Manjushree Finance Ltd.

FinanceHigh Cap

NPR 680.00

NPR +3+0.44%

09:14 AM NPT · Nov 6, 2026

Est. June 20, 2007 · New Baneshwor, Kathmandu, Bagmati Province, Nepal · CEO: Santosh Niraula

Manjushree Financial Institution Limited is a licensed financial organization in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB). As a growing player in the country’s financial sector, the institution provides a range of banking and financial services aimed at supporting individuals, small businesses, and local communities. The institution focuses on offering reliable savings and deposit products, loan services, microfinance support, and customer-oriented financial solutions. With a commitment to accessibility and responsible banking, Manjushree Financial Institution works to promote financial inclusion, strengthen local economic activities, and empower underserved populations through structured financial services. Guided by strong governance, a customer-centric approach, and modern financial practices, the institution continues to expand its service coverage while contributing to Nepal’s broader economic and social development.

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Trading

Open

669.00

High

680.80

Low

669.00

Prev Close

677.00

Volume

7,354

Turnover

Rs 4,988,474.2

Txns

Valuation · Q4 FY25/26

EPS Ann.

27.85

EPS TTM

27.85

BVPS

193.63

P/E Ann.

24.42

P/E TTM

24.42

Graham #

348.33

Capital

Mkt Cap

10.49 Arab

Total

1.54 Crore

Public

75.58 Lakh

Promoter

78.66 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

29.56

ADX

39.79

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

737.76

SMA 50

741.78

Bands & Channels

BB Width %

20.33%

Volume & Flow

OBV

10,522,285

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

81,554

Shares Bought

Total Sell

81,554

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

24,745

Amount

17,103,637

Avg Rate

691.20

Rank

Brokers

#60#69#38#58#40

Distributors

Quantity

23,947

Amount

16,597,040

Avg Rate

693.07

Rank

Brokers

#92#59#6#88

Net Flow Impact:

+798units

(Rs. 506,597)

Net Flow by Timeframe

MFIL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 106,653 ]

Buy Side

Total: 50,790

Broker

QTY

AVG

NET

6,394

688.05

+6,394

7.8%

5,504

695.47

+5,504

6.8%

5,299

694.19

+3,486

6.5%

4,316

687.34

+3,796

5.3%

4,228

683.22

+2,436

5.2%

3,232

690.37

+3,232

4.0%

3,218

694.92

+1,847

4.0%

2,790

687.73

+1,475

3.4%

2,769

694.89

+1,117

3.4%

2,638

691.11

+2,308

3.2%

2,330

696.10

+2,330

2.9%

2,330

699.02

+377

2.9%

1,986

697.08

+1,916

2.4%

1,921

695.29

+1,871

2.4%

1,835

694.59

+1,535

2.3%

Sell Side

Total: 55,863

Broker

QTY

AVG

NET

9,600

688.02

-9,600

11.8%

6,335

689.61

-3,118

7.8%

6,270

699.19

-5,870

7.7%

4,486

685.05

-3,158

5.5%

4,351

695.27

-3,861

5.3%

3,726

693.23

-3,411

4.6%

2,966

695.95

-2,896

3.6%

2,945

696.39

-2,803

3.6%

2,540

692.66

-960

3.1%

2,255

692.57

-1,830

2.8%

2,225

699.37

-2,225

2.7%

2,174

675.72

-118

2.7%

2,021

696.58

-435

2.5%

2,010

676.74

-2,010

2.5%

1,959

700.90

-1,949

2.4%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	506,698	419,618	365,926	0	+20.75%
Money at Call & Short Notice	922,361	1,020,048	838,736	0	-9.58%
Due from NRB	922,361	1,020,048	838,736	0	-9.58%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	20,794,624	18,402,599	15,576,378	0	+13.00%
Loans & Advances to B/FIs	765,302	493,459	1,327,369	0	+55.09%
Loans & Advances to Customers	20,029,322	17,909,141	14,249,010	0	+11.84%
Investments
Investment Securities	5,229,089	5,651,347	4,132,619	0	-7.47%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	154,927	106,271	63,520	0	+45.78%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	166950.54	13244.72	0	-100.00%
Deferred Tax Assets	28,132	12,827	17,747	0	+119.32%
Goodwill and Intangible Assets	8,886	7,291	3,041	0	+21.88%
Property & Equipment	531,189	528,559	225,422	0	+0.50%
Other Assets	245,742	212,580	79,247	0	+15.60%
Total Assets	28,384,631	26,341,023	21,281,849	0	+7.76%
Liabilities
Borrowings & Funding
Borrowings	2,216,765	1,564,977	2,428,415	0	+41.65%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	500,000	500,000	523,738	0	0.00%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	468,212	626,524	1,301,015	0	-25.27%
Due to NRB	1,248,553	438,453	603,663	0	+184.76%
Deposits	23,257,188	21,874,413	16,317,801	0	+6.32%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	2,257	155,419	0	0	-98.55%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	291,437	301,938	278,263	0	-3.48%
Other Liabilities & Provisions	293,694	457,357	278,263	0	-35.78%
Total Liabilities	25,767,647	23,896,747	19,024,479	0	+7.83%
Equity
Paid Up Capital	1,351,553	1,351,553	1,351,553	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	844,682	738,236	798,198	0	+14.42%
Reserves & Surpluses	1,265,431	1,092,723	905,817	0	+15.81%
Retained Earnings	420,749	354,486	107,619	0	+18.69%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	2,616,984	2,444,276	2,257,370	0	+7.07%
Total Liabilities & Equity	28,384,631	26,341,023	21,281,849	0	+7.76%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
BFC	455	+0.09	+0.02%	0	0.06	113.08	70.53%	6.46	7.84	7.84	141.23	4.1	2.83	15	10.7%	4.55	65.63	0.02	59.18	9.85	0.95	0.95%	6.58	6.58%
CFCL	598	-7.02	-1.16%	0.01	0.07	122.15	59.89%	7.58	13.44	13.44	192.19	4.42	4.61	19.95	10.12%	4.98	45.31	1	43.15	9.04	1.35	1.35%	11.38	11.38%
GFCL	560.1	+2.29	+0.41%	0.01	0.07	211.01	69.3%	7.1	14.96	14.96	266.51	4.21	3.45	13.78	6.27%	2.8	39.45	0.01	38.54	5.44	0.91	0.91%	7.33	7.33%
GMFIL	418	-0.8	-0.19%	0	0.06	157.55	66.24%	5.29	4.56	4.56	127.14	4.34	4.02	7.53	5.2%	2.86	98.68	1.44	94.06	7.43	0.46	0.46%	2.93	2.93%
GUFL	498	-3.01	-0.6%	0	0.06	167.43	72.62%	6.68	25.28	25.28	308.6	4.57	5.07	31.55	13.32%	3.23	21.36	0.07	20.17	6.74	1.99	1.99%	16.31	16.31%
ICFC	610	+4	+0.66%	0.01	0.07	189.32	85.59%	10.69	22.33	22.33	308.41	4.09	3.35	14.65	1.55%	3.11	26.38	-	27.14	3.87	1.06	1.06%	11.93	11.93%
JFL	274.2	-3.81	-1.37%	0	0.07	-0.89	93.39%	-721.99	1.35	1.35	-	4.6	7.93	2.62	61.55%	-	283.7	2.06	214.81	7.44	0.19	0.19%	127.85	127.85%
MPFL	570	+0.4	+0.07%	0	0.06	121.76	64.49%	5.15	8.91	8.91	156.24	4.54	3.59	20.58	3.3%	4.88	66.67	0.5	67.12	13.73	1.27	1.27%	7.18	7.18%
NFS	479	+1	+0.21%	0	0.06	123.18	59.71%	4.91	-8.95	-8.95	-	4.55	3.42	-20.62	13.83%	4.51	-62.01	-	-56.31	12.8	-1.27	-1.27%	-6.95	-6.95%
PFL	324.5	-0.49	-0.15%	0.01	0.05	70.01	66.43%	8.07	13.37	13.37	145.12	4.16	2.92	46.28	20.84%	5.2	27.23	1.02	27.67	12.6	2.54	2.54%	26.59	26.59%
PROFL	375	+2.2	+0.59%	0	0.06	83.84	69.6%	11.52	5.92	5.92	105.68	4.55	3.5	9.25	3.01%	5.16	73.14	-	65.57	6.78	0.59	0.59%	7.25	7.25%
RLFL	412	+0.08	+0.02%	0	0.07	116.78	85.02%	8.56	4.51	4.51	108.86	4.15	3.11	6.44	6.55%	3.85	99.78	5.15	94.68	6.43	0.44	0.44%	3.97	3.97%
SFCL	370	0	0%	0	0.07	60.3	76.56%	6.62	0.12	8.35	106.44	4.58	3.56	0.38	8.09%	8.78	3,308.33	32.34	47.44	22.6	0.03	1.98%	0.2	14.65%
SIFC	467	+2	+0.43%	0	0.07	139.82	71.39%	6.47	4.62	4.62	120.56	3.68	3.69	6.54	3.74%	3.64	110.17	-	104.85	7.21	0.45	0.45%	3.27	3.27%

AVG	457.91	-0.22	-0.08%	0	0.064	119.67	72.2%	-44.78	8.45	9.04	173.92	4.32	3.93	12.42	12%	4.427	300.27	4.361	60.576	9.426	0.78	0.92%	16.13	17.16%
MED	461	0.09	0.02%	0	0.065	121.96	70.07%	6.65	6.88	8.09	143.18	4.38	3.53	11.52	7.32%	4.51	66.15	1.01	53.31	7.435	0.75	0.93%	7.22	7.29%
MAX	610	4	0.66%	0.01	0.07	211.01	93.39%	11.52	25.28	25.28	308.6	4.6	7.93	46.28	61.55%	8.78	3,308.33	32.34	214.81	22.6	2.54	2.54%	127.85	127.85%
MIN	274.2	-7.02	-1.37%	0	0.05	-0.89	59.71%	-721.99	-8.95	-8.95	105.68	3.68	2.83	-20.62	1.55%	2.8	-62.01	0.01	-56.31	3.87	-1.27	-1.27%	-6.95	-6.95%