Himalayan Bank Limited

BankingLow Cap

NPR 203.90

NPR +0.2+0.10%

09:14 AM NPT · May 15, 2026

Est. January 18, 1993 · Kathmandu, Nepal · CEO: Ashoke SJB Rana

Himalayan Bank Limited (HBL), established in 1993 as a joint venture with Habib Bank Limited of Pakistan, is one of Nepal’s most prestigious and innovative commercial banks. Since its inception, HBL has played a pioneering role in transforming Nepal’s banking industry, introducing several first-of-its-kind products such as the Premium Savings Account, HBL Proprietary Card, Millionaire Deposit Scheme, ATMs, and Tele-banking services. HBL began operations from the iconic Sanchayakosh Building in Thamel, Kathmandu, and has steadily expanded its footprint nationwide. Today, it stands as a leader in customer service, digital innovation, and financial excellence. The bank is also Nepal’s largest inward remittance handler, powered by its proprietary remittance platform HimalRemit™, which connects Nepali diaspora across major global destinations including the Gulf, Europe, Australia, Japan, the USA, and more. Under Nepal Rastra Bank’s merger policy, Himalayan Bank successfully acquired Civil Bank Limited at a 100:80.28 swap ratio and began joint operations from February 24, 2023. With this integration, HBL now operates through 174 Branch Offices and 20 Extension Counters, strengthening its nationwide presence. Guided by a legacy of trust, innovation, and service excellence, Himalayan Bank Limited continues to set benchmarks in Nepal’s financial sector through customer-centric solutions, technological leadership, and sustainable growth.

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Trading

Open

201.50

High

203.90

Low

201.10

Prev Close

203.70

Volume

28,410

Turnover

Rs 5,746,564

Txns

513

Valuation · Q2 FY25/26

EPS Ann.

11.45

EPS TTM

5.70

BVPS

174.23

P/E Ann.

17.81

P/E TTM

35.77

Graham #

211.86

Capital

Mkt Cap

46.04 Arab

Total

22.58 Crore

Public

6.1 Crore

Promoter

16.48 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

44.68

ADX

36.6

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

205.48

SMA 50

211.18

Bands & Channels

BB Width %

6.55%

Volume & Flow

OBV

-780,058

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

188,223

Shares Bought

Total Sell

188,223

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 56%

Distribution 44%

Accumulators

Quantity

68,183

Amount

13,981,400

Avg Rate

205.06

Rank

#17

Brokers

#57#58#49#42

Distributors

Quantity

52,567

Amount

10,740,375

Avg Rate

204.32

Rank

#18

Brokers

#22#45#85#1#91

Net Flow Impact:

+15,616units

(Rs. 3,241,024)

Net Flow by Timeframe

HBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 225,236 ]

