Machhapuchhre Bank Limited

BankingLow Cap

NPR 243.00

NPR -0.5-0.21%

09:14 AM NPT · Jun 26, 2026

Est. September 7, 2000 · Kathmandu, Nepal · CEO: Santosh Koirala

Machhapuchhre Bank Limited (MBL) is a leading “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established in 2000, it is recognized as the first regional commercial bank in Nepal, initially serving the western region before expanding nationwide. The bank is named after the iconic Machhapuchhre peak, symbolizing stability, reliability, and long-term vision. Headquartered in Lazimpat, Kathmandu, MBL provides a comprehensive range of financial services including retail and corporate banking, SME financing, digital and mobile banking, remittance services, trade finance, cards and payment solutions, and treasury operations. With a strong network of branches, ATMs, and extension counters across the country, the bank serves a diverse customer base with modern, technology-driven banking solutions. Machhapuchhre Bank places a strong emphasis on digital transformation and service innovation. Its digital platforms—mobile banking, internet banking, QR payments, and cashless solutions—reflect its strategic focus on convenience, security, and efficiency. The bank has consistently prioritized responsible banking, customer satisfaction, and strong governance standards. With a commitment to financial inclusion, economic development, and sustainable growth, Machhapuchhre Bank Limited continues to strengthen its presence as a trusted and progressive institution within Nepal’s financial sector.

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Trading

Open

247.70

High

247.70

Low

243.00

Prev Close

243.50

Volume

32,449

Turnover

Rs 7,903,702.6

Txns

Valuation · Q3 FY25/26

EPS Ann.

14.66

EPS TTM

17.02

BVPS

154.52

P/E Ann.

16.58

P/E TTM

14.28

Graham #

225.76

Capital

Mkt Cap

29.37 Arab

Total

12.09 Crore

Public

5.92 Crore

Promoter

6.16 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

28.57

ADX

58.09

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

248.03

SMA 50

248.73

Bands & Channels

BB Width %

4.14%

Volume & Flow

OBV

5,757,142

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

224,670

Shares Bought

Total Sell

224,670

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 44%

Distribution 56%

Accumulators

Quantity

61,984

Amount

15,198,723

Avg Rate

245.20

Rank

#16

Brokers

#65#4#75#33

Distributors

Quantity

80,040

Amount

19,581,434

Avg Rate

244.65

Rank

#13

Brokers

#29#36#43#34

Net Flow Impact:

-18,056units

(Rs. -4,382,711)

Net Flow by Timeframe

MBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 298,334 ]

Buy Side

Total: 128,773

Broker

QTY

AVG

NET

19,317

246.30

+19,317

8.6%

18,250

245.21

+14,909

8.1%

13,017

243.86

+11,343

5.8%

11,400

244.87

+11,400

5.1%

9,339

243.11

+9,179

4.2%

9,012

244.86

+8,992

4.0%

8,985

244.17

+981

4.0%

8,923

244.00

+4,734

4.0%

6,000

242.50

+5,979

2.7%

5,000

244.59

+5,000

2.2%

4,560

245.04

+1,210

2.0%

3,880

246.19

+2,680

1.7%

3,820

243.40

+2,667

1.7%

3,722

244.67

+3,537

1.7%

3,548

246.64

+3,309

1.6%

Sell Side

Total: 169,561

Broker

QTY

AVG

NET

42,223

243.81

-28,963

18.8%

19,855

247.28

-804

8.8%

19,370

244.20

-7,515

8.6%

17,081

244.71

-15,057

7.6%

11,847

247.17

-11,756

5.3%

11,011

244.98

-7,971

4.9%

8,889

245.14

-8,349

4.0%

6,462

244.92

-5,422

2.9%

6,387

244.14

-4,103

2.8%

5,162

244.42

-976

2.3%

4,916

245.66

-4,713

2.2%

4,449

242.43

-3,699

2.0%

4,013

242.58

-3,513

1.8%

4,004

243.68

-3,328

1.8%

3,892

243.45

-3,092

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	8,688,216	7,815,872	8,707,873	0	+11.16%
Money at Call & Short Notice	9,736,583	10,886,058	6,396,400	0	-10.56%
Due from NRB	8,839,883	7,237,008	6,196,225	0	+22.15%
Placement with B/FIs	896,700	3,649,050	200,175	0	-75.43%
Loans & Advances
Loans and Advances	166,069,281	146,321,820	131,805,727	0	+13.50%
Breakdown
Loans & Advances to B/FIs	6,858,049	5,706,779	4,812,824	0	+20.17%
Loans & Advances to Customers	159,211,232	140,615,041	126,992,903	0	+13.22%
Investments
Investment Securities	56,990,380	35,381,914	29,602,673	0	+61.07%
Investment in Subsidiaries	412,923	400,000	400,000	0	+3.23%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	630,749	967,938	1,450,402	0	-34.84%
Other Assets
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Other Trading Assets	0.00	0.00	199687.48	0	-
Current Tax Assets	895,494	875,872	938,557	0	+2.24%
Deferred Tax Assets	168,154	338,652	120,184	0	-50.35%
Goodwill and Intangible Assets	117,061	174,895	128,507	0	-33.07%
Property & Equipment	1,471,024	1,464,102	1,601,332	0	+0.47%
Other Assets	5,302,769	4,877,375	4,723,800	0	+8.72%
Total Assets	249,301,925	208,115,078	184,688,209	0	+19.79%
Liabilities
Borrowings & Funding
Borrowings	7,832,738	16,470,024	14,716,602	0	-52.44%
Borrowing	0.00	2128889.05	2040509.15	0	-100.00%
Debt Securities Issued	5,363,741	5,369,441	5,366,653	0	-0.11%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,468,997	8,971,694	7,296,440	0	-72.48%
Due to NRB	0.00	0.00	13000.00	0	-
Deposits	213,563,522	169,659,049	149,060,074	0	+25.88%
Other Liabilities
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	4,564,421	3,829,977	4,014,103	0	+19.18%
Other Liabilities & Provisions	4,594,680	3,829,977	4,015,505	0	+19.97%
Total Liabilities	225,990,941	189,959,049	167,792,181	0	+18.97%
Shareholders Equity
Paid Up Capital	15,086,212	11,621,357	11,621,357	0	+29.81%
Share Premium	30,882	30,882	30,882	0	0.00%
Reserves & Surpluses
Reserves	7,431,617	6,433,047	5,549,425	0	+15.52%
Reserves & Surpluses	8,224,773	6,534,671	5,274,670	0	+25.86%
Retained Earnings	762,274	70,743	-305,637	0	+977.52%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	23,310,984	18,156,029	16,896,028	0	+28.39%
Total Liabilities & Equity	249,301,925	208,115,078	184,688,209	0	+19.79%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	305	-1.01	-0.33%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	198	+2.91	+1.49%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	700	+0.98	+0.14%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	236.7	-3.31	-1.38%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	193	-1.89	-0.97%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	208	0	0%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.3	-1.7	-0.78%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	525	+3.08	+0.59%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	263	-0.4	-0.15%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	331.9	+0.89	+0.27%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	191.8	-0.19	-0.1%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	237.9	-0.19	-0.08%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	233	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	0.43	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	190	+0.09	+0.05%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	352.3	+0.49	+0.14%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	393.9	+3.09	+0.79%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	388	-1.79	-0.46%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	641.8	+0.32	+0.05%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	322.53	0.08	-0.04%	0.06	0.058	188.91	74.1%	9.7	16.19	19.16	278.65	3.38	3.81	15.07	4.71%	2.314	37.39	4.497	35.331	5.504	0.85	1.03%	8.77	10.51%
MED	250.45	0	0%	0.05	0.06	176.81	76.03%	9.44	15.74	18.77	280.6	3.42	3.74	14.14	4.97%	1.965	20.03	0.97	17.215	4.21	0.81	1%	9.08	10.27%
MAX	700	3.09	1.49%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	190	-3.31	-1.38%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%