Narayani Development Bank Limited

Development BankLow Cap

NPR 940.00

NPR -59-5.91%

09:14 AM NPT · May 14, 2026

Est. September 28, 2001 · Ward No. 1, Bharatpur 44204, Chitwan, Nepal · CEO: Mr. Pashupati Poudel

Narayani Development Bank Limited is a regional-level development bank in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to promote financial access, banking modernization, and local economic development, the bank provides a comprehensive suite of banking and financial services to individuals, small businesses, and communities within its service area. The bank offers savings and deposit products, SME and business loans, microfinance support, remittance services, digital banking, and customer-focused financial solutions designed to meet the diverse needs of its clients. With a strong presence in its operating regions, Narayani Development Bank emphasizes responsible banking, financial inclusion, and sustainable lending practices. Guided by experienced management, modern technology, and a community-first approach, the bank strives to uplift local economies, support entrepreneurship, and deliver reliable, accessible banking services. Through its emphasis on ethical operations, regulatory compliance, and customer satisfaction, Narayani Development Bank continues to strengthen its position as a trusted financial institution in Nepal’s development banking sector.

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Trading

Open

1,009.80

High

1,010.00

Low

890.00

Prev Close

999.00

Volume

17,753

Turnover

Rs 16,585,127.9

Txns

284

Valuation · Q2 FY25/26

EPS Ann.

-19.16

EPS TTM

-13.62

BVPS

28.90

P/E Ann.

-49.06

P/E TTM

-69.02

Graham #

N/A

Capital

Mkt Cap

2.47 Arab

Total

26.25 Lakh

Public

7.61 Lakh

Promoter

18.64 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

15.14

ADX

27.95

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1130.54

SMA 50

1271.7

Bands & Channels

BB Width %

33.32%

Volume & Flow

OBV

6,026,783

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

51,422

Shares Bought

Total Sell

51,422

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 56%

Distribution 44%

Accumulators

Quantity

17,054

Amount

16,887,170

Avg Rate

990.22

Rank

Brokers

#34#20#57#17

Distributors

Quantity

13,480

Amount

13,306,306

Avg Rate

987.11

Rank

Brokers

#64#44#71

Net Flow Impact:

+3,574units

(Rs. 3,580,865)

Net Flow by Timeframe

NABBC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 65,965 ]

Buy Side

Total: 32,528

Broker

QTY

AVG

NET

5,861

988.75

+2,705

11.4%

5,651

1003.10

+5,164

11.0%

3,523

977.63

+1,992

6.8%

3,277

1027.51

+1,068

6.4%

2,610

1005.61

+600

5.1%

2,480

954.77

+1,200

4.8%

2,019

980.37

+1,369

3.9%

1,100

1000.71

+405

2.1%

1,000

965.00

+853

1.9%

979

975.03

+755

1.9%

945

1005.66

+945

1.8%

847

1008.18

+600

1.6%

805

987.30

+212

1.6%

721

1001.85

+212

1.4%

710

1016.50

+404

1.4%

Sell Side

Total: 33,437

Broker

QTY

AVG

NET

5,631

986.64

-5,190

10.9%

5,247

999.56

-156

10.2%

4,244

957.38

-2,139

8.3%

3,980

1033.64

-3,410

7.7%

3,869

939.95

-3,697

7.5%

2,180

1013.08

-850

4.2%

1,638

988.87

-1,528

3.2%

1,339

1022.28

-662

2.6%

1,320

993.22

-1,020

2.6%

1,160

1064.44

-1,050

2.3%

946

986.83

-786

1.8%

540

1050.95

-459

1.1%

519

980.00

-519

1.0%

470

965.00

-420

0.9%

354

1007.56

-334

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	256,965,423	141,687,504	118,527,644	138,753,752	+81.36%
Money at Call & Short Notice	65,206,622	42,310,297	27,973,416	31,490,178	+54.12%
Due from NRB	65,206,622	42,310,297	27,973,416	31,490,178	+54.12%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	144,388,012	254,376,014	347,142,297	531,199,282	-43.24%
Loans & Advances to B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances to Customers	144,388,012	254,376,014	347,142,297	531,199,282	-43.24%
Investments
Investment Securities	17,785,577	48,095,856	43,144,689	26,510,007	-63.02%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	36,132,137	36,132,137	0	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	11,235,456	10,546,831	10,010,037	9,802,468	+6.53%
Deferred Tax Assets	13,929,844	28,470,640	18,500,713	0	-51.07%
Goodwill and Intangible Assets	5,821,559	6,135,819	2,090,902	0	-5.12%
Property & Equipment	28,820,690	29,077,637	34,648,115	29,788,626	-0.88%
Other Assets	45,597,906	13,599,318	7,856,293	8,441,256	+235.30%
Total Assets	625,883,226	610,432,054	609,894,106	775,985,569	+2.53%
Liabilities
Borrowings & Funding
Borrowings	0.00	0.00	0.00	0.00	-
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0.00	-
Due to NRB	0.00	0.00	0.00	0.00	-
Deposits	446,480,075	503,310,690	525,253,613	596,709,860	-11.29%
Other Liabilities
Provisions	0.00	0.00	525450.00	339000.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	1552018.00	-
Other Liabilities	36,531,287	52,163,743	43,501,141	37,660,235	-29.97%
Other Liabilities & Provisions	36,531,287	52,163,743	44,026,591	39,551,253	-29.97%
Total Liabilities	483,011,362	555,474,433	569,280,204	636,261,113	-13.05%
Equity
Paid Up Capital	494,333,355	262,467,600	262,467,600	262,467,600	+88.34%
Share Premium	28,830,325	10,101,374	10,101,374	10,101,374	+185.41%
Reserves & Surpluses
Reserves	120,977,763	201,748,227	143,750,186	117,966,685	-40.04%
Reserves & Surpluses	-351,461,490	-207,509,979	-221,853,699	-122,743,144	-69.37%
Retained Earnings	-501,269,578	-419,359,580	-375,705,259	-250,811,203	-19.53%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	142,871,865	54,957,621	40,613,901	139,724,456	+159.97%
Total Liabilities & Equity	625,883,227	610,432,054	609,894,106	775,985,569	+2.53%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,032	-1.02	-0.05%	-	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	575	-5.81	-1%	-	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415	-0.5	-0.12%	-	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,036	-8.04	-0.77%	-	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	354.4	-3.51	-0.98%	-	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	482	0	0%	-	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
LBBL	481	-3.59	-0.74%	-	0.07	190.2	85.98%	15.75	14.29	247.29	3.98%	3.98%	0%	12.08%	5.22	31.52	0.32	30.1	33.17	15.23	0.84%	0.77%	8.46%	7.68%
MDB	600	+5	+0.84%	-	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MLBL	365	-1.8	-0.49%	-	0.14	165.48	85.3%	14.24	7.13	162.93	4.37%	4.94%	6.1%	13.54%	4.45	25.84	7.66	25.57	51.07	13.99	1.92%	0.96%	17.18%	8.6%
MNBBL	372	-1.98	-0.53%	-	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SABBL	1,221	-8.98	-0.73%	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	410.5	-3.39	-0.82%	-	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	775	-6.01	-0.77%	-	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	410	-0.49	-0.12%	-	0.07	146.6	84.77%	16.1	15.17	223.69	4.19%	4.22%	4.75%	13.73%	5.5	25.04	1.34	25.06	26.6	13.76	1%	0.95%	11.24%	10.6%
SINDU	709	+2.97	+0.42%	-	0.06	94.19	64.35%	-5.55	9.7	143.38	4.59%	3.36%	6.39%	-7.98%	15.19	-128.88	0	-131.71	75.36	41.16	-0.48%	0.85%	-6.6%	11.55%

AVG	682.53	-2.48	-0.39%	-	0.075	143.74	81.07%	11.98	13.13	208.83	4.3%	4.36%	5.31%	11.58%	9.649	65.947	3.881	54.371	0.739	34.691	0.89%	0.95%	8.6%	10.27%
MED	482	-1.98	-0.53%	-	0.07	152.3	83.96%	14.21	14.73	223.69	4.37%	4.25%	5.44%	13.16%	5.61	25.44	0.815	25.24	29.885	14.61	0.94%	1.01%	8.88%	10.68%
MAX	2,032	5	0.84%	-	0.14	190.2	86.77%	21.1	23.19	288.57	4.59%	5.16%	9.79%	17.57%	22.83	314.4	28.63	326.57	198.8	161.96	1.92%	1.78%	17.18%	20.9%
MIN	354.4	-8.98	-1%	-	0.06	75.96	64.35%	-5.55	-2.7	76.34	3.84%	3.36%	0%	-7.98%	4.29	-128.88	0	-131.71	-596.3	11.13	-0.48%	-0.51%	-6.6%	-1.89%