Sanima Bank Limited

BankingMid Cap

NPR 368.00

NPR 00.00%

09:14 AM NPT · Sep 24, 2026

Est. December 6, 2004 · Kathmandu, Nepal · CEO: Nischal Raj Pandey

Sanima Bank Limited is a prominent national-level “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established with the vision of providing reliable, modern, and customer-focused banking services, Sanima Bank has grown into one of Nepal’s most trusted financial institutions, supported by a strong shareholder base that includes prominent Non-Resident Nepalis (NRNs). Headquartered in Naxal, Kathmandu, the bank offers a full suite of retail, SME, and corporate banking solutions including savings and deposit accounts, home and business loans, SME financing, trade finance, digital banking, remittance services, investment products, treasury solutions, and international banking services. Sanima Bank is widely recognized for its strong risk management practices, technological innovation, and commitment to ethical banking. Through its nationwide network of branches, ATMs, extension counters, and modern digital platforms like Sanima Sajilo eBanking and Sanima Mobile Banking, the bank ensures convenient, secure, and accessible financial services for individuals and businesses across Nepal. Sanima Bank continues to prioritize customer satisfaction, operational excellence, and sustainable economic development as it expands its footprint and strengthens its position as a leading commercial bank in Nepal.

www.sanimabank.com/facebookX

Trading

Open

366.00

High

368.00

Low

362.20

Prev Close

368.00

Volume

43,500

Turnover

Rs 15,902,599.6

Txns

142

Valuation · Q4 FY25/26

EPS Ann.

22.78

EPS TTM

22.78

BVPS

177.07

P/E Ann.

16.15

P/E TTM

16.15

Graham #

301.26

Capital

Mkt Cap

49.98 Arab

Total

13.58 Crore

Public

6.65 Crore

Promoter

6.93 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

63.37

ADX

31.76

Overall Score

70
Above Line

Technical Score

Moving Averages

SMA 20

367.13

SMA 50

367.05

Bands & Channels

BB Width %

5.52%

Volume & Flow

OBV

8,155,942

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

421,904

Shares Bought

Total Sell

421,904

Shares Sold

Net Flow

0

Net Accumulation

Active Brokers

80

Participating

ACCUM/DIST

Accumulation 62%

Distribution 38%

Accumulators

3

Quantity

177,259

Amount

65,462,508

Avg Rate

369.30

Rank

#8

Brokers

#14#65#36

Distributors

6

Quantity

108,225

Amount

39,607,390

Avg Rate

365.97

Rank

#9

Brokers

#83#32#34#45#86#60

Net Flow Impact:

+69,034units
(Rs. 25,855,118)

Net Flow by Timeframe

SANIMA — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 540,278 ]

Buy Side

Total: 336,070

Broker

QTY

AVG

NET

%

14

112,377

369.66

+109,648

26.6%

49

41,189

368.06

+20,900

9.8%

65

37,108

368.79

+26,174

8.8%

36

27,774

368.54

+25,364

6.6%

66

18,720

367.16

+14,790

4.4%

57

18,058

367.86

+624

4.3%

46

14,474

368.45

+13,064

3.4%

6

12,359

368.07

+7,085

2.9%

69

10,846

364.32

+4,626

2.6%

100

10,000

368.91

+10,000

2.4%

4

9,700

369.95

+288

2.3%

81

6,519

367.61

+3,519

1.6%

74

6,461

362.65

+5,566

1.5%

76

6,025

366.58

+6,025

1.4%

25

4,460

363.56

+1,038

1.1%

Sell Side

Total: 204,208

Broker

QTY

AVG

NET

%

83

30,265

364.86

-30,255

7.2%

32

21,464

363.17

-21,423

5.1%

34

16,872

366.91

-12,976

4.0%

58

16,687

365.95

-1,526

4.0%

45

16,129

367.74

-12,379

3.8%

33

15,906

366.10

-9,893

3.8%

42

12,726

369.12

-9,482

3.0%

60

12,530

366.01

-10,930

3.0%

86

10,965

370.45

-10,965

2.6%

17

9,858

369.78

-1,082

2.3%

40

8,496

369.85

-8,016

2.0%

43

8,276

371.04

-8,276

2.0%

51

8,188

369.51

-8,088

1.9%

96

8,000

366.60

-7,573

1.9%

52

7,846

369.23

-7,519

1.9%

Financial Fundamentals

Financial MetricFY25/26 Q4FY24/25 Q4FY23/24 Q4FY22/23 Q4Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent18,965,71020,360,77713,072,4890-6.85%
Money at Call & Short Notice23,980,19123,330,68414,828,4060+2.78%
Due from NRB17,425,28319,875,52414,237,3630-12.33%
Placement with B/FIs6,554,9083,455,160591,0430+89.71%
Loans & Advances
Loans and Advances203,989,992183,454,631165,019,0700+11.19%
Breakdown
Loans & Advances to B/FIs8,105,2617,014,1255,527,7660+15.56%
Loans & Advances to Customers195,884,731176,440,506159,491,3050+11.02%
Investments
Investment Securities37,612,52029,355,98434,082,3930+28.13%
Investment in Subsidiaries450,000450,000450,00000.00%
Investment in Associates0.000.000.000-
Investment Property1,179,630951,499674,0020+23.98%
Other Assets
Derivative Financial Instruments0.000.000.000-
Other Trading Assets615,445429,614319,6830+43.26%
Current Tax Assets0.00170845.7719425.150-100.00%
Deferred Tax Assets200,678206,193215,0710-2.67%
Goodwill and Intangible Assets175,43485,85981,6310+104.33%
Property & Equipment1,339,1721,346,3801,393,1490-0.54%
Other Assets3,695,5824,197,5344,265,6710-11.96%
Total Assets291,212,798263,447,490233,785,1800+10.54%
Liabilities
Borrowings & Funding
Borrowings10,197,27013,017,00912,629,6780-21.66%
Borrowing0.002063250.001070000.000-100.00%
Debt Securities Issued9,385,2169,381,3669,377,5160+0.04%
Subordinated Liabilities0.000.000.000-
Interbank & NRB
Due to B/FIs812,0541,572,3932,182,1620-48.36%
Due to NRB0.000.000.000-
Deposits249,118,017223,954,679197,197,0710+11.24%
Other Liabilities
Derivative Financial Instruments0.000.000.000-
Provisions83,00440,44937,7550+105.21%
Current Tax Liabilities148,635000-
Deferred Tax Liabilities0.000.000.000-
Other Liabilities3,928,4553,484,5902,955,2740+12.74%
Other Liabilities & Provisions4,307,2553,546,4212,994,9170+21.45%
Total Liabilities263,622,543240,518,109212,821,6660+9.61%
Shareholders Equity
Paid Up Capital15,581,52513,581,52513,581,5250+14.73%
Share Premium0.000.000.000-
Reserves & Surpluses
Reserves9,124,5156,567,1355,969,6760+38.94%
Reserves & Surpluses12,008,7309,347,8567,381,9890+28.47%
Retained Earnings2,884,2152,780,7211,412,3120+3.72%
Non-Controlling Interest0.000.000.000-
Total Equity27,590,25622,929,38120,963,5140+20.33%
Total Liabilities & Equity291,212,798263,447,490233,785,1800+10.54%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKERMarket
Key Ratios
PriceChgChg%Mkt Cap (M)Asset TurnoverBook Value Per ShareC/D Ratio%Debt to EquityEPS (Annualized)EPS (TTM)Graham's NumberInterest Rate SpreadNet Interest MarginNet Profit MarginNPL%P/BP/E (Annualized)PEGP/E (TTM)P/SROA (Annualized)ROA (TTM)%ROE (Annualized)ROE (TTM)%

ADBL

313+1.99+0.64%0.040.05197.1166.78%9.816.1113.33243.143.663.6612.544.07%1.5719.18-23.562.910.670.67%6.736.73%

BOKL

------------------------

CBL

------------------------

CCBL

------------------------

CZBIL

213.4+1.4+0.66%0.030.06160.5175.72%9.7913.5313.53221.053.483.6713.975.88%1.2314.550.2915.742.030.810.81%8.778.77%

EBL

697.4+0.63+0.09%0.10.05256.4777.57%9.936.9536.95461.763.053.7125.220.49%2.7118.81-18.974.741.351.35%15.0815.08%

GBIME

243.8+0.8+0.33%0.10.05183.1468.43%10.7616.3416.34259.483.293.5415.454.96%1.3114.6943.1615.972.270.820.82%9.059.05%

HBL

195.5-1.5-0.76%0.040.06177.4872.74%9.436.566.56161.852.833.676.57.96%1.129.65-30.181.930.370.37%3.793.79%

KBL

226+0.99+0.44%0.060.06170.877.14%9.9528.1728.17329.023.114.2125.957.46%1.237.450.038.061.941.581.58%17.9917.99%

LBL

------------------------

LSL

250+4.11+1.67%0.070.06177.0274.77%9.811.6411.64215.323.223.6611.85.23%1.2218.48-21.172.180.650.65%6.716.71%

MBL

258.5+0.49+0.19%0.030.06156.0178.45%9.8914.0114.01221.763.483.5515.43.98%1.5917.7-18.622.730.890.89%9.939.93%

MEGA

------------------------

NABIL

569+4.01+0.71%0.150.06224.3180.18%9.2224.6624.66352.793.183.5620.824.2%2.3821.69-22.834.521.151.15%11.6511.65%

NBB

------------------------

NBL

292+0.5+0.17%0.040.05287.762.85%10.4630.6330.63445.283.543.9220.494.18%0.918.540.59.681.751.011.01%11.1811.18%

NCCB

------------------------

NICA

316.3-0.7-0.22%0.050.06172.3261.07%14.321.221.2268.783.53.90.799.26%1.89266.4820.77269.182.130.040.04%0.650.65%

NIMB

194.6+2.1+1.09%0.070.05197.7168.17%8.098.058.05189.243.153.848.738.66%0.9623.6-24.322.060.460.46%4.074.07%

NMB

257.1+3.4+1.34%0.050.06170.7982.77%9.4418.0118.01263.073.433.619.074.91%1.413.318.3614.322.541.071.07%11.3611.36%

PCBL

257+4+1.58%0.050.07175.883.36%8.1219.6319.63278.653.663.8819.026.69%1.3612.22-13.192.331.251.25%11.6511.65%

PRVU

187.3+1.01+0.54%0.040.05140.9267.86%11.42-1.02-1.02-3.284.18-1.0915.55%1.35-185.88--185.392.03-0.05-0.05%-0.67-0.67%

SBI

404.2-2.81-0.69%0.050.06194.7371.16%10.2518.0418.04281.143.213.5114.112.92%2.0221.782.4822.533.080.840.84%9.599.59%

SBL

456.8-0.18-0.04%0.070.06201.8173.63%9.5619.2419.24295.573.693.7316.711.06%1.9620.53-23.283.430.960.96%10.3610.36%

SCB

657.2+2.03+0.31%0.070.04225.7747.24%6.9428.3828.38379.693.775.6238.392.03%2.9523.47-23.159.011.71.7%12.8212.82%

SRBL

------------------------
AVG332.731.240.45%0.060.056192.871.66%9.8417.2317.08274.563.363.8615.775.53%1.61920.3512.22721.6312.9780.860.86%8.938.93%
MED257.810.39%0.050.06180.3173.19%9.817.1817.18263.073.363.6915.434.94%1.3818.652.4820.072.30.870.87%9.769.76%
MAX697.44.111.67%0.150.07287.783.36%14.3236.9536.95461.763.775.6238.3915.55%2.95266.4843.16269.189.011.71.7%17.9917.99%
MIN187.3-2.81-0.76%0.030.04140.9247.24%6.94-1.02-1.0268.782.833.51-1.090.49%0.91-185.880.03-185.391.75-0.05-0.05%-0.67-0.67%

26

securities loaded

Best in class

Laggard

AVG

Average

MED

Median

MAX

Maximum

MIN

Minimum