Mero Microfinance Bittiya Sanstha Ltd.

MicrofinanceHigh Cap

NPR 631.90

NPR +2+0.32%

09:14 AM NPT · Nov 6, 2026

Est. July 14, 2013 · E - W Hwy, 33007, Nuwakot, Nepal · CEO: Ram Hari Dahal

Mero Microfinance Bittiya Sanstha Limited (MMFBSL) is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting financial inclusion and uplifting low-income households across Nepal, the institution provides a wide range of microfinance services to underserved and marginalized communities. The organization primarily focuses on delivering micro-loans, savings and deposit products, micro-insurance, and financial education programs targeted at women, small entrepreneurs, and rural families. Through innovative community-based lending models and group lending approaches, Mero Microfinance aims to empower individuals to start small businesses, enhance income generation, and achieve economic self-reliance. With an expanding branch network covering diverse geographical regions, the institution also offers non-financial services such as financial literacy, entrepreneurship training, and capacity-building programs. These initiatives strengthen the socio-economic foundation of communities and support sustainable development. Committed to responsible banking, transparency, and social impact, Mero Microfinance Bittiya Sanstha Ltd. continues to play a significant role in poverty reduction, women’s empowerment, and community transformation across Nepal.

www.meromicrofinance.com/facebook

Trading

Open

640.00

High

640.00

Low

625.00

Prev Close

629.90

Volume

7,908

Turnover

Rs 4,976,828.3

Txns

Valuation · Q4 FY25/26

EPS Ann.

8.47

EPS TTM

8.47

BVPS

149.87

P/E Ann.

74.60

P/E TTM

74.60

Graham #

169.00

Capital

Mkt Cap

8.92 Arab

Total

1.41 Crore

Public

57.29 Lakh

Promoter

83.82 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

61.43

ADX

53.05

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

597.34

SMA 50

607.05

Bands & Channels

BB Width %

12.51%

Volume & Flow

OBV

2,791,551

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

191,238

Shares Bought

Total Sell

191,238

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

122,515

Amount

75,753,164

Avg Rate

618.32

Rank

Brokers

#45#38#42#64

Distributors

Quantity

124,213

Amount

76,675,712

Avg Rate

617.29

Rank

Brokers

#50#40#32#33

Net Flow Impact:

-1,698units

(Rs. -922,548)

Net Flow by Timeframe

MERO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 317,558 ]

Buy Side

Total: 166,686

Broker

QTY

AVG

NET

38,736

620.04

+38,549

20.3%

32,847

617.08

+23,418

17.2%

27,342

617.17

+24,440

14.3%

23,590

618.54

+22,630

12.3%

15,500

617.91

+15,500

8.1%

5,500

622.37

+22

2.9%

4,156

622.34

+4,156

2.2%

4,103

623.86

+1,837

2.1%

2,785

624.08

+537

1.5%

2,500

625.17

+1,500

1.3%

2,400

624.47

+2,400

1.3%

2,292

627.67

+985

1.2%

1,920

623.31

+1,340

1.0%

1,525

626.66

+1,475

0.8%

1,490

627.44

+1,490

0.8%

Sell Side

Total: 150,872

Broker

QTY

AVG

NET

91,229

616.91

-90,718

47.7%

22,515

616.49

-22,515

11.8%

5,883

624.15

-5,833

3.1%

4,586

619.97

-3,659

2.4%

3,932

621.25

-3,132

2.1%

3,541

625.02

-669

1.9%

3,469

627.00

-3,469

1.8%

2,945

625.06

-2,935

1.5%

2,484

622.81

-932

1.3%

2,394

623.34

-2,244

1.3%

2,138

619.87

-2,111

1.1%

1,604

625.56

-1,584

0.8%

1,450

615.90

-255

0.8%

1,400

621.65

-1,390

0.7%

1,302

619.30

-1,302

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	1,419,000	1,320,000	0	+7.50%
Reserves and Surplus	0	824,601	798,976	0	+3.21%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	12,814,699	8,208,806	8,368,321	0	+56.11%
Deposits	0	3,980,899	3,407,984	0	+16.81%
Income Tax Liabilities	0	24,649	5,300	0	+365.09%
Other Liabilities	1,001,220	1,063,598	858,356	0	-5.86%
Total Capital & Liabilities	0	15,521,554	14,758,936	0	+5.17%
Assets
Cash and Bank Balance	0	205,527	644,622	0	-68.12%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	2,900	47,093	0	-93.84%
Loan and Advances	0	15,017,885	13,850,161	0	+8.43%
Fixed Assets	0	118,186	118,909	0	-0.61%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	109,777	177,056	98,152	0	-38.00%
Total Assets	20,713,572	15,521,554	14,758,936	0	+33.45%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	817.5	-15.66	-1.88%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,169.6	-2.34	-0.2%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,899.3	+30.19	+0.62%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,020	+2.04	+0.2%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	987	-2.77	-0.28%	0.04	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	26.73	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,362	+10.41	+0.77%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	13.46	4.07	4.02	4.02%	34.85	34.85%
DDBL	862.5	-4.51	-0.52%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,039	0	0%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	718	+2	+0.28%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900.1	+5.1	+0.57%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	641.3	-10.23	-1.57%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,127.6	+17.54	+1.58%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,440	-39.05	-2.64%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,039	+9.98	+0.97%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	870	-8.97	-1.02%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	965	+24.91	+2.65%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,289	+7.94	+0.62%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	923.4	+10.41	+1.14%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	775.1	+0.08	+0.01%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	813.9	+0.89	+0.11%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	709.8	+9.18	+1.31%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	16.37	3.47	2.3	2.3%	27.46	27.46%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	920	0	0%	0	0.12	167.93	237.58%	7.88	20.07	20.07	275.38	7.03	6.92	11.91	9.89%	6.65	55.66	49.48	6.63	1.38	1.38%	11.97	11.97%

AVG	1,149.5	2.14	0.12%	0.01	0.125	211.03	137.39%	7.21	40.13	39.98	428.22	7.69	7.23	20	10.61%	6.084	38.15	36.415	7.21	2.42	2.41%	19.47	19.42%
MED	944.2	1.45	0.16%	0	0.13	179.82	114.29%	6.85	34.27	34.27	363.24	8.13	7.23	18.83	9.41%	5.245	28.01	30.22	5.1	2.34	2.34%	18.84	18.84%
MAX	4,899.3	30.19	2.65%	0.04	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	92.34	28.58	4.02	4.02%	39.92	39.92%
MIN	641.3	-39.05	-2.64%	0	0.06	137.26	25.3%	2.09	10.7	10.7	205.32	1.36	4.04	6.47	2.3%	3.51	12	13.46	3.47	0.75	0.75%	6.42	6.42%