IGI Prudential insurance Limited

Non Life InsuranceLow Cap

NPR 421.00

NPR -4-0.94%

09:14 AM NPT · May 14, 2026

Est. 1848 (Origin of predecessor entities) · Narayanchaur, Naxal, Kathmandu, Nepal · CEO: Yugesh Bhakta Bade Shrestha

IGI Prudential Insurance Limited is the result of a landmark merger between IME General Insurance Limited and Prudential Insurance Company Limited, two long-established players in Nepal’s insurance sector. Former IME General Insurance commenced operations on February 1, 2001, with a paid-up capital of NPR 1,803.751 million, while Prudential Insurance began operations on June 20, 2002, with a paid-up capital of NPR 1,225.58 million. The two companies officially merged and started joint operations under the new name IGI Prudential Insurance Limited on May 10, 2023. Today, with a paid-up capital of NPR 3,029.33 million, IGI Prudential Insurance holds the distinction of having the highest capital base among all general insurance companies in Nepal. The company is promoted by a strong consortium of industrialists and business groups engaged in banking, trading, energy, automobiles, tourism, hydropower, and other key sectors. As a unified entity, IGI Prudential Insurance is committed to delivering high-quality, stable, and expert general insurance services, leveraging the synergy created through the merger. The company focuses on operational excellence, strong governance, and creating long-term value for stakeholders through its mission-driven and value-based approach. IGI Prudential aims to continuously innovate and introduce products that meet the evolving needs of the Nepalese market. With a dedication to trustworthy service, market leadership, and sustainable growth, IGI Prudential Insurance Limited stands as a strengthened force in Nepal’s general insurance industry, contributing significantly to the nation’s financial sector.

Trading

Open

421.00

High

424.90

Low

418.00

Prev Close

425.00

Volume

6,106

Turnover

Rs 2,559,147.2

Txns

32

Valuation · Q2 FY25/26

EPS Ann.

-11.96

EPS TTM

1.34

BVPS

176.25

P/E Ann.

-35.20

P/E TTM

314.18

Graham #

N/A

Capital

Mkt Cap

12.75 Arab

Total

3.03 Crore

Public

1.48 Crore

Promoter

1.54 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

35.29

ADX

11.87

Overall Score

18
Below Line

Technical Score

Moving Averages

SMA 20

431.28

SMA 50

446.19

Bands & Channels

BB Width %

7.11%

Volume & Flow

OBV

4,136,840

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

42,199

Shares Bought

Total Sell

42,199

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

61

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

4

Quantity

12,785

Amount

5,409,780

Avg Rate

423.13

Rank

#7

Brokers

#48#41#17#65

Distributors

3

Quantity

12,574

Amount

5,356,472

Avg Rate

426.00

Rank

#7

Brokers

#14#34#45

Net Flow Impact:

+211units
(Rs. 53,308)

Net Flow by Timeframe

IGI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 57,309 ]

