NMB Microfinance Bittiya Sanstha Ltd.
NPR 636.00
09:13 AM NPT · May 13, 2026
Est. 2069 B.S. (licensed by Nepal Rastra Bank as a National-level D-Class microfinance institution) · Pokhara Metropolitan City-26, Kaski, Nepal · CEO: Anand Pandey
NMB Microfinance (NMBMF) is a national-level “D” class microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB).It is a subsidiary of NMB Bank Limited. Established in 2069 B.S., NMBMF was created with the core mission of promoting financial inclusion especially by reaching underserved, low-income, rural, and marginalized communities across Nepal. Over time, the institution has grown significantly: as of recent reports, NMBMF operates through 7 regional offices, 148 branch offices, and 5 sub-branch offices, serving clients across 67 districts of Nepal. NMBMF provides a range of microfinance services tailored to the needs of rural households, small businesses, informal-sector workers, and low-income families. Their services include micro-loans, savings and deposit schemes, small-business and livelihood financing, financial products for women entrepreneurs, agricultural and rural livelihood loans, and group-based microfinance services. Beyond just credit and savings, NMBMF emphasises financial inclusion, social upliftment, and community development particularly targeting economically marginalized groups, promoting entrepreneurship, and improving livelihoods. Their outreach has reportedly covered over 116,000 deprived households, with an emphasis on reaching remote and underbanked areas. Because NMBMF is backed by NMB Bank, it blends the institutional strength and governance structure of a mainstream bank with the grassroots reach of a microfinance institution a model aimed at bridging the gap between formal banking and underserved communities.
Trading
Open
626.00
High
643.70
Low
626.00
Prev Close
639.00
Volume
742
Turnover
Rs 471,743
Txns
17
Valuation · Q2 FY25/26
EPS Ann.
9.67
EPS TTM
12.05
BVPS
140.61
P/E Ann.
65.77
P/E TTM
52.78
Graham #
174.91
Capital
Mkt Cap
4.59 Arab
Total
72.14 Lakh
Public
21.64 Lakh
Promoter
50.5 Lakh
Technical Analysis
Indicator Signals
MACD
BuyRSI
BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
ModerateMomentum
RSI (14)
37.02
ADX
20.06
Overall Score
Technical Score
Moving Averages
SMA 20
649.38
SMA 50
671.03
Bands & Channels
BB Width %
6.82%
Volume & Flow
OBV
739,904
Flow Analysis
[ Live 2026-05-13 ]
Total Buy
9,821
Shares Bought
Total Sell
9,821
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
44
Participating
ACCUM/DIST
Accumulation 53%
Distribution 47%
Accumulators
3Quantity
5,211
Amount
3,336,190
Avg Rate
640.22
Rank
#26
Brokers
Distributors
2Quantity
4,641
Amount
2,963,554
Avg Rate
638.56
Rank
#30
Brokers
Net Flow Impact:
+570unitsNet Flow by Timeframe
NMBMF — Broker Breakdown (7D)
[ Vol: 16,506 ]
Buy Side
Total: 8,821Broker
QTY
AVG
NET
%
Sell Side
Total: 7,685Broker
QTY
AVG
NET
%
Financial Fundamentals
Sector Peers — Microfinance (30)
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
ACLBSL | 954 | +3.04 | +0.32% | 0 | 0.13 | 169.98 | 213.9% | 32.57 | 33.11 | 355.85 | 8.27% | 7.44% | 5.2% | 14.84% | 11.3 | 29.47 | 0.38 | 31.23 | 30.72 | 17.51 | 1.98% | 2.01% | 21% | 21.36% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,107.4 | -4.56 | -0.41% | 0.01 | 0.13 | 158.08 | 6.57% | 31.29 | 38.77 | 371.35 | 8.4% | 7.16% | 10.15% | 17.5% | 14.95 | 37.78 | 0.09 | 35.6 | 28.73 | 26.45 | 2.24% | 2.79% | 21.34% | 26.44% |
ANLB | 6,050 | -15.16 | -0.25% | 0.01 | 0.12 | 428.75 | 0% | 77.9 | 85.26 | 906.91 | 0% | - | 11.81% | 27.93% | 28.45 | 78.31 | 0.31 | 80.87 | 73.89 | 87.5 | 3.32% | 3.65% | 20.24% | 22.16% |
AVYAN | 1,105 | -23.01 | -2.04% | 0 | 0.03 | 149.39 | 109.7% | 61.89 | 55.85 | 433.27 | 8.34% | 8.86% | 4.15% | 29.02% | 12.66 | 15.29 | 0.01 | 15.51 | 17.19 | 17.75 | 0.9% | 0.81% | 47.92% | 43.25% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 919 | 0 | 0% | 0.03 | 0.13 | 233.66 | 94.92% | 31.85 | 35.31 | 430.86 | 5.51% | 6.96% | 2.45% | 17.74% | 7.89 | 28.95 | 963 | 28.89 | 26.05 | 20.54 | 2.22% | 2.46% | 14.32% | 15.87% |
CYCL | 1,472 | +7.91 | +0.54% | 0 | 0.12 | 268.72 | 111.75% | 27.99 | 41.89 | 503.26 | 7.91% | 6.38% | 18.48% | 9.02% | 11.24 | 53.96 | 0 | 55.09 | 36.81 | 19.47 | 1.06% | 1.61% | 10.74% | 16.09% |
DDBL | 846.2 | -0.68 | -0.08% | 0.02 | 0.14 | 221.13 | 115.62% | 47.41 | 47.55 | 486.4 | 7.83% | 8.32% | 8.43% | 24.37% | 7.42 | 17.3 | 0.27 | 17.51 | 17.46 | 16.87 | 3.36% | 3.37% | 23.26% | 23.33% |
DLBS | 1,328 | -166.99 | -11.17% | 0 | 0.12 | 179.13 | 94.98% | 18.38 | 19.05 | 277.09 | 7.67% | 7.44% | 9.83% | 7.8% | 14.52 | 70.73 | 0.15 | 71.27 | 68.77 | 22.09 | 0.94% | 0.98% | 10.82% | 11.23% |
FMDBL | 793 | -11.99 | -1.49% | 0.01 | 0.06 | 128.31 | 114.74% | 10.47 | 11.14 | 179.33 | 1.42% | 4.14% | 4.52% | 35.1% | 12.39 | 75.93 | 2.15 | 74.4 | 69.93 | 106.64 | 2.12% | 2.27% | 8.24% | 8.78% |
FOWAD | 1,050.1 | -9.86 | -0.93% | 0.01 | 0.13 | 234.69 | 112.57% | 31.98 | 20.71 | 330.7 | 7.31% | 7.3% | 8.92% | 13.3% | 9.12 | 33.46 | 0.02 | 32.86 | 50.75 | 17.8 | 1.7% | 1.1% | 13.14% | 8.51% |
GBLBS | 762.2 | -8.79 | -1.14% | 0.01 | 0.14 | 278.07 | 26.68% | 43.75 | 34.76 | 466.35 | 8.84% | 9.62% | 4.76% | 20.85% | 5.57 | 17.69 | 1.06 | 17.21 | 21.66 | 14.76 | 2.94% | 2.34% | 15.96% | 12.68% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,116.5 | -21.51 | -1.89% | 0.01 | 0.15 | 197.29 | 282.59% | 32.67 | 34.47 | 391.17 | 8.43% | 9.46% | 8.96% | 13.69% | 11.67 | 35.23 | 0 | 33.76 | 32 | 19.3 | 2.02% | 2.14% | 16.8% | 17.73% |
GLBSL | 1,780 | -25.09 | -1.39% | 0 | 0.14 | 159.33 | 393.94% | 40.22 | 38.34 | 370.74 | 8.44% | 8.32% | 3.13% | 17.81% | 24.15 | 47.84 | 0.9 | 41.57 | 0 | 34.09 | 2.5% | 2.38% | 28.82% | 27.47% |
GMFBS | 1,332.9 | +5.05 | +0.38% | 0 | 0.14 | 185.26 | 107.54% | -4.71 | 17.54 | 270.39 | 8.32% | 8.86% | 14.37% | -2.06% | 16.14 | -317.41 | 0 | -309.55 | 83.12 | 26.18 | -0.28% | 1.07% | -2.96% | 11.05% |
HLBSL | 890 | -14.01 | -1.55% | 0 | 0.11 | 167.35 | 95.52% | 26.24 | 32.38 | 349.17 | 8.6% | 7.9% | 8.58% | 13.2% | 10.68 | 34.05 | 0.57 | 34.49 | 27.95 | 17.99 | 1.48% | 1.82% | 16.98% | 20.97% |
ILBS | 935 | +1.96 | +0.21% | 0 | 0.13 | 136.88 | 119.88% | 24.07 | 49.91 | 392.06 | 8.31% | 7.38% | 17.85% | 15.51% | 14.52 | 41.3 | 0.24 | 39.05 | 18.83 | 25.63 | 2% | 4.16% | 18.84% | 39.06% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,300 | -4.96 | -0.38% | 0.02 | 0.13 | 277.15 | 124.79% | 50.65 | 60.15 | 612.44 | 5.85% | 7.32% | 5.98% | 19.57% | 9.54 | 26.1 | 0.39 | 25.94 | 21.84 | 20.44 | 2.56% | 3.05% | 20.08% | 23.85% |
JSLBB | 1,100 | +14.97 | +1.38% | 0 | 0.11 | 170.87 | 107.57% | 11.8 | 19.17 | 271.48 | 7.6% | 6.12% | 9.15% | 7.55% | 13.55 | 98.14 | 0.42 | 95.25 | 58.63 | 29.66 | 0.86% | 1.4% | 7.44% | 12.11% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 884.8 | -4.89 | -0.55% | 0 | 0.14 | 164.7 | 112.75% | 26.09 | 27.74 | 320.62 | 8.67% | 8.82% | 11.42% | 16.43% | 11.48 | 36.22 | 1.33 | 34.92 | 32.84 | 23.81 | 2.3% | 2.45% | 16.28% | 17.31% |
LLBS | 960 | +2.11 | +0.22% | 0 | 0.12 | 187.67 | 107.03% | 15.31 | 8.11 | 185.05 | 6.19% | 7.64% | 13.04% | 8.25% | 9.88 | 60.55 | 0.66 | 60.42 | 114.06 | 19.99 | 0.98% | 0.52% | 8.78% | 4.65% |
MATRI | 910 | +9.46 | +1.05% | 0.01 | 0.1 | 119.9 | 102.58% | 11.25 | 9.36 | 158.91 | 7.28% | 4.96% | 10.48% | 5.5% | 16.35 | 87.11 | 0.6 | 85.78 | 103.1 | 19.18 | 0.54% | 0.45% | 7% | 5.84% |
MERO | 715 | -2.08 | -0.29% | 0.01 | 0.12 | 155.78 | 110.81% | 13.88 | 16.56 | 240.92 | 8.6% | 7.38% | 19.54% | 10.28% | 9.53 | 53.46 | 3.4 | 51.59 | 43.24 | 21.99 | 1.24% | 1.48% | 9.08% | 10.84% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,286.87 | -12.23 | -0.88% | 0.01 | 0.12 | 198.73 | 121.2% | 30.13 | 33.51 | 377.47 | 7.17% | 7.51% | 9.6% | 15.6% | 12.864 | 30.066 | 44.361 | 29.712 | 44.435 | 28.438 | 1.77% | 2.01% | 16.1% | 18.21% |
| MED | 1,005.05 | -4.73 | -0.33% | 0.01 | 0.13 | 175 | 110.26% | 29.64 | 33.79 | 363.3 | 8.09% | 7.44% | 9.06% | 15.18% | 11.575 | 37 | 0.385 | 35.26 | 32.42 | 20.49 | 1.99% | 2.08% | 16.12% | 16.7% |
| MAX | 6,050 | 14.97 | 1.38% | 0.03 | 0.15 | 428.75 | 393.94% | 77.9 | 85.26 | 906.91 | 8.84% | 9.62% | 19.54% | 35.1% | 28.45 | 98.14 | 963 | 95.25 | 114.06 | 106.64 | 3.36% | 4.16% | 47.92% | 43.25% |
| MIN | 715 | -166.99 | -11.17% | 0 | 0.03 | 119.9 | 0% | -4.71 | 8.11 | 158.91 | 0% | 4.14% | 2.45% | -2.06% | 5.57 | -317.41 | 0 | -309.55 | 0 | 14.76 | -0.28% | 0.45% | -2.96% | 4.65% |