NMB Bank Limited

BankingMid Cap

NPR 272.30

NPR +5.1+1.91%

09:14 AM NPT · Oct 16, 2026

Est. 2062 B.S. (commercial operations expanded through multiple mergers in later years) · Babarmahal, Kathmandu, Nepal · CEO: Sanjay Kumar Koirala

NMB Bank is one of Nepal’s prominent commercial banks, offering a wide range of banking and financial services to individuals, businesses, and institutions across the country. The bank provides retail banking (savings, deposits, loans), corporate banking, trade-finance, remittance services, digital banking, and other financial products acting as a full-service commercial bank serving urban and rural clientele alike. Over the years, NMB Bank has built a network of branches, ATMs, and digital channels to improve financial inclusion and accessibility throughout Nepal. Because of its scale and diversified services, NMB Bank plays a significant role in Nepal’s banking sector, contributing to credit provision, remittance inflows, business financing, and overall financial sector stability.Given its backing and institutional strength, NMB Bank also supports related financial services subsidiaries and affiliates (such as microfinance or mutual fund arms) enabling integrated offerings from retail banking to microfinance and investment products. This helps it serve a broader client base, from individual account-holders to small-business owners, farmers, entrepreneurs, and large enterprises.NMB Bank’s strategy emphasizes accessibility, customer-centred services, and expanding its reach across both metropolitan and rural areas. Through branch and digital expansion, it aims to support financial inclusion enabling more Nepalese, including those in remote areas, to access banking, credit, savings, and other financial services.

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Trading

Open

267.00

High

272.70

Low

265.50

Prev Close

267.20

Volume

201,893

Turnover

Rs 54,554,901.5

Txns

429

Valuation · Q4 FY25/26

EPS Ann.

18.01

EPS TTM

18.01

BVPS

170.79

P/E Ann.

15.12

P/E TTM

15.12

Graham #

263.07

Capital

Mkt Cap

52.51 Arab

Total

19.29 Crore

Public

9.45 Crore

Promoter

9.84 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Strong Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

76.65

ADX

47.25

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

257.93

SMA 50

248.22

Bands & Channels

BB Width %

8.77%

Volume & Flow

OBV

4,867,276

Flow Analysis

[ Live 2026-10-16 ]

Total Buy

1,175,304

Shares Bought

Total Sell

1,175,304

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 47%

Distribution 53%

Accumulators

Quantity

307,809

Amount

81,931,306

Avg Rate

266.18

Rank

#11

Brokers

#25#52#14

Distributors

Quantity

351,263

Amount

93,288,310

Avg Rate

265.58

Rank

Brokers

#8#28#65#40#17

Net Flow Impact:

-43,454units

(Rs. -11,357,005)

Net Flow by Timeframe

NMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,395,825 ]

Buy Side

Total: 705,085

Broker

QTY

AVG

NET

118,354

267.75

+75,641

10.1%

104,272

265.38

+90,076

8.9%

85,183

264.97

+61,121

7.3%

61,210

267.03

+60,799

5.2%

55,722

260.09

+38,288

4.7%

45,100

264.71

+44,580

3.8%

44,037

266.90

+42,172

3.8%

37,031

271.01

+16,403

3.1%

100

32,000

264.34

+31,960

2.7%

24,739

265.77

+10,477

2.1%

23,061

266.28

+16,427

2.0%

21,206

263.28

+9,771

1.8%

18,510

271.83

+16,443

1.6%

17,400

265.00

+1,427

1.5%

17,260

267.55

+9,077

1.5%

Sell Side

Total: 690,740

Broker

QTY

AVG

NET

132,976

266.86

-129,531

11.3%

98,837

265.86

-40,044

8.4%

67,209

266.14

-27,454

5.7%

47,723

265.28

-40,093

4.1%

43,372

266.66

-5,065

3.7%

37,586

262.12

-32,651

3.2%

35,246

266.38

-10

3.0%

34,141

264.02

-34,116

2.9%

31,436

265.61

-7,694

2.7%

30,982

263.71

-17,487

2.6%

30,480

264.84

-3,036

2.6%

28,172

266.34

-2,237

2.4%

27,910

266.11

-16,907

2.4%

24,524

265.51

-21,624

2.1%

20,146

267.20

-20,146

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	21,166,742	33,385,654	22,570,603	0	-36.60%
Money at Call & Short Notice	32,218,028	26,753,543	17,746,256	0	+20.43%
Due from NRB	18,698,021	16,489,123	14,710,491	0	+13.40%
Placement with B/FIs	13,520,007	10,264,420	3,035,765	0	+31.72%
Loans & Advances
Loans and Advances	261,775,865	239,633,512	202,551,512	0	+9.24%
Breakdown
Loans & Advances to B/FIs	12,015,936	10,514,170	8,212,671	0	+14.28%
Loans & Advances to Customers	249,759,929	229,119,342	194,338,841	0	+9.01%
Investments
Investment Securities	51,624,469	32,508,745	33,772,796	0	+58.80%
Investment in Subsidiaries	772,488	772,488	772,488	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	1,962,285	1,784,193	851,437	0	+9.98%
Other Assets
Derivative Financial Instruments	19,021,033	8,681,416	7,583,922	0	+119.10%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	97,598	0	131,256	0	-
Deferred Tax Assets	467,672	316,475	420,322	0	+47.78%
Goodwill and Intangible Assets	125,732	127,174	148,628	0	-1.13%
Property & Equipment	3,670,648	3,800,678	3,070,044	0	-3.42%
Other Assets	24,190,780	13,462,666	13,766,424	0	+79.69%
Total Assets	397,381,305	352,101,479	295,101,561	0	+12.86%
Liabilities
Borrowings & Funding
Borrowings	17,165,268	22,401,526	29,576,729	0	-23.37%
Borrowing	1,926,875	3,987,500	11,552,656	0	-51.68%
Debt Securities Issued	12,382,000	12,384,569	11,911,942	0	-0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,856,393	6,029,457	3,163,180	0	-52.63%
Due to NRB	0.00	0.00	2948951.00	0	-
Deposits	315,118,455	280,926,468	223,942,592	0	+12.17%
Other Liabilities
Derivative Financial Instruments	19,021,033	8,681,416	7,583,922	0	+119.10%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	16278.00	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	7,897,276	7,459,884	4,801,688	0	+5.86%
Other Liabilities & Provisions	27,037,812	16,171,722	12,512,488	0	+67.19%
Total Liabilities	359,321,535	319,499,716	266,031,809	0	+12.46%
Shareholders Equity
Paid Up Capital	22,285,041	18,366,706	18,366,706	0	+21.33%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	13,901,734	12,325,588	10,464,081	0	+12.79%
Reserves & Surpluses	15,774,730	14,235,055	10,703,046	0	+10.82%
Retained Earnings	1,872,996	1,909,467	238,965	0	-1.91%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	38,059,771	32,601,761	29,069,752	0	+16.74%
Total Liabilities & Equity	397,381,306	352,101,477	295,101,561	0	+12.86%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	339.3	+5.51	+1.65%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	-	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	221	+0.11	+0.05%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	0.29	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	719	+6.98	+0.98%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	-	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	254	+0.71	+0.28%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	43.16	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	205	+3.01	+1.49%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	-	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	238.4	+0.4	+0.17%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	0.03	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	272.2	+0.6	+0.22%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	-	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	273	+5.51	+2.06%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	-	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	547	+0.98	+0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	-	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306.8	+1.89	+0.62%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	0.5	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	320.9	-1.9	-0.59%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	20.77	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	206.2	+6.7	+3.36%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	-	24.32	2.06	0.46	0.46%	4.07	4.07%
PCBL	271.7	+1.7	+0.63%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	-	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	192.8	+1.4	+0.73%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	392.9	+0.9	+0.23%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	0.8	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	432.5	+2.58	+0.6%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	2.48	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	430.5	+4.6	+1.08%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	-	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	679	+1.02	+0.15%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	-	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	350.12	2.37	0.77%	0.06	0.056	193.15	71.55%	9.85	17.5	17.34	276.81	3.36	3.85	15.9	5.31%	1.651	20.46	9.719	21.738	3.019	0.88	0.88%	9.08	9.08%
MED	289.9	1.55	0.61%	0.06	0.06	180.31	73.19%	9.8	17.19	17.19	278.65	3.34	3.69	15.43	4.58%	1.465	18.65	0.8	20.07	2.3	0.87	0.87%	9.76	9.76%
MAX	719	6.98	3.36%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	43.16	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	192.8	-1.9	-0.59%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	0.03	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%