Himalayan Bank Limited

BankingLow Cap

NPR 202.00

NPR -1.7-0.83%

06:52 AM NPT · May 15, 2026

Est. January 18, 1993 · Kathmandu, Nepal · CEO: Ashoke SJB Rana

Himalayan Bank Limited (HBL), established in 1993 as a joint venture with Habib Bank Limited of Pakistan, is one of Nepal’s most prestigious and innovative commercial banks. Since its inception, HBL has played a pioneering role in transforming Nepal’s banking industry, introducing several first-of-its-kind products such as the Premium Savings Account, HBL Proprietary Card, Millionaire Deposit Scheme, ATMs, and Tele-banking services. HBL began operations from the iconic Sanchayakosh Building in Thamel, Kathmandu, and has steadily expanded its footprint nationwide. Today, it stands as a leader in customer service, digital innovation, and financial excellence. The bank is also Nepal’s largest inward remittance handler, powered by its proprietary remittance platform HimalRemit™, which connects Nepali diaspora across major global destinations including the Gulf, Europe, Australia, Japan, the USA, and more. Under Nepal Rastra Bank’s merger policy, Himalayan Bank successfully acquired Civil Bank Limited at a 100:80.28 swap ratio and began joint operations from February 24, 2023. With this integration, HBL now operates through 174 Branch Offices and 20 Extension Counters, strengthening its nationwide presence. Guided by a legacy of trust, innovation, and service excellence, Himalayan Bank Limited continues to set benchmarks in Nepal’s financial sector through customer-centric solutions, technological leadership, and sustainable growth.

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Trading

Open

201.50

High

203.70

Low

201.10

Prev Close

203.70

Volume

10,487

Turnover

Rs 2,121,293.3

Txns

189

Valuation · Q2 FY25/26

EPS Ann.

11.45

EPS TTM

5.70

BVPS

174.23

P/E Ann.

17.64

P/E TTM

35.44

Graham #

211.86

Capital

Mkt Cap

45.61 Arab

Total

22.58 Crore

Public

6.1 Crore

Promoter

16.48 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

39.77

ADX

36.75

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

205.96

SMA 50

211.36

Bands & Channels

BB Width %

7.35%

Volume & Flow

OBV

-808,448

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

199,465

Shares Bought

Total Sell

199,465

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 54%

Distribution 46%

Accumulators

Quantity

73,559

Amount

15,096,929

Avg Rate

205.24

Rank

#17

Brokers

#57#58#49#42

Distributors

Quantity

63,458

Amount

12,977,870

Avg Rate

204.51

Rank

#17

Brokers

#22#1#45#84#91

Net Flow Impact:

+10,101units

(Rs. 2,119,059)

Net Flow by Timeframe

HBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 248,498 ]

