Deprosc Laghubitta Bittiya Sanstha Limited

MicrofinanceHigh Cap

NPR 840.00

NPR +11+1.33%

09:14 AM NPT · Aug 10, 2026

Est. January 12, 2001 · Sitapaila Road-4, Nagarjun Municipality, Ringroad, Kathmandu, Nepal · CEO: Shesh Raman Acharya

Deprosc Laghubitta Bittiya Sanstha Limited is one of Nepal’s leading national-level microfinance institutions, established to uplift low-income communities through accessible financial services. The institution is promoted by a strong group of reputable organizations, including Nabil Bank Ltd., Nepal Bank Ltd., Agriculture Development Bank Ltd., Lumbini Bikas Bank Ltd., and well-known development organizations such as Development Project Service Center (DEPROSC Nepal) and CEAPRED, along with experienced former bankers possessing extensive industry expertise. The company was officially registered on January 12, 2001 under the Company Registration Act 1997. Nepal Rastra Bank granted its operating license on July 3, 2001, recognizing it as a licensed microfinance development bank under the Bank and Financial Institution Act 2007. With a strong financial foundation, Deprosc Laghubitta has established itself as a stable microfinance provider, backed by an authorized capital of NPR 2 billion and an issued and paid-up capital of NPR 1.8683 billion. These financial strengths underline the institution’s capacity to expand outreach, support micro-entrepreneurs, and promote sustainable development across rural and semi-urban regions of Nepal. Deprosc Laghubitta focuses on empowering underserved communities by offering microcredit, savings products, micro-enterprise financing, insurance services, and financial literacy programs. Guided by experienced leadership and a socially driven mission, the institution continues to play a crucial role in poverty reduction, entrepreneurship development, and inclusive economic growth in Nepal.

www.deproscbank.com.np/en/facebook

Trading

Open

827.10

High

840.00

Low

825.20

Prev Close

829.00

Volume

10,615

Turnover

Rs 8,818,953.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

44.13

EPS TTM

45.70

BVPS

212.26

P/E Ann.

19.03

P/E TTM

18.38

Graham #

459.08

Capital

Mkt Cap

15.69 Arab

Total

1.87 Crore

Public

91.55 Lakh

Promoter

95.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

42.51

ADX

13.75

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

839.66

SMA 50

835.28

Bands & Channels

BB Width %

4.77%

Volume & Flow

OBV

1,980,466

Flow Analysis

[ Live 2026-08-10 ]

Total Buy

39,569

Shares Bought

Total Sell

39,569

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

15,800

Amount

13,145,424

Avg Rate

831.99

Rank

Brokers

#85#94#77

Distributors

Quantity

22,146

Amount

18,400,643

Avg Rate

830.88

Rank

Brokers

#17#33#19

Net Flow Impact:

-6,346units

(Rs. -5,255,220)

Net Flow by Timeframe

DDBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 62,680 ]

Buy Side

Total: 29,325

Broker

QTY

AVG

NET

7,201

832.06

+7,201

18.2%

5,315

831.63

+5,315

13.4%

3,284

832.42

+3,284

8.3%

2,384

830.45

+2,334

6.0%

2,100

832.03

+2,100

5.3%

1,746

828.72

+1,280

4.4%

1,726

832.31

+1,485

4.4%

1,100

828.16

+870

2.8%

984

830.00

+984

2.5%

860

830.38

+115

2.2%

720

830.01

+388

1.8%

575

830.50

+534

1.4%

480

829.00

+480

1.2%

450

828.89

+414

1.1%

400

828.10

+388

1.0%

Sell Side

Total: 33,355

Broker

QTY

AVG

NET

17,480

830.59

-16,310

44.2%

2,962

832.90

-2,662

7.5%

1,704

830.30

-1,704

4.3%

1,595

830.35

-95

4.0%

1,485

832.04

-355

3.8%

1,424

831.02

-1,023

3.6%

1,001

833.87

-781

2.5%

1,000

832.92

-1,000

2.5%

798

830.96

-7

2.0%

762

829.03

-609

1.9%

738

830.49

-238

1.9%

693

826.95

-647

1.8%

651

831.02

-191

1.6%

542

839.17

-387

1.4%

520

829.92

-335

1.3%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	2,055,114	1,868,286	1,706,197	0	+10.00%
Reserves and Surplus	2,307,124	1,784,344	1,646,601	0	+29.30%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	11,683,719	11,778,489	10,955,372	0	-0.80%
Deposits	12,429,617	10,607,332	9,351,418	0	+17.18%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	467,623	421,503	360,803	0	+10.94%
Total Capital & Liabilities	28,943,198	26,459,954	24,020,391	0	+9.38%
Assets
Cash and Bank Balance	2,116,372	999,742	630,752	0	+111.69%
Money at Call & Short Notice	160,000	160,000	160,000	0	0.00%
Investments	1,220	1,366	1,157	0	-10.67%
Loan and Advances	26,371,535	25,019,846	22,909,377	0	+5.40%
Fixed Assets	101,343	92,425	86,435	0	+9.65%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	192,729	186,576	232,670	0	+3.30%
Total Assets	28,943,198	26,459,954	24,020,391	0	+9.38%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	915	-2.02	-0.22%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,090	-0.98	-0.09%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,467	-532.12	-8.87%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,051	-2	-0.19%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	930	+1.02	+0.11%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,278	-2.05	-0.16%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DLBS	1,180	+15.03	+1.29%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	817	+36	+4.61%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	945	+14.97	+1.61%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	739	+1.03	+0.14%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,088	+17.98	+1.68%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,785	-10.96	-0.61%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,174	+19.96	+1.73%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	884	+14.01	+1.61%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	865	-11.93	-1.36%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,255	-5.8	-0.46%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	0	0%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	807.9	+30.92	+3.98%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	866	-19.03	-2.15%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	802.1	-8.92	-1.1%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	672	+10.78	+1.63%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,121.9	+2.91	+0.26%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,214.22	-19.6	0.16%	0.01	0.122	201.88	136.83%	7.55	31	34.46	384.79	7.64	7.49	16.05	11.85%	8.66	56.45	1.289	47.031	13.162	1.94	2.18%	16.28	18.2%
MED	962.5	0.51	0.06%	0	0.13	174.46	111.88%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	10.61%	8.12	45.99	0.595	31.655	10.16	2.07	2.38%	14.54	18.6%
MAX	5,467	36	4.61%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	672	-532.12	-8.87%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.63	0.06	19.62	6.63	0.36	0.4%	2.76	3.33%