Nepal Life Insurance Co. Ltd.

Life InsuranceHigh Cap

NPR 762.00

NPR -1.4-0.18%

09:14 AM NPT · May 15, 2026

Est. April 5, 2001 · Heritage Plaza-1, 2nd Floor, Kamaladi 11030, Kathmandu, Nepal · CEO: Mr. Pravin Raman Parajuli

Nepal Life Insurance Company Limited (NLIC) is Nepal’s leading and largest life insurance company, established to provide comprehensive life-insurance solutions that promote financial security, long-term savings, and economic stability for individuals and families across the country. Licensed by the Nepal Insurance Authority, NLIC has maintained a dominant presence in the life-insurance market through strong governance, innovative products, and a robust nationwide distribution network. Headquartered in Kathmandu, the company offers a wide portfolio of life-insurance products including endowment plans, term assurance, whole life policies, money-back plans, pension and retirement schemes, child education plans, micro-insurance, and unit-linked investment products. Through its extensive network of branches, agents, and digital platforms, NLIC ensures accessible service delivery to millions of policyholders nationwide. Known for its strong claim-settlement capability, high customer trust, and consistent financial performance, Nepal Life Insurance continues to strengthen Nepal’s life-insurance sector through digital transformation, modern actuarial practices, and customer-centric service excellence. As one of the country’s most respected financial institutions, NLIC remains committed to enhancing financial literacy, supporting national economic growth, and providing reliable long-term protection for the Nepali public.

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Trading

Open

760.00

High

768.00

Low

760.00

Prev Close

763.40

Volume

19,109

Turnover

Rs 14,582,400.8

Txns

152

Valuation · Q2 FY25/26

EPS Ann.

7.11

EPS TTM

22.38

BVPS

123.29

P/E Ann.

107.17

P/E TTM

34.05

Graham #

140.44

Capital

Mkt Cap

68.8 Arab

Total

9.03 Crore

Public

4.42 Crore

Promoter

4.6 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Downtrend

Strength

Moderate

Momentum

RSI (14)

38.37

ADX

21.45

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

766.92

SMA 50

785.5

Bands & Channels

BB Width %

2.66%

Volume & Flow

OBV

-3,236,287

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

86,136

Shares Bought

Total Sell

86,136

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 50%

Distribution 50%

Accumulators

Quantity

30,103

Amount

23,003,967

Avg Rate

764.18

Rank

Brokers

#74#6#44#58

Distributors

Quantity

30,412

Amount

23,191,518

Avg Rate

762.58

Rank

Brokers

#49#28#47#17

Net Flow Impact:

-309units

(Rs. -187,551)

Net Flow by Timeframe

NLIC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 110,705 ]

Buy Side

Total: 54,636

Broker

QTY

AVG

NET

10,246

763.19

+9,246

11.9%

8,872

765.61

+8,176

10.3%

5,619

764.20

+5,160

6.5%

5,366

763.64

+3,592

6.2%

3,772

762.47

+1,953

4.4%

3,257

761.10

+2,048

3.8%

2,580

762.07

+2,350

3.0%

2,501

765.93

+2,199

2.9%

2,300

766.30

+2,300

2.7%

2,160

766.91

+2,060

2.5%

2,130

769.46

+1,040

2.5%

1,720

767.59

+130

2.0%

1,510

771.42

+1,459

1.8%

1,313

764.24

+648

1.5%

100

1,290

756.39

+234

1.5%

Sell Side

Total: 56,069

Broker

QTY

AVG

NET

12,221

760.63

-8,589

14.2%

8,491

764.74

-7,636

9.9%

5,923

761.43

-3,742

6.9%

5,068

765.04

-4,608

5.9%

4,632

761.06

-4,135

5.4%

3,456

765.37

-3,356

4.0%

2,554

766.92

-1,367

3.0%

2,221

767.36

-361

2.6%

2,208

768.60

-445

2.6%

1,688

764.82

-723

2.0%

1,596

762.58

-1,456

1.9%

1,572

766.59

-1,219

1.8%

1,546

762.35

-1,307

1.8%

1,461

762.77

-1,056

1.7%

1,432

770.35

-1,191

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Goodwill & Intangible Assets	7,901,523	11,322,921	11,703,844	0	-30.22%
Property and Equipment	836,214,108	394,856,805	216,062,582	0	+111.78%
Investment Properties	407,312,893	760,310,488	402,023,729	526,682,417	-46.43%
Deferred Tax Assets	0.00	0.00	170462968.00	0	-
Investment in Subsidiaries	2,029,500,000	2,029,500,000	153,000,000	0	0.00%
Investment in Associates	1,444,663,502	1,371,106,242	0	0	+5.36%
Investments	219,350,997,761	179,186,202,038	152,390,249,722	116,724,118,281	+22.42%
Loans	35,827,258,782	35,698,014,208	32,757,354,112	27,898,597,232	+0.36%
Reinsurance Assets	0.00	0.00	0.00	0	-
Current Tax Assets	330,778,459	0	0	0	-
Insurance Receivables	170,632,714	315,556,187	127,360,770	0	-45.93%
Insurance Payable	231,046,364	733,137,654	331,506,613	0	-68.49%
Other Financial Assets	7,238,944,293	6,645,015,463	9,002,962,117	0	+8.94%
Other Assets	403,106,394	206,298,736	568,623,398	19,867,366,484	+95.40%
Cash and Cash Equivalent	4,193,961,446	8,786,179,322	1,256,698,502	130,813,261	-52.27%
Total Assets	272,241,271,875	235,404,362,409	197,056,501,744	165,147,577,675	+15.65%
Equity
Share Capital	9,480,201,370	8,207,966,554	8,207,966,554	8,207,966,554	+15.50%
Share Application Money Pending Allotment	0.00	0.00	0.00	0	-
Share Premium	0.00	0.00	43839625.00	0	-
Catastrophe Reserves	1,530,045,012	1,308,328,694	1,048,482,684	833,649,207	+16.95%
Retained Earnings	677,609,059	2,383,470,001	1,031,796,826	480,449,233	-71.57%
Other Equity	149,269,173	782,666,315	174,740,340	150,856,482,811	-80.93%
Total Equity	11,837,124,614	12,682,431,564	10,506,826,029	160,378,547,805	-6.67%
Liabilities
Insurance & Contract Liabilities
Provisions	259,497,980	268,573,046	322,096,137	2,697,559,108	-3.38%
Gross Insurance Contract Liabilities	257,152,187,632	218,417,621,263	183,654,371,274	0	+17.73%
Other Financial Liabilities	1,645,916,844	1,538,084,564	1,298,357,905	0	+7.01%
Other Liabilities	1,069,486,432	1,143,765,882	657,982,579	2,071,470,761	-6.49%
Taxes & Funding
Deferred Tax Liabilities	46,012,010	323,467,719	0	0	-85.78%
Current Tax Liabilities	0.00	297280717.00	285361205.00	0	-100.00%
Borrowings	0.00	0.00	0.00	0.00	-
Total Liabilities	260,404,147,262	222,721,930,845	186,549,675,714	4,769,029,869	+16.92%
Total Equity and Liabilities	272,241,271,876	235,404,362,409	197,056,501,744	165,147,577,674	+15.65%

Sector Peers — Life Insurance (21)

Peer Comparison

Life Insurance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ALICL	451.5	-2.68	-0.59%	0.02	0.23	124.65	-	10.54	8.45	153.95	-	0%	-	4.03%	7.64	45.16	0	42.01	52.4	7.28	0.94%	0.75%	10.08%	8.08%
CLI	455	+2.22	+0.49%	0.02	0.37	112.2	-	9.26	8.51	146.57	-	0%	-	4.64%	8.47	51.3	0	49.34	53.69	9.53	1.68%	1.56%	8.74%	8.04%
CREST	1,137.8	-70.18	-5.81%	0.01	0.51	106.81	-	3.13	4.06	98.78	-	0%	-	4.91%	23.13	394.57	4.06	424.28	327.09	77.55	2.5%	3.24%	3.5%	4.54%
GLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GMLI	1,279	-0.9	-0.07%	0.01	0	104.21	-	3.53	8.25	139.08	-	0%	-	4,876.37%	32.74	483.31	0	490.08	209.7	85,305	2.74%	6.42%	4.02%	9.4%
HLI	337.5	+0.61	+0.18%	0.03	0.25	115.41	-	4.59	4.13	103.56	-	0%	-	1.81%	6.36	79.96	0	78.65	87.41	5.88	0.44%	0.41%	3.9%	3.56%
ILI	436	+1.09	+0.25%	0.02	0.37	114.48	-	10.83	11.72	173.75	-	0%	-	6.81%	7.68	40.58	35.82	40.12	37.07	11.06	2.52%	2.73%	8.78%	9.51%
JLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LICN	814	+0.08	+0.01%	0.04	0	159.09	-	8.17	7.25	161.09	-	0%	-	1,367.14%	10.72	104.33	0	100.98	113.79	5,682.67	0.3%	0.27%	6.14%	5.45%
NLICL	589.8	+2.12	+0.36%	0.03	0.28	120.12	-	10.08	7.39	141.33	-	0%	-	2%	9.58	57.09	0	56.45	77	4.57	0.56%	0.41%	8.56%	6.28%
PLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PLIC	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
PMLI	461.1	-0.51	-0.11%	0.02	0.33	106.32	-	5.02	6.05	120.3	-	0%	-	3.91%	9.06	95.92	0	97.01	80.5	15.02	1.28%	1.56%	4.76%	5.75%
RLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
RNLI	458.6	+0.6	+0.13%	0.02	0.35	117.05	-	15.24	11.85	176.66	-	0%	-	10.57%	7.92	30.43	31.96	29.72	38.23	12.88	3.66%	2.85%	13.22%	10.29%
SJLIC	428	0	0%	0.02	0.31	117.82	-	8.06	7.1	137.19	-	0%	-	2.62%	7.44	54.4	18.25	53.66	60.92	5.71	0.8%	0.71%	6.94%	6.12%
SLI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SLICL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SNLI	448	-0.99	-0.22%	0.02	0.18	115.6	-	11.35	10.84	167.91	-	0%	-	18.31%	8.22	41.88	0	39.82	41.7	30.69	3.26%	3.12%	10.62%	10.16%
SRLI	389	-2.39	-0.61%	0.02	0.34	108.8	-	11.01	8.41	143.48	-	0%	-	6.26%	7.39	36.51	1.98	34.92	45.72	9.14	2.1%	1.61%	9.98%	7.63%
ULI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	591.18	-5.46	-0.46%	0.02	0.271	117.12	-	8.52	8	143.36	-	0%	-	485.34%	11.258	116.572	7.082	118.234	94.248	7,013.614	1.75%	1.97%	7.63%	7.29%
MED	455	0	0%	0.02	0.31	115.41	-	9.26	8.25	143.48	-	0%	-	4.91%	8.22	54.4	0	53.66	60.92	11.06	1.68%	1.56%	8.56%	7.63%
MAX	1,279	2.22	0.49%	0.04	0.51	159.09	-	15.24	11.85	176.66	-	0%	-	4,876.37%	32.74	483.31	35.82	490.08	327.09	85,305	3.66%	6.42%	13.22%	10.29%
MIN	337.5	-70.18	-5.81%	0.01	0	104.21	-	3.13	4.06	98.78	-	0%	-	1.81%	6.36	30.43	0	29.72	37.07	4.57	0.3%	0.27%	3.5%	3.56%