NPR 368.10
09:14 AM NPT · Sep 10, 2026
Est. 2051-06-14 B.S. (Started operations on 2052-11-14 B.S.; renamed to Progressive Finance Limited in 2067 B.S.) · Tinkune, Kathmandu, Nepal · CEO: Anil Shrestha
Progressive Finance is a “C-class” financial institution in Nepal, originally registered under the Company Act on 14 Ashwin 2051 B.S. (as a private finance company), and later renamed from “Merchant Finance Limited” to “Progressive Finance Limited” in 2067 B.S. after approval by its AGM and regulatory authorities. Starting operations on 14 Falgun 2052 B.S., it has gradually expanded its operations and footprint across Nepal. Progressive Finance provides a broad array of financial services beyond traditional micro-finance, including loans for auto/hire-purchase, real estate, personal loans, SME/business loans, loans against fixed deposits, and also supports sectors like agriculture via unified-agriculture loans.They also offer deposit mobilisation, savings, fixed deposits, and recently have bolstered their digital banking offerings through a mobile banking app contributing to financial inclusion and convenience for clients across urban and rural areas. Over time, PROFL has built up its capital base significantly: after issuing public and right shares, as of 15 Baishakh 2076 B.S. its total collected capital stood at NPR 800,100,000. On the Nepal Stock Exchange (NEPSE), PROFL is listed under the symbol “PROFL.” In recent years, the company has gone through ups and downs: in the first quarter of fiscal year 2082/83, it reported a net loss of NPR 39.08 million a reminder of the risks finance firms face under changing macroeconomic conditions, interest rate fluctuations, and possibly rising non-performing assets. Despite these, Progressive Finance remains a recognized name in Nepal’s finance sector, leveraging both traditional lending/deposit services and digital banking tools to serve a wide customer base.
Trading
Open
365.00
High
370.00
Low
360.10
Prev Close
374.00
Volume
7,144
Turnover
Rs 2,616,245.7
Txns
0
Valuation · Q4 FY25/26
EPS Ann.
5.92
EPS TTM
5.92
BVPS
83.84
P/E Ann.
62.18
P/E TTM
62.18
Graham #
105.68
Capital
Mkt Cap
3.12 Arab
Total
84.81 Lakh
Public
41.56 Lakh
Promoter
43.25 Lakh
Indicator Signals
MACD
Strong SellRSI
Strong BuySuperTrend
Strong SellTrend Analysis
Direction
UptrendStrength
Very StrongMomentum
RSI (14)
19.37
ADX
76.74
Overall Score
Technical Score
Moving Averages
SMA 20
394.71
SMA 50
418.49
Bands & Channels
BB Width %
18.34%
Volume & Flow
OBV
5,684,395
[ Live 2026-09-10 ]
Total Buy
24,783
Shares Bought
Total Sell
24,783
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
45
Participating
ACCUM/DIST
Accumulation 53%
Distribution 47%
Accumulators
3Quantity
9,185
Amount
3,412,719
Avg Rate
371.55
Rank
#11
Brokers
Distributors
2Quantity
7,999
Amount
2,963,193
Avg Rate
370.45
Rank
#11
Brokers
Net Flow Impact:
+1,186unitsNet Flow by Timeframe
[ Vol: 40,588 ]
Buy Side
Total: 20,740Broker
QTY
AVG
NET
%
Sell Side
Total: 19,848Broker
QTY
AVG
NET
%
Peer Comparison
Finance SECTOR — NEPAL
2025/2026 Q4
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
BFC | 420 | -17 | -3.89% | 0 | 0.06 | 113.08 | 70.53% | 6.46 | 7.84 | 7.84 | 141.23 | 4.1 | 2.83 | 15 | 10.7% | 4.55 | 65.63 | 60.46 | 9.85 | 0.95 | 0.95% | 6.58 | 6.58% |
CFCL | 586 | +25.02 | +4.46% | 0.01 | 0.07 | 122.15 | 59.89% | 7.58 | 13.44 | 13.44 | 192.19 | 4.42 | 4.61 | 19.95 | 10.12% | 4.98 | 45.31 | 44.57 | 9.04 | 1.35 | 1.35% | 11.38 | 11.38% |
GFCL | 566.9 | -6.07 | -1.06% | 0.01 | 0.07 | 211.01 | 69.3% | 7.1 | 14.96 | 14.96 | 266.51 | 4.21 | 3.45 | 13.78 | 6.27% | 2.8 | 39.45 | 39.44 | 5.44 | 0.91 | 0.91% | 7.33 | 7.33% |
GMFIL | 410.8 | -7.1 | -1.7% | 0 | 0.06 | 157.55 | 66.24% | 5.29 | 4.56 | 4.56 | 127.14 | 4.34 | 4.02 | 7.53 | 5.2% | 2.86 | 98.68 | 96.67 | 7.43 | 0.46 | 0.46% | 2.93 | 2.93% |
GUFL | 480 | -10 | -2.04% | 0 | 0.06 | 167.43 | 72.62% | 6.68 | 25.28 | 25.28 | 308.6 | 4.57 | 5.07 | 31.55 | 13.32% | 3.23 | 21.36 | 20.57 | 6.74 | 1.99 | 1.99% | 16.31 | 16.31% |
ICFC | 580.5 | -2.27 | -0.39% | 0.01 | 0.07 | 189.32 | 85.59% | 10.69 | 22.33 | 22.33 | 308.41 | 4.09 | 3.35 | 14.65 | 1.55% | 3.11 | 26.38 | 26.69 | 3.87 | 1.06 | 1.06% | 11.93 | 11.93% |
JFL | 278 | +11.41 | +4.28% | 0 | 0.07 | -0.89 | 93.39% | -721.99 | 1.35 | 1.35 | - | 4.6 | 7.93 | 2.62 | 61.55% | - | 283.7 | 281.48 | 7.44 | 0.19 | 0.19% | 127.85 | 127.85% |
MFIL | 726 | 0 | 0% | 0.01 | 0.08 | 193.63 | 82.99% | 9.85 | 27.85 | 27.85 | 348.33 | 4.39 | 4.44 | 17.93 | 3.43% | 3.99 | 27.72 | 26.82 | 4.97 | 1.37 | 1.37% | 14.87 | 14.87% |
MPFL | 569.5 | -15.5 | -2.65% | 0 | 0.06 | 121.76 | 64.49% | 5.15 | 8.91 | 8.91 | 156.24 | 4.54 | 3.59 | 20.58 | 3.3% | 4.88 | 66.67 | 68.55 | 13.73 | 1.27 | 1.27% | 7.18 | 7.18% |
NFS | 471 | -20.09 | -4.09% | 0 | 0.06 | 123.18 | 59.71% | 4.91 | -8.95 | -8.95 | - | 4.55 | 3.42 | -20.62 | 13.83% | 4.51 | -62.01 | -61.46 | 12.8 | -1.27 | -1.27% | -6.95 | -6.95% |
PFL | 364 | 0 | 0% | 0 | 0.05 | 70.01 | 66.43% | 8.07 | 13.37 | 13.37 | 145.12 | 4.16 | 2.92 | 46.28 | 20.84% | 5.2 | 27.23 | 27.23 | 12.6 | 2.54 | 2.54% | 26.59 | 26.59% |
RLFL | 415.9 | -5.52 | -1.31% | 0 | 0.07 | 116.78 | 85.02% | 8.56 | 4.51 | 4.51 | 108.86 | 4.15 | 3.11 | 6.44 | 6.55% | 3.85 | 99.78 | 96.45 | 6.43 | 0.44 | 0.44% | 3.97 | 3.97% |
SFCL | 370 | 0 | 0% | 0 | 0.07 | 60.3 | 76.56% | 6.62 | 0.12 | 8.35 | 106.44 | 4.58 | 3.56 | 0.38 | 8.09% | 8.78 | 3,308.33 | 47.44 | 22.6 | 0.03 | 1.98% | 0.2 | 14.65% |
SIFC | 466.8 | -2.2 | -0.47% | 0 | 0.07 | 139.82 | 71.39% | 6.47 | 4.62 | 4.62 | 120.56 | 3.68 | 3.69 | 6.54 | 3.74% | 3.64 | 110.17 | 107.58 | 7.21 | 0.45 | 0.45% | 3.27 | 3.27% |
| AVG | 478.96 | -3.52 | -0.63% | 0 | 0.066 | 127.51 | 73.15% | -44.9 | 10.01 | 10.6 | 194.14 | 4.31 | 4 | 13.04 | 12.04% | 4.337 | 297.03 | 63.035 | 9.296 | 0.84 | 0.98% | 16.67 | 17.71% |
| MED | 468.9 | -3.9 | -0.77% | 0 | 0.07 | 122.67 | 70.96% | 6.65 | 8.38 | 8.63 | 150.68 | 4.37 | 3.58 | 14.22 | 7.32% | 3.99 | 55.47 | 46.005 | 7.435 | 0.93 | 1.01% | 7.26 | 9.36% |
| MAX | 726 | 25.02 | 4.46% | 0.01 | 0.08 | 211.01 | 93.39% | 10.69 | 27.85 | 27.85 | 348.33 | 4.6 | 7.93 | 46.28 | 61.55% | 8.78 | 3,308.33 | 281.48 | 22.6 | 2.54 | 2.54% | 127.85 | 127.85% |
| MIN | 278 | -20.09 | -4.09% | 0 | 0.05 | -0.89 | 59.71% | -721.99 | -8.95 | -8.95 | 106.44 | 3.68 | 2.83 | -20.62 | 1.55% | 2.8 | -62.01 | -61.46 | 3.87 | -1.27 | -1.27% | -6.95 | -6.95% |