Mithila LaghuBitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,119.00

NPR -2-0.18%

09:14 AM NPT · Aug 7, 2026

Est. Microfinance program origins from early 2000s; licensed by NRB as a D-class microfinance institution (ग-घ) and later listed on NEPSE · Dhalkewar, Dhanusha, Nepal · CEO: Satya Deo Raut

Mithila Laghubitta Bittiya Sanstha Ltd. (MLBBL) is a microfinance financial institution operating in Nepal, licensed under the “ग-घ (D-class)” category by the central bank. MLBBL’s registered head office is located in Dhalkewar, Dhanusha serving as its central office and primary administrative center. The institution maintains a broad network of branch offices across several districts (especially in Madhesh region), targeting underserved and rural populations. The core objective of MLBBL is to provide financial services — especially micro-credit, savings, and remittance services to low-income, rural, marginalized households. Their services include: micro-loans, seasonal/general loans, savings (mandatory monthly savings, voluntary savings, special savings schemes), protection schemes, and remittance facilitation. By delivering financial services directly to rural households and under-banked communities, MLBBL aims to foster financial inclusion, support livelihood and income-generation activities, and help uplift socially and economically marginalized segments. As a formally registered microfinance institution, MLBBL is also listed on the Nepal Stock Exchange (NEPSE) under ticker symbol MLBBL. According to recent public data: MLBBL’s shares outstanding are 2,239,331.48 units. Merolagani The paid-up value per share is NPR 100. sharesansar.com+1 MLBBL’s business model and financial results reflect its microfinance operations in rural and semi-urban areas, serving thousands of clients with savings and credit products. mlbbank.com.np+1 In recent periods, MLBBL has reportedly improved its financial performance. For instance, according to a news summary, the institution’s “self-interest income and net profit increased significantly” in a recent quarter, and the Non-Performing Loan (NPL) ratio reportedly declined indicating progress on asset quality and operational stability.Overall, MLBBL is a grassroots-level microfinance institution focused on financial inclusion, rural upliftment, and providing banking services to underserved communities — with a formal structure, regulated licensing, and access to capital markets via listing.

Trading

Open

1,115.00

High

1,119.00

Low

1,110.00

Prev Close

1,121.00

Volume

306

Turnover

Rs 340,058

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

38.36

EPS TTM

40.85

BVPS

199.67

P/E Ann.

29.17

P/E TTM

27.39

Graham #

415.13

Capital

Mkt Cap

2.51 Arab

Total

22.39 Lakh

Public

10.97 Lakh

Promoter

11.42 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

32.67

ADX

15.93

Overall Score

18
Below Line

Technical Score

Moving Averages

SMA 20

1138.72

SMA 50

1156.86

Bands & Channels

BB Width %

6.75%

Volume & Flow

OBV

932,288

Flow Analysis

[ Live 2026-08-07 ]

Total Buy

4,254

Shares Bought

Total Sell

4,254

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

36

Participating

ACCUM/DIST

Accumulation 57%

Distribution 43%

Accumulators

3

Quantity

1,570

Amount

1,767,702

Avg Rate

1125.92

Rank

#27

Brokers

#58#34#18

Distributors

2

Quantity

1,168

Amount

1,317,863

Avg Rate

1128.31

Rank

#41

Brokers

#4#17

Net Flow Impact:

+402units
(Rs. 449,838)

Net Flow by Timeframe

MLBBL — Broker Breakdown (7D)

15 Buyers14 Sellers

[ Vol: 7,160 ]

Buy Side

Total: 3,463

Broker

QTY

AVG

NET

%

58

711

1129.09

+578

16.7%

34

459

1121.83

+459

10.8%

18

400

1125.00

+400

9.4%

45

392

1119.39

+129

9.2%

41

300

1130.00

+299

7.0%

43

215

1122.70

+215

5.0%

65

208

1129.00

+208

4.9%

32

167

1111.64

+88

3.9%

33

150

1122.43

+150

3.5%

68

111

1140.00

+111

2.6%

51

100

1120.00

+100

2.4%

85

100

1123.50

+100

2.4%

16

53

1118.40

+3

1.3%

1

52

1110.77

+52

1.2%

47

45

1137.00

+44

1.1%

Sell Side

Total: 3,697

Broker

QTY

AVG

NET

%

4

621

1133.32

-621

14.6%

17

547

1122.62

-547

12.9%

62

491

1119.54

-312

11.5%

49

452

1124.66

-452

10.6%

38

373

1121.16

-373

8.8%

52

307

1128.91

-107

7.2%

25

299

1129.47

-235

7.0%

5

200

1118.10

-170

4.7%

74

190

1110.51

-90

4.5%

26

94

1110.05

-94

2.2%

57

68

1132.45

-38

1.6%

59

40

1137.00

-40

0.9%

39

14

1120.00

-14

0.3%

48

1

1103.00

-1

0.0%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Capital & Liabilities
Paid Up Capital255,844196,003196,0030+30.53%
Reserves and Surplus255,004190,083136,0360+34.15%
Debentures and Bonds0.000.000.000-
Borrowings1,394,9531,509,3271,549,6930-7.58%
Deposits1,308,2091,144,712979,5560+14.28%
Income Tax Liabilities0.0022835.2512880.450-100.00%
Other Liabilities306,015176,802168,8480+73.08%
Total Capital & Liabilities3,520,0253,239,7613,043,0170+8.65%
Assets
Cash and Bank Balance188,498204,783260,1790-7.95%
Money at Call & Short Notice12,3055,7455,7470+114.17%
Investments0.001000.001000.000-100.00%
Loan and Advances3,106,6092,904,4222,628,7120+6.96%
Fixed Assets7,0906,8418,4170+3.64%
Non Banking Assets0.000.000.000-
Other Assets205,522116,969138,9620+75.71%
Total Assets3,520,0253,239,7613,043,0170+8.65%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ACLBSL

917-3.04-0.33%00.13179.21201.13%8.3634.0234.53373.148.747.815.466.87%7.4229.30.5327.88.062.082.11%20.8421.15%

ADLB

------------------------

AKBSL

------------------------

ALBSL

1,091+5.97+0.55%0.010.13163.92113.23%8.1529.2839.86383.428.287.2915.879.88%9.3439.20.2627.7511.072.052.79%19.2526.22%

ANLB

5,996+471.77+8.54%0.010.11484.74-4.4982.4991.55999.25-8.229.2511.17%17.7878.370.5764.8840.763.213.57%19.6321.79%

AVYAN

1,053+11.04+1.06%00.15157.84110.28%8.352.5356.82449.218.888.4525.675.14%9.8322.140.0619.6210.113.724.02%38.3241.45%

BPW

------------------------

CBBL

929-0.93-0.1%0.030.12241.9395.82%5.5333.4134.99436.426.86.6518.452.32%5.0327.3-26.328.962.252.36%14.4715.16%

CYCL

1,280-10.06-0.78%00.11269.54110.75%9.2826.7443.18511.737.846.338.7219.7%7.7358.45-33.79.0711.62%9.9316.05%

DDBL

829-6.01-0.72%0.020.13212.26111.22%5.6344.1345.7467.187.76825.187.52%5.2819.060.4518.68.533.273.39%22.6323.43%

DLBS

1,165-17.14-1.45%00.11148.796.63%11.6318.2921.19266.267.926.778.3423.62%11.5770.540.2859.7510.470.951.11%11.7513.61%

FMDBL

781+22.97+3.03%0.010.06131.53119.28%2.2711.2713196.141.374.7936.694.36%8.3773.251.1560.6847.772.332.69%8.7210.06%

FOWAD

930+2.87+0.31%0.010.13239.61115.98%7.0818.1516.05294.167.347.117.5518.91%6.4964.230.1664.748.620.950.84%7.366.5%

GBLBS

738+1.03+0.14%0.010.14295.1825.3%4.494036.73493.918.139.3618.984.94%3.5519.63121.246.632.612.4%1412.85%

GGBSL

------------------------

GILB

1,070-19.95-1.83%0.010.14214.72277.7%7.0845.1647.07476.878.249.3718.928.69%7.125.330.6324.018.522.732.85%22.1723.11%

GLBSL

1,795.9-5.04-0.28%00.14168.91379.35%9.5840.6239.89389.368.598.1717.93.41%14.2144.311.4845.4714.112.452.41%27.3626.86%

GMFBS

1,154-29.1-2.46%00.13169.51105.16%9.2353.7152.94449.357.568.5524.1714.29%10.8525.690.1524.5211.043.163.12%32.1231.67%

HLBSL

870-10.03-1.14%00.13178.01101.94%8.4731.6834.99374.368.768.4715.510.04%6.9329.20.6825.728.051.962.17%19.3621.37%

ILBS

876.9-2.11-0.24%00.12140.07113.65%7.8320.3133.95327.18.526.8913.9623.93%9.2147.66-26.9811.831.652.77%14.6124.44%

JALPA

------------------------

JBLB

1,260.8+0.76+0.06%0.020.13255.24127.25%6.3247.7357.77575.996.227.5520.194.8%6.8327.380.522.459.832.653.22%20.7325.09%

JSLBB

980-10-1.01%00.11170.91108.22%6.928.0919.73275.457.36.195.2721.45%8.93141.530.6255.513.280.591.45%5.1212.49%

KLBS

------------------------

KLBSL

------------------------

KMCDB

777+16.8+2.21%00.13154.96111.88%6.964.3712.22206.418.98.882.7414.14%7.87209.38-71.2810.210.361.03%2.767.74%

LLBS

885-9.84-1.1%00.13192.91115.22%6.7917.296.03161.787.587.779.212.59%6.7456.393.91156.729.231.160.4%9.573.33%

MATRI

811-1.22-0.15%0.010.1132.3105.65%14.415.119.04164.047.865.117.189.55%9.59630.2399.788.040.730.44%9.155.47%

MERO

661.2-4.8-0.72%0.010.11151.87103.74%7.1113.3315.83232.588.537.1210.2918.84%6.5656.045.6546.1610.261.161.39%8.9510.63%

MKLB

------------------------
AVG1,220.4918.360.16%0.010.122202.45130.92%7.5431.2634.68386.557.677.4916.1611.64%8.5155.791.01746.5312.931.962.19%16.3118.2%
MED929.5-2.57-0.26%00.13174.46111.22%7.130.4834.99378.897.927.6615.689.96%7.845.990.5530.759.972.072.38%14.5418.6%
MAX5,996471.778.54%0.030.15484.74379.35%14.482.4991.55999.258.99.3736.6923.93%17.78209.385.65156.7247.773.724.02%38.3241.45%
MIN661.2-29.1-2.46%00.06131.5325.3%2.274.376.03161.781.374.792.742.32%3.5519.060.0618.66.630.360.4%2.763.33%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum