Prime Commercial Bank Ltd.

BankingMid Cap

NPR 243.00

NPR 00.00%

09:14 AM NPT · Jul 27, 2026

Est. 2007 A.D. (2064 B.S.) as an A-class commercial bank licensed by Nepal Rastra Bank · Kamalpokhari, Kathmandu, Nepal · CEO: Sanjeev Manandhar

Prime Commercial Bank is a Category-“A” commercial bank in Nepal, established in September 2007 (2064 B.S.) as the 21st commercial bank in the country. Head-quartered in Kamalpokhari, Kathmandu, it operates a network of branches across the nation, offering a full spectrum of banking services from deposits and savings, current accounts, loans and credits, to trade financing, corporate banking, digital banking, cards, remittance, and other standard banking services for retail, corporate and SME customers. The bank aims to deliver accessible banking services across Nepal, supporting financial inclusion while positioning itself among the mid-to-large private sector banks. In recent years PCBL has demonstrated operational resilience: for example, in the first quarter of fiscal year 2082/83, the bank reported a net profit of NPR 1.25 billion a sign of continuing banking business growth and financial health.The bank is listed on the Nepal Stock Exchange (NEPSE) and has roughly 194 million shares outstanding (face value NPR 100), making it a publicly traded institution whose performance and governance are subject to market and regulatory scrutiny.

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Trading

Open

230.90

High

248.90

Low

230.90

Prev Close

243.00

Volume

107,176

Turnover

Rs 26,325,263

Txns

Valuation · Q3 FY25/26

EPS Ann.

19.66

EPS TTM

23.31

BVPS

171.28

P/E Ann.

12.36

P/E TTM

10.42

Graham #

275.26

Capital

Mkt Cap

47.15 Arab

Total

19.4 Crore

Public

9.51 Crore

Promoter

9.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

60.54

ADX

29.36

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

236.47

SMA 50

237.79

Bands & Channels

BB Width %

7.84%

Volume & Flow

OBV

13,771,800

Flow Analysis

[ Live 2026-07-27 ]

Total Buy

296,063

Shares Bought

Total Sell

296,063

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 43%

Distribution 57%

Accumulators

Quantity

77,399

Amount

18,899,769

Avg Rate

244.19

Rank

#17

Brokers

#8#36#34#50

Distributors

Quantity

103,747

Amount

25,232,073

Avg Rate

243.21

Rank

#14

Brokers

#49#22#17#58

Net Flow Impact:

-26,348units

(Rs. -6,332,304)

Net Flow by Timeframe

PCBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 350,686 ]

