Nepal Investment Mega Bank Limited

BankingHigh Cap

NPR 185.90

NPR +3.9+2.14%

09:13 AM NPT · Sep 11, 2026

Est. 2043 B.S. (established in 1986 AD as Nepal Indosuez Bank; became Nepal Investment Bank after ownership changes) · Durbarmarg, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Originally established in 1986 under the name Nepal Indosuez Bank Ltd., Nepal Investment Bank was born as a joint venture between Nepali and French partners. Over the years, it grew to become one of Nepal’s leading commercial banks, offering a full suite of banking and financial services from retail banking (deposits, loans, savings), corporate banking, trade finance, remittances, to modern digital banking services. In a strategic move reflecting Nepal’s evolving banking landscape and in line with regulatory-driven consolidation, Nepal Investment Bank merged with Mega Bank Nepal Limited. This merger was finalized in January 2023, giving rise to Nepal Investment Mega Bank Limited (NIMB).The merger significantly boosted the bank’s scale: the combined entity now has over ₨ 34 billion in paid-up capital, a broad credit portfolio, large deposit base, and a wide branch/ATM/network footprint across Nepal.Through this expanded scale and resources, NIMB aims to serve both retail and corporate clients more robustly, support bigger projects, and deliver banking services with deeper reach — balancing traditional banking strengths with modern banking conveniences. The merger is part of broader consolidation in Nepal’s banking sector to strengthen institutions and improve financial stability. NIMB now stands as a major player in Nepal’s banking industry offering diversified services, significant capital base, and national reach.

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Trading

Open

184.00

High

187.00

Low

184.00

Prev Close

182.00

Volume

72,399

Turnover

Rs 13,436,608.7

Txns

Valuation · Q4 FY25/26

EPS Ann.

8.05

EPS TTM

8.05

BVPS

197.71

P/E Ann.

23.09

P/E TTM

23.09

Graham #

189.24

Capital

Mkt Cap

63.45 Arab

Total

34.13 Crore

Public

7.01 Crore

Promoter

27.12 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

44.32

ADX

19.12

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

186.27

SMA 50

192.05

Bands & Channels

BB Width %

8.7%

Volume & Flow

OBV

-1,175,084

Flow Analysis

[ Live 2026-09-11 ]

Total Buy

305,390

Shares Bought

Total Sell

305,390

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

96,971

Amount

17,850,021

Avg Rate

184.08

Rank

#11

Brokers

#39#62#22#44#20

Distributors

Quantity

93,579

Amount

17,163,462

Avg Rate

183.41

Rank

#12

Brokers

#57#85#16#82

Net Flow Impact:

+3,392units

(Rs. 686,559)

Net Flow by Timeframe

NIMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 380,260 ]

Buy Side

Total: 203,701

Broker

QTY

AVG

NET

29,996

185.33

+29,687

9.8%

22,673

183.09

+6,659

7.4%

19,354

184.90

+19,334

6.3%

18,966

182.94

+15,316

6.2%

15,657

184.42

+2,072

5.1%

14,590

182.62

+14,370

4.8%

14,065

183.31

+12,365

4.6%

13,295

182.98

+3,033

4.3%

12,355

182.93

+8,275

4.0%

9,372

183.58

+2,397

3.1%

7,341

183.42

+479

2.4%

7,209

184.97

+4,286

2.4%

7,067

183.38

+725

2.3%

6,061

182.87

+3,394

2.0%

5,700

182.75

+2,338

1.9%

Sell Side

Total: 176,559

Broker

QTY

AVG

NET

50,187

183.38

-43,676

16.4%

20,000

182.62

-18,300

6.5%

14,051

185.32

-10,751

4.6%

10,630

183.14

-8,696

3.5%

10,588

183.52

-8,558

3.5%

9,341

182.41

-9,331

3.1%

8,844

182.84

-6,904

2.9%

8,797

183.30

-6,628

2.9%

8,197

183.24

-7,447

2.7%

7,867

183.39

-3,072

2.6%

6,500

185.30

-4,660

2.1%

5,727

183.85

-2,347

1.9%

5,716

186.10

-4,986

1.9%

5,149

183.08

-4,939

1.7%

4,965

185.58

-840

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	16,529,545	13,325,358	12,470,533	0	+24.05%
Money at Call & Short Notice	70,363,441	47,227,164	61,563,104	0	+48.99%
Due from NRB	22,307,889	22,293,028	46,109,286	0	+0.07%
Placement with B/FIs	48,055,552	24,934,136	15,453,818	0	+92.73%
Loans & Advances
Loans and Advances	337,556,596	342,287,985	319,751,616	0	-1.38%
Breakdown
Loans & Advances to B/FIs	16,214,538	15,355,688	12,225,967	0	+5.59%
Loans & Advances to Customers	321,342,058	326,932,297	307,525,649	0	-1.71%
Investments
Investment Securities	160,785,611	138,556,342	76,529,351	0	+16.04%
Investment in Subsidiaries	1,471,500	1,471,500	971,500	0	0.00%
Investment in Associates	141,158	141,158	141,158	0	0.00%
Investment Property	5,877,949	3,684,295	3,016,500	0	+59.54%
Other Assets
Derivative Financial Instruments	0.00	46685.00	32469.00	0	-100.00%
Other Trading Assets	336,621	172,594	0	0	+95.04%
Current Tax Assets	561,815	358,690	295,984	0	+56.63%
Deferred Tax Assets	4,336,845	1,358,992	1,001,884	0	+219.12%
Goodwill and Intangible Assets	1,112,568	1,085,493	1,104,443	0	+2.49%
Property & Equipment	8,235,754	8,306,922	7,721,104	0	-0.86%
Other Assets	12,382,675	10,662,630	10,629,827	0	+16.13%
Total Assets	613,344,229	565,663,354	492,794,693	0	+8.43%
Liabilities
Borrowings & Funding
Borrowings	10,567,851	16,727,305	18,764,914	0	-36.82%
Borrowing	0.00	2744000.00	5334000.00	0	-100.00%
Debt Securities Issued	8,040,000	10,040,000	10,040,000	0	-19.92%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,527,851	3,943,305	3,390,914	0	-35.90%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	526,632,048	472,347,472	403,416,956	0	+11.49%
Other Liabilities
Derivative Financial Instruments	0.00	46685.00	32469.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	8,532,071	9,226,902	9,347,076	0	-7.53%
Other Liabilities & Provisions	8,669,821	9,226,902	9,347,076	0	-6.04%
Total Liabilities	545,869,720	498,301,679	431,528,946	0	+9.55%
Shareholders Equity
Paid Up Capital	34,128,595	34,128,595	34,128,595	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	38,433,468	32,741,724	30,568,127	0	+17.38%
Reserves & Surpluses	33,345,915	33,233,080	27,137,153	0	+0.34%
Retained Earnings	-5,087,553	491,356	-3,430,974	0	-1135.41%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	67,474,510	67,361,675	61,265,747	0	+0.17%
Total Liabilities & Equity	613,344,230	565,663,354	492,794,693	0	+8.43%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	300	+2.09	+0.7%	0.04	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	22.58	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	200	+2.99	+1.52%	0.03	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	14.9	2.03	0.81	0.81%	8.77	8.77%
EBL	719.9	+1.87	+0.26%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	19.95	4.74	1.35	1.35%	15.08	15.08%
GBIME	250.6	+1.99	+0.8%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.07	2.27	0.82	0.82%	9.05	9.05%
HBL	188	+2.8	+1.51%	0.04	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	29.18	1.93	0.37	0.37%	3.79	3.79%
KBL	215	+2.8	+1.32%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	7.65	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	227.3	+3.29	+1.47%	0.06	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	18.9	2.18	0.65	0.65%	6.71	6.71%
MBL	251	+1.99	+0.8%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	17.84	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	552	-0.5	-0.09%	0.15	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.1	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	278	+1.99	+0.72%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.04	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	308.4	+5.3	+1.75%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	257.38	2.13	0.04	0.04%	0.65	0.65%
NMB	242	+2.61	+1.09%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	13.37	2.54	1.07	1.07%	11.36	11.36%
PCBL	241	+1.51	+0.63%	0.05	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	12.28	2.33	1.25	1.25%	11.65	11.65%
PRVU	181.5	+2.29	+1.28%	0.04	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-179.41	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	370	+1.91	+0.52%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.27	3.28	1.28	1.28%	14.05	14.05%
SBI	404.3	+0.4	+0.1%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.33	3.08	0.84	0.84%	9.59	9.59%
SBL	419	+1.21	+0.29%	0.06	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	21.52	3.43	0.96	0.96%	10.36	10.36%
SCB	648	+2.9	+0.45%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	22.9	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	333.11	2.19	0.84%	0.06	0.057	191.65	72.36%	9.92	18.05	17.89	281.15	3.38	3.83	16.47	5.1%	1.676	19.89	20.214	3.046	0.91	0.91%	9.48	9.48%
MED	264.5	2.04	0.76%	0.05	0.06	177.27	74.2%	9.8	18.03	18.03	278.65	3.41	3.67	16.08	4.56%	1.485	18.09	18.37	2.435	0.93	0.93%	10.15	10.15%
MAX	719.9	5.3	1.75%	0.15	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	257.38	9.01	1.7	1.7%	17.99	17.99%
MIN	181.5	-0.5	-0.09%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-179.41	1.75	-0.05	-0.05%	-0.67	-0.67%