Matribhumi Lagubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 894.00

NPR -16-1.76%

09:14 AM NPT · May 14, 2026

Est. 2006 (incorporated under Companies Act 2063) · Kathmandu, Nepal

Matribhumi Laghubitta Bittiya Sanstha Ltd. (MLBSL) is a national-level microfinance institution licensed by Nepal Rastra Bank (NRB) as a ‘D’ class financial institution. Incorporated as a public limited company under the Companies Act, 2063 (2006), MLBSL is dedicated to expanding financial inclusion by providing microfinance services to low-income households, underserved communities, and rural populations across Nepal. MLBSL has achieved remarkable institutional growth through the successful merger of seven microfinance institutions—NRN Laghubitta, Kisan Microfinance, Dibya Laghubitta, Creative Laghubitta, Ramarosan Laghubitta, Jalpa Laghubitta, and Mahila Samudayik Laghubitta. This merger was completed in two strategic phases, with NRN Laghubitta Bittiya Sanstha Ltd. playing the lead role as the primary promoter. NRN Laghubitta itself was established by a group of respected individuals including Non-Resident Nepalis, bankers, retired government officials, and prominent professionals. Its expansion began with the acquisition of Creative Laghubitta and Ramarosan Laghubitta on 24th Bhadra 2076 (10th September 2019), setting the foundation for the larger consolidation that formed MLBSL. Today, Matribhumi Laghubitta operates as a strong national-level microfinance institution focused on sustainable financial empowerment, responsible lending practices, and community-oriented development. Through its expanding network, the institution aims to uplift marginalized populations while contributing to Nepal’s broader socio-economic progress.

matribhumimf.com.np/

Trading

Open

901.00

High

901.00

Low

891.00

Prev Close

910.00

Volume

Turnover

Rs 75,078

Txns

Valuation · Q2 FY25/26

EPS Ann.

11.25

EPS TTM

9.36

BVPS

119.90

P/E Ann.

79.47

P/E TTM

95.51

Graham #

174.21

Capital

Mkt Cap

5.62 Arab

Total

62.84 Lakh

Public

18.85 Lakh

Promoter

43.99 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

35.48

ADX

18.61

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

926.13

SMA 50

953.85

Bands & Channels

BB Width %

10.88%

Volume & Flow

OBV

149,314

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

2,312

Shares Bought

Total Sell

2,312

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 62%

Distribution 38%

Accumulators

Quantity

1,335

Amount

1,212,917

Avg Rate

908.55

Rank

#42

Brokers

#58#70

Distributors

Quantity

815

Amount

732,293

Avg Rate

898.52

Rank

#48

Brokers

#1#44#94

Net Flow Impact:

+520units

(Rs. 480,625)

Net Flow by Timeframe

MATRI — Broker Breakdown (7D)

12 Buyers15 Sellers

[ Vol: 3,802 ]

Buy Side

Total: 2,008

Broker

QTY

AVG

NET

1,085

910.52

+742

46.9%

250

900.00

+250

10.8%

182

894.22

+137

7.9%

111

892.84

+110

4.8%

100

890.00

+100

4.3%

896.70

+67

2.9%

909.73

+40

2.2%

891.00

+50

2.2%

900.00

+50

2.2%

894.00

+30

1.3%

891.00

+11

0.9%

895.00

+10

0.4%

Sell Side

Total: 1,794

Broker

QTY

AVG

NET

400

892.28

-400

17.3%

248

901.47

-174

10.7%

235

907.92

-185

10.2%

196

898.70

-117

8.5%

180

900.11

-180

7.8%

135

898.67

-104

5.8%

112

910.70

-112

4.8%

900.00

-85

4.1%

893.00

-13

1.7%

911.50

-30

1.3%

900.50

-28

1.3%

896.00

-25

1.1%

909.00

-24

1.0%

900.26

-12

1.0%

904.86

-21

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	628,357,337	628,357,337	0	0	0.00%
Reserves and Surplus	125,046,094	632,857,190	0	0	-80.24%
Debentures and Bonds	0.00	0.00	0	0	-
Borrowings	6,763,681,982	6,502,662,514	0	0	+4.01%
Deposits	4,513,657,946	4,101,739,906	0	0	+10.04%
Income Tax Liabilities	0.00	0.00	0	0	-
Other Liabilities	801,179,393	902,350,877	0	0	-11.21%
Total Capital & Liabilities	12,831,922,752	12,767,967,824	0	0	+0.50%
Assets
Cash and Bank Balance	1,369,885,276	84,752,585	0	0	+1516.33%
Money at Call & Short Notice	661,582,892	907,431,770	0	0	-27.09%
Investments	1,000,000	1,000,000	0	0	0.00%
Loan and Advances	10,464,732,405	11,102,439,347	0	0	-5.74%
Fixed Assets	202,161,296	242,221,546	0	0	-16.54%
Non Banking Assets	0.00	0.00	0	0	-
Other Assets	132,560,884	430,122,576	0	0	-69.18%
Total Assets	12,831,922,753	12,767,967,824	0	0	+0.50%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	952	-2	-0.21%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,105.5	-1.88	-0.17%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,005	-44.77	-0.74%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,120	+15.03	+1.36%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	911.5	-7.54	-0.82%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,472	0	0%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	847	+0.76	+0.09%	-	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,323	-5.05	-0.38%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	795.9	+2.93	+0.37%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050	-0.11	-0.01%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	771.9	+9.68	+1.27%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,111	-5.47	-0.49%	-	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	0	0%	-	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,327	-5.86	-0.44%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	935	0	0%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,315	+14.95	+1.15%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,090	-10.01	-0.91%	-	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	866	-18.76	-2.12%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	954	-5.95	-0.62%	-	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MERO	715.1	+0.07	+0.01%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,180	-12.04	-1.01%	-	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,296.22	-3.45	-0.17%	-	0.122	203.45	127.26%	31.77	35.1	391.74	7.2%	7.7%	9.51%	16.41%	12.657	27.377	44.388	27.068	41.082	28.756	1.89%	2.13%	16.86%	18.96%
MED	1,070	-0.99	-0.09%	-	0.13	182.2	111.28%	31.57	34.61	371.05	8.09%	7.44%	8.94%	15.97%	11.575	35.725	0.385	34.705	31.36	21.265	2.01%	2.21%	16.54%	17.52%
MAX	6,005	15.03	1.36%	-	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	715.1	-44.77	-2.12%	-	0.03	128.31	0%	-4.71	8.11	179.33	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.52%	-2.96%	4.65%