Sanima Bank Limited

BankingMid Cap

NPR 366.00

NPR -3-0.81%

09:14 AM NPT · Aug 12, 2026

Est. December 6, 2004 · Kathmandu, Nepal · CEO: Nischal Raj Pandey

Sanima Bank Limited is a prominent national-level “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established with the vision of providing reliable, modern, and customer-focused banking services, Sanima Bank has grown into one of Nepal’s most trusted financial institutions, supported by a strong shareholder base that includes prominent Non-Resident Nepalis (NRNs). Headquartered in Naxal, Kathmandu, the bank offers a full suite of retail, SME, and corporate banking solutions including savings and deposit accounts, home and business loans, SME financing, trade finance, digital banking, remittance services, investment products, treasury solutions, and international banking services. Sanima Bank is widely recognized for its strong risk management practices, technological innovation, and commitment to ethical banking. Through its nationwide network of branches, ATMs, extension counters, and modern digital platforms like Sanima Sajilo eBanking and Sanima Mobile Banking, the bank ensures convenient, secure, and accessible financial services for individuals and businesses across Nepal. Sanima Bank continues to prioritize customer satisfaction, operational excellence, and sustainable economic development as it expands its footprint and strengthens its position as a leading commercial bank in Nepal.

www.sanimabank.com/facebookX

Trading

Open

369.00

High

370.90

Low

365.30

Prev Close

369.00

Volume

143,595

Turnover

Rs 52,806,750.4

Txns

0

Valuation · Q3 FY25/26

EPS Ann.

20.11

EPS TTM

20.98

BVPS

169.34

P/E Ann.

18.20

P/E TTM

17.45

Graham #

276.81

Capital

Mkt Cap

49.71 Arab

Total

13.58 Crore

Public

6.65 Crore

Promoter

6.93 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

53.02

ADX

41.14

Overall Score

50
Below Line

Technical Score

Moving Averages

SMA 20

368.11

SMA 50

361.15

Bands & Channels

BB Width %

7.8%

Volume & Flow

OBV

7,237,145

Flow Analysis

[ Live 2026-08-11 ]

Total Buy

732,639

Shares Bought

Total Sell

732,639

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

80

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

5

Quantity

485,485

Amount

180,034,125

Avg Rate

370.83

Rank

#1

Brokers

#44#65#49#80#34

Distributors

4

Quantity

526,984

Amount

195,333,635

Avg Rate

370.66

Rank

#1

Brokers

#33#95#67#25

Net Flow Impact:

-41,499units
(Rs. -15,299,510)

Net Flow by Timeframe

SANIMA — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,221,649 ]

Buy Side

Total: 598,573

Broker

QTY

AVG

NET

%

44

235,947

370.44

+220,056

32.2%

65

172,594

370.29

+156,334

23.6%

49

27,860

373.78

+24,526

3.8%

34

27,546

371.57

+20,423

3.8%

80

21,538

374.71

+21,538

2.9%

53

17,527

371.02

+17,527

2.4%

45

13,603

372.84

+330

1.9%

92

13,601

373.83

+13,601

1.9%

28

12,260

372.57

+10,032

1.7%

56

11,398

374.27

+10,043

1.6%

39

11,311

371.35

+10,911

1.5%

35

10,859

370.45

+8,257

1.5%

20

8,543

373.85

+8,268

1.2%

48

6,999

371.81

+6,659

1.0%

43

6,987

370.84

+3,555

0.9%

Sell Side

Total: 623,076

Broker

QTY

AVG

NET

%

33

492,745

370.49

-492,275

67.3%

17

29,726

374.42

-1,057

4.1%

95

15,012

373.35

-15,012

2.0%

67

12,150

372.14

-11,763

1.7%

58

11,914

372.28

-234

1.6%

4

11,338

371.26

-6,011

1.6%

47

7,961

373.56

-6,462

1.1%

22

7,107

374.25

-4,532

1.0%

25

7,077

374.23

-6,784

1.0%

13

6,134

373.76

-3,926

0.8%

52

5,640

371.81

-2,401

0.8%

6

5,501

373.39

-4,278

0.8%

7

3,686

374.08

-1,726

0.5%

11

3,585

370.49

-2,025

0.5%

3

3,500

375.22

-3,378

0.5%

Financial Fundamentals

Financial MetricFY25/26 Q3FY24/25 Q3FY23/24 Q3FY22/23 Q3Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent16,968,70119,187,9674,151,1800-11.57%
Money at Call & Short Notice17,360,74915,371,93913,628,2940+12.94%
Due from NRB15,944,08214,566,78912,685,1330+9.46%
Placement with B/FIs1,416,667805,151943,1600+75.95%
Loans & Advances
Loans and Advances198,595,703179,809,358165,678,4340+10.45%
Breakdown
Loans & Advances to B/FIs7,819,0766,712,7075,298,9990+16.48%
Loans & Advances to Customers190,776,627173,096,650160,379,4340+10.21%
Investments
Investment Securities34,184,55430,714,06438,632,4190+11.30%
Investment in Subsidiaries450,000450,000450,00000.00%
Investment in Associates0.000.000.000-
Investment Property1,107,168853,624401,8230+29.70%
Other Assets
Derivative Financial Instruments29,25836,14100-19.04%
Other Trading Assets589,459373,030183,9870+58.02%
Current Tax Assets16,813278,517316,6200-93.96%
Deferred Tax Assets151,319193,118189,5250-21.64%
Goodwill and Intangible Assets174,45390,34286,4770+93.10%
Property & Equipment1,357,5561,356,9451,373,9230+0.04%
Other Assets4,164,7214,927,3434,545,1720-15.48%
Total Assets274,189,150252,671,241228,861,2430+8.52%
Liabilities
Borrowings & Funding
Borrowings10,135,65513,774,68419,100,2100-26.42%
Borrowing0.002615350.001600800.000-100.00%
Debt Securities Issued9,384,2549,380,4049,376,5540+0.04%
Subordinated Liabilities0.000.000.000-
Interbank & NRB
Due to B/FIs751,4021,778,9318,122,8570-57.76%
Due to NRB0.000.000.000-
Deposits233,869,125213,778,954186,962,0770+9.40%
Other Liabilities
Derivative Financial Instruments29,25836,14100-19.04%
Provisions52,61936,56046,1480+43.93%
Current Tax Liabilities0.000.000.000-
Deferred Tax Liabilities0.000.000.000-
Other Liabilities3,745,5053,171,3092,734,4770+18.11%
Other Liabilities & Provisions3,798,1233,207,8692,801,7750+18.40%
Total Liabilities247,802,904230,761,507208,864,0630+7.38%
Shareholders Equity
Paid Up Capital15,581,52513,581,52513,581,5250+14.73%
Share Premium0.000.000.000-
Reserves & Surpluses
Reserves8,663,1936,129,6465,658,8320+41.33%
Reserves & Surpluses10,804,7218,328,2096,415,6550+29.74%
Retained Earnings2,141,5282,198,563756,8230-2.59%
Non-Controlling Interest0.000.000.000-
Total Equity26,386,24721,909,73419,997,1800+20.43%
Total Liabilities & Equity274,189,150252,671,241228,861,2430+8.52%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ADBL

304+1.51+0.5%0.040.06194.5865.44%9.419.4218.77286.663.473.859.025.06%2.1633.47-16.895.370.491%4.959.86%

BOKL

------------------------

CBL

------------------------

CCBL

------------------------

CZBIL

203.9+1.1+0.54%0.030.06155.9982.18%9.2811.2310.56192.523.553.6411.586.82%1.818.720.6119.183.860.710.67%7.447%

EBL

716.6+1.57+0.22%0.10.06244.2185.88%10.332.3534.91437.973.123.4722.170.61%3.8121.58-20.328.51.251.36%13.8714.97%

GBIME

250-0.7-0.28%0.090.06178.5371.13%10.3915.415.93252.963.33.4714.764.97%1.7815.45-14.954.060.810.85%8.759.05%

HBL

195+1.01+0.52%0.040.06171.9675.01%9.484.57.86174.392.843.754.417.98%1.6246.330.9725.573.630.250.45%2.674.67%

KBL

219+3+1.39%0.060.06158.5377.14%10.4121.2422.91285.863.134.3119.366.94%1.9310.780.019.43.711.231.33%14.4915.64%

LBL

------------------------

LSL

220.9-0.11-0.05%0.060.06175.0877.04%9.4610.1516.81257.333.43.3610.775.29%1.6421.231.7913.164.070.590.99%6.0510.03%

MBL

254+1.01+0.4%0.030.06154.5277.67%9.6914.6617.02243.263.533.5216.364.01%2.1717.191.0714.6750.961.12%10.6512.38%

MEGA

------------------------

NABIL

550-0.99-0.18%0.140.06220.9579.5%9.1428.1427.58370.283.313.5723.780.98%3.218.831.4619.47.961.351.32%13.6513.38%

NBB

------------------------

NBL

267+1.09+0.41%0.040.05272.7966.07%10.2525.3425.74397.473.73.9317.244.96%1.3610.9733.0610.413.360.890.91%9.499.64%

NCCB

------------------------

NICA

325.1-0.91-0.28%0.050.06172.9765.39%13.971.250.9761.443.440.80.49%2.85296-356.74.210.040.03%0.670.52%

NIMB

193.1-0.19-0.1%0.070.05199.7268.37%8.0412.2915.72265.782.793.7313.268.41%1.4117.14-12.554.040.710.92%6.298.05%

NMB

242.9-0.39-0.16%0.050.06165.5984.68%9.1716.0816.14245.223.53.8416.814.95%215.45-15.074.620.990.99%10.4710.5%

PCBL

24000%0.050.07171.2883.12%8.0719.6623.31299.723.793.9518.956.39%1.9112.490.4310.34.211.311.56%12.1314.4%

PRVU

189.4-0.61-0.32%0.050.06146.2670.61%10.674.8218.77248.533.444.195.068.84%1.9143.36-10.53.90.281.12%3.2812.78%

SBI

404-1.01-0.25%0.040.06189.5768.57%10.8617.1918.18278.473.313.4113.522.53%2.8523.561.3821.955.660.810.86%9.49.94%

SBL

410.9+0.9+0.22%0.060.06194.3977.92%9.3114.6820.45299.073.713.6413.033.71%2.6926.7-19.616.190.791.1%8.2811.54%

SCB

650+0.71+0.11%0.070.04218.5952.95%6.9927.6429.25379.293.675.0337.871.81%3.9723.55-22.4615.861.691.8%12.9313.69%

SRBL

------------------------
AVG324.210.390.15%0.060.058188.0873.82%9.7215.8918.94276.463.393.8114.934.71%2.28137.384.53135.1725.4560.841.02%8.6410.45%
MED2520.360.06%0.050.06176.8176.03%9.4715.0418.48272.133.423.7414.144.97%1.96520.031.0715.984.210.811%9.0810.27%
MAX716.631.39%0.140.07272.7985.88%13.9732.3534.91437.973.795.0337.878.84%3.9729633.06356.715.861.691.8%14.4915.64%
MIN189.4-1.01-0.32%0.030.04146.2652.95%6.991.250.9761.442.793.360.80.49%1.3610.780.019.43.360.040.03%0.670.52%

26

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum