NEPSE Chart
Sector Peers — Life Insurance (17)
Peer Comparison
Life Insurance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
ALICL | 470 | -18.01 | -3.69% | 0.02 | 0.23 | 124.65 | - | 10.54 | 8.45 | 153.95 | - | 0% | - | 4.03% | 7.64 | 45.16 | 0 | 42.01 | 52.4 | 7.28 | 0.94% | 0.75% | 10.08% | 8.08% |
CLI | 481 | -10.02 | -2.04% | 0.02 | 0.37 | 112.2 | - | 9.26 | 8.51 | 146.57 | - | 0% | - | 4.64% | 8.47 | 51.3 | 0 | 49.34 | 53.69 | 9.53 | 1.68% | 1.56% | 8.74% | 8.04% |
CREST | 1,368 | -27.21 | -1.95% | 0.01 | 0.51 | 106.81 | - | 3.13 | 4.06 | 98.78 | - | 0% | - | 4.91% | 23.13 | 394.57 | 4.06 | 424.28 | 327.09 | 77.55 | 2.5% | 3.24% | 3.5% | 4.54% |
GMLI | 1,739.9 | -34.96 | -1.97% | 0.01 | 0 | 104.21 | - | 3.53 | 8.25 | 139.08 | - | 0% | - | 4,876.37% | 32.74 | 483.31 | 0 | 490.08 | 209.7 | 85,305 | 2.74% | 6.42% | 4.02% | 9.4% |
ILI | 458 | -10.02 | -2.14% | 0.02 | 0.37 | 114.48 | - | 10.83 | 11.72 | 173.75 | - | 0% | - | 6.81% | 7.68 | 40.58 | 35.82 | 40.12 | 37.07 | 11.06 | 2.52% | 2.73% | 8.78% | 9.51% |
LICN | 866 | -13.99 | -1.59% | 0.05 | 0 | 159.09 | - | 8.17 | 7.25 | 161.09 | - | 0% | - | 1,367.14% | 10.72 | 104.33 | 0 | 100.98 | 113.79 | 5,682.67 | 0.3% | 0.27% | 6.14% | 5.45% |
NLIC | 806.2 | -17.29 | -2.1% | 0.08 | 0.28 | 123.29 | - | 7.11 | 22.38 | 249.16 | - | 0% | - | 5.54% | 12.56 | 108.86 | 0 | 105.49 | 33.51 | 4.1 | 1.56% | 0.83% | 33.68% | 17.99% |
NLICL | 604.9 | -9.09 | -1.48% | 0.03 | 0.28 | 120.12 | - | 10.08 | 7.39 | 141.33 | - | 0% | - | 2% | 9.58 | 57.09 | 0 | 56.45 | 77 | 4.57 | 0.56% | 0.41% | 8.56% | 6.28% |
NLICLP | 321 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
NLICP | 413 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
PMLI | 501.2 | -11.8 | -2.3% | 0.03 | 0.33 | 106.32 | - | 5.02 | 6.05 | 120.3 | - | 0% | - | 3.91% | 9.06 | 95.92 | 0 | 97.01 | 80.5 | 15.02 | 1.28% | 1.56% | 4.76% | 5.75% |
PMLIP | 270 | 0 | -0% | 0.01 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
RNLI | 481 | -11.12 | -2.26% | 0.02 | 0.35 | 117.05 | - | 15.24 | 11.85 | 176.66 | - | 0% | - | 10.57% | 7.92 | 30.43 | 31.96 | 29.72 | 38.23 | 12.88 | 3.66% | 2.85% | 13.22% | 10.29% |
SJLIC | 450.2 | -12.02 | -2.6% | 0.02 | 0.31 | 117.82 | - | 8.06 | 7.1 | 137.19 | - | 0% | - | 2.62% | 7.44 | 54.4 | 18.25 | 53.66 | 60.92 | 5.71 | 0.8% | 0.71% | 6.94% | 6.12% |
SNLI | 477 | -13.59 | -2.77% | 0.03 | 0.18 | 115.6 | - | 11.35 | 10.84 | 167.91 | - | 0% | - | 18.31% | 8.22 | 41.88 | 0 | 39.82 | 41.7 | 30.69 | 3.26% | 3.12% | 10.62% | 10.16% |
SRLI | 408 | -8.41 | -2.02% | 0.02 | 0.34 | 108.8 | - | 11.01 | 8.41 | 143.48 | - | 0% | - | 6.26% | 7.39 | 36.51 | 1.98 | 34.92 | 45.72 | 9.14 | 2.1% | 1.61% | 9.98% | 7.63% |
SRLIP | 200 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 606.79 | -11.62 | -1.7% | 0.03 | 0.273 | 117.73 | - | 8.72 | 9.4 | 154.56 | - | 0% | - | 485.62% | 11.735 | 118.795 | 7.082 | 120.298 | 90.102 | 7,013.477 | 1.84% | 2% | 9.92% | 8.4% |
| MED | 477 | -11.12 | -2.02% | 0.02 | 0.31 | 115.6 | - | 9.26 | 8.41 | 146.57 | - | 0% | - | 5.54% | 8.47 | 54.4 | 0 | 53.66 | 53.69 | 11.06 | 1.68% | 1.56% | 8.74% | 8.04% |