Buy Side

Total: 137,229

Broker

QTY

AVG

NET

25,245

204.61

+11,653

12.7%

20,355

207.06

+17,065

10.2%

14,059

203.56

+10,394

7.0%

13,900

205.40

+7,635

7.0%

8,551

203.77

+4,158

4.3%

8,179

205.23

+3,397

4.1%

6,890

204.30

+3,688

3.5%

6,422

203.77

+3,317

3.2%

5,970

205.88

+4,142

3.0%

5,381

204.33

+4,571

2.7%

5,328

203.23

+4,579

2.7%

4,590

203.81

+4,006

2.3%

4,311

205.47

+575

2.2%

4,172

204.36

+2,047

2.1%

3,876

202.80

+2,088

1.9%

Sell Side

Total: 111,269

Broker

QTY

AVG

NET

16,761

204.18

-11,776

8.4%

16,611

202.98

-15,146

8.3%

16,267

205.08

-14,927

8.2%

9,692

204.55

-4,462

4.9%

8,060

204.82

-8,060

4.0%

7,399

203.88

-927

3.7%

5,759

207.87

-4,749

2.9%

5,404

205.52

-3,839

2.7%

4,622

204.91

-2,795

2.3%

4,165

205.17

-1,216

2.1%

3,678

203.83

-2,948

1.8%

3,348

205.02

-1,562

1.7%

3,228

206.09

-1,659

1.6%

3,210

205.88

-2,210

1.6%

3,065

205.93

-1,333

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,913,063,288	13,195,574,027	22,747,615,450	11,031,726,011	-24.88%
Money at Call & Short Notice	75,817,115,452	46,287,456,904	31,463,318,452	10,273,341,835	+63.80%
Due from NRB	52,527,552,733	29,041,403,287	19,815,096,535	7,251,576,510	+80.87%
Placement with B/FIs	23,289,562,719	17,246,053,617	11,648,221,917	3,021,765,325	+35.04%
Loans & Advances
Loans and Advances	245,403,552,721	240,614,012,703	246,377,369,818	161,274,939,026	+1.99%
Breakdown
Loans & Advances to B/FIs	11,145,757,451	9,904,547,609	9,968,083,461	7,910,003,298	+12.53%
Loans & Advances to Customers	234,257,795,270	230,709,465,094	236,409,286,357	153,364,935,728	+1.54%
Investments
Investment Securities	43,691,448,015	43,965,903,966	45,059,427,967	23,642,018,188	-0.62%
Investment in Subsidiaries	1,060,063,200	1,060,063,200	1,060,063,200	200,000,000	0.00%
Investment in Associates	190,929,197	190,929,197	190,929,197	192,707,259	0.00%
Investment Property	6,130,133,811	4,250,673,503	827,882,915	244,658,345	+44.22%
Other Assets
Derivative Financial Instruments	92,957,073	267,480,815	12,655,276	32,782,834	-65.25%
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	198,743,712	237,366,858	340,973,641	724,518,226	-16.27%
Deferred Tax Assets	3,722,053,189	1,885,902,538	1,111,184,357	0	+97.36%
Goodwill and Intangible Assets	1,260,997,906	1,002,998,926	955,762,862	170,633,826	+25.72%
Property & Equipment	7,996,651,800	8,204,288,533	5,252,935,970	3,868,812,595	-2.53%
Other Assets	4,817,551,578	5,414,984,283	4,184,499,630	2,844,352,526	-11.03%
Total Assets	400,243,766,088	366,424,634,021	359,617,606,364	214,495,712,384	+9.23%
Liabilities
Borrowings & Funding
Borrowings	14,056,714,554	14,606,327,806	13,879,862,874	10,981,636,628	-3.76%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	8,309,590,427	8,381,015,311	8,377,599,934	5,272,693,513	-0.85%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	5,747,124,127	6,225,312,495	5,102,262,940	4,274,058,834	-7.68%
Due to NRB	0.00	0.00	400000000.00	1434884281.00	-
Deposits	332,159,169,223	298,319,934,638	298,033,161,448	176,250,073,035	+11.34%
Other Liabilities
Derivative Financial Instruments	92,957,073	267,480,815	12,655,276	32,782,834	-65.25%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	42699848.00	-
Other Liabilities	14,590,296,130	15,091,136,162	12,570,325,038	5,671,593,628	-3.32%
Other Liabilities & Provisions	14,683,253,203	15,358,616,977	12,582,980,314	5,747,076,310	-4.40%
Total Liabilities	360,899,136,980	328,284,879,421	324,496,004,636	192,978,785,973	+9.93%
Shareholders Equity
Paid Up Capital	22,581,662,532	21,656,615,632	21,656,615,632	14,006,223,783	+4.27%
Share Premium	527,276,733	0	0	0	-
Reserves & Surpluses
Reserves	25,308,755,057	20,434,084,013	17,988,384,809	7,423,439,962	+23.86%
Reserves & Surpluses	16,762,966,576	16,483,138,968	13,464,986,096	7,510,702,628	+1.70%
Retained Earnings	-9,073,065,214	-3,950,945,045	-4,523,398,713	87,262,666	-129.64%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	39,344,629,108	38,139,754,600	35,121,601,728	21,516,926,411	+3.16%
Total Liabilities & Equity	400,243,766,088	366,424,634,021	359,617,606,364	214,495,712,384	+9.23%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	309	0	0%	-	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203.3	-0.59	-0.29%	-	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	702	-0.98	-0.14%	-	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	235.4	+0.4	+0.17%	-	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
KBL	219	+1	+0.46%	-	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	220	+0.11	+0.05%	-	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	248	0	0%	-	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	528	+1	+0.19%	-	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	263.5	-0.5	-0.19%	-	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	352	+0.11	+0.03%	-	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	198	+0.3	+0.15%	-	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	243	-1	-0.41%	-	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	239.9	+1.6	+0.67%	-	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198.1	+0.1	+0.05%	-	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	364	+0.51	+0.14%	-	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	394	-2.02	-0.51%	-	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	393	0	0%	-	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	649	+2.01	+0.31%	-	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	331.07	0.11	0.04%	-	0.061	187.13	74.37%	15.91	19.52	278.82	3.59%	3.87%	4.64%	13.88%	3.303	22.022	0.948	21.588	33.791	11.183	0.82%	1.02%	8.63%	10.65%
MED	255.75	0.1	0.04%	-	0.06	182.71	76.92%	17.43	19.06	270.4	3.62%	3.72%	4.78%	14.47%	2.855	18.38	0.005	18.265	15.235	8.805	0.89%	1.05%	10%	11.9%
MAX	702	2.01	0.67%	-	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.94%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	198	-2.02	-0.51%	-	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%