Prabhu Bank Limited

BankingLow Cap

NPR 187.60

NPR +0.6+0.32%

09:14 AM NPT · Nov 6, 2026

Est. 2001 A.D. (Established as an A-class commercial bank under Nepal Rastra Bank) · Prabhu Bank Building, Babarmahal/Rudramati Marg, Kathmandu, Nepal · CEO: Ashok Sherchan

Prabhu Bank is a major "A-class" commercial bank in Nepal, headquartered in Kathmandu (Babarmahal / Rudramati-Marg). Established in 2001, Prabhu Bank has grown substantially over the years, expanding to a large national presence. As of 2022, the bank reportedly operated over 217 branches nationwide. Prabhu Bank offers the full spectrum of banking services typical of a universal commercial bank: deposits and savings accounts, corporate and retail loans, credit and debit cards, remittance services, merchant banking, and other financial services.Through its broad branch/ATM network, the bank aims to serve both urban and semi-urban/rural clientele, contributing to financial inclusion and accessible banking across Nepal’s provinces. Prabhu Bank also emphasizes modern banking conveniences mobile and internet banking, card services, remittance facilitation, and other customer-oriented services to provide digital and accessible banking. Its publicly traded status (on the Nepal Stock Exchange) and diversified operations make it a significant player in Nepal’s banking and financial sector. However like many large banks Prabhu Bank also periodically faces scrutiny and challenges. Recent events include regulatory and legal scrutiny: the current CEO has been subject to investigation by law-enforcement as of late 2025.

www.prabhubank.com/

Trading

Open

188.50

High

190.00

Low

186.90

Prev Close

187.00

Volume

80,406

Turnover

Rs 15,084,412

Txns

Valuation · Q4 FY25/26

EPS Ann.

-1.02

EPS TTM

-1.02

BVPS

140.92

P/E Ann.

-183.92

P/E TTM

-183.92

Graham #

N/A

Capital

Mkt Cap

45.39 Arab

Total

24.2 Crore

Public

11.86 Crore

Promoter

12.34 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

48.57

ADX

19.64

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

188.56

SMA 50

185.25

Bands & Channels

BB Width %

8.54%

Volume & Flow

OBV

874,781

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

921,147

Shares Bought

Total Sell

921,147

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 34%

Distribution 66%

Accumulators

Quantity

199,143

Amount

37,655,658

Avg Rate

189.09

Rank

#16

Brokers

#80#22#49#35#43

Distributors

Quantity

394,393

Amount

74,469,547

Avg Rate

188.82

Rank

#12

Brokers

#58#44#42#25

Net Flow Impact:

-195,250units

(Rs. -36,813,890)

Net Flow by Timeframe

PRVU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,058,093 ]

Buy Side

Total: 434,504

Broker

QTY

AVG

NET

53,495

188.13

+52,495

5.8%

48,762

190.13

+6,039

5.3%

48,640

189.02

+30,048

5.3%

45,397

189.77

+39,061

4.9%

29,756

188.95

+2,017

3.2%

29,403

189.24

+23,030

3.2%

29,351

188.45

+17,936

3.2%

24,636

189.60

+7,015

2.7%

24,358

189.13

+16,348

2.6%

22,208

189.94

+20,512

2.4%

19,713

189.22

+11,905

2.1%

17,196

189.97

+9,806

1.9%

14,920

187.40

+13,920

1.6%

13,768

189.57

+5,636

1.5%

12,901

189.26

+7,188

1.4%

Sell Side

Total: 623,589

Broker

QTY

AVG

NET

206,756

188.68

-114,018

22.4%

73,418

190.34

-39,005

8.0%

62,680

188.64

-12,972

6.8%

58,591

188.70

-55,909

6.4%

55,628

187.48

-35,283

6.0%

54,423

189.12

-9,057

5.9%

101

21,003

189.10

-20,993

2.3%

19,546

189.71

-12,338

2.1%

14,070

190.63

-2,065

1.5%

11,307

190.16

-6,169

1.2%

10,780

189.65

-5,557

1.2%

9,650

190.30

-5,290

1.1%

9,500

188.17

-9,500

1.0%

8,121

190.15

-5,390

0.9%

8,116

189.48

-931

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	8,661,329	7,853,954	7,463,571	0	+10.28%
Money at Call & Short Notice	22,615,397	21,960,568	16,257,525	0	+2.98%
Due from NRB	14,501,005	20,873,856	15,371,127	0	-30.53%
Placement with B/FIs	8,114,392	1,086,712	886,398	0	+646.69%
Loans & Advances
Loans and Advances	221,493,775	238,199,981	234,003,421	0	-7.01%
Breakdown
Loans & Advances to B/FIs	6,947,231	7,829,686	8,813,262	0	-11.27%
Loans & Advances to Customers	214,546,544	230,370,295	225,190,159	0	-6.87%
Investments
Investment Securities	130,724,421	119,662,947	93,285,375	0	+9.24%
Investment in Subsidiaries	795,729	795,729	795,729	0	0.00%
Investment in Associates	471,255	0	27,500	0	-
Investment Property	2,328,821	1,654,263	783,046	0	+40.78%
Other Assets
Derivative Financial Instruments	9,040,492	7,217,243	261,463	0	+25.26%
Other Trading Assets	185,315	197,869	202,231	0	-6.34%
Current Tax Assets	113,086	423,049	0	0	-73.27%
Deferred Tax Assets	1,406,666	869,217	404,203	0	+61.83%
Goodwill and Intangible Assets	242,349	298,192	323,272	0	-18.73%
Property & Equipment	3,823,440	4,292,137	4,545,050	0	-10.92%
Other Assets	21,173,467	16,250,450	8,252,627	0	+30.29%
Total Assets	412,087,634	410,670,031	365,413,844	0	+0.35%
Liabilities
Borrowings & Funding
Borrowings	13,034,766	14,429,070	15,725,684	0	-9.66%
Borrowing	0.00	687750.00	668250.00	0	-100.00%
Debt Securities Issued	7,843,229	7,841,669	7,840,248	0	+0.02%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	5,191,537	5,899,651	7,216,236	0	-12.00%
Due to NRB	0.00	0.00	950.00	0	-
Deposits	348,043,138	342,188,540	305,012,852	0	+1.71%
Other Liabilities
Derivative Financial Instruments	9,040,492	7,217,243	261,463	0	+25.26%
Provisions	105,679	105,679	97,679	0	0.00%
Current Tax Liabilities	0.00	0.00	2803.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	8,645,949	8,583,156	7,880,208	0	+0.73%
Other Liabilities & Provisions	17,833,730	15,913,587	8,240,653	0	+12.07%
Total Liabilities	378,911,634	372,531,197	328,979,189	0	+1.71%
Shareholders Equity
Paid Up Capital	23,542,490	23,542,490	23,542,490	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	15,946,628	13,551,236	11,668,220	0	+17.68%
Reserves & Surpluses	9,633,511	14,596,344	12,892,165	0	-34.00%
Retained Earnings	-6,313,117	1,045,108	1,223,945	0	-704.06%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	33,176,001	38,138,834	36,434,655	0	-13.01%
Total Liabilities & Equity	412,087,635	410,670,031	365,413,844	0	+0.35%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	3.69	3.73	16.71	1.06%	1.96	20.53	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	355.86	0.26	0.04%	0.07	0.057	194.81	72.38%	9.74	18.55	18.4	3.37	3.81	17.02	4.72%	1.654	31.53	32.833	3.048	0.94	0.94%	9.75	9.75%
MED	290.45	-0.35	-0.07%	0.06	0.06	180.31	74.2%	9.8	18.03	18.03	3.41	3.67	16.08	4.56%	1.485	18.65	20.07	2.435	0.93	0.93%	10.15	10.15%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	3.77	5.62	38.39	9.26%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	200.9	-4	-1.48%	0.03	0.04	156.01	47.24%	6.94	1.22	1.22	2.83	3.42	0.79	0.49%	0.91	7.45	8.06	1.75	0.04	0.04%	0.65	0.65%