Nepal SBI Bank Limited

BankingLow Cap

NPR 394.90

NPR -5.1-1.27%

09:14 AM NPT · May 13, 2026

Est. July 17, 1992 · Kathmandu, Nepal · CEO: Ram Kumar Tiwari

Nepal SBI Bank Limited (NSBL) is one of Nepal’s leading “A” class commercial banks, established as a joint venture between the State Bank of India (SBI)—India’s largest commercial bank—and Nepal’s leading public and private sector institutions. Since its inception, the bank has been recognized for bringing international banking standards, modern financial technology, and strong corporate governance practices to the Nepali banking sector. Headquartered in Kathmandu, Nepal SBI Bank provides a full suite of retail, SME, and corporate banking services including savings and deposit products, home and business loans, SME financing, trade finance, treasury solutions, remittance services, digital/mobile banking, and international banking facilitated by SBI’s global network. The bank is known for its strong capital base, risk management framework, efficient service delivery, and customer-centric approach. Through its extensive branch network, ATMs, extension counters, and digital platforms, NSBL ensures secure, accessible, and innovative financial services nationwide. As a trusted financial institution backed by the strength of SBI’s global expertise, Nepal SBI Bank Limited continues to play a key role in advancing Nepal’s financial sector, supporting economic growth, and promoting banking inclusion across the country.

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Trading

Open

395.10

High

397.40

Low

387.00

Prev Close

400.00

Volume

40,637

Turnover

Rs 15,869,926.3

Txns

176

Valuation · Q2 FY25/26

EPS Ann.

18.93

EPS TTM

17.74

BVPS

193.10

P/E Ann.

20.86

P/E TTM

22.26

Graham #

286.79

Capital

Mkt Cap

43.04 Arab

Total

10.9 Crore

Public

3.27 Crore

Promoter

7.63 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

35.1

ADX

22.16

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

402.41

SMA 50

409.84

Bands & Channels

BB Width %

5.09%

Volume & Flow

OBV

3,922,530

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

98,114

Shares Bought

Total Sell

98,114

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 43%

Distribution 57%

Accumulators

Quantity

42,417

Amount

16,779,898

Avg Rate

395.59

Rank

#15

Brokers

#52#50#58#42#4

Distributors

Quantity

56,119

Amount

22,049,898

Avg Rate

392.91

Rank

#11

Brokers

#77#1

Net Flow Impact:

-13,702units

(Rs. -5,270,000)

Net Flow by Timeframe

SBI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 155,477 ]

