Mithila LaghuBitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,167.90

NPR -0.1-0.01%

09:12 AM NPT · Jun 26, 2026

Est. Microfinance program origins from early 2000s; licensed by NRB as a D-class microfinance institution (ग-घ) and later listed on NEPSE · Dhalkewar, Dhanusha, Nepal · CEO: Satya Deo Raut

Mithila Laghubitta Bittiya Sanstha Ltd. (MLBBL) is a microfinance financial institution operating in Nepal, licensed under the “ग-घ (D-class)” category by the central bank. MLBBL’s registered head office is located in Dhalkewar, Dhanusha serving as its central office and primary administrative center. The institution maintains a broad network of branch offices across several districts (especially in Madhesh region), targeting underserved and rural populations. The core objective of MLBBL is to provide financial services — especially micro-credit, savings, and remittance services to low-income, rural, marginalized households. Their services include: micro-loans, seasonal/general loans, savings (mandatory monthly savings, voluntary savings, special savings schemes), protection schemes, and remittance facilitation. By delivering financial services directly to rural households and under-banked communities, MLBBL aims to foster financial inclusion, support livelihood and income-generation activities, and help uplift socially and economically marginalized segments. As a formally registered microfinance institution, MLBBL is also listed on the Nepal Stock Exchange (NEPSE) under ticker symbol MLBBL. According to recent public data: MLBBL’s shares outstanding are 2,239,331.48 units. Merolagani The paid-up value per share is NPR 100. sharesansar.com+1 MLBBL’s business model and financial results reflect its microfinance operations in rural and semi-urban areas, serving thousands of clients with savings and credit products. mlbbank.com.np+1 In recent periods, MLBBL has reportedly improved its financial performance. For instance, according to a news summary, the institution’s “self-interest income and net profit increased significantly” in a recent quarter, and the Non-Performing Loan (NPL) ratio reportedly declined indicating progress on asset quality and operational stability.Overall, MLBBL is a grassroots-level microfinance institution focused on financial inclusion, rural upliftment, and providing banking services to underserved communities — with a formal structure, regulated licensing, and access to capital markets via listing.

Trading

Open

1,184.00

High

1,184.00

Low

1,148.60

Prev Close

1,168.00

Volume

313

Turnover

Rs 360,306

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

38.36

EPS TTM

40.85

BVPS

199.67

P/E Ann.

30.45

P/E TTM

28.59

Graham #

415.13

Capital

Mkt Cap

2.62 Arab

Total

22.39 Lakh

Public

10.97 Lakh

Promoter

11.42 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

39.35

ADX

23.7

Overall Score

41
Below Line

Technical Score

Moving Averages

SMA 20

1182.4

SMA 50

1201.47

Bands & Channels

BB Width %

5.53%

Volume & Flow

OBV

927,859

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

4,018

Shares Bought

Total Sell

4,018

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

42

Participating

ACCUM/DIST

Accumulation 59%

Distribution 41%

Accumulators

3

Quantity

1,175

Amount

1,374,127

Avg Rate

1169.47

Rank

#40

Brokers

#22#25#72

Distributors

2

Quantity

803

Amount

928,407

Avg Rate

1156.17

Rank

#46

Brokers

#57#82

Net Flow Impact:

+372units
(Rs. 445,720)

Net Flow by Timeframe

MLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 6,141 ]

Buy Side

Total: 2,870

Broker

QTY

AVG

NET

%

22

500

1188.57

+471

12.4%

25

345

1155.92

+345

8.6%

72

330

1154.70

+330

8.2%

17

245

1156.57

+83

6.1%

43

221

1153.79

+74

5.5%

47

220

1161.64

+189

5.5%

7

180

1155.12

+180

4.5%

45

179

1157.16

+179

4.5%

32

150

1153.60

+17

3.7%

50

120

1150.00

+120

3.0%

6

100

1156.00

+100

2.5%

16

90

1152.00

+10

2.2%

49

75

1164.80

+45

1.9%

46

60

1153.18

+60

1.5%

28

55

1154.00

+55

1.4%

Sell Side

Total: 3,271

Broker

QTY

AVG

NET

%

57

503

1157.86

-463

12.5%

42

480

1152.92

-164

11.9%

58

385

1157.57

-70

9.6%

4

300

1178.49

-270

7.5%

82

300

1153.34

-300

7.5%

18

257

1154.10

-257

6.4%

38

253

1156.17

-233

6.3%

88

183

1149.64

-183

4.5%

48

130

1156.57

-130

3.2%

1

100

1184.00

-34

2.5%

44

100

1152.82

-50

2.5%

8

91

1153.85

-91

2.3%

33

80

1167.55

-30

2.0%

52

69

1171.51

-19

1.7%

59

40

1184.20

-40

1.0%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Capital & Liabilities
Paid Up Capital255,844196,003196,0030+30.53%
Reserves and Surplus255,004190,083136,0360+34.15%
Debentures and Bonds0.000.000.000-
Borrowings1,394,9531,509,3271,549,6930-7.58%
Deposits1,308,2091,144,712979,5560+14.28%
Income Tax Liabilities0.0022835.2512880.450-100.00%
Other Liabilities306,015176,802168,8480+73.08%
Total Capital & Liabilities3,520,0253,239,7613,043,0170+8.65%
Assets
Cash and Bank Balance188,498204,783260,1790-7.95%
Money at Call & Short Notice12,3055,7455,7470+114.17%
Investments0.001000.001000.000-100.00%
Loan and Advances3,106,6092,904,4222,628,7120+6.96%
Fixed Assets7,0906,8418,4170+3.64%
Non Banking Assets0.000.000.000-
Other Assets205,522116,969138,9620+75.71%
Total Assets3,520,0253,239,7613,043,0170+8.65%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ACLBSL

939-16.04-1.68%00.13179.21201.13%8.3634.0234.53373.148.747.815.466.87%7.4229.30.5327.88.062.082.11%20.8421.15%

ADLB

------------------------

AKBSL

------------------------

ALBSL

1,070-14.97-1.38%0.010.13163.92113.23%8.1529.2839.86383.428.287.2915.879.88%9.3439.20.2627.7511.072.052.79%19.2526.22%

ANLB

5,894-5.9-0.1%0.010.11484.74-4.4982.4991.55999.25-8.229.2511.17%17.7878.370.5764.8840.763.213.57%19.6321.79%

AVYAN

1,060+0.11+0.01%00.15157.84110.28%8.352.5356.82449.218.888.4525.675.14%9.8322.140.0619.6210.113.724.02%38.3241.45%

BPW

------------------------

CBBL

910.7-0.27-0.03%0.030.12241.9395.82%5.5333.4134.99436.426.86.6518.452.32%5.0327.3-26.328.962.252.36%14.4715.16%

CYCL

1,432.9-29.69-2.03%00.11269.54110.75%9.2826.7443.18511.737.846.338.7219.7%7.7358.45-33.79.0711.62%9.9316.05%

DDBL

830-3.42-0.41%0.020.13212.26111.22%5.6344.1345.7467.187.76825.187.52%5.2819.060.4518.68.533.273.39%22.6323.43%

DLBS

1,235-42.15-3.3%00.11148.796.63%11.6318.2921.19266.267.926.778.3423.62%11.5770.540.2859.7510.470.951.11%11.7513.61%

FMDBL

770-2.01-0.26%0.010.06131.53119.28%2.2711.2713196.141.374.7936.694.36%8.3773.251.1560.6847.772.332.69%8.7210.06%

FOWAD

990-5.98-0.6%0.010.13239.61115.98%7.0818.1516.05294.167.347.117.5518.91%6.4964.230.1664.748.620.950.84%7.366.5%

GBLBS

767.6+0.61+0.08%0.010.14295.1825.3%4.494036.73493.918.139.3618.984.94%3.5519.63121.246.632.612.4%1412.85%

GGBSL

------------------------

GILB

1,102+0.99+0.09%0.010.14214.72277.7%7.0845.1647.07476.878.249.3718.928.69%7.125.330.6324.018.522.732.85%22.1723.11%

GLBSL

1,800-35.05-1.91%00.14168.91379.35%9.5840.6239.89389.368.598.1717.93.41%14.2144.311.4845.4714.112.452.41%27.3626.86%

GMFBS

1,226.2-16.78-1.35%00.13169.51105.16%9.2353.7152.94449.357.568.5524.1714.29%10.8525.690.1524.5211.043.163.12%32.1231.67%

HLBSL

87500%00.13178.01101.94%8.4731.6834.99374.368.768.4715.510.04%6.9329.20.6825.728.051.962.17%19.3621.37%

ILBS

890.1-17.89-1.97%00.12140.07113.65%7.8320.3133.95327.18.526.8913.9623.93%9.2147.66-26.9811.831.652.77%14.6124.44%

JALPA

------------------------

JBLB

1,261+4.02+0.32%0.020.13255.24127.25%6.3247.7357.77575.996.227.5520.194.8%6.8327.380.522.459.832.653.22%20.7325.09%

JSLBB

1,031+13.03+1.28%00.11170.91108.22%6.928.0919.73275.457.36.195.2721.45%8.93141.530.6255.513.280.591.45%5.1212.49%

KLBS

------------------------

KLBSL

------------------------

KMCDB

821-98.99-10.76%00.13154.96111.88%6.964.3712.22206.418.98.882.7414.14%7.87209.38-71.2810.210.361.03%2.767.74%

LLBS

92300%00.13192.91115.22%6.7917.296.03161.787.587.779.212.59%6.7456.393.91156.729.231.160.4%9.573.33%

MATRI

850-9.02-1.05%0.010.1132.3105.65%14.415.119.04164.047.865.117.189.55%9.59630.2399.788.040.730.44%9.155.47%

MERO

710.9-1.07-0.15%0.010.11151.87103.74%7.1113.3315.83232.588.537.1210.2918.84%6.5656.045.6546.1610.261.161.39%8.9510.63%

MKLB

------------------------
AVG1,244.97-12.75-1.15%0.010.122202.45130.92%7.5431.2634.68386.557.677.4916.1611.64%8.5155.791.01746.5312.931.962.19%16.3118.2%
MED964.5-4.66-0.33%00.13174.46111.22%7.130.4834.99378.897.927.6615.689.96%7.845.990.5530.759.972.072.38%14.5418.6%
MAX5,89413.031.28%0.030.15484.74379.35%14.482.4991.55999.258.99.3736.6923.93%17.78209.385.65156.7247.773.724.02%38.3241.45%
MIN710.9-98.99-10.76%00.06131.5325.3%2.274.376.03161.781.374.792.742.32%3.5519.060.0618.66.630.360.4%2.763.33%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum