NIC Asia Bank Ltd.

BankingMid Cap

NPR 331.90

NPR +0.9+0.27%

09:14 AM NPT · Jun 26, 2026

Est. 1998 · Kathmandu, Nepal · CEO: Sujit Kumar Shakya

NIC Asia Bank Limited is one of Nepal’s largest and fastest-growing commercial banks, licensed by the Nepal Rastra Bank (NRB) as an “A” class financial institution. Formed through the merger of NIC Bank and Bank of Asia Nepal in 2013, the bank has since expanded rapidly, establishing one of the most extensive nationwide networks of branches, ATMs, and digital banking services in the country. Headquartered in Thapathali, Kathmandu, NIC Asia provides a comprehensive suite of financial solutions that include retail and corporate banking, SME financing, digital banking, remittance services, trade finance, cards and payment solutions, wealth management, and investment advisory. The bank is widely recognized for its aggressive digital transformation strategy, offering innovative platforms such as NIC Asia MoBank, Internet Banking, QR-based payments, and a wide range of cashless services that promote convenience and financial inclusion. NIC Asia has consistently positioned itself as a market leader in deposit collection, lending, technological adoption, and branch expansion. With a strong management team, disciplined risk framework, and customer-centric approach, the bank serves millions of customers across Nepal while maintaining high service standards and regulatory compliance. Driven by its mission to deliver accessible, modern, and reliable financial services, NIC Asia Bank Limited continues to strengthen its presence as a dominant force in Nepal’s banking industry and a key contributor to national economic growth.

Trading

Open

333.00

High

335.00

Low

329.00

Prev Close

331.00

Volume

25,518

Turnover

Rs 8,471,099.9

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

1.25

EPS TTM

0.97

BVPS

172.97

P/E Ann.

265.52

P/E TTM

342.16

Graham #

69.75

Capital

Mkt Cap

49.51 Arab

Total

14.92 Crore

Public

7.31 Crore

Promoter

7.61 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

24.03

ADX

50.19

Overall Score

23
Below Line

Technical Score

Moving Averages

SMA 20

339

SMA 50

349.57

Bands & Channels

BB Width %

7.58%

Volume & Flow

OBV

-3,312,592

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

241,965

Shares Bought

Total Sell

241,965

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

77

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

5

Quantity

88,461

Amount

29,318,819

Avg Rate

331.43

Rank

#8

Brokers

#28#81#13#92#42

Distributors

3

Quantity

108,003

Amount

35,764,065

Avg Rate

331.14

Rank

#7

Brokers

#101#6#17

Net Flow Impact:

-19,542units
(Rs. -6,445,246)

Net Flow by Timeframe

NICA — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 331,588 ]

Buy Side

Total: 154,817

Broker

QTY

AVG

NET

%

28

26,342

331.42

+23,594

10.9%

81

21,250

331.28

+19,250

8.8%

13

14,286

331.94

+14,076

5.9%

42

14,099

330.84

+10,622

5.8%

92

12,484

331.80

+12,434

5.2%

8

12,300

334.62

+545

5.1%

56

10,636

330.48

+2,484

4.4%

25

10,152

328.94

+9,270

4.2%

57

8,866

330.62

+3,448

3.7%

64

6,597

331.68

+6,328

2.7%

41

4,539

330.96

+3,534

1.9%

51

3,657

331.45

+1,573

1.5%

44

3,425

332.77

+1,954

1.4%

48

3,414

332.51

+2,017

1.4%

74

2,770

330.66

+1,115

1.1%

Sell Side

Total: 176,771

Broker

QTY

AVG

NET

%

101

44,493

329.02

-44,483

18.4%

6

33,537

331.88

-30,088

13.9%

17

29,973

333.45

-26,953

12.4%

32

15,097

330.29

-403

6.2%

58

11,638

332.86

-1,268

4.8%

49

8,026

331.27

-5,228

3.3%

71

7,185

331.43

-5,185

3.0%

43

6,085

331.90

-4,765

2.5%

66

5,646

331.67

-5,296

2.3%

34

4,380

330.56

-2,048

1.8%

16

3,161

331.66

-1,035

1.3%

1

2,078

334.42

-1,240

0.9%

91

2,000

330.97

-1,700

0.8%

14

1,821

330.18

-1,122

0.8%

21

1,651

331.96

-383

0.7%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent14,723,40612,871,72420,724,7770+14.39%
Money at Call & Short Notice84,074,82615,837,31216,654,8020+430.87%
Due from NRB84,074,82615,837,31216,654,8020+430.87%
Placement with B/FIs0.000.000.000-
Loans & Advances
Loans and Advances209,944,914243,719,481287,836,8230-13.86%
Breakdown
Loans & Advances to B/FIs8,601,61510,285,16010,655,6760-16.37%
Loans & Advances to Customers201,343,299233,434,322277,181,1470-13.75%
Investments
Investment Securities53,768,18359,204,57153,119,8130-9.18%
Investment in Subsidiaries1,184,5001,194,5001,194,5000-0.84%
Investment in Associates0.000.000.000-
Investment Property4,168,0264,587,5334,098,7440-9.14%
Other Assets
Derivative Financial Instruments5,774,8025,115,7172,758,2420+12.88%
Other Trading Assets120,000487,9002,2800-75.40%
Current Tax Assets989,205614,735131,9390+60.92%
Deferred Tax Assets2,513,484000-
Goodwill and Intangible Assets146,605166,515188,8470-11.96%
Property & Equipment3,982,5784,712,4325,253,5000-15.49%
Other Assets14,435,78612,187,1659,920,9020+18.45%
Total Assets386,282,219354,314,719398,803,8610+9.02%
Liabilities
Borrowings & Funding
Borrowings16,951,09421,543,25634,096,2620-21.32%
Borrowing0.000.000.000-
Debt Securities Issued10,906,29912,740,46610,737,3290-14.40%
Subordinated Liabilities0.000.000.000-
Interbank & NRB
Due to B/FIs6,044,7948,802,79023,358,9330-31.33%
Due to NRB0.000.000.000-
Deposits334,375,479294,060,130327,167,6440+13.71%
Other Liabilities
Derivative Financial Instruments5,774,8025,115,7172,758,2420+12.88%
Provisions0.000.000.000-
Current Tax Liabilities0.000.000.000-
Deferred Tax Liabilities0.00257846.83197633.300-100.00%
Other Liabilities3,338,9603,756,1923,941,3430-11.11%
Other Liabilities & Provisions9,152,1438,980,6706,888,4700+1.91%
Total Liabilities360,478,716324,584,055368,152,3750+11.06%
Shareholders Equity
Paid Up Capital14,917,56714,917,56714,917,56700.00%
Share Premium0.000.000.000-
Reserves & Surpluses
Reserves24,544,15018,382,29917,459,5610+33.52%
Reserves & Surpluses10,885,93614,813,09615,733,9180-26.51%
Retained Earnings-13,658,214-3,569,203-1,725,6430-282.67%
Non-Controlling Interest0.000.000.000-
Total Equity25,803,50329,730,66330,651,4850-13.21%
Total Liabilities & Equity386,282,219354,314,719398,803,8610+9.02%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)P/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ADBL

305-1.01-0.33%0.040.06194.5865.44%9.419.4218.77286.663.473.859.025.06%2.1633.4716.895.370.491%4.959.86%

BOKL

-----------------------

CBL

-----------------------

CCBL

-----------------------

CZBIL

198+2.91+1.49%0.030.06155.9982.18%9.2811.2310.56192.523.553.6411.586.82%1.818.7219.183.860.710.67%7.447%

EBL

700+0.98+0.14%0.10.06244.2185.88%10.332.3534.91437.973.123.4722.170.61%3.8121.5820.328.51.251.36%13.8714.97%

GBIME

236.7-3.31-1.38%0.090.06178.5371.13%10.3915.415.93252.963.33.4714.764.97%1.7815.4514.954.060.810.85%8.759.05%

HBL

193-1.89-0.97%0.040.06171.9675.01%9.484.57.86174.392.843.754.417.98%1.6246.3325.573.630.250.45%2.674.67%

KBL

20800%0.060.06158.5377.14%10.4121.2422.91285.863.134.3119.366.94%1.9310.789.43.711.231.33%14.4915.64%

LBL

-----------------------

LSL

216.3-1.7-0.78%0.060.06175.0877.04%9.4610.1516.81257.333.43.3610.775.29%1.6421.2313.164.070.590.99%6.0510.03%

MBL

243-0.51-0.21%0.030.06154.5277.67%9.6914.6617.02243.263.533.5216.364.01%2.1717.1914.6750.961.12%10.6512.38%

MEGA

-----------------------

NABIL

525+3.08+0.59%0.140.06220.9579.5%9.1428.1427.58370.283.313.5723.780.98%3.218.8319.47.961.351.32%13.6513.38%

NBB

-----------------------

NBL

263-0.4-0.15%0.040.05272.7966.07%10.2525.3425.74397.473.73.9317.244.96%1.3610.9710.413.360.890.91%9.499.64%

NCCB

-----------------------

NIMB

191.8-0.19-0.1%0.070.05199.7268.37%8.0412.2915.72265.782.793.7313.268.41%1.4117.1412.554.040.710.92%6.298.05%

NMB

237.9-0.19-0.08%0.050.06165.5984.68%9.1716.0816.14245.223.53.8416.814.95%215.4515.074.620.990.99%10.4710.5%

PCBL

23300%0.050.07171.2883.12%8.0719.6623.31299.723.793.9518.956.39%1.9112.4910.34.211.311.56%12.1314.4%

PRVU

190+0.09+0.05%0.050.06146.2670.61%10.674.8218.77248.533.444.195.068.84%1.9143.3610.53.90.281.12%3.2812.78%

SANIMA

352.3+0.49+0.14%0.050.06169.3482.76%9.3920.1120.98282.733.483.4518.933.99%2.7617.417.545.861.191.24%12.9713.53%

SBI

393.9+3.09+0.79%0.040.06189.5768.57%10.8617.1918.18278.473.313.4113.522.53%2.8523.5621.955.660.810.86%9.49.94%

SBL

388-1.79-0.46%0.060.06194.3977.92%9.3114.6820.45299.073.713.6413.033.71%2.6926.719.616.190.791.1%8.2811.54%

SCB

641.8+0.32+0.05%0.070.04218.5952.95%6.9927.6429.25379.293.675.0337.871.81%3.9723.5522.4615.861.691.8%12.9313.69%

SRBL

-----------------------
AVG317.59-0-0.07%0.060.058187.8874.78%9.4616.9420.05288.753.393.7815.944.9%2.27621.916.3295.5480.911.09%9.3211.17%
MED240.45-0.1-0.04%0.050.06176.8177.09%9.4415.7418.77280.63.463.6915.564.97%1.96518.7815.984.4150.851.05%9.4511.02%
MAX7003.091.49%0.140.07272.7985.88%10.8632.3534.91437.973.795.0337.878.84%3.9746.3325.5715.861.691.8%14.4915.64%
MIN190-3.31-1.38%0.030.04146.2652.95%6.994.57.86174.392.793.364.410.61%1.3610.789.43.360.250.45%2.674.67%

26

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum