Mithila LaghuBitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,190.00

NPR -2-0.17%

05:53 AM NPT · May 14, 2026

Est. Microfinance program origins from early 2000s; licensed by NRB as a D-class microfinance institution (ग-घ) and later listed on NEPSE · Dhalkewar, Dhanusha, Nepal · CEO: Satya Deo Raut

Mithila Laghubitta Bittiya Sanstha Ltd. (MLBBL) is a microfinance financial institution operating in Nepal, licensed under the “ग-घ (D-class)” category by the central bank. MLBBL’s registered head office is located in Dhalkewar, Dhanusha serving as its central office and primary administrative center. The institution maintains a broad network of branch offices across several districts (especially in Madhesh region), targeting underserved and rural populations. The core objective of MLBBL is to provide financial services — especially micro-credit, savings, and remittance services to low-income, rural, marginalized households. Their services include: micro-loans, seasonal/general loans, savings (mandatory monthly savings, voluntary savings, special savings schemes), protection schemes, and remittance facilitation. By delivering financial services directly to rural households and under-banked communities, MLBBL aims to foster financial inclusion, support livelihood and income-generation activities, and help uplift socially and economically marginalized segments. As a formally registered microfinance institution, MLBBL is also listed on the Nepal Stock Exchange (NEPSE) under ticker symbol MLBBL. According to recent public data: MLBBL’s shares outstanding are 2,239,331.48 units. Merolagani The paid-up value per share is NPR 100. sharesansar.com+1 MLBBL’s business model and financial results reflect its microfinance operations in rural and semi-urban areas, serving thousands of clients with savings and credit products. mlbbank.com.np+1 In recent periods, MLBBL has reportedly improved its financial performance. For instance, according to a news summary, the institution’s “self-interest income and net profit increased significantly” in a recent quarter, and the Non-Performing Loan (NPL) ratio reportedly declined indicating progress on asset quality and operational stability.Overall, MLBBL is a grassroots-level microfinance institution focused on financial inclusion, rural upliftment, and providing banking services to underserved communities — with a formal structure, regulated licensing, and access to capital markets via listing.

Trading

Open

1,164.50

High

1,190.00

Low

1,164.50

Prev Close

1,192.00

Volume

65

Turnover

Rs 76,203

Txns

5

Valuation · Q2 FY25/26

EPS Ann.

47.22

EPS TTM

44.45

BVPS

223.65

P/E Ann.

25.20

P/E TTM

26.77

Graham #

487.46

Capital

Mkt Cap

2.66 Arab

Total

22.39 Lakh

Public

10.97 Lakh

Promoter

11.42 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

22.08

ADX

65.86

Overall Score

7
Below Line

Technical Score

Moving Averages

SMA 20

1235.51

SMA 50

1295.26

Bands & Channels

BB Width %

13.47%

Volume & Flow

OBV

935,423

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

10,729

Shares Bought

Total Sell

10,729

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

49

Participating

ACCUM/DIST

Accumulation 40%

Distribution 60%

Accumulators

4

Quantity

3,056

Amount

3,672,538

Avg Rate

1201.75

Rank

#23

Brokers

#10#32#18#50

Distributors

2

Quantity

4,506

Amount

5,397,137

Avg Rate

1197.77

Rank

#20

Brokers

#58#5

Net Flow Impact:

-1,450units
(Rs. -1,724,599)

Net Flow by Timeframe

MLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 15,695 ]

Buy Side

Total: 7,314

Broker

QTY

AVG

NET

%

10

1,037

1203.77

+865

9.7%

50

973

1195.68

+432

9.1%

32

538

1217.22

+538

5.0%

25

510

1207.34

+36

4.8%

18

508

1192.86

+508

4.7%

42

459

1194.73

+389

4.3%

22

452

1204.87

+331

4.2%

34

422

1194.96

+422

3.9%

1

421

1208.60

+421

3.9%

78

390

1195.08

+390

3.6%

49

370

1206.38

+240

3.5%

43

330

1205.82

+80

3.1%

33

321

1196.32

+201

3.0%

53

301

1193.99

+301

2.8%

35

282

1195.84

+282

2.6%

Sell Side

Total: 8,381

Broker

QTY

AVG

NET

%

58

3,366

1201.63

-3,014

31.4%

5

1,140

1186.36

-920

10.6%

56

753

1194.75

-223

7.0%

44

726

1215.85

-702

6.8%

51

715

1197.00

-685

6.7%

95

500

1200.00

-500

4.7%

6

472

1199.82

-437

4.4%

45

220

1200.82

-39

2.0%

38

116

1203.80

-86

1.1%

59

113

1196.50

-93

1.1%

52

100

1207.00

-65

0.9%

14

67

1207.91

-67

0.6%

36

51

1220.67

-51

0.5%

40

22

1205.91

-2

0.2%

26

20

1224.90

-20

0.2%

Financial Fundamentals

Financial MetricFY25/26 Q2FY24/25 Q2FY23/24 Q2FY22/23 Q2Growth %
Capital & Liabilities
Paid Up Capital223,933,148196,002,760196,002,760170,437,180+14.25%
Reserves and Surplus276,896,483194,780,350131,751,170182,048,220+42.16%
Debentures and Bonds0.000.000.000.00-
Borrowings1,423,616,7581,394,674,4201,335,569,4201,300,133,370+2.08%
Deposits1,271,434,7331,096,993,640947,461,950794,349,460+15.90%
Income Tax Liabilities0.0016063110.005710550.009320190.00-100.00%
Other Liabilities265,924,740166,247,140153,133,45079,955,470+59.96%
Total Capital & Liabilities3,461,805,8633,064,761,4202,769,629,3002,536,243,880+12.96%
Assets
Cash and Bank Balance232,997,606133,404,880126,734,860127,568,340+74.65%
Money at Call & Short Notice13,810,57712,711,47012,744,3308,546,850+8.65%
Investments0.001000000.001000000.001000000.00-100.00%
Loan and Advances3,027,045,7682,801,568,6802,491,160,0502,316,415,160+8.05%
Fixed Assets6,502,6306,558,9508,143,5109,099,140-0.86%
Non Banking Assets0.000.000.000.00-
Other Assets181,449,282109,517,420129,846,54073,614,390+65.68%
Total Assets3,461,805,8633,064,761,4002,769,629,2902,536,243,880+12.96%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBVPSC/D Ratio%EPS (Annu.)EPS (TTM)Graham's No.Int. Rate Spread%NIM%NPL%NPM%P/BP/E (Annu.)PEGP/E (Latest)P/E (TTM)P/SROA (Annu.)%ROA (TTM)%ROE (Annu.)%ROE (TTM)%

ACLBSL

954+3.04+0.32%00.13169.98213.9%32.5733.11355.858.27%7.44%5.2%14.84%11.329.470.3831.2330.7217.511.98%2.01%21%21.36%

ADLB

------------------------

AKBSL

------------------------

ALBSL

1,088.2-19.16-1.73%-0.13158.086.57%31.2938.77371.358.4%7.16%10.15%17.5%14.9537.780.0935.628.7326.452.24%2.79%21.34%26.44%

ANLB

5,870-180.3-2.98%-0.12428.750%77.985.26906.910%-11.81%27.93%28.4578.310.3180.8773.8987.53.32%3.65%20.24%22.16%

AVYAN

1,119+14.03+1.27%-0.03149.39109.7%61.8955.85433.278.34%8.86%4.15%29.02%12.6615.290.0115.5117.1917.750.9%0.81%47.92%43.25%

BPW

------------------------

CBBL

922.9+3.86+0.42%-0.13233.6694.92%31.8535.31430.865.51%6.96%2.45%17.74%7.8928.9596328.8926.0520.542.22%2.46%14.32%15.87%

CYCL

1,470-2.06-0.14%-0.12268.72111.75%27.9941.89503.267.91%6.38%18.48%9.02%11.2453.96055.0936.8119.471.06%1.61%10.74%16.09%

DDBL

846.2-0.68-0.08%0.020.14221.13115.62%47.4147.55486.47.83%8.32%8.43%24.37%7.4217.30.2717.5117.4616.873.36%3.37%23.26%23.33%

DLBS

1,288-39.97-3.01%-0.12179.1394.98%18.3819.05277.097.67%7.44%9.83%7.8%14.5270.730.1571.2768.7722.090.94%0.98%10.82%11.23%

FMDBL

787-6.03-0.76%-0.06128.31114.74%10.4711.14179.331.42%4.14%4.52%35.1%12.3975.932.1574.469.93106.642.12%2.27%8.24%8.78%

FOWAD

1,066+15.86+1.51%-0.13234.69112.57%31.9820.71330.77.31%7.3%8.92%13.3%9.1233.460.0232.8650.7517.81.7%1.1%13.14%8.51%

GBLBS

775+12.8+1.68%-0.14278.0726.68%43.7534.76466.358.84%9.62%4.76%20.85%5.5717.691.0617.2121.6614.762.94%2.34%15.96%12.68%

GGBSL

------------------------

GILB

1,116.5-21.51-1.89%0.010.15197.29282.59%32.6734.47391.178.43%9.46%8.96%13.69%11.6735.23033.763219.32.02%2.14%16.8%17.73%

GLBSL

1,780-25.09-1.39%00.14159.33393.94%40.2238.34370.748.44%8.32%3.13%17.81%24.1547.840.941.57034.092.5%2.38%28.82%27.47%

GMFBS

1,325-7.86-0.59%-0.14185.26107.54%-4.7117.54270.398.32%8.86%14.37%-2.06%16.14-317.410-309.5583.1226.18-0.28%1.07%-2.96%11.05%

HLBSL

870-20.03-2.25%-0.11167.3595.52%26.2432.38349.178.6%7.9%8.58%13.2%10.6834.050.5734.4927.9517.991.48%1.82%16.98%20.97%

ILBS

949+14.02+1.5%-0.13136.88119.88%24.0749.91392.068.31%7.38%17.85%15.51%14.5241.30.2439.0518.8325.632%4.16%18.84%39.06%

JALPA

------------------------

JBLB

1,305+4.94+0.38%-0.13277.15124.79%50.6560.15612.445.85%7.32%5.98%19.57%9.5426.10.3925.9421.8420.442.56%3.05%20.08%23.85%

JSLBB

1,072.3-27.72-2.52%-0.11170.87107.57%11.819.17271.487.6%6.12%9.15%7.55%13.5598.140.4295.2558.6329.660.86%1.4%7.44%12.11%

KLBS

------------------------

KLBSL

------------------------

KMCDB

866-18.76-2.12%-0.14164.7112.75%26.0927.74320.628.67%8.82%11.42%16.43%11.4836.221.3334.9232.8423.812.3%2.45%16.28%17.31%

LLBS

960+2.11+0.22%00.12187.67107.03%15.318.11185.056.19%7.64%13.04%8.25%9.8860.550.6660.42114.0619.990.98%0.52%8.78%4.65%

MATRI

901-9.01-0.99%-0.1119.9102.58%11.259.36158.917.28%4.96%10.48%5.5%16.3587.110.685.78103.119.180.54%0.45%7%5.84%

MERO

714-1-0.14%-0.12155.78110.81%13.8816.56240.928.6%7.38%19.54%10.28%9.5353.463.451.5943.2421.991.24%1.48%9.08%10.84%

MKLB

------------------------
AVG1,274.78-14.02-0.6%0.010.12198.73121.2%30.1333.51377.477.17%7.51%9.6%15.6%12.86430.06644.36129.71244.43528.4381.77%2.01%16.1%18.21%
MED1,013-4.04-0.37%00.13175110.26%29.6433.79363.38.09%7.44%9.06%15.18%11.575370.38535.2632.4220.491.99%2.08%16.12%16.7%
MAX5,87015.861.68%0.020.15428.75393.94%77.985.26906.918.84%9.62%19.54%35.1%28.4598.1496395.25114.06106.643.36%4.16%47.92%43.25%
MIN714-180.3-3.01%00.03119.90%-4.718.11158.910%4.14%2.45%-2.06%5.57-317.410-309.55014.76-0.28%0.45%-2.96%4.65%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum