Prabhu Bank Limited

BankingLow Cap

NPR 187.30

NPR +1+0.54%

09:14 AM NPT · Sep 24, 2026

Est. 2001 A.D. (Established as an A-class commercial bank under Nepal Rastra Bank) · Prabhu Bank Building, Babarmahal/Rudramati Marg, Kathmandu, Nepal · CEO: Ashok Sherchan

Prabhu Bank is a major "A-class" commercial bank in Nepal, headquartered in Kathmandu (Babarmahal / Rudramati-Marg). Established in 2001, Prabhu Bank has grown substantially over the years, expanding to a large national presence. As of 2022, the bank reportedly operated over 217 branches nationwide. Prabhu Bank offers the full spectrum of banking services typical of a universal commercial bank: deposits and savings accounts, corporate and retail loans, credit and debit cards, remittance services, merchant banking, and other financial services.Through its broad branch/ATM network, the bank aims to serve both urban and semi-urban/rural clientele, contributing to financial inclusion and accessible banking across Nepal’s provinces. Prabhu Bank also emphasizes modern banking conveniences mobile and internet banking, card services, remittance facilitation, and other customer-oriented services to provide digital and accessible banking. Its publicly traded status (on the Nepal Stock Exchange) and diversified operations make it a significant player in Nepal’s banking and financial sector. However like many large banks Prabhu Bank also periodically faces scrutiny and challenges. Recent events include regulatory and legal scrutiny: the current CEO has been subject to investigation by law-enforcement as of late 2025.

www.prabhubank.com/

Trading

Open

188.00

High

188.60

Low

186.00

Prev Close

186.30

Volume

66,281

Turnover

Rs 12,412,295.2

Txns

230

Valuation · Q4 FY25/26

EPS Ann.

-1.02

EPS TTM

-1.02

BVPS

140.92

P/E Ann.

-183.63

P/E TTM

-183.63

Graham #

N/A

Capital

Mkt Cap

44.1 Arab

Total

23.54 Crore

Public

11.54 Crore

Promoter

12.01 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

68.17

ADX

20.52

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

182.43

SMA 50

187.89

Bands & Channels

BB Width %

10.65%

Volume & Flow

OBV

191,027

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

566,295

Shares Bought

Total Sell

566,295

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 58%

Distribution 42%

Accumulators

Quantity

133,817

Amount

25,283,862

Avg Rate

188.94

Rank

#17

Brokers

#40#44#25#80

Distributors

Quantity

96,084

Amount

18,170,808

Avg Rate

189.11

Rank

#17

Brokers

#33#35#46#22#13

Net Flow Impact:

+37,733units

(Rs. 7,113,054)

Net Flow by Timeframe

PRVU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 641,756 ]

Buy Side

Total: 309,324

Broker

QTY

AVG

NET

59,520

189.86

+56,253

10.5%

28,855

188.09

+327

5.1%

27,150

188.03

+22,761

4.8%

24,536

189.17

+21,736

4.3%

22,611

187.39

+21,111

4.0%

20,139

187.23

+15,780

3.6%

16,168

189.44

+4,909

2.9%

15,577

191.19

+12,440

2.8%

14,979

188.26

+7,645

2.6%

14,944

190.34

+13,809

2.6%

14,302

187.84

+782

2.5%

13,492

189.52

+10,505

2.4%

13,094

189.09

+1,320

2.3%

12,417

187.58

+6,056

2.2%

11,540

188.70

+10,815

2.0%

Sell Side

Total: 332,432

Broker

QTY

AVG

NET

82,568

189.38

-8,488

14.6%

31,723

190.01

-2,261

5.6%

27,612

189.20

-16,695

4.9%

24,400

189.10

-13,136

4.3%

20,258

189.61

-5,729

3.6%

18,803

188.81

-8,949

3.3%

18,027

189.22

-11,617

3.2%

15,270

188.35

-5,905

2.7%

15,246

189.90

-8,998

2.7%

15,092

189.52

-10,677

2.7%

13,948

188.78

-11,408

2.5%

13,231

188.15

-11,911

2.3%

13,132

189.45

-9,648

2.3%

12,814

189.81

-12,044

2.3%

10,308

188.70

-10,258

1.8%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	8,661,329	7,853,954	7,463,571	0	+10.28%
Money at Call & Short Notice	22,615,397	21,960,568	16,257,525	0	+2.98%
Due from NRB	14,501,005	20,873,856	15,371,127	0	-30.53%
Placement with B/FIs	8,114,392	1,086,712	886,398	0	+646.69%
Loans & Advances
Loans and Advances	221,493,775	238,199,981	234,003,421	0	-7.01%
Breakdown
Loans & Advances to B/FIs	6,947,231	7,829,686	8,813,262	0	-11.27%
Loans & Advances to Customers	214,546,544	230,370,295	225,190,159	0	-6.87%
Investments
Investment Securities	130,724,421	119,662,947	93,285,375	0	+9.24%
Investment in Subsidiaries	795,729	795,729	795,729	0	0.00%
Investment in Associates	471,255	0	27,500	0	-
Investment Property	2,328,821	1,654,263	783,046	0	+40.78%
Other Assets
Derivative Financial Instruments	9,040,492	7,217,243	261,463	0	+25.26%
Other Trading Assets	185,315	197,869	202,231	0	-6.34%
Current Tax Assets	113,086	423,049	0	0	-73.27%
Deferred Tax Assets	1,406,666	869,217	404,203	0	+61.83%
Goodwill and Intangible Assets	242,349	298,192	323,272	0	-18.73%
Property & Equipment	3,823,440	4,292,137	4,545,050	0	-10.92%
Other Assets	21,173,467	16,250,450	8,252,627	0	+30.29%
Total Assets	412,087,634	410,670,031	365,413,844	0	+0.35%
Liabilities
Borrowings & Funding
Borrowings	13,034,766	14,429,070	15,725,684	0	-9.66%
Borrowing	0.00	687750.00	668250.00	0	-100.00%
Debt Securities Issued	7,843,229	7,841,669	7,840,248	0	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	5,191,537	5,899,651	7,216,236	0	-12.00%
Due to NRB	0.00	0.00	950.00	0	-
Deposits	348,043,138	342,188,540	305,012,852	0	+1.71%
Other Liabilities
Derivative Financial Instruments	9,040,492	7,217,243	261,463	0	+25.26%
Provisions	105,679	105,679	97,679	0	0.00%
Current Tax Liabilities	0.00	0.00	2803.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	8,645,949	8,583,156	7,880,208	0	+0.73%
Other Liabilities & Provisions	17,833,730	15,913,587	8,240,653	0	+12.07%
Total Liabilities	378,911,634	372,531,197	328,979,189	0	+1.71%
Shareholders Equity
Paid Up Capital	23,542,490	23,542,490	23,542,490	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	15,946,628	13,551,236	11,668,220	0	+17.68%
Reserves & Surpluses	9,633,511	14,596,344	12,892,165	0	-34.00%
Retained Earnings	-6,313,117	1,045,108	1,223,945	0	-704.06%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	33,176,001	38,138,834	36,434,655	0	-13.01%
Total Liabilities & Equity	412,087,635	410,670,031	365,413,844	0	+0.35%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	313	+1.99	+0.64%	0.04	0.05	197.11	66.78%	9.8	16.11	13.33	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	213.4	+1.4	+0.66%	0.03	0.06	160.51	75.72%	9.79	13.53	13.53	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	697.4	+0.63	+0.09%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	243.8	+0.8	+0.33%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	195.5	-1.5	-0.76%	0.04	0.06	177.48	72.74%	9.43	6.56	6.56	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	226	+0.99	+0.44%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	250	+4.11	+1.67%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	258.5	+0.49	+0.19%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	569	+4.01	+0.71%	0.15	0.06	224.31	80.18%	9.22	24.66	24.66	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	292	+0.5	+0.17%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	316.3	-0.7	-0.22%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	194.6	+2.1	+1.09%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	257.1	+3.4	+1.34%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	257	+4	+1.58%	0.05	0.07	175.8	83.36%	8.12	19.63	19.63	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
SANIMA	368	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	404.2	-2.81	-0.69%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	456.8	-0.18	-0.04%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	3.69	3.73	16.71	1.06%	1.96	20.53	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	657.2	+2.03	+0.31%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	342.77	1.18	0.42%	0.06	0.057	194.81	72.38%	9.74	18.55	18.4	3.37	3.81	17.02	4.72%	1.654	31.53	32.833	3.048	0.94	0.94%	9.75	9.75%
MED	275.25	0.9	0.32%	0.05	0.06	180.31	74.2%	9.8	18.03	18.03	3.41	3.67	16.08	4.56%	1.485	18.65	20.07	2.435	0.93	0.93%	10.15	10.15%
MAX	697.4	4.11	1.67%	0.15	0.07	287.7	83.36%	14.32	36.95	36.95	3.77	5.62	38.39	9.26%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	194.6	-2.81	-0.76%	0.03	0.04	156.01	47.24%	6.94	1.22	1.22	2.83	3.42	0.79	0.49%	0.91	7.45	8.06	1.75	0.04	0.04%	0.65	0.65%