Infinity Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 890.10

NPR -17.9-1.97%

09:01 AM NPT · Jun 26, 2026

Est. 2017 · Gandakot, Nepal · CEO: Prabín Kumar Lama

Infinity Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution established with the mission of expanding financial access to underserved and economically marginalized communities across Nepal. Licensed by Nepal Rastra Bank, the institution focuses on empowering low-income households—especially women, rural entrepreneurs, and small business owners—through sustainable and inclusive microfinance services. Operating through an expanding network of branches, Infinity Laghubitta provides a range of financial products including microcredit, microenterprise loans, group-based lending, savings facilities, and financial literacy programs. These services are designed to support income generation, entrepreneurship, and long-term economic upliftment in remote and semi-urban regions. Guided by strong governance, professional leadership, and a commitment to social impact, Infinity Laghubitta prioritizes transparency, responsible banking, and member-focused service delivery. By promoting financial inclusion and fostering entrepreneurship at the grassroots level, the institution continues to contribute significantly to Nepal’s socio-economic development and the empowerment of communities that need it most.

infinitylbsl.com.np/

Trading

Open

901.00

High

901.00

Low

890.10

Prev Close

908.00

Volume

643

Turnover

Rs 573,872.7

Txns

Valuation · Q3 FY25/26

EPS Ann.

20.31

EPS TTM

33.95

BVPS

140.07

P/E Ann.

43.83

P/E TTM

26.22

Graham #

253.00

Capital

Mkt Cap

4.43 Arab

Total

49.74 Lakh

Public

15.92 Lakh

Promoter

33.82 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

40.41

ADX

24.35

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

914.19

SMA 50

930.18

Bands & Channels

BB Width %

3.72%

Volume & Flow

OBV

680,781

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

6,494

Shares Bought

Total Sell

6,494

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

3,390

Amount

3,064,452

Avg Rate

903.97

Rank

#25

Brokers

#20#32

Distributors

Quantity

4,043

Amount

3,639,106

Avg Rate

900.10

Rank

#21

Brokers

#42#34#63#8

Net Flow Impact:

-653units

(Rs. -574,654)

Net Flow by Timeframe

ILBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 11,217 ]

Buy Side

Total: 5,594

Broker

QTY

AVG

NET

2,325

899.55

+2,325

35.8%

1,065

913.61

+1,065

16.4%

822

904.99

+820

12.7%

688

899.02

+422

10.6%

187

890.10

+162

2.9%

126

893.28

+85

1.9%

110

901.90

+95

1.7%

890.10

+50

0.8%

902.00

+50

0.8%

894.20

+50

0.8%

919.79

+48

0.7%

894.50

0.3%

908.00

+20

0.3%

889.00

0.3%

896.67

+11

0.2%

Sell Side

Total: 5,623

Broker

QTY

AVG

NET

2,493

897.08

-2,244

38.4%

580

900.29

-513

8.9%

500

901.14

-250

7.7%

470

914.80

-470

7.2%

301

914.49

-127

4.6%

240

914.00

-240

3.7%

200

891.17

-200

3.1%

199

902.10

-199

3.1%

184

899.92

-184

2.8%

130

921.23

-130

2.0%

110

895.00

-110

1.7%

901.37

-57

0.9%

914.33

-57

0.9%

901.70

-52

0.8%

902.00

-50

0.8%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	497,416	497,416	497,416	0	0.00%
Reserves and Surplus	199,324	187,741	221,113	0	+6.17%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	3,708,254	3,667,367	3,279,744	0	+1.11%
Deposits	1,431,858	1,360,055	1,277,521	0	+5.28%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	314,365	321,596	298,688	0	-2.25%
Total Capital & Liabilities	6,151,216	6,034,175	5,574,482	0	+1.94%
Assets
Cash and Bank Balance	364,434	150,590	249,842	0	+142.00%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	1000.00	1000.00	1000.00	0	0.00%
Loan and Advances	5,595,274	5,667,300	5,155,408	0	-1.27%
Fixed Assets	70,319	67,307	68,484	0	+4.48%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	120,189	147,978	99,749	0	-18.78%
Total Assets	6,151,216	6,034,175	5,574,482	0	+1.94%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,060	+0.11	+0.01%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	830	-3.42	-0.41%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	25.72	8.05	1.96	2.17%	19.36	21.37%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	710.9	-1.07	-0.15%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,167.9	-0.12	-0.01%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,257.6	-11.94	-1.06%	0.01	0.123	205.16	136.71%	7.45	32.08	35	391.15	7.6	7.54	16.56	11.1%	8.481	55.15	46.65	13.012	2.01	2.2%	16.64	18.15%
MED	1,010.5	-2.71	-0.21%	0	0.13	178.61	111.22%	7.08	32.55	35.86	386.39	7.86	7.79	16.88	9.96%	7.8	41.76	31.655	9.97	2.17	2.38%	16.86	18.6%
MAX	5,894	13.03	1.28%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.62%	17.78	209.38	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	710.9	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	18.6	6.63	0.36	0.4%	2.76	3.33%