TECHNICAL ANALYSIS
RSI (14)
74.7
ADX
56.5
Direction
Uptrend
Strength
Very Strong
SMA 20
538.31
SMA 50
522.58
BB Width %
16.61%
OBV
2,335,107
HEI
Non Life Insurance
Low Cap
LIVE MARKET
Est. Merger-based entity (Himalayan General Insurance + Everest Insurance) formalized in 2021 A.D. · Babarmahal, Kathmandu, Nepal · CEO: Anju Shrestha
www.hei.com.np/
NPR 555.00
▼ 13.00
-2.29%
08:22 AM NPT · Mar 29, 2026
Trading
Open
557.00
High
567.00
Low
550.10
Prev Close
568.00
Volume
15,179
Turnover
₨84.32L
Txns
83
Valuation · Q2 FY25/26
EPS Ann.
1.26
EPS TTM
15.53
BVPS
209.67
P/E Ann.
440.48
P/E TTM
35.74
Graham #
77.10
Capital
Mkt Cap
13.88 Arab
Total
2.5 Crore
Public
1.23 Crore
Promoter
1.28 Crore
52-Week Range
458
654
555.00
From Low
21.2%
From High
-15.1%
Himalayan Everest Insurance Limited is one of Nepal’s established non-life (general) insurance providers. It traces its modern form to the merger of two legacy insurers bringing together experience and legacy in the Nepali insurance industry.HEI offers a broad array of insurance products, including vehicle/motor insurance, property/fire insurance, health insurance, travel insurance, corporate insurance, and other general-insurance plans tailored for individuals, businesses, and institutional clients across Nepal. Through its nationwide branch and agency network, HEI aims to make non-life insurance accessible even beyond metropolitan areas. Its head office is located in Babarmahal, Kathmandu. As a publicly listed company (ticker symbol “HEI” on the Nepal Stock Exchange), it maintains regulatory compliance, transparency in public disclosures, and operates under the norms set for insurers by Nepal’s regulatory bodies. In its recent financial year, HEI declared a cash dividend of 8.75% for FY 080/081 a signal that despite challenges, the company continues to deliver returns to shareholders. The company emphasizes a combined focus on reliable risk underwriting, customer-oriented service, and expansion of its product offerings to adapt to evolving market needs.
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 143,574
▲ BUY SIDE
Total: 81,322
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 62,252
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
+19,070 units
Sector Peers — Non Life Insurance (16)
Peer Comparison
Non Life Insurance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
HEIP | 330.4 | +6.41 | +1.98% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
IGI | 474 | -12 | -2.47% | - | 0.14 | 176.25 | - | -11.96 | 1.34 | 72.9 | - | 0% | - | -19.8% | 4.75 | -35.03 | 0 | -35.09 | 313.21 | 27.77 | -2.74% | 0.3% | -6.5% | 0.73% |
NICL | 535 | -6.88 | -1.27% | - | 0.19 | 166.91 | - | 0.39 | 9.24 | 186.28 | - | 0% | - | 0.69% | 5.97 | 1,277.18 | 0 | 1,256.41 | 53.03 | 35.72 | 0.12% | 3.2% | 0.24% | 6.03% |
NIL | 660 | -9.98 | -1.49% | - | 0.17 | 229.19 | - | 0.8 | 15.07 | 278.77 | - | 0% | - | 1.06% | 5.39 | 772.5 | 0 | 753.75 | 40.01 | 32.92 | 0.18% | 3.39% | 0.36% | 6.84% |
NILPO | 436 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
NLG | 681 | -11 | -1.59% | - | 0.18 | 163.55 | - | 0.86 | 3.81 | 118.41 | - | 0% | - | 1.41% | 8.31 | 790.58 | 0 | 779.42 | 175.93 | 44.58 | 0.24% | 1.1% | 0.6% | 2.65% |
NMIC | 1,302 | -48.06 | -3.56% | - | 0.14 | 101.65 | - | 3.61 | 1.99 | 67.46 | - | 0% | - | 21.06% | 24.4 | 343.49 | 0.09 | 362.88 | 658.29 | 289.04 | 3.02% | 1.67% | 4.18% | 2.31% |
PRIN | 747 | -13 | -1.71% | - | 0.14 | 202.27 | - | 14.85 | 12.88 | 242.11 | - | 0% | - | 25.88% | 12.78 | 43.5 | 0 | 47.35 | 54.6 | 180.2 | 3.56% | 3.12% | 7.52% | 6.54% |
RBCL | 15,650 | -290.11 | -1.82% | - | 0.04 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 4.6 | 111.69 | 0 | 112.82 | 154.89 | 145.67 | 1.42% | 1.04% | 2.08% | 1.51% |
RBCLPO | 12,545 | -254.71 | -1.99% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SALICO | 640 | -5.03 | -0.78% | - | 0.19 | 227.43 | - | 2.85 | 14.29 | 270.42 | - | 0% | - | 2.33% | 5.28 | 210.53 | 0 | 208.42 | 41.57 | 19.7 | 0.44% | 2.23% | 1.2% | 6.04% |
SGIC | 511 | -14.99 | -2.85% | - | 0.1 | 145.61 | - | -8.92 | 6.18 | 142.29 | - | 0% | - | -18.98% | 6.62 | -54.02 | 0 | -52.35 | 75.57 | 41.01 | -1.98% | 1.37% | -6.2% | 4.29% |
SICL | 665 | -9.1 | -1.35% | - | 0 | 196.64 | - | -3.06 | 5.15 | 150.95 | - | 0% | - | -3,634.59% | 6.36 | -204.41 | 0 | -201.96 | 120 | 31,275 | -0.58% | 1% | -1.56% | 2.64% |
SPIL | 748.4 | -1.57 | -0.21% | - | 0 | 241.32 | - | -12.72 | 11.03 | 244.72 | - | 0% | - | -15,930.16% | 5.94 | -56.35 | 0 | -54 | 62.28 | 35,840 | -1.8% | 1.56% | -4.8% | 4.17% |
UAIL | 479.3 | -15.69 | -3.17% | - | 0.21 | 171.7 | - | -9.23 | 1.74 | 81.99 | - | 0% | - | -13.63% | 5.22 | -48.59 | 0 | -49.47 | 262.41 | 26.5 | -2.86% | 0.53% | -5.48% | 1.03% |
UAILPO | 251 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 2,290.94 | -42.86 | -1.39% | - | 0.125 | 706.98 | - | 9.2 | 14.96 | 467.37 | - | 0% | - | -1,627.68% | 7.968 | 262.589 | 0.008 | 260.682 | 167.649 | 5,663.176 | -0.08% | 1.71% | -0.7% | 3.73% |
| MED | 650 | -10.49 | -1.54% | - | 0.14 | 186.45 | - | 0.6 | 7.71 | 168.62 | - | 0% | - | 0.88% | 5.955 | 77.595 | 0 | 80.085 | 97.785 | 42.795 | 0.15% | 1.47% | 0.3% | 3.41% |
| MAX | 15,650 | 6.41 | 1.98% | - | 0.21 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 24.4 | 1,277.18 | 0.09 | 1,256.41 | 658.29 | 35,840 | 3.56% | 3.39% | 7.52% | 6.84% |
| MIN | 251 | -290.11 | -3.56% | - | 0 | 101.65 | - | -12.72 | 1.34 | 67.46 | - | 0% | - | -15,930.16% | 4.6 | -204.41 | 0 | -201.96 | 40.01 | 19.7 | -2.86% | 0.3% | -6.5% | 0.73% |
Financial Fundamentals