Nepal Bank Limited

BankingLow Cap

NPR 306.00

NPR 00.00%

09:14 AM NPT · Nov 6, 2026

Est. 1937 (B.S. 1994) · Dharmapath, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Nepal Bank Limited (NBL) is Nepal’s first commercial bank, established in 1937 (B.S. 1994), marking the formal beginning of the country’s banking era. As a government‐owned “A” class commercial bank licensed by the Nepal Rastra Bank (NRB), NBL has played a foundational role in shaping Nepal’s financial system, expanding banking services across the country, and promoting financial inclusion for over eight decades. Headquartered in Dharmapath, Kathmandu, Nepal Bank provides a full suite of retail, corporate, and development banking services. These include deposit products, personal and business loans, SME financing, remittance services, trade finance, treasury operations, card and digital banking services, and government payment and subsidy distribution. The bank maintains one of the largest branch networks in Nepal, ensuring nationwide access to modern financial services. With a strong legacy, government backing, and a large customer base, Nepal Bank Limited is committed to modernization, digital transformation, and customer-focused service delivery. Through its emphasis on trust, transparency, and responsible banking, NBL continues to strengthen its position as a cornerstone of Nepal’s financial sector and a key contributor to national economic development.

www.nepalbank.com.np/facebook X

Trading

Open

305.00

High

308.50

Low

304.00

Prev Close

306.00

Volume

55,984

Turnover

Rs 17,180,947.2

Txns

Valuation · Q4 FY25/26

EPS Ann.

30.63

EPS TTM

30.63

BVPS

287.70

P/E Ann.

9.99

P/E TTM

9.99

Graham #

445.28

Capital

Mkt Cap

44.96 Arab

Total

14.69 Crore

Public

7.2 Crore

Promoter

7.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

58.98

ADX

35.48

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

303.07

SMA 50

290.51

Bands & Channels

BB Width %

8.98%

Volume & Flow

OBV

22,821,720

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

845,317

Shares Bought

Total Sell

845,317

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 57%

Distribution 43%

Accumulators

Quantity

261,215

Amount

80,421,382

Avg Rate

307.87

Rank

#11

Brokers

#50#65#84#75#6

Distributors

Quantity

199,457

Amount

61,199,178

Avg Rate

306.83

Rank

#13

Brokers

#58#48#39#66

Net Flow Impact:

+61,758units

(Rs. 19,222,204)

Net Flow by Timeframe

NBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 960,511 ]

Buy Side

Total: 495,037

Broker

QTY

AVG

NET

110,542

308.23

+79,411

13.1%

65,392

308.33

+20,382

7.7%

52,339

305.39

+37,006

6.2%

37,665

309.02

+36,665

4.5%

33,280

308.16

+31,201

3.9%

29,536

306.75

+8,644

3.5%

27,389

309.27

+22,873

3.2%

21,682

307.76

+4,000

2.6%

20,378

306.46

+16,539

2.4%

19,919

306.96

+9,992

2.4%

18,125

305.94

+17,712

2.1%

16,593

307.26

+7,930

2.0%

15,800

308.41

+13,100

1.9%

14,000

305.69

+6,412

1.7%

12,397

306.25

+9,573

1.5%

Sell Side

Total: 465,474

Broker

QTY

AVG

NET

76,207

307.76

-55,723

9.0%

63,122

305.60

-54,972

7.5%

33,916

305.48

-27,806

4.0%

32,538

308.26

-12,771

3.9%

30,513

307.69

-4,631

3.6%

29,619

307.68

-8,002

3.5%

26,212

308.83

-21,212

3.1%

24,762

308.38

-1,007

2.9%

24,000

308.36

-19,003

2.8%

23,717

308.31

-19,298

2.8%

22,148

307.12

-8,190

2.6%

21,864

307.90

-11,809

2.6%

20,293

308.14

-13,268

2.4%

20,163

307.12

-9,791

2.4%

16,400

309.42

-13,570

1.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	69,028,546	49,747,438	8,294,659	0	+38.76%
Money at Call & Short Notice	41,098,775	25,064,648	25,660,912	0	+63.97%
Due from NRB	31,090,832	18,193,433	21,545,522	0	+70.89%
Placement with B/FIs	10,007,943	6,871,215	4,115,390	0	+45.65%
Loans & Advances
Loans and Advances	255,461,026	228,884,374	203,454,479	0	+11.61%
Breakdown
Loans & Advances to B/FIs	11,870,370	7,180,888	6,414,490	0	+65.31%
Loans & Advances to Customers	243,590,656	221,703,486	197,039,988	0	+9.87%
Investments
Investment Securities	80,907,173	62,112,577	73,809,706	0	+30.26%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	4,286,192	2,129,388	2,194,196	0	+101.29%
Investment Property	361,853	264,228	205,739	0	+36.95%
Other Assets
Derivative Financial Instruments	8,961,898	6,634,727	3,334,953	0	+35.08%
Other Trading Assets	187,884	177,324	98,304	0	+5.96%
Current Tax Assets	2,274,507	2,720,416	2,346,104	0	-16.39%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	47,239	23,567	22,252	0	+100.44%
Property & Equipment	13,315,438	13,482,363	13,231,868	0	-1.24%
Other Assets	19,994,692	17,636,849	12,627,945	0	+13.37%
Total Assets	484,453,696	399,321,864	339,479,503	0	+21.32%
Liabilities
Borrowings & Funding
Borrowings	4,697,591	8,349,412	3,971,521	0	-43.74%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	3,496,292	3,495,578	3,494,939	0	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	1,201,299	4,853,833	476,582	0	-75.25%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	415,182,034	332,021,048	283,083,745	0	+25.05%
Other Liabilities
Derivative Financial Instruments	8,961,898	6,634,727	3,334,953	0	+35.08%
Provisions	208,014	198,223	99,820	0	+4.94%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	4,620,764	3,778,331	4,271,121	0	+22.30%
Other Liabilities	8,495,905	10,180,009	6,883,707	0	-16.54%
Other Liabilities & Provisions	22,299,963	20,774,422	14,576,307	0	+7.34%
Total Liabilities	442,179,589	361,144,882	301,631,574	0	+22.44%
Shareholders Equity
Paid Up Capital	14,694,023	14,694,023	14,694,023	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	25,252,124	23,932,049	22,384,598	0	+5.52%
Reserves & Surpluses	27,580,085	23,482,959	23,153,906	0	+17.45%
Retained Earnings	2,327,961	-449,090	769,308	0	+618.37%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	42,274,108	38,176,982	37,847,929	0	+10.73%
Total Liabilities & Equity	484,453,696	399,321,864	339,479,503	0	+21.32%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	-	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	0.29	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	-	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	43.16	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	-	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	0.03	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	-	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	-	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	-	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	20.77	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	-	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	18.36	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	-	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	0.8	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	2.48	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	-	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	-	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	349.28	0.29	0.05%	0.07	0.057	186.65	72.66%	9.79	16.79	16.64	266.09	3.35	3.83	15.82	5.35%	1.678	20.73	12.27	21.996	3.063	0.88	0.88%	9.09	9.09%
MED	274.25	-0.35	-0.07%	0.06	0.06	177.27	74.2%	9.8	17.18	17.18	263.07	3.34	3.67	15.43	4.94%	1.485	18.65	2.48	20.07	2.435	0.87	0.87%	9.76	9.76%
MAX	712	6.89	2.57%	0.16	0.07	256.47	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	43.16	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.96	-185.88	0.03	-185.39	1.93	-0.05	-0.05%	-0.67	-0.67%