IGI Prudential insurance Limited

Non Life InsuranceLow Cap

NPR 439.90

NPR +1+0.23%

09:14 AM NPT · Jun 26, 2026

Est. 1848 (Origin of predecessor entities) · Narayanchaur, Naxal, Kathmandu, Nepal · CEO: Yugesh Bhakta Bade Shrestha

IGI Prudential Insurance Limited is the result of a landmark merger between IME General Insurance Limited and Prudential Insurance Company Limited, two long-established players in Nepal’s insurance sector. Former IME General Insurance commenced operations on February 1, 2001, with a paid-up capital of NPR 1,803.751 million, while Prudential Insurance began operations on June 20, 2002, with a paid-up capital of NPR 1,225.58 million. The two companies officially merged and started joint operations under the new name IGI Prudential Insurance Limited on May 10, 2023. Today, with a paid-up capital of NPR 3,029.33 million, IGI Prudential Insurance holds the distinction of having the highest capital base among all general insurance companies in Nepal. The company is promoted by a strong consortium of industrialists and business groups engaged in banking, trading, energy, automobiles, tourism, hydropower, and other key sectors. As a unified entity, IGI Prudential Insurance is committed to delivering high-quality, stable, and expert general insurance services, leveraging the synergy created through the merger. The company focuses on operational excellence, strong governance, and creating long-term value for stakeholders through its mission-driven and value-based approach. IGI Prudential aims to continuously innovate and introduce products that meet the evolving needs of the Nepalese market. With a dedication to trustworthy service, market leadership, and sustainable growth, IGI Prudential Insurance Limited stands as a strengthened force in Nepal’s general insurance industry, contributing significantly to the nation’s financial sector.

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Trading

Open

447.50

High

447.50

Low

434.00

Prev Close

438.90

Volume

2,990

Turnover

Rs 1,298,685.3

Txns

Valuation · Q3 FY25/26

EPS Ann.

0.02

EPS TTM

3.31

BVPS

182.72

P/E Ann.

21,995.00

P/E TTM

132.90

Graham #

9.07

Capital

Mkt Cap

13.33 Arab

Total

3.03 Crore

Public

1.48 Crore

Promoter

1.54 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

20.81

ADX

43.82

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

452.83

SMA 50

440.55

Bands & Channels

BB Width %

8.09%

Volume & Flow

OBV

4,211,624

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

47,163

Shares Bought

Total Sell

47,163

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 49%

Distribution 51%

Accumulators

Quantity

22,163

Amount

9,761,575

Avg Rate

440.44

Rank

Brokers

#42#95

Distributors

Quantity

22,806

Amount

10,039,508

Avg Rate

440.21

Rank

Brokers

#25#48#1#45

Net Flow Impact:

-643units

(Rs. -277,933)

Net Flow by Timeframe

IGI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 75,044 ]

Buy Side

Total: 36,252

Broker

QTY

AVG

NET

12,028

440.78

+11,998

25.5%

10,135

440.05

+9,635

21.5%

2,359

437.34

+1,583

5.0%

2,080

440.88

+2,080

4.4%

2,000

437.00

+2,000

4.2%

1,820

443.47

+1,820

3.9%

1,245

441.41

+864

2.6%

1,071

437.13

+671

2.3%

1,040

444.03

+1,040

2.2%

730

439.34

+701

1.6%

500

445.00

+500

1.1%

500

434.10

+500

1.1%

260

437.31

+260

0.6%

250

435.82

+250

0.5%

234

438.65

+216

0.5%

Sell Side

Total: 38,792

Broker

QTY

AVG

NET

11,220

443.66

-11,220

23.8%

5,668

440.60

-2,541

12.0%

4,296

438.89

-2,909

9.1%

4,000

437.53

-3,883

8.5%

3,290

433.45

-2,975

7.0%

2,415

438.96

-579

5.1%

1,140

440.18

-1,140

2.4%

950

440.48

-250

2.0%

926

440.77

-246

2.0%

900

438.79

-900

1.9%

900

440.02

-900

1.9%

865

440.96

-865

1.8%

855

443.75

-426

1.8%

760

438.82

-760

1.6%

607

440.99

-607

1.3%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Goodwill & Intangible Assets	1,572	1,656	3,429	0	-5.06%
Property and Equipment	946,213	924,851	601,263	0	+2.31%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	47,699	41,699	20,789	0	+14.39%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investments	4,639,400	5,091,269	5,239,802	0	-8.88%
Loans	0.00	0.00	0.00	0	-
Reinsurance Assets	5,808,946	3,208,888	3,494,520	0	+81.03%
Current Tax Assets	155,534	118,715	111,341	0	+31.01%
Insurance Receivables	428,450	707,608	720,182	0	-39.45%
Other Financial Assets	64,007	57,306	46,854	0	+11.69%
Other Assets	2,123,063	961,744	1,092,815	0	+120.75%
Cash and Cash Equivalent	423,648	142,915	508,562	0	+196.43%
Total Assets	14,638,532	11,256,650	11,839,556	0	+30.04%
Equity
Share Capital	3,029,335	3,029,335	3,029,335	0	0.00%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	0.00	0.00	0.00	0	-
Catastrophe Reserves	96,153	92,213	77,673	0	+4.27%
Retained Earnings	5,984	125,293	279,725	0	-95.22%
Other Equity	2,403,614	2,366,638	2,124,130	0	+1.56%
Total Equity	5,535,086	5,613,479	5,510,863	0	-1.40%
Liabilities
Insurance & Contract Liabilities
Provisions	69,612	58,275	40,319	0	+19.45%
Gross Insurance Contract Liabilities	7,484,245	4,647,118	4,924,574	0	+61.05%
Insurance Payable	887,283	179,739	626,170	0	+393.65%
Other Financial Liabilities	71,720	171,433	180,410	0	-58.16%
Other Liabilities	590,587	586,608	557,221	0	+0.68%
Taxes & Funding
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	0.00	0.00	0.00	0	-
Total Liabilities	9,103,446	5,643,172	6,328,693	0	+61.32%
Total Equity and Liabilities	14,638,532	11,256,650	11,839,556	0	+30.04%

Sector Peers — Non Life Insurance (24)

Peer Comparison

Non Life Insurance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Income Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	First Policy	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	Policy Retention	P/S	Retained Risk	ROA (TTM)%	ROE (TTM)%
AIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
HEI	538	0	0%	0.01	0.24	205.28	82.75	25.3	1.3	5.9	12.42	77.34	239.51	2.53	82.49	25.56	5.71	3.4	88.64	45.49	24.47	9.01	48.55	2.92%	6.1%
HGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
IGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICL	516.5	-2.49	-0.48%	0.01	0.19	169.84	82.76	20.81	0.72	5.55	9.57	78.51	191.23	3.02	74.12	29.45	9.75	3.93	90.29	58.83	22.45	15.68	52.66	3.28%	6.14%
NIL	620	+4	+0.65%	0.02	0.2	219.08	78.07	23.25	1.01	7.89	12.46	64.86	247.83	2.16	73.58	27.74	9.73	3.9	81.12	52.66	36.01	14.05	57.72	3.02%	6.03%
NLG	594.9	-4.98	-0.83%	0.02	0.18	165.73	86.22	55.25	1.19	1.74	2.72	67.77	100.71	4.03	103.55	37.92	2.66	5.05	360.98	237.87	36.01	17.12	26.17	0.74%	1.67%
NMIC	973	+5.8	+0.6%	0.01	0.12	100.17	114.99	31.59	0.72	4.54	3.56	98.24	89.57	3.44	66.29	80.29	25.7	15.9	263.19	299.94	2.1	120.42	40.05	2.32%	3.54%
PIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PRIN	680.1	-7.91	-1.15%	0.01	0.14	209.55	36.47	29.58	1.15	16.58	13.12	57.22	248.72	5.9	30.1	35.95	28.41	4.42	41.86	53.58	37.14	21.14	47.28	3.07%	6.42%
RBCL	14,645	+216.43	+1.5%	0.04	0.04	6,524.1	106.34	105.37	0.46	144.49	120.36	47.81	4,203.32	2.22	119.43	92.28	39.07	3.18	107.62	127.2	8.17	74.76	17.04	1.28%	1.87%
SALICO	612.5	+17.49	+2.94%	0.02	0.18	233.64	89.86	23.94	1.43	6.77	10.85	-	238.82	3.1	85.75	28.05	6.4	3.46	89.66	59.45	-	10.2	49.56	1.8%	4.49%
SGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SGIC	473	+1.7	+0.36%	0.01	0.13	153.04	71.52	51.92	1.7	3.19	7.82	56.24	164.1	2.36	80.18	43.26	5.67	4.3	154.83	64.07	40.71	15.65	27.09	1.85%	5.2%
SIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SICL	618	+2.89	+0.47%	0.02	0.18	189.6	84.8	35.7	1.62	3.03	5.36	70.21	151.21	3.23	86.99	33.51	3.62	4.46	209.24	122.5	31.25	13.48	32.54	1.14%	2.86%
SIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SPIL	705	+8.02	+1.15%	0.02	0.13	250.04	106.28	24.95	2.04	1.91	10.68	59.15	245.12	3.1	98.24	32.99	2.08	4.02	394.76	69.35	36.57	14.68	48.17	1.55%	4.15%
UAIL	456	-4	-0.87%	0.01	0.22	174.73	100.65	16.72	0.94	-4.03	1.32	87.54	72.04	2.18	85.94	31.43	-5.52	3.57	-116.1	362.12	22.41	11.41	46.63	0.39%	0.76%
UIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,786	19.75	0.36%	0.02	0.163	716.23	86.73	37.03	1.19	16.46	17.52	69.54	516.02	3.11	82.22	41.54	11.11	4.966	147.17	129.422	27.03	28.133	41.12	1.95%	4.1%
MED	615.25	2.29	0.42%	0.02	0.18	197.44	85.51	27.44	1.17	5.05	10.13	67.77	215.02	3.06	84.12	33.25	6.06	3.975	98.96	66.71	31.25	15.165	46.96	1.83%	4.32%
MAX	14,645	216.43	2.94%	0.04	0.24	6,524.1	114.99	105.37	2.04	144.49	120.36	98.24	4,203.32	5.9	119.43	92.28	39.07	15.9	394.76	362.12	40.71	120.42	57.72	3.28%	6.42%
MIN	456	-7.91	-1.15%	0.01	0.04	100.17	36.47	16.72	0.46	-4.03	1.32	47.81	72.04	2.16	30.1	25.56	-5.52	3.18	-116.1	45.49	2.1	9.01	17.04	0.39%	0.76%