Broker Analysis (Zero-Sum)
Live 2026-03-29
Shares Bought
Shares Sold
Net Distribution
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 42,635
▲ BUY SIDE
Total: 20,565
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 22,070
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
-1,505 units
NMBMF
Microfinance
Mid Cap
LIVE MARKET
Est. 2069 B.S. (licensed by Nepal Rastra Bank as a National-level D-Class microfinance institution) · Pokhara Metropolitan City-26, Kaski, Nepal · CEO: Anand Pandey
nmbmicrofinance.com/
NPR 687.10
▼ 18.90
-2.68%
09:14 AM NPT · Mar 29, 2026
Trading
Open
710.00
High
710.00
Low
687.10
Prev Close
706.00
Volume
8,103
Turnover
₨55.97L
Txns
85
Valuation · Q2 FY25/26
EPS Ann.
9.67
EPS TTM
12.05
BVPS
140.61
P/E Ann.
71.05
P/E TTM
57.02
Graham #
174.91
Capital
Mkt Cap
4.96 Arab
Total
72.14 Lakh
Public
21.64 Lakh
Promoter
50.5 Lakh
52-Week Range
596
835
687.10
From Low
15.3%
From High
-17.7%
NMB Microfinance (NMBMF) is a national-level “D” class microfinance institution in Nepal, licensed by Nepal Rastra Bank (NRB).It is a subsidiary of NMB Bank Limited. Established in 2069 B.S., NMBMF was created with the core mission of promoting financial inclusion especially by reaching underserved, low-income, rural, and marginalized communities across Nepal. Over time, the institution has grown significantly: as of recent reports, NMBMF operates through 7 regional offices, 148 branch offices, and 5 sub-branch offices, serving clients across 67 districts of Nepal. NMBMF provides a range of microfinance services tailored to the needs of rural households, small businesses, informal-sector workers, and low-income families. Their services include micro-loans, savings and deposit schemes, small-business and livelihood financing, financial products for women entrepreneurs, agricultural and rural livelihood loans, and group-based microfinance services. Beyond just credit and savings, NMBMF emphasises financial inclusion, social upliftment, and community development particularly targeting economically marginalized groups, promoting entrepreneurship, and improving livelihoods. Their outreach has reportedly covered over 116,000 deprived households, with an emphasis on reaching remote and underbanked areas. Because NMBMF is backed by NMB Bank, it blends the institutional strength and governance structure of a mainstream bank with the grassroots reach of a microfinance institution a model aimed at bridging the gap between formal banking and underserved communities.
TECHNICAL ANALYSIS
RSI (14)
45.09
ADX
42.11
Direction
Uptrend
Strength
Very Strong
SMA 20
690.86
SMA 50
684.71
BB Width %
13.9%
OBV
726,011
Financial Fundamentals
Sector Peers — Microfinance (30)
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
ACLBSL | 1,023 | -16.95 | -1.63% | 0 | 0.13 | 169.98 | 213.9% | 32.57 | 33.11 | 355.85 | 8.27% | 7.44% | 5.2% | 14.84% | 11.3 | 29.47 | 0.38 | 31.23 | 30.72 | 17.51 | 1.98% | 2.01% | 21% | 21.36% |
ALBSL | 1,248 | -45.93 | -3.55% | 0.01 | 0.13 | 158.08 | 6.57% | 31.29 | 38.77 | 371.35 | 8.4% | 7.16% | 10.15% | 17.5% | 14.95 | 37.78 | 0.09 | 35.6 | 28.73 | 26.45 | 2.24% | 2.79% | 21.34% | 26.44% |
ALBSLP | 549 | 0 | 0% | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ANLB | 6,639 | -7.98 | -0.12% | 0.01 | 0.12 | 428.75 | 0% | 77.9 | 85.26 | 906.91 | 0% | - | 11.81% | 27.93% | 28.45 | 78.31 | 0.31 | 80.87 | 73.89 | 87.5 | 3.32% | 3.65% | 20.24% | 22.16% |
AVYAN | 1,210 | -68.93 | -5.39% | 0 | 0.03 | 149.39 | 109.7% | 61.89 | 55.85 | 433.27 | 8.34% | 8.86% | 4.15% | 29.02% | 12.66 | 15.29 | 0.01 | 15.51 | 17.19 | 17.75 | 0.9% | 0.81% | 47.92% | 43.25% |
CBBL | 939.1 | -23.88 | -2.48% | 0.03 | 0.13 | 233.66 | 94.92% | 31.85 | 35.31 | 430.86 | 5.51% | 6.96% | 2.45% | 17.74% | 7.89 | 28.95 | 963 | 28.89 | 26.05 | 20.54 | 2.22% | 2.46% | 14.32% | 15.87% |
CBBLPO | 395 | +3.76 | +0.96% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CYCL | 1,750 | +116.01 | +7.1% | 0 | 0.12 | 268.72 | 111.75% | 27.99 | 41.89 | 503.26 | 7.91% | 6.38% | 18.48% | 9.02% | 11.24 | 53.96 | 0 | 55.09 | 36.81 | 19.47 | 1.06% | 1.61% | 10.74% | 16.09% |
CYCLP | 864 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
DDBL | 872 | -15.89 | -1.79% | 0.02 | 0.14 | 221.13 | 115.62% | 47.41 | 47.55 | 486.4 | 7.83% | 8.32% | 8.43% | 24.37% | 7.42 | 17.3 | 0.27 | 17.51 | 17.46 | 16.87 | 3.36% | 3.37% | 23.26% | 23.33% |
DLBS | 1,385 | -27.98 | -1.98% | 0 | 0.12 | 179.13 | 94.98% | 18.38 | 19.05 | 277.09 | 7.67% | 7.44% | 9.83% | 7.8% | 14.52 | 70.73 | 0.15 | 71.27 | 68.77 | 22.09 | 0.94% | 0.98% | 10.82% | 11.23% |
FMDBL | 855 | -33.4 | -3.76% | 0.01 | 0.06 | 128.31 | 114.74% | 10.47 | 11.14 | 179.33 | 1.42% | 4.14% | 4.52% | 35.1% | 12.39 | 75.93 | 2.15 | 74.4 | 69.93 | 106.64 | 2.12% | 2.27% | 8.24% | 8.78% |
FOWAD | 1,105 | -23.01 | -2.04% | 0.01 | 0.13 | 234.69 | 112.57% | 31.98 | 20.71 | 330.7 | 7.31% | 7.3% | 8.92% | 13.3% | 9.12 | 33.46 | 0.02 | 32.86 | 50.75 | 17.8 | 1.7% | 1.1% | 13.14% | 8.51% |
FOWADP | 660 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GBLBS | 800 | -14 | -1.72% | 0.01 | 0.14 | 278.07 | 26.68% | 43.75 | 34.76 | 466.35 | 8.84% | 9.62% | 4.76% | 20.85% | 5.57 | 17.69 | 1.06 | 17.21 | 21.66 | 14.76 | 2.94% | 2.34% | 15.96% | 12.68% |
GILB | 1,192 | -28.31 | -2.32% | 0.01 | 0.15 | 197.29 | 282.59% | 32.67 | 34.47 | 391.17 | 8.43% | 9.46% | 8.96% | 13.69% | 11.67 | 35.23 | 0 | 33.76 | 32 | 19.3 | 2.02% | 2.14% | 16.8% | 17.73% |
GLBSL | 1,973 | -6.93 | -0.35% | 0 | 0.14 | 159.33 | 393.94% | 40.22 | 38.34 | 370.74 | 8.44% | 8.32% | 3.13% | 17.81% | 24.15 | 47.84 | 0.9 | 41.57 | 0 | 34.09 | 2.5% | 2.38% | 28.82% | 27.47% |
