Dhaulagiri Laghubitta Bittiya Sanstha Limited

Microfinance refers to providing very small loans (microcredit) to low-income and disadvantaged families, enabling them to start or expand small income-generating activities. Over the years, microfinance programs have proven highly effective in delivering financial services to poor households who lack access to the formal banking system. DCRDC has placed strong emphasis on offering savings and credit services, complemented by a range of community development initiatives such as the Improved Cooking Stove (ICS) program, SSMP activities, and Livelihood Improvement Programs. These efforts are designed to empower marginalized communities, support sustainable income growth, and enhance overall wellbeing. In addition to financial services, DCRDC invests in capacity-building and entrepreneurship development. The institution has organized various training programs for its clients in partnership with the Micro Enterprise Development Program (MEDP), Myagdi, with support from the UNDP. These training programs help clients develop practical business skills, improve financial literacy, and pursue self-employment opportunities. Through this integrated approach, DCRDC continues to strengthen economic resilience, promote financial inclusion, and support the socioeconomic upliftment of underserved communities.