Grameen Bikas Laghubitta Bittiya Sanstha Ltd.

Microfinance

NPR 773.00

NPR +1.1+0.14%

09:14 AM NPT · May 15, 2026

Est. August 15, 2014 · Butwal, Rupandehi District, Lumbini Province, Nepal · CEO: Parbat Karki

Grameen Bikas Laghubitta Bittiya Sanstha Ltd. (GBLBS), formerly known as Nepal Grameen Bikas Bank Ltd., was established on August 15, 2014 (Shrawan 30, 2071) through the successful merger of five regional Grameen Bikas Banks that operated across the five development regions of Nepal. This strategic consolidation created one of the largest microfinance institutions in the country, dedicated to poverty alleviation and financial inclusion. The institution was registered as a public limited company on 30th July 2014 (Shrawan 14, 2071) under the Company Act 2063 and is regulated by Nepal Rastra Bank under the Bank and Financial Institution Act, 2073. Following approval from the Office of the Company Registrar, and as per the decision of its Annual General Meeting, the organization officially changed its name from Nepal Grameen Bikas Bank Ltd. to Grameen Bikas Laghubitta Bittiya Sanstha Ltd. on 2074/12/28. Headquartered in Butwal, Rupandehi, Lumbini Province, GBLBS operates with a mission to uplift economically disadvantaged communities through microfinance services, community empowerment, and livelihood development programs. With its wide network and long-standing Grameen banking model, the institution continues to play a pivotal role in expanding access to financial services across rural and semi-urban Nepal.

www.gblbs.com.np/

Trading

Open

773.00

High

780.00

Low

765.00

Prev Close

771.90

Volume

3,804

Turnover

Rs 2,934,489.8

Txns

Valuation · Q2 FY25/26

EPS Ann.

43.75

EPS TTM

34.76

BVPS

278.07

P/E Ann.

17.67

P/E TTM

22.24

Graham #

523.19

Capital

Mkt Cap

N/A

Total

N/A

Public

N/A

Promoter

N/A

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

54.88

ADX

29.99

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

763.89

SMA 50

779.71

Bands & Channels

BB Width %

6.69%

Volume & Flow

OBV

3,369,838

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

17,075

Shares Bought

Total Sell

17,075

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

5,343

Amount

4,128,949

Avg Rate

772.78

Rank

#19

Brokers

#3#51#34

Distributors

Quantity

5,790

Amount

4,466,269

Avg Rate

771.38

Rank

#23

Brokers

#58#83#16

Net Flow Impact:

-447units

(Rs. -337,320)

Net Flow by Timeframe

GBLBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 26,809 ]

Buy Side

Total: 12,889

Broker

QTY

AVG

NET

2,200

772.61

+2,189

12.9%

1,730

774.91

+1,659

10.1%

1,459

778.25

+1,053

8.5%

1,413

770.42

+1,099

8.3%

1,092

763.37

+1,092

6.4%

957

772.61

+717

5.6%

881

781.05

+801

5.2%

873

771.88

+497

5.1%

483

769.20

+483

2.8%

440

763.52

+440

2.6%

350

771.03

+340

2.0%

301

766.58

+226

1.8%

290

771.10

+135

1.7%

250

767.50

+250

1.5%

170

772.51

+170

1.0%

Sell Side

Total: 13,920

Broker

QTY

AVG

NET

2,948

773.07

-2,452

17.3%

1,500

767.62

-1,500

8.8%

1,392

777.59

-183

8.2%

1,342

771.86

-1,222

7.9%

1,100

775.87

-1,100

6.4%

800

764.58

-320

4.7%

780

771.05

-658

4.6%

635

778.03

-535

3.7%

630

762.12

-100

3.7%

628

768.08

-628

3.7%

540

768.61

-540

3.2%

500

778.02

-500

2.9%

435

770.66

-334

2.5%

380

772.97

-89

2.2%

310

778.23

-310

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	1,005,350,000	982,500,000	982,500,000	982,500,000	+2.33%
Reserves and Surplus	1,790,264,795	1,730,934,588	1,085,250,000	1,277,809,000	+3.43%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	8,129,609,335	7,342,560,620	5,536,053,000	6,026,537,000	+10.72%
Deposits	3,911,601,626	3,533,897,931	3,558,819,000	3,713,531,000	+10.69%
Income Tax Liabilities	0.00	0.00	41536000.00	0.00	-
Other Liabilities	561,425,243	843,508,368	3,664,510,000	3,816,344,000	-33.44%
Total Capital & Liabilities	15,398,250,999	14,433,401,506	14,868,668,000	15,816,721,000	+6.68%
Assets
Cash and Bank Balance	717,710,819	1,278,102,328	647,947,000	564,901,000	-43.85%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	2,025,000	2,025,000	2,025,000	2,025,000	0.00%
Loan and Advances	13,783,577,206	12,134,263,978	12,079,950,000	12,848,788,000	+13.59%
Fixed Assets	85,800,339	85,491,516	35,524,000	26,786,000	+0.36%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	809,137,634	933,518,683	2,103,222,000	2,374,221,000	-13.32%
Total Assets	15,398,250,998	14,433,401,506	14,868,668,000	15,816,721,000	+6.68%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	949.9	-2.09	-0.22%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,100	-5.53	-0.5%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,020	+15.01	+0.25%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,129	+8.96	+0.8%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	907	-4.47	-0.49%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,466.1	-5.89	-0.4%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	844.5	-2.54	-0.3%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,315	-7.94	-0.6%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	796	+0.08	+0.01%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,059	+9.03	+0.86%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,120	+9	+0.81%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,790	+9.97	+0.56%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,334.6	+7.56	+0.57%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	922.5	-12.53	-1.34%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,305	-9.99	-0.76%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,102	+11.99	+1.1%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	872	+5.98	+0.69%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	966	+12.02	+1.26%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	895	+0.98	+0.11%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	710	-5.08	-0.71%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,199	+19	+1.61%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,304.21	2.43	0.15%	0.01	0.12	196.26	130.71%	30.29	33.95	377.77	7.13%	7.47%	9.76%	15.72%	13.147	30.533	44.367	30.185	44.784	28.957	1.79%	2.05%	16.45%	18.65%
MED	1,079.5	0.53	0.06%	0	0.13	175	111.28%	29.64	33.79	363.3	7.89%	7.44%	9.06%	15.18%	11.735	37	0.385	35.26	32.42	21.265	1.99%	2.08%	16.54%	17.52%
MAX	6,020	19	1.61%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.67%	9.46%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	710	-12.53	-1.34%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	7.42	-317.41	0	-309.55	0	16.87	-0.28%	0.45%	-2.96%	4.65%