NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

48.3

ADX

30.17

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

869.45

SMA 50

887.35

Bands & Channels

BB Width %

5.23%

Volume & Flow

OBV

864,486

Flow Analysis

[ Live 2026-09-28 ]

Total Buy

21,554

Shares Bought

Total Sell

21,554

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 38%

Distribution 62%

Accumulators

Quantity

10,797

Amount

8,868,697

Avg Rate

821.40

Rank

#11

Brokers

#40#16#13#26

Distributors

Quantity

17,970

Amount

14,725,943

Avg Rate

819.47

Rank

Brokers

#91

Net Flow Impact:

-7,173units

(Rs. -5,857,246)

Net Flow by Timeframe

LLBS — Broker Breakdown (7D)

15 Buyers5 Sellers

[ Vol: 36,086 ]

Buy Side

Total: 17,516

Broker

QTY

AVG

NET

5,570

819.32

+4,746

25.8%

2,785

826.38

+2,365

12.9%

1,300

811.15

+1,300

6.0%

1,142

831.11

+1,142

5.3%

881

822.97

+881

4.1%

860

810.53

+723

4.0%

770

835.53

+480

3.6%

695

809.42

+695

3.2%

630

824.05

+630

2.9%

625

856.13

+625

2.9%

495

821.41

+420

2.3%

490

825.76

+290

2.3%

470

837.65

+50

2.2%

430

832.00

+430

2.0%

373

817.91

+262

1.7%

Sell Side

Total: 18,570

Broker

QTY

AVG

NET

17,970

819.47

-17,970

83.4%

500

850.00

-300

2.3%

832.00

-40

0.2%

833.00

-30

0.1%

849.00

-30

0.1%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	441,662	441,662	0	0.00%
Reserves and Surplus	0	270,782	286,347	0	-5.44%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	3,465,346	2,568,609	3,412,746	0	+34.91%
Deposits	0	2,607,683	2,371,419	0	+9.96%
Income Tax Liabilities	0	11,573	5,528	0	+109.36%
Other Liabilities	134,535	144,894	166,683	0	-7.15%
Total Capital & Liabilities	0	6,045,202	6,684,385	0	-9.56%
Assets
Cash and Bank Balance	0	140,558	125,729	0	+11.79%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	2,342	3,181	0	-26.37%
Loan and Advances	0	5,769,353	6,336,394	0	-8.95%
Fixed Assets	0	32,481	34,413	0	-5.61%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	109,880	100,468	184,669	0	+9.37%
Total Assets	7,366,455	6,045,202	6,684,385	0	+21.86%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	873	-4.03	-0.46%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	3.99	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,188.5	+14.09	+1.2%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	2.55	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,955	-31.92	-0.64%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	3.24	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,060	0	0%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	0.16	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	953	-3.83	-0.4%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	-	26.73	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,570	-59.98	-3.68%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	0.09	13.46	4.07	4.02	4.02%	34.85	34.85%
DDBL	852	-9.04	-1.05%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	0.59	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,149	-56.16	-4.66%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	2.01	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	747	-12.53	-1.65%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	1.2	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	890	-9.99	-1.11%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	0.02	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	675	-17.02	-2.46%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,135	-4.44	-0.39%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	0.3	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,700	0	0%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	-	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,099.5	-24.5	-2.18%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	17.08	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	878.9	+9.91	+1.14%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	3.16	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	939	-11.02	-1.16%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	0.31	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,281	+2.17	+0.17%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	0.73	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	954.3	-14.73	-1.52%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	3.8	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	815	-13	-1.57%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	9.34	31.39	4.66	2.21	2.21%	15.73	15.73%
MATRI	735	+7.93	+1.09%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	0.03	16.37	3.47	2.3	2.3%	27.46	27.46%
MERO	601	-6.01	-0.99%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	-	72.26	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	977	-1.86	-0.19%	0	0.12	167.93	237.58%	7.88	20.07	20.07	275.38	7.03	6.92	11.91	9.89%	6.65	55.66	-	49.48	6.63	1.38	1.38%	11.97	11.97%

AVG	1,183.1	-11.18	-0.93%	0.01	0.124	208.56	132.33%	7.26	39.41	39.26	420.75	7.64	7.18	19.73	10.85%	6.082	40.02	2.756	38.064	7.221	2.38	2.37%	19.12	19.07%
MED	953.65	-7.53	-0.82%	0	0.125	176.92	114%	6.85	34.27	34.27	363.24	8.13	7.23	18.83	9.41%	5.245	28.01	1.1	30.22	5.1	2.34	2.34%	18.84	18.84%
MAX	4,955	14.09	1.2%	0.03	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.04	9.36	47.12	26.61%	19.87	103.29	17.08	92.34	28.58	4.02	4.02%	39.92	39.92%
MIN	601	-59.98	-4.66%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	12	0.02	13.46	3.47	0.69	0.69%	5.63	5.63%