Prime Commercial Bank Ltd.

BankingMid Cap

NPR 245.00

NPR +3+1.24%

09:14 AM NPT · Sep 15, 2026

Est. 2007 A.D. (2064 B.S.) as an A-class commercial bank licensed by Nepal Rastra Bank · Kamalpokhari, Kathmandu, Nepal · CEO: Sanjeev Manandhar

Prime Commercial Bank is a Category-“A” commercial bank in Nepal, established in September 2007 (2064 B.S.) as the 21st commercial bank in the country. Head-quartered in Kamalpokhari, Kathmandu, it operates a network of branches across the nation, offering a full spectrum of banking services from deposits and savings, current accounts, loans and credits, to trade financing, corporate banking, digital banking, cards, remittance, and other standard banking services for retail, corporate and SME customers. The bank aims to deliver accessible banking services across Nepal, supporting financial inclusion while positioning itself among the mid-to-large private sector banks. In recent years PCBL has demonstrated operational resilience: for example, in the first quarter of fiscal year 2082/83, the bank reported a net profit of NPR 1.25 billion a sign of continuing banking business growth and financial health.The bank is listed on the Nepal Stock Exchange (NEPSE) and has roughly 194 million shares outstanding (face value NPR 100), making it a publicly traded institution whose performance and governance are subject to market and regulatory scrutiny.

www.primebank.com.np/facebook linkedin

Trading

Open

250.00

High

250.00

Low

243.00

Prev Close

242.00

Volume

151,325

Turnover

Rs 37,062,239.3

Txns

Valuation · Q4 FY25/26

EPS Ann.

19.63

EPS TTM

19.63

BVPS

175.80

P/E Ann.

12.48

P/E TTM

12.48

Graham #

278.65

Capital

Mkt Cap

47.54 Arab

Total

19.4 Crore

Public

9.51 Crore

Promoter

9.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

57.19

ADX

29.4

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

239.76

SMA 50

239.3

Bands & Channels

BB Width %

5.09%

Volume & Flow

OBV

13,909,531

Flow Analysis

[ Live 2026-09-15 ]

Total Buy

337,544

Shares Bought

Total Sell

337,544

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 55%

Distribution 45%

Accumulators

Quantity

124,100

Amount

30,116,708

Avg Rate

242.68

Rank

#12

Brokers

#8#75#28#50

Distributors

Quantity

102,557

Amount

24,917,949

Avg Rate

242.97

Rank

#14

Brokers

#39#44#91#36

Net Flow Impact:

+21,543units

(Rs. 5,198,759)

Net Flow by Timeframe

PCBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 452,226 ]

Buy Side

Total: 220,378

Broker

QTY

AVG

NET

43,490

241.10

+43,490

12.9%

28,377

242.64

+28,377

8.4%

26,433

242.95

+16,883

7.8%

25,800

245.12

+25,230

7.6%

13,020

242.29

+7,139

3.9%

12,117

243.34

+6,186

3.6%

11,167

242.79

+10,727

3.3%

10,500

243.08

+10,354

3.1%

10,340

240.68

+8,186

3.1%

8,110

242.32

+8,079

2.4%

7,723

240.47

+4,097

2.3%

6,300

238.89

+6,005

1.9%

6,215

244.44

+4,393

1.8%

5,452

238.82

+802

1.6%

5,334

242.99

+4,686

1.6%

Sell Side

Total: 231,848

Broker

QTY

AVG

NET

38,482

242.99

-36,387

11.4%

25,330

243.47

-23,434

7.5%

19,758

241.56

-19,758

5.8%

18,987

243.72

-15,380

5.6%

18,523

239.29

-13,454

5.5%

16,073

243.02

-11,323

4.8%

15,606

242.06

-5,509

4.6%

14,891

239.55

-18

4.4%

13,863

244.88

-13,863

4.1%

12,803

241.41

-7,181

3.8%

9,843

241.07

-7,043

2.9%

7,759

242.60

-6,476

2.3%

7,247

241.69

-2,986

2.1%

7,209

243.86

-4,841

2.1%

5,474

243.38

-5,409

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	10,471,724	13,558,946	11,435,838	0	-22.77%
Money at Call & Short Notice	25,241,732	23,327,146	10,850,656	0	+8.21%
Due from NRB	19,523,536	19,567,391	9,697,969	0	-0.22%
Placement with B/FIs	5,718,196	3,759,755	1,152,687	0	+52.09%
Loans & Advances
Loans and Advances	237,036,388	219,350,201	190,397,037	0	+8.06%
Breakdown
Loans & Advances to B/FIs	10,595,286	8,888,477	8,882,923	0	+19.20%
Loans & Advances to Customers	226,441,102	210,461,724	181,514,114	0	+7.59%
Investments
Investment Securities	53,057,532	52,369,045	47,583,464	0	+1.31%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	46,023	46,023	46,023	0	0.00%
Investment Property	5,078,578	3,943,963	1,911,872	0	+28.77%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	142,517	0	68,011	0	-
Deferred Tax Assets	1,317,531	414,691	270,232	0	+217.71%
Goodwill and Intangible Assets	388,831	385,861	373,923	0	+0.77%
Property & Equipment	1,825,650	1,935,827	2,074,596	0	-5.69%
Other Assets	3,310,321	2,615,866	3,044,048	0	+26.55%
Total Assets	336,067,949	317,147,017	267,343,533	0	+5.97%
Liabilities
Borrowings & Funding
Borrowings	17,767,994	16,577,214	21,954,235	0	+7.18%
Borrowing	0.00	2750000.00	2674000.00	0	-100.00%
Debt Securities Issued	12,171,476	9,167,407	9,159,435	0	+32.77%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	5,596,519	4,659,807	10,120,801	0	+20.10%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	277,743,615	263,360,695	211,244,584	0	+5.46%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	54975.36	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	3,717,947	3,447,244	3,215,408	0	+7.85%
Other Liabilities & Provisions	3,717,947	3,502,219	3,215,408	0	+6.16%
Total Liabilities	299,229,556	283,440,127	236,414,227	0	+5.57%
Shareholders Equity
Paid Up Capital	20,954,782	19,402,576	19,402,576	0	+8.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	13,976,199	11,523,495	10,327,056	0	+21.28%
Reserves & Surpluses	15,883,612	14,304,314	11,526,730	0	+11.04%
Retained Earnings	1,907,413	2,780,819	1,199,674	0	-31.41%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	36,838,393	33,706,890	30,929,306	0	+9.29%
Total Liabilities & Equity	336,067,949	317,147,017	267,343,533	0	+5.97%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	308	+6.01	+1.99%	0.04	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	22.58	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	208.9	+6.91	+3.42%	0.03	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	14.9	2.03	0.81	0.81%	8.77	8.77%
EBL	732	+7.96	+1.1%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	19.95	4.74	1.35	1.35%	15.08	15.08%
GBIME	257.1	+4.1	+1.62%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.07	2.27	0.82	0.82%	9.05	9.05%
HBL	195.1	+5.09	+2.68%	0.04	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	29.18	1.93	0.37	0.37%	3.79	3.79%
KBL	221.6	+4.71	+2.17%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	7.65	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	236.3	+6.9	+3.01%	0.06	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	18.9	2.18	0.65	0.65%	6.71	6.71%
MBL	257.7	+6.99	+2.79%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	17.84	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	560	+5.98	+1.08%	0.15	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.1	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	288	+5.51	+1.95%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.04	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	329.9	+15.89	+5.06%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	257.38	2.13	0.04	0.04%	0.65	0.65%
NIMB	192	+3.89	+2.07%	0.06	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	23.29	2.06	0.46	0.46%	4.07	4.07%
NMB	252.6	+9.6	+3.95%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	13.37	2.54	1.07	1.07%	11.36	11.36%
PRVU	189.6	+4.3	+2.32%	0.04	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-179.41	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	375	+2.01	+0.54%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.27	3.28	1.28	1.28%	14.05	14.05%
SBI	409.9	+4.98	+1.23%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.33	3.08	0.84	0.84%	9.59	9.59%
SBL	429.5	+7.51	+1.78%	0.06	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	21.52	3.43	0.96	0.96%	10.36	10.36%
SCB	653	+2.99	+0.46%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	22.9	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	338.68	6.19	2.18%	0.06	0.056	192.87	71.52%	9.92	17.41	17.25	275.89	3.35	3.83	15.9	5.21%	1.653	20.52	20.826	3.031	0.87	0.87%	9.06	9.06%
MED	272.85	5.75	2.03%	0.05	0.06	180.31	73.19%	9.8	17.18	17.18	263.07	3.34	3.67	15.43	4.56%	1.485	18.65	19.425	2.405	0.87	0.87%	9.76	9.76%
MAX	732	15.89	5.06%	0.15	0.06	287.7	82.77%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	257.38	9.01	1.7	1.7%	17.99	17.99%
MIN	189.6	2.01	0.46%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-179.41	1.75	-0.05	-0.05%	-0.67	-0.67%