Lumbini Bikas Bank Ltd.

Development BankMid Cap

NPR 491.90

NPR +0.9+0.18%

09:14 AM NPT · Aug 7, 2026

Est. Formed through mergers of multiple regional development banks (exact founding year varies by merged entities) · Butwal, Rupandehi, Nepal · CEO: Naresh Singh Bohar

Lumbini Bikas Bank Limited is a national-level development bank in Nepal formed with the objective of delivering modern, reliable, and customer-centric financial services to individuals, businesses, and communities across the country. The bank emerged through the consolidation of several regional development banks, a process encouraged by Nepal Rastra Bank to strengthen financial stability and expand service outreach. Over the years, Lumbini Bikas Bank has grown into a strong financial institution with an extensive branch network, offering services such as savings and fixed deposit accounts, business and SME loans, microfinance lending, remittance services, digital banking, and various development-oriented financial products tailored to local economic needs.The bank has contributed significantly to the development of rural and semi-urban regions by providing access to credit and financial literacy, enabling entrepreneurship and income-generation activities. Its focus on small and medium enterprises (SMEs) aligns with Nepal’s broader goals of fostering local industries and promoting inclusive economic growth. With continuous upgrades in digital banking infrastructure, including mobile banking, online payment services, ATMs, and branchless-banking outlets, Lumbini Bikas Bank is actively improving customer experience and financial accessibility.Committed to strong corporate governance, transparency, and regulatory compliance, the bank maintains a sound risk-management framework aimed at protecting depositor interests and ensuring sustainable financial performance. Through a combination of customer trust, community involvement, and technological advancement, Lumbini Bikas Bank continues to position itself as a dependable and development-driven financial institution in Nepal’s banking landscape.

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Trading

Open

486.00

High

492.00

Low

486.00

Prev Close

491.00

Volume

27,592

Turnover

Rs 13,495,687.4

Txns

Valuation · Q3 FY25/26

EPS Ann.

20.67

EPS TTM

24.61

BVPS

205.40

P/E Ann.

23.80

P/E TTM

19.99

Graham #

309.07

Capital

Mkt Cap

17.82 Arab

Total

3.62 Crore

Public

1.78 Crore

Promoter

1.85 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

43.95

ADX

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

494.39

SMA 50

489.83

Bands & Channels

BB Width %

7.56%

Volume & Flow

OBV

12,301,296

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

360,040

Shares Bought

Total Sell

360,040

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

172,097

Amount

86,066,516

Avg Rate

500.10

Rank

Brokers

#14#42#58#50

Distributors

Quantity

169,688

Amount

84,197,546

Avg Rate

496.19

Rank

Brokers

#6#59#17#34

Net Flow Impact:

+2,409units

(Rs. 1,868,971)

Net Flow by Timeframe

LBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 541,507 ]

