Deprosc Laghubitta Bittiya Sanstha Limited

MicrofinanceHigh Cap

NPR 830.00

NPR -3.4-0.41%

09:11 AM NPT · Jun 26, 2026

Est. January 12, 2001 · Sitapaila Road-4, Nagarjun Municipality, Ringroad, Kathmandu, Nepal · CEO: Shesh Raman Acharya

Deprosc Laghubitta Bittiya Sanstha Limited is one of Nepal’s leading national-level microfinance institutions, established to uplift low-income communities through accessible financial services. The institution is promoted by a strong group of reputable organizations, including Nabil Bank Ltd., Nepal Bank Ltd., Agriculture Development Bank Ltd., Lumbini Bikas Bank Ltd., and well-known development organizations such as Development Project Service Center (DEPROSC Nepal) and CEAPRED, along with experienced former bankers possessing extensive industry expertise. The company was officially registered on January 12, 2001 under the Company Registration Act 1997. Nepal Rastra Bank granted its operating license on July 3, 2001, recognizing it as a licensed microfinance development bank under the Bank and Financial Institution Act 2007. With a strong financial foundation, Deprosc Laghubitta has established itself as a stable microfinance provider, backed by an authorized capital of NPR 2 billion and an issued and paid-up capital of NPR 1.8683 billion. These financial strengths underline the institution’s capacity to expand outreach, support micro-entrepreneurs, and promote sustainable development across rural and semi-urban regions of Nepal. Deprosc Laghubitta focuses on empowering underserved communities by offering microcredit, savings products, micro-enterprise financing, insurance services, and financial literacy programs. Guided by experienced leadership and a socially driven mission, the institution continues to play a crucial role in poverty reduction, entrepreneurship development, and inclusive economic growth in Nepal.

www.deproscbank.com.np/en/facebook

Trading

Open

840.00

High

840.00

Low

827.50

Prev Close

833.40

Volume

6,800

Turnover

Rs 5,661,351.1

Txns

Valuation · Q3 FY25/26

EPS Ann.

44.13

EPS TTM

45.70

BVPS

212.26

P/E Ann.

18.81

P/E TTM

18.16

Graham #

459.08

Capital

Mkt Cap

15.51 Arab

Total

1.87 Crore

Public

91.55 Lakh

Promoter

95.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

33.43

ADX

44.92

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

838.77

SMA 50

841.18

Bands & Channels

BB Width %

2.81%

Volume & Flow

OBV

1,959,701

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

44,694

Shares Bought

Total Sell

44,694

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

19,405

Amount

16,258,878

Avg Rate

837.87

Rank

Brokers

#75#4#58

Distributors

Quantity

19,165

Amount

16,055,615

Avg Rate

837.76

Rank

Brokers

#33#8#92

Net Flow Impact:

+240units

(Rs. 203,263)

Net Flow by Timeframe

DDBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 66,672 ]

Buy Side

Total: 34,047

Broker

QTY

AVG

NET

11,712

838.17

+11,712

26.2%

5,048

838.72

+4,874

11.3%

2,645

834.90

+1,460

5.9%

2,143

839.16

+529

4.8%

1,877

837.08

+1,399

4.2%

1,630

839.10

+267

3.6%

1,545

835.87

+1,320

3.5%

1,500

839.66

+713

3.4%

1,213

842.68

+1,213

2.7%

1,100

838.00

+900

2.5%

890

836.12

+890

2.0%

794

834.15

+427

1.8%

714

830.29

+414

1.6%

636

836.68

+626

1.4%

600

843.43

+300

1.3%

Sell Side

Total: 32,625

Broker

QTY

AVG

NET

10,064

836.52

-10,064

22.5%

7,520

839.31

-7,520

16.8%

1,869

836.37

-1,122

4.2%

1,713

838.90

-1,216

3.8%

1,581

838.26

-1,453

3.5%

1,525

837.73

-680

3.4%

1,309

837.56

-331

2.9%

1,161

838.09

-629

2.6%

1,118

838.58

-459

2.5%

1,000

842.00

-730

2.2%

990

836.94

-990

2.2%

790

838.98

-320

1.8%

710

838.69

-560

1.6%

643

835.41

-443

1.4%

632

833.16

-352

1.4%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	2,055,114	1,868,286	1,706,197	0	+10.00%
Reserves and Surplus	2,307,124	1,784,344	1,646,601	0	+29.30%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	11,683,719	11,778,489	10,955,372	0	-0.80%
Deposits	12,429,617	10,607,332	9,351,418	0	+17.18%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	467,623	421,503	360,803	0	+10.94%
Total Capital & Liabilities	28,943,198	26,459,954	24,020,391	0	+9.38%
Assets
Cash and Bank Balance	2,116,372	999,742	630,752	0	+111.69%
Money at Call & Short Notice	160,000	160,000	160,000	0	0.00%
Investments	1,220	1,366	1,157	0	-10.67%
Loan and Advances	26,371,535	25,019,846	22,909,377	0	+5.40%
Fixed Assets	101,343	92,425	86,435	0	+9.65%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	192,729	186,576	232,670	0	+3.30%
Total Assets	28,943,198	26,459,954	24,020,391	0	+9.38%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,060	+0.11	+0.01%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	890.1	-17.89	-1.97%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	710.9	-1.07	-0.15%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,167.9	-0.12	-0.01%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,260.33	-12.6	-1.13%	0.01	0.122	201.88	136.83%	7.55	31	34.46	384.79	7.64	7.49	16.05	11.85%	8.66	56.45	1.289	47.031	13.162	1.94	2.18%	16.28	18.2%
MED	1,010.5	-3.95	-0.21%	0	0.13	174.46	111.88%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	10.61%	8.12	45.99	0.595	31.655	10.16	2.07	2.38%	14.54	18.6%
MAX	5,894	13.03	1.28%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	710.9	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.63	0.06	19.62	6.63	0.36	0.4%	2.76	3.33%