IGI Prudential insurance Limited

Non Life InsuranceLow Cap

NPR 430.00

NPR +1+0.23%

09:14 AM NPT · Aug 7, 2026

Est. 1848 (Origin of predecessor entities) · Narayanchaur, Naxal, Kathmandu, Nepal · CEO: Yugesh Bhakta Bade Shrestha

IGI Prudential Insurance Limited is the result of a landmark merger between IME General Insurance Limited and Prudential Insurance Company Limited, two long-established players in Nepal’s insurance sector. Former IME General Insurance commenced operations on February 1, 2001, with a paid-up capital of NPR 1,803.751 million, while Prudential Insurance began operations on June 20, 2002, with a paid-up capital of NPR 1,225.58 million. The two companies officially merged and started joint operations under the new name IGI Prudential Insurance Limited on May 10, 2023. Today, with a paid-up capital of NPR 3,029.33 million, IGI Prudential Insurance holds the distinction of having the highest capital base among all general insurance companies in Nepal. The company is promoted by a strong consortium of industrialists and business groups engaged in banking, trading, energy, automobiles, tourism, hydropower, and other key sectors. As a unified entity, IGI Prudential Insurance is committed to delivering high-quality, stable, and expert general insurance services, leveraging the synergy created through the merger. The company focuses on operational excellence, strong governance, and creating long-term value for stakeholders through its mission-driven and value-based approach. IGI Prudential aims to continuously innovate and introduce products that meet the evolving needs of the Nepalese market. With a dedication to trustworthy service, market leadership, and sustainable growth, IGI Prudential Insurance Limited stands as a strengthened force in Nepal’s general insurance industry, contributing significantly to the nation’s financial sector.

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Trading

Open

429.00

High

432.00

Low

427.00

Prev Close

429.00

Volume

7,761

Turnover

Rs 3,328,046.3

Txns

Valuation · Q3 FY25/26

EPS Ann.

0.02

EPS TTM

3.31

BVPS

182.72

P/E Ann.

21,500.00

P/E TTM

129.91

Graham #

9.07

Capital

Mkt Cap

13.03 Arab

Total

3.03 Crore

Public

1.48 Crore

Promoter

1.54 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

17.86

ADX

44.68

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

439.54

SMA 50

443.26

Bands & Channels

BB Width %

9.5%

Volume & Flow

OBV

4,124,675

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

22,872

Shares Bought

Total Sell

22,872

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

8,065

Amount

3,461,325

Avg Rate

429.18

Rank

Brokers

#95#29#1

Distributors

Quantity

8,869

Amount

3,808,725

Avg Rate

429.44

Rank

Brokers

#77#49#17

Net Flow Impact:

-804units

(Rs. -347,400)

Net Flow by Timeframe

IGI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 35,835 ]

Buy Side

Total: 17,861

Broker

QTY

AVG

NET

2,802

428.16

+2,541

12.3%

2,700

430.27

+2,700

11.8%

2,563

429.15

+2,563

11.2%

2,400

429.66

+1,505

10.5%

1,269

431.46

+279

5.5%

1,016

429.78

+609

4.4%

900

434.26

+900

3.9%

732

429.45

+732

3.2%

700

442.29

+250

3.1%

554

431.06

+516

2.4%

510

428.97

+510

2.2%

500

430.00

+77

2.2%

425

428.75

+425

1.9%

410

433.15

+394

1.8%

380

430.04

+280

1.7%

Sell Side

Total: 17,974

Broker

QTY

AVG

NET

3,696

430.74

-2,795

16.2%

3,050

428.09

-3,050

13.3%

2,123

429.11

-2,123

9.3%

2,008

428.29

-1,613

8.8%

1,200

431.77

-1,200

5.3%

1,058

436.70

-564

4.6%

1,020

428.25

-1,020

4.5%

1,000

432.00

-980

4.4%

750

427.73

-750

3.3%

500

429.22

-338

2.2%

466

430.76

-466

2.0%

379

429.10

-79

1.7%

374

435.41

-374

1.6%

200

428.10

-150

0.9%

150

430.00

-119

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Goodwill & Intangible Assets	1,572	1,656	3,429	0	-5.06%
Property and Equipment	946,213	924,851	601,263	0	+2.31%
Investment Properties	0.00	0.00	0.00	0	-
Deferred Tax Assets	47,699	41,699	20,789	0	+14.39%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investments	4,639,400	5,091,269	5,239,802	0	-8.88%
Loans	0.00	0.00	0.00	0	-
Reinsurance Assets	5,808,946	3,208,888	3,494,520	0	+81.03%
Current Tax Assets	155,534	118,715	111,341	0	+31.01%
Insurance Receivables	428,450	707,608	720,182	0	-39.45%
Other Financial Assets	64,007	57,306	46,854	0	+11.69%
Other Assets	2,123,063	961,744	1,092,815	0	+120.75%
Cash and Cash Equivalent	423,648	142,915	508,562	0	+196.43%
Total Assets	14,638,532	11,256,650	11,839,556	0	+30.04%
Equity
Share Capital	3,029,335	3,029,335	3,029,335	0	0.00%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	0.00	0.00	0.00	0	-
Catastrophe Reserves	96,153	92,213	77,673	0	+4.27%
Retained Earnings	5,984	125,293	279,725	0	-95.22%
Other Equity	2,403,614	2,366,638	2,124,130	0	+1.56%
Total Equity	5,535,086	5,613,479	5,510,863	0	-1.40%
Liabilities
Insurance & Contract Liabilities
Provisions	69,612	58,275	40,319	0	+19.45%
Gross Insurance Contract Liabilities	7,484,245	4,647,118	4,924,574	0	+61.05%
Insurance Payable	887,283	179,739	626,170	0	+393.65%
Other Financial Liabilities	71,720	171,433	180,410	0	-58.16%
Other Liabilities	590,587	586,608	557,221	0	+0.68%
Taxes & Funding
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Borrowings	0.00	0.00	0.00	0	-
Total Liabilities	9,103,446	5,643,172	6,328,693	0	+61.32%
Total Equity and Liabilities	14,638,532	11,256,650	11,839,556	0	+30.04%

