NMB Microfinance Bittiya Sanstha Ltd.
NPR 622.00
08:49 AM NPT · Jun 26, 2026
Est. 2069 B.S. (licensed by Nepal Rastra Bank as a National-level D-Class microfinance institution) · Pokhara Metropolitan City-26, Kaski, Nepal · CEO: Anand Pandey
NMB Microfinance (NMBMF) is a national-level “D” class microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB).It is a subsidiary of NMB Bank Limited. Established in 2069 B.S., NMBMF was created with the core mission of promoting financial inclusion especially by reaching underserved, low-income, rural, and marginalized communities across Nepal. Over time, the institution has grown significantly: as of recent reports, NMBMF operates through 7 regional offices, 148 branch offices, and 5 sub-branch offices, serving clients across 67 districts of Nepal. NMBMF provides a range of microfinance services tailored to the needs of rural households, small businesses, informal-sector workers, and low-income families. Their services include micro-loans, savings and deposit schemes, small-business and livelihood financing, financial products for women entrepreneurs, agricultural and rural livelihood loans, and group-based microfinance services. Beyond just credit and savings, NMBMF emphasises financial inclusion, social upliftment, and community development particularly targeting economically marginalized groups, promoting entrepreneurship, and improving livelihoods. Their outreach has reportedly covered over 116,000 deprived households, with an emphasis on reaching remote and underbanked areas. Because NMBMF is backed by NMB Bank, it blends the institutional strength and governance structure of a mainstream bank with the grassroots reach of a microfinance institution a model aimed at bridging the gap between formal banking and underserved communities.
Trading
Open
622.30
High
623.00
Low
622.00
Prev Close
634.00
Volume
1,722
Turnover
Rs 1,071,542
Txns
0
Valuation · Q3 FY25/26
EPS Ann.
16.08
EPS TTM
17.09
BVPS
142.44
P/E Ann.
38.68
P/E TTM
36.40
Graham #
227.01
Capital
Mkt Cap
4.49 Arab
Total
72.14 Lakh
Public
21.64 Lakh
Promoter
50.5 Lakh
Technical Analysis
Indicator Signals
MACD
SellRSI
BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
StrongMomentum
RSI (14)
33.33
ADX
39.3
Overall Score
Technical Score
Moving Averages
SMA 20
638.82
SMA 50
641.25
Bands & Channels
BB Width %
3.79%
Volume & Flow
OBV
733,497
Flow Analysis
[ Live 2026-06-26 ]
Total Buy
4,157
Shares Bought
Total Sell
4,157
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
36
Participating
ACCUM/DIST
Accumulation 44%
Distribution 56%
Accumulators
2Quantity
1,239
Amount
783,947
Avg Rate
632.73
Rank
#46
Brokers
Distributors
2Quantity
1,586
Amount
994,378
Avg Rate
626.97
Rank
#44
Brokers
Net Flow Impact:
-347unitsNet Flow by Timeframe