Buy Side

Total: 73,407

Broker

QTY

AVG

NET

13,251

392.70

+6,311

13.5%

9,053

397.86

+8,553

9.2%

7,546

398.67

+6,506

7.7%

7,505

393.67

+7,475

7.7%

5,062

397.36

+5,042

5.2%

100

4,957

399.44

+4,957

5.0%

4,730

397.54

+3,657

4.8%

4,649

392.59

+3,905

4.7%

4,000

390.88

+3,440

4.1%

2,790

393.06

+1,872

2.8%

2,325

394.85

+2,324

2.4%

2,230

390.78

+1,232

2.3%

2,020

389.01

+2,020

2.1%

1,939

397.59

+1,939

2.0%

1,350

393.67

+1,284

1.4%

Sell Side

Total: 82,070

Broker

QTY

AVG

NET

37,528

390.31

-37,320

38.3%

18,591

398.18

-17,591

18.9%

10,000

394.24

-10,000

10.2%

6,566

399.29

-5,566

6.7%

2,860

399.13

-2,250

2.9%

1,244

397.89

-444

1.3%

1,240

398.16

-980

1.3%

1,085

398.09

-625

1.1%

851

393.71

-836

0.9%

590

398.45

-590

0.6%

486

398.51

-206

0.5%

357

394.67

-237

0.4%

260

400.00

-140

0.3%

210

400.95

-10

0.2%

202

402.08

-94

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	39,080,891,278	8,552,885,020	12,547,909,053	4,756,929,878	+356.93%
Money at Call & Short Notice	29,409,873,027	18,930,405,021	13,992,355,142	10,173,788,052	+55.36%
Due from NRB	10,613,909,276	8,861,887,898	9,829,781,094	4,596,235,648	+19.77%
Placement with B/FIs	18,795,963,751	10,068,517,123	4,162,574,048	5,577,552,404	+86.68%
Loans & Advances
Loans and Advances	148,524,405,407	139,430,074,713	127,867,140,770	125,891,728,230	+6.52%
Breakdown
Loans & Advances to B/FIs	6,532,446,712	6,068,646,035	6,000,053,136	4,994,446,393	+7.64%
Loans & Advances to Customers	141,991,958,695	133,361,428,678	121,867,087,634	120,897,281,837	+6.47%
Investments
Investment Securities	32,173,396,422	51,459,300,369	50,402,179,211	24,472,969,676	-37.48%
Investment in Subsidiaries	188,888,889	188,888,889	188,888,889	188,888,889	0.00%
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	1,013,141,726	347,012,570	69,645,640	0	+191.96%
Other Assets
Derivative Financial Instruments	0.00	35826232.00	0.00	638435.00	-100.00%
Other Trading Assets	130,438,000	81,308,000	71,085,072	61,144,204	+60.42%
Current Tax Assets	292,034,810	473,083,065	523,435,276	360,806,415	-38.27%
Deferred Tax Assets	458,559,730	441,853,336	426,271,356	360,524,726	+3.78%
Goodwill and Intangible Assets	42,145,644	11,646,293	8,189,602	6,965,596	+261.88%
Property & Equipment	1,296,294,236	1,236,221,225	1,247,740,395	1,170,780,733	+4.86%
Other Assets	2,230,720,369	1,518,419,838	1,553,090,330	1,262,534,055	+46.91%
Total Assets	254,842,602,388	222,671,098,339	208,910,458,269	168,707,060,454	+14.45%
Liabilities
Borrowings & Funding
Borrowings	13,391,310,372	9,046,799,951	18,299,150,664	12,573,034,195	+48.02%
Borrowing	0.00	0.00	1327738663.00	3997150384.00	-
Debt Securities Issued	8,840,854,550	5,844,387,920	6,042,804,701	5,026,383,811	+51.27%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	4,550,455,822	3,202,412,031	10,928,607,300	3,200,000,000	+42.09%
Due to NRB	0.00	0.00	0.00	349500000.00	-
Deposits	216,104,869,319	189,269,303,282	167,558,441,336	133,956,477,964	+14.18%
Other Liabilities
Derivative Financial Instruments	0.00	35826232.00	0.00	638435.00	-100.00%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	4,300,045,547	4,678,034,065	4,742,480,844	4,717,569,206	-8.08%
Other Liabilities & Provisions	4,300,045,547	4,713,860,297	4,742,480,844	4,718,207,641	-8.78%
Total Liabilities	233,796,225,238	203,029,963,531	190,600,072,844	151,247,719,801	+15.15%
Shareholders Equity
Paid Up Capital	10,899,158,068	10,500,152,282	10,120,628,706	9,825,853,113	+3.80%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	8,945,912,750	7,930,306,683	7,694,168,856	6,419,903,834	+12.81%
Reserves & Surpluses	10,147,219,082	9,140,982,526	8,189,756,719	7,633,487,539	+11.01%
Retained Earnings	1,201,306,332	1,210,675,843	495,587,863	1,213,583,705	-0.77%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	21,046,377,150	19,641,134,808	18,310,385,425	17,459,340,652	+7.15%
Total Liabilities & Equity	254,842,602,388	222,671,098,339	208,910,458,269	168,707,060,454	+14.45%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	310.7	+0.71	+0.23%	0.04	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203	-2.8	-1.36%	0.03	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	704.2	-1.76	-0.25%	0.1	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.5	+1.49	+0.64%	0.09	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.7	-0.2	-0.1%	0.05	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	219.5	+1.5	+0.69%	0.06	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.2	-2.69	-1.23%	0.06	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	249.5	0	0%	0.03	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	0.14	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	266	+1.01	+0.38%	0.04	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	354.9	-0.89	-0.25%	0.05	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	199.1	-2.91	-1.44%	0.07	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244.1	-0.1	-0.04%	0.05	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	238	-0.41	-0.17%	0.05	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	199	-1.4	-0.7%	0.05	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	362.5	+0.51	+0.14%	0.05	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBL	393.5	-2.02	-0.51%	0.06	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	645.9	-1.1	-0.17%	0.06	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	320.63	-0.61	-0.23%	0.06	0.061	186.08	74.72%	15.5	18.85	271.7	3.56%	3.89%	4.94%	13.7%	3.192	21.755	0.833	21.315	34.361	10.912	0.81%	1%	8.44%	10.3%
MED	246.8	-0.3	-0.14%	0.05	0.06	174.76	76.92%	17.08	19.06	267.03	3.62%	3.72%	5.13%	13.73%	2.82	16.515	0	16.605	15.235	8.63	0.86%	1.05%	9.41%	11.9%
MAX	704.2	1.5	0.69%	0.14	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	199	-2.91	-1.44%	0.03	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.52%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%