Nepal Bank Limited

BankingLow Cap

NPR 263.00

NPR -0.4-0.15%

09:14 AM NPT · Jun 26, 2026

Est. 1937 (B.S. 1994) · Dharmapath, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Nepal Bank Limited (NBL) is Nepal’s first commercial bank, established in 1937 (B.S. 1994), marking the formal beginning of the country’s banking era. As a government‐owned “A” class commercial bank licensed by the Nepal Rastra Bank (NRB), NBL has played a foundational role in shaping Nepal’s financial system, expanding banking services across the country, and promoting financial inclusion for over eight decades. Headquartered in Dharmapath, Kathmandu, Nepal Bank provides a full suite of retail, corporate, and development banking services. These include deposit products, personal and business loans, SME financing, remittance services, trade finance, treasury operations, card and digital banking services, and government payment and subsidy distribution. The bank maintains one of the largest branch networks in Nepal, ensuring nationwide access to modern financial services. With a strong legacy, government backing, and a large customer base, Nepal Bank Limited is committed to modernization, digital transformation, and customer-focused service delivery. Through its emphasis on trust, transparency, and responsible banking, NBL continues to strengthen its position as a cornerstone of Nepal’s financial sector and a key contributor to national economic development.

www.nepalbank.com.np/facebook X

Trading

Open

267.70

High

267.70

Low

261.60

Prev Close

263.40

Volume

15,814

Turnover

Rs 4,155,565.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

25.34

EPS TTM

25.74

BVPS

272.79

P/E Ann.

10.38

P/E TTM

10.22

Graham #

394.37

Capital

Mkt Cap

38.65 Arab

Total

14.69 Crore

Public

7.2 Crore

Promoter

7.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

ADX

56.22

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

267.06

SMA 50

267.91

Bands & Channels

BB Width %

3.31%

Volume & Flow

OBV

19,832,763

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

279,557

Shares Bought

Total Sell

279,557

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 28%

Distribution 72%

Accumulators

Quantity

65,751

Amount

17,310,493

Avg Rate

263.27

Rank

#13

Brokers

#5#64#65#14

Distributors

Quantity

167,238

Amount

44,277,409

Avg Rate

264.76

Rank

Brokers

#58#52#44#20

Net Flow Impact:

-101,487units

(Rs. -26,966,917)

Net Flow by Timeframe

NBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 362,238 ]

Buy Side

Total: 136,874

Broker

QTY

AVG

NET

34,795

263.20

+34,395

12.4%

12,146

263.67

+8,035

4.3%

11,050

264.76

+10,950

4.0%

10,706

265.45

+7,868

3.8%

10,136

262.02

+10,064

3.6%

9,770

263.16

+8,270

3.5%

7,799

263.19

+1,115

2.8%

7,597

266.69

+6,126

2.7%

6,870

263.62

+5,610

2.5%

5,509

265.30

+3,844

2.0%

5,292

265.55

+4,676

1.9%

4,049

262.86

+3,044

1.4%

3,755

263.10

+1,000

1.3%

3,716

264.69

+3,716

1.3%

3,684

265.21

+1,375

1.3%

Sell Side

Total: 225,364

Broker

QTY

AVG

NET

97,910

265.89

-23,047

35.0%

43,896

263.25

-35,904

15.7%

15,332

262.57

-13,784

5.5%

12,632

263.30

-2,263

4.5%

10,100

263.61

-10,100

3.6%

7,265

265.17

-2,466

2.6%

6,686

264.71

-4,984

2.4%

5,790

262.80

-4,790

2.1%

5,600

263.11

-5,100

2.0%

4,608

264.13

-3,887

1.6%

3,910

265.21

-3,860

1.4%

3,283

264.56

-3,113

1.2%

3,153

264.10

-967

1.1%

2,660

263.76

-836

0.9%

2,539

262.60

-1,810

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	58,455,045	38,867,396	14,011,375	0	+50.40%
Money at Call & Short Notice	28,813,918	22,340,970	22,117,808	0	+28.97%
Due from NRB	19,565,366	16,009,135	17,878,573	0	+22.21%
Placement with B/FIs	9,248,553	6,331,835	4,239,235	0	+46.06%
Loans & Advances
Loans and Advances	247,510,787	222,945,652	192,235,423	0	+11.02%
Breakdown
Loans & Advances to B/FIs	8,066,181	6,936,293	6,236,849	0	+16.29%
Loans & Advances to Customers	239,444,606	216,009,359	185,998,575	0	+10.85%
Investments
Investment Securities	75,736,898	57,382,538	56,460,743	0	+31.99%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	4,215,726	1,952,248	2,170,834	0	+115.94%
Investment Property	233,653	204,112	182,512	0	+14.47%
Other Assets
Derivative Financial Instruments	9,672,394	5,660,127	3,544,144	0	+70.89%
Other Trading Assets	196,117	171,093	98,665	0	+14.63%
Current Tax Assets	2,655,091	2,680,060	2,601,942	0	-0.93%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	43,288	15,676	23,754	0	+176.14%
Property & Equipment	13,392,521	13,387,169	13,346,575	0	+0.04%
Other Assets	22,404,329	16,314,570	14,962,684	0	+37.33%
Total Assets	450,762,877	373,394,655	315,487,953	0	+20.72%
Liabilities
Borrowings & Funding
Borrowings	6,846,919	5,347,649	4,269,994	0	+28.04%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	3,496,114	3,495,418	3,494,792	0	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	3,350,805	1,852,231	775,201	0	+80.91%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	384,379,205	313,721,579	261,479,359	0	+22.52%
Other Liabilities
Derivative Financial Instruments	9,672,394	5,660,127	3,544,144	0	+70.89%
Provisions	188,939	445,186	94,351	0	-57.56%
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	4,431,767	4,385,546	4,171,354	0	+1.05%
Other Liabilities	5,149,702	5,864,537	5,729,583	0	-12.19%
Other Liabilities & Provisions	19,452,570	16,011,779	13,529,904	0	+21.49%
Total Liabilities	410,678,693	335,081,008	279,279,257	0	+22.56%
Shareholders Equity
Paid Up Capital	14,694,023	14,694,023	14,694,023	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	25,068,827	23,313,406	22,561,305	0	+7.53%
Reserves & Surpluses	25,390,161	23,619,624	21,514,673	0	+7.50%
Retained Earnings	321,334	306,218	-1,046,633	0	+4.94%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	40,084,184	38,313,647	36,208,696	0	+4.62%
Total Liabilities & Equity	450,762,877	373,394,655	315,487,953	0	+20.72%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	305	-1.01	-0.33%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	198	+2.91	+1.49%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	700	+0.98	+0.14%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	236.7	-3.31	-1.38%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	193	-1.89	-0.97%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	208	0	0%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.3	-1.7	-0.78%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	243	-0.51	-0.21%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	1.07	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	525	+3.08	+0.59%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	331.9	+0.89	+0.27%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	191.8	-0.19	-0.1%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	237.9	-0.19	-0.08%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	233	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	0.43	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	190	+0.09	+0.05%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	352.3	+0.49	+0.14%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	393.9	+3.09	+0.79%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	388	-1.79	-0.46%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	641.8	+0.32	+0.05%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	321.42	0.07	-0.04%	0.06	0.059	182.34	74.74%	9.67	15.6	18.67	270.08	3.37	3.79	15.02	4.65%	2.359	37.74	0.942	35.568	5.595	0.86	1.04%	8.83	10.66%
MED	240.45	0	0%	0.05	0.06	174.03	77.09%	9.44	15.04	18.48	272.13	3.42	3.69	14.14	4.96%	2.08	20.03	0.97	17.215	4.415	0.81	1.05%	9.08	11.02%
MAX	700	3.09	1.49%	0.14	0.07	244.21	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	1.79	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	190	-3.31	-1.38%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.41	10.78	0.01	9.4	3.63	0.04	0.03%	0.67	0.52%