Nepal Investment Mega Bank Limited

BankingHigh Cap

NPR 190.00

NPR -1.8-0.94%

09:14 AM NPT · Jun 29, 2026

Est. 2043 B.S. (established in 1986 AD as Nepal Indosuez Bank; became Nepal Investment Bank after ownership changes) · Durbarmarg, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Originally established in 1986 under the name Nepal Indosuez Bank Ltd., Nepal Investment Bank was born as a joint venture between Nepali and French partners. Over the years, it grew to become one of Nepal’s leading commercial banks, offering a full suite of banking and financial services from retail banking (deposits, loans, savings), corporate banking, trade finance, remittances, to modern digital banking services. In a strategic move reflecting Nepal’s evolving banking landscape and in line with regulatory-driven consolidation, Nepal Investment Bank merged with Mega Bank Nepal Limited. This merger was finalized in January 2023, giving rise to Nepal Investment Mega Bank Limited (NIMB).The merger significantly boosted the bank’s scale: the combined entity now has over ₨ 34 billion in paid-up capital, a broad credit portfolio, large deposit base, and a wide branch/ATM/network footprint across Nepal.Through this expanded scale and resources, NIMB aims to serve both retail and corporate clients more robustly, support bigger projects, and deliver banking services with deeper reach — balancing traditional banking strengths with modern banking conveniences. The merger is part of broader consolidation in Nepal’s banking sector to strengthen institutions and improve financial stability. NIMB now stands as a major player in Nepal’s banking industry offering diversified services, significant capital base, and national reach.

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Trading

Open

184.00

High

194.80

Low

184.00

Prev Close

191.80

Volume

63,330

Turnover

Rs 12,078,194.5

Txns

Valuation · Q3 FY25/26

EPS Ann.

12.29

EPS TTM

15.72

BVPS

199.72

P/E Ann.

15.46

P/E TTM

12.09

Graham #

235.01

Capital

Mkt Cap

64.84 Arab

Total

34.13 Crore

Public

7.01 Crore

Promoter

27.12 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

18.75

ADX

8.3

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

194.94

SMA 50

197.96

Bands & Channels

BB Width %

4.18%

Volume & Flow

OBV

-315,300

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

401,076

Shares Bought

Total Sell

401,076

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 57%

Distribution 43%

Accumulators

Quantity

156,054

Amount

30,134,712

Avg Rate

193.10

Rank

Brokers

#4#38#74#58#42

Distributors

Quantity

115,554

Amount

22,204,269

Avg Rate

192.15

Rank

#10

Brokers

#48#32#17#29

Net Flow Impact:

+40,500units

(Rs. 7,930,442)

Net Flow by Timeframe

NIMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 518,375 ]

Buy Side

Total: 255,276

Broker

QTY

AVG

NET

68,479

194.39

+65,973

17.1%

26,992

192.14

+11,160

6.7%

24,001

192.37

+22,421

6.0%

20,817

191.56

+18,526

5.2%

19,018

191.60

+5,636

4.7%

16,031

193.81

+7,646

4.0%

15,765

192.32

+9,518

3.9%

11,579

192.39

+5,148

2.9%

10,037

191.66

+7,610

2.5%

8,996

192.07

+8,188

2.2%

7,500

191.73

+6,500

1.9%

7,010

191.29

+6,910

1.8%

6,939

192.18

+3,797

1.7%

6,558

192.95

+3,257

1.6%

5,554

192.42

+73

1.4%

Sell Side

Total: 263,099

Broker

QTY

AVG

NET

40,226

190.97

-33,855

10.0%

30,859

191.87

-27,198

7.7%

25,732

194.35

-21,628

6.4%

18,737

192.14

-17,917

4.7%

17,426

190.24

-15,210

4.3%

17,125

192.61

-11,910

4.3%

16,038

192.47

-598

4.0%

15,557

192.09

-13,967

3.9%

14,349

191.36

-14,349

3.6%

14,159

192.31

-11,829

3.5%

13,945

192.57

-9,363

3.5%

13,006

193.65

-9,791

3.2%

10,989

191.70

-4,615

2.7%

7,650

192.27

-2,924

1.9%

7,301

193.70

-1,436

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	22,289,862	31,258,289	36,526,376	0	-28.69%
Money at Call & Short Notice	68,378,337	36,227,504	32,490,471	0	+88.75%
Due from NRB	23,674,930	19,401,896	25,788,635	0	+22.02%
Placement with B/FIs	44,703,407	16,825,608	6,701,836	0	+165.69%
Loans & Advances
Loans and Advances	341,505,278	342,103,535	324,288,051	0	-0.17%
Breakdown
Loans & Advances to B/FIs	15,374,709	14,280,036	12,047,503	0	+7.67%
Loans & Advances to Customers	326,130,569	327,823,499	312,240,548	0	-0.52%
Investments
Investment Securities	156,622,812	115,729,580	78,259,779	0	+35.34%
Investment in Subsidiaries	1,471,500	1,471,500	971,500	0	0.00%
Investment in Associates	141,158	141,158	141,158	0	0.00%
Investment Property	4,628,955	3,116,110	2,639,268	0	+48.55%
Other Assets
Derivative Financial Instruments	0.00	301268.00	0.00	0	-100.00%
Other Trading Assets	326,190	220,294	0	0	+48.07%
Current Tax Assets	300,484	408,454	1,175,047	0	-26.43%
Deferred Tax Assets	3,242,285	1,528,636	99,245	0	+112.10%
Goodwill and Intangible Assets	1,100,004	1,094,670	1,092,961	0	+0.49%
Property & Equipment	8,065,490	7,925,980	7,408,495	0	+1.76%
Other Assets	12,903,356	11,652,150	10,039,029	0	+10.74%
Total Assets	616,006,748	549,625,806	492,764,127	0	+12.08%
Liabilities
Borrowings & Funding
Borrowings	12,843,844	19,569,649	21,049,330	0	-34.37%
Borrowing	0.00	5494000.00	7986000.00	0	-100.00%
Debt Securities Issued	10,040,000	10,040,000	10,040,000	0	0.00%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,803,844	4,035,649	3,023,330	0	-30.52%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	526,408,857	455,890,952	403,386,034	0	+15.47%
Other Liabilities
Derivative Financial Instruments	0.00	301268.00	0.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	8,382,178	9,187,198	9,429,574	0	-8.76%
Other Liabilities & Provisions	8,592,105	9,187,198	9,434,674	0	-6.48%
Total Liabilities	547,844,806	484,647,799	433,870,038	0	+13.04%
Shareholders Equity
Paid Up Capital	34,128,595	34,128,595	34,128,595	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	37,136,432	31,953,556	29,847,120	0	+16.22%
Reserves & Surpluses	34,033,347	30,849,412	24,765,494	0	+10.32%
Retained Earnings	-3,103,085	-1,104,144	-5,081,626	0	-181.04%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	68,161,942	64,978,007	58,894,089	0	+4.90%
Total Liabilities & Equity	616,006,748	549,625,806	492,764,127	0	+12.08%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	304.7	-0.31	-0.1%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	196	-2	-1.01%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	19.18	3.86	0.71	0.67%	7.44	7%
EBL	698	-2.03	-0.29%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	239.3	+2.6	+1.1%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	192.7	-0.31	-0.16%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	207	-1	-0.48%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	222	+5.71	+2.64%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	240.5	-2.5	-1.03%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	524	-1	-0.19%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	262.5	-0.5	-0.19%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	328.3	-3.58	-1.08%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	356.7	4.21	0.04	0.03%	0.67	0.52%
NMB	237.9	0	0%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	233.3	+0.3	+0.13%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	189	-1.01	-0.53%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	352	-0.32	-0.09%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	390	-3.9	-0.99%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	387.5	-0.5	-0.13%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	641	-0.77	-0.12%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	324.76	-0.62	-0.14%	0.06	0.059	186.4	74.61%	9.79	16.33	19.23	277.4	3.43	3.8	15.25	4.46%	2.356	37.39	35.449	5.557	0.87	1.04%	9.01	10.75%
MED	251.5	-0.64	-0.18%	0.05	0.06	174.03	77.09%	9.47	15.74	18.77	280.6	3.46	3.7	15.56	4.96%	2.08	20.03	17.215	4.415	0.85	1.05%	9.45	11.02%
MAX	698	5.71	2.64%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	189	-3.9	-1.08%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.84	3.36	0.8	0.49%	1.36	10.78	9.4	3.36	0.04	0.03%	0.67	0.52%