Narayani Development Bank Limited

Development BankLow Cap

NPR 663.00

NPR +1+0.15%

09:14 AM NPT · Nov 6, 2026

Est. September 28, 2001 · Ward No. 1, Bharatpur 44204, Chitwan, Nepal · CEO: Mr. Pashupati Poudel

Narayani Development Bank Limited is a regional-level development bank in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to promote financial access, banking modernization, and local economic development, the bank provides a comprehensive suite of banking and financial services to individuals, small businesses, and communities within its service area. The bank offers savings and deposit products, SME and business loans, microfinance support, remittance services, digital banking, and customer-focused financial solutions designed to meet the diverse needs of its clients. With a strong presence in its operating regions, Narayani Development Bank emphasizes responsible banking, financial inclusion, and sustainable lending practices. Guided by experienced management, modern technology, and a community-first approach, the bank strives to uplift local economies, support entrepreneurship, and deliver reliable, accessible banking services. Through its emphasis on ethical operations, regulatory compliance, and customer satisfaction, Narayani Development Bank continues to strengthen its position as a trusted financial institution in Nepal’s development banking sector.

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Trading

Open

656.80

High

669.80

Low

656.80

Prev Close

662.00

Volume

2,880

Turnover

Rs 1,908,851.5

Txns

Valuation · Q4 FY25/26

EPS Ann.

-10.25

EPS TTM

-10.25

BVPS

29.47

P/E Ann.

-64.68

P/E TTM

-64.68

Graham #

N/A

Capital

Mkt Cap

3.65 Arab

Total

55.1 Lakh

Public

15.98 Lakh

Promoter

39.12 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

36.04

ADX

12.96

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

682.45

SMA 50

721.41

Bands & Channels

BB Width %

6.5%

Volume & Flow

OBV

5,791,840

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

59,478

Shares Bought

Total Sell

59,478

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 61%

Distribution 39%

Accumulators

Quantity

10,506

Amount

7,042,037

Avg Rate

670.29

Rank

#12

Brokers

#20#49#42

Distributors

Quantity

6,606

Amount

4,405,734

Avg Rate

666.93

Rank

#16

Brokers

#8#25#92

Net Flow Impact:

+3,900units

(Rs. 2,636,302)

Net Flow by Timeframe

NABBC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 70,630 ]

Buy Side

Total: 55,900

Broker

QTY

AVG

NET

20,153

669.08

+153

33.9%

20,011

674.50

+11

33.6%

6,780

671.94

+3,780

11.4%

2,498

666.98

+2,421

4.2%

1,228

667.87

+928

2.1%

900

669.56

+900

1.5%

700

668.43

+700

1.2%

560

662.68

+550

0.9%

540

676.47

+110

0.9%

500

665.42

+290

0.8%

500

670.30

+500

0.8%

478

663.40

+478

0.8%

412

667.22

+412

0.7%

340

667.71

+340

0.6%

300

668.16

+300

0.5%

Sell Side

Total: 14,730

Broker

QTY

AVG

NET

3,680

666.24

-3,350

6.2%

1,756

666.71

-1,556

3.0%

1,170

669.41

-1,170

2.0%

1,144

668.97

-1,044

1.9%

1,030

672.63

-1,016

1.7%

978

665.65

-715

1.6%

853

670.24

-853

1.4%

750

666.46

-250

1.3%

683

666.34

-75

1.1%

680

663.00

-680

1.1%

525

669.23

-525

0.9%

511

675.00

-361

0.9%

400

663.68

-400

0.7%

290

663.21

-280

0.5%

280

670.10

-280

0.5%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	395,027	94,265	264,050	0	+319.06%
Money at Call & Short Notice	64,402	58,147	48,489	0	+10.76%
Due from NRB	64,402	58,147	48,489	0	+10.76%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	153,742	199,689	298,146	0	-23.01%
Loans & Advances to B/FIs	0.00	0.00	0.00	0	-
Loans & Advances to Customers	153,742	199,689	298,146	0	-23.01%
Investments
Investment Securities	33,520	39,153	46,905	0	-14.39%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	36,132	36,132	14,281	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	11,345	11,014	10,120	0	+3.01%
Deferred Tax Assets	13,930	77,646	39,682	0	-82.06%
Goodwill and Intangible Assets	3,988	5,098	7,300	0	-21.77%
Property & Equipment	25,134	40,877	26,683	0	-38.51%
Other Assets	65,593	112,690	67,994	0	-41.79%
Total Assets	773,549	580,954	766,548	0	+33.15%
Liabilities
Borrowings & Funding
Borrowings	0.00	0.00	0.00	0	-
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	580,394	449,675	631,521	0	+29.07%
Other Liabilities
Provisions	0.00	0.00	14281.14	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	38,436	60,031	43,277	0	-35.97%
Other Liabilities & Provisions	38,436	60,031	57,558	0	-35.97%
Total Liabilities	618,830	509,707	689,079	0	+21.41%
Equity
Paid Up Capital	524,993	262,468	262,468	0	+100.02%
Share Premium	30,853	10,101	10,101	0	+205.43%
Reserves & Surpluses
Reserves	121,213	252,600	190,307	0	-52.01%
Reserves & Surpluses	-370,274	-191,220	-184,998	0	-93.64%
Retained Earnings	-522,340	-453,922	-385,407	0	-15.07%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	154,719	71,247	77,469	0	+117.16%
Total Liabilities & Equity	773,549	580,954	766,548	0	+33.15%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	762	-1.99	-0.26%	0	0.07	139.73	58.14%	3.55	9.54	9.54	4.57	5.24	24.24	6.24%	11.43	167.35	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	568.9	-1.08	-0.19%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	4.55	4.84	25.48	4.57%	3.16	22.67	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	411.7	+0.7	+0.17%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	4.04	4.67	22.5	4.76%	2.28	14.4	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	934.9	+24.93	+2.74%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	4.57	4.61	14.23	3.22%	8.46	88.34	85.2	12.58	1	1%	9.97	9.97%
JBBL	354.5	+2.5	+0.71%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	4.15	4.51	19.58	6.55%	1.98	14.82	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	481	+3.72	+0.78%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	3.98	4.32	17.21	3.77%	2.87	22.33	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	527	+5.01	+0.96%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	3.76	4.15	18.5	6.94%	2.26	20.59	21	3.81	1.25	1.25%	11.55	11.55%
MDB	570	+3.4	+0.6%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	4.37	4.26	20.94	0.26%	4.06	50.17	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	373	-1.8	-0.48%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	4.19	4.65	14.52	6.32%	2.09	24.79	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	344	+0.89	+0.26%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	4.55	4.68	15.65	4.77%	2.24	19.12	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SABBL	795	-6.98	-0.87%	0	0.07	103.52	63.31%	3.04	1.46	1.46	4.58	5.49	5.45	0.35%	8.07	571.92	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	393.9	+1.88	+0.48%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	4.14	5.14	18.63	6.87%	2.38	16.95	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	564	+7.02	+1.26%	0	0.06	86.71	67.63%	12.98	18.04	18.04	4.2	4.02	27.26	2.15%	8.42	40.47	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	408.3	-3.5	-0.85%	0.02	0.07	159.48	84.18%	9.95	23.52	23.52	4.01	4.41	19.65	4.93%	2.6	17.64	18.28	3.47	1.4	1.4%	15.34	15.34%
SINDU	406	+2.1	+0.52%	0	0.06	96.87	66.92%	10.36	0.18	0.18	4.59	4.08	0.25	5.92%	6.92	3,722.22	2,361.11	9.54	0.01	0.01%	0.19	0.19%

AVG	526.28	2.45	0.39%	0.01	0.068	150.27	78.28%	8.39	16.88	16.88	4.28	4.6	17.61	4.51%	4.615	320.92	207.818	9.885	1.19	1.19%	11.52	11.52%
MED	481	1.88	0.48%	0.02	0.07	161.82	83.37%	9.37	18.98	18.98	4.2	4.61	18.63	4.77%	2.87	22.67	22.56	3.84	1.34	1.34%	12.18	12.18%
MAX	934.9	24.93	2.74%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	4.59	5.49	27.26	6.94%	11.43	3,722.22	2,361.11	40.55	1.62	1.62%	23.84	23.84%
MIN	344	-6.98	-0.87%	0	0.06	86.71	58.14%	3.04	0.18	0.18	3.76	4.02	0.25	0.26%	1.98	14.4	-82.82	2.9	0.01	0.01%	0.19	0.19%