GMFBS | 1,454 | +1.02 | +0.07% | 0 | 0.14 | 185.26 | 107.54% | -4.71 | 17.54 | 270.39 | 8.32% | 8.86% | 14.37% | -2.06% | 16.14 | -317.41 | 0 | -309.55 | 83.12 | 26.18 | -0.28% | 1.07% | -2.96% | 11.05% |
HLBSL | 938 | -30.01 | -3.1% | 0 | 0.11 | 167.35 | 95.52% | 26.24 | 32.38 | 349.17 | 8.6% | 7.9% | 8.58% | 13.2% | 10.68 | 34.05 | 0.57 | 34.49 | 27.95 | 17.99 | 1.48% | 1.82% | 16.98% | 20.97% |
ILBS | 998 | -36.95 | -3.57% | 0 | 0.13 | 136.88 | 119.88% | 24.07 | 49.91 | 392.06 | 8.31% | 7.38% | 17.85% | 15.51% | 14.52 | 41.3 | 0.24 | 39.05 | 18.83 | 25.63 | 2% | 4.16% | 18.84% | 39.06% |
ILBSP | 624 | +4.03 | +0.65% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,365 | -17.56 | -1.27% | 0.02 | 0.13 | 277.15 | 124.79% | 50.65 | 60.15 | 612.44 | 5.85% | 7.32% | 5.98% | 19.57% | 9.54 | 26.1 | 0.39 | 25.94 | 21.84 | 20.44 | 2.56% | 3.05% | 20.08% | 23.85% |
JBLBP | 100 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JSLBB | 1,205.4 | -28.63 | -2.32% | 0 | 0.11 | 170.87 | 107.57% | 11.8 | 19.17 | 271.48 | 7.6% | 6.12% | 9.15% | 7.55% | 13.55 | 98.14 | 0.42 | 95.25 | 58.63 | 29.66 | 0.86% | 1.4% | 7.44% | 12.11% |
JSLBBP | 636.1 | -12.92 | -1.99% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 953 | -32.01 | -3.25% | 0 | 0.14 | 164.7 | 112.75% | 26.09 | 27.74 | 320.62 | 8.67% | 8.82% | 11.42% | 16.43% | 11.48 | 36.22 | 1.33 | 34.92 | 32.84 | 23.81 | 2.3% | 2.45% | 16.28% | 17.31% |
KMCDBP | 605 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
LLBS | 1,018.5 | -21.53 | -2.07% | 0 | 0.12 | 187.67 | 107.03% | 15.31 | 8.11 | 185.05 | 6.19% | 7.64% | 13.04% | 8.25% | 9.88 | 60.55 | 0.66 | 60.42 | 114.06 | 19.99 | 0.98% | 0.52% | 8.78% | 4.65% |
MATRI | 975 | -32.02 | -3.18% | 0.01 | 0.1 | 119.9 | 102.58% | 11.25 | 9.36 | 158.91 | 7.28% | 4.96% | 10.48% | 5.5% | 16.35 | 87.11 | 0.6 | 85.78 | 103.1 | 19.18 | 0.54% | 0.45% | 7% | 5.84% |
MATRIP | 523.5 | -10.57 | -1.98% | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,161.82 | -13.69 | -1.37% | 0.01 | 0.12 | 200.78 | 121.7% | 30.91 | 34.31 | 383.97 | 7.1% | 7.52% | 9.13% | 15.85% | 13.022 | 28.952 | 46.312 | 28.67 | 44.492 | 28.745 | 1.8% | 2.04% | 16.43% | 18.56% |
| MED | 964 | -16.42 | -1.89% | 0 | 0.13 | 179.13 | 109.7% | 31.29 | 34.47 | 370.74 | 7.91% | 7.44% | 8.96% | 15.51% | 11.67 | 36.22 | 0.38 | 34.92 | 32 | 20.44 | 2% | 2.14% | 16.28% | 17.31% |
| MAX | 6,639 | 116.01 | 7.1% | 0.03 | 0.15 | 428.75 | 393.94% | 77.9 | 85.26 | 906.91 | 8.84% | 9.62% | 18.48% | 35.1% | 28.45 | 98.14 | 963 | 95.25 | 114.06 | 106.64 | 3.36% | 4.16% | 47.92% | 43.25% |
| MIN | 100 | -68.93 | -5.39% | 0 | 0.03 | 119.9 | 0% | -4.71 | 8.11 | 158.91 | 0% | 4.14% | 2.45% | -2.06% | 5.57 | -317.41 | 0 | -309.55 | 0 | 14.76 | -0.28% | 0.45% | -2.96% | 4.65% |