Machhapuchhre Bank Limited

BankingLow Cap

NPR 253.00

NPR +2.7+1.08%

09:14 AM NPT · Aug 11, 2026

Est. September 7, 2000 · Kathmandu, Nepal · CEO: Santosh Koirala

Machhapuchhre Bank Limited (MBL) is a leading “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established in 2000, it is recognized as the first regional commercial bank in Nepal, initially serving the western region before expanding nationwide. The bank is named after the iconic Machhapuchhre peak, symbolizing stability, reliability, and long-term vision. Headquartered in Lazimpat, Kathmandu, MBL provides a comprehensive range of financial services including retail and corporate banking, SME financing, digital and mobile banking, remittance services, trade finance, cards and payment solutions, and treasury operations. With a strong network of branches, ATMs, and extension counters across the country, the bank serves a diverse customer base with modern, technology-driven banking solutions. Machhapuchhre Bank places a strong emphasis on digital transformation and service innovation. Its digital platforms—mobile banking, internet banking, QR payments, and cashless solutions—reflect its strategic focus on convenience, security, and efficiency. The bank has consistently prioritized responsible banking, customer satisfaction, and strong governance standards. With a commitment to financial inclusion, economic development, and sustainable growth, Machhapuchhre Bank Limited continues to strengthen its presence as a trusted and progressive institution within Nepal’s financial sector.

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Trading

Open

250.50

High

255.00

Low

250.50

Prev Close

250.30

Volume

52,563

Turnover

Rs 13,249,723.9

Txns

Valuation · Q3 FY25/26

EPS Ann.

14.66

EPS TTM

17.02

BVPS

154.52

P/E Ann.

17.26

P/E TTM

14.86

Graham #

225.76

Capital

Mkt Cap

30.58 Arab

Total

12.09 Crore

Public

5.92 Crore

Promoter

6.16 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

48.46

ADX

18.77

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

255.75

SMA 50

250.16

Bands & Channels

BB Width %

6.39%

Volume & Flow

OBV

6,243,136

Flow Analysis

[ Live 2026-08-11 ]

Total Buy

359,795

Shares Bought

Total Sell

359,795

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 63%

Distribution 37%

Accumulators

Quantity

132,111

Amount

33,478,410

Avg Rate

253.41

Rank

Brokers

#42#16#8#49#52

Distributors

Quantity

78,375

Amount

19,800,649

Avg Rate

252.64

Rank

#16

Brokers

#11#96#94

Net Flow Impact:

+53,736units

(Rs. 13,677,762)

Net Flow by Timeframe

MBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 471,733 ]

Buy Side

Total: 248,749

Broker

QTY

AVG

NET

55,218

253.91

+53,750

15.3%

26,140

255.02

+9,101

7.3%

25,055

252.58

+22,945

7.0%

20,437

254.09

+13,074

5.7%

19,234

252.60

+19,234

5.3%

15,842

252.59

+3,217

4.4%

13,481

255.36

+3,481

3.8%

12,402

252.14

+8,120

3.5%

12,167

253.00

+10,256

3.4%

9,573

253.01

+4,232

2.7%

9,490

252.10

+9,016

2.6%

8,540

252.72

+6,261

2.4%

8,305

251.97

+7,304

2.3%

6,497

254.05

+797

1.8%

6,368

251.71

+6,068

1.8%

Sell Side

Total: 222,984

Broker

QTY

AVG

NET

47,160

251.95

-46,360

13.1%

19,312

253.79

-11,003

5.4%

16,104

251.57

-14,772

4.5%

16,000

252.06

-15,810

4.5%

15,215

255.37

-15,215

4.2%

14,223

253.05

-9,009

4.0%

13,922

252.52

-13,722

3.9%

13,909

254.74

-10,647

3.9%

11,610

255.19

-11,340

3.2%

10,766

254.25

-9,906

3.0%

10,550

255.62

-7,420

2.9%

10,220

251.63

-9,350

2.8%

8,904

252.28

-8,904

2.5%

7,667

254.23

-2,654

2.1%

7,422

253.99

-2,686

2.1%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	8,688,216	7,815,872	8,707,873	0	+11.16%
Money at Call & Short Notice	9,736,583	10,886,058	6,396,400	0	-10.56%
Due from NRB	8,839,883	7,237,008	6,196,225	0	+22.15%
Placement with B/FIs	896,700	3,649,050	200,175	0	-75.43%
Loans & Advances
Loans and Advances	166,069,281	146,321,820	131,805,727	0	+13.50%
Breakdown
Loans & Advances to B/FIs	6,858,049	5,706,779	4,812,824	0	+20.17%
Loans & Advances to Customers	159,211,232	140,615,041	126,992,903	0	+13.22%
Investments
Investment Securities	56,990,380	35,381,914	29,602,673	0	+61.07%
Investment in Subsidiaries	412,923	400,000	400,000	0	+3.23%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	630,749	967,938	1,450,402	0	-34.84%
Other Assets
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Other Trading Assets	0.00	0.00	199687.48	0	-
Current Tax Assets	895,494	875,872	938,557	0	+2.24%
Deferred Tax Assets	168,154	338,652	120,184	0	-50.35%
Goodwill and Intangible Assets	117,061	174,895	128,507	0	-33.07%
Property & Equipment	1,471,024	1,464,102	1,601,332	0	+0.47%
Other Assets	5,302,769	4,877,375	4,723,800	0	+8.72%
Total Assets	249,301,925	208,115,078	184,688,209	0	+19.79%
Liabilities
Borrowings & Funding
Borrowings	7,832,738	16,470,024	14,716,602	0	-52.44%
Borrowing	0.00	2128889.05	2040509.15	0	-100.00%
Debt Securities Issued	5,363,741	5,369,441	5,366,653	0	-0.11%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,468,997	8,971,694	7,296,440	0	-72.48%
Due to NRB	0.00	0.00	13000.00	0	-
Deposits	213,563,522	169,659,049	149,060,074	0	+25.88%
Other Liabilities
Derivative Financial Instruments	0.00	34814.81	0.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	4,564,421	3,829,977	4,014,103	0	+19.18%
Other Liabilities & Provisions	4,594,680	3,829,977	4,015,505	0	+19.97%
Total Liabilities	225,990,941	189,959,049	167,792,181	0	+18.97%
Shareholders Equity
Paid Up Capital	15,086,212	11,621,357	11,621,357	0	+29.81%
Share Premium	30,882	30,882	30,882	0	0.00%
Reserves & Surpluses
Reserves	7,431,617	6,433,047	5,549,425	0	+15.52%
Reserves & Surpluses	8,224,773	6,534,671	5,274,670	0	+25.86%
Retained Earnings	762,274	70,743	-305,637	0	+977.52%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	23,310,984	18,156,029	16,896,028	0	+28.39%
Total Liabilities & Equity	249,301,925	208,115,078	184,688,209	0	+19.79%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	302.5	-2.5	-0.82%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	202.8	+2.6	+1.3%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	715	0	0%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	250.7	-0.3	-0.12%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	194	-0.8	-0.41%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	216	+1.01	+0.47%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	221	+0.99	+0.45%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	551	+1.59	+0.29%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	265.9	-0.11	-0.04%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	326	+1.01	+0.31%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	193.3	+0.41	+0.21%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	243.3	+0.29	+0.12%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	240	+1	+0.42%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	0.43	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	190	+1.51	+0.8%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	369	-0.81	-0.22%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	405	+4.01	+1%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	410	+4.9	+1.21%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	649.3	+6.11	+0.95%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	330.27	1.16	0.33%	0.06	0.058	188.91	74.1%	9.7	16.19	19.16	278.65	3.38	3.81	15.07	4.71%	2.314	37.39	4.497	35.331	5.504	0.85	1.03%	8.77	10.51%
MED	258.3	1	0.3%	0.05	0.06	176.81	76.03%	9.44	15.74	18.77	280.6	3.42	3.74	14.14	4.97%	1.965	20.03	0.97	17.215	4.21	0.81	1%	9.08	10.27%
MAX	715	6.11	1.3%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	190	-2.5	-0.82%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%