Machhapuchhre Bank Limited

BankingLow Cap

NPR 249.00

NPR +1+0.40%

09:14 AM NPT · May 15, 2026

Est. September 7, 2000 · Kathmandu, Nepal · CEO: Santosh Koirala

Machhapuchhre Bank Limited (MBL) is a leading “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established in 2000, it is recognized as the first regional commercial bank in Nepal, initially serving the western region before expanding nationwide. The bank is named after the iconic Machhapuchhre peak, symbolizing stability, reliability, and long-term vision. Headquartered in Lazimpat, Kathmandu, MBL provides a comprehensive range of financial services including retail and corporate banking, SME financing, digital and mobile banking, remittance services, trade finance, cards and payment solutions, and treasury operations. With a strong network of branches, ATMs, and extension counters across the country, the bank serves a diverse customer base with modern, technology-driven banking solutions. Machhapuchhre Bank places a strong emphasis on digital transformation and service innovation. Its digital platforms—mobile banking, internet banking, QR payments, and cashless solutions—reflect its strategic focus on convenience, security, and efficiency. The bank has consistently prioritized responsible banking, customer satisfaction, and strong governance standards. With a commitment to financial inclusion, economic development, and sustainable growth, Machhapuchhre Bank Limited continues to strengthen its presence as a trusted and progressive institution within Nepal’s financial sector.

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Trading

Open

251.00

High

251.00

Low

246.50

Prev Close

248.00

Volume

61,587

Turnover

Rs 15,273,034.4

Txns

155

Valuation · Q2 FY25/26

EPS Ann.

16.73

EPS TTM

18.33

BVPS

161.63

P/E Ann.

14.88

P/E TTM

13.58

Graham #

246.66

Capital

Mkt Cap

30.09 Arab

Total

12.09 Crore

Public

5.92 Crore

Promoter

6.16 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

57.24

ADX

20.6

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

247.72

SMA 50

252.16

Bands & Channels

BB Width %

5.43%

Volume & Flow

OBV

6,157,948

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

261,855

Shares Bought

Total Sell

261,855

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

88,106

Amount

21,969,050

Avg Rate

249.35

Rank

#12

Brokers

#29#47#75#14

Distributors

Quantity

123,627

Amount

30,755,215

Avg Rate

248.77

Rank

Brokers

#41#22#1#19

Net Flow Impact:

-35,521units

(Rs. -8,786,164)

Net Flow by Timeframe

MBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 351,664 ]

Buy Side

Total: 156,998

Broker

QTY

AVG

NET

36,697

249.46

+36,639

14.0%

29,510

249.24

+28,980

11.3%

11,069

250.31

+10,059

4.2%

10,830

248.26

+10,830

4.1%

9,262

250.00

+6,057

3.5%

9,094

249.64

+6,523

3.5%

7,968

250.64

+2,753

3.0%

7,724

249.02

+4,932

3.0%

101

5,500

249.49

+500

2.1%

5,230

250.09

+399

2.0%

5,000

248.50

+4,427

1.9%

4,924

251.71

+3,337

1.9%

4,830

247.68

+2,610

1.8%

4,750

250.16

+3,740

1.8%

4,610

252.23

+4,447

1.8%

Sell Side

Total: 194,666

Broker

QTY

AVG

NET

84,487

248.08

-81,532

32.3%

17,575

250.27

-11,071

6.7%

15,785

250.45

-13,255

6.0%

9,795

251.36

-2,705

3.7%

8,934

250.77

-662

3.4%

8,663

251.15

-1,709

3.3%

7,618

248.83

-1,499

2.9%

5,780

249.75

-5,660

2.2%

5,700

249.74

-2,600

2.2%

5,500

251.39

-5,500

2.1%

5,445

251.81

-5,245

2.1%

5,311

249.27

-970

2.0%

5,128

248.82

-2,828

2.0%

4,885

248.42

-81

1.9%

4,060

250.93

-1,525

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,135,053,605	7,699,819,226	10,740,866,528	9,319,454,740	+18.64%
Money at Call & Short Notice	23,930,727,171	6,922,341,463	6,817,064,605	6,527,609,875	+245.70%
Due from NRB	23,426,027,171	6,853,216,463	6,618,014,605	6,527,609,875	+241.83%
Placement with B/FIs	504,700,000	69,125,000	199,050,000	0	+630.13%
Loans & Advances
Loans and Advances	160,240,871,403	140,006,167,380	134,468,114,124	135,577,148,543	+14.45%
Breakdown
Loans & Advances to B/FIs	6,231,337,939	5,387,673,957	4,555,213,224	0	+15.66%
Loans & Advances to Customers	154,009,533,464	134,618,493,423	129,912,900,900	135,577,148,543	+14.40%
Investments
Investment Securities	37,129,948,089	37,674,064,294	28,974,560,520	26,934,007,572	-1.44%
Investment in Subsidiaries	400,000,000	400,000,000	400,000,000	200,000,000	0.00%
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	600,714,201	1,070,018,258	1,450,867,804	331,096,960	-43.86%
Other Assets
Derivative Financial Instruments	0.00	25801888.00	0.00	39615848.00	-100.00%
Other Trading Assets	8,780,400	148,845	422,438,000	515,235,598	+5799.02%
Current Tax Assets	863,802,787	921,403,333	652,674,493	409,849,745	-6.25%
Deferred Tax Assets	248,750,216	181,994,591	123,773,953	101,813,027	+36.68%
Goodwill and Intangible Assets	88,567,233	158,340,308	157,745,029	119,241,570	-44.07%
Property & Equipment	1,520,786,640	1,496,674,827	1,616,702,252	1,575,724,164	+1.61%
Other Assets	4,037,210,341	3,422,336,673	5,282,278,040	3,411,629,973	+17.97%
Total Assets	238,205,661,334	199,953,309,198	191,107,085,347	185,022,811,766	+19.13%
Liabilities
Borrowings & Funding
Borrowings	9,593,030,532	13,291,628,220	15,971,661,246	15,226,133,936	-27.83%
Borrowing	2,246,118,920	2,161,821,768	3,434,276,373	1,310,901,942	+3.90%
Debt Securities Issued	5,496,299,687	5,494,734,301	5,493,400,627	5,491,539,995	+0.03%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	1,850,611,925	5,635,072,151	7,030,984,246	2,908,785,999	-67.16%
Due to NRB	0.00	0.00	13000000.00	5514906000.00	-
Deposits	204,047,175,128	165,484,423,000	152,485,254,412	150,542,157,101	+23.30%
Other Liabilities
Derivative Financial Instruments	0.00	25801888.00	0.00	39615848.00	-100.00%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	5,030,156,663	3,231,803,187	5,802,198,399	3,729,836,006	+55.65%
Other Liabilities & Provisions	5,030,156,663	3,257,605,075	5,802,198,399	3,769,451,854	+54.41%
Total Liabilities	218,670,362,323	182,033,656,295	174,259,114,057	169,537,742,891	+20.13%
Shareholders Equity
Paid Up Capital	12,086,211,564	11,621,357,273	11,621,357,273	10,257,155,581	+4.00%
Share Premium	30,881,765	30,881,765	30,881,765	30,881,765	0.00%
Reserves & Surpluses
Reserves	6,981,825,552	6,101,123,741	5,442,718,439	4,138,971,286	+14.44%
Reserves & Surpluses	7,449,087,448	6,298,295,629	5,226,614,016	5,227,913,294	+18.27%
Retained Earnings	436,380,131	166,290,123	-246,986,188	1,058,060,243	+162.42%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	19,535,299,012	17,919,652,902	16,847,971,290	15,485,068,876	+9.02%
Total Liabilities & Equity	238,205,661,335	199,953,309,197	191,107,085,347	185,022,811,766	+19.13%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	310.2	+1.21	+0.39%	0.04	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	204.1	+0.2	+0.1%	0.03	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	703.9	+0.91	+0.13%	0.1	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.2	-0.8	-0.34%	0.09	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.9	+0.2	+0.1%	0.05	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	218	0	0%	0.06	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	219.9	0	0%	0.06	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	0.14	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	266.8	+2.8	+1.06%	0.04	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	352	+0.11	+0.03%	0.05	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	198	+0.3	+0.15%	0.07	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244.2	+0.2	+0.08%	0.05	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	239.5	+1.19	+0.5%	0.05	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198.6	+0.59	+0.3%	0.05	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	365.5	+2	+0.55%	0.05	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	396	0	0%	0.04	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	392.5	-0.51	-0.13%	0.06	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	649	+2.01	+0.31%	0.07	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	329.07	0.58	0.18%	0.06	0.061	187.83	74.2%	15.62	18.82	272.78	3.55%	3.88%	4.85%	13.67%	3.268	22.186	0.911	21.753	34.944	11.139	0.81%	0.98%	8.41%	10.18%
MED	255.5	0.2	0.1%	0.05	0.06	182.71	75.65%	17.43	18.76	270.4	3.54%	3.72%	5.13%	13.45%	2.855	18.455	0	18.265	15.895	8.805	0.83%	1.05%	9.41%	11.32%
MAX	703.9	2.8	1.06%	0.14	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	198	-0.8	-0.34%	0.03	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%