Buy Side

Total: 31,510

Broker

QTY

AVG

NET

%

95

5,186

427.08

+1,186

12.3%

48

4,344

424.97

+3,711

10.3%

49

4,042

424.07

+1,107

9.6%

17

3,686

418.48

+2,561

8.7%

41

3,405

424.06

+2,696

8.1%

58

2,245

425.20

+759

5.3%

42

1,785

423.91

+1,055

4.2%

65

1,350

427.62

+1,350

3.2%

63

1,112

424.97

+1,112

2.6%

44

1,010

427.95

+1,010

2.4%

52

728

428.17

+728

1.7%

11

717

423.30

+527

1.7%

19

700

425.70

+637

1.7%

10

600

420.02

+510

1.4%

26

600

424.87

+226

1.4%

Sell Side

Total: 25,799

Broker

QTY

AVG

NET

%

34

5,024

426.66

-3,952

11.9%

14

4,963

426.13

-4,098

11.8%

45

2,587

424.46

-1,897

6.1%

22

2,028

426.91

-1,528

4.8%

54

2,000

424.20

-1,830

4.7%

1

1,820

425.04

-1,761

4.3%

43

1,500

424.30

-1,500

3.5%

53

1,385

425.70

-1,285

3.3%

51

1,002

427.02

-982

2.4%

57

803

425.21

-190

1.9%

35

700

421.00

-154

1.7%

38

670

425.20

-219

1.6%

78

500

432.90

-500

1.2%

13

425

425.59

-425

1.0%

29

392

420.00

-392

0.9%

Financial Fundamentals

Financial MetricFY25/26 Q2FY24/25 Q2FY23/24 Q2FY22/23 Q2Growth %
Assets
Goodwill & Intangible Assets1,570,1121,750,9623,630,2710-10.33%
Property and Equipment947,667,362926,141,278603,228,5240+2.32%
Investment Properties0.000.000.000-
Deferred Tax Assets54,185,46242,694,19730,794,7450+26.92%
Investment in Subsidiaries0.000.000.000-
Investment in Associates0.000.000.000-
Investments4,596,903,7245,413,039,6275,042,662,7500-15.08%
Loans0.000.000.000-
Reinsurance Assets5,952,204,7363,459,432,6573,669,736,5030+72.06%
Current Tax Assets216,510,888145,643,241177,171,6840+48.66%
Insurance Receivables495,994,311641,314,749867,678,5210-22.66%
Other Financial Assets45,106,03443,004,86852,383,4660+4.89%
Other Assets1,996,630,154886,979,6101,079,332,3690+125.10%
Cash and Cash Equivalent309,868,230183,630,666201,001,7250+68.75%
Total Assets14,616,641,01311,743,631,85511,727,620,5580+24.46%
Equity
Share Capital3,029,334,6393,029,334,6393,029,334,64000.00%
Share Application Money Pending Allotment0.000.000.000-
Share Premium0.000.000.000-
Catastrophe Reserves1,947,726,1141,837,521,19167,374,5830+6.00%
Retained Earnings-175,341,158366,572,60588,168,9040-147.83%
Other Equity537,471,751550,684,1141,890,688,0330-2.40%
Total Equity5,339,191,3465,784,112,5495,075,566,1600-7.69%
Liabilities
Insurance & Contract Liabilities
Provisions70,551,81559,169,11542,405,8200+19.24%
Gross Insurance Contract Liabilities7,799,047,0244,922,770,0995,183,855,7830+58.43%
Insurance Payable664,271,858148,063,518747,962,4210+348.64%
Other Financial Liabilities75,354,689262,232,016134,908,3610-71.26%
Other Liabilities607,288,260567,284,557542,922,0140+7.05%
Taxes & Funding
Deferred Tax Liabilities0.000.000.000-
Current Tax Liabilities0.000.000.000-
Borrowings60,936,019000-
Total Liabilities9,277,449,6655,959,519,3056,652,054,3990+55.67%
Total Equity and Liabilities14,616,641,01111,743,631,85511,727,620,5590+24.46%

Sector Peers — Non Life Insurance (24)

Peer Comparison

Non Life Insurance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBVPSC/D Ratio%EPS (Annu.)EPS (TTM)Graham's No.Int. Rate Spread%NIM%NPL%NPM%P/BP/E (Annu.)PEGP/E (Latest)P/E (TTM)P/SROA (Annu.)%ROA (TTM)%ROE (Annu.)%ROE (TTM)%

AIL

------------------------

EIC

------------------------

GIC

------------------------

HEI

536.5+6.78+1.28%-0.24209.67-1.2615.53270.67-0%-1.14%4.814000392.8631.8718.390.26%3.41%0.6%7.49%

HGI

------------------------

IGIL

------------------------

LGIL

------------------------

NICL

485-7.49-1.52%-0.19166.91-0.399.24186.28-0%-0.69%5.971,277.1801,256.4153.0335.720.12%3.2%0.24%6.03%

NIL

611.3+1.28+0.21%-0.17229.19-0.815.07278.77-0%-1.06%5.39772.50753.7540.0132.920.18%3.39%0.36%6.84%

NLG

573.9-1.09-0.19%-0.18163.55-0.863.81118.41-0%-1.41%8.31790.580779.42175.9344.580.24%1.1%0.6%2.65%

NMIC

1,000-15.95-1.57%-0.14101.65-3.611.9967.46-0%-21.06%24.4343.490.09362.88658.29289.043.02%1.67%4.18%2.31%

PIC

------------------------

PICL

------------------------

PRIN

654+0.2+0.03%-0.14202.27-14.8512.88242.11-0%-25.88%12.7843.5047.3554.6180.23.56%3.12%7.52%6.54%

RBCL

14,900-130.77-0.87%-0.046,461.26-132.9696.843,752.12-0%-32.6%4.6111.690112.82154.89145.671.42%1.04%2.08%1.51%

SALICO

583-6.01-1.02%-0.19227.43-2.8514.29270.42-0%-2.33%5.28210.530208.4241.5719.70.44%2.23%1.2%6.04%

SGI

------------------------

SGIC

459-3-0.65%-0.1145.61--8.926.18142.29-0%--18.98%6.62-54.020-52.3575.5741.01-1.98%1.37%-6.2%4.29%

SIC

------------------------

SICL

612-4-0.65%-0196.64--3.065.15150.95-0%--3,634.59%6.36-204.410-201.9612031,275-0.58%1%-1.56%2.64%

SIL

------------------------

SPIL

710.1-3.93-0.55%-0241.32--12.7211.03244.72-0%--15,930.16%5.94-56.350-5462.2835,840-1.8%1.56%-4.8%4.17%

UAIL

440.9-0.09-0.02%-0.21171.7--9.231.7481.99-0%--13.63%5.22-48.590-49.47262.4126.5-2.86%0.53%-5.48%1.03%

UIC

------------------------
AVG1,797.14-13.67-0.46%-0.133709.77-10.316.15483.85-0%--1,625.93%7.973298.8420.008296.344144.2045,662.3940.17%1.97%-0.1%4.3%
MED597.15-3.47-0.6%-0.155199.45-0.8310.14214.2-0%-1.1%5.955161.110160.6268.92542.7950.21%1.62%0.48%4.23%
MAX14,9006.781.28%-0.246,461.26-132.9696.843,752.12-0%-32.6%24.41,277.180.091,256.41658.2935,8403.56%3.41%7.52%7.49%
MIN440.9-130.77-1.57%-0101.65--12.721.7467.46-0%--15,930.16%4.6-204.410-201.9631.8718.39-2.86%0.53%-6.2%1.03%

24

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum