Lumbini Bikas Bank Ltd.

Development BankMid Cap

NPR 481.00

NPR -3.6-0.74%

09:14 AM NPT · May 14, 2026

Est. Formed through mergers of multiple regional development banks (exact founding year varies by merged entities) · Butwal, Rupandehi, Nepal · CEO: Naresh Singh Bohar

Lumbini Bikas Bank Limited is a national-level development bank in Nepal formed with the objective of delivering modern, reliable, and customer-centric financial services to individuals, businesses, and communities across the country. The bank emerged through the consolidation of several regional development banks, a process encouraged by Nepal Rastra Bank to strengthen financial stability and expand service outreach. Over the years, Lumbini Bikas Bank has grown into a strong financial institution with an extensive branch network, offering services such as savings and fixed deposit accounts, business and SME loans, microfinance lending, remittance services, digital banking, and various development-oriented financial products tailored to local economic needs.The bank has contributed significantly to the development of rural and semi-urban regions by providing access to credit and financial literacy, enabling entrepreneurship and income-generation activities. Its focus on small and medium enterprises (SMEs) aligns with Nepal’s broader goals of fostering local industries and promoting inclusive economic growth. With continuous upgrades in digital banking infrastructure, including mobile banking, online payment services, ATMs, and branchless-banking outlets, Lumbini Bikas Bank is actively improving customer experience and financial accessibility.Committed to strong corporate governance, transparency, and regulatory compliance, the bank maintains a sound risk-management framework aimed at protecting depositor interests and ensuring sustainable financial performance. Through a combination of customer trust, community involvement, and technological advancement, Lumbini Bikas Bank continues to position itself as a dependable and development-driven financial institution in Nepal’s banking landscape.

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Trading

Open

480.30

High

489.90

Low

480.30

Prev Close

484.60

Volume

29,865

Turnover

Rs 14,423,545.2

Txns

Valuation · Q2 FY25/26

EPS Ann.

15.75

EPS TTM

14.29

BVPS

190.20

P/E Ann.

30.54

P/E TTM

33.66

Graham #

259.62

Capital

Mkt Cap

17.43 Arab

Total

3.62 Crore

Public

1.78 Crore

Promoter

1.85 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

41.04

ADX

18.7

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

489.61

SMA 50

496.61

Bands & Channels

BB Width %

4.92%

Volume & Flow

OBV

12,479,304

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

226,170

Shares Bought

Total Sell

226,170

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

81,315

Amount

39,564,280

Avg Rate

486.56

Rank

Brokers

#3#32#39#45#62

Distributors

Quantity

95,007

Amount

46,288,105

Avg Rate

487.21

Rank

Brokers

#58#85#34

Net Flow Impact:

-13,692units

(Rs. -6,723,825)

Net Flow by Timeframe

LBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 295,286 ]

