Indicator Signals
MACD
SellRSI
BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
ModerateMomentum
RSI (14)
37.85
ADX
21.31
Overall Score
Technical Score
Moving Averages
SMA 20
364.5
SMA 50
371.75
Bands & Channels
BB Width %
6.34%
Volume & Flow
OBV
4,219,288
NPR 351.00
09:14 AM NPT · Sep 24, 2026
Est. 2053 B.S. (Established in 1997 A.D. as a C-class financial institution licensed by Nepal Rastra Bank) · New Road, Pokhara-9, Kaski, Nepal · CEO: Prakash Gurung
Pokhara Finance Limited is a “C-class” licensed financial institution in Nepal that was originally established in 1997 AD (2053 B.S.) with head office at New Road, Pokhara-9, Kaski. Over nearly three decades of operations, PFL has expanded its network to multiple branches across various districts beyond Pokhara offering a broad set of financial services to individuals, small businesses, and retail customers. The company’s mandate includes deposit mobilisation, savings and fixed-deposit accounts, consumer and business loans, hire-purchase financing, and other standard financial-institution services meant to support trade, small entrepreneurship, housing, and general financial inclusion for underserved and semi-urban populations.PFL is publicly listed on the Nepal Stock Exchange under the symbol “PFL.” As of the recent public records, the total paid-up capital stands at approximately NPR 1.082 billion. The institution aims to channel savings from depositors and invest them into productive sectors through loans and financial services with an expressed goal to contribute to regional economic development, especially outside the Kathmandu valley. In addition to its traditional finance operations, PFL appears to engage in corporate-social responsibility (CSR) activities: for example, in 2025, on the occasion of its anniversary, the company organised a blood-donation program involving staff and the public indicating a degree of community engagement and social commitment beyond pure finance services.
Trading
Open
360.00
High
365.00
Low
351.00
Prev Close
355.40
Volume
15,313
Turnover
Rs 5,424,160.7
Txns
133
Valuation · Q4 FY25/26
EPS Ann.
13.37
EPS TTM
13.37
BVPS
70.01
P/E Ann.
26.25
P/E TTM
26.25
Graham #
145.12
Capital
Mkt Cap
3.8 Arab
Total
1.08 Crore
Public
43.3 Lakh
Promoter
64.95 Lakh
[ Live 2026-09-24 ]
Total Buy
54,782
Shares Bought
Total Sell
54,782
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
61
Participating
ACCUM/DIST
Accumulation 61%
Distribution 39%
Accumulators
4Quantity
18,951
Amount
6,794,738
Avg Rate
358.54
Rank
#6
Brokers
Distributors
3Quantity
12,333
Amount
4,476,298
Avg Rate
362.95
Rank
#10
Brokers
Net Flow Impact:
+6,618unitsNet Flow by Timeframe
[ Vol: 76,366 ]
Buy Side
Total: 39,732Broker
QTY
AVG
NET
%
Sell Side
Total: 36,634Broker
QTY
AVG
NET
%
Peer Comparison
Finance SECTOR — NEPAL
2025/2026 Q4
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
BFC | 447 | +3.02 | +0.68% | 0 | 0.06 | 113.08 | 70.53% | 6.46 | 7.84 | 7.84 | 141.23 | 4.1 | 2.83 | 15 | 10.7% | 4.55 | 65.63 | 0.02 | 59.18 | 9.85 | 0.95 | 0.95% | 6.58 | 6.58% |
CFCL | 567.9 | +0.91 | +0.16% | 0.01 | 0.07 | 122.15 | 59.89% | 7.58 | 13.44 | 13.44 | 192.19 | 4.42 | 4.61 | 19.95 | 10.12% | 4.98 | 45.31 | 1 | 43.15 | 9.04 | 1.35 | 1.35% | 11.38 | 11.38% |
GFCL | 577 | +2.01 | +0.35% | 0.01 | 0.07 | 211.01 | 69.3% | 7.1 | 14.96 | 14.96 | 266.51 | 4.21 | 3.45 | 13.78 | 6.27% | 2.8 | 39.45 | 0.01 | 38.54 | 5.44 | 0.91 | 0.91% | 7.33 | 7.33% |
GMFIL | 421 | -4.98 | -1.17% | 0 | 0.06 | 157.55 | 66.24% | 5.29 | 4.56 | 4.56 | 127.14 | 4.34 | 4.02 | 7.53 | 5.2% | 2.86 | 98.68 | 1.44 | 94.06 | 7.43 | 0.46 | 0.46% | 2.93 | 2.93% |
GUFL | 496.4 | +0.4 | +0.08% | 0 | 0.06 | 167.43 | 72.62% | 6.68 | 25.28 | 25.28 | 308.6 | 4.57 | 5.07 | 31.55 | 13.32% | 3.23 | 21.36 | 0.07 | 20.17 | 6.74 | 1.99 | 1.99% | 16.31 | 16.31% |
ICFC | 595 | +3.08 | +0.52% | 0.01 | 0.07 | 189.32 | 85.59% | 10.69 | 22.33 | 22.33 | 308.41 | 4.09 | 3.35 | 14.65 | 1.55% | 3.11 | 26.38 | - | 27.14 | 3.87 | 1.06 | 1.06% | 11.93 | 11.93% |
JFL | 285 | +5.89 | +2.11% | 0 | 0.07 | -0.89 | 93.39% | -721.99 | 1.35 | 1.35 | - | 4.6 | 7.93 | 2.62 | 61.55% | - | 283.7 | 2.06 | 214.81 | 7.44 | 0.19 | 0.19% | 127.85 | 127.85% |
MFIL | 764.8 | -4.23 | -0.55% | 0.01 | 0.08 | 193.63 | 82.99% | 9.85 | 27.85 | 27.85 | 348.33 | 4.39 | 4.44 | 17.93 | 3.43% | 3.99 | 27.72 | 1.38 | 27.29 | 4.97 | 1.37 | 1.37% | 14.87 | 14.87% |
MPFL | 588 | -2.01 | -0.34% | 0 | 0.06 | 121.76 | 64.49% | 5.15 | 8.91 | 8.91 | 156.24 | 4.54 | 3.59 | 20.58 | 3.3% | 4.88 | 66.67 | 0.5 | 67.12 | 13.73 | 1.27 | 1.27% | 7.18 | 7.18% |
NFS | 495 | +8.99 | +1.85% | 0 | 0.06 | 123.18 | 59.71% | 4.91 | -8.95 | -8.95 | - | 4.55 | 3.42 | -20.62 | 13.83% | 4.51 | -62.01 | - | -56.31 | 12.8 | -1.27 | -1.27% | -6.95 | -6.95% |
PROFL | 391 | +7.7 | +2.01% | 0 | 0.06 | 83.84 | 69.6% | 11.52 | 5.92 | 5.92 | 105.68 | 4.55 | 3.5 | 9.25 | 3.01% | 5.16 | 73.14 | - | 65.57 | 6.78 | 0.59 | 0.59% | 7.25 | 7.25% |
RLFL | 424 | +1.1 | +0.26% | 0 | 0.07 | 116.78 | 85.02% | 8.56 | 4.51 | 4.51 | 108.86 | 4.15 | 3.11 | 6.44 | 6.55% | 3.85 | 99.78 | 5.15 | 94.68 | 6.43 | 0.44 | 0.44% | 3.97 | 3.97% |
SFCL | 370 | 0 | 0% | 0 | 0.07 | 60.3 | 76.56% | 6.62 | 0.12 | 8.35 | 106.44 | 4.58 | 3.56 | 0.38 | 8.09% | 8.78 | 3,308.33 | 32.34 | 47.44 | 22.6 | 0.03 | 1.98% | 0.2 | 14.65% |
SIFC | 480.3 | -0.72 | -0.15% | 0 | 0.07 | 139.82 | 71.39% | 6.47 | 4.62 | 4.62 | 120.56 | 3.68 | 3.69 | 6.54 | 3.74% | 3.64 | 110.17 | - | 104.85 | 7.21 | 0.45 | 0.45% | 3.27 | 3.27% |
| AVG | 493.03 | 1.51 | 0.41% | 0 | 0.066 | 128.5 | 73.38% | -44.65 | 9.48 | 10.07 | 190.85 | 4.34 | 4.04 | 10.4 | 10.76% | 4.334 | 300.31 | 4.397 | 60.549 | 8.881 | 0.7 | 0.84% | 15.29 | 16.33% |
| MED | 487.65 | 1 | 0.21% | 0 | 0.07 | 122.67 | 70.96% | 6.65 | 6.88 | 8.09 | 148.74 | 4.4 | 3.58 | 11.52 | 6.41% | 3.99 | 66.15 | 1.19 | 53.31 | 7.32 | 0.75 | 0.93% | 7.22 | 7.29% |
| MAX | 764.8 | 8.99 | 2.11% | 0.01 | 0.08 | 211.01 | 93.39% | 11.52 | 27.85 | 27.85 | 348.33 | 4.6 | 7.93 | 31.55 | 61.55% | 8.78 | 3,308.33 | 32.34 | 214.81 | 22.6 | 1.99 | 1.99% | 127.85 | 127.85% |
| MIN | 285 | -4.98 | -1.17% | 0 | 0.06 | -0.89 | 59.71% | -721.99 | -8.95 | -8.95 | 105.68 | 3.68 | 2.83 | -20.62 | 1.55% | 2.8 | -62.01 | 0.01 | -56.31 | 3.87 | -1.27 | -1.27% | -6.95 | -6.95% |