Mahalaxmi Bikas Bank Ltd.

Development BankMid Cap

NPR 353.00

NPR -1.9-0.54%

09:14 AM NPT · Jun 29, 2026

Est. 2052 B.S. (Established as a National Level Development Bank) · Durbarmarg, Kathmandu, Nepal · CEO: Dipesh Lamsal

Mahalaxmi Bikas Bank was established in 1995 (B.S. 2052) and over the past 30+ years has grown into a major development-bank in Nepal. As a “B-class National Level Development Bank,” MLBL serves both retail and corporate clients across the country. MLBL operates a wide network: currently it has 103 branches and 33 ATMs across Nepal, serving a customer base of 800,000+. The head office is located on Durbar Marg, Kathmandu. The bank emphasizes a “digital-first” approach: through its branded mobile-banking app (Mahalaxmi Smart Saathi), internet banking, debit/credit cards, QR payments and other e-banking services, MLBL seeks to deliver modern and convenient banking to its clients. MLBL offers a full spectrum of banking services retail banking (savings & deposits, payments, cards), corporate and business banking, lending and credit products, remittances, digital banking, and other financial services. As of fiscal year 2081/82, MLBL proposed a 10.37% dividend (5% bonus shares + 5.37% cash dividend) indicating stable financial performance and shareholder returns. Because of its long history, extensive branch network, and diversified services, MLBL is considered one of Nepal’s well-established development banks, balancing traditional banking services with digital innovations.

Trading

Open

351.20

High

356.00

Low

350.20

Prev Close

354.90

Volume

21,753

Turnover

Rs 7,640,767.9

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

13.59

EPS TTM

11.75

BVPS

162.01

P/E Ann.

25.97

P/E TTM

30.04

Graham #

222.57

Capital

Mkt Cap

15.17 Arab

Total

4.3 Crore

Public

2.11 Crore

Promoter

2.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

28.57

ADX

27.8

Overall Score

14
Below Line

Technical Score

Moving Averages

SMA 20

360.64

SMA 50

365.03

Bands & Channels

BB Width %

4.89%

Volume & Flow

OBV

2,121,672

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

104,688

Shares Bought

Total Sell

104,688

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

64

Participating

ACCUM/DIST

Accumulation 57%

Distribution 43%

Accumulators

4

Quantity

52,100

Amount

18,431,002

Avg Rate

353.76

Rank

#7

Brokers

#4#57#66#50

Distributors

3

Quantity

39,285

Amount

13,889,820

Avg Rate

353.57

Rank

#8

Brokers

#22#33#17

Net Flow Impact:

+12,815units
(Rs. 4,541,182)

Net Flow by Timeframe

MLBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 152,837 ]

Buy Side

Total: 84,331

Broker

QTY

AVG

NET

%

4

18,319

356.40

+17,719

17.5%

50

15,018

351.38

+5,213

14.3%

57

13,107

354.00

+10,604

12.5%

45

8,076

352.60

+2,568

7.7%

34

6,060

351.81

+3,292

5.8%

66

5,656

351.00

+5,645

5.4%

60

2,648

354.14

+2,648

2.5%

40

2,500

353.64

+2,500

2.4%

8

2,486

354.79

+2,373

2.4%

32

2,380

354.15

+2,041

2.3%

21

1,892

352.91

+105

1.8%

46

1,755

352.73

+1,400

1.7%

67

1,559

353.90

+1,559

1.5%

38

1,442

352.14

+1,035

1.4%

13

1,433

354.01

+1,186

1.4%

Sell Side

Total: 68,506

Broker

QTY

AVG

NET

%

22

16,045

356.83

-15,887

15.3%

33

15,750

351.24

-15,750

15.0%

17

7,490

351.46

-6,275

7.2%

37

5,186

352.30

-3,076

5.0%

81

4,246

356.30

-4,246

4.1%

42

2,790

356.28

-142

2.7%

44

2,414

352.82

-2,314

2.3%

36

2,413

353.05

-2,213

2.3%

56

2,000

354.38

-2,000

1.9%

84

2,000

351.00

-2,000

1.9%

14

1,921

355.21

-1,643

1.8%

58

1,909

354.67

-993

1.8%

35

1,605

356.01

-821

1.5%

52

1,373

355.09

-1,363

1.3%

51

1,364

354.44

-1,164

1.3%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent1,381,5432,574,4034,525,5760-46.34%
Money at Call & Short Notice2,123,7722,455,7182,584,2250-13.52%
Due from NRB2,123,7722,455,7182,584,2250-13.52%
Placement with B/FIs0.000.000.000-
Loans & Advances
Loans and Advances45,165,93746,130,17344,891,2350-2.09%
Loans & Advances to B/FIs2,802,4124,153,9113,855,1320-32.54%
Loans & Advances to Customers42,363,52541,976,26341,036,1030+0.92%
Investments
Investment Securities11,875,05210,089,5109,160,3330+17.70%
Investment in Subsidiaries0.000.000.000-
Investment in Associates6,4664,7344,7340+36.60%
Investment Property580,766616,750539,4670-5.83%
Other Assets
Derivative Financial Instruments0.000.000.000-
Other Trading Assets0.000.000.000-
Current Tax Assets70,40767,85579,9680+3.76%
Deferred Tax Assets113,27048,85289,4660+131.86%
Goodwill and Intangible Assets7,2085,6204,4680+28.27%
Property & Equipment511,633356,544333,7730+43.50%
Other Assets1,213,423502,016875,3710+141.71%
Total Assets62,858,59262,729,84762,914,7140+0.21%
Liabilities
Borrowings & Funding
Borrowings1,574,5611,657,0832,518,4520-4.98%
Borrowing0.000.000.000-
Debt Securities Issued995,444995,084994,7600+0.04%
Subordinated Liabilities0.000.000.000-
Interbank & NRB
Due to B/FIs579,117661,9991,523,6920-12.52%
Due to NRB0.000.000.000-
Deposits53,219,78353,203,64353,063,4790+0.03%
Other Liabilities
Provisions0.000.00101970.370-
Current Tax Liabilities0.000.000.000-
Deferred Tax Liabilities0.000.000.000-
Other Liabilities755,644829,052711,7700-8.85%
Other Liabilities & Provisions755,644829,052813,7410-8.85%
Total Liabilities55,549,98955,689,77856,395,6720-0.25%
Equity
Paid Up Capital4,511,2814,296,4584,171,3190+5.00%
Share Premium0.000.000.000-
Reserves & Surpluses
Reserves2,687,3432,580,1272,248,8910+4.16%
Reserves & Surpluses2,797,3222,743,6122,347,7230+1.96%
Retained Earnings109,979163,48598,8330-32.73%
Non-Controlling Interest0.000.000.000-
Total Equity7,308,6037,040,0706,519,0420+3.81%
Total Liabilities & Equity62,858,59262,729,84762,914,7140+0.21%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

CORBL

1,680-33.94-1.98%0.010.07139.2758.82%3.3412.262.6891.644.576.7129.166.36%17.45148.690.94733.6277.122.170.47%8.641.89%

EDBL

559.7+4.11+0.74%0.010.0618476.86%7.7916.6116.24259.294.574.2818.316.59%4.2735.440.0136.2211.531.091.07%9.599.37%

GBBL

402-3.81-0.94%0.020.07167.5887.15%9.7323.2126.99319.014.134.6818.734.77%3.2917.790.5215.415.921.351.57%14.8517.28%

GBLBSP

------------------------

GRDBL

1,023-25.05-2.39%0.010.07116.885.44%8.487.6313.54188.634.174.439.474.32%12.1138.932.6278.6623.40.681.22%6.8712.19%

JBBL

336-1.99-0.59%0.020.07163.4381.45%9.6319.097.63167.54.174.217.057.83%3.0319.430.1847.175.891.150.46%12.114.83%

KRBL

-------------------82.82-----

KSBBL

472-2.99-0.63%0.020.07158.2887.33%10.0918.6417.35248.574.114.3915.054.4%4.0926.03-28.36.971.081.01%12.6511.78%

LBBL

477-2.88-0.6%0.020.07205.487.11%7.8820.6724.61337.254.084.1116.236.49%3.22240.0220.326.931.121.34%10.7112.76%

MDB

582.9-4.11-0.7%0.010.07139.3685.76%5.1210.5411.02185.894.25419.480.48%5.955914.5356.320.441.41.46%7.67.94%

MNBBL

365-1.91-0.52%0.030.07155.0985.21%9.8715.7121.94276.74.484.6134.88%3.2624.121.6417.095.580.951.33%10.6714.89%

MTBL

------------------------

NABBC

780.1-7.88-1%00.0432.9856.77%2.97-12.64-11.86-4.5-2.52-304.859.37%47.42-92.8--77.31502.89-10.84-10.17%-59.8-56.1%

SABBL

969.4-6.64-0.68%0.010.08103.7571.21%2.81-0.811.3956.964.586.2-2.823.35%20.69-1,987.65-852.5299.38-0.210.38%-0.931.61%

SADBL

399.9-3.1-0.77%0.020.07158.7983.84%9.8217.315.73237.064.324.6314.247.87%3.5724.573.8726.76.2210.91%11.3710.34%

SAPDBL

798-16.04-1.97%0.010.0672.971.87%14.619.4319.59179.263.993.5915.197.6%15.6990.990.2943.2924.580.881.84%12.5526.07%

SHBL

------------------------

SHINE

400-4-0.99%0.020.07153.0585.75%1020.9319.182574.094.3617.624.92%3.619.730.4121.746.181.291.19%14.1112.93%

SINDU

704-5.03-0.71%00.0691.366.04%11.2-7.911.249.654.583.84-11.277.92%11.07-95.85-628.3319.21-0.720.1%-9.241.4%
AVG663.27-7.68-0.92%0.010.067136.1378.04%8.2211.3812.48203.894.314.1-7.699.14%10.58-103.172.275152.84654.8160.160.28%4.125.95%
MED559.7-4-0.71%0.010.07153.0583.84%9.6315.7115.73212.854.254.3615.196.36%4.2724.120.5232.2611.531.081.07%10.6710.34%
MAX1,6804.110.74%0.030.08205.487.33%14.6123.2126.99337.254.586.7129.1659.37%47.42148.6914.53852.52502.892.171.84%14.8526.07%
MIN336-33.94-2.39%00.0432.9856.77%2.81-12.64-11.8649.653.99-2.52-304.80.48%3.03-1,987.650.01-82.825.58-10.84-10.17%-59.8-56.1%

19

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum