Mithila LaghuBitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 978.90

NPR +9.9+1.02%

09:02 AM NPT · Sep 24, 2026

Est. Microfinance program origins from early 2000s; licensed by NRB as a D-class microfinance institution (ग-घ) and later listed on NEPSE · Dhalkewar, Dhanusha, Nepal · CEO: Satya Deo Raut

Mithila Laghubitta Bittiya Sanstha Ltd. (MLBBL) is a microfinance financial institution operating in Nepal, licensed under the “ग-घ (D-class)” category by the central bank. MLBBL’s registered head office is located in Dhalkewar, Dhanusha serving as its central office and primary administrative center. The institution maintains a broad network of branch offices across several districts (especially in Madhesh region), targeting underserved and rural populations. The core objective of MLBBL is to provide financial services — especially micro-credit, savings, and remittance services to low-income, rural, marginalized households. Their services include: micro-loans, seasonal/general loans, savings (mandatory monthly savings, voluntary savings, special savings schemes), protection schemes, and remittance facilitation. By delivering financial services directly to rural households and under-banked communities, MLBBL aims to foster financial inclusion, support livelihood and income-generation activities, and help uplift socially and economically marginalized segments. As a formally registered microfinance institution, MLBBL is also listed on the Nepal Stock Exchange (NEPSE) under ticker symbol MLBBL. According to recent public data: MLBBL’s shares outstanding are 2,239,331.48 units. Merolagani The paid-up value per share is NPR 100. sharesansar.com+1 MLBBL’s business model and financial results reflect its microfinance operations in rural and semi-urban areas, serving thousands of clients with savings and credit products. mlbbank.com.np+1 In recent periods, MLBBL has reportedly improved its financial performance. For instance, according to a news summary, the institution’s “self-interest income and net profit increased significantly” in a recent quarter, and the Non-Performing Loan (NPL) ratio reportedly declined indicating progress on asset quality and operational stability.Overall, MLBBL is a grassroots-level microfinance institution focused on financial inclusion, rural upliftment, and providing banking services to underserved communities — with a formal structure, regulated licensing, and access to capital markets via listing.

Trading

Open

920.60

High

978.90

Low

920.60

Prev Close

969.00

Volume

1,411

Turnover

Rs 1,367,859.2

Txns

21

Valuation · Q4 FY25/26

EPS Ann.

20.07

EPS TTM

20.07

BVPS

167.93

P/E Ann.

48.77

P/E TTM

48.77

Graham #

275.38

Capital

Mkt Cap

2.19 Arab

Total

22.39 Lakh

Public

10.97 Lakh

Promoter

11.42 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

65.88

ADX

42.09

Overall Score

53
Below Line

Technical Score

Moving Averages

SMA 20

951.95

SMA 50

1047.49

Bands & Channels

BB Width %

9.23%

Volume & Flow

OBV

924,026

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

8,849

Shares Bought

Total Sell

8,849

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

43

Participating

ACCUM/DIST

Accumulation 72%

Distribution 28%

Accumulators

2

Quantity

5,601

Amount

5,505,119

Avg Rate

982.88

Rank

#19

Brokers

#17#48

Distributors

3

Quantity

2,125

Amount

2,087,015

Avg Rate

982.12

Rank

#34

Brokers

#32#25#26

Net Flow Impact:

+3,476units
(Rs. 3,418,104)

Net Flow by Timeframe

MLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 14,317 ]

Buy Side

Total: 7,091

Broker

QTY

AVG

NET

%

17

3,326

989.49

+3,325

37.6%

48

2,275

973.22

+2,107

25.7%

45

317

976.05

+227

3.6%

22

265

984.02

+94

3.0%

85

210

975.58

+210

2.4%

28

158

983.92

+158

1.8%

36

100

971.75

+100

1.1%

49

85

973.92

+69

1.0%

35

77

955.00

+26

0.9%

16

56

981.20

+56

0.6%

13

50

981.10

+50

0.6%

33

50

971.00

+30

0.6%

41

50

990.00

+30

0.6%

14

41

981.00

+41

0.5%

11

31

966.00

+21

0.3%

Sell Side

Total: 7,226

Broker

QTY

AVG

NET

%

32

757

978.04

-757

8.6%

25

700

980.11

-700

7.9%

6

681

970.49

-325

7.7%

26

668

988.86

-640

7.5%

5

558

978.25

-538

6.3%

62

550

984.20

-50

6.2%

65

505

975.68

-505

5.7%

54

500

969.00

-480

5.7%

18

460

990.00

-460

5.2%

43

358

997.21

-358

4.0%

57

320

990.76

-320

3.6%

4

311

987.51

-11

3.5%

1

300

979.15

-297

3.4%

58

284

980.09

-148

3.2%

50

274

981.97

-174

3.1%

Financial Fundamentals

Financial MetricFY25/26 Q4FY24/25 Q4FY23/24 Q4FY22/23 Q4Growth %
Capital & Liabilities
Paid Up Capital0223,933196,0030+14.25%
Reserves and Surplus0204,429127,8410+59.91%
Debentures and Bonds00.001518955.480-100.00%
Borrowings0.001771143.370.000-100.00%
Deposits01,187,9621,042,6580+13.94%
Income Tax Liabilities036,08420,3770+77.09%
Other Liabilities249,074169,077139,7290+47.31%
Total Capital & Liabilities03,592,6303,045,5620+17.96%
Assets
Cash and Bank Balance0406,031182,8940+122.00%
Money at Call & Short Notice085,93610,2140+741.35%
Investments01000.001000.0000.00%
Loan and Advances02,969,1472,754,9350+7.78%
Fixed Assets05,8836,4700-9.07%
Non Banking Assets00.000.000-
Other Assets248,098124,63390,0500+99.06%
Total Assets3,814,1783,592,6303,045,5620+6.17%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)P/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ACLBSL

877-0.97-0.11%00.14180.9188.13%7.9627.7927.79336.329.048.2412.446.01%5.1533.5432.134.171.681.68%16.4816.48%

ADLB

-----------------------

AKBSL

-----------------------

ALBSL

1,174.4-19.58-1.64%0.010.13174.67114%7.7832.6332.63358.18.567.2517.038.57%6.0132.1836.475.482.232.23%19.6219.62%

ANLB

4,987+48.89+0.99%00.11362.38-5.7369.7169.71753.91-7.6526.7910.78%19.87103.2971.827.673.073.07%19.9419.94%

AVYAN

1,060+0.95+0.09%00.14158.75111.65%8.3557.0457.04451.388.378.527.57.41%6.5618.2718.655.023.863.86%39.9239.92%

BPW

-----------------------

CBBL

956.8+7.78+0.82%0.030.12251.0695.51%5.3535.9135.91450.396.235.3219.332.3%3.6725.6826.734.962.372.37%14.9614.96%

CYCL

1,630+99.05+6.47%00.12357.75112.53%6.62110.66110.66943.797.916.6133.914.04%3.711213.464.074.024.02%34.8534.85%

DDBL

861+4.97+0.58%0.020.13226.87112.67%5.3848.1548.15495.777.767.4226.836.49%3.7517.6517.944.743.483.48%23.123.1%

DLBS

1,205.1-136.73-10.19%00.12150.5745.18%11.2715.7215.72230.777.986.587.0820.52%8.0376.9175.325.450.820.82%9.829.82%

FMDBL

759.5+9.52+1.27%0.010.06137.26123.87%2.0914.1814.18209.271.364.0447.122.88%6.2760.6553.6728.583.063.06%10.5610.56%

FOWAD

900+6.97+0.78%0.010.13278.57115.92%6.2352.1452.14571.677.566.5921.0716.17%3.5118.7817.513.962.692.69%19.7419.74%

GBLBS

692-0.48-0.07%0.010.14295.1825.3%4.494036.73493.918.139.3618.984.94%3.5519.6321.246.632.612.4%1412.85%

GGBSL

-----------------------

GILB

1,139.5+11.39+1.01%0.010.14242.58270.5%6.5761.8761.87581.118.818.5625.618.7%4.3717.1318.44.393.63.6%27.6127.61%

GLBSL

1,700-9.92-0.58%00.14169.51352.61%9.3431.1131.11344.468.498.1413.378.09%10.4156.755.457.581.871.87%20.2820.28%

GMFBS

1,124+23.98+2.18%00.12158105.93%9.4228.6828.68319.318.517.1613.9113.79%7.5241.4238.955.771.681.68%17.0917.09%

HLBSL

869+3.81+0.44%00.12185.5393.98%8.7131.2631.26361.248.37.3114.989.04%4.6927.8128.214.171.81.8%18.0618.06%

ILBS

950-18-1.86%00.13161.73120.99%6.5636.6636.66365.248.828.0722.6212.92%5.3423.5729.055.332.892.89%23.0323.03%

JALPA

-----------------------

JBLB

1,278.8+3.7+0.29%0.020.13279.95125.1%661.861.8623.927.197.2125.615.33%4.4720.2320.585.183.343.34%24.4224.42%

JSLBB

969-0.97-0.1%00.12175.1110.76%7.0710.710.7205.325.316.516.4717.14%5.7193.3692.346.040.750.75%6.426.42%

KLBS

-----------------------

KLBSL

-----------------------

KMCDB

828+17.98+2.22%00.13178.73114.65%6.2227.427.4331.948.668.316.529.78%4.3228.231.394.662.212.21%15.7315.73%

LLBS

860+5.98+0.7%00.13204.16194.11%7.1724.224.2333.419.547.112.3211.93%4.5138.0135.994.681.591.59%13.2413.24%

MATRI

727.1-21.79-2.91%00.12145.42114.29%12.3545.1345.13384.277.956.3218.6826.61%5.7718.5916.373.472.32.3%27.4627.46%

MERO

607+3.02+0.5%0.010.11149.8787.82%8.38.478.471698.375.926.2217.32%4.4779.172.264.920.690.69%5.635.63%

MKLB

-----------------------
AVG1,188.871.80.04%0.010.124210.21130.26%7.2339.639.45423.397.757.1919.7410.94%5.98539.2137.457.1332.392.38%19.1819.13%
MED953.43.750.47%00.13179.82114%6.8534.2734.27363.248.37.2318.839.41%4.9228.0130.224.992.342.34%18.8418.84%
MAX4,98799.056.47%0.030.14362.38352.61%12.35110.66110.66943.799.549.3647.1226.61%19.87103.2992.3428.584.024.02%39.9239.92%
MIN607-136.73-10.19%00.06137.2625.3%2.098.478.471691.364.046.222.3%3.511213.463.470.690.69%5.635.63%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum