NESDO Sambridha Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,540.00

NPR +15+0.98%

09:14 AM NPT · May 14, 2026

Est. 5th March 2019 · Kushma Municipality-6, Parbat, Gandaki Province, Nepal

Nesdo Sambridha Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting economic upliftment and financial inclusion, the institution provides microfinance services to low-income households, women entrepreneurs, and marginalized communities across Nepal. Operating through a growing branch network, Nesdo Sambridha Laghubitta offers a wide range of financial services including micro-loans, savings and deposit products, micro-insurance, remittance services, and group-based lending programs. The institution also provides financial literacy, skill-development training, and community-based support to enhance the socio-economic capabilities of its members. Guided by a strong governance structure and community-focused approach, the organization aims to reduce poverty, generate self-employment, and support income-generating activities in rural and semi-urban areas. Through responsible microfinance practices and sustainable outreach, Nesdo Sambridha Laghubitta Bittiya Sanstha Ltd. continues to make a meaningful contribution to Nepal’s financial inclusion efforts and grassroots economic development.

slbs.nesdonepal.org/

Trading

Open

1,525.00

High

1,540.00

Low

1,514.00

Prev Close

1,525.00

Volume

455

Turnover

Rs 695,389.2

Txns

Valuation · Q2 FY25/26

EPS Ann.

63.99

EPS TTM

74.93

BVPS

269.94

P/E Ann.

24.07

P/E TTM

20.55

Graham #

623.42

Capital

Mkt Cap

4.49 Arab

Total

29.13 Lakh

Public

9.61 Lakh

Promoter

19.52 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Downtrend

Strength

Strong

Momentum

RSI (14)

53.77

ADX

25.9

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1544.77

SMA 50

1571.59

Bands & Channels

BB Width %

3.78%

Volume & Flow

OBV

197,638

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

3,726

Shares Bought

Total Sell

3,726

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 36%

Distribution 64%

Accumulators

Quantity

1,091

Amount

1,676,191

Avg Rate

1536.38

Rank

#36

Brokers

#3#63

Distributors

Quantity

1,950

Amount

3,003,177

Avg Rate

1540.09

Rank

#30

Brokers

#49#50#77

Net Flow Impact:

-859units

(Rs. -1,326,987)

Net Flow by Timeframe

NESDO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 6,205 ]

Buy Side

Total: 3,047

Broker

QTY

AVG

NET

688

1542.48

+666

18.5%

435

1553.30

+215

11.7%

403

1525.97

+402

10.8%

372

1530.77

+372

10.0%

211

1538.45

+200

5.7%

200

1569.80

+100

5.4%

156

1537.76

+156

4.2%

152

1531.05

+152

4.1%

130

1537.54

+130

3.5%

1530.50

+60

1.6%

1535.33

+50

1.6%

1545.00

+39

1.3%

1547.00

+50

1.3%

1532.00

+50

1.3%

1533.67

+20

0.8%

Sell Side

Total: 3,158

Broker

QTY

AVG

NET

829

1536.04

-576

22.3%

743

1548.06

-633

19.9%

378

1533.31

-378

10.1%

187

1545.00

-187

5.0%

175

1570.00

-155

4.7%

170

1525.00

-104

4.6%

154

1527.34

-54

4.1%

130

1537.22

-130

3.5%

130

1539.12

-108

3.5%

1552.67

-85

2.3%

1536.55

-32

1.4%

1525.98

-51

1.4%

1558.65

-27

0.8%

1542.30

-22

0.6%

1529.67

-21

0.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	291,337,500	255,000,000	255,000,000	255,000,000	+14.25%
Reserves and Surplus	495,111,595	390,768,025	739,379,436	644,554,800	+26.70%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	0.00	147500000.00	340000000.00	395000000.00	-100.00%
Deposits	2,475,259,880	2,382,758,487	2,463,798,585	2,594,604,220	+3.88%
Income Tax Liabilities	0.00	0.00	12211175.90	47239190.00	-
Other Liabilities	826,419,232	969,355,137	950,732,657	1,290,464,570	-14.75%
Total Capital & Liabilities	4,088,128,207	4,145,381,649	4,761,121,854	5,226,862,780	-1.38%
Assets
Cash and Bank Balance	887,543,720	797,970,480	1,056,500,075	546,558,230	+11.23%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	3,010,851,420	3,177,333,359	3,557,008,804	4,562,550,250	-5.24%
Fixed Assets	31,141,450	30,801,316	7,581,460	7,180,940	+1.10%
Non Banking Assets	158,591,617	0	0	0	-
Other Assets	0.00	139276493.60	140031514.80	110573360.00	-100.00%
Total Assets	4,088,128,207	4,145,381,649	4,761,121,854	5,226,862,780	-1.38%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	952	-2	-0.21%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,105.5	-1.88	-0.17%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,005	-44.77	-0.74%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,120	+15.03	+1.36%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	911.5	-7.54	-0.82%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,472	0	0%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	847	+0.76	+0.09%	-	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,323	-5.05	-0.38%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	795.9	+2.93	+0.37%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050	-0.11	-0.01%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	771.9	+9.68	+1.27%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,111	-5.47	-0.49%	-	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	0	0%	-	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,327	-5.86	-0.44%	-	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	0	0%	-	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	935	0	0%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,315	+14.95	+1.15%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,090	-10.01	-0.91%	-	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	866	-18.76	-2.12%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	954	-5.95	-0.62%	-	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	894	-16.02	-1.76%	-	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	715.1	+0.07	+0.01%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,283.22	-3.64	-0.2%	-	0.12	198.73	121.2%	30.13	33.51	377.47	7.17%	7.51%	9.6%	15.6%	12.864	30.066	44.361	29.712	44.435	28.438	1.77%	2.01%	16.1%	18.21%
MED	1,002	-0.99	-0.09%	-	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.575	37	0.385	35.26	32.42	20.49	1.99%	2.08%	16.12%	16.7%
MAX	6,005	15.03	1.36%	-	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	715.1	-44.77	-2.12%	-	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%