Buy Side

Total: 139,703

Broker

QTY

AVG

NET

26,990

487.68

+23,968

11.9%

16,345

482.42

+16,335

7.2%

13,172

486.79

+8,540

5.8%

12,498

486.90

+12,215

5.5%

12,310

488.97

+8,277

5.4%

10,747

487.46

+7,134

4.8%

8,329

485.64

+5,227

3.7%

7,512

486.09

+948

3.3%

6,392

487.14

+1,802

2.8%

5,196

487.32

+291

2.3%

4,685

488.13

+505

2.1%

4,410

487.47

+3,921

1.9%

4,137

488.07

+1,487

1.8%

3,785

493.41

+3,571

1.7%

3,195

489.86

+2,445

1.4%

Sell Side

Total: 155,583

Broker

QTY

AVG

NET

51,657

488.55

-40,906

22.8%

24,023

486.76

-12,848

10.6%

19,327

484.18

-13,777

8.6%

8,177

480.70

-7,427

3.6%

7,805

490.50

-5,885

3.5%

7,709

489.48

-6,079

3.4%

7,000

491.03

-6,830

3.1%

5,119

487.45

-808

2.3%

4,423

489.85

-1,028

2.0%

4,400

488.24

-1,335

1.9%

4,100

490.73

-3,811

1.8%

3,683

486.41

-2,473

1.6%

3,184

491.08

-3,184

1.4%

2,639

488.42

-1,168

1.2%

2,337

487.89

-1,187

1.0%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	3,382,802,508	2,976,626,144	4,366,725,812	3,635,627,036	+13.65%
Money at Call & Short Notice	2,745,537,810	2,605,890,215	3,151,258,507	1,882,829,494	+5.36%
Due from NRB	2,745,537,810	2,605,890,215	3,151,258,507	1,882,829,494	+5.36%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	47,502,829,842	48,938,746,742	46,704,110,771	41,023,690,484	-2.93%
Loans & Advances to B/FIs	435,726,548	769,921,365	2,242,387,789	1,630,370,428	-43.41%
Loans & Advances to Customers	47,067,103,294	48,168,825,377	44,461,722,982	39,393,320,056	-2.29%
Investments
Investment Securities	12,348,523,021	9,613,963,301	10,051,454,215	7,710,743,654	+28.44%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	669,000,116	580,512,112	616,421,762	730,169,365	+15.24%
Investment Property	221,884,692	163,326,195	259,546,150	71,277,297	+35.85%
Other Assets
Derivative Financial Instruments	57,594,111,700	0	0	0	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	74,421,510	108,759,336	94,202,513	165,120,890	-31.57%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	10,594,061	5,170,378	5,099,692	4,125,503	+104.90%
Property & Equipment	620,262,264	678,610,504	752,403,419	750,759,883	-8.60%
Other Assets	288,664,411	357,545,123	360,634,569	429,805,022	-19.26%
Total Assets	67,864,520,235	66,029,150,049	66,361,857,410	56,404,148,628	+2.78%
Liabilities
Borrowings & Funding
Borrowings	2,266,667,871	1,310,932,686	2,665,235,576	4,873,423,428	+72.90%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	1,052,268,479	1,052,390,630	1,052,801,646	0	-0.01%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	424,499,392	258,542,056	296,033,930	1,904,848,428	+64.19%
Due to NRB	789,900,000	0	1,316,400,000	2,968,575,000	-
Deposits	0.00	57056424482.00	56085602461.00	44679116096.00	-100.00%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	252,308,667	200,076,939	191,009,968	81,206,364	+26.11%
Other Liabilities	859,352,895	888,587,061	1,163,465,682	1,030,156,544	-3.29%
Other Liabilities & Provisions	58,705,773,262	1,088,664,000	1,354,475,650	1,111,362,908	+5292.46%
Total Liabilities	60,972,441,133	59,456,021,169	60,105,313,687	50,663,902,432	+2.55%
Equity
Paid Up Capital	3,623,678,162	3,623,678,162	3,518,134,138	3,382,821,286	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	3,084,034,795	2,873,010,075	2,723,323,194	2,257,348,072	+7.35%
Reserves & Surpluses	3,268,400,940	2,949,450,718	2,738,409,584	2,357,424,909	+10.81%
Retained Earnings	184,366,145	76,440,643	15,086,390	100,076,837	+141.19%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	6,892,079,102	6,573,128,880	6,256,543,722	5,740,246,195	+4.85%
Total Liabilities & Equity	67,864,520,235	66,029,150,049	66,361,857,410	56,404,148,628	+2.78%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,032	-1.02	-0.05%	-	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	575	-5.81	-1%	-	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415	-0.5	-0.12%	-	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,036	-8.04	-0.77%	-	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	354.4	-3.51	-0.98%	-	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	482	0	0%	-	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
MDB	600	+5	+0.84%	-	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MLBL	365	-1.8	-0.49%	-	0.14	165.48	85.3%	14.24	7.13	162.93	4.37%	4.94%	6.1%	13.54%	4.45	25.84	7.66	25.57	51.07	13.99	1.92%	0.96%	17.18%	8.6%
MNBBL	372	-1.98	-0.53%	-	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	940	-59.04	-5.91%	-	0.03	28.9	65.88%	-19.16	-13.62	-	4.5%	-3.2%	57.48%	-473.75%	92.87	-70.04	0	-74.01	-104.11	1,328.71	-15.3%	-10.88%	-95.72%	-68.04%
SABBL	1,221	-8.98	-0.73%	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	410.5	-3.39	-0.82%	-	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	775	-6.01	-0.77%	-	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	410	-0.49	-0.12%	-	0.07	146.6	84.77%	16.1	15.17	223.69	4.19%	4.22%	4.75%	13.73%	5.5	25.04	1.34	25.06	26.6	13.76	1%	0.95%	11.24%	10.6%
SINDU	709	+2.97	+0.42%	-	0.06	94.19	64.35%	-5.55	9.7	143.38	4.59%	3.36%	6.39%	-7.98%	15.19	-128.88	0	-131.71	75.36	41.16	-0.48%	0.85%	-6.6%	11.55%

AVG	713.13	-6.17	-0.74%	-	0.072	132.22	79.63%	9.49	11.14	205.63	4.33%	3.85%	9.42%	-23.12%	15.909	58.693	3.861	47.864	-7.841	128.511	-0.26%	0.12%	1.16%	4.86%
MED	575	-1.98	-0.53%	-	0.07	148.98	83.35%	14.17	14.22	212.59	4.44%	4.25%	6.24%	13.16%	6.225	24.995	0.815	24.255	25.735	20.175	0.94%	1.01%	8.86%	10.68%
MAX	2,032	5	0.84%	-	0.14	177.95	86.77%	21.1	23.19	288.57	4.59%	5.16%	57.48%	17.57%	92.87	314.4	28.63	326.57	198.8	1,328.71	1.92%	1.78%	17.18%	20.9%
MIN	354.4	-59.04	-5.91%	-	0.03	28.9	64.35%	-19.16	-13.62	76.34	3.84%	-3.2%	0.45%	-473.75%	4.29	-128.88	0	-131.71	-596.3	11.13	-15.3%	-10.88%	-95.72%	-68.04%