Life Insurance Corporation (Nepal) Limited

Life InsuranceHigh Cap

NPR 815.00

NPR +3+0.37%

07:43 AM NPT · May 13, 2026

Est. January 4, 2001 · Heritage Plaza-1, 2nd Floor, Kamaladi, Kathmandu · CEO: Santosh Prasai

Established on January 4, 2001, the company has grown into one of Nepal’s leading life-insurance institutions, committed to delivering reliable financial security and long-term value for individuals, families, and communities nationwide. Guided by the leadership of CEO Santosh Prasai, the organization operates with a strong foundation of trust, transparency, and customer-centric service. With a workforce of more than 6,074 employees, the company manages extensive operations across Nepal, offering a comprehensive suite of life-insurance products designed to meet diverse financial needs. Its portfolio includes whole life insurance, term insurance, endowment plans, savings and investment-linked policies, retirement solutions, child-education plans, and micro-insurance programs aimed at expanding financial inclusion. Headquartered at Heritage Plaza-1, 2nd Floor, Kamaladi, Kathmandu, the company is dedicated to enhancing the quality of life through responsible financial protection. It prioritizes innovation, operational excellence, prudent fund management, and adherence to the regulatory frameworks under Nepal’s Insurance Act and Insurance Regulation. Driven by a mission to secure the future of every policyholder, the company continues to strengthen its service delivery, expand awareness of life insurance, and contribute meaningfully to Nepal’s economic development. Through disciplined investment practices, ethical business conduct, and a commitment to national priorities, the company stands as a trusted partner in long-term financial security and societal progress.

www.licnepal.com.np/facebook

Trading

Open

812.00

High

815.00

Low

808.00

Prev Close

812.00

Volume

1,865

Turnover

Rs 1,510,338

Txns

Valuation · Q2 FY25/26

EPS Ann.

8.17

EPS TTM

7.25

BVPS

159.09

P/E Ann.

99.76

P/E TTM

112.41

Graham #

171.01

Capital

Mkt Cap

44.83 Arab

Total

5.5 Crore

Public

1.65 Crore

Promoter

3.85 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

37.69

ADX

20.6

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

817.56

SMA 50

840

Bands & Channels

BB Width %

3.35%

Volume & Flow

OBV

365,743

Flow Analysis

[ Live 2026-05-12 ]

Total Buy

31,587

Shares Bought

Total Sell

31,587

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 44%

Distribution 56%

Accumulators

Quantity

16,255

Amount

13,185,259

Avg Rate

811.15

Rank

Brokers

#84#92#17#49

Distributors

Quantity

20,401

Amount

16,542,841

Avg Rate

810.88

Rank

Brokers

#58#39#35

Net Flow Impact:

-4,146units

(Rs. -3,357,582)

Net Flow by Timeframe

LICN — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 52,725 ]

Buy Side

Total: 25,031

Broker

QTY

AVG

NET

4,999

813.65

+3,651

15.8%

4,000

810.00

+4,000

12.7%

4,000

810.00

+4,000

12.7%

3,256

810.15

+3,125

10.3%

1,325

812.41

+1,240

4.2%

1,216

810.91

+1,114

3.9%

1,042

815.28

+322

3.3%

1,014

814.13

+1,014

3.2%

926

813.39

+776

2.9%

913

810.80

+912

2.9%

589

810.13

+589

1.9%

500

818.10

+500

1.6%

470

815.00

+470

1.5%

430

814.40

+389

1.4%

351

810.37

+213

1.1%

Sell Side

Total: 27,694

Broker

QTY

AVG

NET

10,376

810.11

-9,632

32.9%

8,025

812.68

-7,795

25.4%

3,240

813.99

-1,600

10.3%

2,000

807.71

-1,910

6.3%

1,020

810.98

-1,020

3.2%

800

811.72

-650

2.5%

600

811.41

-600

1.9%

293

819.73

-263

0.9%

268

810.35

-18

0.8%

212

816.36

-112

0.7%

200

819.00

-200

0.6%

200

811.98

-160

0.6%

160

809.94

-110

0.5%

150

810.53

-50

0.5%

150

808.37

-20

0.5%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Goodwill & Intangible Assets	24,300	115,143	112,354	0	-78.90%
Property and Equipment	367,631,982	401,861,721	243,790,196	0	-8.52%
Investment Properties	0.00	0.00	0.00	246888089.00	-
Deferred Tax Assets	81,630,683	0	0	0	-
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investments	122,493,876,158	107,262,552,277	94,609,777,818	75,984,658,467	+14.20%
Loans	20,798,528,440	21,968,263,682	21,927,181,683	20,808,597,184	-5.32%
Reinsurance Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	0.00	0.00	0	-
Insurance Receivables	16,476,720	12,678,341	22,979,504	0	+29.96%
Insurance Payable	38,062,818	97,958,423	60,215,480	0	-61.14%
Other Financial Assets	3,092,027,528	3,389,529,479	3,065,944,469	0	-8.78%
Other Assets	502,871,457	8,156,959	562,740,012	15,436,908,224	+6064.94%
Cash and Cash Equivalent	5,525,379,887	2,201,566,421	303,409,843	768,075,106	+150.97%
Total Assets	152,878,447,155	135,244,724,023	120,735,935,879	113,245,127,070	+13.04%
Equity
Share Capital	5,500,000,000	2,653,200,000	2,653,200,000	2,653,200,000	+107.30%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	498,012,562	61,151,801	61,151,801	0	+714.39%
Catastrophe Reserves	755,432,725	585,250,147	524,637,000	361,582,382	+29.08%
Retained Earnings	2,494,242,449	2,636,681,334	2,075,216,401	713,428,016	-5.40%
Other Equity	344,843,938	496,620,351	638,788,973	101,214,674,603	-30.56%
Total Equity	9,592,531,674	6,432,903,633	5,952,994,175	104,942,885,001	+49.12%
Liabilities
Insurance & Contract Liabilities
Provisions	183,108,771	60,000,898	272,139,084	941,423,839	+205.18%
Gross Insurance Contract Liabilities	140,897,363,013	127,585,502,377	113,800,855,027	0	+10.43%
Other Financial Liabilities	1,697,440,401	563,985,533	530,754,392	0	+200.97%
Other Liabilities	368,135,127	346,514,709	28,648,149	7,360,818,230	+6.24%
Taxes & Funding
Deferred Tax Liabilities	0.00	38183344.00	87033208.00	0	-100.00%
Current Tax Liabilities	101,805,352	119,675,106	3,296,363	0	-14.93%
Borrowings	0.00	0.00	0.00	0.00	-
Total Liabilities	143,285,915,482	128,811,820,390	114,782,941,703	8,302,242,069	+11.24%
Total Equity and Liabilities	152,878,447,156	135,244,724,023	120,735,935,878	113,245,127,070	+13.04%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ALICL	453	-1	-0.22%	-	0.23	124.65	-	10.54	8.45	153.95	-	0%	-	4.03%	7.64	45.16	0	42.01	52.4	7.28	0.94%	0.75%	10.08%	8.08%
CLI	451	-5.02	-1.1%	-	0.37	112.2	-	9.26	8.51	146.57	-	0%	-	4.64%	8.47	51.3	0	49.34	53.69	9.53	1.68%	1.56%	8.74%	8.04%
CREST	1,115	-21.94	-1.93%	-	0.51	106.81	-	3.13	4.06	98.78	-	0%	-	4.91%	23.13	394.57	4.06	424.28	327.09	77.55	2.5%	3.24%	3.5%	4.54%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,275	-24.96	-1.92%	-	0	104.21	-	3.53	8.25	139.08	-	0%	-	4,876.37%	32.74	483.31	0	490.08	209.7	85,305	2.74%	6.42%	4.02%	9.4%
HLI	339	-2.01	-0.59%	-	0.25	115.41	-	4.59	4.13	103.56	-	0%	-	1.81%	6.36	79.96	0	78.65	87.41	5.88	0.44%	0.41%	3.9%	3.56%
ILI	434	-2.09	-0.48%	-	0.37	114.48	-	10.83	11.72	173.75	-	0%	-	6.81%	7.68	40.58	35.82	40.12	37.07	11.06	2.52%	2.73%	8.78%	9.51%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NLIC	760	-8.61	-1.12%	-	0.28	123.29	-	7.11	22.38	249.16	-	0%	-	5.54%	12.56	108.86	0	105.49	33.51	4.1	1.56%	0.83%	33.68%	17.99%
NLICL	583	-7.02	-1.19%	-	0.28	120.12	-	10.08	7.39	141.33	-	0%	-	2%	9.58	57.09	0	56.45	77	4.57	0.56%	0.41%	8.56%	6.28%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	464	-3.98	-0.85%	-	0.33	106.32	-	5.02	6.05	120.3	-	0%	-	3.91%	9.06	95.92	0	97.01	80.5	15.02	1.28%	1.56%	4.76%	5.75%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	460.1	-3.38	-0.73%	-	0.35	117.05	-	15.24	11.85	176.66	-	0%	-	10.57%	7.92	30.43	31.96	29.72	38.23	12.88	3.66%	2.85%	13.22%	10.29%
SJLIC	427.2	-5.8	-1.34%	-	0.31	117.82	-	8.06	7.1	137.19	-	0%	-	2.62%	7.44	54.4	18.25	53.66	60.92	5.71	0.8%	0.71%	6.94%	6.12%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	447.3	-5.71	-1.26%	-	0.18	115.6	-	11.35	10.84	167.91	-	0%	-	18.31%	8.22	41.88	0	39.82	41.7	30.69	3.26%	3.12%	10.62%	10.16%
SRLI	389.3	-3.61	-0.92%	-	0.34	108.8	-	11.01	8.41	143.48	-	0%	-	6.26%	7.39	36.51	1.98	34.92	45.72	9.14	2.1%	1.61%	9.98%	7.63%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	584.45	-7.32	-1.05%	-	0.292	114.37	-	8.44	9.16	150.13	-	0%	-	380.6%	11.399	116.921	7.082	118.581	88.072	6,576.801	1.85%	2.02%	9.75%	8.26%
MED	453	-5.02	-1.1%	-	0.31	115.41	-	9.26	8.41	143.48	-	0%	-	4.91%	8.22	54.4	0	53.66	53.69	9.53	1.68%	1.56%	8.74%	8.04%
MAX	1,275	-1	-0.22%	-	0.51	124.65	-	15.24	22.38	249.16	-	0%	-	4,876.37%	32.74	483.31	35.82	490.08	327.09	85,305	3.66%	6.42%	33.68%	17.99%
MIN	339	-24.96	-1.93%	-	0	104.21	-	3.13	4.06	98.78	-	0%	-	1.81%	6.36	30.43	0	29.72	33.51	4.1	0.44%	0.41%	3.5%	3.56%