Prime Commercial Bank Ltd.

BankingLow Cap

NPR 236.50

NPR -0.9-0.38%

06:32 AM NPT · Jun 12, 2026

Est. 2007 A.D. (2064 B.S.) as an A-class commercial bank licensed by Nepal Rastra Bank · Kamalpokhari, Kathmandu, Nepal · CEO: Sanjeev Manandhar

Prime Commercial Bank is a Category-“A” commercial bank in Nepal, established in September 2007 (2064 B.S.) as the 21st commercial bank in the country. Head-quartered in Kamalpokhari, Kathmandu, it operates a network of branches across the nation, offering a full spectrum of banking services from deposits and savings, current accounts, loans and credits, to trade financing, corporate banking, digital banking, cards, remittance, and other standard banking services for retail, corporate and SME customers. The bank aims to deliver accessible banking services across Nepal, supporting financial inclusion while positioning itself among the mid-to-large private sector banks. In recent years PCBL has demonstrated operational resilience: for example, in the first quarter of fiscal year 2082/83, the bank reported a net profit of NPR 1.25 billion a sign of continuing banking business growth and financial health.The bank is listed on the Nepal Stock Exchange (NEPSE) and has roughly 194 million shares outstanding (face value NPR 100), making it a publicly traded institution whose performance and governance are subject to market and regulatory scrutiny.

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Trading

Open

238.50

High

238.50

Low

236.00

Prev Close

237.40

Volume

8,045

Turnover

Rs 1,900,653.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

19.66

EPS TTM

23.31

BVPS

171.28

P/E Ann.

12.03

P/E TTM

10.15

Graham #

275.26

Capital

Mkt Cap

45.89 Arab

Total

19.4 Crore

Public

9.51 Crore

Promoter

9.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

46.8

ADX

16.4

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

240.66

SMA 50

241.61

Bands & Channels

BB Width %

4.45%

Volume & Flow

OBV

13,587,011

Flow Analysis

[ Live 2026-06-11 ]

Total Buy

180,507

Shares Bought

Total Sell

180,507

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 44%

Distribution 56%

Accumulators

Quantity

44,545

Amount

10,618,836

Avg Rate

238.38

Rank

#18

Brokers

#34#52#67#18

Distributors

Quantity

57,100

Amount

13,582,651

Avg Rate

237.87

Rank

#17

Brokers

#29#17#59#51

Net Flow Impact:

-12,555units

(Rs. -2,963,815)

Net Flow by Timeframe

PCBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 238,928 ]

Buy Side

Total: 125,074

Broker

QTY

AVG

NET

16,048

237.63

+15,154

8.9%

15,613

238.10

+1,305

8.7%

11,761

239.22

+11,277

6.5%

9,816

237.58

+1,361

5.4%

8,690

238.85

+8,690

4.8%

8,610

239.86

+5,548

4.8%

8,046

238.18

+8,046

4.5%

7,688

237.96

+4,413

4.3%

7,040

237.69

+1,551

3.9%

6,295

238.52

+1,902

3.5%

6,243

237.92

+5,036

3.5%

5,755

240.70

+4,507

3.2%

4,780

238.30

+2,741

2.6%

4,587

237.30

+3,208

2.5%

4,102

238.46

+1,754

2.3%

Sell Side

Total: 113,854

Broker

QTY

AVG

NET

21,763

237.88

-12,706

12.1%

15,715

237.69

-15,664

8.7%

9,914

238.01

-7,845

5.5%

9,708

238.03

-9,592

5.4%

8,964

239.10

-2,384

5.0%

7,732

237.40

-7,492

4.3%

6,108

237.67

-6,108

3.4%

5,916

239.57

-4,765

3.3%

5,500

240.19

-5,226

3.0%

4,676

238.31

-2,501

2.6%

4,605

238.88

-1,605

2.5%

4,417

238.08

-3,892

2.5%

3,072

238.03

-2,872

1.7%

3,006

238.39

-1,870

1.7%

2,758

239.08

-2,198

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,499,501	14,067,326	9,414,207	0	-32.47%
Money at Call & Short Notice	21,462,517	11,366,171	12,086,183	0	+88.83%
Due from NRB	15,050,231	9,528,507	8,246,568	0	+57.95%
Placement with B/FIs	6,412,286	1,837,664	3,839,614	0	+248.94%
Loans & Advances
Loans and Advances	230,777,214	214,459,091	186,581,239	0	+7.61%
Breakdown
Loans & Advances to B/FIs	8,708,826	9,217,001	9,080,254	0	-5.51%
Loans & Advances to Customers	222,068,389	205,242,090	177,500,985	0	+8.20%
Investments
Investment Securities	53,778,766	52,459,880	45,523,266	0	+2.51%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	46,023	46,023	46,023	0	0.00%
Investment Property	4,996,004	2,386,388	2,220,104	0	+109.35%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	53,500	0	141,100	0	-
Deferred Tax Assets	1,198,593	809,233	144,511	0	+48.11%
Goodwill and Intangible Assets	386,410	373,580	372,180	0	+3.43%
Property & Equipment	1,913,016	1,992,571	2,071,726	0	-3.99%
Other Assets	2,921,270	2,837,334	2,212,439	0	+2.96%
Total Assets	325,394,311	299,614,784	260,155,187	0	+8.60%
Liabilities
Borrowings & Funding
Borrowings	14,849,952	19,369,900	24,259,706	0	-23.33%
Borrowing	1,493,500	2,754,000	2,669,000	0	-45.77%
Debt Securities Issued	9,167,407	9,159,435	9,152,213	0	+0.09%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	4,189,045	7,456,465	12,438,493	0	-43.82%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	271,312,349	244,802,428	202,541,745	0	+10.83%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	71768.63	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	3,341,006	3,427,409	3,356,469	0	-2.52%
Other Liabilities & Provisions	3,341,006	3,499,177	3,356,469	0	-4.52%
Total Liabilities	289,503,307	267,671,505	230,157,920	0	+8.16%
Shareholders Equity
Paid Up Capital	20,954,782	19,402,576	19,402,576	0	+8.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	14,163,219	10,808,318	10,281,344	0	+31.04%
Reserves & Surpluses	14,936,222	12,540,704	10,594,691	0	+19.10%
Retained Earnings	773,003	1,732,386	313,347	0	-55.38%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	35,891,004	31,943,280	29,997,267	0	+12.36%
Total Liabilities & Equity	325,394,311	299,614,784	260,155,187	0	+8.60%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	308.4	-1.61	-0.52%	-	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	201.8	+0.8	+0.4%	-	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	698	-4	-0.57%	-	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	240	0	0%	-	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	197.3	-1.19	-0.6%	-	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	212	-0.51	-0.24%	-	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.9	-0.5	-0.23%	-	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	248	0	0%	-	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	1.07	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	533	-0.11	-0.02%	-	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	265.3	-2.71	-1.01%	-	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	341.7	-0.31	-0.09%	-	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	195	-1.69	-0.86%	-	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	244	-1.89	-0.77%	-	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PRVU	195	+0.1	+0.05%	-	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	360.6	-2.29	-0.63%	-	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	396.7	+2.8	+0.71%	-	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	398.7	-1.32	-0.33%	-	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	648.6	-1.43	-0.22%	-	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	327.83	-0.88	-0.27%	-	0.058	187.98	73.8%	9.79	15.92	18.81	275.51	3.37	3.79	14.93	4.57%	2.328	37.65	4.568	35.574	5.548	0.84	1%	8.68	10.4%
MED	256.65	-0.85	-0.24%	-	0.06	176.81	76.03%	9.47	15.04	18.48	272.13	3.42	3.69	14.14	4.96%	2.08	20.03	1.07	17.215	4.415	0.81	1%	9.08	10.27%
MAX	698	2.8	0.71%	-	0.06	272.79	85.88%	13.97	32.35	34.91	437.97	3.71	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	195	-4	-1.01%	-	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%