IGI Prudential insurance Limited

Non Life InsuranceLow Cap

NPR 423.00

NPR +2+0.48%

09:14 AM NPT · May 15, 2026

Est. 1848 (Origin of predecessor entities) · Narayanchaur, Naxal, Kathmandu, Nepal · CEO: Yugesh Bhakta Bade Shrestha

IGI Prudential Insurance Limited is the result of a landmark merger between IME General Insurance Limited and Prudential Insurance Company Limited, two long-established players in Nepal’s insurance sector. Former IME General Insurance commenced operations on February 1, 2001, with a paid-up capital of NPR 1,803.751 million, while Prudential Insurance began operations on June 20, 2002, with a paid-up capital of NPR 1,225.58 million. The two companies officially merged and started joint operations under the new name IGI Prudential Insurance Limited on May 10, 2023. Today, with a paid-up capital of NPR 3,029.33 million, IGI Prudential Insurance holds the distinction of having the highest capital base among all general insurance companies in Nepal. The company is promoted by a strong consortium of industrialists and business groups engaged in banking, trading, energy, automobiles, tourism, hydropower, and other key sectors. As a unified entity, IGI Prudential Insurance is committed to delivering high-quality, stable, and expert general insurance services, leveraging the synergy created through the merger. The company focuses on operational excellence, strong governance, and creating long-term value for stakeholders through its mission-driven and value-based approach. IGI Prudential aims to continuously innovate and introduce products that meet the evolving needs of the Nepalese market. With a dedication to trustworthy service, market leadership, and sustainable growth, IGI Prudential Insurance Limited stands as a strengthened force in Nepal’s general insurance industry, contributing significantly to the nation’s financial sector.

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Trading

Open

428.50

High

428.50

Low

420.00

Prev Close

421.00

Volume

5,390

Turnover

Rs 2,272,117.7

Txns

Valuation · Q2 FY25/26

EPS Ann.

-11.96

EPS TTM

1.34

BVPS

176.25

P/E Ann.

-35.37

P/E TTM

315.67

Graham #

N/A

Capital

Mkt Cap

12.81 Arab

Total

3.03 Crore

Public

1.48 Crore

Promoter

1.54 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

42.15

ADX

13.46

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

430.32

SMA 50

445.39

Bands & Channels

BB Width %

6.91%

Volume & Flow

OBV

4,141,743

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

38,990

Shares Bought

Total Sell

38,990

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

12,559

Amount

5,314,092

Avg Rate

423.13

Rank

Brokers

#48#17#65#58

Distributors

Quantity

14,695

Amount

6,246,461

Avg Rate

425.07

Rank

Brokers

#34#14#1

Net Flow Impact:

-2,136units

(Rs. -932,369)

Net Flow by Timeframe

IGI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 52,646 ]

Buy Side

Total: 28,954

Broker

QTY

AVG

NET

5,176

427.07

+1,176

13.3%

4,379

425.00

+3,715

11.2%

3,881

418.56

+2,756

9.9%

3,130

422.84

+39

8.0%

2,699

424.71

+1,263

6.9%

1,600

426.43

+1,600

4.1%

1,458

423.90

+727

3.7%

1,060

422.26

+960

2.7%

1,000

428.00

+1,000

2.6%

977

425.23

+977

2.5%

764

424.23

+64

2.0%

748

428.06

+748

1.9%

720

426.78

+662

1.9%

700

425.70

+578

1.8%

662

421.87

+652

1.7%

Sell Side

Total: 23,692

Broker

QTY

AVG

NET

7,731

424.54

-6,759

19.8%

5,173

425.92

-4,523

13.3%

2,028

426.91

-1,528

5.2%

1,791

424.93

-1,762

4.6%

1,237

424.69

-737

3.2%

1,000

421.80

-1,000

2.6%

870

425.10

-457

2.2%

662

428.10

-642

1.7%

545

429.14

-45

1.4%

506

427.41

-141

1.3%

501

427.52

-401

1.3%

500

432.90

-500

1.3%

445

425.64

-435

1.1%

392

420.00

-392

1.0%

311

429.06

-111

0.8%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Goodwill & Intangible Assets	1,570,112	1,750,962	3,630,271	0	-10.33%
Property and Equipment	947,667,362	926,141,278	603,228,524	0	+2.32%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	54,185,462	42,694,197	30,794,745	0	+26.92%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investments	4,596,903,724	5,413,039,627	5,042,662,750	0	-15.08%
Loans	0.00	0.00	0.00	0	-
Reinsurance Assets	5,952,204,736	3,459,432,657	3,669,736,503	0	+72.06%
Current Tax Assets	216,510,888	145,643,241	177,171,684	0	+48.66%
Insurance Receivables	495,994,311	641,314,749	867,678,521	0	-22.66%
Other Financial Assets	45,106,034	43,004,868	52,383,466	0	+4.89%
Other Assets	1,996,630,154	886,979,610	1,079,332,369	0	+125.10%
Cash and Cash Equivalent	309,868,230	183,630,666	201,001,725	0	+68.75%
Total Assets	14,616,641,013	11,743,631,855	11,727,620,558	0	+24.46%
Equity
Share Capital	3,029,334,639	3,029,334,639	3,029,334,640	0	0.00%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	0.00	0.00	0.00	0	-
Catastrophe Reserves	1,947,726,114	1,837,521,191	67,374,583	0	+6.00%
Retained Earnings	-175,341,158	366,572,605	88,168,904	0	-147.83%
Other Equity	537,471,751	550,684,114	1,890,688,033	0	-2.40%
Total Equity	5,339,191,346	5,784,112,549	5,075,566,160	0	-7.69%
Liabilities
Insurance & Contract Liabilities
Provisions	70,551,815	59,169,115	42,405,820	0	+19.24%
Gross Insurance Contract Liabilities	7,799,047,024	4,922,770,099	5,183,855,783	0	+58.43%
Insurance Payable	664,271,858	148,063,518	747,962,421	0	+348.64%
Other Financial Liabilities	75,354,689	262,232,016	134,908,361	0	-71.26%
Other Liabilities	607,288,260	567,284,557	542,922,014	0	+7.05%
Taxes & Funding
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	60,936,019	0	0	0	-
Total Liabilities	9,277,449,665	5,959,519,305	6,652,054,399	0	+55.67%
Total Equity and Liabilities	14,616,641,011	11,743,631,855	11,727,620,559	0	+24.46%

