Nepal Bank Limited

BankingLow Cap

NPR 264.00

NPR -2-0.75%

09:14 AM NPT · May 14, 2026

Est. 1937 (B.S. 1994) · Dharmapath, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Nepal Bank Limited (NBL) is Nepal’s first commercial bank, established in 1937 (B.S. 1994), marking the formal beginning of the country’s banking era. As a government‐owned “A” class commercial bank licensed by the Nepal Rastra Bank (NRB), NBL has played a foundational role in shaping Nepal’s financial system, expanding banking services across the country, and promoting financial inclusion for over eight decades. Headquartered in Dharmapath, Kathmandu, Nepal Bank provides a full suite of retail, corporate, and development banking services. These include deposit products, personal and business loans, SME financing, remittance services, trade finance, treasury operations, card and digital banking services, and government payment and subsidy distribution. The bank maintains one of the largest branch networks in Nepal, ensuring nationwide access to modern financial services. With a strong legacy, government backing, and a large customer base, Nepal Bank Limited is committed to modernization, digital transformation, and customer-focused service delivery. Through its emphasis on trust, transparency, and responsible banking, NBL continues to strengthen its position as a cornerstone of Nepal’s financial sector and a key contributor to national economic development.

www.nepalbank.com.np/facebook X

Trading

Open

260.00

High

267.00

Low

260.00

Prev Close

266.00

Volume

41,859

Turnover

Rs 11,041,692.2

Txns

150

Valuation · Q2 FY25/26

EPS Ann.

17.76

EPS TTM

31.42

BVPS

262.43

P/E Ann.

14.86

P/E TTM

8.40

Graham #

323.83

Capital

Mkt Cap

38.79 Arab

Total

14.69 Crore

Public

7.2 Crore

Promoter

7.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

43.46

ADX

27.33

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

268.88

SMA 50

271.86

Bands & Channels

BB Width %

8.74%

Volume & Flow

OBV

20,224,811

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

260,177

Shares Bought

Total Sell

260,177

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 61%

Distribution 39%

Accumulators

Quantity

86,707

Amount

23,013,583

Avg Rate

265.42

Rank

#11

Brokers

#8#65#49#38#56

Distributors

Quantity

56,494

Amount

14,993,178

Avg Rate

265.39

Rank

#14

Brokers

#17#5#92

Net Flow Impact:

+30,213units

(Rs. 8,020,405)

Net Flow by Timeframe

NBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 312,624 ]

