Janaki Finance Company Limited

FinanceLow Cap

NPR 407.00

NPR 00.00%

09:14 AM NPT · May 14, 2026

Est. 1994 A.D. (2051 B.S.) · Janakpurdham, Dhanusha, Nepal · CEO: Dinesh Sharma

Janaki Finance Limited (JFL) is a national-level finance company in Nepal licensed by Nepal Rastra Bank (NRB) as a “C-class” financial institution. Established to provide accessible and customer-focused financial services, JFL has gradually expanded its footprint across Province-2 and other regions, becoming one of the more recognized finance companies in Nepal’s growing financial sector. Headquartered in Janakpur, Dhanusha, the company serves a diverse customer base, including small entrepreneurs, salaried individuals, traders, and rural communities.Janaki Finance offers a wide range of financial products such as savings deposits, fixed deposits, micro-enterprise loans, business loans, hire-purchase loans, housing loans, and digital-banking facilities designed to meet the financial needs of both urban and semi-urban populations. Over the years, JFL has strengthened its service quality by expanding branches, digital platforms, and customer-support systems to enhance accessibility and convenience.As a publicly listed company on the Nepal Stock Exchange (NEPSE) under the ticker JFL, it follows strict regulatory compliance, financial transparency, and corporate governance practices. The company’s strategic focus includes improving customer experience, promoting financial literacy, adopting new technologies, and supporting entrepreneurship and local economic development. JFL continues to play a key role in regional economic upliftment by bridging financial gaps and offering reliable, affordable financial solutions.

jfcjanakpur.com.np/facebook

Trading

Open

408.00

High

412.00

Low

407.00

Prev Close

407.00

Volume

2,839

Turnover

Rs 1,157,914.2

Txns

Valuation · Q2 FY25/26

EPS Ann.

1.07

EPS TTM

-39.75

BVPS

-1.98

P/E Ann.

380.37

P/E TTM

-10.24

Graham #

N/A

Capital

Mkt Cap

2.81 Arab

Total

69.05 Lakh

Public

33.83 Lakh

Promoter

35.21 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Downtrend

Strength

Strong

Momentum

RSI (14)

40.95

ADX

26.19

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

413.62

SMA 50

428.94

Bands & Channels

BB Width %

5.15%

Volume & Flow

OBV

7,622,313

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

21,490

Shares Bought

Total Sell

21,490

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

5,164

Amount

2,125,696

Avg Rate

411.64

Rank

#15

Brokers

#42#1#29

Distributors

Quantity

6,079

Amount

2,498,838

Avg Rate

411.06

Rank

#13

Brokers

#14#91#45

Net Flow Impact:

-915units

(Rs. -373,142)

Net Flow by Timeframe

JFL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 31,580 ]

Buy Side

Total: 13,982

Broker

QTY

AVG

NET

2,882

409.84

+2,167

13.4%

1,282

415.00

+1,257

6.0%

1,240

412.08

+955

5.8%

1,170

411.26

+500

5.4%

1,093

413.32

+893

5.1%

1,066

409.60

+911

5.0%

1,000

412.50

+1,000

4.7%

920

410.41

+920

4.3%

600

412.37

+600

2.8%

550

408.50

+550

2.6%

505

412.17

+430

2.4%

500

407.00

+500

2.3%

429

405.38

+222

2.0%

405

413.40

+220

1.9%

340

407.81

+295

1.6%

Sell Side

Total: 17,598

Broker

QTY

AVG

NET

2,204

411.76

-2,204

10.3%

2,124

409.89

-1,087

9.9%

2,009

412.17

-2,009

9.3%

1,879

414.16

-152

8.7%

1,866

409.04

-1,254

8.7%

1,330

410.39

-1,117

6.2%

1,201

409.84

-881

5.6%

1,160

412.62

-1,160

5.4%

850

408.45

-790

4.0%

800

408.27

-600

3.7%

610

408.57

-348

2.8%

500

407.10

-170

2.3%

500

412.72

-480

2.3%

300

411.00

-120

1.4%

265

408.06

-265

1.2%

Financial Fundamentals

No data available for BS

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
BFC	455	-3.3	-0.72%	-	0.07	107.3	67.94%	3.93	4.14	99.97	4.18%	3.72%	13.87%	6.9%	8.67	118.3	0.59	118.32	112.32	32.69	0.48%	0.51%	3.28%	3.46%
CFCL	492	-5.98	-1.2%	-	0.07	113.65	60.96%	8.26	13.16	183.44	4.4%	4.46%	14.18%	12.31%	8.69	59.81	0.06	64.77	40.65	29.46	0.82%	1.33%	6.68%	10.64%
GFCL	615	-1.97	-0.32%	-	0.09	256.65	72.24%	23.61	11.24	254.77	4.44%	7.04%	6.7%	16.44%	4.89	26.6	0.03	27.11	56.94	17.49	1.4%	0.67%	10.36%	4.93%
GMFIL	455	-1.41	-0.31%	-	0.06	164.67	66.57%	3.33	6.59	156.26	4.57%	4.1%	6.94%	5.16%	5.54	136.94	0.78	137.24	69.35	28.28	0.32%	0.66%	2.12%	4.2%
GUFL	519.5	-3.5	-0.67%	-	0.06	148.65	73.25%	14.21	-7.27	-	4.57%	3.56%	17.46%	19.61%	6.82	35.68	0.02	38.56	-75.38	28	1.1%	-0.56%	9.3%	-4.76%
ICFC	621.9	+1.67	+0.27%	-	0.08	170.19	80.06%	5.41	22.63	294.37	4.48%	3.46%	3.51%	3.5%	7.55	118.82	0	118.34	28.29	16.67	0.26%	1.13%	3.2%	13.45%
MFIL	793	-10.04	-1.25%	-	0.08	175.29	84.84%	20.03	24.61	311.55	4.59%	4.44%	3.64%	12.57%	8.75	38.29	2.38	37.29	30.35	19.26	1.04%	1.3%	11.72%	14.41%
MPFL	605	-4.02	-0.66%	-	0.07	118.58	59.98%	2.57	1.82	69.68	4.58%	3.48%	8.3%	6.18%	10.49	242.06	0	237.35	335.16	59.9	0.4%	0.28%	2.18%	1.55%
NFS	564	-1.98	-0.35%	-	0.06	121.25	65.15%	-22.52	-11.1	-	4.58%	2.48%	16.73%	-54.62%	10.32	-27.78	0	-27.75	-56.31	60.7	-3.42%	-1.68%	-18%	-8.87%
PFL	367	-1.81	-0.49%	-	0.06	78.22	70.21%	43.2	91.05	400.3	3.69%	3.1%	25.1%	83.52%	9.08	8.22	0.06	8.61	4.09	27.47	4.7%	9.92%	65.36%	137.76%
PROFL	435	-5.02	-1.14%	-	0.07	73.93	70.33%	-6.9	-0.31	-	4.09%	3.5%	7.39%	-10.84%	12.25	-65.65	0	-65.65	-1,461.29	28.49	-0.7%	-0.03%	-9.24%	-0.42%
RLFL	430	-3.99	-0.92%	-	0.07	112.03	79.11%	0.31	14.64	192.1	4.59%	3.32%	9.09%	0.46%	7.59	1,370.97	14.21	1,441.94	30.53	25.77	0.02%	1.6%	0.28%	13.99%
SFCL	363.2	-7.79	-2.1%	-	0.07	59.96	72.92%	0.29	11.71	125.69	4.57%	3.48%	8.17%	0.94%	12.34	1,275.86	12.89	1,313.79	32.54	48.72	0.06%	2.83%	0.5%	21.26%
SIFC	525	-7.99	-1.5%	-	0.07	136.25	75.26%	2.43	6.79	144.28	3.84%	3.6%	3.83%	3.31%	7.27	203.7	0	237.45	84.98	27.01	0.24%	0.67%	1.78%	4.98%

AVG	517.19	-4.08	-0.81%	-	0.07	131.19	71.34%	7.01	13.55	202.95	4.37%	3.84%	10.35%	7.53%	8.589	252.987	2.216	263.384	-54.841	32.136	0.48%	1.33%	6.39%	15.47%
MED	505.75	-3.75	-0.7%	-	0.07	119.91	71.29%	3.63	9.02	183.44	4.53%	3.53%	8.24%	5.67%	8.68	89.055	0.045	91.545	31.535	28.14	0.36%	0.67%	2.69%	4.96%
MAX	793	1.67	0.27%	-	0.09	256.65	84.84%	43.2	91.05	400.3	4.59%	7.04%	25.1%	83.52%	12.34	1,370.97	14.21	1,441.94	335.16	60.7	4.7%	9.92%	65.36%	137.76%
MIN	363.2	-10.04	-2.1%	-	0.06	59.96	59.98%	-22.52	-11.1	69.68	3.69%	2.48%	3.51%	-54.62%	4.89	-65.65	0	-65.65	-1,461.29	16.67	-3.42%	-1.68%	-18%	-8.87%