Mero Microfinance Bittiya Sanstha Ltd.

MicrofinanceHigh Cap

NPR 607.00

NPR +3+0.50%

09:07 AM NPT · Sep 24, 2026

Est. July 14, 2013 · E - W Hwy, 33007, Nuwakot, Nepal · CEO: Ram Hari Dahal

Mero Microfinance Bittiya Sanstha Limited (MMFBSL) is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting financial inclusion and uplifting low-income households across Nepal, the institution provides a wide range of microfinance services to underserved and marginalized communities. The organization primarily focuses on delivering micro-loans, savings and deposit products, micro-insurance, and financial education programs targeted at women, small entrepreneurs, and rural families. Through innovative community-based lending models and group lending approaches, Mero Microfinance aims to empower individuals to start small businesses, enhance income generation, and achieve economic self-reliance. With an expanding branch network covering diverse geographical regions, the institution also offers non-financial services such as financial literacy, entrepreneurship training, and capacity-building programs. These initiatives strengthen the socio-economic foundation of communities and support sustainable development. Committed to responsible banking, transparency, and social impact, Mero Microfinance Bittiya Sanstha Ltd. continues to play a significant role in poverty reduction, women’s empowerment, and community transformation across Nepal.

www.meromicrofinance.com/facebook

Trading

Open

600.00

High

609.90

Low

600.00

Prev Close

604.00

Volume

1,641

Turnover

Rs 992,551.8

Txns

Valuation · Q4 FY25/26

EPS Ann.

8.47

EPS TTM

8.47

BVPS

149.87

P/E Ann.

71.66

P/E TTM

71.66

Graham #

169.00

Capital

Mkt Cap

8.61 Arab

Total

1.42 Crore

Public

69.53 Lakh

Promoter

72.37 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

52.41

ADX

35.06

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

609.46

SMA 50

647.69

Bands & Channels

BB Width %

6.06%

Volume & Flow

OBV

2,506,347

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

19,913

Shares Bought

Total Sell

19,913

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 38%

Distribution 62%

Accumulators

Quantity

7,102

Amount

4,315,931

Avg Rate

607.71

Rank

#22

Brokers

#34#58#57

Distributors

Quantity

11,361

Amount

6,909,059

Avg Rate

608.14

Rank

#17

Brokers

#16#64

Net Flow Impact:

-4,259units

(Rs. -2,593,129)

Net Flow by Timeframe

MERO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 32,363 ]

Buy Side

Total: 15,479

Broker

QTY

AVG

NET

3,176

609.15

+2,879

15.9%

2,569

607.99

+2,085

12.9%

1,357

603.80

+1,357

6.8%

1,278

608.86

+1,206

6.4%

1,200

608.74

+1,188

6.0%

1,000

605.60

+890

5.0%

1,000

605.20

+1,000

5.0%

783

605.72

+377

3.9%

642

609.00

+642

3.2%

539

607.11

+339

2.7%

500

601.00

+100

2.5%

425

604.31

+356

2.1%

410

602.05

+306

2.1%

300

605.43

+292

1.5%

300

608.70

+300

1.5%

Sell Side

Total: 16,884

Broker

QTY

AVG

NET

8,861

609.92

-7,583

44.5%

2,500

601.83

-2,200

12.6%

1,595

603.44

-1,575

8.0%

1,000

605.60

-990

5.0%

642

609.00

-642

3.2%

451

600.05

-51

2.3%

375

606.30

-355

1.9%

304

609.09

-158

1.5%

252

605.75

-252

1.3%

229

607.57

-209

1.1%

210

607.15

-110

1.1%

205

611.30

-83

1.0%

175

605.00

-155

0.9%

612.00

-50

0.3%

607.21

-35

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	1,419,000	1,320,000	0	+7.50%
Reserves and Surplus	0	824,601	798,976	0	+3.21%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	12,814,699	8,208,806	8,368,321	0	+56.11%
Deposits	0	3,980,899	3,407,984	0	+16.81%
Income Tax Liabilities	0	24,649	5,300	0	+365.09%
Other Liabilities	1,001,220	1,063,598	858,356	0	-5.86%
Total Capital & Liabilities	0	15,521,554	14,758,936	0	+5.17%
Assets
Cash and Bank Balance	0	205,527	644,622	0	-68.12%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	2,900	47,093	0	-93.84%
Loan and Advances	0	15,017,885	13,850,161	0	+8.43%
Fixed Assets	0	118,186	118,909	0	-0.61%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	109,777	177,056	98,152	0	-38.00%
Total Assets	20,713,572	15,521,554	14,758,936	0	+33.45%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	877	-0.97	-0.11%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,174.4	-19.58	-1.64%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,987	+48.89	+0.99%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,060	+0.95	+0.09%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	956.8	+7.78	+0.82%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	26.73	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,630	+99.05	+6.47%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	13.46	4.07	4.02	4.02%	34.85	34.85%
DDBL	861	+4.97	+0.58%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,205.1	-136.73	-10.19%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	759.5	+9.52	+1.27%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900	+6.97	+0.78%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	692	-0.48	-0.07%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,139.5	+11.39	+1.01%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,700	-9.92	-0.58%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,124	+23.98	+2.18%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	869	+3.81	+0.44%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	950	-18	-1.86%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,278.8	+3.7	+0.29%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	969	-0.97	-0.1%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	828	+17.98	+2.22%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	860	+5.98	+0.7%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	727.1	-21.79	-2.91%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	16.37	3.47	2.3	2.3%	27.46	27.46%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	978.9	+9.88	+1.02%	0	0.12	167.93	237.58%	7.88	20.07	20.07	275.38	7.03	6.92	11.91	9.89%	6.65	55.66	49.48	6.63	1.38	1.38%	11.97	11.97%

AVG	1,205.78	2.11	0.06%	0.01	0.125	211.03	137.39%	7.21	40.13	39.98	428.22	7.69	7.23	20	10.61%	6.084	38.15	36.415	7.21	2.42	2.41%	19.47	19.42%
MED	962.9	4.39	0.51%	0	0.13	179.82	114.29%	6.85	34.27	34.27	363.24	8.13	7.23	18.83	9.41%	5.245	28.01	30.22	5.1	2.34	2.34%	18.84	18.84%
MAX	4,987	99.05	6.47%	0.03	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	92.34	28.58	4.02	4.02%	39.92	39.92%
MIN	692	-136.73	-10.19%	0	0.06	137.26	25.3%	2.09	10.7	10.7	205.32	1.36	4.04	6.47	2.3%	3.51	12	13.46	3.47	0.75	0.75%	6.42	6.42%