Buy Side

Total: 126,379

Broker

QTY

AVG

NET

25,456

204.41

+11,754

13.5%

18,395

207.31

+13,506

9.8%

13,088

205.29

+6,185

7.0%

11,244

202.57

+7,409

6.0%

8,219

205.21

+2,477

4.4%

7,234

203.33

+3,331

3.8%

5,852

203.83

+2,757

3.1%

5,823

203.10

+5,160

3.1%

5,610

202.86

+4,482

3.0%

5,306

205.81

+3,364

2.8%

4,490

204.26

+3,121

2.4%

4,412

203.98

+1,307

2.3%

4,311

205.38

+303

2.3%

3,667

203.57

+805

1.9%

3,272

202.37

+660

1.7%

Sell Side

Total: 98,857

Broker

QTY

AVG

NET

17,818

204.05

-10,114

9.5%

16,651

202.92

-15,681

8.8%

9,722

204.53

-3,942

5.2%

7,239

203.90

-187

3.9%

6,694

206.92

-5,384

3.6%

5,759

207.86

-4,749

3.1%

5,645

202.56

-5,395

3.0%

4,463

204.16

-2,712

2.4%

4,416

204.91

-1,414

2.4%

3,636

206.38

-2,466

1.9%

3,592

203.87

-3,047

1.9%

3,520

203.85

-3,090

1.9%

3,275

205.80

-2,225

1.7%

3,239

205.72

-1,621

1.7%

3,188

206.11

-1,034

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,913,063,288	13,195,574,027	22,747,615,450	11,031,726,011	-24.88%
Money at Call & Short Notice	75,817,115,452	46,287,456,904	31,463,318,452	10,273,341,835	+63.80%
Due from NRB	52,527,552,733	29,041,403,287	19,815,096,535	7,251,576,510	+80.87%
Placement with B/FIs	23,289,562,719	17,246,053,617	11,648,221,917	3,021,765,325	+35.04%
Loans & Advances
Loans and Advances	245,403,552,721	240,614,012,703	246,377,369,818	161,274,939,026	+1.99%
Breakdown
Loans & Advances to B/FIs	11,145,757,451	9,904,547,609	9,968,083,461	7,910,003,298	+12.53%
Loans & Advances to Customers	234,257,795,270	230,709,465,094	236,409,286,357	153,364,935,728	+1.54%
Investments
Investment Securities	43,691,448,015	43,965,903,966	45,059,427,967	23,642,018,188	-0.62%
Investment in Subsidiaries	1,060,063,200	1,060,063,200	1,060,063,200	200,000,000	0.00%
Investment in Associates	190,929,197	190,929,197	190,929,197	192,707,259	0.00%
Investment Property	6,130,133,811	4,250,673,503	827,882,915	244,658,345	+44.22%
Other Assets
Derivative Financial Instruments	92,957,073	267,480,815	12,655,276	32,782,834	-65.25%
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	198,743,712	237,366,858	340,973,641	724,518,226	-16.27%
Deferred Tax Assets	3,722,053,189	1,885,902,538	1,111,184,357	0	+97.36%
Goodwill and Intangible Assets	1,260,997,906	1,002,998,926	955,762,862	170,633,826	+25.72%
Property & Equipment	7,996,651,800	8,204,288,533	5,252,935,970	3,868,812,595	-2.53%
Other Assets	4,817,551,578	5,414,984,283	4,184,499,630	2,844,352,526	-11.03%
Total Assets	400,243,766,088	366,424,634,021	359,617,606,364	214,495,712,384	+9.23%
Liabilities
Borrowings & Funding
Borrowings	14,056,714,554	14,606,327,806	13,879,862,874	10,981,636,628	-3.76%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	8,309,590,427	8,381,015,311	8,377,599,934	5,272,693,513	-0.85%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	5,747,124,127	6,225,312,495	5,102,262,940	4,274,058,834	-7.68%
Due to NRB	0.00	0.00	400000000.00	1434884281.00	-
Deposits	332,159,169,223	298,319,934,638	298,033,161,448	176,250,073,035	+11.34%
Other Liabilities
Derivative Financial Instruments	92,957,073	267,480,815	12,655,276	32,782,834	-65.25%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	42699848.00	-
Other Liabilities	14,590,296,130	15,091,136,162	12,570,325,038	5,671,593,628	-3.32%
Other Liabilities & Provisions	14,683,253,203	15,358,616,977	12,582,980,314	5,747,076,310	-4.40%
Total Liabilities	360,899,136,980	328,284,879,421	324,496,004,636	192,978,785,973	+9.93%
Shareholders Equity
Paid Up Capital	22,581,662,532	21,656,615,632	21,656,615,632	14,006,223,783	+4.27%
Share Premium	527,276,733	0	0	0	-
Reserves & Surpluses
Reserves	25,308,755,057	20,434,084,013	17,988,384,809	7,423,439,962	+23.86%
Reserves & Surpluses	16,762,966,576	16,483,138,968	13,464,986,096	7,510,702,628	+1.70%
Retained Earnings	-9,073,065,214	-3,950,945,045	-4,523,398,713	87,262,666	-129.64%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	39,344,629,108	38,139,754,600	35,121,601,728	21,516,926,411	+3.16%
Total Liabilities & Equity	400,243,766,088	366,424,634,021	359,617,606,364	214,495,712,384	+9.23%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	310.2	+1.21	+0.39%	0.04	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	204.1	+0.2	+0.1%	0.03	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	703.9	+0.91	+0.13%	0.1	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.2	-0.8	-0.34%	0.09	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
KBL	218	0	0%	0.06	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	219.9	0	0%	0.06	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	249	+0.99	+0.4%	0.03	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	0.14	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	266.8	+2.8	+1.06%	0.04	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	352	+0.11	+0.03%	0.05	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	198	+0.3	+0.15%	0.07	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244.2	+0.2	+0.08%	0.05	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	239.5	+1.19	+0.5%	0.05	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198.6	+0.59	+0.3%	0.05	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	365.5	+2	+0.55%	0.05	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	396	0	0%	0.04	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	392.5	-0.51	-0.13%	0.06	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	649	+2.01	+0.31%	0.07	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	331.58	0.62	0.2%	0.06	0.061	187.13	74.37%	15.91	19.52	278.82	3.59%	3.87%	4.64%	13.88%	3.303	22.022	0.948	21.588	33.791	11.183	0.82%	1.02%	8.63%	10.65%
MED	257.9	0.25	0.12%	0.05	0.06	182.71	76.92%	17.43	19.06	270.4	3.62%	3.72%	4.78%	14.47%	2.855	18.38	0.005	18.265	15.235	8.805	0.89%	1.05%	10%	11.9%
MAX	703.9	2.8	1.06%	0.14	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.94%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	198	-0.8	-0.34%	0.03	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%