Gurkhas Finance Ltd.

FinanceMid Cap

NPR 517.00

NPR -6-1.15%

08:42 AM NPT · May 14, 2026

Est. 2051 B.S. · Kathmandu Metropolitan City-22, Kathmandu, Bagmati Province, Nepal · CEO: Gyanendra Ewahang

Gurkhas Finance Limited, one of Nepal’s leading financial institutions, has established a strong presence in the banking industry over its 30-year journey. The institution has achieved remarkable growth through consistent organic expansion and a commitment to serving diverse customer segments across the country. With a network of 26 branches, 1 extension counter, and 5 ATMs, Gurkhas Finance reaches customers nationwide and serves a base of more than 100,000 clients. This extensive footprint has positioned the finance company as a major player in terms of geographical coverage and customer access. Dedicated to fostering economic growth, Gurkhas Finance connects individuals and businesses to financial opportunities—empowering enterprises to thrive, enabling communities to prosper, and helping people achieve their goals. The institution offers a full suite of financial services tailored to personal, business, and corporate clients, all supported by a highly motivated, young, and dynamic professional team.

gurkhasfinance.com.np/facebook

Trading

Open

521.00

High

521.00

Low

516.00

Prev Close

523.00

Volume

3,207

Turnover

Rs 1,664,363.4

Txns

Valuation · Q2 FY25/26

EPS Ann.

14.21

EPS TTM

-7.27

BVPS

148.65

P/E Ann.

36.38

P/E TTM

-71.11

Graham #

218.01

Capital

Mkt Cap

4.49 Arab

Total

86.8 Lakh

Public

42.53 Lakh

Promoter

44.27 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

50.7

ADX

58.03

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

523.06

SMA 50

548.32

Bands & Channels

BB Width %

7.14%

Volume & Flow

OBV

4,336,539

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

35,473

Shares Bought

Total Sell

35,473

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

11,224

Amount

5,893,218

Avg Rate

525.06

Rank

Brokers

#57#58#6

Distributors

Quantity

11,294

Amount

5,890,147

Avg Rate

521.53

Rank

Brokers

#42#28#26

Net Flow Impact:

-70units

(Rs. 3,071)

Net Flow by Timeframe

GUFL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 46,863 ]

Buy Side

Total: 22,628

Broker

QTY

AVG

NET

4,943

520.86

+2,477

13.9%

4,021

528.98

+3,881

11.3%

2,260

527.25

+1,876

6.4%

2,090

523.05

+1,040

5.9%

1,302

516.61

+1,127

3.7%

944

526.70

+533

2.7%

931

523.32

+157

2.6%

855

521.67

+60

2.4%

820

521.34

+390

2.3%

810

523.01

+810

2.3%

785

519.98

+755

2.2%

780

522.43

+760

2.2%

767

524.16

+707

2.2%

660

526.18

+610

1.9%

660

526.00

+510

1.9%

Sell Side

Total: 24,235

Broker

QTY

AVG

NET

5,070

525.05

-4,027

14.3%

3,228

516.78

-2,328

9.1%

2,996

520.68

-2,996

8.4%

2,168

527.38

-1,668

6.1%

1,810

524.77

-1,102

5.1%

1,500

531.91

-1,500

4.2%

1,490

524.00

-245

4.2%

950

521.36

-446

2.7%

838

524.55

-423

2.4%

800

528.48

-700

2.3%

755

517.36

-755

2.1%

740

520.94

-540

2.1%

670

528.59

-596

1.9%

620

522.90

-50

1.8%

600

524.45

-130

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	644,950,459	2,300,413,914	1,755,889,675	1,730,338,130	-71.96%
Money at Call & Short Notice	2,029,833,907	459,015,572	327,927,398	347,445,638	+342.21%
Due from NRB	2,029,833,907	459,015,572	327,927,398	297,445,638	+342.21%
Placement with B/FIs	0.00	0.00	0.00	50000000.00	-
Loans & Advances
Loans and Advances	5,832,358,720	6,865,849,801	6,464,739,867	6,458,221,060	-15.05%
Loans & Advances to B/FIs	281,468,835	605,625,684	673,470,689	607,082,032	-53.52%
Loans & Advances to Customers	5,550,889,885	6,260,224,117	5,791,269,178	5,851,139,028	-11.33%
Investments
Investment Securities	1,178,192,349	1,008,488,228	969,071,562	795,781,531	+16.83%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	460,204,202	390,434,577	390,434,578	121,413,110	+17.87%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	2,752,136	96,761,946	65,376,976	37,734,904	-97.16%
Deferred Tax Assets	224,905,157	138,321,979	149,752,239	30,610,347	+62.60%
Goodwill and Intangible Assets	3,071,685	2,377,624	3,303,478	857,182	+29.19%
Property & Equipment	152,505,151	146,366,973	178,687,904	92,212,190	+4.19%
Other Assets	262,544,975	30,652,094	46,986,851	183,645,219	+756.53%
Total Assets	10,791,318,741	11,438,682,708	10,352,170,528	9,798,259,311	-5.66%
Liabilities
Borrowings & Funding
Borrowings	134,557,047	139,306,122	485,780,762	690,488,488	-3.41%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	134,557,047	139,306,122	485,780,762	690,488,488	-3.41%
Due to NRB	0.00	0.00	0.00	0.00	-
Deposits	9,024,529,783	9,801,609,832	8,267,517,574	7,339,238,628	-7.93%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	341,959,628	137,266,531	200,123,691	120,272,632	+149.12%
Other Liabilities & Provisions	341,959,628	137,266,531	200,123,691	120,272,632	+149.12%
Total Liabilities	9,501,046,458	10,078,182,485	8,953,422,027	8,149,999,749	-5.73%
Equity
Paid Up Capital	867,993,800	867,993,800	867,993,800	867,993,800	0.00%
Share Premium	22,399,272	22,399,272	22,399,272	22,399,272	0.00%
Reserves & Surpluses
Reserves	1,016,088,512	941,706,066	1,027,802,380	732,925,512	+7.90%
Reserves & Surpluses	422,278,484	492,506,422	530,754,700	780,265,762	-14.26%
Retained Earnings	-616,209,300	-471,598,916	-519,446,952	24,940,978	-30.66%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	1,290,272,284	1,360,500,222	1,398,748,500	1,648,259,562	-5.16%
Total Liabilities & Equity	10,791,318,742	11,438,682,708	10,352,170,527	9,798,259,311	-5.66%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
BFC	456.9	-1.42	-0.31%	-	0.07	107.3	67.94%	3.93	4.14	99.97	4.18%	3.72%	13.87%	6.9%	8.67	118.3	0.59	118.32	112.32	32.69	0.48%	0.51%	3.28%	3.46%
CFCL	495	-2.99	-0.6%	-	0.07	113.65	60.96%	8.26	13.16	183.44	4.4%	4.46%	14.18%	12.31%	8.69	59.81	0.06	64.77	40.65	29.46	0.82%	1.33%	6.68%	10.64%
GFCL	616.5	-0.49	-0.08%	-	0.09	256.65	72.24%	23.61	11.24	254.77	4.44%	7.04%	6.7%	16.44%	4.89	26.6	0.03	27.11	56.94	17.49	1.4%	0.67%	10.36%	4.93%
GMFIL	452.8	-3.61	-0.79%	-	0.06	164.67	66.57%	3.33	6.59	156.26	4.57%	4.1%	6.94%	5.16%	5.54	136.94	0.78	137.24	69.35	28.28	0.32%	0.66%	2.12%	4.2%
ICFC	621.4	+1.18	+0.19%	-	0.08	170.19	80.06%	5.41	22.63	294.37	4.48%	3.46%	3.51%	3.5%	7.55	118.82	0	118.34	28.29	16.67	0.26%	1.13%	3.2%	13.45%
JFL	408	+1.02	+0.25%	-	0.05	-1.98	94.01%	1.07	-39.75	-	4.6%	2.72%	53.8%	2.59%	-	392.52	0	397.01	-10.69	163.27	0.12%	-4.91%	3.24%	-120.61%
MFIL	790	-13.01	-1.62%	-	0.08	175.29	84.84%	20.03	24.61	311.55	4.59%	4.44%	3.64%	12.57%	8.75	38.29	2.38	37.29	30.35	19.26	1.04%	1.3%	11.72%	14.41%
MPFL	604	-4.99	-0.82%	-	0.07	118.58	59.98%	2.57	1.82	69.68	4.58%	3.48%	8.3%	6.18%	10.49	242.06	0	237.35	335.16	59.9	0.4%	0.28%	2.18%	1.55%
NFS	563	-3	-0.53%	-	0.06	121.25	65.15%	-22.52	-11.1	-	4.58%	2.48%	16.73%	-54.62%	10.32	-27.78	0	-27.75	-56.31	60.7	-3.42%	-1.68%	-18%	-8.87%
PFL	366	-2.8	-0.76%	-	0.06	78.22	70.21%	43.2	91.05	400.3	3.69%	3.1%	25.1%	83.52%	9.08	8.22	0.06	8.61	4.09	27.47	4.7%	9.92%	65.36%	137.76%
PROFL	435	-5.02	-1.14%	-	0.07	73.93	70.33%	-6.9	-0.31	-	4.09%	3.5%	7.39%	-10.84%	12.25	-65.65	0	-65.65	-1,461.29	28.49	-0.7%	-0.03%	-9.24%	-0.42%
RLFL	429	-4.99	-1.15%	-	0.07	112.03	79.11%	0.31	14.64	192.1	4.59%	3.32%	9.09%	0.46%	7.59	1,370.97	14.21	1,441.94	30.53	25.77	0.02%	1.6%	0.28%	13.99%
SFCL	365	-6.01	-1.62%	-	0.07	59.96	72.92%	0.29	11.71	125.69	4.57%	3.48%	8.17%	0.94%	12.34	1,275.86	12.89	1,313.79	32.54	48.72	0.06%	2.83%	0.5%	21.26%
SIFC	527	-6.02	-1.13%	-	0.07	136.25	75.26%	2.43	6.79	144.28	3.84%	3.6%	3.83%	3.31%	7.27	203.7	0	237.45	84.98	27.01	0.24%	0.67%	1.78%	4.98%

AVG	509.26	-3.73	-0.72%	-	0.069	120.43	72.83%	6.07	11.23	202.95	4.37%	3.78%	12.95%	6.32%	8.725	278.476	2.214	288.987	-50.221	41.799	0.41%	1.02%	5.96%	7.19%
MED	475.95	-3.3	-0.78%	-	0.07	116.12	71.29%	2.95	9.02	183.44	4.53%	3.49%	8.24%	4.33%	8.69	118.56	0.045	118.33	31.535	28.385	0.29%	0.67%	2.69%	4.96%
MAX	790	1.18	0.25%	-	0.09	256.65	94.01%	43.2	91.05	400.3	4.6%	7.04%	53.8%	83.52%	12.34	1,370.97	14.21	1,441.94	335.16	163.27	4.7%	9.92%	65.36%	137.76%
MIN	365	-13.01	-1.62%	-	0.05	-1.98	59.98%	-22.52	-39.75	69.68	3.69%	2.48%	3.51%	-54.62%	4.89	-65.65	0	-65.65	-1,461.29	16.67	-3.42%	-4.91%	-18%	-120.61%