NESDO Sambridha Laghubitta Bittiya Sanstha Limited

MicrofinanceMid Cap

NPR 1,544.00

NPR -24.9-1.59%

09:13 AM NPT · May 12, 2026

Est. 5th March 2019 · Kushma Municipality-6, Parbat, Gandaki Province, Nepal

Nesdo Sambridha Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the objective of promoting economic upliftment and financial inclusion, the institution provides microfinance services to low-income households, women entrepreneurs, and marginalized communities across Nepal. Operating through a growing branch network, Nesdo Sambridha Laghubitta offers a wide range of financial services including micro-loans, savings and deposit products, micro-insurance, remittance services, and group-based lending programs. The institution also provides financial literacy, skill-development training, and community-based support to enhance the socio-economic capabilities of its members. Guided by a strong governance structure and community-focused approach, the organization aims to reduce poverty, generate self-employment, and support income-generating activities in rural and semi-urban areas. Through responsible microfinance practices and sustainable outreach, Nesdo Sambridha Laghubitta Bittiya Sanstha Ltd. continues to make a meaningful contribution to Nepal’s financial inclusion efforts and grassroots economic development.

slbs.nesdonepal.org/

Trading

Open

1,537.00

High

1,544.00

Low

1,537.00

Prev Close

1,568.90

Volume

285

Turnover

Rs 439,084

Txns

Valuation · Q2 FY25/26

EPS Ann.

63.99

EPS TTM

74.93

BVPS

269.94

P/E Ann.

24.13

P/E TTM

20.61

Graham #

623.42

Capital

Mkt Cap

4.5 Arab

Total

29.13 Lakh

Public

9.61 Lakh

Promoter

19.52 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Downtrend

Strength

Moderate

Momentum

RSI (14)

51.37

ADX

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1550.47

SMA 50

1573.33

Bands & Channels

BB Width %

5.01%

Volume & Flow

OBV

197,753

Flow Analysis

[ Live 2026-05-12 ]

Total Buy

3,321

Shares Bought

Total Sell

3,321

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

1,319

Amount

2,025,581

Avg Rate

1535.69

Rank

#37

Brokers

#3#16#32

Distributors

Quantity

1,830

Amount

2,823,073

Avg Rate

1542.66

Rank

#33

Brokers

#49#50#14

Net Flow Impact:

-511units

(Rs. -797,492)

Net Flow by Timeframe

NESDO — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 5,471 ]

Buy Side

Total: 2,548

Broker

QTY

AVG

NET

588

1544.98

+577

17.7%

510

1524.24

+510

15.4%

221

1537.43

+221

6.7%

200

1569.80

+100

6.0%

200

1550.00

+178

6.0%

156

1537.76

+156

4.7%

126

1527.50

+126

3.8%

110

1536.55

+110

3.3%

100

1555.00

+35

3.0%

1537.50

+55

2.0%

1535.33

+39

1.8%

1543.00

+60

1.8%

1515.22

+51

1.5%

1547.00

+39

1.5%

1532.00

+50

1.5%

Sell Side

Total: 2,923

Broker

QTY

AVG

NET

829

1536.04

-598

25.0%

742

1548.34

-632

22.3%

268

1514.24

-218

8.1%

259

1547.60

-259

7.8%

197

1532.79

-31

5.9%

175

1570.00

-155

5.3%

109

1539.07

-79

3.3%

1541.46

-91

2.7%

1556.36

-75

2.3%

1549.25

-53

1.6%

1533.18

-21

1.2%

1530.29

-21

0.6%

1528.57

-21

0.6%

1544.92

-11

0.6%

1529.52

-21

0.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	291,337,500	255,000,000	255,000,000	255,000,000	+14.25%
Reserves and Surplus	495,111,595	390,768,025	739,379,436	644,554,800	+26.70%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	0.00	147500000.00	340000000.00	395000000.00	-100.00%
Deposits	2,475,259,880	2,382,758,487	2,463,798,585	2,594,604,220	+3.88%
Income Tax Liabilities	0.00	0.00	12211175.90	47239190.00	-
Other Liabilities	826,419,232	969,355,137	950,732,657	1,290,464,570	-14.75%
Total Capital & Liabilities	4,088,128,207	4,145,381,649	4,761,121,854	5,226,862,780	-1.38%
Assets
Cash and Bank Balance	887,543,720	797,970,480	1,056,500,075	546,558,230	+11.23%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	0.00	0.00	0.00	0.00	-
Loan and Advances	3,010,851,420	3,177,333,359	3,557,008,804	4,562,550,250	-5.24%
Fixed Assets	31,141,450	30,801,316	7,581,460	7,180,940	+1.10%
Non Banking Assets	158,591,617	0	0	0	-
Other Assets	0.00	139276493.60	140031514.80	110573360.00	-100.00%
Total Assets	4,088,128,207	4,145,381,649	4,761,121,854	5,226,862,780	-1.38%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	951	-8.54	-0.89%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,112	-6.71	-0.6%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,065	-394.69	-6.11%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,128	-21.03	-1.83%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	919	-3.97	-0.43%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,464.1	-35.85	-2.39%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	846.9	-16.14	-1.87%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,495	+195	+15%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	805	-113.95	-12.4%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,060	-37.99	-3.46%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	771	-11.98	-1.53%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,138	+21.88	+1.96%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,805	-39.66	-2.15%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,327.9	-9.09	-0.68%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	904	-2.99	-0.33%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	933	-16.91	-1.78%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,305	-15.05	-1.14%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,085	-34.94	-3.12%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	889.7	+10.72	+1.22%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	957.9	+6.94	+0.73%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	900.5	-19.03	-2.07%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	717.1	-17.93	-2.44%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,299.1	-26	-1.2%	0.01	0.12	198.73	121.2%	30.13	33.51	377.47	7.17%	7.51%	9.6%	15.6%	12.864	30.066	44.361	29.712	44.435	28.438	1.77%	2.01%	16.1%	18.21%
MED	1,008.95	-15.59	-1.66%	0.01	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.575	37	0.385	35.26	32.42	20.49	1.99%	2.08%	16.12%	16.7%
MAX	6,065	195	15%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	717.1	-394.69	-12.4%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%