Narayani Development Bank Limited

Development BankLow Cap

NPR 780.10

NPR -7.9-1.00%

09:13 AM NPT · Jun 29, 2026

Est. September 28, 2001 · Ward No. 1, Bharatpur 44204, Chitwan, Nepal · CEO: Mr. Pashupati Poudel

Narayani Development Bank Limited is a regional-level development bank in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to promote financial access, banking modernization, and local economic development, the bank provides a comprehensive suite of banking and financial services to individuals, small businesses, and communities within its service area. The bank offers savings and deposit products, SME and business loans, microfinance support, remittance services, digital banking, and customer-focused financial solutions designed to meet the diverse needs of its clients. With a strong presence in its operating regions, Narayani Development Bank emphasizes responsible banking, financial inclusion, and sustainable lending practices. Guided by experienced management, modern technology, and a community-first approach, the bank strives to uplift local economies, support entrepreneurship, and deliver reliable, accessible banking services. Through its emphasis on ethical operations, regulatory compliance, and customer satisfaction, Narayani Development Bank continues to strengthen its position as a trusted financial institution in Nepal’s development banking sector.

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Trading

Open

799.90

High

799.90

Low

778.00

Prev Close

788.00

Volume

9,295

Turnover

Rs 7,293,492.7

Txns

Valuation · Q3 FY25/26

EPS Ann.

-12.64

EPS TTM

-11.86

BVPS

32.98

P/E Ann.

-61.72

P/E TTM

-65.78

Graham #

N/A

Capital

Mkt Cap

2.05 Arab

Total

26.25 Lakh

Public

7.61 Lakh

Promoter

18.64 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

26.76

ADX

41.05

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

846.99

SMA 50

970.28

Bands & Channels

BB Width %

21.24%

Volume & Flow

OBV

5,937,700

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

51,195

Shares Bought

Total Sell

51,195

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 73%

Distribution 27%

Accumulators

Quantity

27,911

Amount

21,932,201

Avg Rate

785.79

Rank

Brokers

#71#13#20#58

Distributors

Quantity

10,162

Amount

8,004,355

Avg Rate

787.68

Rank

#13

Brokers

#49#64#91

Net Flow Impact:

+17,749units

(Rs. 13,927,846)

Net Flow by Timeframe

NABBC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 67,076 ]

