NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

48.75

ADX

32.44

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1107.79

SMA 50

1147.9

Bands & Channels

BB Width %

10.95%

Volume & Flow

OBV

445,030

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

2,732

Shares Bought

Total Sell

2,732

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 44%

Distribution 56%

Accumulators

Quantity

1,191

Amount

1,315,595

Avg Rate

1104.61

Rank

#40

Brokers

#7#20

Distributors

Quantity

1,540

Amount

1,702,231

Avg Rate

1105.34

Rank

#40

Brokers

#56

Net Flow Impact:

-349units

(Rs. -386,636)

Net Flow by Timeframe

JSLBB — Broker Breakdown (7D)

12 Buyers11 Sellers

[ Vol: 4,964 ]

Buy Side

Total: 2,527

Broker

QTY

AVG

NET

691

1107.95

+605

25.3%

510

1112.33

+389

18.7%

500

1100.00

+500

18.3%

250

1094.80

+230

9.2%

125

1100.10

+125

4.6%

101

1099.34

+101

3.7%

100

1111.00

+92

3.7%

100

1110.00

+100

3.7%

1102.50

+50

2.2%

1101.00

+50

1.8%

1100.50

+20

0.7%

1100.20

+20

0.7%

Sell Side

Total: 2,437

Broker

QTY

AVG

NET

1,540

1105.34

-1,530

56.4%

500

1105.02

-500

18.3%

122

1107.07

-40

4.5%

1114.49

-63

2.3%

1115.00

-40

1.8%

1070.00

-30

1.8%

1118.98

-32

1.5%

1102.10

-20

0.7%

1129.45

-7

0.7%

1101.00

-10

0.7%

1100.00

-10

0.4%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	170,091,900	170,091,900	170,091,900	147,906,000	0.00%
Reserves and Surplus	120,541,359	77,620,080	94,052,870	118,923,760	+55.30%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	955,918,183	1,102,403,180	1,225,334,670	1,209,902,550	-13.29%
Deposits	1,006,363,137	900,115,590	835,964,440	808,295,930	+11.80%
Income Tax Liabilities	0.00	0.00	4344300.00	1330720.00	-
Other Liabilities	73,912,245	73,256,220	48,814,640	45,089,270	+0.90%
Total Capital & Liabilities	2,326,826,824	2,323,486,970	2,378,602,820	2,331,448,240	+0.14%
Assets
Cash and Bank Balance	131,830,632	39,235,360	24,751,390	16,371,550	+236.00%
Money at Call & Short Notice	0.00	119590200.00	194442700.00	202074950.00	-100.00%
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	2,110,902,817	2,121,141,140	2,074,420,820	2,064,618,040	-0.48%
Fixed Assets	24,994,345	8,408,420	9,959,510	11,928,250	+197.25%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	59,099,031	35,111,850	75,028,400	36,455,450	+68.32%
Total Assets	2,326,826,825	2,323,486,970	2,378,602,820	2,331,448,240	+0.14%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	954	+3.04	+0.32%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,090	-17.39	-1.57%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	5,870	-180.3	-2.98%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,120	+15.03	+1.36%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	924.9	+5.88	+0.64%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,470	-2.06	-0.14%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	846.2	-0.68	-0.08%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,288.3	-39.71	-2.99%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	800	+6.98	+0.88%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,067	+16.91	+1.61%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	775	+12.8	+1.68%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.5	-21.51	-1.89%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	-25.09	-1.39%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,325	-7.86	-0.59%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	870	-20.03	-2.25%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	949	+14.02	+1.5%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,309	+8.97	+0.69%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	863	-21.77	-2.46%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	960	+2.11	+0.22%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	910	+9.46	+1.05%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	714	-1	-0.14%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,190	-2.03	-0.17%	-	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,281.45	-11.1	-0.3%	0.01	0.121	201.13	127.04%	31.74	34.66	386.63	7.18%	7.64%	9.57%	16.32%	12.784	26.876	44.396	26.637	43.103	28.28	1.88%	2.09%	16.84%	18.67%
MED	1,013.5	-0.84	-0.11%	0	0.13	182.2	111.28%	31.57	34.61	371.05	8.09%	7.44%	8.94%	15.97%	11.575	35.725	0.385	34.705	31.36	20.49	2.01%	2.21%	16.54%	17.52%
MAX	5,870	16.91	1.68%	0.02	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	87.11	963	85.78	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	714	-180.3	-2.99%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%