Mahila Lagubitta Bittiya Sanstha Limited
NPR 1,126.40
09:10 AM NPT · Sep 24, 2026
Est. Established after transfer of microfinance program from CWRD (Centre for Women Rights and Development), licensed by NRB as a D-class microfinance institution · Central Office: Kathmandu, Nepal (with multiple branch offices nationwide) · CEO: Saroj Kumar Singh
Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB) as a “D-class financial institution.” It operates as a public limited company offering microfinance and financial inclusion services, with a mission rooted in empowering women and low-income communities. MLBSL provides a variety of financial services tailored for vulnerable or underserved populations: savings and fixed-deposit accounts, group-based and individual loans (both collateral-based and non-collateral), remittance services (local and international), mobile banking and digital payment options, and social-welfare oriented schemes (including member insurance, community/social work, and client-protection funds). Its product offerings are designed to promote financial inclusion, empower women, and support socio-economic upliftment of lower-income groups. Through its branch network (with multiple branch offices regionally) MLBSL serves rural as well as semi-urban populations focusing especially on those excluded from mainstream banking services. In terms of its presence on the stock market: MLBSL is publicly listed under the ticker symbol MLBSL. As per the most recent data, the company had paid-up capital of NPR 21.75 crores. However, in the most recent fiscal year 2080/81 (B.S.), MLBSL announced that it would not distribute any dividend to shareholders a decision communicated in early 2025. The decision suggests the company is focusing on retaining earnings or strengthening its capital base given present economic or internal conditions.
Trading
Open
1,107.00
High
1,126.40
Low
1,107.00
Prev Close
1,111.00
Volume
626
Turnover
Rs 697,017
Txns
22
Valuation · Q4 FY25/26
EPS Ann.
37.91
EPS TTM
37.91
BVPS
148.70
P/E Ann.
29.71
P/E TTM
29.71
Graham #
356.14
Capital
Mkt Cap
2.45 Arab
Total
21.76 Lakh
Public
8.7 Lakh
Promoter
13.05 Lakh
Technical Analysis
Indicator Signals
MACD
Strong BuyRSI
Strong SellSuperTrend
Strong SellTrend Analysis
Direction
DowntrendStrength
Very StrongMomentum
RSI (14)
82.69
ADX
54.27
Overall Score
Technical Score
Moving Averages
SMA 20
1100.04
SMA 50
1377.23
Bands & Channels
BB Width %
14.62%
Volume & Flow
OBV
99,627
Flow Analysis
[ Live 2026-09-24 ]
Total Buy
3,364
Shares Bought
Total Sell
3,364
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
34
Participating
ACCUM/DIST
Accumulation 34%
Distribution 66%
Accumulators
2Quantity
726
Amount
807,612
Avg Rate
1112.41
Rank
#44
Brokers
Distributors
2Quantity
1,435
Amount
1,600,131
Avg Rate
1115.07
Rank
#39
Brokers
Net Flow Impact:
-709unitsNet Flow by Timeframe
MLBSL — Broker Breakdown (7D)
[ Vol: 5,393 ]
Buy Side
Total: 2,713Broker
QTY
AVG
NET
%
Sell Side
Total: 2,680Broker
QTY
AVG
NET
%
Financial Fundamentals
Sector Peers — Microfinance (30)
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q4
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ACLBSL | 877 | -0.97 | -0.11% | 0 | 0.14 | 180.9 | 188.13% | 7.96 | 27.79 | 27.79 | 336.32 | 9.04 | 8.24 | 12.44 | 6.01% | 5.15 | 33.54 | 32.13 | 4.17 | 1.68 | 1.68% | 16.48 | 16.48% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,174.4 | -19.58 | -1.64% | 0.01 | 0.13 | 174.67 | 114% | 7.78 | 32.63 | 32.63 | 358.1 | 8.56 | 7.25 | 17.03 | 8.57% | 6.01 | 32.18 | 36.47 | 5.48 | 2.23 | 2.23% | 19.62 | 19.62% |
ANLB | 4,987 | +48.89 | +0.99% | 0 | 0.11 | 362.38 | - | 5.73 | 69.71 | 69.71 | 753.91 | - | 7.65 | 26.79 | 10.78% | 19.87 | 103.29 | 71.8 | 27.67 | 3.07 | 3.07% | 19.94 | 19.94% |
AVYAN | 1,060 | +0.95 | +0.09% | 0 | 0.14 | 158.75 | 111.65% | 8.35 | 57.04 | 57.04 | 451.38 | 8.37 | 8.5 | 27.5 | 7.41% | 6.56 | 18.27 | 18.65 | 5.02 | 3.86 | 3.86% | 39.92 | 39.92% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 956.8 | +7.78 | +0.82% | 0.03 | 0.12 | 251.06 | 95.51% | 5.35 | 35.91 | 35.91 | 450.39 | 6.23 | 5.32 | 19.33 | 2.3% | 3.67 | 25.68 | 26.73 | 4.96 | 2.37 | 2.37% | 14.96 | 14.96% |
CYCL | 1,630 | +99.05 | +6.47% | 0 | 0.12 | 357.75 | 112.53% | 6.62 | 110.66 | 110.66 | 943.79 | 7.91 | 6.61 | 33.9 | 14.04% | 3.71 | 12 | 13.46 | 4.07 | 4.02 | 4.02% | 34.85 | 34.85% |
DDBL | 861 | +4.97 | +0.58% | 0.02 | 0.13 | 226.87 | 112.67% | 5.38 | 48.15 | 48.15 | 495.77 | 7.76 | 7.42 | 26.83 | 6.49% | 3.75 | 17.65 | 17.94 | 4.74 | 3.48 | 3.48% | 23.1 | 23.1% |
DLBS | 1,205.1 | -136.73 | -10.19% | 0 | 0.12 | 150.57 | 45.18% | 11.27 | 15.72 | 15.72 | 230.77 | 7.98 | 6.58 | 7.08 | 20.52% | 8.03 | 76.91 | 75.32 | 5.45 | 0.82 | 0.82% | 9.82 | 9.82% |
FMDBL | 759.5 | +9.52 | +1.27% | 0.01 | 0.06 | 137.26 | 123.87% | 2.09 | 14.18 | 14.18 | 209.27 | 1.36 | 4.04 | 47.12 | 2.88% | 6.27 | 60.65 | 53.67 | 28.58 | 3.06 | 3.06% | 10.56 | 10.56% |
FOWAD | 900 | +6.97 | +0.78% | 0.01 | 0.13 | 278.57 | 115.92% | 6.23 | 52.14 | 52.14 | 571.67 | 7.56 | 6.59 | 21.07 | 16.17% | 3.51 | 18.78 | 17.51 | 3.96 | 2.69 | 2.69% | 19.74 | 19.74% |
GBLBS | 692 | -0.48 | -0.07% | 0.01 | 0.14 | 295.18 | 25.3% | 4.49 | 40 | 36.73 | 493.91 | 8.13 | 9.36 | 18.98 | 4.94% | 3.55 | 19.63 | 21.24 | 6.63 | 2.61 | 2.4% | 14 | 12.85% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,139.5 | +11.39 | +1.01% | 0.01 | 0.14 | 242.58 | 270.5% | 6.57 | 61.87 | 61.87 | 581.11 | 8.81 | 8.56 | 25.61 | 8.7% | 4.37 | 17.13 | 18.4 | 4.39 | 3.6 | 3.6% | 27.61 | 27.61% |
GLBSL | 1,700 | -9.92 | -0.58% | 0 | 0.14 | 169.51 | 352.61% | 9.34 | 31.11 | 31.11 | 344.46 | 8.49 | 8.14 | 13.37 | 8.09% | 10.41 | 56.7 | 55.45 | 7.58 | 1.87 | 1.87% | 20.28 | 20.28% |
GMFBS | 1,124 | +23.98 | +2.18% | 0 | 0.12 | 158 | 105.93% | 9.42 | 28.68 | 28.68 | 319.31 | 8.51 | 7.16 | 13.91 | 13.79% | 7.52 | 41.42 | 38.95 | 5.77 | 1.68 | 1.68% | 17.09 | 17.09% |
HLBSL | 869 | +3.81 | +0.44% | 0 | 0.12 | 185.53 | 93.98% | 8.71 | 31.26 | 31.26 | 361.24 | 8.3 | 7.31 | 14.98 | 9.04% | 4.69 | 27.81 | 28.21 | 4.17 | 1.8 | 1.8% | 18.06 | 18.06% |
ILBS | 950 | -18 | -1.86% | 0 | 0.13 | 161.73 | 120.99% | 6.56 | 36.66 | 36.66 | 365.24 | 8.82 | 8.07 | 22.62 | 12.92% | 5.34 | 23.57 | 29.05 | 5.33 | 2.89 | 2.89% | 23.03 | 23.03% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,278.8 | +3.7 | +0.29% | 0.02 | 0.13 | 279.95 | 125.1% | 6 | 61.8 | 61.8 | 623.92 | 7.19 | 7.21 | 25.61 | 5.33% | 4.47 | 20.23 | 20.58 | 5.18 | 3.34 | 3.34% | 24.42 | 24.42% |
JSLBB | 969 | -0.97 | -0.1% | 0 | 0.12 | 175.1 | 110.76% | 7.07 | 10.7 | 10.7 | 205.32 | 5.31 | 6.51 | 6.47 | 17.14% | 5.71 | 93.36 | 92.34 | 6.04 | 0.75 | 0.75% | 6.42 | 6.42% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 828 | +17.98 | +2.22% | 0 | 0.13 | 178.73 | 114.65% | 6.22 | 27.4 | 27.4 | 331.94 | 8.66 | 8.3 | 16.52 | 9.78% | 4.32 | 28.2 | 31.39 | 4.66 | 2.21 | 2.21% | 15.73 | 15.73% |
LLBS | 860 | +5.98 | +0.7% | 0 | 0.13 | 204.16 | 194.11% | 7.17 | 24.2 | 24.2 | 333.41 | 9.54 | 7.1 | 12.32 | 11.93% | 4.51 | 38.01 | 35.99 | 4.68 | 1.59 | 1.59% | 13.24 | 13.24% |
MATRI | 727.1 | -21.79 | -2.91% | 0 | 0.12 | 145.42 | 114.29% | 12.35 | 45.13 | 45.13 | 384.27 | 7.95 | 6.32 | 18.68 | 26.61% | 5.77 | 18.59 | 16.37 | 3.47 | 2.3 | 2.3% | 27.46 | 27.46% |
MERO | 607 | +3.02 | +0.5% | 0.01 | 0.11 | 149.87 | 87.82% | 8.3 | 8.47 | 8.47 | 169 | 8.37 | 5.92 | 6.22 | 17.32% | 4.47 | 79.1 | 72.26 | 4.92 | 0.69 | 0.69% | 5.63 | 5.63% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,188.87 | 1.8 | 0.04% | 0.01 | 0.124 | 210.21 | 130.26% | 7.23 | 39.6 | 39.45 | 423.39 | 7.75 | 7.19 | 19.74 | 10.94% | 5.985 | 39.21 | 37.45 | 7.133 | 2.39 | 2.38% | 19.18 | 19.13% |
| MED | 953.4 | 3.75 | 0.47% | 0 | 0.13 | 179.82 | 114% | 6.85 | 34.27 | 34.27 | 363.24 | 8.3 | 7.23 | 18.83 | 9.41% | 4.92 | 28.01 | 30.22 | 4.99 | 2.34 | 2.34% | 18.84 | 18.84% |
| MAX | 4,987 | 99.05 | 6.47% | 0.03 | 0.14 | 362.38 | 352.61% | 12.35 | 110.66 | 110.66 | 943.79 | 9.54 | 9.36 | 47.12 | 26.61% | 19.87 | 103.29 | 92.34 | 28.58 | 4.02 | 4.02% | 39.92 | 39.92% |
| MIN | 607 | -136.73 | -10.19% | 0 | 0.06 | 137.26 | 25.3% | 2.09 | 8.47 | 8.47 | 169 | 1.36 | 4.04 | 6.22 | 2.3% | 3.51 | 12 | 13.46 | 3.47 | 0.69 | 0.69% | 5.63 | 5.63% |