Mahila Lagubitta Bittiya Sanstha Limited
NPR 1,299.00
09:14 AM NPT · Aug 12, 2026
Est. Established after transfer of microfinance program from CWRD (Centre for Women Rights and Development), licensed by NRB as a D-class microfinance institution · Central Office: Kathmandu, Nepal (with multiple branch offices nationwide) · CEO: Saroj Kumar Singh
Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB) as a “D-class financial institution.” It operates as a public limited company offering microfinance and financial inclusion services, with a mission rooted in empowering women and low-income communities. MLBSL provides a variety of financial services tailored for vulnerable or underserved populations: savings and fixed-deposit accounts, group-based and individual loans (both collateral-based and non-collateral), remittance services (local and international), mobile banking and digital payment options, and social-welfare oriented schemes (including member insurance, community/social work, and client-protection funds). Its product offerings are designed to promote financial inclusion, empower women, and support socio-economic upliftment of lower-income groups. Through its branch network (with multiple branch offices regionally) MLBSL serves rural as well as semi-urban populations focusing especially on those excluded from mainstream banking services. In terms of its presence on the stock market: MLBSL is publicly listed under the ticker symbol MLBSL. As per the most recent data, the company had paid-up capital of NPR 21.75 crores. However, in the most recent fiscal year 2080/81 (B.S.), MLBSL announced that it would not distribute any dividend to shareholders a decision communicated in early 2025. The decision suggests the company is focusing on retaining earnings or strengthening its capital base given present economic or internal conditions.
Trading
Open
1,370.00
High
1,370.00
Low
1,291.00
Prev Close
1,370.00
Volume
7,755
Turnover
Rs 10,119,544.3
Txns
0
Valuation · Q3 FY25/26
EPS Ann.
33.74
EPS TTM
14.91
BVPS
243.39
P/E Ann.
38.50
P/E TTM
87.12
Graham #
429.85
Capital
Mkt Cap
2.83 Arab
Total
21.76 Lakh
Public
8.7 Lakh
Promoter
13.05 Lakh
Technical Analysis
Indicator Signals
MACD
Strong SellRSI
Strong BuySuperTrend
Strong SellTrend Analysis
Direction
DowntrendStrength
StrongMomentum
RSI (14)
14.18
ADX
36.69
Overall Score
Technical Score
Moving Averages
SMA 20
1657.65
SMA 50
1712.04
Bands & Channels
BB Width %
29.98%
Volume & Flow
OBV
100,743
Flow Analysis
[ Live 2026-08-12 ]
Total Buy
39,350
Shares Bought
Total Sell
39,350
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
70
Participating
ACCUM/DIST
Accumulation 56%
Distribution 44%
Accumulators
4Quantity
12,205
Amount
16,816,912
Avg Rate
1377.87
Rank
#4
