Mithila LaghuBitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 920.00

NPR 00.00%

09:14 AM NPT · Nov 6, 2026

Est. Microfinance program origins from early 2000s; licensed by NRB as a D-class microfinance institution (ग-घ) and later listed on NEPSE · Dhalkewar, Dhanusha, Nepal · CEO: Satya Deo Raut

Mithila Laghubitta Bittiya Sanstha Ltd. (MLBBL) is a microfinance financial institution operating in Nepal, licensed under the “ग-घ (D-class)” category by the central bank. MLBBL’s registered head office is located in Dhalkewar, Dhanusha serving as its central office and primary administrative center. The institution maintains a broad network of branch offices across several districts (especially in Madhesh region), targeting underserved and rural populations. The core objective of MLBBL is to provide financial services — especially micro-credit, savings, and remittance services to low-income, rural, marginalized households. Their services include: micro-loans, seasonal/general loans, savings (mandatory monthly savings, voluntary savings, special savings schemes), protection schemes, and remittance facilitation. By delivering financial services directly to rural households and under-banked communities, MLBBL aims to foster financial inclusion, support livelihood and income-generation activities, and help uplift socially and economically marginalized segments. As a formally registered microfinance institution, MLBBL is also listed on the Nepal Stock Exchange (NEPSE) under ticker symbol MLBBL. According to recent public data: MLBBL’s shares outstanding are 2,239,331.48 units. Merolagani The paid-up value per share is NPR 100. sharesansar.com+1 MLBBL’s business model and financial results reflect its microfinance operations in rural and semi-urban areas, serving thousands of clients with savings and credit products. mlbbank.com.np+1 In recent periods, MLBBL has reportedly improved its financial performance. For instance, according to a news summary, the institution’s “self-interest income and net profit increased significantly” in a recent quarter, and the Non-Performing Loan (NPL) ratio reportedly declined indicating progress on asset quality and operational stability.Overall, MLBBL is a grassroots-level microfinance institution focused on financial inclusion, rural upliftment, and providing banking services to underserved communities — with a formal structure, regulated licensing, and access to capital markets via listing.

Trading

Open

916.00

High

928.00

Low

910.00

Prev Close

920.00

Volume

1,846

Turnover

Rs 1,687,985.6

Txns

0

Valuation · Q4 FY25/26

EPS Ann.

20.07

EPS TTM

20.07

BVPS

167.93

P/E Ann.

45.84

P/E TTM

45.84

Graham #

275.38

Capital

Mkt Cap

2.35 Arab

Total

25.58 Lakh

Public

12.54 Lakh

Promoter

13.05 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

35.51

ADX

34.61

Overall Score

36
Below Line

Technical Score

Moving Averages

SMA 20

932.05

SMA 50

952.46

Bands & Channels

BB Width %

3.11%

Volume & Flow

OBV

924,064

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

4,748

Shares Bought

Total Sell

4,748

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

44

Participating

ACCUM/DIST

Accumulation 35%

Distribution 65%

Accumulators

3

Quantity

1,194

Amount

1,091,207

Avg Rate

913.91

Rank

#38

Brokers

#57#17#32

Distributors

2

Quantity

2,227

Amount

2,045,494

Avg Rate

918.50

Rank

#34

Brokers

#82#10

Net Flow Impact:

-1,033units
(Rs. -954,287)

Net Flow by Timeframe

MLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 8,061 ]

Buy Side

Total: 3,941

Broker

QTY

AVG

NET

%

58

490

920.61

+191

10.3%

57

440

915.94

+440

9.3%

17

381

914.40

+379

8.0%

32

373

911.01

+373

7.9%

25

345

916.94

+335

7.3%

62

310

933.55

+310

6.5%

52

296

929.25

+296

6.2%

43

240

918.68

+240

5.0%

41

210

915.71

+210

4.4%

7

186

915.90

+186

3.9%

74

170

928.10

+170

3.6%

36

150

916.57

+22

3.2%

13

142

911.20

+16

3.0%

70

108

921.00

+108

2.3%

49

100

916.00

+48

2.1%

Sell Side

Total: 4,120

Broker

QTY

AVG

NET

%

82

1,190

923.97

-1,190

25.1%

10

1,037

912.22

-1,037

21.8%

19

490

917.34

-490

10.3%

34

370

921.74

-350

7.8%

5

268

916.64

-248

5.6%

16

160

916.06

-160

3.4%

21

130

917.25

-5

2.7%

14

115

924.10

-55

2.4%

72

105

917.00

-105

2.2%

53

100

932.00

-100

2.1%

6

60

937.00

-60

1.3%

65

50

916.65

-50

1.1%

1

30

917.00

-30

0.6%

47

13

925.00

-13

0.3%

29

2

921.50

-2

0.0%

Financial Fundamentals

Financial MetricFY25/26 Q4FY24/25 Q4FY23/24 Q4FY22/23 Q4Growth %
Capital & Liabilities
Paid Up Capital0223,933196,0030+14.25%
Reserves and Surplus0204,429127,8410+59.91%
Debentures and Bonds00.001518955.480-100.00%
Borrowings0.001771143.370.000-100.00%
Deposits01,187,9621,042,6580+13.94%
Income Tax Liabilities036,08420,3770+77.09%
Other Liabilities249,074169,077139,7290+47.31%
Total Capital & Liabilities03,592,6303,045,5620+17.96%
Assets
Cash and Bank Balance0406,031182,8940+122.00%
Money at Call & Short Notice085,93610,2140+741.35%
Investments01000.001000.0000.00%
Loan and Advances02,969,1472,754,9350+7.78%
Fixed Assets05,8836,4700-9.07%
Non Banking Assets00.000.000-
Other Assets248,098124,63390,0500+99.06%
Total Assets3,814,1783,592,6303,045,5620+6.17%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)P/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ACLBSL

817.5-15.66-1.88%00.14180.9188.13%7.9627.7927.79336.329.048.2412.446.01%5.1533.5432.134.171.681.68%16.4816.48%

ADLB

-----------------------

AKBSL

-----------------------

ALBSL

1,169.6-2.34-0.2%0.010.13174.67114%7.7832.6332.63358.18.567.2517.038.57%6.0132.1836.475.482.232.23%19.6219.62%

ANLB

4,899.3+30.19+0.62%00.11362.38-5.7369.7169.71753.91-7.6526.7910.78%19.87103.2971.827.673.073.07%19.9419.94%

AVYAN

1,020+2.04+0.2%00.14158.75111.65%8.3557.0457.04451.388.378.527.57.41%6.5618.2718.655.023.863.86%39.9239.92%

BPW

-----------------------

CBBL

987-2.77-0.28%0.040.12251.0695.51%5.3535.9135.91450.396.235.3219.332.3%3.6725.6826.734.962.372.37%14.9614.96%

CYCL

1,362+10.41+0.77%00.12357.75112.53%6.62110.66110.66943.797.916.6133.914.04%3.711213.464.074.024.02%34.8534.85%

DDBL

862.5-4.51-0.52%0.020.13226.87112.67%5.3848.1548.15495.777.767.4226.836.49%3.7517.6517.944.743.483.48%23.123.1%

DLBS

1,03900%00.12150.5745.18%11.2715.7215.72230.777.986.587.0820.52%8.0376.9175.325.450.820.82%9.829.82%

FMDBL

718+2+0.28%0.010.06137.26123.87%2.0914.1814.18209.271.364.0447.122.88%6.2760.6553.6728.583.063.06%10.5610.56%

FOWAD

900.1+5.1+0.57%0.010.13278.57115.92%6.2352.1452.14571.677.566.5921.0716.17%3.5118.7817.513.962.692.69%19.7419.74%

GBLBS

641.3-10.23-1.57%0.010.14295.1825.3%4.494036.73493.918.139.3618.984.94%3.5519.6321.246.632.612.4%1412.85%

GGBSL

-----------------------

GILB

1,127.6+17.54+1.58%0.010.14242.58270.5%6.5761.8761.87581.118.818.5625.618.7%4.3717.1318.44.393.63.6%27.6127.61%

GLBSL

1,440-39.05-2.64%00.14169.51352.61%9.3431.1131.11344.468.498.1413.378.09%10.4156.755.457.581.871.87%20.2820.28%

GMFBS

1,039+9.98+0.97%00.12158105.93%9.4228.6828.68319.318.517.1613.9113.79%7.5241.4238.955.771.681.68%17.0917.09%

HLBSL

870-8.97-1.02%00.12185.5393.98%8.7131.2631.26361.248.37.3114.989.04%4.6927.8128.214.171.81.8%18.0618.06%

ILBS

965+24.91+2.65%00.13161.73120.99%6.5636.6636.66365.248.828.0722.6212.92%5.3423.5729.055.332.892.89%23.0323.03%

JALPA

-----------------------

JBLB

1,289+7.94+0.62%0.020.13279.95125.1%661.861.8623.927.197.2125.615.33%4.4720.2320.585.183.343.34%24.4224.42%

JSLBB

923.4+10.41+1.14%00.12175.1110.76%7.0710.710.7205.325.316.516.4717.14%5.7193.3692.346.040.750.75%6.426.42%

KLBS

-----------------------

KLBSL

-----------------------

KMCDB

775.1+0.08+0.01%00.13178.73114.65%6.2227.427.4331.948.668.316.529.78%4.3228.231.394.662.212.21%15.7315.73%

LLBS

813.9+0.89+0.11%00.13204.16194.11%7.1724.224.2333.419.547.112.3211.93%4.5138.0135.994.681.591.59%13.2413.24%

MATRI

709.8+9.18+1.31%00.12145.42114.29%12.3545.1345.13384.277.956.3218.6826.61%5.7718.5916.373.472.32.3%27.4627.46%

MERO

631.9+2.02+0.32%0.010.11149.8787.82%8.38.478.471698.375.926.2217.32%4.4779.172.264.920.690.69%5.635.63%

MKLB

-----------------------
AVG1,136.412.230.14%0.010.124210.21130.26%7.2339.639.45423.397.757.1919.7410.94%5.98539.2137.457.1332.392.38%19.1819.13%
MED944.22.010.24%00.13179.82114%6.8534.2734.27363.248.37.2318.839.41%4.9228.0130.224.992.342.34%18.8418.84%
MAX4,899.330.192.65%0.040.14362.38352.61%12.35110.66110.66943.799.549.3647.1226.61%19.87103.2992.3428.584.024.02%39.9239.92%
MIN631.9-39.05-2.64%00.06137.2625.3%2.098.478.471691.364.046.222.3%3.511213.463.470.690.69%5.635.63%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum