NEPSE Chart
Indicator Signals
MACD
Strong BuyRSI
BuySuperTrend
Strong SellTrend Analysis
Direction
DowntrendStrength
ModerateMomentum
RSI (14)
25.83
ADX
23.43
Overall Score
Technical Score
Moving Averages
SMA 20
280.23
SMA 50
334.45
Bands & Channels
BB Width %
9.8%
Volume & Flow
OBV
7,396,649
NPR 268.00
09:13 AM NPT · Oct 13, 2026
Est. 1994 A.D. (2051 B.S.) · Janakpurdham, Dhanusha, Nepal · CEO: Dinesh Sharma
Janaki Finance Limited (JFL) is a national-level finance company in Nepal licensed by Nepal Rastra Bank (NRB) as a “C-class” financial institution. Established to provide accessible and customer-focused financial services, JFL has gradually expanded its footprint across Province-2 and other regions, becoming one of the more recognized finance companies in Nepal’s growing financial sector. Headquartered in Janakpur, Dhanusha, the company serves a diverse customer base, including small entrepreneurs, salaried individuals, traders, and rural communities.Janaki Finance offers a wide range of financial products such as savings deposits, fixed deposits, micro-enterprise loans, business loans, hire-purchase loans, housing loans, and digital-banking facilities designed to meet the financial needs of both urban and semi-urban populations. Over the years, JFL has strengthened its service quality by expanding branches, digital platforms, and customer-support systems to enhance accessibility and convenience.As a publicly listed company on the Nepal Stock Exchange (NEPSE) under the ticker JFL, it follows strict regulatory compliance, financial transparency, and corporate governance practices. The company’s strategic focus includes improving customer experience, promoting financial literacy, adopting new technologies, and supporting entrepreneurship and local economic development. JFL continues to play a key role in regional economic upliftment by bridging financial gaps and offering reliable, affordable financial solutions.
Trading
Open
274.00
High
274.00
Low
265.70
Prev Close
273.00
Volume
5,377
Turnover
Rs 1,441,761
Txns
0
Valuation · Q4 FY25/26
EPS Ann.
1.35
EPS TTM
1.35
BVPS
-0.89
P/E Ann.
198.52
P/E TTM
198.52
Graham #
N/A
Capital
Mkt Cap
1.85 Arab
Total
69.05 Lakh
Public
33.83 Lakh
Promoter
35.21 Lakh
[ Live 2026-10-13 ]
Total Buy
25,453
Shares Bought
Total Sell
25,453
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
60
Participating
ACCUM/DIST
Accumulation 63%
Distribution 37%
Accumulators
4Quantity
13,229
Amount
3,630,113
Avg Rate
274.41
Rank
#13
Brokers
Distributors
3Quantity
7,737
Amount
2,117,882
Avg Rate
273.73
Rank
#13
Brokers
Net Flow Impact:
+5,492unitsNet Flow by Timeframe
[ Vol: 38,456 ]
Buy Side
Total: 18,759Broker
QTY
AVG
NET
%
Sell Side
Total: 19,697Broker
QTY
AVG
NET
%
Peer Comparison
Finance SECTOR — NEPAL
2025/2026 Q4
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
BFC | 441 | +0.88 | +0.2% | 0 | 0.06 | 113.08 | 70.53% | 6.46 | 7.84 | 7.84 | 4.1 | 2.83 | 15 | 10.7% | 65.63 | 0.02 | 59.18 | 9.85 | 0.95 | 0.95% | 6.58 | 6.58% |
