IGI Prudential insurance Limited

Non Life InsuranceMid Cap

NPR 393.00

NPR +0.7+0.18%

09:12 AM NPT · Sep 24, 2026

Est. 1848 (Origin of predecessor entities) · Narayanchaur, Naxal, Kathmandu, Nepal · CEO: Yugesh Bhakta Bade Shrestha

IGI Prudential Insurance Limited is the result of a landmark merger between IME General Insurance Limited and Prudential Insurance Company Limited, two long-established players in Nepal’s insurance sector. Former IME General Insurance commenced operations on February 1, 2001, with a paid-up capital of NPR 1,803.751 million, while Prudential Insurance began operations on June 20, 2002, with a paid-up capital of NPR 1,225.58 million. The two companies officially merged and started joint operations under the new name IGI Prudential Insurance Limited on May 10, 2023. Today, with a paid-up capital of NPR 3,029.33 million, IGI Prudential Insurance holds the distinction of having the highest capital base among all general insurance companies in Nepal. The company is promoted by a strong consortium of industrialists and business groups engaged in banking, trading, energy, automobiles, tourism, hydropower, and other key sectors. As a unified entity, IGI Prudential Insurance is committed to delivering high-quality, stable, and expert general insurance services, leveraging the synergy created through the merger. The company focuses on operational excellence, strong governance, and creating long-term value for stakeholders through its mission-driven and value-based approach. IGI Prudential aims to continuously innovate and introduce products that meet the evolving needs of the Nepalese market. With a dedication to trustworthy service, market leadership, and sustainable growth, IGI Prudential Insurance Limited stands as a strengthened force in Nepal’s general insurance industry, contributing significantly to the nation’s financial sector.

Trading

Open

399.70

High

399.70

Low

385.00

Prev Close

392.30

Volume

7,378

Turnover

Rs 2,859,206.2

Txns

44

Valuation · Q4 FY25/26

EPS Ann.

0.13

EPS TTM

0.13

BVPS

179.53

P/E Ann.

3,023.08

P/E TTM

3,023.08

Graham #

22.92

Capital

Mkt Cap

11.91 Arab

Total

3.03 Crore

Public

1.48 Crore

Promoter

1.54 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

63.32

ADX

52.31

Overall Score

45
Below Line

Technical Score

Moving Averages

SMA 20

393.46

SMA 50

418.54

Bands & Channels

BB Width %

13.47%

Volume & Flow

OBV

4,106,737

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

45,280

Shares Bought

Total Sell

45,280

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

55

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

4

Quantity

18,672

Amount

7,401,451

Avg Rate

396.39

Rank

#5

Brokers

#94#95#49#58

Distributors

2

Quantity

17,345

Amount

6,885,968

Avg Rate

397.00

Rank

#3

Brokers

#43#51

Net Flow Impact:

+1,327units
(Rs. 515,484)

Net Flow by Timeframe

IGI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 75,279 ]