| MAX | 1,739.9 | 0 | 0% | 0.08 | 0.51 | 159.09 | - | 15.24 | 22.38 | 249.16 | - | 0% | - | 4,876.37% | 32.74 | 483.31 | 35.82 | 490.08 | 327.09 | 85,305 | 3.66% | 6.42% | 33.68% | 17.99% |
| MIN | 200 | -34.96 | -3.69% | 0.01 | 0 | 104.21 | - | 3.13 | 4.06 | 98.78 | - | 0% | - | 2% | 7.39 | 30.43 | 0 | 29.72 | 33.51 | 4.1 | 0.3% | 0.27% | 3.5% | 4.54% |
HLI
Life Insurance
High Cap
LIVE MARKET
Est. May 9, 2023 (Merger Effective Date) · P. Box 25979, Kathmandu, Bagmati Province, Nepal · CEO: Kapil Kumar Dahal
himalayanlife.com.np/
NPR 383.20
▼ 10.30
-2.62%
09:14 AM NPT · Mar 29, 2026
Trading
Open
395.00
High
395.00
Low
383.00
Prev Close
393.50
Volume
₨1.66L
Turnover
₨6.41Cr
Txns
796
Valuation · Q2 FY25/26
EPS Ann.
4.59
EPS TTM
4.13
BVPS
115.41
P/E Ann.
83.49
P/E TTM
92.78
Graham #
109.17
Capital
Mkt Cap
35.04 Arab
Total
9.14 Crore
Public
4.48 Crore
Promoter
4.66 Crore
52-Week Range
354.8
464
383.20
From Low
8.0%
From High
-17.4%
Himalayan Life Insurance Limited is the result of a historic merger between Prime Life Insurance Company Ltd., Gurans Life Insurance Company Ltd., and Union Life Insurance Company Ltd. This landmark integration combines the strengths, people, and capabilities of three established insurers to create one of Nepal’s most robust and future-focused life insurance companies. The merger represents a major milestone for the Nepali insurance sector, enhancing operational efficiency, expanding nationwide reach, strengthening product diversity, and elevating service standards. With a unified portfolio of life insurance products, Himalayan Life Insurance aims to lead the market through innovation, customer-centric solutions, and sustainable growth. Insurance plays a vital role in Nepal’s socio-economic development. Himalayan Life Insurance is committed to advancing financial security, generating employment opportunities for agents and staff, and improving the quality of life for stakeholders across urban and rural communities. Through timely training, strong distribution networks, and continuous agent support, the company seeks to promote “Insurance by Will” rather than “Insurance by Chance,” reinforcing awareness and accessibility nationwide. With an expanded branch network, a highly dedicated team, and a diverse product suite, Himalayan Life Insurance is positioned to become a dominant force in Nepal’s insurance landscape. Guided by strong leadership and a customer-first approach, the company strives to create a great workplace for employees, support local economies, and build enduring relationships with customers through trusted products and partnerships.
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 928,925
▲ BUY SIDE
Total: 474,431
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 454,494
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
+19,937 units
TECHNICAL ANALYSIS
RSI (14)
40.29
ADX
58.53
Direction
Uptrend
Strength
Very Strong
SMA 20
385.89
SMA 50
375.39
BB Width %
14.39%
OBV
-4,647,506
Financial Fundamentals