NEPSE Chart
TECHNICAL ANALYSIS
RSI (14)
61.54
ADX
51.97
Direction
Downtrend
Strength
Very Strong
SMA 20
443.6
SMA 50
440.28
BB Width %
15.63%
OBV
7,674,872
JFL
Finance
Low Cap
LIVE MARKET
Est. 1994 A.D. (2051 B.S.) · Janakpurdham, Dhanusha, Nepal · CEO: Dinesh Sharma
jfcjanakpur.com.np/
NPR 451.00
▼ 5.00
-1.10%
08:20 AM NPT · Mar 29, 2026
Trading
Open
460.00
High
460.00
Low
445.00
Prev Close
456.00
Volume
11,413
Turnover
₨51.73L
Txns
87
Valuation · Q2 FY25/26
EPS Ann.
1.07
EPS TTM
-39.75
BVPS
-1.98
P/E Ann.
421.50
P/E TTM
-11.35
Graham #
N/A
Capital
Mkt Cap
3.11 Arab
Total
69.05 Lakh
Public
33.83 Lakh
Promoter
35.21 Lakh
52-Week Range
395
558
451.00
From Low
14.2%
From High
-19.2%
Janaki Finance Limited (JFL) is a national-level finance company in Nepal licensed by Nepal Rastra Bank (NRB) as a “C-class” financial institution. Established to provide accessible and customer-focused financial services, JFL has gradually expanded its footprint across Province-2 and other regions, becoming one of the more recognized finance companies in Nepal’s growing financial sector. Headquartered in Janakpur, Dhanusha, the company serves a diverse customer base, including small entrepreneurs, salaried individuals, traders, and rural communities.Janaki Finance offers a wide range of financial products such as savings deposits, fixed deposits, micro-enterprise loans, business loans, hire-purchase loans, housing loans, and digital-banking facilities designed to meet the financial needs of both urban and semi-urban populations. Over the years, JFL has strengthened its service quality by expanding branches, digital platforms, and customer-support systems to enhance accessibility and convenience.As a publicly listed company on the Nepal Stock Exchange (NEPSE) under the ticker JFL, it follows strict regulatory compliance, financial transparency, and corporate governance practices. The company’s strategic focus includes improving customer experience, promoting financial literacy, adopting new technologies, and supporting entrepreneurship and local economic development. JFL continues to play a key role in regional economic upliftment by bridging financial gaps and offering reliable, affordable financial solutions.
Sector Peers — Finance (19)
Peer Comparison
Finance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
BFC | 494.8 | -11.7 | -2.31% | - | 0.07 | 107.3 | 67.94% | 3.93 | 4.14 | 99.97 | 4.18% | 3.72% | 13.87% | 6.9% | 8.67 | 118.3 | 0.59 | 118.32 | 112.32 | 32.69 | 0.48% | 0.51% | 3.28% | 3.46% |
CFCL | 547.2 | -19.79 | -3.49% | - | 0.07 | 113.65 | 60.96% | 8.26 | 13.16 | 183.44 | 4.4% | 4.46% | 14.18% | 12.31% | 8.69 | 59.81 | 0.06 | 64.77 | 40.65 | 29.46 | 0.82% | 1.33% | 6.68% | 10.64% |
GFCL | 675 | -14.97 | -2.17% | - | 0.09 | 256.65 | 72.24% | 23.61 | 11.24 | 254.77 | 4.44% | 7.04% | 6.7% | 16.44% | 4.89 | 26.6 | 0.03 | 27.11 | 56.94 | 17.49 | 1.4% | 0.67% | 10.36% | 4.93% |
GMFIL | 504 | -12.5 | -2.42% | - | 0.06 | 164.67 | 66.57% | 3.33 | 6.59 | 156.26 | 4.57% | 4.1% | 6.94% | 5.16% | 5.54 | 136.94 | 0.78 | 137.24 | 69.35 | 28.28 | 0.32% | 0.66% | 2.12% | 4.2% |
GUFL | 572.1 | -20.87 | -3.52% | - | 0.06 | 148.65 | 73.25% | 14.21 | -7.27 | - | 4.57% | 3.56% | 17.46% | 19.61% | 6.82 | 35.68 | 0.02 | 38.56 | -75.38 | 28 | 1.1% | -0.56% | 9.3% | -4.76% |
