Multipurpose Finance Company Limited

FinanceLow Cap

NPR 570.00

NPR +0.4+0.07%

09:14 AM NPT · Nov 6, 2026

Est. 2054 B.S. · Rajbiraj, Saptari, Nepal (Corporate Office: Janakpurdham-4, Dhanusha) · CEO: Rajnish Kumar Singh

Multipurpose Finance Limited is a financial institution in Nepal, classified as a “Class-C” finance company licensed by Nepal Rastra Bank (NRB). It was established in the year 2054 B.S. (in Nepali calendar). MPFL operates with its headquarter in Rajbiraj, Saptari, and its corporate office in Janakpurdham-4, Dhanusha. MPFL provides a variety of financial services to its customers, including savings and fixed-deposit accounts, different types of savings schemes (General Saving, Super Saving, Narikalyan Saving, Balbachat Saving, Jestha Nagarik Saving), and various loan products such as housing loans, agriculture loans, personal loans, loans against fixed deposits, hire-purchase loans, and business loans. In addition to traditional banking-type services, MPFL also supports digital banking channels: customers can use services like inter-bank payments, online fund transfers, and mobile/SMS banking (including via its “MPFL Smart App”) for convenient access, reflecting the company’s push towards modern, accessible financial services. MPFL positions itself as a finance company committed to financial inclusion, good corporate governance, risk management, and corporate social responsibility aiming to serve not only its customers, but also contribute to economic welfare and development in its region, especially in Madhesh Province.

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Trading

Open

558.60

High

570.00

Low

555.00

Prev Close

569.60

Volume

12,859

Turnover

Rs 7,204,013.5

Txns

Valuation · Q4 FY25/26

EPS Ann.

8.91

EPS TTM

8.91

BVPS

121.76

P/E Ann.

63.97

P/E TTM

63.97

Graham #

156.24

Capital

Mkt Cap

3.55 Arab

Total

62.3 Lakh

Public

30.53 Lakh

Promoter

31.77 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

42.66

ADX

45.06

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

577.45

SMA 50

586.67

Bands & Channels

BB Width %

5.65%

Volume & Flow

OBV

6,494,444

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

72,316

Shares Bought

Total Sell

72,316

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 24%

Distribution 76%

Accumulators

Quantity

12,802

Amount

7,261,925

Avg Rate

567.25

Rank

Brokers

#8#58#28#34

Distributors

Quantity

40,716

Amount

23,025,663

Avg Rate

565.52

Rank

Brokers

#32#44

Net Flow Impact:

-27,914units

(Rs. -15,763,739)

Net Flow by Timeframe

MPFL — Broker Breakdown (7D)

15 Buyers13 Sellers

[ Vol: 96,347 ]

Buy Side

Total: 43,012

Broker

QTY

AVG

NET

6,285

571.28

+2,231

8.7%

4,800

573.40

+800

6.6%

4,000

560.57

+3,970

5.5%

3,599

571.67

+2,889

5.0%

3,442

562.70

+2,171

4.8%

2,923

566.93

+2,503

4.0%

2,768

570.09

+792

3.8%

2,635

564.71

+1,135

3.6%

2,280

572.39

+2,251

3.1%

2,233

566.26

+2,183

3.1%

1,987

561.33

+1,157

2.8%

1,810

561.98

+1,310

2.5%

1,619

577.32

+1,619

2.2%

1,351

574.42

+1,351

1.9%

1,280

561.09

+670

1.8%

Sell Side

Total: 53,335

Broker

QTY

AVG

NET

30,703

565.93

-18,174

42.5%

10,013

564.24

-9,875

13.8%

3,830

574.18

-3,330

5.3%

2,750

557.89

-2,650

3.8%

1,920

563.14

-83

2.7%

1,240

569.15

-605

1.7%

1,025

555.78

-1,025

1.4%

1,000

570.02

-1,000

1.4%

290

576.34

-290

0.4%

236

578.36

-236

0.3%

210

559.00

-20

0.3%

568.00

-60

0.1%

575.90

-58

0.1%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	181,380	315,621	561,142	0	-42.53%
Money at Call & Short Notice	179,586	145,101	68,288	0	+23.77%
Due from NRB	179,586	145,101	68,288	0	+23.77%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	2,337,650	1,888,126	1,445,675	0	+23.81%
Loans & Advances to B/FIs	0.00	0.00	0.00	0	-
Loans & Advances to Customers	2,337,650	1,888,126	1,445,675	0	+23.81%
Investments
Investment Securities	1,530,195	1,306,025	292,862	0	+17.16%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	52,233	16,388	11,623	0	+218.72%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	6,556	12,277	3,840	0	-46.60%
Deferred Tax Assets	0.00	2448.83	2966.75	0	-100.00%
Goodwill and Intangible Assets	3,612	1,140	1,539	0	+216.87%
Property & Equipment	219,880	194,254	188,448	0	+13.19%
Other Assets	67,293	108,608	40,828	0	-38.04%
Total Assets	4,568,217	3,974,125	2,608,867	0	+14.95%
Liabilities
Borrowings & Funding
Borrowings	0.00	0.00	0.00	0	-
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	3,759,058	3,172,740	1,870,250	0	+18.48%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	5,074	0	0	0	-
Other Liabilities	61,131	32,478	39,951	0	+88.22%
Other Liabilities & Provisions	66,205	32,478	39,951	0	+103.84%
Total Liabilities	3,825,263	3,205,218	1,910,201	0	+19.34%
Equity
Paid Up Capital	610,200	610,200	610,200	0	0.00%
Share Premium	10,541	10,541	10,541	0	0.00%
Reserves & Surpluses
Reserves	92,000	136,057	62,968	0	-32.38%
Reserves & Surpluses	132,754	158,707	88,466	0	-16.35%
Retained Earnings	30,213	12,109	14,957	0	+149.50%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	742,954	768,907	698,666	0	-3.38%
Total Liabilities & Equity	4,568,217	3,974,125	2,608,867	0	+14.95%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
BFC	455	+0.09	+0.02%	0	0.06	113.08	70.53%	6.46	7.84	7.84	141.23	4.1	2.83	15	10.7%	4.55	65.63	0.02	59.18	9.85	0.95	0.95%	6.58	6.58%
CFCL	598	-7.02	-1.16%	0.01	0.07	122.15	59.89%	7.58	13.44	13.44	192.19	4.42	4.61	19.95	10.12%	4.98	45.31	1	43.15	9.04	1.35	1.35%	11.38	11.38%
GFCL	560.1	+2.29	+0.41%	0.01	0.07	211.01	69.3%	7.1	14.96	14.96	266.51	4.21	3.45	13.78	6.27%	2.8	39.45	0.01	38.54	5.44	0.91	0.91%	7.33	7.33%
GMFIL	418	-0.8	-0.19%	0	0.06	157.55	66.24%	5.29	4.56	4.56	127.14	4.34	4.02	7.53	5.2%	2.86	98.68	1.44	94.06	7.43	0.46	0.46%	2.93	2.93%
GUFL	498	-3.01	-0.6%	0	0.06	167.43	72.62%	6.68	25.28	25.28	308.6	4.57	5.07	31.55	13.32%	3.23	21.36	0.07	20.17	6.74	1.99	1.99%	16.31	16.31%
ICFC	610	+4	+0.66%	0.01	0.07	189.32	85.59%	10.69	22.33	22.33	308.41	4.09	3.35	14.65	1.55%	3.11	26.38	-	27.14	3.87	1.06	1.06%	11.93	11.93%
JFL	274.2	-3.81	-1.37%	0	0.07	-0.89	93.39%	-721.99	1.35	1.35	-	4.6	7.93	2.62	61.55%	-	283.7	2.06	214.81	7.44	0.19	0.19%	127.85	127.85%
MFIL	680	+2.98	+0.44%	0.01	0.08	193.63	82.99%	9.85	27.85	27.85	348.33	4.39	4.44	17.93	3.43%	3.99	27.72	1.38	27.29	4.97	1.37	1.37%	14.87	14.87%
NFS	479	+1	+0.21%	0	0.06	123.18	59.71%	4.91	-8.95	-8.95	-	4.55	3.42	-20.62	13.83%	4.51	-62.01	-	-56.31	12.8	-1.27	-1.27%	-6.95	-6.95%
PFL	324.5	-0.49	-0.15%	0.01	0.05	70.01	66.43%	8.07	13.37	13.37	145.12	4.16	2.92	46.28	20.84%	5.2	27.23	1.02	27.67	12.6	2.54	2.54%	26.59	26.59%
PROFL	375	+2.2	+0.59%	0	0.06	83.84	69.6%	11.52	5.92	5.92	105.68	4.55	3.5	9.25	3.01%	5.16	73.14	-	65.57	6.78	0.59	0.59%	7.25	7.25%
RLFL	412	+0.08	+0.02%	0	0.07	116.78	85.02%	8.56	4.51	4.51	108.86	4.15	3.11	6.44	6.55%	3.85	99.78	5.15	94.68	6.43	0.44	0.44%	3.97	3.97%
SFCL	370	0	0%	0	0.07	60.3	76.56%	6.62	0.12	8.35	106.44	4.58	3.56	0.38	8.09%	8.78	3,308.33	32.34	47.44	22.6	0.03	1.98%	0.2	14.65%
SIFC	467	+2	+0.43%	0	0.07	139.82	71.39%	6.47	4.62	4.62	120.56	3.68	3.69	6.54	3.74%	3.64	110.17	-	104.85	7.21	0.45	0.45%	3.27	3.27%

AVG	465.77	-0.03	-0.05%	0	0.066	124.8	73.52%	-44.44	9.8	10.39	189.92	4.31	3.99	12.23	12.01%	4.358	297.49	4.449	57.731	8.8	0.79	0.93%	16.68	17.71%
MED	461	0.09	0.02%	0	0.07	122.67	70.96%	6.89	6.88	8.09	143.18	4.37	3.53	11.52	7.32%	3.99	55.47	1.2	45.295	7.32	0.75	0.93%	7.29	9.36%
MAX	680	4	0.66%	0.01	0.08	211.01	93.39%	11.52	27.85	27.85	348.33	4.6	7.93	46.28	61.55%	8.78	3,308.33	32.34	214.81	22.6	2.54	2.54%	127.85	127.85%
MIN	274.2	-7.02	-1.37%	0	0.05	-0.89	59.71%	-721.99	-8.95	-8.95	105.68	3.68	2.83	-20.62	1.55%	2.8	-62.01	0.01	-56.31	3.87	-1.27	-1.27%	-6.95	-6.95%