NMB Bank Limited

BankingLow Cap

NPR 250.20

NPR +3.1+1.25%

09:14 AM NPT · Jul 27, 2026

Est. 2062 B.S. (commercial operations expanded through multiple mergers in later years) · Babarmahal, Kathmandu, Nepal · CEO: Sanjay Kumar Koirala

NMB Bank is one of Nepal’s prominent commercial banks, offering a wide range of banking and financial services to individuals, businesses, and institutions across the country. The bank provides retail banking (savings, deposits, loans), corporate banking, trade-finance, remittance services, digital banking, and other financial products acting as a full-service commercial bank serving urban and rural clientele alike. Over the years, NMB Bank has built a network of branches, ATMs, and digital channels to improve financial inclusion and accessibility throughout Nepal. Because of its scale and diversified services, NMB Bank plays a significant role in Nepal’s banking sector, contributing to credit provision, remittance inflows, business financing, and overall financial sector stability.Given its backing and institutional strength, NMB Bank also supports related financial services subsidiaries and affiliates (such as microfinance or mutual fund arms) enabling integrated offerings from retail banking to microfinance and investment products. This helps it serve a broader client base, from individual account-holders to small-business owners, farmers, entrepreneurs, and large enterprises.NMB Bank’s strategy emphasizes accessibility, customer-centred services, and expanding its reach across both metropolitan and rural areas. Through branch and digital expansion, it aims to support financial inclusion enabling more Nepalese, including those in remote areas, to access banking, credit, savings, and other financial services.

nmbbank.com.np/facebook linkedin

Trading

Open

235.00

High

268.00

Low

235.00

Prev Close

247.10

Volume

178,915

Turnover

Rs 45,956,878.6

Txns

Valuation · Q3 FY25/26

EPS Ann.

16.08

EPS TTM

16.14

BVPS

165.59

P/E Ann.

15.56

P/E TTM

15.50

Graham #

244.77

Capital

Mkt Cap

45.95 Arab

Total

18.37 Crore

Public

9.0 Crore

Promoter

9.37 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Sell

Trend Analysis

Direction

Downtrend

Strength

Strong

Momentum

RSI (14)

70.9

ADX

36.78

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

240.28

SMA 50

242.49

Bands & Channels

BB Width %

7.6%

Volume & Flow

OBV

4,211,663

Flow Analysis

[ Live 2026-07-27 ]

Total Buy

343,720

Shares Bought

Total Sell

343,720

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 62%

Distribution 38%

Accumulators

Quantity

155,779

Amount

39,998,049

Avg Rate

256.76

Rank

#13

Brokers

#77#40#34

Distributors

Quantity

96,261

Amount

23,996,034

Avg Rate

249.28

Rank

#15

Brokers

#16#56#22#42#57#49

Net Flow Impact:

+59,518units

(Rs. 16,002,015)

Net Flow by Timeframe

NMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 444,225 ]