Sector Peers — Non Life Insurance (24)

Peer Comparison

Non Life Insurance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
AIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
HEI	532	-4.51	-0.84%	0.01	0.24	209.67	-	1.26	15.53	270.67	-	0%	-	1.14%	4.81	400	0	392.86	31.87	18.39	0.26%	3.41%	0.6%	7.49%
HGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
IGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICL	486.5	+1.5	+0.31%	0.01	0.19	166.91	-	0.39	9.24	186.28	-	0%	-	0.69%	5.97	1,277.18	0	1,256.41	53.03	35.72	0.12%	3.2%	0.24%	6.03%
NIL	613	+1.71	+0.28%	0.02	0.17	229.19	-	0.8	15.07	278.77	-	0%	-	1.06%	5.39	772.5	0	753.75	40.01	32.92	0.18%	3.39%	0.36%	6.84%
NLG	567	-6.89	-1.2%	0.02	0.18	163.55	-	0.86	3.81	118.41	-	0%	-	1.41%	8.31	790.58	0	779.42	175.93	44.58	0.24%	1.1%	0.6%	2.65%
NMIC	1,007.5	+7.5	+0.75%	0.01	0.14	101.65	-	3.61	1.99	67.46	-	0%	-	21.06%	24.4	343.49	0.09	362.88	658.29	289.04	3.02%	1.67%	4.18%	2.31%
PIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PRIN	648	-6.02	-0.92%	0.01	0.14	202.27	-	14.85	12.88	242.11	-	0%	-	25.88%	12.78	43.5	0	47.35	54.6	180.2	3.56%	3.12%	7.52%	6.54%
RBCL	15,400	+500.62	+3.36%	0.04	0.04	6,461.26	-	132.96	96.84	3,752.12	-	0%	-	32.6%	4.6	111.69	0	112.82	154.89	145.67	1.42%	1.04%	2.08%	1.51%
SALICO	587	+4.02	+0.69%	0.02	0.19	227.43	-	2.85	14.29	270.42	-	0%	-	2.33%	5.28	210.53	0	208.42	41.57	19.7	0.44%	2.23%	1.2%	6.04%
SGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SGIC	458	-1.01	-0.22%	0.01	0.1	145.61	-	-8.92	6.18	142.29	-	0%	-	-18.98%	6.62	-54.02	0	-52.35	75.57	41.01	-1.98%	1.37%	-6.2%	4.29%
SIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SICL	615	+3	+0.49%	0.02	0	196.64	-	-3.06	5.15	150.95	-	0%	-	-3,634.59%	6.36	-204.41	0	-201.96	120	31,275	-0.58%	1%	-1.56%	2.64%
SIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SPIL	709.9	-0.21	-0.03%	0.02	0	241.32	-	-12.72	11.03	244.72	-	0%	-	-15,930.16%	5.94	-56.35	0	-54	62.28	35,840	-1.8%	1.56%	-4.8%	4.17%
UAIL	441.9	+1.01	+0.23%	0.01	0.21	171.7	-	-9.23	1.74	81.99	-	0%	-	-13.63%	5.22	-48.59	0	-49.47	262.41	26.5	-2.86%	0.53%	-5.48%	1.03%
UIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,838.82	41.73	0.24%	0.02	0.133	709.77	-	10.3	16.15	483.85	-	0%	-	-1,625.93%	7.973	298.842	0.008	296.344	144.204	5,662.394	0.17%	1.97%	-0.1%	4.3%
MED	600	1.26	0.26%	0.01	0.155	199.45	-	0.83	10.14	214.2	-	0%	-	1.1%	5.955	161.11	0	160.62	68.925	42.795	0.21%	1.62%	0.48%	4.23%
MAX	15,400	500.62	3.36%	0.04	0.24	6,461.26	-	132.96	96.84	3,752.12	-	0%	-	32.6%	24.4	1,277.18	0.09	1,256.41	658.29	35,840	3.56%	3.41%	7.52%	7.49%
MIN	441.9	-6.89	-1.2%	0.01	0	101.65	-	-12.72	1.74	67.46	-	0%	-	-15,930.16%	4.6	-204.41	0	-201.96	31.87	18.39	-2.86%	0.53%	-6.2%	1.03%