Manjushree Finance Ltd.

FinanceHigh Cap

NPR 790.00

NPR +12.2+1.57%

09:14 AM NPT · Jun 26, 2026

Est. June 20, 2007 · New Baneshwor, Kathmandu, Bagmati Province, Nepal · CEO: Santosh Niraula

Manjushree Financial Institution Limited is a licensed financial organization in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB). As a growing player in the country’s financial sector, the institution provides a range of banking and financial services aimed at supporting individuals, small businesses, and local communities. The institution focuses on offering reliable savings and deposit products, loan services, microfinance support, and customer-oriented financial solutions. With a commitment to accessibility and responsible banking, Manjushree Financial Institution works to promote financial inclusion, strengthen local economic activities, and empower underserved populations through structured financial services. Guided by strong governance, a customer-centric approach, and modern financial practices, the institution continues to expand its service coverage while contributing to Nepal’s broader economic and social development.

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Trading

Open

740.00

High

878.00

Low

740.00

Prev Close

777.80

Volume

87,081

Turnover

Rs 67,774,122.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

21.60

EPS TTM

26.80

BVPS

182.20

P/E Ann.

36.57

P/E TTM

29.48

Graham #

297.57

Capital

Mkt Cap

10.68 Arab

Total

1.35 Crore

Public

66.23 Lakh

Promoter

68.93 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

ADX

41.56

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

782.48

SMA 50

786.41

Bands & Channels

BB Width %

6.64%

Volume & Flow

OBV

10,694,290

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

293,718

Shares Bought

Total Sell

293,718

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

77,154

Amount

60,189,485

Avg Rate

780.12

Rank

Brokers

#75#96#92

Distributors

Quantity

73,448

Amount

57,331,093

Avg Rate

780.57

Rank

Brokers

#43#62#38#45#26

Net Flow Impact:

+3,706units

(Rs. 2,858,391)

Net Flow by Timeframe

MFIL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 385,924 ]

Buy Side

Total: 248,860

Broker

QTY

AVG

NET

65,031

785.57

+4,996

22.1%

34,230

778.08

+33,814

11.7%

25,676

795.99

+5,294

8.7%

24,124

785.26

+22,057

8.2%

19,314

790.97

+8,505

6.6%

18,800

777.24

+18,800

6.4%

17,176

786.87

+6,977

5.8%

13,034

786.67

+2,214

4.4%

6,418

783.11

+1,377

2.2%

5,790

772.89

+5,600

2.0%

5,443

784.35

+4,803

1.9%

4,125

773.50

+1,725

1.4%

4,000

784.50

+1,985

1.4%

3,244

794.05

+3,164

1.1%

2,455

778.32

+1,890

0.8%

Sell Side

Total: 137,064

Broker

QTY

AVG

NET

27,922

776.96

-25,042

9.5%

12,890

784.92

-8,065

4.4%

12,394

781.94

-11,994

4.2%

11,329

799.37

-9,734

3.9%

10,934

776.24

-9,685

3.7%

10,869

773.02

-10,603

3.7%

9,960

781.69

-1,620

3.4%

9,516

773.75

-8,616

3.2%

8,497

792.43

-5,187

2.9%

5,275

791.07

-4,955

1.8%

4,009

782.30

-1,933

1.4%

4,000

783.00

-4,000

1.4%

3,892

777.37

-2,554

1.3%

2,930

772.44

-2,930

1.0%

2,647

781.15

-2,399

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	306,875	601,216	1,306,669	0	-48.96%
Money at Call & Short Notice	1,010,784	693,390	639,730	0	+45.77%
Due from NRB	1,010,784	693,390	639,730	0	+45.77%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	20,659,324	17,758,785	14,270,632	0	+16.33%
Loans & Advances to B/FIs	804,614	509,172	1,011,035	0	+58.02%
Loans & Advances to Customers	19,854,710	17,249,612	13,259,597	0	+15.10%
Investments
Investment Securities	4,582,987	4,713,967	2,854,514	0	-2.78%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	104,136	117,337	13,406	0	-11.25%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	149,549	145,398	26,913	0	+2.85%
Deferred Tax Assets	10,357	17,738	9,870	0	-41.61%
Goodwill and Intangible Assets	8,121	5,383	2,791	0	+50.88%
Property & Equipment	512,298	528,210	192,687	0	-3.01%
Other Assets	222,419	190,991	178,469	0	+16.45%
Total Assets	27,398,822	24,603,896	19,456,108	0	+11.36%
Liabilities
Borrowings & Funding
Borrowings	1,813,900	1,680,444	1,649,997	0	+7.94%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	500,000	500,000	500,000	0	0.00%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	410,166	520,955	862,686	0	-21.27%
Due to NRB	903,734	659,489	287,311	0	+37.04%
Deposits	22,738,798	20,235,254	15,436,258	0	+12.37%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	97,464	88,137	0	0	+10.58%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	286,131	300,443	210,693	0	-4.76%
Other Liabilities & Provisions	383,594	388,579	210,693	0	-1.28%
Total Liabilities	24,936,292	22,304,277	17,296,948	0	+11.80%
Equity
Paid Up Capital	1,351,553	1,351,553	1,351,553	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	805,518	744,354	786,762	0	+8.22%
Reserves & Surpluses	1,110,977	948,066	807,607	0	+17.18%
Retained Earnings	305,459	203,712	20,845	0	+49.95%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	2,462,530	2,299,619	2,159,160	0	+7.08%
Total Liabilities & Equity	27,398,822	24,603,896	19,456,108	0	+11.36%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
BFC	513	-2.01	-0.39%	0	0.07	112.72	68.95%	6.42	8.8	15.28	196.86	4.19	3.43	16.11	13.08%	5.51	52.92	0.33	33.64	15.16	1.11	1.93%	7.87	13.66%
CFCL	619.5	-5.31	-0.85%	0.01	0.07	114.62	58.1%	8.15	5.19	11.5	172.21	4.41	4.83	7.67	14.17%	6.14	101.75	1.04	54.78	13.89	0.52	1.18%	4.71	10.43%
GFCL	630	-2.91	-0.46%	0.01	0.07	207.18	68.56%	8.12	14.28	9.64	211.98	4.06	4.93	11.79	9.86%	4.14	45.04	0.08	69.4	9.45	0.81	0.54%	7	4.72%
GMFIL	471.4	-3.61	-0.76%	0	0.07	168.38	66.08%	4.95	6	4.05	123.87	4.59	4.49	9.33	6.37%	3.77	79.33	2.05	122.35	13.16	0.6	0.41%	3.69	2.5%
GUFL	545	-6.4	-1.16%	0	0.06	157.88	72.52%	6.85	19.89	7.4	162.13	4.53	5.08	25.09	4.28%	4.52	26.9	0.09	78.51	12	1.6	0.59%	12.97	4.83%
ICFC	625	+4.1	+0.66%	0.01	0.07	176.61	83.34%	11.29	11.62	21.38	291.48	4.48	3.32	7.75	2.68%	4.9	55.85	-	30.36	7.7	0.57	1.05%	6.68	12.29%
JFL	401	0	0%	0	0.05	-6.46	96.39%	-104.13	-5.62	-15.65	-	4.6	3.88	-13.66	59.12%	-	-75.62	-	-27.39	18.39	-0.73	-2.06%	-34.19	-95.25%
MPFL	615.5	-1.48	-0.24%	0	0.06	119.31	59.04%	5.09	1.16	1.15	55.56	4.58	3.28	2.83	7.44%	7.5	578.45	-	558.26	29.1	0.17	0.17%	0.97	0.97%
NFS	580	-5.98	-1.02%	0.01	0.06	122.4	59.08%	4.94	-13.52	-7.55	-	4.57	3.21	-31.78	14.32%	6.72	-45.64	-	-82.12	25.8	-1.96	-1.09%	-10.75	-6%
PFL	366	+2	+0.55%	0	0.07	63.41	66.29%	10.86	9	10.62	123.09	3.86	4.96	16.94	34.34%	8.26	43.67	29.48	36.72	13.16	1.21	1.43%	16.04	18.94%
PROFL	443.3	-6.71	-1.49%	0	0.07	75.05	68.04%	12.58	-3.89	-0.38	-	4.46	3.61	-6.13	5.58%	8.08	-116.97	-	-1,226.32	12.75	-0.4	-0.03%	-5.15	-0.5%
RLFL	481.9	-7.09	-1.45%	0.01	0.08	115.8	81.84%	7.86	4.51	22.77	243.57	4.28	3.73	6.34	10.34%	5.24	101	0.9	21.72	11.4	0.48	2.42%	4.31	21.8%
SFCL	366.1	-5.39	-1.45%	0	0.07	60.3	76.56%	6.62	0.12	8.35	106.44	4.58	3.56	0.38	8.09%	8.78	3,308.33	32.34	47.44	22.6	0.03	1.98%	0.2	14.65%
SIFC	540	-6.01	-1.1%	0.01	0.07	139.08	72.92%	6.5	3.38	4.62	120.24	3.78	3.49	4.76	4.02%	5.33	164.5	-	123.94	13.94	0.32	0.45%	2.41	3.3%

AVG	514.12	-3.34	-0.65%	0	0.067	116.16	71.27%	-0.28	4.35	6.66	164.31	4.35	3.99	4.1	13.84%	6.068	308.54	8.289	-11.336	15.607	0.31	0.64%	1.2	0.45%
MED	526.5	-4.46	-0.8%	0	0.07	117.56	68.76%	6.73	4.85	7.88	162.13	4.47	3.67	7.01	8.98%	5.51	54.39	0.97	42.08	13.525	0.5	0.57%	4	4.78%
MAX	630	4.1	0.66%	0.01	0.08	207.18	96.39%	12.58	19.89	22.77	291.48	4.6	5.08	25.09	59.12%	8.78	3,308.33	32.34	558.26	29.1	1.6	2.42%	16.04	21.8%
MIN	366	-7.09	-1.49%	0	0.05	-6.46	58.1%	-104.13	-13.52	-15.65	55.56	3.78	3.21	-31.78	2.68%	3.77	-116.97	0.08	-1,226.32	7.7	-1.96	-2.06%	-34.19	-95.25%