Buy Side

Total: 35,147

Broker

QTY

AVG

NET

%

94

7,000

399.59

+7,000

15.5%

95

5,020

391.40

+3,980

11.1%

49

4,096

396.03

+3,796

9.1%

6

3,000

397.00

+2,477

6.6%

58

2,556

398.03

+2,536

5.6%

38

2,442

395.21

+2,118

5.4%

45

2,240

390.27

+1,641

5.0%

64

2,200

398.75

+2,200

4.9%

50

1,473

390.59

+1,313

3.3%

26

1,100

402.95

+1,100

2.4%

65

1,000

403.00

+1,000

2.2%

10

950

393.43

+950

2.1%

25

840

393.49

+450

1.9%

7

620

396.77

+240

1.4%

29

610

390.95

+610

1.4%

Sell Side

Total: 40,132

Broker

QTY

AVG

NET

%

43

10,630

400.70

-9,831

23.5%

51

6,715

391.14

-6,665

14.8%

42

4,168

399.83

-2,724

9.2%

59

4,143

386.46

-3,903

9.2%

33

2,820

395.25

-2,770

6.2%

32

2,430

393.47

-2,300

5.4%

57

2,354

390.53

-1,854

5.2%

13

2,000

399.65

-1,800

4.4%

48

1,450

391.91

-1,070

3.2%

99

1,174

394.92

-800

2.6%

62

750

398.92

-720

1.7%

44

700

397.31

-150

1.6%

21

460

410.50

-460

1.0%

60

192

388.87

-192

0.4%

41

146

407.85

-15

0.3%

Financial Fundamentals

Financial MetricFY25/26 Q4FY24/25 Q4FY23/24 Q4FY22/23 Q4Growth %
Assets
Goodwill & Intangible Assets2,9941,8727970+59.94%
Property and Equipment1,265,683949,714602,7920+33.27%
Investment Properties194,766000-
Deferred Tax Assets92,29331,5537,0880+192.51%
Investment in Subsidiaries0.000.000.000-
Investment in Associates0.000.000.000-
Investments4,449,8175,041,0155,676,2480-11.73%
Loans0.000.000.000-
Reinsurance Assets6,235,9132,995,5863,219,3120+108.17%
Current Tax Assets181,687106,649131,1520+70.36%
Insurance Receivables213,131572,210731,3190-62.75%
Other Financial Assets207,28866,71738,6300+210.69%
Other Assets967,996931,8741,000,8510+3.88%
Cash and Cash Equivalent608,613370,014222,8430+64.48%
Total Assets14,420,18111,067,20411,631,0330+30.30%
Equity
Share Capital3,029,3353,029,3353,029,33500.00%
Share Application Money Pending Allotment0.000.000.000-
Share Premium0.000.000.000-
Catastrophe Reserves97,78897,52781,2510+0.27%
Retained Earnings18,441172,059346,2770-89.28%
Other Equity424,8822,439,8692,229,0890-82.59%
Total Equity5,438,6105,738,7895,685,9520-5.23%
Liabilities
Insurance & Contract Liabilities
Provisions81,29174,31859,8860+9.38%
Gross Insurance Contract Liabilities7,802,2024,249,0574,493,3870+83.62%
Insurance Payable387,403177,167737,7750+118.66%
Other Financial Liabilities73,708202,003203,8630-63.51%
Other Liabilities636,968625,870450,1690+1.77%
Taxes & Funding
Deferred Tax Liabilities0.000.000.000-
Current Tax Liabilities0.000.000.000-
Borrowings0.000.000.000-
Total Liabilities8,981,5725,328,4155,945,0800+68.56%
Total Equity and Liabilities14,420,18111,067,20411,631,0330+30.30%

Sector Peers — Non Life Insurance (24)

Peer Comparison

Non Life Insurance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareCombined Expense RatioCommission Income RatioDebt to EquityEPS (Annualized)EPS (TTM)First PolicyGraham's NumberInvestment YieldLoss RatioManagement Expense RatioNet Profit MarginP/BP/E (Annualized)P/E (TTM)Policy RetentionP/SRetained RiskROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

AIL

---------------------------

EIC

---------------------------

GIC

---------------------------

HEI

473-1.71-0.36%0.010.28213.9466.6927.071.0113.5113.5179.16255.013.2969.3524.4111.162.4338.4935.7526.414.345.763.183.18%6.376.37%

HGI

---------------------------

IGIL

---------------------------

LGIL

---------------------------

NICL

456-2.98-0.65%0.010.22176.8584.4919.840.75578.8141.053.7776.7427.598.192.9102.5893.3821.958.3951.861.791.79%3.083.08%

NIL

529.8-3.2-0.6%0.010.22226.3375.0118.220.9410.410.466.61230.132.9866.726.5311.32.758.6551.4934.996.6358.822.492.49%4.634.63%

NLG

512-6.01-1.16%0.010.21166.3686.0236.641.042.172.1768.5790.135.2791.4231.243.143.35257.14244.2435.358.1128.80.640.64%1.281.28%

NMIC

821.8-8.22-0.99%0.010.23106.3673.1530.810.495.685.6898.27116.594.9745.9757.9916.538.37156.67148.772,035.625.9141.83.873.87%5.515.51%

PIC

---------------------------

PICL

---------------------------

PRIN

592-9.87-1.64%0.010.1419341.1729.731.0813.3313.3359.09240.596.4534.8736.0324.373.4650.1245.2337.8412.2239.733.413.41%7.087.08%

RBCL

14,000+198.74+1.44%0.040.046,407.0570.8896.130.45129.18129.1852.634,315.372.5276.4190.637.762.32115.18105.869.5943.515.631.41.4%22%

SALICO

533-7.02-1.3%0.010.23232.7281.0623.271.0611.9411.9453.84250.043.9879.8324.59.622.650.6745.6481.074.8849.142.252.25%5.065.06%

SGI

---------------------------

SGIC

385.1-1.9-0.49%0.010.17147.3364.7654.711.655.765.7657.52138.183.0178.8740.69.093.1881.4269.2441.037.430.521.521.52%3.943.94%

SIC

---------------------------

SICL

552-6.03-1.08%0.020.2191.9575.2638.71.564.194.1970.32134.523.9181.2732.694.43.2146.78137.9232.176.4531.470.890.89%2.212.21%

SIL

---------------------------

SPIL

623-6.99-1.11%0.020.17260.2684.0424.471.7811.6511.6560.08261.193.9876.3732.1410.542.8563.6154.5136.136.7149.061.821.82%4.354.35%

UAIL

371.9+1.89+0.51%0.010.22188.0179.8124.681.082.732.7388.01107.462.6372.7431.753.492.3158.61139.9316.795.5444.370.760.76%1.491.49%

UIC

---------------------------
AVG1,654.1312.23-0.62%0.010.194709.1873.5335.361.0717.9617.9669.41523.363.970.8838.0112.473.305106.6697.663200.7411.6740.5822%3.923.92%
MED531.4-4.6-0.82%0.010.215192.4875.1428.41.058.088.0867.59185.593.8476.3931.9510.082.8759281.3135.177.05543.081.811.81%4.154.15%
MAX14,000198.741.44%0.040.286,407.0586.0296.131.78129.18129.1898.274,315.376.4591.4290.637.768.37257.14244.242,035.643.558.823.873.87%7.087.08%
MIN371.9-9.87-1.64%0.010.04106.3641.1718.220.452.172.1752.6390.132.5234.8724.413.142.338.4935.759.594.315.630.640.64%1.281.28%

24

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum