NPR 628.00
09:14 AM NPT · Sep 24, 2026
Est. September 11, 2013 · Butwal, Nepal · CEO: Dhruba Kumar Paudel
RSDC Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established to enhance financial access in underserved communities, the institution operates with the mission of poverty reduction, rural economic development, and women’s empowerment through microfinance services. RSDC originally began as the Rural Self-Reliance Development Centre (RSDC) — a leading NGO working in community-based development for over two decades — before transitioning into a regulated microfinance institution. The organization provides micro-loans, savings and deposit products, micro-insurance, remittance services, and group-based lending programs to low-income households across Nepal. With a strong presence in rural municipalities and remote regions, RSDC Laghubitta emphasizes financial literacy, entrepreneurship development, and capacity-building programs. The institution also supports income-generating activities in agriculture, livestock, retail, and small enterprises, helping thousands of families improve their economic stability. Guided by a social mission, transparent governance, and modern banking practices, RSDC Laghubitta Bittiya Sanstha Limited continues to play a key role in expanding microfinance outreach and promoting inclusive economic growth across Nepal.
Trading
Open
632.00
High
632.50
Low
625.00
Prev Close
631.00
Volume
1,356
Turnover
Rs 854,952.9
Txns
16
Valuation · Q4 FY25/26
EPS Ann.
13.37
EPS TTM
13.37
BVPS
131.07
P/E Ann.
46.97
P/E TTM
46.97
Graham #
198.57
Capital
Mkt Cap
6.49 Arab
Total
1.03 Crore
Public
50.67 Lakh
Promoter
52.74 Lakh
Indicator Signals
MACD
Strong BuyRSI
NeutralSuperTrend
Strong SellTrend Analysis
Direction
DowntrendStrength
WeakMomentum
RSI (14)
57.01
ADX
19.33
Overall Score
Technical Score
Moving Averages
SMA 20
623.34
SMA 50
636.39
Bands & Channels
BB Width %
5.93%
Volume & Flow
OBV
2,206,921
[ Live 2026-09-24 ]
Total Buy
17,435
Shares Bought
Total Sell
17,435
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
50
Participating
ACCUM/DIST
Accumulation 44%
Distribution 56%
Accumulators
2Quantity
8,080
Amount
5,083,714
Avg Rate
629.17
Rank
#21
Brokers
Distributors
3Quantity
10,083
Amount
6,355,839
Avg Rate
630.35
Rank
#18
Brokers
Net Flow Impact:
-2,003unitsNet Flow by Timeframe
[ Vol: 27,991 ]
Buy Side
Total: 13,204Broker
QTY
AVG
NET
%
Sell Side
Total: 14,787Broker
QTY
AVG
NET
%
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q4
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ACLBSL | 877 | -0.97 | -0.11% | 0 | 0.14 | 180.9 | 188.13% | 7.96 | 27.79 | 27.79 | 336.32 | 9.04 | 8.24 | 12.44 | 6.01% | 5.15 | 33.54 | 3.99 | 32.13 | 4.17 | 1.68 | 1.68% | 16.48 | 16.48% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,174.4 | -19.58 | -1.64% | 0.01 | 0.13 | 174.67 | 114% | 7.78 | 32.63 | 32.63 | 358.1 | 8.56 | 7.25 | 17.03 | 8.57% | 6.01 | 32.18 | 2.55 | 36.47 | 5.48 | 2.23 | 2.23% | 19.62 | 19.62% |
ANLB | 4,987 | +48.89 | +0.99% | 0 | 0.11 | 362.38 | - | 5.73 | 69.71 | 69.71 | 753.91 | - | 7.65 | 26.79 | 10.78% | 19.87 | 103.29 | 3.24 | 71.8 | 27.67 | 3.07 | 3.07% | 19.94 | 19.94% |
AVYAN | 1,060 | +0.95 | +0.09% | 0 | 0.14 | 158.75 | 111.65% | 8.35 | 57.04 | 57.04 | 451.38 | 8.37 | 8.5 | 27.5 | 7.41% | 6.56 | 18.27 | 0.16 | 18.65 | 5.02 | 3.86 | 3.86% | 39.92 | 39.92% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 956.8 | +7.78 | +0.82% | 0.03 | 0.12 | 251.06 | 95.51% | 5.35 | 35.91 | 35.91 | 450.39 | 6.23 | 5.32 | 19.33 | 2.3% | 3.67 | 25.68 | - | 26.73 | 4.96 | 2.37 | 2.37% | 14.96 | 14.96% |
CYCL | 1,630 | +99.05 | +6.47% | 0 | 0.12 | 357.75 | 112.53% | 6.62 | 110.66 | 110.66 | 943.79 | 7.91 | 6.61 | 33.9 | 14.04% | 3.71 | 12 | 0.09 | 13.46 | 4.07 | 4.02 | 4.02% | 34.85 | 34.85% |
DDBL | 861 | +4.97 | +0.58% | 0.02 | 0.13 | 226.87 | 112.67% | 5.38 | 48.15 | 48.15 | 495.77 | 7.76 | 7.42 | 26.83 | 6.49% | 3.75 | 17.65 | 0.59 | 17.94 | 4.74 | 3.48 | 3.48% | 23.1 | 23.1% |
DLBS | 1,205.1 | -136.73 | -10.19% | 0 | 0.12 | 150.57 | 45.18% | 11.27 | 15.72 | 15.72 | 230.77 | 7.98 | 6.58 | 7.08 | 20.52% | 8.03 | 76.91 | 2.01 | 75.32 | 5.45 | 0.82 | 0.82% | 9.82 | 9.82% |
FMDBL | 759.5 | +9.52 | +1.27% | 0.01 | 0.06 | 137.26 | 123.87% | 2.09 | 14.18 | 14.18 | 209.27 | 1.36 | 4.04 | 47.12 | 2.88% | 6.27 | 60.65 | 1.2 | 53.67 | 28.58 | 3.06 | 3.06% | 10.56 | 10.56% |
FOWAD | 900 | +6.97 | +0.78% | 0.01 | 0.13 | 278.57 | 115.92% | 6.23 | 52.14 | 52.14 | 571.67 | 7.56 | 6.59 | 21.07 | 16.17% | 3.51 | 18.78 | 0.02 | 17.51 | 3.96 | 2.69 | 2.69% | 19.74 | 19.74% |
GBLBS | 692 | -0.48 | -0.07% | 0.01 | 0.14 | 295.18 | 25.3% | 4.49 | 40 | 36.73 | 493.91 | 8.13 | 9.36 | 18.98 | 4.94% | 3.55 | 19.63 | 1 | 21.24 | 6.63 | 2.61 | 2.4% | 14 | 12.85% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,139.5 | +11.39 | +1.01% | 0.01 | 0.14 | 242.58 | 270.5% | 6.57 | 61.87 | 61.87 | 581.11 | 8.81 | 8.56 | 25.61 | 8.7% | 4.37 | 17.13 | 0.3 | 18.4 | 4.39 | 3.6 | 3.6% | 27.61 | 27.61% |
GLBSL | 1,700 | -9.92 | -0.58% | 0 | 0.14 | 169.51 | 352.61% | 9.34 | 31.11 | 31.11 | 344.46 | 8.49 | 8.14 | 13.37 | 8.09% | 10.41 | 56.7 | - | 55.45 | 7.58 | 1.87 | 1.87% | 20.28 | 20.28% |
GMFBS | 1,124 | +23.98 | +2.18% | 0 | 0.12 | 158 | 105.93% | 9.42 | 28.68 | 28.68 | 319.31 | 8.51 | 7.16 | 13.91 | 13.79% | 7.52 | 41.42 | 17.08 | 38.95 | 5.77 | 1.68 | 1.68% | 17.09 | 17.09% |
HLBSL | 869 | +3.81 | +0.44% | 0 | 0.12 | 185.53 | 93.98% | 8.71 | 31.26 | 31.26 | 361.24 | 8.3 | 7.31 | 14.98 | 9.04% | 4.69 | 27.81 | 3.16 | 28.21 | 4.17 | 1.8 | 1.8% | 18.06 | 18.06% |
ILBS | 950 | -18 | -1.86% | 0 | 0.13 | 161.73 | 120.99% | 6.56 | 36.66 | 36.66 | 365.24 | 8.82 | 8.07 | 22.62 | 12.92% | 5.34 | 23.57 | 0.31 | 29.05 | 5.33 | 2.89 | 2.89% | 23.03 | 23.03% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,278.8 | +3.7 | +0.29% | 0.02 | 0.13 | 279.95 | 125.1% | 6 | 61.8 | 61.8 | 623.92 | 7.19 | 7.21 | 25.61 | 5.33% | 4.47 | 20.23 | 0.73 | 20.58 | 5.18 | 3.34 | 3.34% | 24.42 | 24.42% |
JSLBB | 969 | -0.97 | -0.1% | 0 | 0.12 | 175.1 | 110.76% | 7.07 | 10.7 | 10.7 | 205.32 | 5.31 | 6.51 | 6.47 | 17.14% | 5.71 | 93.36 | 3.8 | 92.34 | 6.04 | 0.75 | 0.75% | 6.42 | 6.42% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 828 | +17.98 | +2.22% | 0 | 0.13 | 178.73 | 114.65% | 6.22 | 27.4 | 27.4 | 331.94 | 8.66 | 8.3 | 16.52 | 9.78% | 4.32 | 28.2 | 9.34 | 31.39 | 4.66 | 2.21 | 2.21% | 15.73 | 15.73% |
LLBS | 860 | +5.98 | +0.7% | 0 | 0.13 | 204.16 | 194.11% | 7.17 | 24.2 | 24.2 | 333.41 | 9.54 | 7.1 | 12.32 | 11.93% | 4.51 | 38.01 | 0.08 | 35.99 | 4.68 | 1.59 | 1.59% | 13.24 | 13.24% |
MATRI | 727.1 | -21.79 | -2.91% | 0 | 0.12 | 145.42 | 114.29% | 12.35 | 45.13 | 45.13 | 384.27 | 7.95 | 6.32 | 18.68 | 26.61% | 5.77 | 18.59 | 0.03 | 16.37 | 3.47 | 2.3 | 2.3% | 27.46 | 27.46% |
MERO | 607 | +3.02 | +0.5% | 0.01 | 0.11 | 149.87 | 87.82% | 8.3 | 8.47 | 8.47 | 169 | 8.37 | 5.92 | 6.22 | 17.32% | 4.47 | 79.1 | - | 72.26 | 4.92 | 0.69 | 0.69% | 5.63 | 5.63% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,188.87 | 1.8 | 0.04% | 0.01 | 0.124 | 210.21 | 130.26% | 7.23 | 39.6 | 39.45 | 423.39 | 7.75 | 7.19 | 19.74 | 10.94% | 5.985 | 39.21 | 2.615 | 37.45 | 7.133 | 2.39 | 2.38% | 19.18 | 19.13% |
| MED | 953.4 | 3.75 | 0.47% | 0 | 0.13 | 179.82 | 114% | 6.85 | 34.27 | 34.27 | 363.24 | 8.3 | 7.23 | 18.83 | 9.41% | 4.92 | 28.01 | 1 | 30.22 | 4.99 | 2.34 | 2.34% | 18.84 | 18.84% |
| MAX | 4,987 | 99.05 | 6.47% | 0.03 | 0.14 | 362.38 | 352.61% | 12.35 | 110.66 | 110.66 | 943.79 | 9.54 | 9.36 | 47.12 | 26.61% | 19.87 | 103.29 | 17.08 | 92.34 | 28.58 | 4.02 | 4.02% | 39.92 | 39.92% |
| MIN | 607 | -136.73 | -10.19% | 0 | 0.06 | 137.26 | 25.3% | 2.09 | 8.47 | 8.47 | 169 | 1.36 | 4.04 | 6.22 | 2.3% | 3.51 | 12 | 0.02 | 13.46 | 3.47 | 0.69 | 0.69% | 5.63 | 5.63% |