NIC Asia Bank Ltd.

BankingMid Cap

NPR 308.40

NPR +5.3+1.75%

09:14 AM NPT · Sep 11, 2026

Est. 1998 · Kathmandu, Nepal · CEO: Sujit Kumar Shakya

NIC Asia Bank Limited is one of Nepal’s largest and fastest-growing commercial banks, licensed by the Nepal Rastra Bank (NRB) as an “A” class financial institution. Formed through the merger of NIC Bank and Bank of Asia Nepal in 2013, the bank has since expanded rapidly, establishing one of the most extensive nationwide networks of branches, ATMs, and digital banking services in the country. Headquartered in Thapathali, Kathmandu, NIC Asia provides a comprehensive suite of financial solutions that include retail and corporate banking, SME financing, digital banking, remittance services, trade finance, cards and payment solutions, wealth management, and investment advisory. The bank is widely recognized for its aggressive digital transformation strategy, offering innovative platforms such as NIC Asia MoBank, Internet Banking, QR-based payments, and a wide range of cashless services that promote convenience and financial inclusion. NIC Asia has consistently positioned itself as a market leader in deposit collection, lending, technological adoption, and branch expansion. With a strong management team, disciplined risk framework, and customer-centric approach, the bank serves millions of customers across Nepal while maintaining high service standards and regulatory compliance. Driven by its mission to deliver accessible, modern, and reliable financial services, NIC Asia Bank Limited continues to strengthen its presence as a dominant force in Nepal’s banking industry and a key contributor to national economic growth.

Trading

Open

305.00

High

310.00

Low

303.10

Prev Close

303.10

Volume

14,681

Turnover

Rs 4,508,644.9

Txns

0

Valuation · Q4 FY25/26

EPS Ann.

1.22

EPS TTM

1.22

BVPS

172.32

P/E Ann.

252.79

P/E TTM

252.79

Graham #

68.78

Capital

Mkt Cap

46.01 Arab

Total

14.92 Crore

Public

7.31 Crore

Promoter

7.61 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

35.91

ADX

45.09

Overall Score

53
Below Line

Technical Score

Moving Averages

SMA 20

312.41

SMA 50

325.46

Bands & Channels

BB Width %

8.42%

Volume & Flow

OBV

-4,083,259

Flow Analysis

[ Live 2026-09-11 ]

Total Buy

153,901

Shares Bought

Total Sell

153,901

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

75

Participating

ACCUM/DIST

Accumulation 40%

Distribution 60%

Accumulators

4

Quantity

36,340

Amount

11,164,684

Avg Rate

307.23

Rank

#17

Brokers

#41#42#56#13

Distributors

4

Quantity

54,935

Amount

16,772,685

Avg Rate

305.32

Rank

#13

Brokers

#96#72#45#49

Net Flow Impact:

-18,595units
(Rs. -5,608,002)

Net Flow by Timeframe

NICA — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 196,945 ]

Buy Side

Total: 97,390

Broker

QTY

AVG

NET

%

42

11,971

307.71

+6,707

7.8%

58

11,101

308.52

+4,564

7.2%

28

10,286

304.74

+3,768

6.7%

41

10,029

308.46

+9,490

6.5%

56

7,770

306.51

+6,460

5.0%

21

6,729

309.51

+3,313

4.4%

13

6,570

305.31

+6,370

4.3%

34

6,395

308.89

+2,997

4.2%

50

6,300

305.02

+4,200

4.1%

16

5,523

305.87

+5,323

3.6%

35

3,427

307.29

+2,983

2.2%

66

3,315

306.22

+109

2.1%

7

2,990

307.65

+1,342

1.9%

17

2,819

306.52

+2,460

1.8%

26

2,165

307.13

+1,465

1.4%

Sell Side

Total: 99,555

Broker

QTY

AVG

NET

%

96

17,000

304.59

-16,600

11.1%

72

16,092

304.68

-16,092

10.5%

45

11,243

307.24

-6,744

7.3%

49

10,600

305.42

-5,946

6.9%

22

10,393

310.22

-4,367

6.8%

84

8,137

304.44

-3,927

5.3%

48

4,282

305.64

-2,050

2.8%

59

4,038

308.16

-3,768

2.6%

14

3,998

309.08

-1,528

2.6%

32

3,620

308.01

-1,727

2.4%

71

3,000

307.50

-3,000

1.9%

38

2,435

307.22

-999

1.6%

36

1,735

311.40

-370

1.1%

6

1,516

307.57

-1,167

1.0%

47

1,466

309.10

-998

0.9%

Financial Fundamentals

Financial MetricFY25/26 Q4FY24/25 Q4FY23/24 Q4FY22/23 Q4Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent13,125,80317,128,00630,956,4300-23.37%
Money at Call & Short Notice90,974,25359,224,51416,749,1690+53.61%
Due from NRB90,974,25359,224,51416,749,1690+53.61%
Placement with B/FIs0.000.000.000-
Loans & Advances
Loans and Advances200,862,816234,021,064283,262,9600-14.17%
Breakdown
Loans & Advances to B/FIs8,846,6409,899,20811,163,6180-10.63%
Loans & Advances to Customers192,016,176224,121,856272,099,3430-14.33%
Investments
Investment Securities66,539,48147,488,61858,895,0830+40.12%
Investment in Subsidiaries1,184,5001,184,5001,194,50000.00%
Investment in Associates0.000.000.000-
Investment Property4,124,2014,639,8444,361,6670-11.11%
Other Assets
Derivative Financial Instruments4,538,9024,973,0483,753,0250-8.73%
Other Trading Assets0.000.002800.000-
Current Tax Assets557,22683,509328,3820+567.27%
Deferred Tax Assets3,589,378715,90700+401.37%
Goodwill and Intangible Assets140,356156,283180,7670-10.19%
Property & Equipment3,933,0934,471,5335,247,1940-12.04%
Other Assets13,134,79110,606,16310,556,9000+23.84%
Total Assets393,878,939378,764,242411,223,9040+3.99%
Liabilities
Borrowings & Funding
Borrowings16,952,13620,127,12318,662,9460-15.77%
Borrowing0.000.000.000-
Debt Securities Issued10,907,34112,733,17410,737,3290-14.34%
Subordinated Liabilities0.000.000.000-
Interbank & NRB
Due to B/FIs6,044,7947,393,9497,925,6170-18.25%
Due to NRB0.000.000.000-
Deposits343,679,056319,065,897354,511,8460+7.71%
Other Liabilities
Derivative Financial Instruments4,538,9024,973,0483,753,0250-8.73%
Provisions0.000.000.000-
Current Tax Liabilities0.000.000.000-
Deferred Tax Liabilities0.000.00235631.660-
Other Liabilities2,982,4665,074,2163,897,7500-41.22%
Other Liabilities & Provisions7,542,20210,049,4647,880,0950-24.95%
Total Liabilities368,173,393349,242,484381,054,8870+5.42%
Shareholders Equity
Paid Up Capital14,917,56714,917,56714,917,56700.00%
Share Premium0.000.000.000-
Reserves & Surpluses
Reserves25,653,00219,816,01317,555,5100+29.46%
Reserves & Surpluses10,787,97914,604,19115,251,4500-26.13%
Retained Earnings-14,865,023-5,211,822-2,304,0590-185.22%
Non-Controlling Interest0.000.000.000-
Total Equity25,705,54629,521,75830,169,0170-12.93%
Total Liabilities & Equity393,878,939378,764,242411,223,9040+3.99%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ADBL

300+2.09+0.7%0.040.05197.1166.78%9.816.1113.33243.143.663.6612.544.07%1.5719.18-22.582.910.670.67%6.736.73%

BOKL

------------------------

CBL

------------------------

CCBL

------------------------

CZBIL

200+2.99+1.52%0.030.06160.5175.72%9.7913.5313.53221.053.483.6713.975.88%1.2314.550.2714.92.030.810.81%8.778.77%

EBL

719.9+1.87+0.26%0.10.05256.4777.57%9.936.9536.95461.763.053.7125.220.49%2.7118.81-19.954.741.351.35%15.0815.08%

GBIME

250.6+1.99+0.8%0.10.05183.1468.43%10.7616.3416.34259.483.293.5415.454.96%1.3114.6940.7315.072.270.820.82%9.059.05%

HBL

188+2.8+1.51%0.040.06177.4872.74%9.436.566.56161.852.833.676.57.96%1.129.65-29.181.930.370.37%3.793.79%

KBL

215+2.8+1.32%0.060.06170.877.14%9.9528.1728.17329.023.114.2125.957.46%1.237.450.037.651.941.581.58%17.9917.99%

LBL

------------------------

LSL

227.3+3.29+1.47%0.060.06177.0274.77%9.811.6411.64215.323.223.6611.85.23%1.2218.48-18.92.180.650.65%6.716.71%

MBL

251+1.99+0.8%0.030.06156.0178.45%9.8914.0114.01221.763.483.5515.43.98%1.5917.7-17.842.730.890.89%9.939.93%

MEGA

------------------------

NABIL

552-0.5-0.09%0.150.06224.3180.18%9.2224.6624.66352.793.183.5620.824.2%2.3821.69-22.14.521.151.15%11.6511.65%

NBB

------------------------

NBL

278+1.99+0.72%0.040.05287.762.85%10.4630.6330.63445.283.543.9220.494.18%0.918.540.479.041.751.011.01%11.1811.18%

NCCB

------------------------

NIMB

185.9+3.89+2.14%0.060.05197.7168.17%8.098.058.05189.243.153.848.738.66%0.9623.6-23.292.060.460.46%4.074.07%

NMB

242+2.61+1.09%0.050.06170.7982.77%9.4418.0118.01263.073.433.619.074.91%1.413.317.1413.372.541.071.07%11.3611.36%

PCBL

241+1.51+0.63%0.050.07175.883.36%8.1219.6319.63278.653.663.8819.026.69%1.3612.22-12.282.331.251.25%11.6511.65%

PRVU

181.5+2.29+1.28%0.040.05140.9267.86%11.42-1.02-1.02-3.284.18-1.0915.55%1.35-185.88--179.412.03-0.05-0.05%-0.67-0.67%

SANIMA

370+1.91+0.52%0.050.06177.0780.77%9.5522.7822.78301.263.393.4221.381.02%1.9815.360.816.273.281.281.28%14.0514.05%

SBI

404.3+0.4+0.1%0.050.06194.7371.16%10.2518.0418.04281.143.213.5114.112.92%2.0221.782.4622.333.080.840.84%9.599.59%

SBL

419+1.21+0.29%0.060.06201.8173.63%9.5619.2419.24295.573.693.7316.711.06%1.9620.53-21.523.430.960.96%10.3610.36%

SCB

648+2.9+0.45%0.070.04225.7747.24%6.9428.3828.38379.693.775.6238.392.03%2.9523.47-22.99.011.71.7%12.8212.82%

SRBL

------------------------
AVG326.312.110.86%0.060.056193.0672.76%9.5818.4318.27288.243.363.8316.915.07%1.6246.48.8437.2093.0420.930.93%9.679.67%
MED250.82.040.76%0.050.06180.3174.2%9.818.0318.03278.653.343.6716.084.56%1.3818.090.818.372.4350.930.93%10.1510.15%
MAX719.93.892.14%0.150.07287.783.36%11.4236.9536.95461.763.775.6238.3915.55%2.9529.6540.7329.189.011.71.7%17.9917.99%
MIN181.5-0.5-0.09%0.030.04140.9247.24%6.94-1.02-1.02161.852.833.42-1.090.49%0.91-185.880.03-179.411.75-0.05-0.05%-0.67-0.67%

26

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum