Machhapuchhre Bank Limited

BankingLow Cap

NPR 254.00

NPR +1+0.40%

09:14 AM NPT · Aug 12, 2026

Est. September 7, 2000 · Kathmandu, Nepal · CEO: Santosh Koirala

Machhapuchhre Bank Limited (MBL) is a leading “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established in 2000, it is recognized as the first regional commercial bank in Nepal, initially serving the western region before expanding nationwide. The bank is named after the iconic Machhapuchhre peak, symbolizing stability, reliability, and long-term vision. Headquartered in Lazimpat, Kathmandu, MBL provides a comprehensive range of financial services including retail and corporate banking, SME financing, digital and mobile banking, remittance services, trade finance, cards and payment solutions, and treasury operations. With a strong network of branches, ATMs, and extension counters across the country, the bank serves a diverse customer base with modern, technology-driven banking solutions. Machhapuchhre Bank places a strong emphasis on digital transformation and service innovation. Its digital platforms—mobile banking, internet banking, QR payments, and cashless solutions—reflect its strategic focus on convenience, security, and efficiency. The bank has consistently prioritized responsible banking, customer satisfaction, and strong governance standards. With a commitment to financial inclusion, economic development, and sustainable growth, Machhapuchhre Bank Limited continues to strengthen its presence as a trusted and progressive institution within Nepal’s financial sector.

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Trading

Open

254.00

High

255.00

Low

252.00

Prev Close

253.00

Volume

33,624

Turnover

Rs 8,536,344.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

14.66

EPS TTM

17.02

BVPS

154.52

P/E Ann.

17.33

P/E TTM

14.92

Graham #

225.76

Capital

Mkt Cap

30.7 Arab

Total

12.09 Crore

Public

5.92 Crore

Promoter

6.16 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

48.46

ADX

20.42

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

256.11

SMA 50

250.25

Bands & Channels

BB Width %

5.54%

Volume & Flow

OBV

6,276,768

Flow Analysis

[ Live 2026-08-12 ]

Total Buy

308,575

Shares Bought

Total Sell

308,575

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 53%

Distribution 47%

Accumulators

Quantity

105,936

Amount

26,820,427

Avg Rate

253.18

Rank

#13

Brokers

#42#8#16#52

Distributors

Quantity

95,786

Amount

24,140,869

Avg Rate

252.03

Rank

#13

Brokers

#11#96#50#56

Net Flow Impact:

+10,150units

(Rs. 2,679,558)

Net Flow by Timeframe

MBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 423,835 ]

Buy Side

Total: 211,833

Broker

QTY

AVG

NET

53,734

253.87

+52,399

17.4%

20,055

251.97

+17,822

6.5%

19,380

252.60

+19,247

6.3%

15,573

253.43

+10,292

5.0%

15,142

252.52

+3,567

4.9%

12,767

253.02

+11,756

4.1%

11,997

252.12

+7,785

3.9%

10,236

251.80

+7,295

3.3%

9,400

252.07

+8,826

3.0%

9,069

254.09

+8,869

2.9%

7,720

251.71

+5,719

2.5%

7,160

252.29

+5,772

2.3%

7,000

253.43

+5,000

2.3%

6,410

252.96

+3,059

2.1%

6,190

251.62

+5,900

2.0%

Sell Side

Total: 212,002

Broker

QTY

AVG

NET

47,260

251.96

-46,490

15.3%

18,000

252.22

-17,810

5.8%

16,729

252.95

-8,908

5.4%

16,604

251.62

-15,304

5.4%

14,223

253.05

-8,853

4.6%

13,922

252.52

-13,722

4.5%

11,508

253.66

-5,818

3.7%

11,424

252.68

-9,373

3.7%

10,416

253.94

-8,106

3.4%

10,409

252.34

-3,922

3.4%

10,400

251.69

-10,380

3.4%

9,208

253.45

-4,336

3.0%

7,709

251.67

-7,709

2.5%

7,200

253.15

-3,958

2.3%

6,990

253.71

-6,990

2.3%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	8,688,216	7,815,872	8,707,873	0	+11.16%
Money at Call & Short Notice	9,736,583	10,886,058	6,396,400	0	-10.56%
Due from NRB	8,839,883	7,237,008	6,196,225	0	+22.15%
Placement with B/FIs	896,700	3,649,050	200,175	0	-75.43%
Loans & Advances
Loans and Advances	166,069,281	146,321,820	131,805,727	0	+13.50%
Breakdown
Loans & Advances to B/FIs	6,858,049	5,706,779	4,812,824	0	+20.17%
Loans & Advances to Customers	159,211,232	140,615,041	126,992,903	0	+13.22%
Investments
Investment Securities	56,990,380	35,381,914	29,602,673	0	+61.07%
Investment in Subsidiaries	412,923	400,000	400,000	0	+3.23%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	630,749	967,938	1,450,402	0	-34.84%
Other Assets
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Other Trading Assets	0.00	0.00	199687.48	0	-
Current Tax Assets	895,494	875,872	938,557	0	+2.24%
Deferred Tax Assets	168,154	338,652	120,184	0	-50.35%
Goodwill and Intangible Assets	117,061	174,895	128,507	0	-33.07%
Property & Equipment	1,471,024	1,464,102	1,601,332	0	+0.47%
Other Assets	5,302,769	4,877,375	4,723,800	0	+8.72%
Total Assets	249,301,925	208,115,078	184,688,209	0	+19.79%
Liabilities
Borrowings & Funding
Borrowings	7,832,738	16,470,024	14,716,602	0	-52.44%
Borrowing	0.00	2128889.05	2040509.15	0	-100.00%
Debt Securities Issued	5,363,741	5,369,441	5,366,653	0	-0.11%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,468,997	8,971,694	7,296,440	0	-72.48%
Due to NRB	0.00	0.00	13000.00	0	-
Deposits	213,563,522	169,659,049	149,060,074	0	+25.88%
Other Liabilities
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	4,564,421	3,829,977	4,014,103	0	+19.18%
Other Liabilities & Provisions	4,594,680	3,829,977	4,015,505	0	+19.97%
Total Liabilities	225,990,941	189,959,049	167,792,181	0	+18.97%
Shareholders Equity
Paid Up Capital	15,086,212	11,621,357	11,621,357	0	+29.81%
Share Premium	30,882	30,882	30,882	0	0.00%
Reserves & Surpluses
Reserves	7,431,617	6,433,047	5,549,425	0	+15.52%
Reserves & Surpluses	8,224,773	6,534,671	5,274,670	0	+25.86%
Retained Earnings	762,274	70,743	-305,637	0	+977.52%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	23,310,984	18,156,029	16,896,028	0	+28.39%
Total Liabilities & Equity	249,301,925	208,115,078	184,688,209	0	+19.79%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	304	+1.51	+0.5%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203.9	+1.1	+0.54%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	716.6	+1.57	+0.22%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	250	-0.7	-0.28%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	195	+1.01	+0.52%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	219	+3	+1.39%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	220.9	-0.11	-0.05%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	550	-0.99	-0.18%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	267	+1.09	+0.41%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	325.1	-0.91	-0.28%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	193.1	-0.19	-0.1%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	242.9	-0.39	-0.16%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	240	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	0.43	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	189.4	-0.61	-0.32%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	366	-2.99	-0.81%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	404	-1.01	-0.25%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	410.9	+0.9	+0.22%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	650	+0.71	+0.11%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	330.43	0.17	0.08%	0.06	0.058	188.91	74.1%	9.7	16.19	19.16	278.65	3.38	3.81	15.07	4.71%	2.314	37.39	4.497	35.331	5.504	0.85	1.03%	8.77	10.51%
MED	258.5	-0.06	-0.03%	0.05	0.06	176.81	76.03%	9.44	15.74	18.77	280.6	3.42	3.74	14.14	4.97%	1.965	20.03	0.97	17.215	4.21	0.81	1%	9.08	10.27%
MAX	716.6	3	1.39%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	189.4	-2.99	-0.81%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%