Infinity Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 947.00

NPR +12+1.28%

06:32 AM NPT · May 14, 2026

Est. 2017 · Gandakot, Nepal · CEO: Prabín Kumar Lama

Infinity Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution established with the mission of expanding financial access to underserved and economically marginalized communities across Nepal. Licensed by Nepal Rastra Bank, the institution focuses on empowering low-income households—especially women, rural entrepreneurs, and small business owners—through sustainable and inclusive microfinance services. Operating through an expanding network of branches, Infinity Laghubitta provides a range of financial products including microcredit, microenterprise loans, group-based lending, savings facilities, and financial literacy programs. These services are designed to support income generation, entrepreneurship, and long-term economic upliftment in remote and semi-urban regions. Guided by strong governance, professional leadership, and a commitment to social impact, Infinity Laghubitta prioritizes transparency, responsible banking, and member-focused service delivery. By promoting financial inclusion and fostering entrepreneurship at the grassroots level, the institution continues to contribute significantly to Nepal’s socio-economic development and the empowerment of communities that need it most.

infinitylbsl.com.np/

Trading

Open

900.00

High

950.00

Low

900.00

Prev Close

935.00

Volume

131

Turnover

Rs 123,572

Txns

Valuation · Q2 FY25/26

EPS Ann.

24.07

EPS TTM

49.91

BVPS

136.88

P/E Ann.

39.34

P/E TTM

18.97

Graham #

272.27

Capital

Mkt Cap

4.71 Arab

Total

49.74 Lakh

Public

15.92 Lakh

Promoter

33.82 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

38.85

ADX

49.2

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

949.42

SMA 50

976

Bands & Channels

BB Width %

5.67%

Volume & Flow

OBV

684,817

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

11,191

Shares Bought

Total Sell

11,191

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

6,001

Amount

5,668,531

Avg Rate

944.60

Rank

#14

Brokers

#74#28#20

Distributors

Quantity

5,484

Amount

5,170,543

Avg Rate

942.84

Rank

#22

Brokers

#63#54#95

Net Flow Impact:

+517units

(Rs. 497,987)

Net Flow by Timeframe

ILBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 18,541 ]

Buy Side

Total: 10,167

Broker

QTY

AVG

NET

3,040

948.08

+2,440

27.2%

2,000

945.84

+1,990

17.9%

974

935.96

+135

8.7%

961

931.00

+961

8.6%

827

944.70

+683

7.4%

807

939.86

+673

7.2%

371

950.78

+206

3.3%

270

936.87

+105

2.4%

200

929.30

+109

1.8%

169

952.36

+169

1.5%

153

951.11

+153

1.4%

130

943.62

+128

1.2%

100

938.67

+100

0.9%

100

940.00

+31

0.9%

935.07

+46

0.6%

Sell Side

Total: 8,374

Broker

QTY

AVG

NET

4,043

943.58

-4,033

36.1%

741

950.00

-741

6.6%

700

931.01

-690

6.3%

427

944.45

-427

3.8%

349

945.87

-249

3.1%

342

939.62

-79

3.1%

300

936.53

-300

2.7%

290

930.38

-190

2.6%

286

945.67

-286

2.6%

250

934.45

-100

2.2%

192

940.00

-192

1.7%

129

942.60

-129

1.1%

126

945.00

-126

1.1%

100

944.22

-100

0.9%

940.91

-36

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	497,415,942	497,415,942	497,415,942	414,513,285	0.00%
Reserves and Surplus	183,450,800	92,547,005	184,000,116	287,249,338	+98.22%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	3,570,903,217	3,653,575,284	2,972,810,252	2,899,919,058	-2.26%
Deposits	1,421,670,004	1,334,829,739	1,263,188,021	1,471,181,791	+6.51%
Income Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	341,533,202	337,741,137	287,579,331	385,123,988	+1.12%
Total Capital & Liabilities	6,014,973,165	5,916,109,107	5,204,993,662	5,457,987,460	+1.67%
Assets
Cash and Bank Balance	74,720,180	148,041,232	178,657,542	84,967,799	-49.53%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	1,000,000	1,000,000	1,000,000	1,000,000	0.00%
Loan and Advances	5,732,237,506	5,522,233,233	4,849,262,106	5,097,289,656	+3.80%
Fixed Assets	69,573,775	66,921,869	69,274,643	99,467,903	+3.96%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	137,441,703	177,912,773	106,799,370	175,262,102	-22.75%
Total Assets	6,014,973,164	5,916,109,107	5,204,993,661	5,457,987,460	+1.67%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	954	0	0%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,089	-18.38	-1.66%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,044.7	-5.45	-0.09%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,113	+7.96	+0.72%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	921	+2.02	+0.22%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,470	-2.06	-0.14%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	854.5	+8.29	+0.98%	-	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,289	-39.04	-2.94%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	799	+6.03	+0.76%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050	-0.11	-0.01%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	759.2	-2.97	-0.39%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.5	-21.51	-1.89%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	-25.09	-1.39%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,325	-7.86	-0.59%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	870	-20.03	-2.25%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,310	+10.01	+0.77%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,072.3	-27.72	-2.52%	-	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	884	-0.8	-0.09%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	960	+2.11	+0.22%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	891	-19.02	-2.09%	-	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	714	-1	-0.14%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,190	-2.03	-0.17%	-	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,293.46	-7.12	-0.58%	0	0.12	202.68	126.48%	31.19	33.26	381.15	7.15%	7.58%	9.17%	15.96%	12.74	29.46	44.404	29.192	44.912	28.463	1.83%	1.96%	16.32%	17.45%
MED	1,061.15	-2.04	-0.14%	0	0.13	182.2	110.26%	31.57	33.79	363.3	7.89%	7.44%	8.94%	15.64%	11.575	35.725	0.405	34.705	32.42	20.49	2%	2.08%	16.12%	16.7%
MAX	6,044.7	10.01	0.98%	0.01	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	3.65%	47.92%	43.25%
MIN	714	-39.04	-2.94%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%