Everest Bank Limited

BankingHigh Cap

NPR 712.00

NPR -0.5-0.07%

09:14 AM NPT · Nov 6, 2026

Est. 1994 · Lazimpat, Kathmandu, Nepal · CEO: Jim Williamson

Everest Bank Limited (EBL), founded in 1994, is one of Nepal’s leading commercial banks, serving over 1.4 million customers nationwide. Operating as a joint-venture with Punjab National Bank (PNB), India, EBL benefits from strong international expertise and management support. With 133 branches, 168 ATMs, and multiple service counters across Nepal, the bank provides accessible and customer-friendly financial services to individuals, businesses, and communities. Known for reliability, innovation, and a strong service network, Everest Bank continues to play a significant role in Nepal’s economic development.

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Trading

Open

710.10

High

714.00

Low

710.10

Prev Close

712.50

Volume

23,023

Turnover

Rs 16,408,717

Txns

Valuation · Q4 FY25/26

EPS Ann.

36.95

EPS TTM

36.95

BVPS

256.47

P/E Ann.

19.27

P/E TTM

19.27

Graham #

461.76

Capital

Mkt Cap

1.04 Kharab

Total

14.55 Crore

Public

5.93 Crore

Promoter

8.62 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

54.13

ADX

50.48

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

711.87

SMA 50

696.31

Bands & Channels

BB Width %

4.99%

Volume & Flow

OBV

5,215,596

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

192,982

Shares Bought

Total Sell

192,982

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 56%

Distribution 44%

Accumulators

Quantity

97,143

Amount

69,217,734

Avg Rate

712.53

Rank

#13

Brokers

#75#34#52#6#40

Distributors

Quantity

75,899

Amount

53,894,465

Avg Rate

710.08

Rank

#14

Brokers

#44#36#58

Net Flow Impact:

+21,244units

(Rs. 15,323,269)

Net Flow by Timeframe

EBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 307,817 ]

Buy Side

Total: 155,924

Broker

QTY

AVG

NET

48,211

710.32

+48,211

25.0%

15,798

714.52

+15,287

8.2%

14,820

718.08

+14,406

7.7%

13,117

712.08

+4,863

6.8%

10,519

711.54

+3,577

5.5%

10,113

713.02

+9,799

5.2%

8,400

713.97

+6,695

4.3%

8,201

711.14

+7,165

4.3%

6,000

709.90

+6,000

3.1%

5,256

708.50

+879

2.7%

3,536

712.76

+1,027

1.8%

3,428

695.29

+2,356

1.8%

3,020

714.56

+3,020

1.6%

2,760

720.50

+2,655

1.4%

2,745

709.63

+586

1.4%

Sell Side

Total: 151,893

Broker

QTY

AVG

NET

34,810

709.06

-33,367

18.0%

21,088

710.39

-18,172

10.9%

20,001

711.54

-19,510

10.4%

16,913

710.36

-15,467

8.8%

15,741

715.70

-15,741

8.2%

12,854

712.31

-12,542

6.7%

9,582

717.15

-8,972

5.0%

7,900

714.00

-7,700

4.1%

4,671

716.02

-2,446

2.4%

2,080

713.03

-1,433

1.1%

1,590

718.04

-1,326

0.8%

1,520

714.78

-1,434

0.8%

1,270

711.30

-230

0.7%

1,090

651.79

-1,090

0.6%

783

714.21

-582

0.4%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,103,983	6,691,912	7,308,052	0	+36.04%
Money at Call & Short Notice	54,483,138	21,504,553	27,246,998	0	+153.36%
Due from NRB	35,026,020	13,661,353	20,764,973	0	+156.39%
Placement with B/FIs	19,457,118	7,843,200	6,482,025	0	+148.08%
Loans & Advances
Loans and Advances	247,098,682	223,395,424	187,300,361	0	+10.61%
Breakdown
Loans & Advances to B/FIs	11,530,295	9,771,879	7,652,663	0	+17.99%
Loans & Advances to Customers	235,568,387	213,623,545	179,647,698	0	+10.27%
Investments
Investment Securities	57,029,886	100,524,625	65,156,052	0	-43.27%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	763,349	776,283	727,810	0	-1.67%
Investment Property	514,473	564,286	522,302	0	-8.83%
Other Assets
Derivative Financial Instruments	7,986,459	4,953,600	18,513	0	+61.23%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	286,182	419,271	525,463	0	-31.74%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	183,548	116,696	24,477	0	+57.29%
Property & Equipment	3,939,362	4,133,192	3,605,909	0	-4.69%
Other Assets	10,825,363	7,615,079	2,093,675	0	+42.16%
Total Assets	383,758,236	365,205,354	293,961,158	0	+5.08%
Liabilities
Borrowings & Funding
Borrowings	8,961,576	10,040,557	7,024,614	0	-10.75%
Borrowing	0.00	1100976.00	2349196.00	0	-100.00%
Debt Securities Issued	6,603,613	6,603,613	3,603,613	0	0.00%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,357,963	2,335,968	1,071,805	0	+0.94%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	316,018,577	298,818,400	232,316,604	0	+5.76%
Other Liabilities
Derivative Financial Instruments	7,986,459	4,953,600	18,513	0	+61.23%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	8,085	121,050	138,467	0	-93.32%
Other Liabilities	15,533,117	19,243,044	26,702,317	0	-19.28%
Other Liabilities & Provisions	23,586,200	24,322,845	26,840,784	0	-3.03%
Total Liabilities	348,566,353	333,181,802	266,182,002	0	+4.62%
Shareholders Equity
Paid Up Capital	13,721,376	12,944,694	11,767,904	0	+6.00%
Share Premium	238,470	238,470	238,470	0	0.00%
Reserves & Surpluses
Reserves	15,727,825	13,885,917	12,258,290	0	+13.26%
Reserves & Surpluses	21,470,507	19,078,857	16,011,252	0	+12.54%
Retained Earnings	5,504,212	4,954,470	3,514,492	0	+11.10%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	35,191,883	32,023,551	27,779,156	0	+9.89%
Total Liabilities & Equity	383,758,236	365,205,353	293,961,158	0	+5.08%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	326.72	0.32	0.06%	0.06	0.057	188.39	71.84%	9.82	16.44	16.29	265.12	3.38	3.84	15.56	5.56%	1.578	20.16	21.479	2.897	0.86	0.86%	8.87	8.87%
MED	274.25	-0.15	-0.03%	0.05	0.06	177.27	73.19%	9.8	17.18	17.18	263.07	3.41	3.67	15.43	4.94%	1.38	18.09	19.895	2.3	0.87	0.87%	9.76	9.76%
MAX	671.6	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	30.63	30.63	445.28	3.77	5.62	38.39	15.55%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	1.02%	0.91	-185.88	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%