Infinity Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 876.90

NPR -2.1-0.24%

09:14 AM NPT · Aug 7, 2026

Est. 2017 · Gandakot, Nepal · CEO: Prabín Kumar Lama

Infinity Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution established with the mission of expanding financial access to underserved and economically marginalized communities across Nepal. Licensed by Nepal Rastra Bank, the institution focuses on empowering low-income households—especially women, rural entrepreneurs, and small business owners—through sustainable and inclusive microfinance services. Operating through an expanding network of branches, Infinity Laghubitta provides a range of financial products including microcredit, microenterprise loans, group-based lending, savings facilities, and financial literacy programs. These services are designed to support income generation, entrepreneurship, and long-term economic upliftment in remote and semi-urban regions. Guided by strong governance, professional leadership, and a commitment to social impact, Infinity Laghubitta prioritizes transparency, responsible banking, and member-focused service delivery. By promoting financial inclusion and fostering entrepreneurship at the grassroots level, the institution continues to contribute significantly to Nepal’s socio-economic development and the empowerment of communities that need it most.

infinitylbsl.com.np/

Trading

Open

878.90

High

886.00

Low

860.00

Prev Close

879.00

Volume

1,049

Turnover

Rs 904,568.8

Txns

Valuation · Q3 FY25/26

EPS Ann.

20.31

EPS TTM

33.95

BVPS

140.07

P/E Ann.

43.18

P/E TTM

25.83

Graham #

253.00

Capital

Mkt Cap

4.36 Arab

Total

49.74 Lakh

Public

15.92 Lakh

Promoter

33.82 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

40.78

ADX

26.81

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

877.99

SMA 50

892.53

Bands & Channels

BB Width %

7.97%

Volume & Flow

OBV

666,188

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

5,685

Shares Bought

Total Sell

5,685

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 36%

Distribution 64%

Accumulators

Quantity

1,510

Amount

1,323,201

Avg Rate

876.29

Rank

#35

Brokers

#17#29

Distributors

Quantity

2,635

Amount

2,294,974

Avg Rate

870.96

Rank

#31

Brokers

#65#38#34

Net Flow Impact:

-1,125units

(Rs. -971,773)

Net Flow by Timeframe

ILBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 9,131 ]

Buy Side

Total: 4,038

Broker

QTY

AVG

NET

1,001

870.92

+1,001

17.6%

509

886.86

+507

8.9%

375

873.08

+353

6.6%

367

862.46

+367

6.5%

311

867.40

+282

5.5%

300

864.20

+300

5.3%

230

865.35

+90

4.0%

224

870.58

+133

3.9%

200

870.57

+200

3.5%

150

870.00

+150

2.6%

130

874.43

+81

2.3%

100

862.00

+100

1.8%

869.20

+50

0.9%

860.00

+50

0.9%

856.32

+12

0.7%

Sell Side

Total: 5,093

Broker

QTY

AVG

NET

1,238

877.07

-615

21.8%

892

867.24

-892

15.7%

531

872.73

-33

9.3%

505

862.55

-475

8.9%

410

862.53

-410

7.2%

281

878.33

-118

4.9%

221

873.84

-221

3.9%

210

861.06

-108

3.7%

160

870.00

-130

2.8%

135

869.66

-135

2.4%

129

864.57

-129

2.3%

110

875.61

-70

1.9%

101

867.92

-101

1.8%

859.88

-92

1.6%

861.97

-78

1.4%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	497,416	497,416	497,416	0	0.00%
Reserves and Surplus	199,324	187,741	221,113	0	+6.17%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	3,708,254	3,667,367	3,279,744	0	+1.11%
Deposits	1,431,858	1,360,055	1,277,521	0	+5.28%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	314,365	321,596	298,688	0	-2.25%
Total Capital & Liabilities	6,151,216	6,034,175	5,574,482	0	+1.94%
Assets
Cash and Bank Balance	364,434	150,590	249,842	0	+142.00%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	1000.00	1000.00	1000.00	0	0.00%
Loan and Advances	5,595,274	5,667,300	5,155,408	0	-1.27%
Fixed Assets	70,319	67,307	68,484	0	+4.48%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	120,189	147,978	99,749	0	-18.78%
Total Assets	6,151,216	6,034,175	5,574,482	0	+1.94%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	917	-3.04	-0.33%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,091	+5.97	+0.55%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,996	+471.77	+8.54%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,053	+11.04	+1.06%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	929	-0.93	-0.1%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,280	-10.06	-0.78%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	829	-6.01	-0.72%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,165	-17.14	-1.45%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	781	+22.97	+3.03%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	930	+2.87	+0.31%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	738	+1.03	+0.14%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,070	-19.95	-1.83%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,795.9	-5.04	-0.28%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,154	-29.1	-2.46%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	870	-10.03	-1.14%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	25.72	8.05	1.96	2.17%	19.36	21.37%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,260.8	+0.76	+0.06%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	-10	-1.01%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	777	+16.8	+2.21%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	885	-9.84	-1.1%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	811	-1.22	-0.15%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	661.2	-4.8	-0.72%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,119	-2.02	-0.18%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,231.5	18.37	0.17%	0.01	0.123	205.16	136.71%	7.45	32.08	35	391.15	7.6	7.54	16.56	11.1%	8.481	55.15	46.65	13.012	2.01	2.2%	16.64	18.15%
MED	955	-2.53	-0.23%	0	0.13	178.61	111.22%	7.08	32.55	35.86	386.39	7.86	7.79	16.88	9.96%	7.8	41.76	31.655	9.97	2.17	2.38%	16.86	18.6%
MAX	5,996	471.77	8.54%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.62%	17.78	209.38	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	661.2	-29.1	-2.46%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	18.6	6.63	0.36	0.4%	2.76	3.33%