NEPSE Chart
NPR 317.00
09:14 AM NPT · Aug 10, 2026
Est. May 9, 2023 (Merger Effective Date) · P. Box 25979, Kathmandu, Bagmati Province, Nepal · CEO: Kapil Kumar Dahal
Himalayan Life Insurance Limited is the result of a historic merger between Prime Life Insurance Company Ltd., Gurans Life Insurance Company Ltd., and Union Life Insurance Company Ltd. This landmark integration combines the strengths, people, and capabilities of three established insurers to create one of Nepal’s most robust and future-focused life insurance companies. The merger represents a major milestone for the Nepali insurance sector, enhancing operational efficiency, expanding nationwide reach, strengthening product diversity, and elevating service standards. With a unified portfolio of life insurance products, Himalayan Life Insurance aims to lead the market through innovation, customer-centric solutions, and sustainable growth. Insurance plays a vital role in Nepal’s socio-economic development. Himalayan Life Insurance is committed to advancing financial security, generating employment opportunities for agents and staff, and improving the quality of life for stakeholders across urban and rural communities. Through timely training, strong distribution networks, and continuous agent support, the company seeks to promote “Insurance by Will” rather than “Insurance by Chance,” reinforcing awareness and accessibility nationwide. With an expanded branch network, a highly dedicated team, and a diverse product suite, Himalayan Life Insurance is positioned to become a dominant force in Nepal’s insurance landscape. Guided by strong leadership and a customer-first approach, the company strives to create a great workplace for employees, support local economies, and build enduring relationships with customers through trusted products and partnerships.
Trading
Open
319.00
High
320.00
Low
316.20
Prev Close
319.70
Volume
24,202
Turnover
Rs 7,691,630.9
Txns
0
Valuation · Q3 FY25/26
EPS Ann.
3.81
EPS TTM
3.68
BVPS
116.41
P/E Ann.
83.20
P/E TTM
86.14
Graham #
99.90
Capital
Mkt Cap
28.98 Arab
Total
9.14 Crore
Public
4.48 Crore
Promoter
4.66 Crore
Indicator Signals
MACD
SellRSI
Strong BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
Very StrongMomentum
RSI (14)
11.01
ADX
43.34
Overall Score
Technical Score
Moving Averages
SMA 20
325.74
SMA 50
329.17
Bands & Channels
BB Width %
7.67%
Volume & Flow
OBV
-5,751,581
[ Live 2026-08-10 ]
Total Buy
104,449
Shares Bought
Total Sell
104,449
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
77
Participating
ACCUM/DIST
Accumulation 49%
Distribution 51%
Accumulators
4Quantity
26,143
Amount
8,372,871
Avg Rate
320.27
Rank
#7
Brokers
Distributors
4Quantity
27,592
Amount
8,826,896
Avg Rate
319.91
Rank
#9
Brokers
Net Flow Impact:
-1,449unitsNet Flow by Timeframe
[ Vol: 129,629 ]
Buy Side
Total: 62,303Broker
QTY
AVG
NET
%
Sell Side
Total: 67,326Broker
QTY
AVG
NET
%
Peer Comparison
Life Insurance SECTOR — NEPAL
2025/2026 Q3
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | |||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | Combined Expense Ratio | Commission Expense Ratio | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Investment Yield | Loss Ratio | Management Expense Ratio | Net Profit Margin | P/B | P/E (Annualized) | P/E (TTM) | P/S | Retained Risk | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ALICL | 418 | -4.01 | -0.95% | 0.02 | 0.24 | 120.79 | 123.54 | 8.21 | 9 | 9.26 | 8.44 | 151.45 | 4.62 | 110.88 | 4.45 | 3.45 | 5.12 | 50.09 | 54.38 | 3.07 | 98.16 | 0.8 | 0.74% | 8.95 | 8.16% |
CLI | 440 | -3.91 | -0.88% | 0.02 | 0.35 | 114.75 | 113.74 | 9.46 | 4.4 | 9.6 | 8.55 | 148.58 | 5.32 | 98.88 | 5.4 | 4.75 | 5.41 | 48.54 | 54.44 | 4.1 | 95.55 | 1.65 | 1.48% | 8.04 | 7.16% |
CREST | 1,179.7 | -9.27 | -0.78% | 0.01 | 0.45 | 106.86 | 83.78 | 9.21 | 0.47 | 2.15 | 3.24 | 88.26 | 6.36 | 59.79 | 14.78 | 3.32 | 16.08 | 599.53 | 387.19 | 35.39 | 75.86 | 1.49 | 2.25% | 2.05 | 3.1% |
GLICL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GMLI | 1,100 | -4.97 | -0.45% | 0.01 | 0.49 | 104.39 | 106.46 | 8.84 | 0.59 | 2.59 | 6.31 | 121.74 | 5.25 | 85.46 | 12.16 | 3.56 | 20.04 | 605.75 | 210.62 | 38.38 | 84.53 | 1.76 | 4.29% | 2.49 | 6.08% |
ILI | 408.2 | -4.21 | -1.02% | 0.02 | 0.37 | 116.41 | 107.54 | 8.7 | 3.11 | 9.81 | 11.7 | 175.06 | 4.86 | 91.5 | 7.34 | 6 | 5.11 | 45.46 | 37.74 | 4.85 | 97.15 | 2.2 | 2.63% | 8.55 | 10.19% |
JLI | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
LICN | 770 | -4.88 | -0.63% | 0.04 | 0.22 | 160.81 | 144.74 | 7.1 | 16.46 | 7.77 | 7.28 | 162.3 | 5.62 | 134.77 | 2.87 | 1.31 | 6.88 | 106.82 | 112.36 | 2.5 | 99.52 | 0.28 | 0.26% | 4.77 | 4.47% |
NLIC | 738 | -1.78 | -0.24% | 0.07 | 0.26 | 124.53 | 131.55 | 7.45 | 23.87 | 6.4 | 4.28 | 109.51 | 5.1 | 121.52 | 2.58 | 0.86 | 8.35 | 121.88 | 179.35 | 1.88 | 98.92 | 0.21 | 0.15% | 5.19 | 3.47% |
NLICL | 567 | +5 | +0.89% | 0.03 | 0.27 | 122.4 | 121.15 | 10.2 | 15.22 | 9.76 | 7.4 | 142.76 | 1.11 | 107.7 | 3.25 | 1.97 | 6.47 | 60.86 | 80.41 | 2.13 | 97.58 | 0.52 | 0.39% | 8.13 | 6.17% |
PLI | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
PLIC | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
PMLI | 433 | -4.51 | -1.03% | 0.02 | 0.31 | 108.87 | 111.9 | 9.54 | 3.11 | 6.91 | 7.07 | 131.6 | 4.07 | 93.97 | 8.39 | 5.43 | 5.9 | 69.75 | 68.03 | 6.74 | 96.26 | 1.68 | 1.72% | 6.43 | 6.57% |
RLI | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
RNLI | 424 | -7.68 | -1.78% | 0.02 | 0.32 | 118.47 | 109.07 | 9.69 | 2.73 | 12.07 | 11.06 | 171.7 | 5.04 | 91.24 | 8.14 | 8.53 | 5.24 | 38.61 | 42.9 | 5.86 | 94.45 | 2.76 | 2.53% | 10.35 | 9.48% |
SJLIC | 410 | -2.6 | -0.63% | 0.02 | 0.3 | 119.69 | 123.71 | 8.59 | 8.31 | 8.79 | 7.68 | 143.81 | 5.42 | 108.57 | 6.55 | 2.84 | 4.96 | 50.63 | 57.03 | 2.56 | 98.51 | 0.85 | 0.74% | 7.44 | 6.5% |
SLI | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SLICL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SNLI | 412 | -1.99 | -0.48% | 0.02 | 0.31 | 110.22 | 101.54 | 9.31 | 2.09 | 8.58 | 11.33 | 167.62 | 4.51 | 83.09 | 9.14 | 8.15 | 5.54 | 53.4 | 40.07 | 7.74 | 96.47 | 2.51 | 3.31% | 8.4 | 11.1% |
SRLI | 368.6 | -5.39 | -1.44% | 0.02 | 0.32 | 110.06 | 111.91 | 10.17 | 4.43 | 9.06 | 7.59 | 137.1 | 4.42 | 94.03 | 7.71 | 5.19 | 4.85 | 44.17 | 54.02 | 4.08 | 96.74 | 1.65 | 1.38% | 8.25 | 6.92% |
ULI | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 589.88 | -3.86 | -0.72% | 0.03 | 0.324 | 118.33 | 114.66 | 8.96 | 7.21 | 7.9 | 7.84 | 142.42 | 4.75 | 98.57 | 7.14 | 4.26 | 7.688 | 145.81 | 106.042 | 9.175 | 94.59 | 1.41 | 1.68% | 6.85 | 6.87% |
| MED | 433 | -4.21 | -0.78% | 0.02 | 0.31 | 116.41 | 111.91 | 9.21 | 4.4 | 8.79 | 7.59 | 143.81 | 5.04 | 94.03 | 7.34 | 3.56 | 5.54 | 53.4 | 57.03 | 4.1 | 96.74 | 1.65 | 1.48% | 8.04 | 6.57% |
| MAX | 1,179.7 | 5 | 0.89% | 0.07 | 0.49 | 160.81 | 144.74 | 10.2 | 23.87 | 12.07 | 11.7 | 175.06 | 6.36 | 134.77 | 14.78 | 8.53 | 20.04 | 605.75 | 387.19 | 38.38 | 99.52 | 2.76 | 4.29% | 10.35 | 11.1% |
| MIN | 368.6 | -9.27 | -1.78% | 0.01 | 0.22 | 104.39 | 83.78 | 7.1 | 0.47 | 2.15 | 3.24 | 88.26 | 1.11 | 59.79 | 2.58 | 0.86 | 4.85 | 38.61 | 37.74 | 1.88 | 75.86 | 0.21 | 0.15% | 2.05 | 3.1% |