Deprosc Laghubitta Bittiya Sanstha Limited

MicrofinanceHigh Cap

NPR 863.00

NPR +15+1.77%

09:14 AM NPT · May 11, 2026

Est. January 12, 2001 · Sitapaila Road-4, Nagarjun Municipality, Ringroad, Kathmandu, Nepal · CEO: Shesh Raman Acharya

Deprosc Laghubitta Bittiya Sanstha Limited is one of Nepal’s leading national-level microfinance institutions, established to uplift low-income communities through accessible financial services. The institution is promoted by a strong group of reputable organizations, including Nabil Bank Ltd., Nepal Bank Ltd., Agriculture Development Bank Ltd., Lumbini Bikas Bank Ltd., and well-known development organizations such as Development Project Service Center (DEPROSC Nepal) and CEAPRED, along with experienced former bankers possessing extensive industry expertise. The company was officially registered on January 12, 2001 under the Company Registration Act 1997. Nepal Rastra Bank granted its operating license on July 3, 2001, recognizing it as a licensed microfinance development bank under the Bank and Financial Institution Act 2007. With a strong financial foundation, Deprosc Laghubitta has established itself as a stable microfinance provider, backed by an authorized capital of NPR 2 billion and an issued and paid-up capital of NPR 1.8683 billion. These financial strengths underline the institution’s capacity to expand outreach, support micro-entrepreneurs, and promote sustainable development across rural and semi-urban regions of Nepal. Deprosc Laghubitta focuses on empowering underserved communities by offering microcredit, savings products, micro-enterprise financing, insurance services, and financial literacy programs. Guided by experienced leadership and a socially driven mission, the institution continues to play a crucial role in poverty reduction, entrepreneurship development, and inclusive economic growth in Nepal.

www.deproscbank.com.np/en/facebook

Trading

Open

857.00

High

868.90

Low

855.30

Prev Close

848.00

Volume

10,925

Turnover

Rs 9,394,737.2

Txns

132

Valuation · Q2 FY25/26

EPS Ann.

47.41

EPS TTM

47.55

BVPS

221.13

P/E Ann.

18.20

P/E TTM

18.15

Graham #

485.68

Capital

Mkt Cap

16.12 Arab

Total

1.87 Crore

Public

91.55 Lakh

Promoter

95.28 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

73.65

ADX

12.07

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

838.1

SMA 50

856.26

Bands & Channels

BB Width %

4.94%

Volume & Flow

OBV

2,026,282

Flow Analysis

[ Live 2026-05-11 ]

Total Buy

36,352

Shares Bought

Total Sell

36,352

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

11,708

Amount

9,899,315

Avg Rate

845.52

Rank

Brokers

#28#58#40

Distributors

Quantity

10,819

Amount

9,152,291

Avg Rate

845.95

Rank

#11

Brokers

#62#38#42#74

Net Flow Impact:

+889units

(Rs. 747,024)

Net Flow by Timeframe

DDBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 47,819 ]

Buy Side

Total: 23,652

Broker

QTY

AVG

NET

5,000

850.01

+4,431

13.8%

4,761

844.19

+3,007

13.1%

2,000

840.80

+1,537

5.5%

1,947

837.22

+1,927

5.4%

1,500

842.29

+1,000

4.1%

1,335

845.13

+1,102

3.7%

1,158

840.96

+825

3.2%

1,110

857.03

+1,020

3.0%

892

844.04

+849

2.5%

870

847.67

+20

2.4%

100

807

851.43

+807

2.2%

670

848.46

+169

1.8%

546

858.33

+117

1.5%

536

855.97

+522

1.5%

520

845.00

+470

1.4%

Sell Side

Total: 24,167

Broker

QTY

AVG

NET

3,186

843.08

-2,890

8.8%

2,801

852.48

-2,001

7.7%

2,636

846.52

-2,131

7.3%

2,196

841.09

-2,176

6.0%

2,091

849.72

-1,947

5.8%

2,020

845.36

-20

5.6%

1,981

839.06

-564

5.5%

1,895

849.23

-128

5.2%

1,057

850.51

-977

2.9%

872

853.73

-868

2.4%

847

831.18

-495

2.3%

792

839.60

-600

2.2%

635

856.14

-535

1.8%

621

840.82

-571

1.7%

537

845.89

-452

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	1,868,285,696	1,706,196,983	1,551,088,166	1,387,498,333	+9.50%
Reserves and Surplus	2,263,050,514	1,778,270,095	1,750,268,357	1,907,958,126	+27.26%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	10,498,600,001	11,467,732,245	10,244,926,106	7,456,409,413	-8.45%
Deposits	11,930,701,915	10,240,177,100	9,101,141,013	8,514,001,922	+16.51%
Income Tax Liabilities	25,133,907	0	27,189,209	17,191,291	-
Other Liabilities	478,003,847	386,878,187	278,623,751	324,257,037	+23.55%
Total Capital & Liabilities	27,063,775,880	25,579,254,610	22,953,236,602	19,607,316,122	+5.80%
Assets
Cash and Bank Balance	1,167,024,219	810,471,970	672,663,828	589,119,371	+43.99%
Money at Call & Short Notice	160,000,000	160,000,000	160,000,000	0	0.00%
Investments	1,219,972	1,365,704	2,000,000	152,000,000	-10.67%
Loan and Advances	25,452,992,787	24,238,866,987	21,700,397,644	18,652,938,874	+5.01%
Fixed Assets	97,286,571	94,408,270	105,096,340	55,012,813	+3.05%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	185,252,332	274,141,679	313,078,790	158,245,064	-32.42%
Total Assets	27,063,775,881	25,579,254,610	22,953,236,602	19,607,316,122	+5.80%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	959.5	+9.5	+1%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,118.7	+8.66	+0.78%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,460	+410.18	+6.78%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,149	+26.05	+2.32%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	929.9	+6.92	+0.75%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,500	+29.99	+2.04%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DLBS	1,235	-65	-5%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	847.8	-71.22	-7.75%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,065	-33.05	-3.01%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	783	0	0%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.1	-1.9	-0.17%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,844.7	+24.75	+1.36%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,337	+14.94	+1.13%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	907	+7.2	+0.8%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	949.9	+4.91	+0.52%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,320	+11	+0.84%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,120	+0.11	+0.01%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	922	+42.98	+4.89%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	951	-13.01	-1.35%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	919.5	+19.53	+2.17%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	735	+10	+1.38%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,218	+18	+1.5%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,335.82	20.93	0.5%	0.01	0.12	198.85	126.67%	30.13	33.37	376.86	7.17%	7.54%	9.6%	15.56%	13.063	30.55	44.403	30.171	44.975	28.861	1.77%	2%	16.12%	18.16%
MED	1,090.55	9.08	0.82%	0	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.735	37	0.405	35.26	32.42	21.265	1.99%	2.08%	16.12%	16.7%
MAX	6,460	410.18	6.78%	0.02	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.32%	4.16%	47.92%	43.25%
MIN	735	-71.22	-7.75%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%