NMBMF — Broker Breakdown (7D)
[ Vol: 7,726 ]
Buy Side
Total: 3,769Broker
QTY
AVG
NET
%
Sell Side
Total: 3,957Broker
QTY
AVG
NET
%
Financial Fundamentals
Sector Peers — Microfinance (30)
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q3
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ACLBSL | 939 | -16.04 | -1.68% | 0 | 0.13 | 179.21 | 201.13% | 8.36 | 34.02 | 34.53 | 373.14 | 8.74 | 7.8 | 15.46 | 6.87% | 7.42 | 29.3 | 0.53 | 27.8 | 8.06 | 2.08 | 2.11% | 20.84 | 21.15% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,070 | -14.97 | -1.38% | 0.01 | 0.13 | 163.92 | 113.23% | 8.15 | 29.28 | 39.86 | 383.42 | 8.28 | 7.29 | 15.87 | 9.88% | 9.34 | 39.2 | 0.26 | 27.75 | 11.07 | 2.05 | 2.79% | 19.25 | 26.22% |
ANLB | 5,894 | -5.9 | -0.1% | 0.01 | 0.11 | 484.74 | - | 4.49 | 82.49 | 91.55 | 999.25 | - | 8.2 | 29.25 | 11.17% | 17.78 | 78.37 | 0.57 | 64.88 | 40.76 | 3.21 | 3.57% | 19.63 | 21.79% |
AVYAN | 1,060 | +0.11 | +0.01% | 0 | 0.15 | 157.84 | 110.28% | 8.3 | 52.53 | 56.82 | 449.21 | 8.88 | 8.45 | 25.67 | 5.14% | 9.83 | 22.14 | 0.06 | 19.62 | 10.11 | 3.72 | 4.02% | 38.32 | 41.45% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 910.7 | -0.27 | -0.03% | 0.03 | 0.12 | 241.93 | 95.82% | 5.53 | 33.41 | 34.99 | 436.42 | 6.8 | 6.65 | 18.45 | 2.32% | 5.03 | 27.3 | - | 26.32 | 8.96 | 2.25 | 2.36% | 14.47 | 15.16% |
CYCL | 1,432.9 | -29.69 | -2.03% | 0 | 0.11 | 269.54 | 110.75% | 9.28 | 26.74 | 43.18 | 511.73 | 7.84 | 6.33 | 8.72 | 19.7% | 7.73 | 58.45 | - | 33.7 | 9.07 | 1 | 1.62% | 9.93 | 16.05% |
DDBL | 830 | -3.42 | -0.41% | 0.02 | 0.13 | 212.26 | 111.22% | 5.63 | 44.13 | 45.7 | 467.18 | 7.76 | 8 | 25.18 | 7.52% | 5.28 | 19.06 | 0.45 | 18.6 | 8.53 | 3.27 | 3.39% | 22.63 | 23.43% |
DLBS | 1,235 | -42.15 | -3.3% | 0 | 0.11 | 148.7 | 96.63% | 11.63 | 18.29 | 21.19 | 266.26 | 7.92 | 6.77 | 8.34 | 23.62% | 11.57 | 70.54 | 0.28 | 59.75 | 10.47 | 0.95 | 1.11% | 11.75 | 13.61% |
FMDBL | 770 | -2.01 | -0.26% | 0.01 | 0.06 | 131.53 | 119.28% | 2.27 | 11.27 | 13 | 196.14 | 1.37 | 4.79 | 36.69 | 4.36% | 8.37 | 73.25 | 1.15 | 60.68 | 47.77 | 2.33 | 2.69% | 8.72 | 10.06% |
FOWAD | 990 | -5.98 | -0.6% | 0.01 | 0.13 | 239.61 | 115.98% | 7.08 | 18.15 | 16.05 | 294.16 | 7.34 | 7.11 | 7.55 | 18.91% | 6.49 | 64.23 | 0.16 | 64.74 | 8.62 | 0.95 | 0.84% | 7.36 | 6.5% |
GBLBS | 767.6 | +0.61 | +0.08% | 0.01 | 0.14 | 295.18 | 25.3% | 4.49 | 40 | 36.73 | 493.91 | 8.13 | 9.36 | 18.98 | 4.94% | 3.55 | 19.63 | 1 | 21.24 | 6.63 | 2.61 | 2.4% | 14 | 12.85% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,102 | +0.99 | +0.09% | 0.01 | 0.14 | 214.72 | 277.7% | 7.08 | 45.16 | 47.07 | 476.87 | 8.24 | 9.37 | 18.92 | 8.69% | 7.1 | 25.33 | 0.63 | 24.01 | 8.52 | 2.73 | 2.85% | 22.17 | 23.11% |