Sector Peers — Non Life Insurance (24)

Peer Comparison

Non Life Insurance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	Combined Expense Ratio	Commission Income Ratio	Debt to Equity	EPS (Annualized)	EPS (TTM)	First Policy	Graham's Number	Investment Yield	Loss Ratio	Management Expense Ratio	Net Profit Margin	P/B	P/E (Annualized)	P/E (TTM)	Policy Retention	P/S	Retained Risk	ROA (TTM)%	ROE (TTM)%
AIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
HEI	534	-3.01	-0.56%	0.01	0.24	205.28	82.75	25.3	1.3	5.9	12.42	77.34	239.51	2.53	82.49	25.56	5.71	3.4	88.64	45.49	24.47	9.01	48.55	2.92%	6.1%
HGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
IGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LGIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICL	499	-1	-0.2%	0.01	0.19	169.84	82.76	20.81	0.72	5.55	9.57	78.51	191.23	3.02	74.12	29.45	9.75	3.93	90.29	58.83	22.45	15.68	52.66	3.28%	6.14%
NIL	615.9	+0.8	+0.13%	0.02	0.2	219.08	78.07	23.25	1.01	7.89	12.46	64.86	247.83	2.16	73.58	27.74	9.73	3.9	81.12	52.66	36.01	14.05	57.72	3.02%	6.03%
NLG	570	+3.01	+0.53%	0.02	0.18	165.73	86.22	55.25	1.19	1.74	2.72	67.77	100.71	4.03	103.55	37.92	2.66	5.05	360.98	237.87	36.01	17.12	26.17	0.74%	1.67%
NMIC	910	-3.01	-0.33%	0.01	0.12	100.17	114.99	31.59	0.72	4.54	3.56	98.24	89.57	3.44	66.29	80.29	25.7	15.9	263.19	299.94	2.1	120.42	40.05	2.32%	3.54%
PIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PRIN	666	-4.49	-0.67%	0.01	0.14	209.55	36.47	29.58	1.15	16.58	13.12	57.22	248.72	5.9	30.1	35.95	28.41	4.42	41.86	53.58	37.14	21.14	47.28	3.07%	6.42%
RBCL	14,210	-90.09	-0.63%	0.04	0.04	6,524.1	106.34	105.37	0.46	144.49	120.36	47.81	4,203.32	2.22	119.43	92.28	39.07	3.18	107.62	127.2	8.17	74.76	17.04	1.28%	1.87%
SALICO	589	+2.99	+0.51%	0.02	0.18	233.64	89.86	23.94	1.43	6.77	10.85	-	238.82	3.1	85.75	28.05	6.4	3.46	89.66	59.45	-	10.2	49.56	1.8%	4.49%
SGI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SGIC	452	-4.29	-0.94%	0.01	0.13	153.04	71.52	51.92	1.7	3.19	7.82	56.24	164.1	2.36	80.18	43.26	5.67	4.3	154.83	64.07	40.71	15.65	27.09	1.85%	5.2%
SIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SICL	609.1	-7.77	-1.26%	0.02	0.18	189.6	84.8	35.7	1.62	3.03	5.36	70.21	151.21	3.23	86.99	33.51	3.62	4.46	209.24	122.5	31.25	13.48	32.54	1.14%	2.86%
SIL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SPIL	690	+3.02	+0.44%	0.02	0.13	250.04	106.28	24.95	2.04	1.91	10.68	59.15	245.12	3.1	98.24	32.99	2.08	4.02	394.76	69.35	36.57	14.68	48.17	1.55%	4.15%
UAIL	440.7	-0.71	-0.16%	0.01	0.22	174.73	100.65	16.72	0.94	-4.03	1.32	87.54	72.04	2.18	85.94	31.43	-5.52	3.57	-116.1	362.12	22.41	11.41	46.63	0.39%	0.76%
UIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,732.14	-8.71	-0.26%	0.02	0.163	716.23	86.73	37.03	1.19	16.46	17.52	69.54	516.02	3.11	82.22	41.54	11.11	4.966	147.17	129.422	27.03	28.133	41.12	1.95%	4.1%
MED	599.05	-2	-0.27%	0.02	0.18	197.44	85.51	27.44	1.17	5.05	10.13	67.77	215.02	3.06	84.12	33.25	6.06	3.975	98.96	66.71	31.25	15.165	46.96	1.83%	4.32%
MAX	14,210	3.02	0.53%	0.04	0.24	6,524.1	114.99	105.37	2.04	144.49	120.36	98.24	4,203.32	5.9	119.43	92.28	39.07	15.9	394.76	362.12	40.71	120.42	57.72	3.28%	6.42%
MIN	440.7	-90.09	-1.26%	0.01	0.04	100.17	36.47	16.72	0.46	-4.03	1.32	47.81	72.04	2.16	30.1	25.56	-5.52	3.18	-116.1	45.49	2.1	9.01	17.04	0.39%	0.76%