Nepal Bank Limited

BankingLow Cap

NPR 266.00

NPR +1+0.38%

09:14 AM NPT · May 13, 2026

Est. 1937 (B.S. 1994) · Dharmapath, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Nepal Bank Limited (NBL) is Nepal’s first commercial bank, established in 1937 (B.S. 1994), marking the formal beginning of the country’s banking era. As a government‐owned “A” class commercial bank licensed by the Nepal Rastra Bank (NRB), NBL has played a foundational role in shaping Nepal’s financial system, expanding banking services across the country, and promoting financial inclusion for over eight decades. Headquartered in Dharmapath, Kathmandu, Nepal Bank provides a full suite of retail, corporate, and development banking services. These include deposit products, personal and business loans, SME financing, remittance services, trade finance, treasury operations, card and digital banking services, and government payment and subsidy distribution. The bank maintains one of the largest branch networks in Nepal, ensuring nationwide access to modern financial services. With a strong legacy, government backing, and a large customer base, Nepal Bank Limited is committed to modernization, digital transformation, and customer-focused service delivery. Through its emphasis on trust, transparency, and responsible banking, NBL continues to strengthen its position as a cornerstone of Nepal’s financial sector and a key contributor to national economic development.

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Trading

Open

265.00

High

266.00

Low

262.00

Prev Close

265.00

Volume

40,584

Turnover

Rs 10,701,313.4

Txns

145

Valuation · Q2 FY25/26

EPS Ann.

17.76

EPS TTM

31.42

BVPS

262.43

P/E Ann.

14.98

P/E TTM

8.47

Graham #

323.83

Capital

Mkt Cap

39.09 Arab

Total

14.69 Crore

Public

7.2 Crore

Promoter

7.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

45.37

ADX

28.99

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

269.93

SMA 50

272.1

Bands & Channels

BB Width %

10.03%

Volume & Flow

OBV

20,266,663

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

320,019

Shares Bought

Total Sell

320,019

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

60,647

Amount

16,104,711

Avg Rate

265.55

Rank

#16

Brokers

#65#8#38#56#36

Distributors

Quantity

57,042

Amount

15,095,325

Avg Rate

264.64

Rank

#13

Brokers

#17#5#64

Net Flow Impact:

+3,605units

(Rs. 1,009,386)

Net Flow by Timeframe

NBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 360,572 ]

Buy Side

Total: 179,661

Broker

QTY

AVG

NET

40,000

261.90

+440

12.5%

15,906

264.83

+8,018

5.0%

15,157

267.41

+9,338

4.7%

14,783

264.50

+5,334

4.6%

13,024

263.82

+13,024

4.1%

11,362

267.26

+10,021

3.5%

11,126

264.84

+8,406

3.5%

9,978

263.82

+8,331

3.1%

8,819

263.50

+4,280

2.8%

7,558

266.67

+4,398

2.4%

7,335

264.00

+3,908

2.3%

7,078

266.62

+6,333

2.2%

6,370

262.23

+6,370

2.0%

5,645

267.17

+5,503

1.8%

5,520

261.46

+2,930

1.7%

Sell Side

Total: 180,911

Broker

QTY

AVG

NET

28,708

265.78

-16,283

9.0%

100

17,500

263.91

-1,980

5.5%

15,794

265.29

-15,794

4.9%

13,594

263.32

-6,687

4.3%

13,261

263.51

-1,347

4.1%

12,540

261.20

-11,940

3.9%

11,045

268.99

-9,302

3.5%

10,140

267.29

-6,233

3.2%

10,001

260.09

-8,806

3.1%

9,930

263.12

-7,475

3.1%

9,500

265.83

-9,400

3.0%

9,100

264.16

-9,100

2.8%

7,560

261.01

-4,095

2.4%

6,728

264.46

-8

2.1%

5,510

266.38

-5,510

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	42,420,060,695	13,222,480,735	11,455,822,846	8,212,024,470	+220.82%
Money at Call & Short Notice	29,252,870,970	21,744,909,871	29,052,991,790	13,231,155,908	+34.53%
Due from NRB	22,554,545,970	16,621,399,871	25,075,488,584	12,122,033,693	+35.70%
Placement with B/FIs	6,698,325,000	5,123,510,000	3,977,503,206	1,109,122,215	+30.74%
Loans & Advances
Loans and Advances	238,129,352,902	216,032,215,776	186,734,781,618	176,308,304,950	+10.23%
Breakdown
Loans & Advances to B/FIs	7,829,018,187	6,753,143,775	5,175,203,561	7,372,223,170	+15.93%
Loans & Advances to Customers	230,300,334,715	209,279,072,001	181,559,578,057	168,936,081,780	+10.04%
Investments
Investment Securities	76,949,090,245	81,494,699,077	56,877,238,615	38,051,683,711	-5.58%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	2,244,089,537	2,338,491,051	2,680,395,035	0	-4.04%
Investment Property	264,227,850	204,112,166	185,461,952	164,246,654	+29.45%
Other Assets
Derivative Financial Instruments	7,438,357,155	4,227,230,056	3,628,996,523	108,881,485	+75.96%
Other Trading Assets	168,864,350	162,103,177	101,784,002	100,392,570	+4.17%
Current Tax Assets	2,825,003,134	2,849,277,779	2,360,277,201	1,896,894,681	-0.85%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	21,372,229	15,719,334	26,605,588	31,054,439	+35.96%
Property & Equipment	13,422,437,356	13,183,592,271	13,355,459,983	13,266,360,929	+1.81%
Other Assets	10,626,985,464	9,391,840,693	8,069,700,083	11,390,126,688	+13.15%
Total Assets	423,779,079,540	364,845,496,302	314,564,432,570	262,762,914,518	+16.15%
Liabilities
Borrowings & Funding
Borrowings	5,349,700,695	5,485,589,243	4,225,054,624	5,261,191,757	-2.48%
Borrowing	576,200,000	138,100,000	0	818,055,000	+317.23%
Debt Securities Issued	3,495,935,041	3,495,258,697	3,494,645,438	3,494,081,325	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	1,277,565,654	1,852,230,546	710,409,186	879,055,432	-31.03%
Due to NRB	0.00	0.00	20000000.00	70000000.00	-
Deposits	364,876,138,269	305,983,478,966	258,182,943,150	212,837,603,439	+19.25%
Other Liabilities
Derivative Financial Instruments	7,438,357,155	4,227,230,056	3,628,996,523	108,881,485	+75.96%
Provisions	189,797,761	162,473,644	98,778,766	58,838,846	+16.82%
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	3,533,817,346	4,306,954,851	4,020,763,798	4,075,026,767	-17.95%
Other Liabilities	3,829,809,999	6,187,939,703	7,299,684,925	5,446,464,348	-38.11%
Other Liabilities & Provisions	14,991,782,261	14,884,598,254	15,048,224,012	9,689,211,446	+0.72%
Total Liabilities	385,217,621,225	326,353,666,463	277,456,221,786	227,788,006,641	+18.04%
Shareholders Equity
Paid Up Capital	14,694,022,928	14,694,022,928	14,694,022,928	14,694,022,928	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	24,782,358,717	23,190,631,173	22,983,264,911	19,983,670,703	+6.86%
Reserves & Surpluses	23,867,435,386	23,797,806,911	22,414,187,857	20,280,884,949	+0.29%
Retained Earnings	-914,923,331	607,175,738	-569,077,054	297,214,246	-250.69%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	38,561,458,314	38,491,829,839	37,108,210,785	34,974,907,877	+0.18%
Total Liabilities & Equity	423,779,079,539	364,845,496,302	314,564,432,570	262,762,914,518	+16.15%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	310.7	+0.71	+0.23%	0.04	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203	-2.8	-1.36%	0.03	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	704.2	-1.76	-0.25%	0.1	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.5	+1.49	+0.64%	0.09	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.7	-0.2	-0.1%	0.05	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	219.5	+1.5	+0.69%	0.06	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.2	-2.69	-1.23%	0.06	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	249.5	0	0%	0.03	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	0.14	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	354.9	-0.89	-0.25%	0.05	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	199.1	-2.91	-1.44%	0.07	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244.1	-0.1	-0.04%	0.05	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	238	-0.41	-0.17%	0.05	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	199	-1.4	-0.7%	0.05	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	362.5	+0.51	+0.14%	0.05	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	394.9	-5.12	-1.28%	0.04	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	393.5	-2.02	-0.51%	0.06	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	645.9	-1.1	-0.17%	0.06	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	327.79	-0.95	-0.32%	0.06	0.062	182.23	74.78%	15.56	18.09	263.19	3.55%	3.87%	4.79%	13.79%	3.322	22.189	0.944	21.751	35.204	11.207	0.82%	0.98%	8.63%	10.17%
MED	246.8	-0.65	-0.17%	0.05	0.06	174.76	76.92%	17.08	18.03	267.03	3.54%	3.72%	4.78%	14.47%	2.855	18.455	0	18.265	15.895	8.805	0.89%	1.02%	10%	11.24%
MAX	704.2	1.5	0.69%	0.14	0.07	235.04	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	199	-5.12	-1.44%	0.03	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.97	-105.39	0	-101.18	8.37	6.19	-0.12%	0.03%	-1.26%	0.47%