NMB Bank Limited

BankingLow Cap

NPR 242.00

NPR +2.6+1.09%

09:12 AM NPT · Sep 11, 2026

Est. 2062 B.S. (commercial operations expanded through multiple mergers in later years) · Babarmahal, Kathmandu, Nepal · CEO: Sanjay Kumar Koirala

NMB Bank is one of Nepal’s prominent commercial banks, offering a wide range of banking and financial services to individuals, businesses, and institutions across the country. The bank provides retail banking (savings, deposits, loans), corporate banking, trade-finance, remittance services, digital banking, and other financial products acting as a full-service commercial bank serving urban and rural clientele alike. Over the years, NMB Bank has built a network of branches, ATMs, and digital channels to improve financial inclusion and accessibility throughout Nepal. Because of its scale and diversified services, NMB Bank plays a significant role in Nepal’s banking sector, contributing to credit provision, remittance inflows, business financing, and overall financial sector stability.Given its backing and institutional strength, NMB Bank also supports related financial services subsidiaries and affiliates (such as microfinance or mutual fund arms) enabling integrated offerings from retail banking to microfinance and investment products. This helps it serve a broader client base, from individual account-holders to small-business owners, farmers, entrepreneurs, and large enterprises.NMB Bank’s strategy emphasizes accessibility, customer-centred services, and expanding its reach across both metropolitan and rural areas. Through branch and digital expansion, it aims to support financial inclusion enabling more Nepalese, including those in remote areas, to access banking, credit, savings, and other financial services.

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Trading

Open

251.30

High

251.30

Low

238.00

Prev Close

239.40

Volume

32,518

Turnover

Rs 7,825,311.3

Txns

Valuation · Q4 FY25/26

EPS Ann.

18.01

EPS TTM

18.01

BVPS

170.79

P/E Ann.

13.44

P/E TTM

13.44

Graham #

263.07

Capital

Mkt Cap

44.45 Arab

Total

18.37 Crore

Public

9.0 Crore

Promoter

9.37 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Downtrend

Strength

Very Strong

Momentum

RSI (14)

57.4

ADX

47.51

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

239.64

SMA 50

241.47

Bands & Channels

BB Width %

3.68%

Volume & Flow

OBV

3,698,858

Flow Analysis

[ Live 2026-09-11 ]

Total Buy

156,062

Shares Bought

Total Sell

156,062

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

Quantity

51,025

Amount

12,270,993

Avg Rate

240.49

Rank

#16

Brokers

#94#71#51

Distributors

Quantity

61,374

Amount

14,736,655

Avg Rate

240.11

Rank

#15

Brokers

#56#34#49#1

Net Flow Impact:

-10,349units

(Rs. -2,465,661)

Net Flow by Timeframe

NMB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 215,843 ]

Buy Side

Total: 106,970

Broker

QTY

AVG

NET

38,349

240.66

+38,332

24.6%

7,337

240.69

+511

4.7%

6,817

239.73

+5,617

4.4%

5,859

240.28

+5,759

3.8%

5,800

239.85

+5,579

3.7%

5,698

241.20

+4,176

3.6%

5,669

240.39

+1,048

3.6%

5,135

240.02

+4,186

3.3%

5,000

241.99

+4,800

3.2%

4,600

239.87

+4,600

3.0%

4,593

239.50

+2,693

2.9%

3,572

239.67

+3,572

2.3%

2,912

240.99

+1,974

1.9%

2,829

240.61

+2,124

1.8%

100

2,800

240.07

+2,299

1.8%

Sell Side

Total: 108,873

Broker

QTY

AVG

NET

26,288

240.09

-8,932

16.8%

15,400

239.45

-15,285

9.9%

10,738

239.87

-10,149

6.9%

8,948

241.61

-7,248

5.7%

6,996

240.72

-6,093

4.5%

6,150

240.16

-2,680

3.9%

6,102

239.75

-3,308

3.9%

4,972

241.00

-4,376

3.2%

4,060

241.40

-3,156

2.6%

3,607

241.74

-3,607

2.3%

3,335

241.66

-1,900

2.1%

3,209

239.72

-1,509

2.1%

3,200

240.74

-3,200

2.0%

3,100

241.76

-2,900

2.0%

2,768

241.91

-1,862

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	21,166,742	33,385,654	22,570,603	0	-36.60%
Money at Call & Short Notice	32,218,028	26,753,543	17,746,256	0	+20.43%
Due from NRB	18,698,021	16,489,123	14,710,491	0	+13.40%
Placement with B/FIs	13,520,007	10,264,420	3,035,765	0	+31.72%
Loans & Advances
Loans and Advances	261,775,865	239,633,512	202,551,512	0	+9.24%
Breakdown
Loans & Advances to B/FIs	12,015,936	10,514,170	8,212,671	0	+14.28%
Loans & Advances to Customers	249,759,929	229,119,342	194,338,841	0	+9.01%
Investments
Investment Securities	51,624,469	32,508,745	33,772,796	0	+58.80%
Investment in Subsidiaries	772,488	772,488	772,488	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	1,962,285	1,784,193	851,437	0	+9.98%
Other Assets
Derivative Financial Instruments	19,021,033	8,681,416	7,583,922	0	+119.10%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	97,598	0	131,256	0	-
Deferred Tax Assets	467,672	316,475	420,322	0	+47.78%
Goodwill and Intangible Assets	125,732	127,174	148,628	0	-1.13%
Property & Equipment	3,670,648	3,800,678	3,070,044	0	-3.42%
Other Assets	24,190,780	13,462,666	13,766,424	0	+79.69%
Total Assets	397,381,305	352,101,479	295,101,561	0	+12.86%
Liabilities
Borrowings & Funding
Borrowings	17,165,268	22,401,526	29,576,729	0	-23.37%
Borrowing	1,926,875	3,987,500	11,552,656	0	-51.68%
Debt Securities Issued	12,382,000	12,384,569	11,911,942	0	-0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	2,856,393	6,029,457	3,163,180	0	-52.63%
Due to NRB	0.00	0.00	2948951.00	0	-
Deposits	315,118,455	280,926,468	223,942,592	0	+12.17%
Other Liabilities
Derivative Financial Instruments	19,021,033	8,681,416	7,583,922	0	+119.10%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	16278.00	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	7,897,276	7,459,884	4,801,688	0	+5.86%
Other Liabilities & Provisions	27,037,812	16,171,722	12,512,488	0	+67.19%
Total Liabilities	359,321,535	319,499,716	266,031,809	0	+12.46%
Shareholders Equity
Paid Up Capital	22,285,041	18,366,706	18,366,706	0	+21.33%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	13,901,734	12,325,588	10,464,081	0	+12.79%
Reserves & Surpluses	15,774,730	14,235,055	10,703,046	0	+10.82%
Retained Earnings	1,872,996	1,909,467	238,965	0	-1.91%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	38,059,771	32,601,761	29,069,752	0	+16.74%
Total Liabilities & Equity	397,381,306	352,101,477	295,101,561	0	+12.86%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	300	+2.09	+0.7%	0.04	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	-	22.58	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	200	+2.99	+1.52%	0.03	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	0.27	14.9	2.03	0.81	0.81%	8.77	8.77%
EBL	719.9	+1.87	+0.26%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	-	19.95	4.74	1.35	1.35%	15.08	15.08%
GBIME	250.6	+1.99	+0.8%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	40.73	15.07	2.27	0.82	0.82%	9.05	9.05%
HBL	188	+2.8	+1.51%	0.04	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	-	29.18	1.93	0.37	0.37%	3.79	3.79%
KBL	215	+2.8	+1.32%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	0.03	7.65	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	227.3	+3.29	+1.47%	0.06	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	-	18.9	2.18	0.65	0.65%	6.71	6.71%
MBL	251	+1.99	+0.8%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	-	17.84	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	552	-0.5	-0.09%	0.15	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	-	22.1	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	278	+1.99	+0.72%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	0.47	9.04	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	308.4	+5.3	+1.75%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	19.86	257.38	2.13	0.04	0.04%	0.65	0.65%
NIMB	185.9	+3.89	+2.14%	0.06	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	-	23.29	2.06	0.46	0.46%	4.07	4.07%
PCBL	241	+1.51	+0.63%	0.05	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	-	12.28	2.33	1.25	1.25%	11.65	11.65%
PRVU	181.5	+2.29	+1.28%	0.04	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-	-179.41	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	370	+1.91	+0.52%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	0.8	16.27	3.28	1.28	1.28%	14.05	14.05%
SBI	404.3	+0.4	+0.1%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	2.46	22.33	3.08	0.84	0.84%	9.59	9.59%
SBL	419	+1.21	+0.29%	0.06	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	-	21.52	3.43	0.96	0.96%	10.36	10.36%
SCB	648	+2.9	+0.45%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	-	22.9	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	329.99	2.26	0.9%	0.06	0.056	193.15	71.55%	9.85	17.5	17.34	276.81	3.36	3.85	15.9	5.31%	1.651	20.46	9.231	20.765	3.019	0.88	0.88%	9.08	9.08%
MED	264.5	2.04	0.76%	0.05	0.06	180.31	73.19%	9.8	17.19	17.19	278.65	3.34	3.69	15.43	4.58%	1.465	18.65	0.8	19.425	2.3	0.87	0.87%	9.76	9.76%
MAX	719.9	5.3	2.14%	0.15	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	40.73	257.38	9.01	1.7	1.7%	17.99	17.99%
MIN	181.5	-0.5	-0.09%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	0.03	-179.41	1.75	-0.05	-0.05%	-0.67	-0.67%