Buy Side

Total: 158,710

Broker

QTY

AVG

NET

30,108

265.48

+29,042

11.6%

17,168

264.75

+9,804

6.6%

16,471

267.30

+9,782

6.3%

14,243

264.66

+3,807

5.5%

13,174

263.81

+13,174

5.1%

9,786

265.40

+8,070

3.8%

8,200

264.74

+6,250

3.1%

7,078

266.62

+5,818

2.7%

7,006

267.52

+3,880

2.7%

6,520

265.98

+1,937

2.5%

6,454

265.58

+3,115

2.5%

6,342

264.02

+2,257

2.4%

5,714

264.85

+2,714

2.2%

5,350

267.55

+5,219

2.1%

5,096

265.59

+546

2.0%

Sell Side

Total: 153,914

Broker

QTY

AVG

NET

26,788

266.16

-23,555

10.3%

15,606

265.35

-15,606

6.0%

14,100

263.98

-14,100

5.4%

11,891

266.66

-8,919

4.6%

11,161

268.93

-9,508

4.3%

10,902

264.30

-5,995

4.2%

10,080

263.18

-9,585

3.9%

9,693

264.64

-169

3.7%

9,520

265.83

-9,364

3.7%

9,389

264.62

-7,704

3.6%

7,500

265.75

-7,500

2.9%

5,334

262.11

-4,515

2.0%

5,072

265.93

-4,372

1.9%

3,818

265.04

-2,390

1.5%

3,060

265.39

-3,060

1.2%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	42,420,060,695	13,222,480,735	11,455,822,846	8,212,024,470	+220.82%
Money at Call & Short Notice	29,252,870,970	21,744,909,871	29,052,991,790	13,231,155,908	+34.53%
Due from NRB	22,554,545,970	16,621,399,871	25,075,488,584	12,122,033,693	+35.70%
Placement with B/FIs	6,698,325,000	5,123,510,000	3,977,503,206	1,109,122,215	+30.74%
Loans & Advances
Loans and Advances	238,129,352,902	216,032,215,776	186,734,781,618	176,308,304,950	+10.23%
Breakdown
Loans & Advances to B/FIs	7,829,018,187	6,753,143,775	5,175,203,561	7,372,223,170	+15.93%
Loans & Advances to Customers	230,300,334,715	209,279,072,001	181,559,578,057	168,936,081,780	+10.04%
Investments
Investment Securities	76,949,090,245	81,494,699,077	56,877,238,615	38,051,683,711	-5.58%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	2,244,089,537	2,338,491,051	2,680,395,035	0	-4.04%
Investment Property	264,227,850	204,112,166	185,461,952	164,246,654	+29.45%
Other Assets
Derivative Financial Instruments	7,438,357,155	4,227,230,056	3,628,996,523	108,881,485	+75.96%
Other Trading Assets	168,864,350	162,103,177	101,784,002	100,392,570	+4.17%
Current Tax Assets	2,825,003,134	2,849,277,779	2,360,277,201	1,896,894,681	-0.85%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	21,372,229	15,719,334	26,605,588	31,054,439	+35.96%
Property & Equipment	13,422,437,356	13,183,592,271	13,355,459,983	13,266,360,929	+1.81%
Other Assets	10,626,985,464	9,391,840,693	8,069,700,083	11,390,126,688	+13.15%
Total Assets	423,779,079,540	364,845,496,302	314,564,432,570	262,762,914,518	+16.15%
Liabilities
Borrowings & Funding
Borrowings	5,349,700,695	5,485,589,243	4,225,054,624	5,261,191,757	-2.48%
Borrowing	576,200,000	138,100,000	0	818,055,000	+317.23%
Debt Securities Issued	3,495,935,041	3,495,258,697	3,494,645,438	3,494,081,325	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	1,277,565,654	1,852,230,546	710,409,186	879,055,432	-31.03%
Due to NRB	0.00	0.00	20000000.00	70000000.00	-
Deposits	364,876,138,269	305,983,478,966	258,182,943,150	212,837,603,439	+19.25%
Other Liabilities
Derivative Financial Instruments	7,438,357,155	4,227,230,056	3,628,996,523	108,881,485	+75.96%
Provisions	189,797,761	162,473,644	98,778,766	58,838,846	+16.82%
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	3,533,817,346	4,306,954,851	4,020,763,798	4,075,026,767	-17.95%
Other Liabilities	3,829,809,999	6,187,939,703	7,299,684,925	5,446,464,348	-38.11%
Other Liabilities & Provisions	14,991,782,261	14,884,598,254	15,048,224,012	9,689,211,446	+0.72%
Total Liabilities	385,217,621,225	326,353,666,463	277,456,221,786	227,788,006,641	+18.04%
Shareholders Equity
Paid Up Capital	14,694,022,928	14,694,022,928	14,694,022,928	14,694,022,928	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	24,782,358,717	23,190,631,173	22,983,264,911	19,983,670,703	+6.86%
Reserves & Surpluses	23,867,435,386	23,797,806,911	22,414,187,857	20,280,884,949	+0.29%
Retained Earnings	-914,923,331	607,175,738	-569,077,054	297,214,246	-250.69%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	38,561,458,314	38,491,829,839	37,108,210,785	34,974,907,877	+0.18%
Total Liabilities & Equity	423,779,079,539	364,845,496,302	314,564,432,570	262,762,914,518	+16.15%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	309	-1.71	-0.55%	-	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203.9	+0.89	+0.44%	-	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	703	-1.2	-0.17%	-	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	235	+0.49	+0.21%	-	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.7	0	0%	-	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	218	-1.49	-0.68%	-	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	219.9	+3.7	+1.71%	-	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	248	-1.5	-0.6%	-	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	-	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	351.9	-3.02	-0.85%	-	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	197.7	-1.39	-0.7%	-	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244	-0.1	-0.04%	-	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	238.3	+0.31	+0.13%	-	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198	-0.99	-0.5%	-	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	363.5	+1.01	+0.28%	-	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	396	+1.11	+0.28%	-	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	393	-0.51	-0.13%	-	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	647	+1.1	+0.17%	-	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	327.61	-0.18	-0.06%	-	0.062	182.23	74.78%	15.56	18.09	263.19	3.55%	3.87%	4.79%	13.79%	3.322	22.189	0.944	21.751	35.204	11.207	0.82%	0.98%	8.63%	10.17%
MED	246	-0.05	-0.02%	-	0.06	174.76	76.92%	17.08	18.03	267.03	3.54%	3.72%	4.78%	14.47%	2.855	18.455	0	18.265	15.895	8.805	0.89%	1.02%	10%	11.24%
MAX	703	3.7	1.71%	-	0.07	235.04	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	197.7	-3.02	-0.85%	-	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.97	-105.39	0	-101.18	8.37	6.19	-0.12%	0.03%	-1.26%	0.47%