Brokers
Distributors
3Quantity
9,607
Amount
13,349,147
Avg Rate
1389.52
Rank
#5
Brokers
Net Flow Impact:
+2,598unitsNet Flow by Timeframe
MLBSL — Broker Breakdown (7D)
[ Vol: 47,855 ]
Buy Side
Total: 23,504Broker
QTY
AVG
NET
%
Sell Side
Total: 24,351Broker
QTY
AVG
NET
%
Financial Fundamentals
Sector Peers — Microfinance (30)
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q3
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ACLBSL | 943 | +15.12 | +1.63% | 0 | 0.13 | 179.21 | 201.13% | 8.36 | 34.02 | 34.53 | 373.14 | 8.74 | 7.8 | 15.46 | 6.87% | 7.42 | 29.3 | 27.8 | 8.06 | 2.08 | 2.11% | 20.84 | 21.15% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,114 | +0.11 | +0.01% | 0.01 | 0.13 | 163.92 | 113.23% | 8.15 | 29.28 | 39.86 | 383.42 | 8.28 | 7.29 | 15.87 | 9.88% | 9.34 | 39.2 | 27.75 | 11.07 | 2.05 | 2.79% | 19.25 | 26.22% |
ANLB | 5,305 | -133.24 | -2.45% | 0.01 | 0.11 | 484.74 | - | 4.49 | 82.49 | 91.55 | 999.25 | - | 8.2 | 29.25 | 11.17% | 17.78 | 78.37 | 64.88 | 40.76 | 3.21 | 3.57% | 19.63 | 21.79% |
AVYAN | 1,060 | +17 | +1.63% | 0 | 0.15 | 157.84 | 110.28% | 8.3 | 52.53 | 56.82 | 449.21 | 8.88 | 8.45 | 25.67 | 5.14% | 9.83 | 22.14 | 19.62 | 10.11 | 3.72 | 4.02% | 38.32 | 41.45% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 933 | +2.98 | +0.32% | 0.03 | 0.12 | 241.93 | 95.82% | 5.53 | 33.41 | 34.99 | 436.42 | 6.8 | 6.65 | 18.45 | 2.32% | 5.03 | 27.3 | 26.32 | 8.96 | 2.25 | 2.36% | 14.47 | 15.16% |
CYCL | 1,237 | -27.96 | -2.21% | 0 | 0.11 | 269.54 | 110.75% | 9.28 | 26.74 | 43.18 | 511.73 | 7.84 | 6.33 | 8.72 | 19.7% | 7.73 | 58.45 | 33.7 | 9.07 | 1 | 1.62% | 9.93 | 16.05% |
DDBL | 850 | +10 | +1.19% | 0.02 | 0.13 | 212.26 | 111.22% | 5.63 | 44.13 | 45.7 | 467.18 | 7.76 | 8 | 25.18 | 7.52% | 5.28 | 19.06 | 18.6 | 8.53 | 3.27 | 3.39% | 22.63 | 23.43% |
DLBS | 1,147 | -12.99 | -1.12% | 0 | 0.11 | 148.7 | 96.63% | 11.63 | 18.29 | 21.19 | 266.26 | 7.92 | 6.77 | 8.34 | 23.62% | 11.57 | 70.54 | 59.75 | 10.47 | 0.95 | 1.11% | 11.75 | 13.61% |
FMDBL | 788.7 | -21.97 | -2.71% | 0.01 | 0.06 | 131.53 | 119.28% | 2.27 | 11.27 | 13 | 196.14 | 1.37 | 4.79 | 36.69 | 4.36% | 8.37 | 73.25 | 60.68 | 47.77 | 2.33 | 2.69% | 8.72 | 10.06% |
FOWAD | 935 | +5.02 | +0.54% | 0.01 | 0.13 | 239.61 | 115.98% | 7.08 | 18.15 | 16.05 | 294.16 | 7.34 | 7.11 | 7.55 | 18.91% | 6.49 | 64.23 | 64.74 | 8.62 | 0.95 | 0.84% | 7.36 | 6.5% |
GBLBS | 749.9 | +17.72 | +2.42% | 0.01 | 0.14 | 295.18 | 25.3% | 4.49 | 40 | 36.73 | 493.91 | 8.13 | 9.36 | 18.98 | 4.94% | 3.55 | 19.63 | 21.24 | 6.63 | 2.61 | 2.4% | 14 | 12.85% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,078 | +7.6 | +0.71% | 0.01 | 0.14 | 214.72 | 277.7% | 7.08 | 45.16 | 47.07 | 476.87 | 8.24 | 9.37 | 18.92 | 8.69% | 7.1 | 25.33 | 24.01 | 8.52 | 2.73 | 2.85% | 22.17 | 23.11% |
GLBSL | 1,753 | -16.99 | -0.96% | 0 | 0.14 | 168.91 | 379.35% | 9.58 | 40.62 | 39.89 | 389.36 | 8.59 | 8.17 | 17.9 | 3.41% | 14.21 | 44.31 | 45.47 | 14.11 | 2.45 | 2.41% | 27.36 | 26.86% |
GMFBS | 1,152 | +19.03 | +1.68% | 0 | 0.13 | 169.51 | 105.16% | 9.23 | 53.71 | 52.94 | 449.35 | 7.56 | 8.55 | 24.17 | 14.29% | 10.85 | 25.69 | 24.52 | 11.04 | 3.16 | 3.12% | 32.12 | 31.67% |
HLBSL | 875 | -9.91 | -1.12% | 0 | 0.13 | 178.01 | 101.94% | 8.47 | 31.68 | 34.99 | 374.36 | 8.76 | 8.47 | 15.5 | 10.04% | 6.93 | 29.2 | 25.72 | 8.05 | 1.96 | 2.17% | 19.36 | 21.37% |
ILBS | 875 | -2.99 | -0.34% | 0 | 0.12 | 140.07 | 113.65% | 7.83 | 20.31 | 33.95 | 327.1 | 8.52 | 6.89 | 13.96 | 23.93% | 9.21 | 47.66 | 26.98 | 11.83 | 1.65 | 2.77% | 14.61 | 24.44% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,270 | +14.81 | +1.18% | 0.02 | 0.13 | 255.24 | 127.25% | 6.32 | 47.73 | 57.77 | 575.99 | 6.22 | 7.55 | 20.19 | 4.8% | 6.83 | 27.38 | 22.45 | 9.83 | 2.65 | 3.22% | 20.73 | 25.09% |
JSLBB | 967.1 | -12.94 | -1.32% | 0 | 0.11 | 170.91 | 108.22% | 6.92 | 8.09 | 19.73 | 275.45 | 7.3 | 6.19 | 5.27 | 21.45% | 8.93 | 141.53 | 55.5 | 13.28 | 0.59 | 1.45% | 5.12 | 12.49% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 796.3 | -3.68 | -0.46% | 0 | 0.13 | 154.96 | 111.88% | 6.96 | 4.37 | 12.22 | 206.41 | 8.9 | 8.88 | 2.74 | 14.14% | 7.87 | 209.38 | 71.28 | 10.21 | 0.36 | 1.03% | 2.76 | 7.74% |
LLBS | 885 | +0.97 | +0.11% | 0 | 0.13 | 192.91 | 115.22% | 6.79 | 17.29 | 6.03 | 161.78 | 7.58 | 7.77 | 9.2 | 12.59% | 6.74 | 56.39 | 156.72 | 9.23 | 1.16 | 0.4% | 9.57 | 3.33% |
MATRI | 801.1 | -6.87 | -0.85% | 0.01 | 0.1 | 132.3 | 105.65% | 14.4 | 15.11 | 9.04 | 164.04 | 7.86 | 5.11 | 7.18 | 9.55% | 9.59 | 63 | 99.78 | 8.04 | 0.73 | 0.44% | 9.15 | 5.47% |
MERO | 663.1 | +0.13 | +0.02% | 0.01 | 0.11 | 151.87 | 103.74% | 7.11 | 13.33 | 15.83 | 232.58 | 8.53 | 7.12 | 10.29 | 18.84% | 6.56 | 56.04 | 46.16 | 10.26 | 1.16 | 1.39% | 8.95 | 10.63% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,189.92 | -6.32 | -0.1% | 0.01 | 0.122 | 202.45 | 130.92% | 7.54 | 31.26 | 34.68 | 386.55 | 7.67 | 7.49 | 16.16 | 11.64% | 8.51 | 55.79 | 46.53 | 12.93 | 1.96 | 2.19% | 16.31 | 18.2% |
| MED | 939 | 0.12 | 0.02% | 0 | 0.13 | 174.46 | 111.22% | 7.1 | 30.48 | 34.99 | 378.89 | 7.92 | 7.66 | 15.68 | 9.96% | 7.8 | 45.99 | 30.75 | 9.97 | 2.07 | 2.38% | 14.54 | 18.6% |
| MAX | 5,305 | 19.03 | 2.42% | 0.03 | 0.15 | 484.74 | 379.35% | 14.4 | 82.49 | 91.55 | 999.25 | 8.9 | 9.37 | 36.69 | 23.93% | 17.78 | 209.38 | 156.72 | 47.77 | 3.72 | 4.02% | 38.32 | 41.45% |
| MIN | 663.1 | -133.24 | -2.71% | 0 | 0.06 | 131.53 | 25.3% | 2.27 | 4.37 | 6.03 | 161.78 | 1.37 | 4.79 | 2.74 | 2.32% | 3.55 | 19.06 | 18.6 | 6.63 | 0.36 | 0.4% | 2.76 | 3.33% |