Manjushree Finance Ltd.

FinanceHigh Cap

NPR 775.00

NPR -10-1.27%

09:14 AM NPT · Aug 7, 2026

Est. June 20, 2007 · New Baneshwor, Kathmandu, Bagmati Province, Nepal · CEO: Santosh Niraula

Manjushree Financial Institution Limited is a licensed financial organization in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB). As a growing player in the country’s financial sector, the institution provides a range of banking and financial services aimed at supporting individuals, small businesses, and local communities. The institution focuses on offering reliable savings and deposit products, loan services, microfinance support, and customer-oriented financial solutions. With a commitment to accessibility and responsible banking, Manjushree Financial Institution works to promote financial inclusion, strengthen local economic activities, and empower underserved populations through structured financial services. Guided by strong governance, a customer-centric approach, and modern financial practices, the institution continues to expand its service coverage while contributing to Nepal’s broader economic and social development.

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Trading

Open

755.00

High

777.00

Low

755.00

Prev Close

785.00

Volume

16,576

Turnover

Rs 12,723,086.4

Txns

Valuation · Q3 FY25/26

EPS Ann.

21.60

EPS TTM

26.80

BVPS

182.20

P/E Ann.

35.88

P/E TTM

28.92

Graham #

297.57

Capital

Mkt Cap

10.47 Arab

Total

1.35 Crore

Public

66.23 Lakh

Promoter

68.93 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

31.51

ADX

35.85

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

785.67

SMA 50

782.05

Bands & Channels

BB Width %

5.63%

Volume & Flow

OBV

10,733,186

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

275,259

Shares Bought

Total Sell

275,259

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 33%

Distribution 67%

Accumulators

Quantity

85,213

Amount

65,448,134

Avg Rate

768.05

Rank

Brokers

#53#100#86#44#57#72

Distributors

Quantity

172,285

Amount

132,400,011

Avg Rate

768.49

Rank

Brokers

#92#96#26

Net Flow Impact:

-87,072units

(Rs. -66,951,877)

Net Flow by Timeframe

MFIL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 383,084 ]

Buy Side

Total: 163,938

Broker

QTY

AVG

NET

29,295

770.28

+4,907

10.6%

20,500

765.00

+19,350

7.5%

100

17,955

765.23

+17,905

6.5%

14,450

767.85

+9,785

5.3%

12,900

771.29

+12,900

4.7%

10,034

774.83

+5,634

3.6%

9,908

771.36

+9,788

3.6%

9,500

772.44

+9,500

3.5%

8,974

765.98

+3,044

3.3%

8,494

770.88

+6,174

3.1%

7,485

769.01

+7,485

2.7%

4,481

766.73

+2,956

1.6%

3,800

774.66

+3,590

1.4%

3,162

766.78

+1,831

1.1%

3,000

768.67

+3,000

1.1%

Sell Side

Total: 219,146

Broker

QTY

AVG

NET

109,258

766.08

-87,208

39.7%

40,500

771.01

-28,255

14.7%

22,527

775.67

-12,239

8.2%

17,610

771.35

-1,616

6.4%

8,994

765.00

-2,684

3.3%

5,251

765.00

-3,629

1.9%

5,000

768.17

-4,915

1.8%

2,000

769.90

-2,000

0.7%

1,700

786.41

-1,700

0.6%

1,496

775.87

-1,496

0.5%

1,392

773.81

-742

0.5%

1,020

780.00

-270

0.4%

1,000

769.08

-1,000

0.4%

767

772.74

-330

0.3%

631

786.03

-606

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	306,875	601,216	1,306,669	0	-48.96%
Money at Call & Short Notice	1,010,784	693,390	639,730	0	+45.77%
Due from NRB	1,010,784	693,390	639,730	0	+45.77%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	20,659,324	17,758,785	14,270,632	0	+16.33%
Loans & Advances to B/FIs	804,614	509,172	1,011,035	0	+58.02%
Loans & Advances to Customers	19,854,710	17,249,612	13,259,597	0	+15.10%
Investments
Investment Securities	4,582,987	4,713,967	2,854,514	0	-2.78%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	104,136	117,337	13,406	0	-11.25%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	149,549	145,398	26,913	0	+2.85%
Deferred Tax Assets	10,357	17,738	9,870	0	-41.61%
Goodwill and Intangible Assets	8,121	5,383	2,791	0	+50.88%
Property & Equipment	512,298	528,210	192,687	0	-3.01%
Other Assets	222,419	190,991	178,469	0	+16.45%
Total Assets	27,398,822	24,603,896	19,456,108	0	+11.36%
Liabilities
Borrowings & Funding
Borrowings	1,813,900	1,680,444	1,649,997	0	+7.94%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	500,000	500,000	500,000	0	0.00%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	410,166	520,955	862,686	0	-21.27%
Due to NRB	903,734	659,489	287,311	0	+37.04%
Deposits	22,738,798	20,235,254	15,436,258	0	+12.37%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	97,464	88,137	0	0	+10.58%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	286,131	300,443	210,693	0	-4.76%
Other Liabilities & Provisions	383,594	388,579	210,693	0	-1.28%
Total Liabilities	24,936,292	22,304,277	17,296,948	0	+11.80%
Equity
Paid Up Capital	1,351,553	1,351,553	1,351,553	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	805,518	744,354	786,762	0	+8.22%
Reserves & Surpluses	1,110,977	948,066	807,607	0	+17.18%
Retained Earnings	305,459	203,712	20,845	0	+49.95%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	2,462,530	2,299,619	2,159,160	0	+7.08%
Total Liabilities & Equity	27,398,822	24,603,896	19,456,108	0	+11.36%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
BFC	494	-7.98	-1.59%	0	0.07	112.72	68.95%	6.42	8.8	15.28	196.86	4.19	3.43	16.11	13.08%	5.51	52.92	0.33	33.64	15.16	1.11	1.93%	7.87	13.66%
CFCL	660	-14.98	-2.22%	0.01	0.07	114.62	58.1%	8.15	5.19	11.5	172.21	4.41	4.83	7.67	14.17%	6.14	101.75	1.04	54.78	13.89	0.52	1.18%	4.71	10.43%
GFCL	605	+1.99	+0.33%	0.01	0.07	207.18	68.56%	8.12	14.28	9.64	211.98	4.06	4.93	11.79	9.86%	4.14	45.04	0.08	69.4	9.45	0.81	0.54%	7	4.72%
GMFIL	456.3	+1	+0.22%	0	0.07	168.38	66.08%	4.95	6	4.05	123.87	4.59	4.49	9.33	6.37%	3.77	79.33	2.05	122.35	13.16	0.6	0.41%	3.69	2.5%
GUFL	569.9	-5.99	-1.04%	0	0.06	157.88	72.52%	6.85	19.89	7.4	162.13	4.53	5.08	25.09	4.28%	4.52	26.9	0.09	78.51	12	1.6	0.59%	12.97	4.83%
ICFC	603	-2	-0.33%	0.01	0.07	176.61	83.34%	11.29	11.62	21.38	291.48	4.48	3.32	7.75	2.68%	4.9	55.85	-	30.36	7.7	0.57	1.05%	6.68	12.29%
JFL	384.5	-6.49	-1.66%	0	0.05	-6.46	96.39%	-104.13	-5.62	-15.65	-	4.6	3.88	-13.66	59.12%	-	-75.62	-	-27.39	18.39	-0.73	-2.06%	-34.19	-95.25%
MPFL	613	+2.02	+0.33%	0	0.06	119.31	59.04%	5.09	1.16	1.15	55.56	4.58	3.28	2.83	7.44%	7.5	578.45	-	558.26	29.1	0.17	0.17%	0.97	0.97%
NFS	567.4	-0.62	-0.11%	0.01	0.06	122.4	59.08%	4.94	-13.52	-7.55	-	4.57	3.21	-31.78	14.32%	6.72	-45.64	-	-82.12	25.8	-1.96	-1.09%	-10.75	-6%
PFL	364	0	0%	0	0.07	63.41	66.29%	10.86	9	10.62	123.09	3.86	4.96	16.94	34.34%	8.26	43.67	29.48	36.72	13.16	1.21	1.43%	16.04	18.94%
PROFL	420	-3.09	-0.73%	0	0.07	75.05	68.04%	12.58	-3.89	-0.38	-	4.46	3.61	-6.13	5.58%	8.08	-116.97	-	-1,226.32	12.75	-0.4	-0.03%	-5.15	-0.5%
RLFL	452.6	-4.39	-0.96%	0.01	0.08	115.8	81.84%	7.86	4.51	22.77	243.57	4.28	3.73	6.34	10.34%	5.24	101	0.9	21.72	11.4	0.48	2.42%	4.31	21.8%
SFCL	370	-4.99	-1.33%	0	0.07	60.3	76.56%	6.62	0.12	8.35	106.44	4.58	3.56	0.38	8.09%	8.78	3,308.33	32.34	47.44	22.6	0.03	1.98%	0.2	14.65%
SIFC	505.5	-4.49	-0.88%	0.01	0.07	139.08	72.92%	6.5	3.38	4.62	120.24	3.78	3.49	4.76	4.02%	5.33	164.5	-	123.94	13.94	0.32	0.45%	2.41	3.3%

AVG	504.66	-3.57	-0.71%	0	0.067	116.16	71.27%	-0.28	4.35	6.66	164.31	4.35	3.99	4.1	13.84%	6.068	308.54	8.289	-11.336	15.607	0.31	0.64%	1.2	0.45%
MED	499.75	-3.74	-0.8%	0	0.07	117.56	68.76%	6.73	4.85	7.88	162.13	4.47	3.67	7.01	8.98%	5.51	54.39	0.97	42.08	13.525	0.5	0.57%	4	4.78%
MAX	660	2.02	0.33%	0.01	0.08	207.18	96.39%	12.58	19.89	22.77	291.48	4.6	5.08	25.09	59.12%	8.78	3,308.33	32.34	558.26	29.1	1.6	2.42%	16.04	21.8%
MIN	364	-14.98	-2.22%	0	0.05	-6.46	58.1%	-104.13	-13.52	-15.65	55.56	3.78	3.21	-31.78	2.68%	3.77	-116.97	0.08	-1,226.32	7.7	-1.96	-2.06%	-34.19	-95.25%