NEPSE Chart
NLG
Non Life Insurance
Mid Cap
LIVE MARKET
Est. 2045 B.S. (general insurance operations separated as NLG Insurance in 2062 B.S.) · Lazimpat, Kathmandu, Nepal · CEO: Sunil Ballav Pant
nlgi.com.np
NPR 681.00
▼ 11.00
-1.59%
08:27 AM NPT · Mar 29, 2026
Trading
Open
695.00
High
695.00
Low
680.00
Prev Close
692.00
Volume
16,749
Turnover
₨1.15Cr
Txns
130
Valuation · Q2 FY25/26
EPS Ann.
0.86
EPS TTM
3.81
BVPS
163.55
P/E Ann.
791.86
P/E TTM
178.74
Graham #
56.26
Capital
Mkt Cap
17.47 Arab
Total
2.57 Crore
Public
1.26 Crore
Promoter
1.31 Crore
52-Week Range
655
976.2
681.00
From Low
4.0%
From High
-30.2%
NLG Insurance Company Ltd. (NLG) is a major non-life (general) insurance provider in Nepal, offering a broad range of insurance products across many sectors from motor, property, and home insurance to marine, aviation, engineering, agriculture, and miscellaneous coverage. NLG traces its roots to the older composite insurer National Life and General Insurance (NLGI), which was established in 1988 to conduct both life and general insurance business. In 2005, as per regulatory requirements under the insurance law, NLGI’s general-insurance business was separated to create NLG as a dedicated non-life insurer. Since then, NLG has built a large national footprint: it maintains a wide network of branches across Nepal, enabling it to serve both individual customers and corporate clients, including small businesses, large enterprises, government offices, development organizations, and more. NLG’s strength comes not only from its breadth of services but also from its reinsurance partnerships: it obtains reinsurance support from major global reinsurers (such as Hannover Re) giving additional backing and stability to its risk coverage operations. The company is publicly listed (symbol “NLG”) on Nepal’s stock market under the non-life insurance sector. According to its website and recent disclosures, NLG offers roughly 20+ distinct insurance products under non-life insurance, including motor, property & home, fire, marine, engineering, aviation, micro-insurance, and more covering the diverse needs of Nepali population and businesses. In recent years (e.g. FY 2081/82), NLG has recorded substantial premium income in the general-insurance business, reflecting ongoing operations and market position among non-life insurers in Nepal. Overall, NLG plays an important role in Nepal’s insurance sector by providing risk-mitigation solutions, enabling asset protection (homes, vehicles, businesses, property), supporting industries (engineering, marine, aviation), and offering accessible general insurance products across geographic and economic segments.
TECHNICAL ANALYSIS
RSI (14)
54.9
ADX
37.07
Direction
Uptrend
Strength
Strong
SMA 20
692.89
SMA 50
687.41
BB Width %
9.39%
OBV
5,742,338
Sector Peers — Non Life Insurance (16)
Peer Comparison
Non Life Insurance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
HEI | 555 | -13.01 | -2.29% | - | 0.24 | 209.67 | - | 1.26 | 15.53 | 270.67 | - | 0% | - | 1.14% | 4.81 | 400 | 0 | 392.86 | 31.87 | 18.39 | 0.26% | 3.41% | 0.6% | 7.49% |
HEIP | 330 | +5.99 | +1.85% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
IGI | 474 | -12 | -2.47% | - | 0.14 | 176.25 | - | -11.96 | 1.34 | 72.9 | - | 0% | - | -19.8% | 4.75 | -35.03 | 0 | -35.09 | 313.21 | 27.77 | -2.74% | 0.3% | -6.5% | 0.73% |
NICL | 534.1 | -7.8 | -1.44% | - | 0.19 | 166.91 | - | 0.39 | 9.24 | 186.28 | - | 0% | - | 0.69% | 5.97 | 1,277.18 | 0 | 1,256.41 | 53.03 | 35.72 | 0.12% | 3.2% | 0.24% | 6.03% |
NIL | 660 | -9.98 | -1.49% | - | 0.17 | 229.19 | - | 0.8 | 15.07 | 278.77 | - | 0% | - | 1.06% | 5.39 | 772.5 | 0 | 753.75 | 40.01 | 32.92 | 0.18% | 3.39% | 0.36% | 6.84% |
NILPO | 436 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
NMIC | 1,302 | -48.06 | -3.56% | - | 0.14 | 101.65 | - | 3.61 | 1.99 | 67.46 | - | 0% | - | 21.06% | 24.4 | 343.49 | 0.09 | 362.88 | 658.29 | 289.04 | 3.02% | 1.67% | 4.18% | 2.31% |
PRIN | 745.5 | -14.52 | -1.91% | - | 0.14 | 202.27 | - | 14.85 | 12.88 | 242.11 | - | 0% | - | 25.88% | 12.78 | 43.5 | 0 | 47.35 | 54.6 | 180.2 | 3.56% | 3.12% | 7.52% | 6.54% |
RBCL | 15,650 | -290.11 | -1.82% | - | 0.04 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 4.6 | 111.69 | 0 | 112.82 | 154.89 | 145.67 | 1.42% | 1.04% | 2.08% | 1.51% |
RBCLPO | 12,545 | -254.71 | -1.99% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SALICO | 635 | -10 | -1.55% | - | 0.19 | 227.43 | - | 2.85 | 14.29 | 270.42 | - | 0% | - | 2.33% | 5.28 | 210.53 | 0 | 208.42 | 41.57 | 19.7 | 0.44% | 2.23% | 1.2% | 6.04% |
SGIC | 510 | -15.99 | -3.04% | - | 0.1 | 145.61 | - | -8.92 | 6.18 | 142.29 | - | 0% | - | -18.98% | 6.62 | -54.02 | 0 | -52.35 | 75.57 | 41.01 | -1.98% | 1.37% | -6.2% | 4.29% |
SICL | 665 | -9.1 | -1.35% | - | 0 | 196.64 | - | -3.06 | 5.15 | 150.95 | - | 0% | - | -3,634.59% | 6.36 | -204.41 | 0 | -201.96 | 120 | 31,275 | -0.58% | 1% | -1.56% | 2.64% |
SPIL | 739.9 | -10.13 | -1.35% | - | 0 | 241.32 | - | -12.72 | 11.03 | 244.72 | - | 0% | - | -15,930.16% | 5.94 | -56.35 | 0 | -54 | 62.28 | 35,840 | -1.8% | 1.56% | -4.8% | 4.17% |
UAIL | 479.1 | -15.89 | -3.21% | - | 0.21 | 171.7 | - | -9.23 | 1.74 | 81.99 | - | 0% | - | -13.63% | 5.22 | -48.59 | 0 | -49.47 | 262.41 | 26.5 | -2.86% | 0.53% | -5.48% | 1.03% |
UAILPO | 251 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 2,281.98 | -44.08 | -1.6% | - | 0.13 | 710.83 | - | 9.24 | 15.94 | 480.06 | - | 0% | - | -1,627.7% | 7.677 | 230.041 | 0.008 | 228.468 | 155.644 | 5,660.993 | -0.08% | 1.9% | -0.7% | 4.14% |
| MED | 595 | -11.06 | -1.69% | - | 0.14 | 199.45 | - | 0.6 | 10.14 | 214.2 | - | 0% | - | 0.88% | 5.665 | 77.595 | 0 | 80.085 | 68.925 | 38.365 | 0.15% | 1.62% | 0.3% | 4.23% |
| MAX | 15,650 | 5.99 | 1.85% | - | 0.24 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 24.4 | 1,277.18 | 0.09 | 1,256.41 | 658.29 | 35,840 | 3.56% | 3.41% | 7.52% | 7.49% |
| MIN | 251 | -290.11 | -3.56% | - | 0 | 101.65 | - | -12.72 | 1.34 | 67.46 | - | 0% | - | -15,930.16% | 4.6 | -204.41 | 0 | -201.96 | 31.87 | 18.39 | -2.86% | 0.3% | -6.5% | 0.73% |
Financial Fundamentals
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 243,278
▲ BUY SIDE
Total: 117,387
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 125,891
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
-8,504 units