Machhapuchhre Bank Limited

BankingLow Cap

NPR 266.00

NPR -4-1.48%

09:13 AM NPT · Nov 6, 2026

Est. September 7, 2000 · Kathmandu, Nepal · CEO: Santosh Koirala

Machhapuchhre Bank Limited (MBL) is a leading “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established in 2000, it is recognized as the first regional commercial bank in Nepal, initially serving the western region before expanding nationwide. The bank is named after the iconic Machhapuchhre peak, symbolizing stability, reliability, and long-term vision. Headquartered in Lazimpat, Kathmandu, MBL provides a comprehensive range of financial services including retail and corporate banking, SME financing, digital and mobile banking, remittance services, trade finance, cards and payment solutions, and treasury operations. With a strong network of branches, ATMs, and extension counters across the country, the bank serves a diverse customer base with modern, technology-driven banking solutions. Machhapuchhre Bank places a strong emphasis on digital transformation and service innovation. Its digital platforms—mobile banking, internet banking, QR payments, and cashless solutions—reflect its strategic focus on convenience, security, and efficiency. The bank has consistently prioritized responsible banking, customer satisfaction, and strong governance standards. With a commitment to financial inclusion, economic development, and sustainable growth, Machhapuchhre Bank Limited continues to strengthen its presence as a trusted and progressive institution within Nepal’s financial sector.

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Trading

Open

270.00

High

271.00

Low

265.00

Prev Close

270.00

Volume

123,989

Turnover

Rs 33,122,062.7

Txns

Valuation · Q4 FY25/26

EPS Ann.

14.01

EPS TTM

14.01

BVPS

156.01

P/E Ann.

18.99

P/E TTM

18.99

Graham #

221.76

Capital

Mkt Cap

33.99 Arab

Total

12.78 Crore

Public

6.26 Crore

Promoter

6.52 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

52.35

ADX

73.89

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

267.89

SMA 50

252.77

Bands & Channels

BB Width %

12.6%

Volume & Flow

OBV

9,533,089

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

843,332

Shares Bought

Total Sell

843,332

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 60%

Distribution 40%

Accumulators

Quantity

444,678

Amount

121,569,978

Avg Rate

273.39

Rank

Brokers

#65#75#44

Distributors

Quantity

296,106

Amount

80,351,177

Avg Rate

271.36

Rank

Brokers

#45#33#22#57#49

Net Flow Impact:

+148,572units

(Rs. 41,218,800)

Net Flow by Timeframe

MBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,171,265 ]

Buy Side

Total: 650,751

Broker

QTY

AVG

NET

198,255

274.31

+198,232

23.5%

124,038

273.03

+38,577

14.7%

122,385

272.27

+78,954

14.5%

31,579

269.77

+31,579

3.7%

30,000

268.27

+23,000

3.6%

23,803

269.12

+13,762

2.8%

21,500

273.64

+17,177

2.5%

20,301

271.74

+2,565

2.4%

17,313

272.05

+15,192

2.0%

14,794

272.32

+925

1.8%

14,551

276.21

+13,622

1.7%

10,000

270.18

+10,000

1.2%

9,362

272.01

+5,677

1.1%

8,400

265.67

+3,400

1.0%

4,470

272.39

+4,470

0.5%

Sell Side

Total: 520,514

Broker

QTY

AVG

NET

95,956

267.03

-34,835

11.4%

63,108

273.22

-45,571

7.5%

61,493

273.64

-56,466

7.3%

41,263

270.86

-31,208

4.9%

38,278

273.85

-38,178

4.5%

37,271

273.03

-35,507

4.4%

33,656

271.35

-32,656

4.0%

31,132

269.64

-30,132

3.7%

26,883

274.38

-12,199

3.2%

22,900

274.64

-18,000

2.7%

16,615

270.10

-16,615

2.0%

15,000

272.87

-9,706

1.8%

12,884

270.67

-12,859

1.5%

12,148

273.26

-11,033

1.4%

11,927

273.95

-3,827

1.4%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	6,608,935	7,725,872	7,838,319	0	-14.46%
Money at Call & Short Notice	16,843,576	10,058,162	12,744,937	0	+67.46%
Due from NRB	11,104,989	8,326,202	12,340,167	0	+33.37%
Placement with B/FIs	5,738,587	1,731,959	404,770	0	+231.33%
Loans & Advances
Loans and Advances	170,894,046	147,446,511	132,208,149	0	+15.90%
Breakdown
Loans & Advances to B/FIs	6,902,818	5,809,652	5,101,443	0	+18.82%
Loans & Advances to Customers	163,991,228	141,636,859	127,106,705	0	+15.78%
Investments
Investment Securities	51,395,112	45,511,965	29,473,961	0	+12.93%
Investment in Subsidiaries	412,923	400,000	400,000	0	+3.23%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	634,903	594,364	1,201,902	0	+6.82%
Other Assets
Derivative Financial Instruments	192,679	0	0	0	-
Other Trading Assets	3,000,000	0	12,305	0	-
Current Tax Assets	959,266	748,905	866,600	0	+28.09%
Deferred Tax Assets	242,030	194,705	129,739	0	+24.31%
Goodwill and Intangible Assets	114,995	120,884	128,015	0	-4.87%
Property & Equipment	1,460,364	1,541,173	1,585,982	0	-5.24%
Other Assets	8,141,893	4,324,025	4,169,316	0	+88.29%
Total Assets	256,391,751	217,602,072	189,622,566	0	+17.83%
Liabilities
Borrowings & Funding
Borrowings	7,090,659	10,321,635	11,420,192	0	-31.30%
Borrowing	0.00	2143480.56	2091129.01	0	-100.00%
Debt Securities Issued	5,492,631	5,498,290	5,495,481	0	-0.10%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	1,598,028	2,679,864	3,833,581	0	-40.37%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	220,498,455	184,176,050	157,941,820	0	+19.72%
Other Liabilities
Derivative Financial Instruments	192,679	0	0	0	-
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	5,266,762	4,059,217	2,721,808	0	+29.75%
Other Liabilities & Provisions	5,266,762	4,069,202	2,966,164	0	+29.43%
Total Liabilities	232,855,877	198,566,886	172,328,176	0	+17.27%
Shareholders Equity
Paid Up Capital	15,086,212	11,621,357	11,621,357	0	+29.81%
Share Premium	30,882	30,882	30,882	0	0.00%
Reserves & Surpluses
Reserves	7,436,820	6,310,010	5,175,697	0	+17.86%
Reserves & Surpluses	8,449,663	7,413,828	5,673,033	0	+13.97%
Retained Earnings	981,961	1,072,936	466,454	0	-8.48%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	23,535,874	19,035,185	17,294,390	0	+23.64%
Total Liabilities & Equity	256,391,751	217,602,072	189,622,566	0	+17.83%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	351.5	0.51	0.14%	0.07	0.056	193.97	71.79%	9.82	17.72	17.56	279.24	3.36	3.85	16.1	5.36%	1.641	20.22	21.499	3.009	0.89	0.89%	9.16	9.16%
MED	290.45	-0.15	-0.03%	0.06	0.06	180.31	73.19%	9.8	18.03	18.03	278.65	3.34	3.69	16.08	4.94%	1.38	18.65	20.07	2.3	0.9	0.9%	9.98	9.98%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-2.7	-1.3%	0.04	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%