Buy Side

Total: 262,234

Broker

QTY

AVG

NET

106,588

502.36

+103,903

29.6%

29,737

498.02

+26,872

8.3%

24,872

497.09

+14,665

6.9%

18,456

498.82

+10,641

5.1%

12,609

497.36

+3,690

3.5%

12,059

492.80

+9,074

3.4%

11,308

496.71

+10,816

3.1%

10,900

490.58

+10,880

3.0%

9,000

493.71

+6,506

2.5%

5,500

491.74

+2,365

1.5%

5,000

498.18

+4,500

1.4%

5,000

490.00

+4,176

1.4%

4,190

493.81

+4,190

1.2%

4,100

490.27

+3,850

1.1%

2,915

491.80

+315

0.8%

Sell Side

Total: 279,273

Broker

QTY

AVG

NET

54,541

497.41

-51,452

15.2%

52,050

490.66

-48,730

14.5%

34,191

499.87

-30,191

9.5%

30,011

506.04

-5,691

8.3%

28,906

499.50

-26,092

8.0%

23,708

495.46

-22,940

6.6%

10,780

490.28

-8,135

3.0%

10,131

496.31

-9,131

2.8%

6,959

496.84

-4,222

1.9%

6,783

499.63

-4,963

1.9%

5,685

498.18

-5,685

1.6%

5,198

492.16

-2,642

1.4%

3,545

502.08

-3,535

1.0%

3,449

498.02

-528

1.0%

3,336

493.81

-30

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	1,812,486	2,988,435	3,306,022	0	-39.35%
Money at Call & Short Notice	3,181,486	2,160,638	5,907,145	0	+47.25%
Due from NRB	3,181,486	2,160,638	5,907,145	0	+47.25%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	47,038,138	47,877,881	46,473,590	0	-1.75%
Loans & Advances to B/FIs	1,021,995	655,081	2,088,248	0	+56.01%
Loans & Advances to Customers	46,016,142	47,222,800	44,385,342	0	-2.56%
Investments
Investment Securities	12,129,830	11,433,175	10,327,380	0	+6.09%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	642,430	580,512	595,392	0	+10.67%
Investment Property	274,014	187,980	252,946	0	+45.77%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	19,154	211,717	87,002	0	-90.95%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	9,203	6,575	5,773	0	+39.96%
Property & Equipment	597,559	672,717	748,551	0	-11.17%
Other Assets	416,825	605,224	460,846	0	-31.13%
Total Assets	66,092,769	66,506,561	68,071,872	0	-0.62%
Liabilities
Borrowings & Funding
Borrowings	1,605,067	1,970,527	2,822,428	0	-18.55%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	1,024,768	1,024,891	1,025,302	0	-0.01%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	507,698	228,336	538,626	0	+122.35%
Due to NRB	72,600	717,300	1,258,500	0	-89.88%
Deposits	56,002,184	56,925,249	57,764,906	0	-1.62%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	245,400	224,036	156,037	0	+9.54%
Other Liabilities	797,046	855,552	1,044,694	0	-6.84%
Other Liabilities & Provisions	1,042,446	1,079,588	1,200,730	0	-3.44%
Total Liabilities	58,649,697	59,975,364	61,788,064	0	-2.21%
Equity
Paid Up Capital	3,623,678	3,623,678	3,518,134	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	3,298,106	2,812,795	2,674,011	0	+17.25%
Reserves & Surpluses	3,819,394	2,907,519	2,765,674	0	+31.36%
Retained Earnings	521,288	94,724	91,663	0	+450.32%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	7,443,072	6,531,197	6,283,808	0	+13.96%
Total Liabilities & Equity	66,092,769	66,506,561	68,071,872	0	-0.62%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,065	+39.98	+3.9%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	91.64	4.57	6.71	29.16	6.36%	17.45	148.69	0.94	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	584	-3.88	-0.66%	0.01	0.06	184	76.86%	7.79	16.61	16.24	259.29	4.57	4.28	18.31	6.59%	4.27	35.44	0.01	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	419	-2.02	-0.48%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	319.01	4.13	4.68	18.73	4.77%	3.29	17.79	0.52	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,049	+1.15	+0.11%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	188.63	4.17	4.43	9.47	4.32%	12.1	138.93	2.62	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	340	-2.98	-0.87%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	167.5	4.17	4.2	17.05	7.83%	3.03	19.43	0.18	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	473.6	+1.6	+0.34%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	248.57	4.11	4.39	15.05	4.4%	4.09	26.03	-	28.3	6.97	1.08	1.01%	12.65	11.78%
MDB	578.2	+0.17	+0.03%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	185.89	4.25	4	19.48	0.48%	5.95	59	14.53	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	350.9	-3.4	-0.96%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	206.96	4.24	4.81	13.92	6.59%	3.09	27.62	90.13	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	366.3	-3.21	-0.87%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	276.7	4.48	4.6	13	4.88%	3.26	24.12	1.64	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	825.4	-17.62	-2.09%	0	0.04	32.98	56.77%	2.97	-12.64	-11.86	-	4.5	-2.52	-304.8	59.37%	47.42	-92.8	-	-77.31	502.89	-10.84	-10.17%	-59.8	-56.1%
SABBL	979	-6.01	-0.61%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	56.96	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	-	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	408.4	-0.61	-0.15%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	237.06	4.32	4.63	14.24	7.87%	3.57	24.57	3.87	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	839.9	+22.88	+2.8%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	179.26	3.99	3.59	15.19	7.6%	15.69	90.99	0.29	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	407.2	-0.98	-0.24%	0.02	0.07	153.05	85.75%	10	20.93	19.18	257	4.09	4.36	17.62	4.92%	3.6	19.73	0.41	21.74	6.18	1.29	1.19%	14.11	12.93%
SINDU	691	-9.03	-1.29%	0	0.06	91.3	66.04%	11.2	-7.91	1.2	49.65	4.58	3.84	-11.27	7.92%	11.07	-95.85	-	628.33	19.21	-0.72	0.1%	-9.24	1.4%

AVG	625.13	1.07	-0.07%	0.01	0.067	133.24	78.09%	8.2	10.91	11.62	194.58	4.32	4.15	-7.84	9.15%	10.571	-102.93	10.467	153.531	54.809	0.15	0.25%	3.97	5.59%
MED	578.2	-2.02	-0.48%	0.01	0.07	153.05	83.84%	9.63	13.59	13.54	197.8	4.25	4.39	15.05	6.36%	4.27	24.57	0.94	33.75	11.53	1	1.01%	9.59	9.37%
MAX	1,065	39.98	3.9%	0.03	0.08	184	87.89%	14.61	23.21	26.99	319.01	4.58	6.71	29.16	59.37%	47.42	148.69	90.13	852.52	502.89	2.17	1.84%	14.85	26.07%
MIN	340	-17.62	-2.09%	0	0.04	32.98	56.77%	2.81	-12.64	-11.86	49.65	3.99	-2.52	-304.8	0.48%	3.03	-1,987.65	0.01	-82.82	5.58	-10.84	-10.17%	-59.8	-56.1%