Prime Commercial Bank Ltd.

BankingLow Cap

NPR 238.00

NPR -0.4-0.17%

09:14 AM NPT · May 13, 2026

Est. 2007 A.D. (2064 B.S.) as an A-class commercial bank licensed by Nepal Rastra Bank · Kamalpokhari, Kathmandu, Nepal · CEO: Sanjeev Manandhar

Prime Commercial Bank is a Category-“A” commercial bank in Nepal, established in September 2007 (2064 B.S.) as the 21st commercial bank in the country. Head-quartered in Kamalpokhari, Kathmandu, it operates a network of branches across the nation, offering a full spectrum of banking services from deposits and savings, current accounts, loans and credits, to trade financing, corporate banking, digital banking, cards, remittance, and other standard banking services for retail, corporate and SME customers. The bank aims to deliver accessible banking services across Nepal, supporting financial inclusion while positioning itself among the mid-to-large private sector banks. In recent years PCBL has demonstrated operational resilience: for example, in the first quarter of fiscal year 2082/83, the bank reported a net profit of NPR 1.25 billion a sign of continuing banking business growth and financial health.The bank is listed on the Nepal Stock Exchange (NEPSE) and has roughly 194 million shares outstanding (face value NPR 100), making it a publicly traded institution whose performance and governance are subject to market and regulatory scrutiny.

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Trading

Open

238.00

High

240.00

Low

235.00

Prev Close

238.40

Volume

58,952

Turnover

Rs 13,978,656.3

Txns

187

Valuation · Q2 FY25/26

EPS Ann.

19.50

EPS TTM

20.03

BVPS

165.80

P/E Ann.

12.21

P/E TTM

11.88

Graham #

269.71

Capital

Mkt Cap

46.18 Arab

Total

19.4 Crore

Public

9.51 Crore

Promoter

9.9 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

36.49

ADX

47.02

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

240.97

SMA 50

247.15

Bands & Channels

BB Width %

5.31%

Volume & Flow

OBV

13,436,575

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

234,310

Shares Bought

Total Sell

234,310

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 38%

Distribution 62%

Accumulators

Quantity

48,512

Amount

11,614,265

Avg Rate

239.41

Rank

#18

Brokers

#47#50#44#52

Distributors

Quantity

80,347

Amount

19,220,745

Avg Rate

239.22

Rank

#12

Brokers

#16#17#85#13

Net Flow Impact:

-31,835units

(Rs. -7,606,480)

Net Flow by Timeframe

PCBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 302,846 ]

Buy Side

Total: 148,644

Broker

QTY

AVG

NET

27,569

238.79

+2,556

11.8%

17,286

239.22

+17,216

7.4%

16,679

239.74

+6,014

7.1%

14,159

239.36

+10,632

6.0%

11,770

238.55

+7,230

5.0%

8,587

239.68

+8,238

3.7%

8,480

239.60

+7,648

3.6%

7,698

239.51

+7,588

3.3%

7,419

236.11

+7,416

3.2%

6,337

238.57

+637

2.7%

5,000

239.41

+5,000

2.1%

4,563

237.69

+3,693

1.9%

4,450

239.47

+4,450

1.9%

4,324

239.05

+3,952

1.9%

4,323

236.59

+3,503

1.8%

Sell Side

Total: 154,202

Broker

QTY

AVG

NET

53,176

239.13

-48,076

22.7%

20,129

238.11

-4,637

8.6%

11,453

240.71

-11,213

4.9%

11,295

239.16

-5,763

4.8%

8,790

239.43

-2,799

3.8%

7,931

238.02

-7,743

3.4%

7,787

238.89

-6,315

3.3%

5,142

239.47

-4,621

2.2%

4,895

238.53

-2,772

2.1%

4,781

240.29

-2,407

2.0%

4,389

235.98

-3,739

1.9%

4,000

239.88

-826

1.7%

3,898

237.02

-3,898

1.7%

3,647

236.26

-1,739

1.6%

2,889

239.37

-2,269

1.2%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	13,900,029,515	8,650,900,833	10,675,961,267	10,156,975,583	+60.68%
Money at Call & Short Notice	17,712,883,537	17,842,935,545	11,659,798,954	10,093,355,897	-0.73%
Due from NRB	15,363,283,621	12,530,612,526	7,838,188,993	8,468,177,597	+22.61%
Placement with B/FIs	2,349,599,916	5,312,323,019	3,821,609,961	1,625,178,300	-55.77%
Loans & Advances
Loans and Advances	225,415,214,774	206,864,921,409	179,969,221,390	156,551,081,253	+8.97%
Breakdown
Loans & Advances to B/FIs	8,240,081,489	9,801,339,381	9,239,003,739	6,237,739,828	-15.93%
Loans & Advances to Customers	217,175,133,285	197,063,582,028	170,730,217,651	150,313,341,425	+10.21%
Investments
Investment Securities	53,294,494,154	50,525,317,447	45,662,640,820	30,794,583,512	+5.48%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	46,023,000	46,023,000	46,023,000	46,023,000	0.00%
Investment Property	4,415,492,641	2,024,410,935	2,078,905,991	844,536,214	+118.11%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	0.00	0.00	0.00	236479774.00	-
Deferred Tax Assets	1,214,028,853	533,025,632	128,079,443	109,692,567	+127.76%
Goodwill and Intangible Assets	386,216,418	372,589,096	370,095,122	376,167,089	+3.66%
Property & Equipment	1,926,239,431	1,982,977,184	2,066,732,838	1,953,265,137	-2.86%
Other Assets	1,367,588,862	1,607,892,846	1,962,088,347	1,005,127,000	-14.95%
Total Assets	319,678,211,185	290,450,993,927	254,619,547,174	212,167,287,024	+10.06%
Liabilities
Borrowings & Funding
Borrowings	14,277,250,469	24,357,551,924	15,740,102,859	16,959,937,876	-41.38%
Borrowing	1,443,500,000	2,768,000,000	2,654,000,000	1,302,500,000	-47.85%
Debt Securities Issued	9,167,406,736	9,159,434,708	9,152,213,243	9,145,519,492	+0.09%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	3,666,343,733	12,430,117,216	3,933,889,616	6,106,938,384	-70.50%
Due to NRB	0.00	0.00	0.00	404980000.00	-
Deposits	267,331,520,698	231,566,508,751	206,261,005,876	164,464,758,293	+15.44%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	177,222,079	146,087,942	22,469,153	0	+21.31%
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	3,150,114,297	2,824,383,677	3,256,179,933	2,976,883,515	+11.53%
Other Liabilities & Provisions	3,327,336,376	2,970,471,619	3,278,649,086	2,976,883,515	+12.01%
Total Liabilities	284,936,107,543	258,894,532,294	225,279,757,821	184,401,579,683	+10.06%
Shareholders Equity
Paid Up Capital	20,954,781,773	19,402,575,716	19,402,575,716	19,402,575,716	+8.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	13,417,258,985	10,312,170,663	9,873,063,834	8,359,026,209	+30.11%
Reserves & Surpluses	13,787,321,871	12,153,885,914	9,937,213,637	8,363,131,625	+13.44%
Retained Earnings	370,062,886	1,841,715,251	64,149,803	4,105,416	-79.91%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	34,742,103,644	31,556,461,630	29,339,789,353	27,765,707,341	+10.10%
Total Liabilities & Equity	319,678,211,187	290,450,993,924	254,619,547,174	212,167,287,024	+10.06%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	310.7	+0.71	+0.23%	0.04	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203	-2.8	-1.36%	0.03	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	704.2	-1.76	-0.25%	0.1	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.5	+1.49	+0.64%	0.09	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.7	-0.2	-0.1%	0.05	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	219.5	+1.5	+0.69%	0.06	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.2	-2.69	-1.23%	0.06	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	249.5	0	0%	0.03	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	0.14	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	266	+1.01	+0.38%	0.04	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	354.9	-0.89	-0.25%	0.05	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	199.1	-2.91	-1.44%	0.07	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244.1	-0.1	-0.04%	0.05	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PRVU	199	-1.4	-0.7%	0.05	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	362.5	+0.51	+0.14%	0.05	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	394.9	-5.12	-1.28%	0.04	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SBL	393.5	-2.02	-0.51%	0.06	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	645.9	-1.1	-0.17%	0.06	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	329.34	-0.88	-0.29%	0.06	0.061	187.6	73.93%	15.47	18.72	271.94	3.55%	3.85%	4.73%	13.48%	3.264	22.26	0.369	21.844	34.987	11.088	0.79%	0.96%	8.32%	10.13%
MED	257.75	-0.55	-0.14%	0.05	0.06	182.71	75.65%	17.08	18.03	267.03	3.54%	3.72%	4.78%	13.45%	2.82	18.455	0	18.265	15.895	8.63	0.83%	1.02%	9.41%	11.24%
MAX	704.2	1.5	0.69%	0.14	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	2.06	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	199	-5.12	-1.44%	0.03	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%