Buy Side

Total: 174,048

Broker

QTY

AVG

NET

25,010

244.93

+24,812

8.4%

21,761

242.67

+13,134

7.3%

16,118

244.59

+13,882

5.4%

14,510

244.74

+12,578

4.9%

14,062

243.41

+8,211

4.8%

12,725

243.95

+10,132

4.3%

12,310

244.85

+39

4.2%

11,779

242.59

+7,986

4.0%

7,574

244.02

+6,296

2.6%

7,219

239.76

+3,523

2.4%

6,710

247.91

+2,197

2.3%

6,686

239.79

+2,817

2.3%

6,170

243.85

+5,970

2.1%

5,823

242.16

+2,082

2.0%

5,591

242.98

+4,726

1.9%

Sell Side

Total: 176,638

Broker

QTY

AVG

NET

38,645

244.44

-20,046

13.1%

24,054

240.81

-18,357

8.1%

21,380

243.62

-12,854

7.2%

19,668

243.27

-10,318

6.6%

10,060

242.26

-10,060

3.4%

8,026

241.86

-4,672

2.7%

8,000

244.00

-8,000

2.7%

7,945

241.75

-4,633

2.7%

6,724

243.92

-2,056

2.3%

6,282

243.88

-2,122

2.1%

5,782

241.42

-3,898

1.9%

5,129

245.04

-5,129

1.7%

5,000

236.25

-5,000

1.7%

4,977

244.39

-4,657

1.7%

4,966

245.50

-3,466

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	9,499,501	14,067,326	9,414,207	0	-32.47%
Money at Call & Short Notice	21,462,517	11,366,171	12,086,183	0	+88.83%
Due from NRB	15,050,231	9,528,507	8,246,568	0	+57.95%
Placement with B/FIs	6,412,286	1,837,664	3,839,614	0	+248.94%
Loans & Advances
Loans and Advances	230,777,214	214,459,091	186,581,239	0	+7.61%
Breakdown
Loans & Advances to B/FIs	8,708,826	9,217,001	9,080,254	0	-5.51%
Loans & Advances to Customers	222,068,389	205,242,090	177,500,985	0	+8.20%
Investments
Investment Securities	53,778,766	52,459,880	45,523,266	0	+2.51%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	46,023	46,023	46,023	0	0.00%
Investment Property	4,996,004	2,386,388	2,220,104	0	+109.35%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	53,500	0	141,100	0	-
Deferred Tax Assets	1,198,593	809,233	144,511	0	+48.11%
Goodwill and Intangible Assets	386,410	373,580	372,180	0	+3.43%
Property & Equipment	1,913,016	1,992,571	2,071,726	0	-3.99%
Other Assets	2,921,270	2,837,334	2,212,439	0	+2.96%
Total Assets	325,394,311	299,614,784	260,155,187	0	+8.60%
Liabilities
Borrowings & Funding
Borrowings	14,849,952	19,369,900	24,259,706	0	-23.33%
Borrowing	1,493,500	2,754,000	2,669,000	0	-45.77%
Debt Securities Issued	9,167,407	9,159,435	9,152,213	0	+0.09%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	4,189,045	7,456,465	12,438,493	0	-43.82%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	271,312,349	244,802,428	202,541,745	0	+10.83%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	71768.63	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	3,341,006	3,427,409	3,356,469	0	-2.52%
Other Liabilities & Provisions	3,341,006	3,499,177	3,356,469	0	-4.52%
Total Liabilities	289,503,307	267,671,505	230,157,920	0	+8.16%
Shareholders Equity
Paid Up Capital	20,954,782	19,402,576	19,402,576	0	+8.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	14,163,219	10,808,318	10,281,344	0	+31.04%
Reserves & Surpluses	14,936,222	12,540,704	10,594,691	0	+19.10%
Retained Earnings	773,003	1,732,386	313,347	0	-55.38%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	35,891,004	31,943,280	29,997,267	0	+12.36%
Total Liabilities & Equity	325,394,311	299,614,784	260,155,187	0	+8.60%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	322	+1.98	+0.62%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	208	-1.4	-0.67%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	726	+2.03	+0.28%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	255	+5.49	+2.2%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	201.9	-4.1	-1.99%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	223.2	-5	-2.19%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	229.7	-0.6	-0.26%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	260.5	+0.6	+0.23%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	1.07	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	560	+6.91	+1.25%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	270	-2.01	-0.74%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	340	-4.2	-1.22%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	203	-1.2	-0.59%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	250.2	+3.09	+1.25%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PRVU	198	-1.9	-0.95%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	373	+1	+0.27%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	415	+1.49	+0.36%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	1.38	21.95	5.66	0.81	0.86%	9.4	9.94%
SBL	409	-0.98	-0.24%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	654	+2.99	+0.46%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	338.81	0.23	-0.11%	0.06	0.058	187.98	73.8%	9.79	15.92	18.81	275.51	3.37	3.79	14.93	4.57%	2.328	37.65	4.568	35.574	5.548	0.84	1%	8.68	10.4%
MED	265.25	-0	-0%	0.05	0.06	176.81	76.03%	9.47	15.04	18.48	272.13	3.42	3.69	14.14	4.96%	2.08	20.03	1.07	17.215	4.415	0.81	1%	9.08	10.27%
MAX	726	6.91	2.2%	0.14	0.06	272.79	85.88%	13.97	32.35	34.91	437.97	3.71	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	198	-5	-2.19%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%