Nepal Investment Mega Bank Limited

BankingHigh Cap

NPR 205.10

NPR -2.7-1.30%

09:14 AM NPT · Nov 6, 2026

Est. 2043 B.S. (established in 1986 AD as Nepal Indosuez Bank; became Nepal Investment Bank after ownership changes) · Durbarmarg, Kathmandu, Nepal · CEO: Jyoti Prakash Pandey

Originally established in 1986 under the name Nepal Indosuez Bank Ltd., Nepal Investment Bank was born as a joint venture between Nepali and French partners. Over the years, it grew to become one of Nepal’s leading commercial banks, offering a full suite of banking and financial services from retail banking (deposits, loans, savings), corporate banking, trade finance, remittances, to modern digital banking services. In a strategic move reflecting Nepal’s evolving banking landscape and in line with regulatory-driven consolidation, Nepal Investment Bank merged with Mega Bank Nepal Limited. This merger was finalized in January 2023, giving rise to Nepal Investment Mega Bank Limited (NIMB).The merger significantly boosted the bank’s scale: the combined entity now has over ₨ 34 billion in paid-up capital, a broad credit portfolio, large deposit base, and a wide branch/ATM/network footprint across Nepal.Through this expanded scale and resources, NIMB aims to serve both retail and corporate clients more robustly, support bigger projects, and deliver banking services with deeper reach — balancing traditional banking strengths with modern banking conveniences. The merger is part of broader consolidation in Nepal’s banking sector to strengthen institutions and improve financial stability. NIMB now stands as a major player in Nepal’s banking industry offering diversified services, significant capital base, and national reach.

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Trading

Open

209.10

High

209.10

Low

205.00

Prev Close

207.80

Volume

134,299

Turnover

Rs 27,634,417.7

Txns

Valuation · Q4 FY25/26

EPS Ann.

8.05

EPS TTM

8.05

BVPS

197.71

P/E Ann.

25.48

P/E TTM

25.48

Graham #

189.24

Capital

Mkt Cap

70.0 Arab

Total

34.13 Crore

Public

13.37 Crore

Promoter

20.75 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

55.84

ADX

44.34

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

202.09

SMA 50

193.75

Bands & Channels

BB Width %

15.99%

Volume & Flow

OBV

1,308,697

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

1,639,994

Shares Bought

Total Sell

1,639,994

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 58%

Distribution 42%

Accumulators

Quantity

675,140

Amount

141,740,196

Avg Rate

209.94

Rank

Brokers

#33#28#43

Distributors

Quantity

494,901

Amount

103,666,725

Avg Rate

209.47

Rank

Brokers

#58#22#44#80#50#57

Net Flow Impact:

+180,239units

(Rs. 38,073,471)

Net Flow by Timeframe

NIMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,802,821 ]

Buy Side

Total: 873,843

Broker

QTY

AVG

NET

452,425

209.16

+431,705

27.6%

200,800

211.61

+197,527

12.2%

38,434

207.70

+11,378

2.3%

27,965

209.29

+15,732

1.7%

21,915

210.72

+19,832

1.3%

19,253

211.56

+14,554

1.2%

18,411

211.36

+1,929

1.1%

17,865

209.81

+7,059

1.1%

15,516

209.37

+3,026

0.9%

14,451

207.26

+10,614

0.9%

10,600

210.30

+9,819

0.7%

9,610

211.90

+7,292

0.6%

9,378

211.68

+4,308

0.6%

9,190

211.61

+5,254

0.6%

8,030

210.23

+1,030

0.5%

Sell Side

Total: 928,978

Broker

QTY

AVG

NET

184,194

209.02

-107,065

11.2%

97,169

210.91

-45,601

5.9%

76,770

209.46

-13,622

4.7%

74,604

208.64

-30,535

4.5%

64,630

209.83

-30,524

3.9%

59,531

210.55

-45,786

3.6%

52,094

210.09

-29,011

3.2%

49,108

210.14

-11,413

3.0%

45,373

210.61

-30,872

2.8%

44,722

210.58

-20,663

2.7%

40,400

207.18

-13,634

2.5%

37,802

209.38

-13,878

2.3%

35,616

210.19

-6,022

2.2%

34,030

206.19

-34,030

2.1%

32,935

211.00

-4,827

2.0%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	16,529,545	13,325,358	12,470,533	0	+24.05%
Money at Call & Short Notice	70,363,441	47,227,164	61,563,104	0	+48.99%
Due from NRB	22,307,889	22,293,028	46,109,286	0	+0.07%
Placement with B/FIs	48,055,552	24,934,136	15,453,818	0	+92.73%
Loans & Advances
Loans and Advances	337,556,596	342,287,985	319,751,616	0	-1.38%
Breakdown
Loans & Advances to B/FIs	16,214,538	15,355,688	12,225,967	0	+5.59%
Loans & Advances to Customers	321,342,058	326,932,297	307,525,649	0	-1.71%
Investments
Investment Securities	160,785,611	138,556,342	76,529,351	0	+16.04%
Investment in Subsidiaries	1,471,500	1,471,500	971,500	0	0.00%
Investment in Associates	141,158	141,158	141,158	0	0.00%
Investment Property	5,877,949	3,684,295	3,016,500	0	+59.54%
Other Assets
Derivative Financial Instruments	0.00	46685.00	32469.00	0	-100.00%
Other Trading Assets	336,621	172,594	0	0	+95.04%
Current Tax Assets	561,815	358,690	295,984	0	+56.63%
Deferred Tax Assets	4,336,845	1,358,992	1,001,884	0	+219.12%
Goodwill and Intangible Assets	1,112,568	1,085,493	1,104,443	0	+2.49%
Property & Equipment	8,235,754	8,306,922	7,721,104	0	-0.86%
Other Assets	12,382,675	10,662,630	10,629,827	0	+16.13%
Total Assets	613,344,229	565,663,354	492,794,693	0	+8.43%
Liabilities
Borrowings & Funding
Borrowings	10,567,851	16,727,305	18,764,914	0	-36.82%
Borrowing	0.00	2744000.00	5334000.00	0	-100.00%
Debt Securities Issued	8,040,000	10,040,000	10,040,000	0	-19.92%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,527,851	3,943,305	3,390,914	0	-35.90%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	526,632,048	472,347,472	403,416,956	0	+11.49%
Other Liabilities
Derivative Financial Instruments	0.00	46685.00	32469.00	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	8,532,071	9,226,902	9,347,076	0	-7.53%
Other Liabilities & Provisions	8,669,821	9,226,902	9,347,076	0	-6.04%
Total Liabilities	545,869,720	498,301,679	431,528,946	0	+9.55%
Shareholders Equity
Paid Up Capital	34,128,595	34,128,595	34,128,595	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	38,433,468	32,741,724	30,568,127	0	+17.38%
Reserves & Surpluses	33,345,915	33,233,080	27,137,153	0	+0.34%
Retained Earnings	-5,087,553	491,356	-3,430,974	0	-1135.41%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	67,474,510	67,361,675	61,265,747	0	+0.17%
Total Liabilities & Equity	613,344,230	565,663,354	492,794,693	0	+8.43%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	354.88	0.44	0.13%	0.06	0.057	191.65	72.36%	9.92	18.05	17.89	281.15	3.38	3.83	16.47	5.1%	1.676	19.89	21.182	3.046	0.91	0.91%	9.48	9.48%
MED	290.45	-0.15	-0.03%	0.05	0.06	177.27	74.2%	9.8	18.03	18.03	278.65	3.41	3.67	16.08	4.56%	1.485	18.09	18.795	2.435	0.93	0.93%	10.15	10.15%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%