Buy Side

Total: 36,850

Broker

QTY

AVG

NET

13,545

787.24

+1,100

26.5%

10,736

782.43

+9,856

21.0%

2,140

788.29

+1,069

4.2%

1,490

793.18

+1,370

2.9%

1,224

794.82

+634

2.4%

1,090

786.74

+125

2.1%

1,063

784.44

+294

2.1%

1,004

795.16

+804

2.0%

896

793.68

+896

1.8%

802

792.49

+582

1.6%

623

791.64

+409

1.2%

603

786.23

+207

1.2%

560

805.71

+560

1.1%

550

780.93

+290

1.1%

524

780.22

+34

1.0%

Sell Side

Total: 30,226

Broker

QTY

AVG

NET

8,552

784.72

-1,352

16.7%

4,237

793.44

-4,092

8.3%

3,325

785.76

-3,025

6.5%

2,600

780.73

-2,590

5.1%

2,399

783.35

-334

4.7%

1,480

780.00

-1,480

2.9%

1,217

785.78

-1,217

2.4%

1,182

781.24

-1,152

2.3%

1,039

798.58

-563

2.0%

951

783.40

-658

1.9%

861

782.28

-861

1.7%

800

800.02

-800

1.6%

549

779.15

-415

1.1%

539

786.45

-316

1.1%

495

783.09

-495

1.0%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	338,178	75,453	212,505	0	+348.20%
Money at Call & Short Notice	49,318	43,699	39,441	0	+12.86%
Due from NRB	49,318	43,699	39,441	0	+12.86%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	129,551	240,628	323,648	0	-46.16%
Loans & Advances to B/FIs	0.00	0.00	0.00	0	-
Loans & Advances to Customers	129,551	240,628	323,648	0	-46.16%
Investments
Investment Securities	30,133	45,880	43,418	0	-34.32%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	36,132	36,132	0	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	11,338	10,797	9,996	0	+5.02%
Deferred Tax Assets	13,930	29,072	40,728	0	-52.09%
Goodwill and Intangible Assets	5,822	5,554	9,218	0	+4.82%
Property & Equipment	28,906	34,273	26,174	0	-15.66%
Other Assets	75,365	60,090	87,242	0	+25.42%
Total Assets	687,582	536,154	732,427	0	+28.24%
Liabilities
Borrowings & Funding
Borrowings	0.00	0.00	0.00	0	-
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	478,762	435,063	623,718	0	+10.04%
Other Liabilities
Provisions	0.00	0.00	497.20	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	35,699	52,230	39,655	0	-31.65%
Other Liabilities & Provisions	35,699	52,230	40,152	0	-31.65%
Total Liabilities	514,461	487,294	663,870	0	+5.58%
Equity
Paid Up Capital	524,993	262,468	262,468	0	+100.02%
Share Premium	30,853	10,101	10,101	0	+205.43%
Reserves & Surpluses
Reserves	120,978	205,474	187,870	0	-41.12%
Reserves & Surpluses	-351,873	-213,607	-193,911	0	-64.73%
Retained Earnings	-503,703	-429,182	-391,882	0	-17.36%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	173,121	48,861	68,557	0	+254.32%
Total Liabilities & Equity	687,582	536,154	732,427	0	+28.24%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,680	-33.94	-1.98%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	4.57	6.71	29.16	6.36%	17.45	148.69	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	559.7	+4.11	+0.74%	0.01	0.06	184	76.86%	7.79	16.61	16.24	4.57	4.28	18.31	6.59%	4.27	35.44	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	402	-3.81	-0.94%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	4.13	4.68	18.73	4.77%	3.29	17.79	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,023	-25.05	-2.39%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	4.17	4.43	9.47	4.32%	12.1	138.93	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	336	-1.99	-0.59%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	4.17	4.2	17.05	7.83%	3.03	19.43	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	472	-2.99	-0.63%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	4.11	4.39	15.05	4.4%	4.09	26.03	28.3	6.97	1.08	1.01%	12.65	11.78%
LBBL	477	-2.88	-0.6%	0.02	0.07	205.4	87.11%	7.88	20.67	24.61	4.08	4.11	16.23	6.49%	3.22	24	20.32	6.93	1.12	1.34%	10.71	12.76%
MDB	582.9	-4.11	-0.7%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	4.25	4	19.48	0.48%	5.95	59	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	353	-1.92	-0.54%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	4.24	4.81	13.92	6.59%	3.09	27.62	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	365	-1.91	-0.52%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	4.48	4.6	13	4.88%	3.26	24.12	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SABBL	969.4	-6.64	-0.68%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	399.9	-3.1	-0.77%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	4.32	4.63	14.24	7.87%	3.57	24.57	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	798	-16.04	-1.97%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	3.99	3.59	15.19	7.6%	15.69	90.99	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	400	-4	-0.99%	0.02	0.07	153.05	85.75%	10	20.93	19.18	4.09	4.36	17.62	4.92%	3.6	19.73	21.74	6.18	1.29	1.19%	14.11	12.93%
SINDU	704	-5.03	-0.71%	0	0.06	91.3	66.04%	11.2	-7.91	1.2	4.58	3.84	-11.27	7.92%	11.07	-95.85	628.33	19.21	-0.72	0.1%	-9.24	1.4%

AVG	634.79	-7.29	-0.88%	0.01	0.069	144.73	80.12%	8.53	13.13	14.06	4.29	4.59	13.56	5.62%	7.625	-95.14	159.633	21.745	0.95	1.01%	8.67	10.18%
MED	477	-3.81	-0.7%	0.02	0.07	155.09	85.21%	9.63	15.71	15.73	4.24	4.39	15.19	6.36%	4.09	24.57	33.75	6.97	1.08	1.07%	10.67	10.34%
MAX	1,680	4.11	0.74%	0.03	0.08	205.4	87.89%	14.61	23.21	26.99	4.58	6.71	29.16	7.92%	20.69	148.69	852.52	99.38	2.17	1.84%	14.85	26.07%
MIN	336	-33.94	-2.39%	0	0.06	72.9	58.82%	2.81	-7.91	1.2	3.99	3.59	-11.27	0.48%	3.03	-1,987.65	-82.82	5.58	-0.72	0.1%	-9.24	1.4%