Nepal Micro Insurance Company Limited

Nepal Micro Insurance Company (NMIC) is a micro-insurance / non-life insurance company in Nepal that aims to make insurance accessible and affordable especially for people and communities who may have been underserved by traditional insurance providers. NMIC was established on Bhadra 8, 2079 B.S. under the Company Act 2063 and the (then-applicable) insurance law, and operates under a license issued by the Nepal Insurance Authority (NIA). Its core offering is micro-non-life insurance covering needs such as motor insurance (two-wheeler and private vehicles), property insurance, accidental/ theft/ burglary coverage, and other non-life risk-cover products tailored for individuals, families, and small clients. The company emphasizes transparent policies, affordability, and ease of claiming positioning itself as “insurance for everyone,” with a customer-first approach.NMIC claims to serve a wide client base, aiming to protect and support households and small clients, especially those who might otherwise find traditional insurance products out of reach. Their head-office is located in Bharatpur-1, Chitwan (Maharjan Complex, Bhrikuti Path) and they also maintain a provincial office in Gairidhara, Kathmandu.The company operates through multiple branches across provinces in Nepal including regions in Bagmati, Madhesh, and other provinces.