NEPSE Chart

TECHNICAL ANALYSIS

Indicator Signals

MACDStrong Buy

RSISell

SuperTrendStrong Buy

Momentum

RSI (14)

70.72

ADX

56.51

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Overall Score

Technical ScoreAbove Line

Moving Averages

SMA 20

1173.22

SMA 50

1172.97

Bands & Channels

BB Width %

18.27%

Volume & Flow

OBV

452,520

Broker Analysis (Zero-Sum)

Live 2026-03-26

Total Buy

8,286

Shares Bought

Total Sell

8,286

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Microfinance▼ ACCUMULATING

Accumulation 61%Distribution 39%

ACCUMULATORS3

Quantity2,215

Amount2,723,898

Avg Rate1229.75

Rank#47

Brokers

#8# 13# 34

DISTRIBUTORS2

Quantity1,439

Amount1,795,911

Avg Rate1248.03

Rank#50

Brokers

#49# 62

Net Flow Impact

+776units(Rs. 927,987)

Net Flow by Timeframe

JSLBB — Broker Breakdown (7D)

▲ 15 Buyers

▼ 15 Sellers

Vol: 11,608

▲ BUY SIDE

Total: 6,256

BR#

QTY

AVG

NET

▼ SELL SIDE

Total: 5,352

BR#

QTY

AVG

NET

NET FLOW

+904 units

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	170,091,900	170,091,900	170,091,900	147,906,000	0.00%
Reserves and Surplus	120,541,359	77,620,080	94,052,870	118,923,760	+55.30%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	955,918,183	1,102,403,180	1,225,334,670	1,209,902,550	-13.29%
Deposits	1,006,363,137	900,115,590	835,964,440	808,295,930	+11.80%
Income Tax Liabilities	0.00	0.00	4344300.00	1330720.00	-
Other Liabilities	73,912,245	73,256,220	48,814,640	45,089,270	+0.90%
Total Capital & Liabilities	2,326,826,824	2,323,486,970	2,378,602,820	2,331,448,240	+0.14%
Assets
Cash and Bank Balance	131,830,632	39,235,360	24,751,390	16,371,550	+236.00%
Money at Call & Short Notice	0.00	119590200.00	194442700.00	202074950.00	-100.00%
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	2,110,902,817	2,121,141,140	2,074,420,820	2,064,618,040	-0.48%
Fixed Assets	24,994,345	8,408,420	9,959,510	11,928,250	+197.25%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	59,099,031	35,111,850	75,028,400	36,455,450	+68.32%
Total Assets	2,326,826,825	2,323,486,970	2,378,602,820	2,331,448,240	+0.14%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	1,023	-16.95	-1.63%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ALBSL	1,248	-45.93	-3.55%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ALBSLP	549	0	0%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ANLB	6,639	-7.98	-0.12%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,210	-68.93	-5.39%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
CBBL	939.1	-23.88	-2.48%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CBBLPO	395	+3.76	+0.96%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CYCL	1,750	+116.01	+7.1%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
CYCLP	864	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
DDBL	872	-15.89	-1.79%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,385	-27.98	-1.98%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	855	-33.4	-3.76%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,105	-23.01	-2.04%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
FOWADP	660	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GBLBS	800	-14	-1.72%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GILB	1,192	-28.31	-2.32%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,973	-6.93	-0.35%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,454	+1.02	+0.07%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	938	-30.01	-3.1%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	998	-36.95	-3.57%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
ILBSP	624	+4.03	+0.65%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,365	-17.56	-1.27%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JBLBP	100	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JSLBBP	636.1	-12.92	-1.99%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	953	-32.01	-3.25%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
KMCDBP	605	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LLBS	1,018.5	-21.53	-2.07%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	975	-32.02	-3.18%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MATRIP	523.5	-10.57	-1.98%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MERO	770	-28.01	-3.51%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%

AVG	1,147.31	-13.67	-1.41%	0.01	0.12	200.06	121.85%	31.01	34.19	382.52	7.15%	7.58%	9.62%	15.98%	12.831	26.825	46.454	26.591	43.759	28.38	1.82%	2.04%	16.51%	18.5%
MED	946.05	-16.42	-1.89%	0	0.13	179.13	110.81%	31.29	34.47	370.74	8.27%	7.44%	8.96%	15.51%	11.48	36.22	0.38	34.92	32	20.44	2%	2.14%	16.28%	17.31%
MAX	6,639	116.01	7.1%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	87.11	963	85.78	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	100	-68.93	-5.39%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%