CFCL | 565 | -3.93 | -0.69% | 0.01 | 0.07 | 122.15 | 59.89% | 7.58 | 13.44 | 13.44 | 4.42 | 4.61 | 19.95 | 10.12% | 45.31 | 1 | 43.15 | 9.04 | 1.35 | 1.35% | 11.38 | 11.38% |
GFCL | 549.1 | -1.87 | -0.34% | 0.01 | 0.07 | 211.01 | 69.3% | 7.1 | 14.96 | 14.96 | 4.21 | 3.45 | 13.78 | 6.27% | 39.45 | 0.01 | 38.54 | 5.44 | 0.91 | 0.91% | 7.33 | 7.33% |
GMFIL | 409.4 | -1.11 | -0.27% | 0 | 0.06 | 157.55 | 66.24% | 5.29 | 4.56 | 4.56 | 4.34 | 4.02 | 7.53 | 5.2% | 98.68 | 1.44 | 94.06 | 7.43 | 0.46 | 0.46% | 2.93 | 2.93% |
GUFL | 484 | -3.02 | -0.62% | 0 | 0.06 | 167.43 | 72.62% | 6.68 | 25.28 | 25.28 | 4.57 | 5.07 | 31.55 | 13.32% | 21.36 | 0.07 | 20.17 | 6.74 | 1.99 | 1.99% | 16.31 | 16.31% |
ICFC | 606 | +7.01 | +1.17% | 0.01 | 0.07 | 189.32 | 85.59% | 10.69 | 22.33 | 22.33 | 4.09 | 3.35 | 14.65 | 1.55% | 26.38 | - | 27.14 | 3.87 | 1.06 | 1.06% | 11.93 | 11.93% |
MFIL | 775 | -7.04 | -0.9% | 0.01 | 0.08 | 193.63 | 82.99% | 9.85 | 27.85 | 27.85 | 4.39 | 4.44 | 17.93 | 3.43% | 27.72 | 1.38 | 27.29 | 4.97 | 1.37 | 1.37% | 14.87 | 14.87% |
MPFL | 574 | -0.98 | -0.17% | 0 | 0.06 | 121.76 | 64.49% | 5.15 | 8.91 | 8.91 | 4.54 | 3.59 | 20.58 | 3.3% | 66.67 | 0.5 | 67.12 | 13.73 | 1.27 | 1.27% | 7.18 | 7.18% |
NFS | 465 | -6.99 | -1.48% | 0 | 0.06 | 123.18 | 59.71% | 4.91 | -8.95 | -8.95 | 4.55 | 3.42 | -20.62 | 13.83% | -62.01 | - | -56.31 | 12.8 | -1.27 | -1.27% | -6.95 | -6.95% |
PFL | 323 | -4.99 | -1.52% | 0.01 | 0.05 | 70.01 | 66.43% | 8.07 | 13.37 | 13.37 | 4.16 | 2.92 | 46.28 | 20.84% | 27.23 | 1.02 | 27.67 | 12.6 | 2.54 | 2.54% | 26.59 | 26.59% |
PROFL | 368.1 | -2.11 | -0.57% | 0 | 0.06 | 83.84 | 69.6% | 11.52 | 5.92 | 5.92 | 4.55 | 3.5 | 9.25 | 3.01% | 73.14 | - | 65.57 | 6.78 | 0.59 | 0.59% | 7.25 | 7.25% |
RLFL | 412 | +4.48 | +1.1% | 0 | 0.07 | 116.78 | 85.02% | 8.56 | 4.51 | 4.51 | 4.15 | 3.11 | 6.44 | 6.55% | 99.78 | 5.15 | 94.68 | 6.43 | 0.44 | 0.44% | 3.97 | 3.97% |
SFCL | 370 | 0 | 0% | 0 | 0.07 | 60.3 | 76.56% | 6.62 | 0.12 | 8.35 | 4.58 | 3.56 | 0.38 | 8.09% | 3,308.33 | 32.34 | 47.44 | 22.6 | 0.03 | 1.98% | 0.2 | 14.65% |
SIFC | 473.8 | +3.81 | +0.81% | 0 | 0.07 | 139.82 | 71.39% | 6.47 | 4.62 | 4.62 | 3.68 | 3.69 | 6.54 | 3.74% | 110.17 | - | 104.85 | 7.21 | 0.45 | 0.45% | 3.27 | 3.27% |
| AVG | 486.81 | -1.13 | -0.23% | 0.01 | 0.065 | 133.56 | 71.45% | 7.5 | 10.34 | 10.93 | 4.31 | 3.68 | 13.52 | 7.85% | 281.99 | 4.293 | 47.182 | 9.249 | 0.87 | 1.01% | 8.06 | 9.09% |
| MED | 469.4 | -1.49 | -0.31% | 0 | 0.065 | 122.67 | 70.07% | 6.89 | 8.38 | 8.63 | 4.37 | 3.53 | 14.22 | 6.41% | 55.47 | 1.01 | 45.295 | 7.32 | 0.93 | 1.01% | 7.22 | 7.29% |
| MAX | 775 | 7.01 | 1.17% | 0.01 | 0.08 | 211.01 | 85.59% | 11.52 | 27.85 | 27.85 | 4.58 | 5.07 | 46.28 | 20.84% | 3,308.33 | 32.34 | 104.85 | 22.6 | 2.54 | 2.54% | 26.59 | 26.59% |
| MIN | 323 | -7.04 | -1.52% | 0 | 0.05 | 60.3 | 59.71% | 4.91 | -8.95 | -8.95 | 3.68 | 2.83 | -20.62 | 1.55% | -62.01 | 0.01 | -56.31 | 3.87 | -1.27 | -1.27% | -6.95 | -6.95% |