Deprosc Laghubitta Bittiya Sanstha Limited

MicrofinanceHigh Cap

NPR 829.00

NPR -6-0.72%

09:13 AM NPT · Aug 7, 2026

Est. January 12, 2001 · Sitapaila Road-4, Nagarjun Municipality, Ringroad, Kathmandu, Nepal · CEO: Shesh Raman Acharya

Deprosc Laghubitta Bittiya Sanstha Limited is one of Nepal’s leading national-level microfinance institutions, established to uplift low-income communities through accessible financial services. The institution is promoted by a strong group of reputable organizations, including Nabil Bank Ltd., Nepal Bank Ltd., Agriculture Development Bank Ltd., Lumbini Bikas Bank Ltd., and well-known development organizations such as Development Project Service Center (DEPROSC Nepal) and CEAPRED, along with experienced former bankers possessing extensive industry expertise. The company was officially registered on January 12, 2001 under the Company Registration Act 1997. Nepal Rastra Bank granted its operating license on July 3, 2001, recognizing it as a licensed microfinance development bank under the Bank and Financial Institution Act 2007. With a strong financial foundation, Deprosc Laghubitta has established itself as a stable microfinance provider, backed by an authorized capital of NPR 2 billion and an issued and paid-up capital of NPR 1.8683 billion. These financial strengths underline the institution’s capacity to expand outreach, support micro-entrepreneurs, and promote sustainable development across rural and semi-urban regions of Nepal. Deprosc Laghubitta focuses on empowering underserved communities by offering microcredit, savings products, micro-enterprise financing, insurance services, and financial literacy programs. Guided by experienced leadership and a socially driven mission, the institution continues to play a crucial role in poverty reduction, entrepreneurship development, and inclusive economic growth in Nepal.

www.deproscbank.com.np/en/facebook

Trading

Open

825.00

High

839.00

Low

825.00

Prev Close

835.00

Volume

3,294

Turnover

Rs 2,734,706.8

Txns

Valuation · Q3 FY25/26

EPS Ann.

44.13

EPS TTM

45.70

BVPS

212.26

P/E Ann.

18.79

P/E TTM

18.14

Graham #

459.08

Capital

Mkt Cap

15.49 Arab

Total

1.87 Crore

Public

91.55 Lakh

Promoter

95.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

28.86

ADX

12.22

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

838.46

SMA 50

835.49

Bands & Channels

BB Width %

5.4%

Volume & Flow

OBV

1,971,351

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

35,987

Shares Bought

Total Sell

35,987

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

14,224

Amount

11,833,643

Avg Rate

831.95

Rank

Brokers

#85#94#48#77

Distributors

Quantity

19,931

Amount

16,582,800

Avg Rate

832.01

Rank

Brokers

#17#33#1

Net Flow Impact:

-5,707units

(Rs. -4,749,157)

Net Flow by Timeframe

DDBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 57,550 ]

Buy Side

Total: 26,739

Broker

QTY

AVG

NET

5,201

831.14

+5,201

14.4%

4,405

832.16

+4,390

12.2%

2,376

833.41

+891

6.6%

2,324

831.39

+2,324

6.5%

2,294

833.94

+2,294

6.4%

2,110

832.04

+2,110

5.9%

1,520

830.03

+1,054

4.2%

1,200

838.58

+1,065

3.3%

1,100

835.05

+1,090

3.1%

1,070

828.19

+799

3.0%

942

832.66

+721

2.6%

657

830.86

+607

1.8%

600

830.00

+418

1.7%

480

829.00

+480

1.3%

460

835.61

+247

1.3%

Sell Side

Total: 30,811

Broker

QTY

AVG

NET

14,533

831.40

-14,033

40.4%

2,862

832.69

-2,562

8.0%

2,536

834.73

-2,516

7.0%

2,114

836.84

-614

5.9%

1,704

830.30

-1,704

4.7%

1,223

830.43

-1,042

3.4%

1,014

832.95

-1,014

2.8%

937

833.15

-71

2.6%

738

830.49

-208

2.0%

651

831.02

-406

1.8%

638

835.44

-278

1.8%

542

832.38

-462

1.5%

500

830.00

-275

1.4%

457

828.49

-322

1.3%

362

831.62

-117

1.0%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	2,055,114	1,868,286	1,706,197	0	+10.00%
Reserves and Surplus	2,307,124	1,784,344	1,646,601	0	+29.30%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	11,683,719	11,778,489	10,955,372	0	-0.80%
Deposits	12,429,617	10,607,332	9,351,418	0	+17.18%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	467,623	421,503	360,803	0	+10.94%
Total Capital & Liabilities	28,943,198	26,459,954	24,020,391	0	+9.38%
Assets
Cash and Bank Balance	2,116,372	999,742	630,752	0	+111.69%
Money at Call & Short Notice	160,000	160,000	160,000	0	0.00%
Investments	1,220	1,366	1,157	0	-10.67%
Loan and Advances	26,371,535	25,019,846	22,909,377	0	+5.40%
Fixed Assets	101,343	92,425	86,435	0	+9.65%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	192,729	186,576	232,670	0	+3.30%
Total Assets	28,943,198	26,459,954	24,020,391	0	+9.38%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	917	-3.04	-0.33%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,091	+5.97	+0.55%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,996	+471.77	+8.54%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,053	+11.04	+1.06%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	929	-0.93	-0.1%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,280	-10.06	-0.78%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DLBS	1,165	-17.14	-1.45%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	781	+22.97	+3.03%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	930	+2.87	+0.31%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	738	+1.03	+0.14%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,070	-19.95	-1.83%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,795.9	-5.04	-0.28%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,154	-29.1	-2.46%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	870	-10.03	-1.14%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	876.9	-2.11	-0.24%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,260.8	+0.76	+0.06%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	-10	-1.01%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	777	+16.8	+2.21%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	885	-9.84	-1.1%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	811	-1.22	-0.15%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	661.2	-4.8	-0.72%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,119	-2.02	-0.18%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,233.67	18.54	0.19%	0.01	0.122	201.88	136.83%	7.55	31	34.46	384.79	7.64	7.49	16.05	11.85%	8.66	56.45	1.289	47.031	13.162	1.94	2.18%	16.28	18.2%
MED	955	-2.06	-0.21%	0	0.13	174.46	111.88%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	10.61%	8.12	45.99	0.595	31.655	10.16	2.07	2.38%	14.54	18.6%
MAX	5,996	471.77	8.54%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	661.2	-29.1	-2.46%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.63	0.06	19.62	6.63	0.36	0.4%	2.76	3.33%