Mahuli Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,245.00

NPR +1.2+0.10%

09:14 AM NPT · May 11, 2026

Est. 2012-09-02 (2070-05-17 B.S.) — Began microfinance operations on 2013-06-15 · Aganisair Krishnasawaran-6, Mahuli, Saptari, Nepal · CEO: Saroj Kumar Singh

Mahuli Samudayik Laghubitta Bittiya Sanstha Limited is a microfinance institution based in Nepal. It was registered on 2 September 2012 as a “microfinance public limited company.” The institution took over the microfinance program, assets, liabilities, and staff of the sponsoring NGO Mahuli Community Development Center (MCDC), formally starting operations on 15 June 2013 after obtaining a license as a “D-class microfinance bank” from the central bank. MSLB’s operations span across many districts its services are permitted in 15 districts including Saptari, Siraha, Udaypur, Khotang, Sunsari, Bhojpur, Okhaldhunga, Sindhuli, Dhankuta, Ramechhap, Terhathum, Sankhuwasabha, Solukhumbu, Sarlahi, and Mahottari.Its head office address is listed as Aganisair Krishanasawaran-6, Mahuli, Saptari, Nepal. As a microfinance company, MSLB provides financial services (loans, savings, micro-credit) to underserved or low-income communities, particularly focusing on rural or under-banked areas. Over time, it has built a branch network across multiple districts and thus aims to improve financial inclusion.MSLB is also publicly listed (share symbol: “MSLB”) on Nepal’s stock exchange, making it part of the formal financial market.

www.mslbsl.com.np/facebook linkedin

Trading

Open

1,250.00

High

1,255.00

Low

1,235.00

Prev Close

1,243.80

Volume

1,341

Turnover

Rs 1,663,526.6

Txns

Valuation · Q2 FY25/26

EPS Ann.

36.14

EPS TTM

45.31

BVPS

196.86

P/E Ann.

34.45

P/E TTM

27.48

Graham #

400.10

Capital

Mkt Cap

4.61 Arab

Total

36.99 Lakh

Public

11.1 Lakh

Promoter

25.89 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

37.1

ADX

42.42

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1276.75

SMA 50

1310.25

Bands & Channels

BB Width %

9.14%

Volume & Flow

OBV

293,635

Flow Analysis

[ Live 2026-05-11 ]

Total Buy

6,106

Shares Bought

Total Sell

6,106

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 38%

Distribution 62%

Accumulators

Quantity

1,548

Amount

1,898,363

Avg Rate

1226.33

Rank

#38

Brokers

#89#13#26

Distributors

Quantity

2,483

Amount

3,044,403

Avg Rate

1226.10

Rank

#32

Brokers

#46#67#45

Net Flow Impact:

-935units

(Rs. -1,146,040)

Net Flow by Timeframe

MSLB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 8,215 ]

Buy Side

Total: 4,529

Broker

QTY

AVG

NET

1,062

1230.73

+228

17.4%

843

1230.44

+843

13.8%

410

1225.19

+410

6.7%

342

1228.88

+139

5.6%

295

1216.19

+285

4.8%

240

1240.00

+240

3.9%

239

1233.26

+239

3.9%

210

1232.06

+140

3.4%

200

1222.00

+200

3.3%

160

1236.82

+139

2.6%

148

1229.60

+138

2.4%

115

1233.13

+115

1.9%

1230.00

+95

1.6%

1224.00

+70

1.5%

1235.55

+50

1.3%

Sell Side

Total: 3,686

Broker

QTY

AVG

NET

940

1218.71

-940

15.4%

860

1230.78

-860

14.1%

683

1230.37

-563

11.2%

446

1225.80

-446

7.3%

290

1225.79

-220

4.8%

222

1232.89

-222

3.6%

1238.00

-38

0.9%

1232.52

-20

0.8%

1242.33

-30

0.5%

1245.64

-22

0.4%

1231.00

-20

0.3%

1240.00

-20

0.3%

1241.90

-20

0.3%

1213.00

-10

0.2%

1233.27

-10

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	387,494,866	322,378,585	322,378,585	282,169,440	+20.20%
Reserves and Surplus	375,321,670	320,140,063	308,383,728	308,937,976	+17.24%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	3,267,653,529	2,695,170,726	2,150,061,613	2,431,493,618	+21.24%
Deposits	1,928,571,034	1,707,387,578	1,571,619,227	1,693,150,645	+12.95%
Income Tax Liabilities	1,462,687	0	0	315,911,670	-
Other Liabilities	257,282,121	240,553,232	285,837,133	0	+6.95%
Total Capital & Liabilities	6,217,785,907	5,285,630,185	4,638,280,285	5,031,663,350	+17.64%
Assets
Cash and Bank Balance	382,914,099	400,704,833	271,830,679	269,967,128	-4.44%
Money at Call & Short Notice	0.00	30000000.00	33000000.00	80000000.00	-100.00%
Investments	1,000,000	1,000,000	1,000,000	1,000,000	0.00%
Loan and Advances	5,708,859,708	4,753,508,034	4,245,910,104	4,592,949,824	+20.10%
Fixed Assets	30,475,954	29,915,644	31,316,897	31,725,322	+1.87%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	94,536,146	70,501,674	55,222,605	56,021,077	+34.09%
Total Assets	6,217,785,907	5,285,630,185	4,638,280,285	5,031,663,350	+17.64%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	959.5	+9.5	+1%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,118.7	+8.66	+0.78%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,460	+410.18	+6.78%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,149	+26.05	+2.32%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	923	+23.04	+2.56%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,500	+29.99	+2.04%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	863	+15.01	+1.77%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,300	-18.99	-1.44%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	919	+114.2	+14.19%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,098	-1.98	-0.18%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	783	+12.03	+1.56%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.1	-1.9	-0.17%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,844.7	+24.75	+1.36%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,337	+14.94	+1.13%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	907	+7.2	+0.8%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	949.9	+4.91	+0.52%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,320	+11	+0.84%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,120	+0.11	+0.01%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	879	-6.82	-0.77%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	951	-13.01	-1.35%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	919.5	+19.53	+2.17%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	735	+10	+1.38%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,325.11	31.74	1.7%	0.01	0.12	198.73	121.2%	30.13	33.51	377.47	7.17%	7.51%	9.6%	15.6%	12.864	30.066	44.361	29.712	44.435	28.438	1.77%	2.01%	16.1%	18.21%
MED	1,028.75	10.5	1.07%	0.01	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.575	37	0.385	35.26	32.42	20.49	1.99%	2.08%	16.12%	16.7%
MAX	6,460	410.18	14.19%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	735	-18.99	-1.44%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%