Gurkhas Finance Ltd.

FinanceMid Cap

NPR 545.00

NPR -6.4-1.16%

09:14 AM NPT · Jun 26, 2026

Est. 2051 B.S. · Kathmandu Metropolitan City-22, Kathmandu, Bagmati Province, Nepal · CEO: Gyanendra Ewahang

Gurkhas Finance Limited, one of Nepal’s leading financial institutions, has established a strong presence in the banking industry over its 30-year journey. The institution has achieved remarkable growth through consistent organic expansion and a commitment to serving diverse customer segments across the country. With a network of 26 branches, 1 extension counter, and 5 ATMs, Gurkhas Finance reaches customers nationwide and serves a base of more than 100,000 clients. This extensive footprint has positioned the finance company as a major player in terms of geographical coverage and customer access. Dedicated to fostering economic growth, Gurkhas Finance connects individuals and businesses to financial opportunities—empowering enterprises to thrive, enabling communities to prosper, and helping people achieve their goals. The institution offers a full suite of financial services tailored to personal, business, and corporate clients, all supported by a highly motivated, young, and dynamic professional team.

gurkhasfinance.com.np/facebook

Trading

Open

551.00

High

555.00

Low

543.00

Prev Close

551.40

Volume

8,169

Turnover

Rs 4,472,614.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

19.89

EPS TTM

7.40

BVPS

157.88

P/E Ann.

27.40

P/E TTM

73.65

Graham #

265.81

Capital

Mkt Cap

4.73 Arab

Total

86.8 Lakh

Public

42.53 Lakh

Promoter

44.27 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

15.95

ADX

32.02

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

561

SMA 50

540.22

Bands & Channels

BB Width %

8.21%

Volume & Flow

OBV

4,277,973

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

38,647

Shares Bought

Total Sell

38,647

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

Quantity

10,588

Amount

5,854,915

Avg Rate

552.98

Rank

#11

Brokers

#10#49#48#91

Distributors

Quantity

12,885

Amount

7,090,091

Avg Rate

550.26

Rank

Brokers

#58#77#69

Net Flow Impact:

-2,297units

(Rs. -1,235,176)

Net Flow by Timeframe

GUFL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 50,963 ]

Buy Side

Total: 24,875

Broker

QTY

AVG

NET

3,845

553.04

+3,745

9.9%

3,563

553.10

+3,273

9.2%

2,859

551.86

+914

7.4%

2,100

554.76

+1,940

5.4%

1,861

551.35

+791

4.8%

1,470

546.64

+210

3.8%

1,310

550.52

+960

3.4%

1,261

550.64

+926

3.3%

1,254

553.35

+561

3.2%

1,080

548.87

+1,080

2.8%

1,037

551.18

+1,027

2.7%

1,000

545.00

+500

2.6%

1,000

561.50

+1,000

2.6%

645

546.07

+485

1.7%

590

547.98

+289

1.5%

Sell Side

Total: 26,088

Broker

QTY

AVG

NET

8,520

547.94

-5,277

22.1%

2,675

560.46

-2,675

6.9%

1,787

558.96

-1,643

4.6%

1,730

548.38

-1,575

4.5%

1,690

545.82

-1,690

4.4%

1,492

551.61

-858

3.9%

1,110

550.10

-79

2.9%

1,070

552.88

-160

2.8%

1,000

548.45

-1,000

2.6%

982

558.68

-332

2.5%

900

547.19

-900

2.3%

895

551.15

-753

2.3%

800

547.28

-800

2.1%

785

556.89

-331

2.0%

652

547.93

-552

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	645,064	2,218,410	1,762,674	0	-70.92%
Money at Call & Short Notice	2,052,807	391,466	370,789	0	+424.39%
Due from NRB	2,052,807	391,466	370,789	0	+424.39%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	5,730,949	6,347,006	6,750,086	0	-9.71%
Loans & Advances to B/FIs	130,559	383,773	759,816	0	-65.98%
Loans & Advances to Customers	5,600,390	5,963,233	5,990,271	0	-6.08%
Investments
Investment Securities	1,198,910	997,666	943,876	0	+20.17%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	501,230	390,435	390,435	0	+28.38%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	101774.33	81245.43	0	-100.00%
Deferred Tax Assets	219,649	168,419	177,213	0	+30.42%
Goodwill and Intangible Assets	2,969	2,141	3,000	0	+38.64%
Property & Equipment	149,844	143,949	175,591	0	+4.09%
Other Assets	482,954	304,114	297,550	0	+58.81%
Total Assets	10,761,758	10,793,047	10,691,002	0	-0.29%
Liabilities
Borrowings & Funding
Borrowings	41,516	198,035	456,691	0	-79.04%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	41,516	198,035	456,691	0	-79.04%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	9,004,199	9,166,511	8,744,935	0	-1.77%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	4,645	0	0	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	341,045	138,226	167,659	0	+146.73%
Other Liabilities & Provisions	345,690	138,226	167,659	0	+150.09%
Total Liabilities	9,391,404	9,502,772	9,369,285	0	-1.17%
Equity
Paid Up Capital	867,994	867,994	867,994	0	0.00%
Share Premium	22,399	22,399	22,399	0	0.00%
Reserves & Surpluses
Reserves	1,062,027	951,491	1,026,093	0	+11.62%
Reserves & Surpluses	502,360	422,281	453,723	0	+18.96%
Retained Earnings	-582,067	-551,610	-594,769	0	-5.52%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	1,370,353	1,290,275	1,321,717	0	+6.21%
Total Liabilities & Equity	10,761,758	10,793,047	10,691,002	0	-0.29%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
BFC	513	-2.01	-0.39%	0	0.07	112.72	68.95%	6.42	8.8	15.28	196.86	4.19	3.43	16.11	13.08%	5.51	52.92	0.33	33.64	15.16	1.11	1.93%	7.87	13.66%
CFCL	619.5	-5.31	-0.85%	0.01	0.07	114.62	58.1%	8.15	5.19	11.5	172.21	4.41	4.83	7.67	14.17%	6.14	101.75	1.04	54.78	13.89	0.52	1.18%	4.71	10.43%
GFCL	630	-2.91	-0.46%	0.01	0.07	207.18	68.56%	8.12	14.28	9.64	211.98	4.06	4.93	11.79	9.86%	4.14	45.04	0.08	69.4	9.45	0.81	0.54%	7	4.72%
GMFIL	471.4	-3.61	-0.76%	0	0.07	168.38	66.08%	4.95	6	4.05	123.87	4.59	4.49	9.33	6.37%	3.77	79.33	2.05	122.35	13.16	0.6	0.41%	3.69	2.5%
ICFC	625	+4.1	+0.66%	0.01	0.07	176.61	83.34%	11.29	11.62	21.38	291.48	4.48	3.32	7.75	2.68%	4.9	55.85	-	30.36	7.7	0.57	1.05%	6.68	12.29%
JFL	401	0	0%	0	0.05	-6.46	96.39%	-104.13	-5.62	-15.65	-	4.6	3.88	-13.66	59.12%	-	-75.62	-	-27.39	18.39	-0.73	-2.06%	-34.19	-95.25%
MFIL	790	+12.21	+1.57%	0.01	0.08	182.2	84.99%	10.13	21.6	26.8	331.46	4.59	4.41	13.8	3.99%	6.14	38.84	1.33	30.03	9.54	1.12	1.39%	12.25	15.21%
MPFL	615.5	-1.48	-0.24%	0	0.06	119.31	59.04%	5.09	1.16	1.15	55.56	4.58	3.28	2.83	7.44%	7.5	578.45	-	558.26	29.1	0.17	0.17%	0.97	0.97%
NFS	580	-5.98	-1.02%	0.01	0.06	122.4	59.08%	4.94	-13.52	-7.55	-	4.57	3.21	-31.78	14.32%	6.72	-45.64	-	-82.12	25.8	-1.96	-1.09%	-10.75	-6%
PFL	366	+2	+0.55%	0	0.07	63.41	66.29%	10.86	9	10.62	123.09	3.86	4.96	16.94	34.34%	8.26	43.67	29.48	36.72	13.16	1.21	1.43%	16.04	18.94%
PROFL	443.3	-6.71	-1.49%	0	0.07	75.05	68.04%	12.58	-3.89	-0.38	-	4.46	3.61	-6.13	5.58%	8.08	-116.97	-	-1,226.32	12.75	-0.4	-0.03%	-5.15	-0.5%
RLFL	481.9	-7.09	-1.45%	0.01	0.08	115.8	81.84%	7.86	4.51	22.77	243.57	4.28	3.73	6.34	10.34%	5.24	101	0.9	21.72	11.4	0.48	2.42%	4.31	21.8%
SFCL	366.1	-5.39	-1.45%	0	0.07	60.3	76.56%	6.62	0.12	8.35	106.44	4.58	3.56	0.38	8.09%	8.78	3,308.33	32.34	47.44	22.6	0.03	1.98%	0.2	14.65%
SIFC	540	-6.01	-1.1%	0.01	0.07	139.08	72.92%	6.5	3.38	4.62	120.24	3.78	3.49	4.76	4.02%	5.33	164.5	-	123.94	13.94	0.32	0.45%	2.41	3.3%

AVG	531.62	-2.01	-0.46%	0.01	0.069	117.9	72.16%	-0.04	4.47	8.04	179.71	4.36	3.94	3.29	13.81%	6.193	309.39	8.444	-14.799	15.431	0.27	0.7%	1.15	1.19%
MED	526.5	-3.26	-0.61%	0	0.07	117.56	68.76%	7.24	4.85	9	172.21	4.47	3.67	7.01	8.98%	6.14	54.39	1.185	35.18	13.525	0.5	0.8%	4	7.57%
MAX	790	12.21	1.57%	0.01	0.08	207.18	96.39%	12.58	21.6	26.8	331.46	4.6	4.96	16.94	59.12%	8.78	3,308.33	32.34	558.26	29.1	1.21	2.42%	16.04	21.8%
MIN	366	-7.09	-1.49%	0	0.05	-6.46	58.1%	-104.13	-13.52	-15.65	55.56	3.78	3.21	-31.78	2.68%	3.77	-116.97	0.08	-1,226.32	7.7	-1.96	-2.06%	-34.19	-95.25%