Grameen Bikas Laghubitta Bittiya Sanstha Ltd.

Microfinance

NPR 783.00

NPR +12+1.56%

09:14 AM NPT · May 11, 2026

Est. August 15, 2014 · Butwal, Rupandehi District, Lumbini Province, Nepal · CEO: Parbat Karki

Grameen Bikas Laghubitta Bittiya Sanstha Ltd. (GBLBS), formerly known as Nepal Grameen Bikas Bank Ltd., was established on August 15, 2014 (Shrawan 30, 2071) through the successful merger of five regional Grameen Bikas Banks that operated across the five development regions of Nepal. This strategic consolidation created one of the largest microfinance institutions in the country, dedicated to poverty alleviation and financial inclusion. The institution was registered as a public limited company on 30th July 2014 (Shrawan 14, 2071) under the Company Act 2063 and is regulated by Nepal Rastra Bank under the Bank and Financial Institution Act, 2073. Following approval from the Office of the Company Registrar, and as per the decision of its Annual General Meeting, the organization officially changed its name from Nepal Grameen Bikas Bank Ltd. to Grameen Bikas Laghubitta Bittiya Sanstha Ltd. on 2074/12/28. Headquartered in Butwal, Rupandehi, Lumbini Province, GBLBS operates with a mission to uplift economically disadvantaged communities through microfinance services, community empowerment, and livelihood development programs. With its wide network and long-standing Grameen banking model, the institution continues to play a pivotal role in expanding access to financial services across rural and semi-urban Nepal.

www.gblbs.com.np/

Trading

Open

765.00

High

785.00

Low

765.00

Prev Close

771.00

Volume

5,195

Turnover

Rs 4,047,302.8

Txns

Valuation · Q2 FY25/26

EPS Ann.

43.75

EPS TTM

34.76

BVPS

278.07

P/E Ann.

17.90

P/E TTM

22.53

Graham #

523.19

Capital

Mkt Cap

N/A

Total

N/A

Public

N/A

Promoter

N/A

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Neutral

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

52.31

ADX

29.38

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

766.11

SMA 50

780.77

Bands & Channels

BB Width %

7.59%

Volume & Flow

OBV

3,386,366

Flow Analysis

[ Live 2026-05-11 ]

Total Buy

14,882

Shares Bought

Total Sell

14,882

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 41%

Distribution 59%

Accumulators

Quantity

2,938

Amount

2,229,822

Avg Rate

758.96

Rank

#34

Brokers

#39#29

Distributors

Quantity

4,236

Amount

3,213,558

Avg Rate

758.63

Rank

#27

Brokers

#94#43#58#4

Net Flow Impact:

-1,298units

(Rs. -983,736)

Net Flow by Timeframe

GBLBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 21,233 ]

Buy Side

Total: 10,199

Broker

QTY

AVG

NET

1,746

760.97

+1,706

11.7%

1,210

777.12

+1,050

8.1%

1,192

756.01

+1,172

8.0%

1,000

777.75

+1,000

6.7%

985

750.40

+885

6.6%

723

744.18

+331

4.9%

698

772.18

+673

4.7%

597

764.33

+280

4.0%

491

751.11

+361

3.3%

345

739.80

+219

2.3%

334

768.65

+334

2.2%

293

765.92

+120

2.0%

250

759.99

+70

1.7%

210

741.19

+62

1.4%

125

771.48

+94

0.8%

Sell Side

Total: 11,034

Broker

QTY

AVG

NET

1,472

766.18

-917

9.9%

1,172

774.15

-657

7.9%

1,080

740.64

-1,080

7.3%

970

749.56

-325

6.5%

947

777.00

-247

6.4%

713

753.62

-121

4.8%

665

777.27

-155

4.5%

610

746.05

-500

4.1%

573

756.99

-423

3.9%

535

767.19

-485

3.6%

512

739.35

-502

3.4%

500

778.02

-500

3.4%

455

745.28

-399

3.1%

435

764.89

-435

2.9%

395

754.94

-395

2.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	1,005,350,000	982,500,000	982,500,000	982,500,000	+2.33%
Reserves and Surplus	1,790,264,795	1,730,934,588	1,085,250,000	1,277,809,000	+3.43%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	8,129,609,335	7,342,560,620	5,536,053,000	6,026,537,000	+10.72%
Deposits	3,911,601,626	3,533,897,931	3,558,819,000	3,713,531,000	+10.69%
Income Tax Liabilities	0.00	0.00	41536000.00	0.00	-
Other Liabilities	561,425,243	843,508,368	3,664,510,000	3,816,344,000	-33.44%
Total Capital & Liabilities	15,398,250,999	14,433,401,506	14,868,668,000	15,816,721,000	+6.68%
Assets
Cash and Bank Balance	717,710,819	1,278,102,328	647,947,000	564,901,000	-43.85%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	2,025,000	2,025,000	2,025,000	2,025,000	0.00%
Loan and Advances	13,783,577,206	12,134,263,978	12,079,950,000	12,848,788,000	+13.59%
Fixed Assets	85,800,339	85,491,516	35,524,000	26,786,000	+0.36%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	809,137,634	933,518,683	2,103,222,000	2,374,221,000	-13.32%
Total Assets	15,398,250,998	14,433,401,506	14,868,668,000	15,816,721,000	+6.68%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	959.5	+9.5	+1%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,118.7	+8.66	+0.78%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,460	+410.18	+6.78%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,149	+26.05	+2.32%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	923	+23.04	+2.56%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,500	+29.99	+2.04%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	863	+15.01	+1.77%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,300	-18.99	-1.44%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	919	+114.2	+14.19%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,098	-1.98	-0.18%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.1	-1.9	-0.17%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,844.7	+24.75	+1.36%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,337	+14.94	+1.13%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	907	+7.2	+0.8%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	949.9	+4.91	+0.52%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,320	+11	+0.84%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,120	+0.11	+0.01%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	879	-6.82	-0.77%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	951	-13.01	-1.35%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	919.5	+19.53	+2.17%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	735	+10	+1.38%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,218	+18	+1.5%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,344.88	32.02	1.69%	0.01	0.12	196.26	130.71%	30.29	33.95	377.77	7.13%	7.47%	9.76%	15.72%	13.147	30.533	44.367	30.185	44.784	28.957	1.79%	2.05%	16.45%	18.65%
MED	1,107.05	10.5	1.07%	0	0.13	175	111.28%	29.64	33.79	363.3	7.89%	7.44%	9.06%	15.18%	11.735	37	0.385	35.26	32.42	21.265	1.99%	2.08%	16.54%	17.52%
MAX	6,460	410.18	14.19%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.67%	9.46%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	735	-18.99	-1.44%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	7.42	-317.41	0	-309.55	0	16.87	-0.28%	0.45%	-2.96%	4.65%