Mahalaxmi Bikas Bank Ltd.

Development BankMid Cap

NPR 365.00

NPR -1.8-0.49%

09:13 AM NPT · May 14, 2026

Est. 2052 B.S. (Established as a National Level Development Bank) · Durbarmarg, Kathmandu, Nepal · CEO: Dipesh Lamsal

Mahalaxmi Bikas Bank was established in 1995 (B.S. 2052) and over the past 30+ years has grown into a major development-bank in Nepal. As a “B-class National Level Development Bank,” MLBL serves both retail and corporate clients across the country. MLBL operates a wide network: currently it has 103 branches and 33 ATMs across Nepal, serving a customer base of 800,000+. The head office is located on Durbar Marg, Kathmandu. The bank emphasizes a “digital-first” approach: through its branded mobile-banking app (Mahalaxmi Smart Saathi), internet banking, debit/credit cards, QR payments and other e-banking services, MLBL seeks to deliver modern and convenient banking to its clients. MLBL offers a full spectrum of banking services retail banking (savings & deposits, payments, cards), corporate and business banking, lending and credit products, remittances, digital banking, and other financial services. As of fiscal year 2081/82, MLBL proposed a 10.37% dividend (5% bonus shares + 5.37% cash dividend) indicating stable financial performance and shareholder returns. Because of its long history, extensive branch network, and diversified services, MLBL is considered one of Nepal’s well-established development banks, balancing traditional banking services with digital innovations.

www.mahalaxmibank.com/facebook linkedin

Trading

Open

363.00

High

369.70

Low

363.00

Prev Close

366.80

Volume

5,207

Turnover

Rs 1,897,416.5

Txns

Valuation · Q2 FY25/26

EPS Ann.

14.24

EPS TTM

7.13

BVPS

165.48

P/E Ann.

25.63

P/E TTM

51.19

Graham #

230.26

Capital

Mkt Cap

15.68 Arab

Total

4.3 Crore

Public

2.11 Crore

Promoter

2.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

43.1

ADX

32.45

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

369.49

SMA 50

379.77

Bands & Channels

BB Width %

5.75%

Volume & Flow

OBV

2,238,520

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

58,583

Shares Bought

Total Sell

58,583

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

19,370

Amount

7,115,802

Avg Rate

367.36

Rank

#13

Brokers

#88#59#45#53

Distributors

Quantity

21,361

Amount

7,829,682

Avg Rate

366.54

Rank

#12

Brokers

#14#57#80#37

Net Flow Impact:

-1,991units

(Rs. -713,879)

Net Flow by Timeframe

MLBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 79,213 ]

Buy Side

Total: 42,166

Broker

QTY

AVG

NET

5,526

367.05

+3,189

9.4%

5,388

366.96

+4,382

9.2%

5,311

364.85

+5,311

9.1%

4,856

368.75

+1,478

8.3%

3,145

372.83

+3,136

5.4%

3,027

367.91

+410

5.2%

2,560

369.09

+950

4.4%

2,484

369.18

+214

4.2%

1,998

367.35

+603

3.4%

1,973

364.86

+1,973

3.4%

1,300

365.07

+1,275

2.2%

1,289

366.07

+1,178

2.2%

1,286

364.77

+910

2.2%

1,012

370.74

+728

1.7%

1,011

366.36

+391

1.7%

Sell Side

Total: 37,047

Broker

QTY

AVG

NET

13,020

364.74

-12,955

22.2%

3,762

369.03

-2,832

6.4%

2,781

367.67

-1,770

4.8%

2,416

369.71

-2,146

4.1%

2,272

370.20

-1,962

3.9%

2,163

369.52

-2,163

3.7%

2,043

365.28

-2,043

3.5%

1,824

368.33

-586

3.1%

1,214

369.92

-286

2.1%

1,133

365.99

-812

1.9%

1,120

365.79

-79

1.9%

1,092

367.79

-394

1.9%

863

370.77

-863

1.5%

704

364.98

-598

1.2%

640

370.15

-160

1.1%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	2,002,926,208,000	1,897,038,955	2,345,686,953	3,970,648,132	+105481.71%
Money at Call & Short Notice	2,242,889,039,000	2,468,034,066	1,923,042,180	2,536,355,884	+90777.56%
Due from NRB	2,242,889,039,000	2,468,034,066	1,923,042,180	2,536,355,884	+90777.56%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	44,196,757,429,000	45,858,631,373	44,563,237,966	41,294,316,551	+96276.09%
Loans & Advances to B/FIs	3,051,250,824,000	4,178,930,447	4,054,527,074	4,320,007,983	+72915.11%
Loans & Advances to Customers	41,145,506,605,000	41,679,700,926	40,508,710,892	36,974,308,568	+98618.33%
Investments
Investment Securities	12,398,695,976,000	11,166,064,412	12,987,033,464	7,078,609,296	+110939.09%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	6,466,400,000	4,733,900	4,733,900	4,733,900	+136497.73%
Investment Property	582,766,001,000	577,019,329	546,425,826	478,955,934	+100895.92%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	35,995,907,000	30,961,543	70,422,476	51,354,672	+116160.06%
Deferred Tax Assets	132,482,992,000	43,601,748	88,685,714	72,079,767	+303747.89%
Goodwill and Intangible Assets	7,843,063,000	5,338,645	4,821,951	2,869,300	+146811.12%
Property & Equipment	518,223,556,000	345,783,621	352,545,946	340,843,615	+149769.32%
Other Assets	1,064,652,041,000	634,316,882	859,978,004	561,977,212	+167742.30%
Total Assets	63,189,698,612,000	63,031,524,474	63,746,614,380	56,392,744,263	+100150.94%
Liabilities
Borrowings & Funding
Borrowings	1,497,502,789,000	1,839,362,511	3,193,007,940	2,294,880,472	+81314.23%
Borrowing	0.00	0.00	500000000.00	250000000.00	-
Debt Securities Issued	995,443,823,000	995,083,747	994,759,618	0	+99936.19%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	502,058,966,000	844,278,764	1,698,248,322	2,044,880,472	+59366.02%
Due to NRB	0.00	0.00	0.00	0.00	-
Deposits	53,708,463,473,000	53,246,564,616	53,040,339,423	47,198,304,240	+100767.47%
Other Liabilities
Provisions	0.00	0.00	108332422.00	103723405.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	873,992,687,000	1,048,275,157	979,587,084	461,073,380	+83274.36%
Other Liabilities & Provisions	873,992,687,000	1,048,275,157	1,087,919,506	564,796,785	+83274.36%
Total Liabilities	56,079,958,949,000	56,134,202,284	57,321,266,869	50,057,981,497	+99803.37%
Equity
Paid Up Capital	4,296,458,158,000	4,171,318,600	4,171,318,600	4,010,883,269	+102900.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	2,563,603,801,000	2,506,591,940	2,185,666,990	2,025,595,859	+102174.48%
Reserves & Surpluses	2,813,281,505,000	2,726,003,590	2,254,028,909	2,323,879,496	+103101.68%
Retained Earnings	249,677,704,000	219,411,650	68,361,919	298,283,637	+113694.19%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	7,109,739,663,000	6,897,322,190	6,425,347,509	6,334,762,765	+102979.71%
Total Liabilities & Equity	63,189,698,612,000	63,031,524,474	63,746,614,378	56,392,744,262	+100150.94%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,032	-1.02	-0.05%	-	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	575	-5.81	-1%	-	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415	-0.5	-0.12%	-	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,036	-8.04	-0.77%	-	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	354.4	-3.51	-0.98%	-	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	482	0	0%	-	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
LBBL	481	-3.59	-0.74%	-	0.07	190.2	85.98%	15.75	14.29	247.29	3.98%	3.98%	0%	12.08%	5.22	31.52	0.32	30.1	33.17	15.23	0.84%	0.77%	8.46%	7.68%
MDB	600	+5	+0.84%	-	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MNBBL	372	-1.98	-0.53%	-	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	940	-59.04	-5.91%	-	0.03	28.9	65.88%	-19.16	-13.62	-	4.5%	-3.2%	57.48%	-473.75%	92.87	-70.04	0	-74.01	-104.11	1,328.71	-15.3%	-10.88%	-95.72%	-68.04%
SABBL	1,221	-8.98	-0.73%	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	410.5	-3.39	-0.82%	-	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	775	-6.01	-0.77%	-	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	410	-0.49	-0.12%	-	0.07	146.6	84.77%	16.1	15.17	223.69	4.19%	4.22%	4.75%	13.73%	5.5	25.04	1.34	25.06	26.6	13.76	1%	0.95%	11.24%	10.6%
SINDU	709	+2.97	+0.42%	-	0.06	94.19	64.35%	-5.55	9.7	143.38	4.59%	3.36%	6.39%	-7.98%	15.19	-128.88	0	-131.71	75.36	41.16	-0.48%	0.85%	-6.6%	11.55%

AVG	720.86	-6.29	-0.75%	-	0.067	133.98	79.68%	9.59	11.65	212.66	4.31%	3.78%	8.98%	-23.22%	15.964	59.099	3.402	48.147	-8.96	128.599	-0.34%	0.11%	0.54%	4.8%
MED	575	-3.39	-0.73%	-	0.07	148.98	83.35%	14.17	14.73	233.68	4.43%	4.21%	5.59%	12.91%	6.225	24.995	0.64	24.255	25.735	20.795	0.94%	1.01%	8.44%	10.68%
MAX	2,032	5	0.84%	-	0.08	190.2	86.77%	21.1	23.19	288.57	4.59%	5.16%	57.48%	17.57%	92.87	314.4	28.63	326.57	198.8	1,328.71	1.24%	1.78%	14%	20.9%
MIN	354.4	-59.04	-5.91%	-	0.03	28.9	64.35%	-19.16	-13.62	76.34	3.84%	-3.2%	0%	-473.75%	4.29	-128.88	0	-131.71	-596.3	11.13	-15.3%	-10.88%	-95.72%	-68.04%