Buy Side

Total: 261,918

Broker

QTY

AVG

NET

112,000

259.27

+112,000

32.6%

26,314

253.36

+14,833

7.7%

18,863

244.91

+1,862

5.5%

17,465

245.79

+17,463

5.1%

16,257

246.44

+5,872

4.7%

14,797

245.46

+8,940

4.3%

14,688

246.07

+11,067

4.3%

9,528

247.24

+5,747

2.8%

6,372

250.60

+2,120

1.9%

6,000

245.43

+1,000

1.8%

5,846

246.22

+3,920

1.7%

4,213

248.42

+424

1.2%

4,172

245.68

+991

1.2%

3,070

247.79

+3,043

0.9%

2,333

249.12

+1,629

0.7%

Sell Side

Total: 182,307

Broker

QTY

AVG

NET

18,260

247.49

-16,817

5.3%

17,670

253.56

-9,652

5.1%

16,610

246.64

-12,449

4.8%

16,437

246.00

-16,385

4.8%

16,129

249.95

-9,565

4.7%

13,607

257.73

-7,195

4.0%

12,505

247.30

-3,705

3.6%

11,326

258.47

-9,406

3.3%

11,155

253.23

-10,848

3.3%

9,278

244.74

-8,108

2.7%

8,792

250.04

-4,202

2.6%

8,041

254.73

-3,991

2.3%

7,884

250.01

-4,469

2.3%

7,384

246.53

-6,751

2.1%

7,229

245.30

-4,579

2.1%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	22,061,964	53,445,449	27,661,301	0	-58.72%
Money at Call & Short Notice	39,701,749	19,845,924	22,276,712	0	+100.05%
Due from NRB	28,536,154	15,015,454	19,089,258	0	+90.05%
Placement with B/FIs	11,165,595	4,830,470	3,187,454	0	+131.15%
Loans & Advances
Loans and Advances	255,731,287	235,063,421	200,264,424	0	+8.79%
Breakdown
Loans & Advances to B/FIs	11,900,933	9,432,764	7,816,618	0	+26.17%
Loans & Advances to Customers	243,830,354	225,630,657	192,447,806	0	+8.07%
Investments
Investment Securities	32,248,619	13,462,071	29,718,912	0	+139.55%
Investment in Subsidiaries	772,488	772,488	772,488	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	2,019,277	1,144,731	784,900	0	+76.40%
Other Assets
Derivative Financial Instruments	13,428,139	14,406,906	7,909,177	0	-6.79%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	128541.00	182288.00	0	-100.00%
Deferred Tax Assets	346,494	328,328	436,455	0	+5.53%
Goodwill and Intangible Assets	117,162	129,006	149,608	0	-9.18%
Property & Equipment	3,728,287	3,494,148	2,891,850	0	+6.70%
Other Assets	19,137,952	19,098,492	13,755,113	0	+0.21%
Total Assets	375,401,623	346,326,725	298,125,699	0	+8.40%
Liabilities
Borrowings & Funding
Borrowings	16,643,891	26,375,106	31,563,125	0	-36.90%
Borrowing	1,867,500	6,644,025	13,401,826	0	-71.89%
Debt Securities Issued	12,140,550	12,143,118	11,911,942	0	-0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,635,841	3,470,987	2,093,615	0	-24.06%
Due to NRB	0.00	4116976.00	4155742.00	0	-100.00%
Deposits	297,832,117	269,094,636	224,277,615	0	+10.68%
Other Liabilities
Derivative Financial Instruments	13,428,139	14,406,906	7,909,177	0	-6.79%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	180.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	10,581,709	4,831,113	5,435,061	0	+119.03%
Other Liabilities & Provisions	24,024,295	19,287,451	13,424,489	0	+24.56%
Total Liabilities	338,500,303	314,757,193	269,265,229	0	+7.54%
Shareholders Equity
Paid Up Capital	22,285,041	18,366,706	18,366,706	0	+21.33%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	13,687,340	11,890,849	10,923,020	0	+15.11%
Reserves & Surpluses	14,616,280	13,202,827	10,493,764	0	+10.71%
Retained Earnings	928,940	1,311,978	-429,256	0	-29.20%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	36,901,321	31,569,532	28,860,470	0	+16.89%
Total Liabilities & Equity	375,401,624	346,326,725	298,125,699	0	+8.40%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	322	+1.98	+0.62%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	208	-1.4	-0.67%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	19.18	3.86	0.71	0.67%	7.44	7%
EBL	726	+2.03	+0.28%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	255	+5.49	+2.2%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	201.9	-4.1	-1.99%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	223.2	-5	-2.19%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	229.7	-0.6	-0.26%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	260.5	+0.6	+0.23%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	560	+6.91	+1.25%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	270	-2.01	-0.74%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	340	-4.2	-1.22%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	203	-1.2	-0.59%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	12.55	4.04	0.71	0.92%	6.29	8.05%
PCBL	243	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	198	-1.9	-0.95%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	373	+1	+0.27%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	415	+1.49	+0.36%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	409	-0.98	-0.24%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	654	+2.99	+0.46%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	338.41	0.06	-0.18%	0.06	0.058	188.29	73.71%	9.73	16.12	19.21	278.54	3.39	3.79	15.05	4.65%	2.323	37.49	35.309	5.525	0.85	1.04%	8.78	10.61%
MED	265.25	-0.3	-0.12%	0.05	0.06	176.81	76.03%	9.47	15.04	18.77	280.6	3.42	3.69	14.14	4.97%	2.045	20.03	17.215	4.21	0.81	1.05%	9.08	10.79%
MAX	726	6.91	2.2%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	198	-5	-2.19%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	9.4	3.36	0.04	0.03%	0.67	0.52%