Sanima Bank Limited

BankingMid Cap

NPR 400.00

NPR 00.00%

09:14 AM NPT · Nov 6, 2026

Est. December 6, 2004 · Kathmandu, Nepal · CEO: Nischal Raj Pandey

Sanima Bank Limited is a prominent national-level “A” class commercial bank in Nepal, licensed by the Nepal Rastra Bank (NRB). Established with the vision of providing reliable, modern, and customer-focused banking services, Sanima Bank has grown into one of Nepal’s most trusted financial institutions, supported by a strong shareholder base that includes prominent Non-Resident Nepalis (NRNs). Headquartered in Naxal, Kathmandu, the bank offers a full suite of retail, SME, and corporate banking solutions including savings and deposit accounts, home and business loans, SME financing, trade finance, digital banking, remittance services, investment products, treasury solutions, and international banking services. Sanima Bank is widely recognized for its strong risk management practices, technological innovation, and commitment to ethical banking. Through its nationwide network of branches, ATMs, extension counters, and modern digital platforms like Sanima Sajilo eBanking and Sanima Mobile Banking, the bank ensures convenient, secure, and accessible financial services for individuals and businesses across Nepal. Sanima Bank continues to prioritize customer satisfaction, operational excellence, and sustainable economic development as it expands its footprint and strengthens its position as a leading commercial bank in Nepal.

www.sanimabank.com/facebook X

Trading

Open

400.00

High

402.90

Low

395.60

Prev Close

400.00

Volume

91,684

Turnover

Rs 36,746,007.7

Txns

Valuation · Q4 FY25/26

EPS Ann.

22.78

EPS TTM

22.78

BVPS

177.07

P/E Ann.

17.56

P/E TTM

17.56

Graham #

301.26

Capital

Mkt Cap

54.33 Arab

Total

13.58 Crore

Public

6.65 Crore

Promoter

6.93 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

61.92

ADX

71.29

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

391.83

SMA 50

373.18

Bands & Channels

BB Width %

16.2%

Volume & Flow

OBV

9,652,798

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

901,799

Shares Bought

Total Sell

901,799

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 49%

Distribution 51%

Accumulators

Quantity

314,897

Amount

127,481,821

Avg Rate

404.84

Rank

Brokers

#94#65#20#42#33

Distributors

Quantity

332,690

Amount

134,190,916

Avg Rate

403.35

Rank

Brokers

#4#44#82#17

Net Flow Impact:

-17,793units

(Rs. -6,709,094)

Net Flow by Timeframe

SANIMA — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,116,652 ]

Buy Side

Total: 513,070

Broker

QTY

AVG

NET

91,580

404.98

+78,022

10.2%

79,930

405.61

+36,686

8.9%

54,249

405.97

+36,943

6.0%

50,835

402.47

+50,147

5.6%

39,643

400.93

+36,391

4.4%

38,303

404.42

+38,203

4.3%

27,269

404.43

+25,269

3.0%

24,705

403.68

+22,452

2.7%

20,574

406.01

+16,720

2.3%

19,740

403.79

+19,688

2.2%

16,647

404.57

+4,092

1.9%

100

14,409

404.97

+4,409

1.6%

12,441

405.20

+8,876

1.4%

11,515

405.80

+2,038

1.3%

11,230

403.35

+2,383

1.3%

Sell Side

Total: 603,582

Broker

QTY

AVG

NET

106,752

402.95

-73,295

11.8%

90,157

404.30

-71,545

10.0%

81,153

402.48

-30,182

9.0%

54,628

403.86

-54,628

6.1%

37,020

405.19

-27,721

4.1%

34,120

402.05

-10,588

3.8%

32,186

401.81

-21,426

3.6%

30,928

403.52

-13,652

3.4%

26,286

406.08

-9,949

2.9%

25,500

404.27

-24,950

2.8%

21,705

405.90

-15,639

2.4%

18,883

402.11

-667

2.1%

16,142

406.25

-15,407

1.8%

15,286

404.93

-4,046

1.7%

12,836

404.36

-1,548

1.4%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	18,965,710	20,360,777	13,072,489	0	-6.85%
Money at Call & Short Notice	23,980,191	23,330,684	14,828,406	0	+2.78%
Due from NRB	17,425,283	19,875,524	14,237,363	0	-12.33%
Placement with B/FIs	6,554,908	3,455,160	591,043	0	+89.71%
Loans & Advances
Loans and Advances	203,989,992	183,454,631	165,019,070	0	+11.19%
Breakdown
Loans & Advances to B/FIs	8,105,261	7,014,125	5,527,766	0	+15.56%
Loans & Advances to Customers	195,884,731	176,440,506	159,491,305	0	+11.02%
Investments
Investment Securities	37,612,520	29,355,984	34,082,393	0	+28.13%
Investment in Subsidiaries	450,000	450,000	450,000	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	1,179,630	951,499	674,002	0	+23.98%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	615,445	429,614	319,683	0	+43.26%
Current Tax Assets	0.00	170845.77	19425.15	0	-100.00%
Deferred Tax Assets	200,678	206,193	215,071	0	-2.67%
Goodwill and Intangible Assets	175,434	85,859	81,631	0	+104.33%
Property & Equipment	1,339,172	1,346,380	1,393,149	0	-0.54%
Other Assets	3,695,582	4,197,534	4,265,671	0	-11.96%
Total Assets	291,212,798	263,447,490	233,785,180	0	+10.54%
Liabilities
Borrowings & Funding
Borrowings	10,197,270	13,017,009	12,629,678	0	-21.66%
Borrowing	0.00	2063250.00	1070000.00	0	-100.00%
Debt Securities Issued	9,385,216	9,381,366	9,377,516	0	+0.04%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	812,054	1,572,393	2,182,162	0	-48.36%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	249,118,017	223,954,679	197,197,071	0	+11.24%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Provisions	83,004	40,449	37,755	0	+105.21%
Current Tax Liabilities	148,635	0	0	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	3,928,455	3,484,590	2,955,274	0	+12.74%
Other Liabilities & Provisions	4,307,255	3,546,421	2,994,917	0	+21.45%
Total Liabilities	263,622,543	240,518,109	212,821,666	0	+9.61%
Shareholders Equity
Paid Up Capital	15,581,525	13,581,525	13,581,525	0	+14.73%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	9,124,515	6,567,135	5,969,676	0	+38.94%
Reserves & Surpluses	12,008,730	9,347,856	7,381,989	0	+28.47%
Retained Earnings	2,884,215	2,780,721	1,412,312	0	+3.72%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	27,590,256	22,929,381	20,963,514	0	+20.33%
Total Liabilities & Equity	291,212,798	263,447,490	233,785,180	0	+10.54%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	-	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	0.29	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	-	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	43.16	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	-	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	0.03	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	-	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	-	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	-	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	0.5	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	20.77	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	-	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	18.36	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	-	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	2.48	22.53	3.08	0.84	0.84%	9.59	9.59%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	-	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	-	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	344.06	0.29	0.05%	0.06	0.056	192.8	71.66%	9.84	17.23	17.08	274.56	3.36	3.86	15.77	5.53%	1.619	20.35	12.227	21.631	2.978	0.86	0.86%	8.93	8.93%
MED	274.25	-0.35	-0.07%	0.05	0.06	180.31	73.19%	9.8	17.18	17.18	263.07	3.36	3.69	15.43	4.94%	1.38	18.65	2.48	20.07	2.3	0.87	0.87%	9.76	9.76%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	43.16	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.51	-1.09	0.49%	0.91	-185.88	0.03	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%