Mero Microfinance Bittiya Sanstha Ltd.

MicrofinanceHigh Cap

NPR 665.10

NPR -6.9-1.03%

06:52 AM NPT · Aug 11, 2026

Est. July 14, 2013 · E - W Hwy, 33007, Nuwakot, Nepal · CEO: Ram Hari Dahal

Mero Microfinance Bittiya Sanstha Limited (MMFBSL) is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting financial inclusion and uplifting low-income households across Nepal, the institution provides a wide range of microfinance services to underserved and marginalized communities. The organization primarily focuses on delivering micro-loans, savings and deposit products, micro-insurance, and financial education programs targeted at women, small entrepreneurs, and rural families. Through innovative community-based lending models and group lending approaches, Mero Microfinance aims to empower individuals to start small businesses, enhance income generation, and achieve economic self-reliance. With an expanding branch network covering diverse geographical regions, the institution also offers non-financial services such as financial literacy, entrepreneurship training, and capacity-building programs. These initiatives strengthen the socio-economic foundation of communities and support sustainable development. Committed to responsible banking, transparency, and social impact, Mero Microfinance Bittiya Sanstha Ltd. continues to play a significant role in poverty reduction, women’s empowerment, and community transformation across Nepal.

www.meromicrofinance.com/facebook

Trading

Open

664.00

High

665.10

Low

662.00

Prev Close

672.00

Volume

590

Turnover

Rs 391,577

Txns

Valuation · Q3 FY25/26

EPS Ann.

13.33

EPS TTM

15.83

BVPS

151.87

P/E Ann.

49.89

P/E TTM

42.02

Graham #

213.42

Capital

Mkt Cap

9.44 Arab

Total

1.42 Crore

Public

69.53 Lakh

Promoter

72.37 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

29.68

ADX

40.93

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

681.68

SMA 50

699.15

Bands & Channels

BB Width %

10.47%

Volume & Flow

OBV

2,503,351

Flow Analysis

[ Live 2026-08-10 ]

Total Buy

11,645

Shares Bought

Total Sell

11,645

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

3,327

Amount

2,216,914

Avg Rate

666.34

Rank

#27

Brokers

#49#5#19#57

Distributors

Quantity

3,051

Amount

2,020,170

Avg Rate

662.13

Rank

#33

Brokers

#82#42

Net Flow Impact:

+276units

(Rs. 196,745)

Net Flow by Timeframe

MERO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 16,657 ]

Buy Side

Total: 8,352

Broker

QTY

AVG

NET

1,203

663.87

+703

10.3%

920

665.31

+827

7.9%

789

669.54

+172

6.8%

760

670.86

+267

6.5%

684

665.49

+484

5.9%

520

675.00

+520

4.5%

437

663.56

+297

3.8%

426

665.50

+313

3.7%

408

655.71

+333

3.5%

403

666.03

+403

3.5%

400

660.69

+348

3.4%

388

662.90

+204

3.3%

350

664.86

+175

3.0%

339

662.94

+339

2.9%

325

658.70

+116

2.8%

Sell Side

Total: 8,305

Broker

QTY

AVG

NET

1,551

664.52

-1,040

13.3%

1,500

659.66

-1,500

12.9%

1,244

662.67

-844

10.7%

943

666.15

-923

8.1%

845

674.96

-845

7.3%

553

665.78

-478

4.8%

350

668.93

-313

3.0%

300

671.00

-300

2.6%

279

668.44

-229

2.4%

250

671.44

-220

2.1%

158

661.27

-104

1.4%

125

660.50

-125

1.1%

661.61

-82

0.7%

667.00

-75

0.6%

666.30

-50

0.4%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	1,486,403	1,419,000	1,320,000	0	+4.75%
Reserves and Surplus	770,938	750,825	709,136	0	+2.68%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	10,524,522	8,588,409	8,293,600	0	+22.54%
Deposits	4,477,093	3,783,862	3,396,809	0	+18.32%
Income Tax Liabilities	0.00	0.00	164.76	0	-
Other Liabilities	1,048,483	979,263	819,256	0	+7.07%
Total Capital & Liabilities	18,307,440	15,521,359	14,538,966	0	+17.95%
Assets
Cash and Bank Balance	2,466,133	521,316	315,016	0	+373.06%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	2,900	47,653	2,000	0	-93.91%
Loan and Advances	15,563,037	14,685,914	13,997,272	0	+5.97%
Fixed Assets	108,373	101,098	121,054	0	+7.20%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	166,998	165,379	103,624	0	+0.98%
Total Assets	18,307,440	15,521,359	14,538,966	0	+17.95%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	915	0	0%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,108	+17.99	+1.65%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,360	-107.16	-1.96%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,048.5	-2.52	-0.24%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	930	0	0%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,295	+17	+1.33%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	833.1	-6.89	-0.82%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,189	+8.97	+0.76%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	817	0	0%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	934	-10.96	-1.16%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	733	-5.99	-0.81%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,067.2	-20.78	-1.91%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,761	-23.92	-1.34%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,168	-5.99	-0.51%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	884	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	871.3	+6.31	+0.73%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,256	+1	+0.08%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	0	0%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	804.9	-2.99	-0.37%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	912	+45.99	+5.31%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	805.1	+2.97	+0.37%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MLBBL	1,100	-21.88	-1.95%	0	0.13	199.67	235.28%	5.89	38.36	40.85	428.39	6.98	7.88	22.88	12.03%	8.59	33.55	5.34	29.61	13.65	2.89	3.09%	21.88	23.3%

AVG	1,216.91	-4.95	-0.04%	0.01	0.123	204.62	137.19%	7.49	32.4	35.82	395.45	7.6	7.53	16.73	11.33%	8.602	54.77	1	45.778	13.084	2.03	2.27%	16.9	18.78%
MED	957	0	0%	0	0.13	178.61	111.88%	7.08	32.55	35.86	386.39	7.86	7.79	16.88	9.96%	8.12	41.76	0.55	28.705	9.97	2.17	2.41%	16.93	21.26%
MAX	5,360	45.99	5.31%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.34	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	733	-107.16	-1.96%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%