GLBSL | 1,800 | -35.05 | -1.91% | 0 | 0.14 | 168.91 | 379.35% | 9.58 | 40.62 | 39.89 | 389.36 | 8.59 | 8.17 | 17.9 | 3.41% | 14.21 | 44.31 | 1.48 | 45.47 | 14.11 | 2.45 | 2.41% | 27.36 | 26.86% |
GMFBS | 1,226.2 | -16.78 | -1.35% | 0 | 0.13 | 169.51 | 105.16% | 9.23 | 53.71 | 52.94 | 449.35 | 7.56 | 8.55 | 24.17 | 14.29% | 10.85 | 25.69 | 0.15 | 24.52 | 11.04 | 3.16 | 3.12% | 32.12 | 31.67% |
HLBSL | 875 | 0 | 0% | 0 | 0.13 | 178.01 | 101.94% | 8.47 | 31.68 | 34.99 | 374.36 | 8.76 | 8.47 | 15.5 | 10.04% | 6.93 | 29.2 | 0.68 | 25.72 | 8.05 | 1.96 | 2.17% | 19.36 | 21.37% |
ILBS | 890.1 | -17.89 | -1.97% | 0 | 0.12 | 140.07 | 113.65% | 7.83 | 20.31 | 33.95 | 327.1 | 8.52 | 6.89 | 13.96 | 23.93% | 9.21 | 47.66 | - | 26.98 | 11.83 | 1.65 | 2.77% | 14.61 | 24.44% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,261 | +4.02 | +0.32% | 0.02 | 0.13 | 255.24 | 127.25% | 6.32 | 47.73 | 57.77 | 575.99 | 6.22 | 7.55 | 20.19 | 4.8% | 6.83 | 27.38 | 0.5 | 22.45 | 9.83 | 2.65 | 3.22% | 20.73 | 25.09% |
JSLBB | 1,031 | +13.03 | +1.28% | 0 | 0.11 | 170.91 | 108.22% | 6.92 | 8.09 | 19.73 | 275.45 | 7.3 | 6.19 | 5.27 | 21.45% | 8.93 | 141.53 | 0.62 | 55.5 | 13.28 | 0.59 | 1.45% | 5.12 | 12.49% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 821 | -98.99 | -10.76% | 0 | 0.13 | 154.96 | 111.88% | 6.96 | 4.37 | 12.22 | 206.41 | 8.9 | 8.88 | 2.74 | 14.14% | 7.87 | 209.38 | - | 71.28 | 10.21 | 0.36 | 1.03% | 2.76 | 7.74% |
LLBS | 923 | 0 | 0% | 0 | 0.13 | 192.91 | 115.22% | 6.79 | 17.29 | 6.03 | 161.78 | 7.58 | 7.77 | 9.2 | 12.59% | 6.74 | 56.39 | 3.91 | 156.72 | 9.23 | 1.16 | 0.4% | 9.57 | 3.33% |
MATRI | 850 | -9.02 | -1.05% | 0.01 | 0.1 | 132.3 | 105.65% | 14.4 | 15.11 | 9.04 | 164.04 | 7.86 | 5.11 | 7.18 | 9.55% | 9.59 | 63 | 0.23 | 99.78 | 8.04 | 0.73 | 0.44% | 9.15 | 5.47% |
MERO | 710.9 | -1.07 | -0.15% | 0.01 | 0.11 | 151.87 | 103.74% | 7.11 | 13.33 | 15.83 | 232.58 | 8.53 | 7.12 | 10.29 | 18.84% | 6.56 | 56.04 | 5.65 | 46.16 | 10.26 | 1.16 | 1.39% | 8.95 | 10.63% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,244.97 | -12.75 | -1.15% | 0.01 | 0.122 | 202.45 | 130.92% | 7.54 | 31.26 | 34.68 | 386.55 | 7.67 | 7.49 | 16.16 | 11.64% | 8.51 | 55.79 | 1.017 | 46.53 | 12.93 | 1.96 | 2.19% | 16.31 | 18.2% |
| MED | 964.5 | -4.66 | -0.33% | 0 | 0.13 | 174.46 | 111.22% | 7.1 | 30.48 | 34.99 | 378.89 | 7.92 | 7.66 | 15.68 | 9.96% | 7.8 | 45.99 | 0.55 | 30.75 | 9.97 | 2.07 | 2.38% | 14.54 | 18.6% |
| MAX | 5,894 | 13.03 | 1.28% | 0.03 | 0.15 | 484.74 | 379.35% | 14.4 | 82.49 | 91.55 | 999.25 | 8.9 | 9.37 | 36.69 | 23.93% | 17.78 | 209.38 | 5.65 | 156.72 | 47.77 | 3.72 | 4.02% | 38.32 | 41.45% |
| MIN | 710.9 | -98.99 | -10.76% | 0 | 0.06 | 131.53 | 25.3% | 2.27 | 4.37 | 6.03 | 161.78 | 1.37 | 4.79 | 2.74 | 2.32% | 3.55 | 19.06 | 0.06 | 18.6 | 6.63 | 0.36 | 0.4% | 2.76 | 3.33% |