Mero Microfinance Bittiya Sanstha Ltd.

MicrofinanceHigh Cap

NPR 710.90

NPR -1.1-0.15%

09:14 AM NPT · Jun 26, 2026

Est. July 14, 2013 · E - W Hwy, 33007, Nuwakot, Nepal · CEO: Ram Hari Dahal

Mero Microfinance Bittiya Sanstha Limited (MMFBSL) is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting financial inclusion and uplifting low-income households across Nepal, the institution provides a wide range of microfinance services to underserved and marginalized communities. The organization primarily focuses on delivering micro-loans, savings and deposit products, micro-insurance, and financial education programs targeted at women, small entrepreneurs, and rural families. Through innovative community-based lending models and group lending approaches, Mero Microfinance aims to empower individuals to start small businesses, enhance income generation, and achieve economic self-reliance. With an expanding branch network covering diverse geographical regions, the institution also offers non-financial services such as financial literacy, entrepreneurship training, and capacity-building programs. These initiatives strengthen the socio-economic foundation of communities and support sustainable development. Committed to responsible banking, transparency, and social impact, Mero Microfinance Bittiya Sanstha Ltd. continues to play a significant role in poverty reduction, women’s empowerment, and community transformation across Nepal.

www.meromicrofinance.com/facebook

Trading

Open

702.50

High

710.90

Low

702.00

Prev Close

712.00

Volume

3,438

Turnover

Rs 2,432,623.1

Txns

Valuation · Q3 FY25/26

EPS Ann.

13.33

EPS TTM

15.83

BVPS

151.87

P/E Ann.

53.33

P/E TTM

44.91

Graham #

213.42

Capital

Mkt Cap

10.09 Arab

Total

1.42 Crore

Public

69.53 Lakh

Promoter

72.37 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

38.46

ADX

29.4

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

720.48

SMA 50

720.69

Bands & Channels

BB Width %

3.88%

Volume & Flow

OBV

2,597,718

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

18,946

Shares Bought

Total Sell

18,946

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 54%

Distribution 46%

Accumulators

Quantity

6,637

Amount

4,717,680

Avg Rate

710.82

Rank

#19

Brokers

#45#48

Distributors

Quantity

5,672

Amount

4,021,275

Avg Rate

708.97

Rank

#20

Brokers

#17#5#16#33

Net Flow Impact:

+965units

(Rs. 696,405)

Net Flow by Timeframe

MERO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 27,938 ]

Buy Side

Total: 14,781

Broker

QTY

AVG

NET

3,640

714.39

+3,303

19.2%

2,997

706.48

+2,181

15.8%

1,864

708.66

+1,764

9.8%

1,770

706.63

+1,120

9.3%

984

704.57

+776

5.2%

591

706.60

+209

3.1%

550

703.45

+550

2.9%

500

720.00

+200

2.6%

500

702.00

+500

2.6%

380

702.49

+80

2.0%

315

711.58

+268

1.7%

230

704.04

+155

1.2%

200

714.00

+30

1.1%

150

711.00

+150

0.8%

110

703.18

+63

0.6%

Sell Side

Total: 13,157

Broker

QTY

AVG

NET

1,784

703.66

-1,784

9.4%

1,652

703.49

-213

8.7%

1,586

715.86

-1,190

8.4%

1,227

709.50

-1,227

6.5%

1,075

707.00

-1,055

5.7%

1,047

702.01

-1,047

5.5%

886

707.31

-72

4.7%

660

720.00

-289

3.5%

600

712.58

-450

3.2%

568

706.23

-535

3.0%

565

707.92

-465

3.0%

404

703.71

-404

2.1%

398

709.08

-193

2.1%

371

707.10

-371

2.0%

334

710.94

-333

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	1,486,403	1,419,000	1,320,000	0	+4.75%
Reserves and Surplus	770,938	750,825	709,136	0	+2.68%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	10,524,522	8,588,409	8,293,600	0	+22.54%
Deposits	4,477,093	3,783,862	3,396,809	0	+18.32%
Income Tax Liabilities	0.00	0.00	164.76	0	-
Other Liabilities	1,048,483	979,263	819,256	0	+7.07%
Total Capital & Liabilities	18,307,440	15,521,359	14,538,966	0	+17.95%
Assets
Cash and Bank Balance	2,466,133	521,316	315,016	0	+373.06%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	2,900	47,653	2,000	0	-93.91%
Loan and Advances	15,563,037	14,685,914	13,997,272	0	+5.97%
Fixed Assets	108,373	101,098	121,054	0	+7.20%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	166,998	165,379	103,624	0	+0.98%
Total Assets	18,307,440	15,521,359	14,538,966	0	+17.95%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,060	+0.11	+0.01%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	830	-3.42	-0.41%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	890.1	-17.89	-1.97%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,167.9	-0.12	-0.01%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,265.75	-12.7	-1.14%	0.01	0.123	204.62	137.19%	7.49	32.4	35.82	395.45	7.6	7.53	16.73	11.33%	8.602	54.77	1	45.778	13.084	2.03	2.27%	16.9	18.78%
MED	1,010.5	-4.66	-0.33%	0	0.13	178.61	111.88%	7.08	32.55	35.86	386.39	7.86	7.79	16.88	9.96%	8.12	41.76	0.55	28.705	9.97	2.17	2.41%	16.93	21.26%
MAX	5,894	13.03	1.28%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.34	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	767.6	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%