Pokhara Finance Ltd.
NPR 366.00
09:14 AM NPT · Jun 26, 2026
Est. 2053 B.S. (Established in 1997 A.D. as a C-class financial institution licensed by Nepal Rastra Bank) · New Road, Pokhara-9, Kaski, Nepal · CEO: Prakash Gurung
Pokhara Finance Limited is a “C-class” licensed financial institution in Nepal that was originally established in 1997 AD (2053 B.S.) with head office at New Road, Pokhara-9, Kaski. Over nearly three decades of operations, PFL has expanded its network to multiple branches across various districts beyond Pokhara offering a broad set of financial services to individuals, small businesses, and retail customers. The company’s mandate includes deposit mobilisation, savings and fixed-deposit accounts, consumer and business loans, hire-purchase financing, and other standard financial-institution services meant to support trade, small entrepreneurship, housing, and general financial inclusion for underserved and semi-urban populations.PFL is publicly listed on the Nepal Stock Exchange under the symbol “PFL.” As of the recent public records, the total paid-up capital stands at approximately NPR 1.082 billion. The institution aims to channel savings from depositors and invest them into productive sectors through loans and financial services with an expressed goal to contribute to regional economic development, especially outside the Kathmandu valley. In addition to its traditional finance operations, PFL appears to engage in corporate-social responsibility (CSR) activities: for example, in 2025, on the occasion of its anniversary, the company organised a blood-donation program involving staff and the public indicating a degree of community engagement and social commitment beyond pure finance services.
Trading
Open
364.00
High
376.90
Low
362.70
Prev Close
364.00
Volume
5,346
Turnover
Rs 1,968,365.7
Txns
0
Valuation · Q3 FY25/26
EPS Ann.
9.00
EPS TTM
10.62
BVPS
63.41
P/E Ann.
40.67
P/E TTM
34.46
Graham #
113.32
Capital
Mkt Cap
3.96 Arab
Total
1.08 Crore
Public
43.3 Lakh
Promoter
64.95 Lakh
Technical Analysis
Indicator Signals
MACD
Strong SellRSI
BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
WeakMomentum
RSI (14)
26.78
ADX
14.1
Overall Score
Technical Score
Moving Averages
SMA 20
376.35
SMA 50
377.11
Bands & Channels
BB Width %
7.99%
Volume & Flow
OBV
4,259,994
Flow Analysis
[ Live 2026-06-26 ]
Total Buy
20,676
Shares Bought
Total Sell
20,676
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
55
Participating
ACCUM/DIST
Accumulation 54%
Distribution 46%
Accumulators
3Quantity
5,038
Amount
1,851,242
Avg Rate
367.46
Rank
#15
Brokers
Distributors
3Quantity
4,365
Amount
1,611,470
Avg Rate
369.18
Rank
#15
Brokers
Net Flow Impact:
+673unitsNet Flow by Timeframe
PFL — Broker Breakdown (7D)
[ Vol: 27,717 ]
Buy Side
Total: 12,738Broker
QTY
AVG
NET
%
Sell Side
Total: 14,979Broker
QTY
AVG
NET
%
Financial Fundamentals
Sector Peers — Finance (14)
Peer Comparison
Finance SECTOR — NEPAL
2025/2026 Q3
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
BFC | 513 | -2.01 | -0.39% | 0 | 0.07 | 112.72 | 68.95% | 6.42 | 8.8 | 15.28 | 196.86 | 4.19 | 3.43 | 16.11 | 13.08% | 5.51 | 52.92 | 0.33 | 33.64 | 15.16 | 1.11 | 1.93% | 7.87 | 13.66% |
CFCL | 619.5 | -5.31 | -0.85% | 0.01 | 0.07 | 114.62 | 58.1% | 8.15 | 5.19 | 11.5 | 172.21 | 4.41 | 4.83 | 7.67 | 14.17% | 6.14 | 101.75 | 1.04 | 54.78 | 13.89 | 0.52 | 1.18% | 4.71 | 10.43% |
GFCL | 630 | -2.91 | -0.46% | 0.01 | 0.07 | 207.18 | 68.56% | 8.12 | 14.28 | 9.64 | 211.98 | 4.06 | 4.93 | 11.79 | 9.86% | 4.14 | 45.04 | 0.08 | 69.4 | 9.45 | 0.81 | 0.54% | 7 | 4.72% |
GMFIL | 471.4 | -3.61 | -0.76% | 0 | 0.07 | 168.38 | 66.08% | 4.95 | 6 | 4.05 | 123.87 | 4.59 | 4.49 | 9.33 | 6.37% | 3.77 | 79.33 | 2.05 | 122.35 | 13.16 | 0.6 | 0.41% | 3.69 | 2.5% |
GUFL | 545 | -6.4 | -1.16% | 0 | 0.06 | 157.88 | 72.52% | 6.85 | 19.89 | 7.4 | 162.13 | 4.53 | 5.08 | 25.09 | 4.28% | 4.52 | 26.9 | 0.09 | 78.51 | 12 | 1.6 | 0.59% | 12.97 | 4.83% |
ICFC | 625 | +4.1 | +0.66% | 0.01 | 0.07 | 176.61 | 83.34% | 11.29 | 11.62 | 21.38 | 291.48 | 4.48 | 3.32 | 7.75 | 2.68% | 4.9 | 55.85 | - | 30.36 | 7.7 | 0.57 | 1.05% | 6.68 | 12.29% |
JFL | 401 | 0 | 0% | 0 | 0.05 | -6.46 | 96.39% | -104.13 | -5.62 | -15.65 | - | 4.6 | 3.88 | -13.66 | 59.12% | - | -75.62 | - | -27.39 | 18.39 | -0.73 | -2.06% | -34.19 | -95.25% |
MFIL | 790 | +12.21 | +1.57% | 0.01 | 0.08 | 182.2 | 84.99% | 10.13 | 21.6 | 26.8 | 331.46 | 4.59 | 4.41 | 13.8 | 3.99% | 6.14 | 38.84 | 1.33 | 30.03 | 9.54 | 1.12 | 1.39% | 12.25 | 15.21% |
MPFL | 615.5 | -1.48 | -0.24% | 0 | 0.06 | 119.31 | 59.04% | 5.09 | 1.16 | 1.15 | 55.56 | 4.58 | 3.28 | 2.83 | 7.44% | 7.5 | 578.45 | - | 558.26 | 29.1 | 0.17 | 0.17% | 0.97 | 0.97% |
NFS | 580 | -5.98 | -1.02% | 0.01 | 0.06 | 122.4 | 59.08% | 4.94 | -13.52 | -7.55 | - | 4.57 | 3.21 | -31.78 | 14.32% | 6.72 | -45.64 | - | -82.12 | 25.8 | -1.96 | -1.09% | -10.75 | -6% |
PROFL | 443.3 | -6.71 | -1.49% | 0 | 0.07 | 75.05 | 68.04% | 12.58 | -3.89 | -0.38 | - | 4.46 | 3.61 | -6.13 | 5.58% | 8.08 | -116.97 | - | -1,226.32 | 12.75 | -0.4 | -0.03% | -5.15 | -0.5% |
RLFL | 481.9 | -7.09 | -1.45% | 0.01 | 0.08 | 115.8 | 81.84% | 7.86 | 4.51 | 22.77 | 243.57 | 4.28 | 3.73 | 6.34 | 10.34% | 5.24 | 101 | 0.9 | 21.72 | 11.4 | 0.48 | 2.42% | 4.31 | 21.8% |
SFCL | 366.1 | -5.39 | -1.45% | 0 | 0.07 | 60.3 | 76.56% | 6.62 | 0.12 | 8.35 | 106.44 | 4.58 | 3.56 | 0.38 | 8.09% | 8.78 | 3,308.33 | 32.34 | 47.44 | 22.6 | 0.03 | 1.98% | 0.2 | 14.65% |
SIFC | 540 | -6.01 | -1.1% | 0.01 | 0.07 | 139.08 | 72.92% | 6.5 | 3.38 | 4.62 | 120.24 | 3.78 | 3.49 | 4.76 | 4.02% | 5.33 | 164.5 | - | 123.94 | 13.94 | 0.32 | 0.45% | 2.41 | 3.3% |
| AVG | 544.41 | -2.61 | -0.58% | 0.01 | 0.068 | 124.65 | 72.6% | -0.33 | 5.25 | 7.81 | 183.25 | 4.41 | 3.95 | 3.88 | 11.67% | 5.905 | 308.19 | 4.77 | -11.814 | 15.349 | 0.3 | 0.64% | 0.93 | 0.19% |
| MED | 542.5 | -4.46 | -0.8% | 0 | 0.07 | 120.86 | 70.74% | 6.73 | 4.85 | 7.88 | 172.21 | 4.51 | 3.67 | 7.01 | 7.77% | 5.51 | 54.39 | 0.97 | 40.54 | 13.525 | 0.5 | 0.57% | 4 | 4.78% |
| MAX | 790 | 12.21 | 1.57% | 0.01 | 0.08 | 207.18 | 96.39% | 12.58 | 21.6 | 26.8 | 331.46 | 4.6 | 5.08 | 25.09 | 59.12% | 8.78 | 3,308.33 | 32.34 | 558.26 | 29.1 | 1.6 | 2.42% | 12.97 | 21.8% |
| MIN | 366.1 | -7.09 | -1.49% | 0 | 0.05 | -6.46 | 58.1% | -104.13 | -13.52 | -15.65 | 55.56 | 3.78 | 3.21 | -31.78 | 2.68% | 3.77 | -116.97 | 0.08 | -1,226.32 | 7.7 | -1.96 | -2.06% | -34.19 | -95.25% |