ICFC | 662 | -16 | -2.36% | - | 0.08 | 170.19 | 80.06% | 5.41 | 22.63 | 294.37 | 4.48% | 3.46% | 3.51% | 3.5% | 7.55 | 118.82 | 0 | 118.34 | 28.29 | 16.67 | 0.26% | 1.13% | 3.2% | 13.45% |
ICFCPO | 366 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
MFIL | 845 | -24.88 | -2.86% | - | 0.08 | 175.29 | 84.84% | 20.03 | 24.61 | 311.55 | 4.59% | 4.44% | 3.64% | 12.57% | 8.75 | 38.29 | 2.38 | 37.29 | 30.35 | 19.26 | 1.04% | 1.3% | 11.72% | 14.41% |
MPFL | 690 | -28.97 | -4.03% | - | 0.07 | 118.58 | 59.98% | 2.57 | 1.82 | 69.68 | 4.58% | 3.48% | 8.3% | 6.18% | 10.49 | 242.06 | 0 | 237.35 | 335.16 | 59.9 | 0.4% | 0.28% | 2.18% | 1.55% |
NFS | 650 | -12.99 | -1.96% | - | 0.06 | 121.25 | 65.15% | -22.52 | -11.1 | - | 4.58% | 2.48% | 16.73% | -54.62% | 10.32 | -27.78 | 0 | -27.75 | -56.31 | 60.7 | -3.42% | -1.68% | -18% | -8.87% |
PFL | 415 | -10.99 | -2.58% | - | 0.06 | 78.22 | 70.21% | 43.2 | 91.05 | 400.3 | 3.69% | 3.1% | 25.1% | 83.52% | 9.08 | 8.22 | 0.06 | 8.61 | 4.09 | 27.47 | 4.7% | 9.92% | 65.36% | 137.76% |
PROFL | 482 | -13.88 | -2.8% | - | 0.07 | 73.93 | 70.33% | -6.9 | -0.31 | - | 4.09% | 3.5% | 7.39% | -10.84% | 12.25 | -65.65 | 0 | -65.65 | -1,461.29 | 28.49 | -0.7% | -0.03% | -9.24% | -0.42% |
PROFLP | 255.8 | -5.19 | -1.99% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
RLFL | 480 | -13.02 | -2.64% | - | 0.07 | 112.03 | 79.11% | 0.31 | 14.64 | 192.1 | 4.59% | 3.32% | 9.09% | 0.46% | 7.59 | 1,370.97 | 14.21 | 1,441.94 | 30.53 | 25.77 | 0.02% | 1.6% | 0.28% | 13.99% |
RLFLPO | 274 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SFCL | 420.5 | -9.5 | -2.21% | - | 0.07 | 59.96 | 72.92% | 0.29 | 11.71 | 125.69 | 4.57% | 3.48% | 8.17% | 0.94% | 12.34 | 1,275.86 | 12.89 | 1,313.79 | 32.54 | 48.72 | 0.06% | 2.83% | 0.5% | 21.26% |
SFCLP | 164 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SIFC | 595 | -9.92 | -1.64% | - | 0.07 | 136.25 | 75.26% | 2.43 | 6.79 | 144.28 | 3.84% | 3.6% | 3.83% | 3.31% | 7.27 | 203.7 | 0 | 237.45 | 84.98 | 27.01 | 0.24% | 0.67% | 1.78% | 4.98% |
SIFCPO | 286 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 493.6 | -11.85 | -2.05% | - | 0.07 | 131.19 | 71.34% | 7.01 | 13.55 | 202.95 | 4.37% | 3.84% | 10.35% | 7.53% | 8.589 | 252.987 | 2.216 | 263.384 | -54.841 | 32.136 | 0.48% | 1.33% | 6.39% | 15.47% |
| MED | 494.8 | -12.5 | -2.31% | - | 0.07 | 119.91 | 71.29% | 3.63 | 9.02 | 183.44 | 4.53% | 3.53% | 8.24% | 5.67% | 8.68 | 89.055 | 0.045 | 91.545 | 31.535 | 28.14 | 0.36% | 0.67% | 2.69% | 4.96% |
| MAX | 845 | 0 | 0% | - | 0.09 | 256.65 | 84.84% | 43.2 | 91.05 | 400.3 | 4.59% | 7.04% | 25.1% | 83.52% | 12.34 | 1,370.97 | 14.21 | 1,441.94 | 335.16 | 60.7 | 4.7% | 9.92% | 65.36% | 137.76% |
| MIN | 164 | -28.97 | -4.03% | - | 0.06 | 59.96 | 59.98% | -22.52 | -11.1 | 69.68 | 3.69% | 2.48% | 3.51% | -54.62% | 4.89 | -65.65 | 0 | -65.65 | -1,461.29 | 16.67 | -3.42% | -1.68% | -18% | -8.87% |
Financial Fundamentals
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 149,214
▲ BUY SIDE
Total: 70,651
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 78,563
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
-7,912 units