Narayani Development Bank Limited

Development BankLow Cap

NPR 949.00

NPR +9+0.96%

09:14 AM NPT · May 15, 2026

Est. September 28, 2001 · Ward No. 1, Bharatpur 44204, Chitwan, Nepal · CEO: Mr. Pashupati Poudel

Narayani Development Bank Limited is a regional-level development bank in Nepal operating under the regulatory oversight of the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to promote financial access, banking modernization, and local economic development, the bank provides a comprehensive suite of banking and financial services to individuals, small businesses, and communities within its service area. The bank offers savings and deposit products, SME and business loans, microfinance support, remittance services, digital banking, and customer-focused financial solutions designed to meet the diverse needs of its clients. With a strong presence in its operating regions, Narayani Development Bank emphasizes responsible banking, financial inclusion, and sustainable lending practices. Guided by experienced management, modern technology, and a community-first approach, the bank strives to uplift local economies, support entrepreneurship, and deliver reliable, accessible banking services. Through its emphasis on ethical operations, regulatory compliance, and customer satisfaction, Narayani Development Bank continues to strengthen its position as a trusted financial institution in Nepal’s development banking sector.

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Trading

Open

935.00

High

982.00

Low

930.20

Prev Close

940.00

Volume

8,033

Turnover

Rs 7,589,964.1

Txns

101

Valuation · Q2 FY25/26

EPS Ann.

-19.16

EPS TTM

-13.62

BVPS

28.90

P/E Ann.

-49.53

P/E TTM

-69.68

Graham #

N/A

Capital

Mkt Cap

2.49 Arab

Total

26.25 Lakh

Public

7.61 Lakh

Promoter

18.64 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

17.33

ADX

28.26

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1117.14

SMA 50

1261.34

Bands & Channels

BB Width %

35.84%

Volume & Flow

OBV

6,034,816

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

50,401

Shares Bought

Total Sell

50,401

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 53%

Distribution 47%

Accumulators

Quantity

18,250

Amount

17,916,476

Avg Rate

981.72

Rank

Brokers

#20#34#58#57

Distributors

Quantity

16,416

Amount

15,753,164

Avg Rate

959.62

Rank

Brokers

#64#49#44

Net Flow Impact:

+1,834units

(Rs. 2,163,312)

Net Flow by Timeframe

NABBC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 64,672 ]

Buy Side

Total: 35,380

Broker

QTY

AVG

NET

5,961

987.88

+4,195

11.8%

5,751

1000.30

+3,974

11.4%

3,446

982.59

+459

6.8%

3,313

947.46

+2,080

6.6%

3,225

972.43

+1,584

6.4%

2,651

1025.37

+442

5.3%

2,210

1002.72

+200

4.4%

1,585

957.37

+1,278

3.1%

1,379

964.05

+229

2.7%

1,175

989.35

+1,175

2.3%

1,062

951.20

+1,002

2.1%

1,045

999.59

+810

2.1%

957

998.95

+710

1.9%

820

936.34

+650

1.6%

800

960.14

+540

1.6%

Sell Side

Total: 29,292

Broker

QTY

AVG

NET

7,266

952.68

-4,301

14.4%

5,431

984.85

-4,790

10.8%

3,719

936.33

-3,622

7.4%

2,570

1041.42

-2,170

5.1%

2,180

1013.08

-1,910

4.3%

1,638

988.87

-1,280

3.3%

1,160

1064.44

-1,050

2.3%

1,130

983.32

-830

2.2%

946

986.83

-512

1.9%

653

972.71

-337

1.3%

569

979.03

-569

1.1%

540

1050.95

-459

1.1%

520

941.00

-520

1.0%

100

500

944.29

-420

1.0%

470

965.00

-440

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	256,965,423	141,687,504	118,527,644	138,753,752	+81.36%
Money at Call & Short Notice	65,206,622	42,310,297	27,973,416	31,490,178	+54.12%
Due from NRB	65,206,622	42,310,297	27,973,416	31,490,178	+54.12%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	144,388,012	254,376,014	347,142,297	531,199,282	-43.24%
Loans & Advances to B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances to Customers	144,388,012	254,376,014	347,142,297	531,199,282	-43.24%
Investments
Investment Securities	17,785,577	48,095,856	43,144,689	26,510,007	-63.02%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	36,132,137	36,132,137	0	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	11,235,456	10,546,831	10,010,037	9,802,468	+6.53%
Deferred Tax Assets	13,929,844	28,470,640	18,500,713	0	-51.07%
Goodwill and Intangible Assets	5,821,559	6,135,819	2,090,902	0	-5.12%
Property & Equipment	28,820,690	29,077,637	34,648,115	29,788,626	-0.88%
Other Assets	45,597,906	13,599,318	7,856,293	8,441,256	+235.30%
Total Assets	625,883,226	610,432,054	609,894,106	775,985,569	+2.53%
Liabilities
Borrowings & Funding
Borrowings	0.00	0.00	0.00	0.00	-
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0.00	-
Due to NRB	0.00	0.00	0.00	0.00	-
Deposits	446,480,075	503,310,690	525,253,613	596,709,860	-11.29%
Other Liabilities
Provisions	0.00	0.00	525450.00	339000.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	1552018.00	-
Other Liabilities	36,531,287	52,163,743	43,501,141	37,660,235	-29.97%
Other Liabilities & Provisions	36,531,287	52,163,743	44,026,591	39,551,253	-29.97%
Total Liabilities	483,011,362	555,474,433	569,280,204	636,261,113	-13.05%
Equity
Paid Up Capital	494,333,355	262,467,600	262,467,600	262,467,600	+88.34%
Share Premium	28,830,325	10,101,374	10,101,374	10,101,374	+185.41%
Reserves & Surpluses
Reserves	120,977,763	201,748,227	143,750,186	117,966,685	-40.04%
Reserves & Surpluses	-351,461,490	-207,509,979	-221,853,699	-122,743,144	-69.37%
Retained Earnings	-501,269,578	-419,359,580	-375,705,259	-250,811,203	-19.53%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	142,871,865	54,957,621	40,613,901	139,724,456	+159.97%
Total Liabilities & Equity	625,883,227	610,432,054	609,894,106	775,985,569	+2.53%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,011	-20.93	-1.03%	0.01	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	579.9	+4.89	+0.85%	0.01	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415	0	0%	0.02	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,024.1	-11.91	-1.15%	0.01	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	354.1	-0.28	-0.08%	0.02	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	481	-1.01	-0.21%	0.02	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
LBBL	485	+3.99	+0.83%	0.02	0.07	190.2	85.98%	15.75	14.29	247.29	3.98%	3.98%	0%	12.08%	5.22	31.52	0.32	30.1	33.17	15.23	0.84%	0.77%	8.46%	7.68%
MDB	595	-4.98	-0.83%	0.01	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MLBL	365.9	+0.91	+0.25%	0.02	0.14	165.48	85.3%	14.24	7.13	162.93	4.37%	4.94%	6.1%	13.54%	4.45	25.84	7.66	25.57	51.07	13.99	1.92%	0.96%	17.18%	8.6%
MNBBL	371	-1	-0.27%	0.03	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SABBL	1,214	-6.96	-0.57%	0.01	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	413.9	+3.41	+0.83%	0.02	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	779	+4.03	+0.52%	0.01	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	408.3	-1.68	-0.41%	0.02	0.07	146.6	84.77%	16.1	15.17	223.69	4.19%	4.22%	4.75%	13.73%	5.5	25.04	1.34	25.06	26.6	13.76	1%	0.95%	11.24%	10.6%
SINDU	700.1	-8.93	-1.26%	0	0.06	94.19	64.35%	-5.55	9.7	143.38	4.59%	3.36%	6.39%	-7.98%	15.19	-128.88	0	-131.71	75.36	41.16	-0.48%	0.85%	-6.6%	11.55%

AVG	679.82	-2.7	-0.17%	0.01	0.075	143.74	81.07%	11.98	13.13	208.83	4.3%	4.36%	5.31%	11.58%	9.649	65.947	3.881	54.371	0.739	34.691	0.89%	0.95%	8.6%	10.27%
MED	485	-1	-0.21%	0.02	0.07	152.3	83.96%	14.21	14.73	223.69	4.37%	4.25%	5.44%	13.16%	5.61	25.44	0.815	25.24	29.885	14.61	0.94%	1.01%	8.88%	10.68%
MAX	2,011	4.89	0.85%	0.03	0.14	190.2	86.77%	21.1	23.19	288.57	4.59%	5.16%	9.79%	17.57%	22.83	314.4	28.63	326.57	198.8	161.96	1.92%	1.78%	17.18%	20.9%
MIN	354.1	-20.93	-1.26%	0	0.06	75.96	64.35%	-5.55	-2.7	76.34	3.84%	3.36%	0%	-7.98%	4.29	-128.88	0	-131.71	-596.3	11.13	-0.48%	-0.51%	-6.6%	-1.89%