NEPSE Chart

TECHNICAL ANALYSIS

Indicator Signals

MACDStrong Buy

RSINeutral

SuperTrendStrong Buy

Momentum

RSI (14)

58.78

ADX

35.92

Trend Analysis

Direction

Uptrend

Strength

Strong

Overall Score

Technical ScoreAbove Line

Moving Averages

SMA 20

1001.76

SMA 50

984.58

Bands & Channels

BB Width %

18.06%

Volume & Flow

OBV

857,206

Broker Analysis (Zero-Sum)

Live 2026-03-26

Total Buy

17,115

Shares Bought

Total Sell

17,115

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Microfinance▼ DISTRIBUTING

Accumulation 36%Distribution 64%

ACCUMULATORS3

Quantity3,512

Amount3,657,954

Avg Rate1041.56

Rank#49

Brokers

#74# 3# 37

DISTRIBUTORS4

Quantity6,367

Amount6,594,546

Avg Rate1035.74

Rank#41

Brokers

#1# 17# 85# 42

Net Flow Impact

-2,855units(Rs. -2,936,592)

Net Flow by Timeframe

LLBS — Broker Breakdown (7D)

▲ 15 Buyers

▼ 15 Sellers

Vol: 23,316

▲ BUY SIDE

Total: 11,471

BR#

QTY

AVG

NET

▼ SELL SIDE

Total: 11,845

BR#

QTY

AVG

NET

NET FLOW

-374 units

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	441,662,100	441,662,100	441,662,100	384,054,000	0.00%
Reserves and Surplus	387,188,805	269,138,426	288,604,519	404,084,647	+43.86%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	3,185,346,131	3,394,922,561	3,978,545,707	3,787,543,125	-6.17%
Deposits	2,738,529,506	2,444,589,973	2,251,039,289	2,509,156,352	+12.02%
Income Tax Liabilities	17,492,154	14,709	1,546,817	0	+118821.44%
Other Liabilities	103,252,131	182,386,676	81,279,821	138,131,912	-43.39%
Total Capital & Liabilities	6,873,470,827	6,732,714,445	7,042,678,253	7,222,970,035	+2.09%
Assets
Cash and Bank Balance	638,792,322	379,016,311	125,264,122	157,540,870	+68.54%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	1,195,600	2,342,031	3,306,123	2,985,102	-48.95%
Loan and Advances	5,897,418,810	6,169,500,934	6,709,147,718	6,883,497,695	-4.41%
Fixed Assets	36,102,743	33,329,822	55,015,301	66,792,126	+8.32%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	299,961,352	148,525,346	149,944,988	112,154,241	+101.96%
Total Assets	6,873,470,827	6,732,714,444	7,042,678,252	7,222,970,035	+2.09%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	1,022	-17.99	-1.73%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ALBSL	1,245.9	-48	-3.71%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ALBSLP	549	0	0%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ANLB	6,455	-192.1	-2.89%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,240	-39.01	-3.05%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
CBBL	945	-18.01	-1.87%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CBBLPO	395	+3.76	+0.96%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CYCL	1,623	-10.95	-0.67%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
CYCLP	864	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
DDBL	878.8	-9.06	-1.02%	-	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,375	-38.01	-2.69%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	864	-24.43	-2.75%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,109.9	-18.05	-1.6%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
FOWADP	660	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GBLBS	809	-4.97	-0.61%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GILB	1,197	-23.31	-1.91%	-	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,942	-38.02	-1.92%	-	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,438	-14.97	-1.03%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	944	-24.01	-2.48%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	1,015	-19.98	-1.93%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
ILBSP	624	+4.03	+0.65%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,374	-8.43	-0.61%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JBLBP	100	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JSLBB	1,210	-23.94	-1.94%	-	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
JSLBBP	636.1	-12.92	-1.99%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	964	-20.98	-2.13%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
KMCDBP	605	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MATRI	988	-19.03	-1.89%	-	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MATRIP	523.5	-10.57	-1.98%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MERO	776	-22.03	-2.76%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%

AVG	1,145.74	-21.7	-1.45%	0	0.12	199.26	121.88%	30.84	34.72	386.63	7.22%	7.51%	9.44%	15.95%	13.006	28.615	46.442	28.25	41.12	28.84	1.81%	2.09%	16.44%	18.85%
MED	954.5	-18	-1.88%	0	0.13	170.87	110.81%	31.29	34.47	370.74	8.27%	7.41%	8.96%	15.51%	11.67	36.22	0.38	34.92	32	20.54	2%	2.14%	16.28%	17.31%
MAX	6,455	4.03	0.96%	0	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	103.1	106.64	3.36%	4.16%	47.92%	43.25%
MIN	100	-192.1	-3.71%	0	0.03	119.9	0%	-4.71	9.36	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	5.84%