Mero Microfinance Bittiya Sanstha Ltd.

MicrofinanceHigh Cap

NPR 715.00

NPR -2.1-0.29%

09:12 AM NPT · May 13, 2026

Est. July 14, 2013 · E - W Hwy, 33007, Nuwakot, Nepal · CEO: Ram Hari Dahal

Mero Microfinance Bittiya Sanstha Limited (MMFBSL) is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting financial inclusion and uplifting low-income households across Nepal, the institution provides a wide range of microfinance services to underserved and marginalized communities. The organization primarily focuses on delivering micro-loans, savings and deposit products, micro-insurance, and financial education programs targeted at women, small entrepreneurs, and rural families. Through innovative community-based lending models and group lending approaches, Mero Microfinance aims to empower individuals to start small businesses, enhance income generation, and achieve economic self-reliance. With an expanding branch network covering diverse geographical regions, the institution also offers non-financial services such as financial literacy, entrepreneurship training, and capacity-building programs. These initiatives strengthen the socio-economic foundation of communities and support sustainable development. Committed to responsible banking, transparency, and social impact, Mero Microfinance Bittiya Sanstha Ltd. continues to play a significant role in poverty reduction, women’s empowerment, and community transformation across Nepal.

www.meromicrofinance.com/facebook

Trading

Open

710.00

High

727.00

Low

710.00

Prev Close

717.10

Volume

1,943

Turnover

Rs 1,385,890

Txns

Valuation · Q2 FY25/26

EPS Ann.

13.88

EPS TTM

16.56

BVPS

155.78

P/E Ann.

51.51

P/E TTM

43.18

Graham #

220.57

Capital

Mkt Cap

10.15 Arab

Total

1.42 Crore

Public

69.53 Lakh

Promoter

72.37 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

39.54

ADX

24.04

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

724.39

SMA 50

744.39

Bands & Channels

BB Width %

5.65%

Volume & Flow

OBV

2,604,848

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

15,625

Shares Bought

Total Sell

15,625

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 49%

Distribution 51%

Accumulators

Quantity

5,843

Amount

4,203,694

Avg Rate

719.44

Rank

#18

Brokers

#54#39#6

Distributors

Quantity

6,134

Amount

4,418,409

Avg Rate

720.31

Rank

#25

Brokers

#4#16#53#74

Net Flow Impact:

-291units

(Rs. -214,716)

Net Flow by Timeframe

MERO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 24,940 ]

Buy Side

Total: 12,347

Broker

QTY

AVG

NET

3,406

714.86

+3,376

21.8%

1,287

726.19

+1,282

8.2%

1,150

725.46

+1,147

7.4%

1,090

726.46

+1,090

7.0%

1,045

724.94

+860

6.7%

610

709.47

+532

3.9%

540

713.69

+539

3.5%

522

710.63

+522

3.3%

504

733.50

+148

3.2%

500

725.00

+294

3.2%

450

724.54

+450

2.9%

390

719.71

+230

2.5%

300

721.84

+300

1.9%

300

721.87

+290

1.9%

253

723.04

+253

1.6%

Sell Side

Total: 12,593

Broker

QTY

AVG

NET

1,907

716.04

-1,907

12.2%

1,576

715.09

-1,576

10.1%

1,331

726.56

-1,321

8.5%

1,320

726.45

-1,251

8.4%

900

722.47

-754

5.8%

768

710.02

-500

4.9%

699

719.34

-699

4.5%

681

726.34

-131

4.4%

610

721.36

-610

3.9%

557

714.15

-505

3.6%

549

718.42

-288

3.5%

526

724.21

-526

3.4%

483

711.49

-5

3.1%

344

734.25

-344

2.2%

342

715.08

-332

2.2%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	1,419,000,000	1,320,000,000	1,320,000,000	1,200,000,000	+7.50%
Reserves and Surplus	791,541,732	805,011,296	649,688,236	854,290,402	-1.67%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	9,047,829,454	8,404,004,951	8,145,947,112	9,295,519,247	+7.66%
Deposits	4,246,574,498	3,628,504,394	3,381,091,259	3,597,998,328	+17.03%
Income Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	1,031,490,739	955,356,478	776,334,268	718,868,662	+7.97%
Total Capital & Liabilities	16,536,436,423	15,112,877,119	14,273,060,875	15,666,676,639	+9.42%
Assets
Cash and Bank Balance	1,478,561,856	694,273,584	259,559,015	311,521,335	+112.97%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	2,900,000	2,900,000	2,000,000	51,347,512	0.00%
Loan and Advances	14,731,639,886	14,143,645,016	13,787,272,159	15,031,273,463	+4.16%
Fixed Assets	109,989,341	124,296,616	121,292,354	138,722,241	-11.51%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	213,345,339	147,761,903	102,937,346	133,812,088	+44.38%
Total Assets	16,536,436,422	15,112,877,119	14,273,060,874	15,666,676,639	+9.42%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	954	+3.04	+0.32%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,107.4	-4.56	-0.41%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,050	-15.16	-0.25%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,105	-23.01	-2.04%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	919	0	0%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,472	+7.91	+0.54%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	846.2	-0.68	-0.08%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,328	-166.99	-11.17%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	793	-11.99	-1.49%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050.1	-9.86	-0.93%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	762.2	-8.79	-1.14%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.5	-21.51	-1.89%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	-25.09	-1.39%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,332.9	+5.05	+0.38%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	-14.01	-1.55%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	935	+1.96	+0.21%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,300	-4.96	-0.38%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,100	+14.97	+1.38%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	884.8	-4.89	-0.55%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	960	+2.11	+0.22%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	910	+9.46	+1.05%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,192	-2.99	-0.25%	0	0.14	223.65	235.93%	47.22	44.45	472.95	7.86%	8.78%	8.39%	23.4%	11.8	27.95	1.18	27.61	29.33	26.17	3.24%	3.05%	23.7%	22.32%

AVG	1,308.55	-12.27	-0.88%	0.01	0.121	201.82	126.89%	31.65	34.77	388.02	7.14%	7.58%	9.09%	16.2%	12.967	28.907	44.26	28.622	43.803	28.628	1.86%	2.09%	16.76%	18.73%
MED	1,075.05	-4.73	-0.32%	0	0.13	182.2	110.73%	31.57	34.61	371.05	7.89%	7.44%	8.94%	15.97%	11.735	35.725	0.385	34.705	31.36	20.49	2.01%	2.21%	16.54%	17.52%
MAX	6,050	14.97	1.38%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	18.48%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	762.2	-166.99	-11.17%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%