, Nepal · CEO: Shesh Raman Acharya

Deprosc Laghubitta Bittiya Sanstha Limited is one of Nepal’s leading national-level microfinance institutions, established to uplift low-income communities through accessible financial services. The institution is promoted by a strong group of reputable organizations, including Nabil Bank Ltd., Nepal Bank Ltd., Agriculture Development Bank Ltd., Lumbini Bikas Bank Ltd., and well-known development organizations such as Development Project Service Center (DEPROSC Nepal) and CEAPRED, along with experienced former bankers possessing extensive industry expertise. The company was officially registered on January 12, 2001 under the Company Registration Act 1997. Nepal Rastra Bank granted its operating license on July 3, 2001, recognizing it as a licensed microfinance development bank under the Bank and Financial Institution Act 2007. With a strong financial foundation, Deprosc Laghubitta has established itself as a stable microfinance provider, backed by an authorized capital of NPR 2 billion and an issued and paid-up capital of NPR 1.8683 billion. These financial strengths underline the institution’s capacity to expand outreach, support micro-entrepreneurs, and promote sustainable development across rural and semi-urban regions of Nepal. Deprosc Laghubitta focuses on empowering underserved communities by offering microcredit, savings products, micro-enterprise financing, insurance services, and financial literacy programs. Guided by experienced leadership and a socially driven mission, the institution continues to play a crucial role in poverty reduction, entrepreneurship development, and inclusive economic growth in Nepal.

www.deproscbank.com.np/en/facebook

Trading

Open

854.50

High

854.50

Low

844.30

Prev Close

846.20

Volume

2,626

Turnover

Rs 2,220,345.1

Txns

Valuation · Q2 FY25/26

EPS Ann.

47.41

EPS TTM

47.55

BVPS

221.13

P/E Ann.

17.87

P/E TTM

17.81

Graham #

485.68

Capital

Mkt Cap

15.82 Arab

Total

1.87 Crore

Public

91.55 Lakh

Promoter

95.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

58.64

ADX

13.29

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

838.19

SMA 50

854.82

Bands & Channels

BB Width %

4.92%

Volume & Flow

OBV

2,019,111

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

26,412

Shares Bought

Total Sell

26,412

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

6,799

Amount

5,820,642

Avg Rate

856.10

Rank

#13

Brokers

#95#28#3#5

Distributors

Quantity

6,654

Amount

5,673,841

Avg Rate

852.70

Rank

#18

Brokers

#21#74#42

Net Flow Impact:

+145units

(Rs. 146,801)

Net Flow by Timeframe

DDBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 35,387 ]

Buy Side

Total: 17,218

Broker

QTY

AVG

NET

2,030

856.46

+1,833

7.7%

2,000

862.45

+2,000

7.6%

1,392

855.56

+1,382

5.3%

1,381

856.98

+483

5.2%

1,377

846.90

+1,377

5.2%

1,272

852.37

+1,232

4.8%

1,210

851.56

+926

4.6%

1,108

847.50

+752

4.2%

915

847.17

+489

3.5%

850

851.22

+850

3.2%

819

850.58

+154

3.1%

802

854.30

+431

3.0%

800

850.48

+300

3.0%

678

849.37

+606

2.6%

584

855.50

+584

2.2%

Sell Side

Total: 18,169

Broker

QTY

AVG

NET

2,230

850.42

-2,230

8.4%

2,230

850.72

-1,764

8.4%

2,194

857.02

-1,894

8.3%

1,898

851.51

-515

7.2%

1,299

851.03

-1,118

4.9%

1,272

854.40

-1,272

4.8%

1,188

849.45

-1,088

4.5%

1,085

859.15

-389

4.1%

1,066

853.19

-906

4.0%

906

862.85

-814

3.4%

731

861.30

-649

2.8%

582

858.00

-482

2.2%

574

853.18

-499

2.2%

480

853.97

-225

1.8%

434

860.07

-301

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	1,868,285,696	1,706,196,983	1,551,088,166	1,387,498,333	+9.50%
Reserves and Surplus	2,263,050,514	1,778,270,095	1,750,268,357	1,907,958,126	+27.26%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	10,498,600,001	11,467,732,245	10,244,926,106	7,456,409,413	-8.45%
Deposits	11,930,701,915	10,240,177,100	9,101,141,013	8,514,001,922	+16.51%
Income Tax Liabilities	25,133,907	0	27,189,209	17,191,291	-
Other Liabilities	478,003,847	386,878,187	278,623,751	324,257,037	+23.55%
Total Capital & Liabilities	27,063,775,880	25,579,254,610	22,953,236,602	19,607,316,122	+5.80%
Assets
Cash and Bank Balance	1,167,024,219	810,471,970	672,663,828	589,119,371	+43.99%
Money at Call & Short Notice	160,000,000	160,000,000	160,000,000	0	0.00%
Investments	1,219,972	1,365,704	2,000,000	152,000,000	-10.67%
Loan and Advances	25,452,992,787	24,238,866,987	21,700,397,644	18,652,938,874	+5.01%
Fixed Assets	97,286,571	94,408,270	105,096,340	55,012,813	+3.05%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	185,252,332	274,141,679	313,078,790	158,245,064	-32.42%
Total Assets	27,063,775,881	25,579,254,610	22,953,236,602	19,607,316,122	+5.80%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	952	-2	-0.21%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,105.5	-1.88	-0.17%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,005	-44.77	-0.74%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,120	+15.03	+1.36%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	911.5	-7.54	-0.82%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,472	0	0%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DLBS	1,323	-5.05	-0.38%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	795.9	+2.93	+0.37%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050	-0.11	-0.01%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	771.9	+9.68	+1.27%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,111	-5.47	-0.49%	-	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	0	0%	-	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,327	-5.86	-0.44%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	935	0	0%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,315	+14.95	+1.15%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,090	-10.01	-0.91%	-	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	866	-18.76	-2.12%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	954	-5.95	-0.62%	-	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	894	-16.02	-1.76%	-	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	715.1	+0.07	+0.01%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,180	-12.04	-1.01%	-	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,298.36	-4.22	-0.25%	-	0.12	198.85	126.67%	30.13	33.37	376.86	7.17%	7.54%	9.6%	15.56%	13.063	30.55	44.403	30.171	44.975	28.861	1.77%	2%	16.12%	18.16%
MED	1,070	-1.94	-0.19%	-	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.735	37	0.405	35.26	32.42	21.265	1.99%	2.08%	16.12%	16.7%
MAX	6,005	15.03	1.36%	-	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.32%	4.16%	47.92%	43.25%
MIN	715.1	-44.77	-2.12%	-	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%