Mahila Lagubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,731.00

NPR -19-1.09%

09:11 AM NPT · Jun 26, 2026

Est. Established after transfer of microfinance program from CWRD (Centre for Women Rights and Development), licensed by NRB as a D-class microfinance institution · Central Office: Kathmandu, Nepal (with multiple branch offices nationwide) · CEO: Saroj Kumar Singh

Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) is a microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB) as a “D-class financial institution.” It operates as a public limited company offering microfinance and financial inclusion services, with a mission rooted in empowering women and low-income communities. MLBSL provides a variety of financial services tailored for vulnerable or underserved populations: savings and fixed-deposit accounts, group-based and individual loans (both collateral-based and non-collateral), remittance services (local and international), mobile banking and digital payment options, and social-welfare oriented schemes (including member insurance, community/social work, and client-protection funds). Its product offerings are designed to promote financial inclusion, empower women, and support socio-economic upliftment of lower-income groups. Through its branch network (with multiple branch offices regionally) MLBSL serves rural as well as semi-urban populations focusing especially on those excluded from mainstream banking services. In terms of its presence on the stock market: MLBSL is publicly listed under the ticker symbol MLBSL. As per the most recent data, the company had paid-up capital of NPR 21.75 crores. However, in the most recent fiscal year 2080/81 (B.S.), MLBSL announced that it would not distribute any dividend to shareholders a decision communicated in early 2025. The decision suggests the company is focusing on retaining earnings or strengthening its capital base given present economic or internal conditions.

Trading

Open

1,721.00

High

1,777.00

Low

1,700.00

Prev Close

1,750.00

Volume

1,054

Turnover

Rs 1,808,767.1

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

33.74

EPS TTM

14.91

BVPS

243.39

P/E Ann.

51.30

P/E TTM

116.10

Graham #

429.85

Capital

Mkt Cap

3.77 Arab

Total

21.76 Lakh

Public

8.7 Lakh

Promoter

13.05 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

45.33

ADX

22.91

Overall Score

27
Below Line

Technical Score

Moving Averages

SMA 20

1772.66

SMA 50

1791.18

Bands & Channels

BB Width %

4.99%

Volume & Flow

OBV

144,304

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

2,769

Shares Bought

Total Sell

2,769

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

43

Participating

ACCUM/DIST

Accumulation 44%

Distribution 56%

Accumulators

3

Quantity

808

Amount

1,402,370

Avg Rate

1735.61

Rank

#39

Brokers

#42#1#41

Distributors

2

Quantity

1,021

Amount

1,769,475

Avg Rate

1733.08

Rank

#35

Brokers

#25#58

Net Flow Impact:

-213units
(Rs. -367,106)

Net Flow by Timeframe

MLBSL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 4,159 ]

Buy Side

Total: 1,748

Broker

QTY

AVG

NET

%

42

432

1739.70

+432

15.6%

1

215

1735.72

+215

7.8%

41

161

1724.47

+161

5.8%

56

140

1740.65

+130

5.1%

40

110

1722.00

+110

4.0%

48

99

1703.04

+79

3.6%

32

94

1720.21

+71

3.4%

38

80

1731.19

+45

2.9%

19

71

1728.54

+71

2.6%

7

70

1725.83

+60

2.5%

13

70

1738.21

+9

2.5%

17

56

1735.20

+35

2.0%

29

50

1701.00

+33

1.8%

35

50

1733.00

+20

1.8%

47

50

1731.00

+50

1.8%

Sell Side

Total: 2,411

Broker

QTY

AVG

NET

%

58

613

1724.54

-301

22.1%

25

408

1745.92

-408

14.7%

45

216

1741.96

-86

7.8%

88

200

1700.09

-200

7.2%

44

181

1736.23

-30

6.5%

14

140

1730.27

-103

5.1%

22

120

1740.10

-110

4.3%

66

107

1746.73

-107

3.9%

64

100

1740.10

-100

3.6%

43

94

1703.84

-64

3.4%

49

62

1739.65

-12

2.2%

62

60

1744.22

-60

2.2%

34

50

1716.04

-10

1.8%

5

30

1750.00

-30

1.1%

8

30

1777.67

-30

1.1%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Capital & Liabilities
Paid Up Capital217,563217,563217,56300.00%
Reserves and Surplus311,957326,658221,6000-4.50%
Debentures and Bonds0.000.000.000-
Borrowings2,897,2133,235,3433,031,0610-10.45%
Deposits2,236,8001,855,3771,582,6700+20.56%
Income Tax Liabilities0.0027331.772268.790-100.00%
Other Liabilities114,448110,21566,4140+3.84%
Total Capital & Liabilities5,777,9815,772,4865,121,5760+0.10%
Assets
Cash and Bank Balance101,901145,766130,8020-30.09%
Money at Call & Short Notice46,850000-
Investments0.000.000.000-
Loan and Advances5,506,5695,585,4424,955,7190-1.41%
Fixed Assets11,84813,19315,3540-10.19%
Non Banking Assets0.000.000.000-
Other Assets110,81328,08519,7010+294.56%
Total Assets5,777,9815,772,4865,121,5760+0.10%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)P/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ACLBSL

939-16.04-1.68%00.13179.21201.13%8.3634.0234.53373.148.747.815.466.87%7.4229.327.88.062.082.11%20.8421.15%

ADLB

-----------------------

AKBSL

-----------------------

ALBSL

1,070-14.97-1.38%0.010.13163.92113.23%8.1529.2839.86383.428.287.2915.879.88%9.3439.227.7511.072.052.79%19.2526.22%

ANLB

5,894-5.9-0.1%0.010.11484.74-4.4982.4991.55999.25-8.229.2511.17%17.7878.3764.8840.763.213.57%19.6321.79%

AVYAN

1,060+0.11+0.01%00.15157.84110.28%8.352.5356.82449.218.888.4525.675.14%9.8322.1419.6210.113.724.02%38.3241.45%

BPW

-----------------------

CBBL

910.7-0.27-0.03%0.030.12241.9395.82%5.5333.4134.99436.426.86.6518.452.32%5.0327.326.328.962.252.36%14.4715.16%

CYCL

1,432.9-29.69-2.03%00.11269.54110.75%9.2826.7443.18511.737.846.338.7219.7%7.7358.4533.79.0711.62%9.9316.05%

DDBL

830-3.42-0.41%0.020.13212.26111.22%5.6344.1345.7467.187.76825.187.52%5.2819.0618.68.533.273.39%22.6323.43%

DLBS

1,235-42.15-3.3%00.11148.796.63%11.6318.2921.19266.267.926.778.3423.62%11.5770.5459.7510.470.951.11%11.7513.61%

FMDBL

770-2.01-0.26%0.010.06131.53119.28%2.2711.2713196.141.374.7936.694.36%8.3773.2560.6847.772.332.69%8.7210.06%

FOWAD

990-5.98-0.6%0.010.13239.61115.98%7.0818.1516.05294.167.347.117.5518.91%6.4964.2364.748.620.950.84%7.366.5%

GBLBS

767.6+0.61+0.08%0.010.14295.1825.3%4.494036.73493.918.139.3618.984.94%3.5519.6321.246.632.612.4%1412.85%

GGBSL

-----------------------

GILB

1,102+0.99+0.09%0.010.14214.72277.7%7.0845.1647.07476.878.249.3718.928.69%7.125.3324.018.522.732.85%22.1723.11%

GLBSL

1,800-35.05-1.91%00.14168.91379.35%9.5840.6239.89389.368.598.1717.93.41%14.2144.3145.4714.112.452.41%27.3626.86%

GMFBS

1,226.2-16.78-1.35%00.13169.51105.16%9.2353.7152.94449.357.568.5524.1714.29%10.8525.6924.5211.043.163.12%32.1231.67%

HLBSL

87500%00.13178.01101.94%8.4731.6834.99374.368.768.4715.510.04%6.9329.225.728.051.962.17%19.3621.37%

ILBS

890.1-17.89-1.97%00.12140.07113.65%7.8320.3133.95327.18.526.8913.9623.93%9.2147.6626.9811.831.652.77%14.6124.44%

JALPA

-----------------------

JBLB

1,261+4.02+0.32%0.020.13255.24127.25%6.3247.7357.77575.996.227.5520.194.8%6.8327.3822.459.832.653.22%20.7325.09%

JSLBB

1,031+13.03+1.28%00.11170.91108.22%6.928.0919.73275.457.36.195.2721.45%8.93141.5355.513.280.591.45%5.1212.49%

KLBS

-----------------------

KLBSL

-----------------------

KMCDB

821-98.99-10.76%00.13154.96111.88%6.964.3712.22206.418.98.882.7414.14%7.87209.3871.2810.210.361.03%2.767.74%

LLBS

92300%00.13192.91115.22%6.7917.296.03161.787.587.779.212.59%6.7456.39156.729.231.160.4%9.573.33%

MATRI

850-9.02-1.05%0.010.1132.3105.65%14.415.119.04164.047.865.117.189.55%9.596399.788.040.730.44%9.155.47%

MERO

710.9-1.07-0.15%0.010.11151.87103.74%7.1113.3315.83232.588.537.1210.2918.84%6.5656.0446.1610.261.161.39%8.9510.63%

MKLB

-----------------------
AVG1,244.97-12.75-1.15%0.010.122202.45130.92%7.5431.2634.68386.557.677.4916.1611.64%8.5155.7946.5312.931.962.19%16.3118.2%
MED964.5-4.66-0.33%00.13174.46111.22%7.130.4834.99378.897.927.6615.689.96%7.845.9930.759.972.072.38%14.5418.6%
MAX5,89413.031.28%0.030.15484.74379.35%14.482.4991.55999.258.99.3736.6923.93%17.78209.38156.7247.773.724.02%38.3241.45%
MIN710.9-98.99-10.76%00.06131.5325.3%2.274.376.03161.781.374.792.742.32%3.5519.0618.66.630.360.4%2.763.33%

30

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum