Nepal SBI Bank Limited

BankingMid Cap

NPR 438.00

NPR +4.1+0.94%

09:14 AM NPT · Nov 6, 2026

Est. July 17, 1992 · Kathmandu, Nepal · CEO: Ram Kumar Tiwari

Nepal SBI Bank Limited (NSBL) is one of Nepal’s leading “A” class commercial banks, established as a joint venture between the State Bank of India (SBI)—India’s largest commercial bank—and Nepal’s leading public and private sector institutions. Since its inception, the bank has been recognized for bringing international banking standards, modern financial technology, and strong corporate governance practices to the Nepali banking sector. Headquartered in Kathmandu, Nepal SBI Bank provides a full suite of retail, SME, and corporate banking services including savings and deposit products, home and business loans, SME financing, trade finance, treasury solutions, remittance services, digital/mobile banking, and international banking facilitated by SBI’s global network. The bank is known for its strong capital base, risk management framework, efficient service delivery, and customer-centric approach. Through its extensive branch network, ATMs, extension counters, and digital platforms, NSBL ensures secure, accessible, and innovative financial services nationwide. As a trusted financial institution backed by the strength of SBI’s global expertise, Nepal SBI Bank Limited continues to play a key role in advancing Nepal’s financial sector, supporting economic growth, and promoting banking inclusion across the country.

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Trading

Open

430.00

High

438.00

Low

426.00

Prev Close

433.90

Volume

12,524

Turnover

Rs 5,393,061.9

Txns

Valuation · Q4 FY25/26

EPS Ann.

18.04

EPS TTM

18.04

BVPS

194.73

P/E Ann.

24.28

P/E TTM

24.28

Graham #

281.14

Capital

Mkt Cap

49.65 Arab

Total

11.34 Crore

Public

3.4 Crore

Promoter

7.93 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

62.64

ADX

59.6

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

425.88

SMA 50

412.26

Bands & Channels

BB Width %

13.67%

Volume & Flow

OBV

5,493,174

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

209,312

Shares Bought

Total Sell

209,312

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 34%

Distribution 66%

Accumulators

Quantity

58,746

Amount

25,362,840

Avg Rate

431.74

Rank

#18

Brokers

#42#83#60#56

Distributors

Quantity

111,653

Amount

48,476,677

Avg Rate

434.17

Rank

#17

Brokers

#44#38#71#92

Net Flow Impact:

-52,907units

(Rs. -23,113,836)

Net Flow by Timeframe

SBI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 262,203 ]

Buy Side

Total: 112,130

Broker

QTY

AVG

NET

27,966

433.89

+20,925

13.4%

12,000

430.69

+11,320

5.7%

11,709

427.70

+281

5.6%

9,955

429.22

+9,955

4.8%

8,825

429.17

+8,725

4.2%

7,135

428.56

+1,710

3.4%

6,633

428.63

+2,847

3.2%

5,240

433.24

+1,606

2.5%

4,478

430.36

+3,227

2.1%

3,470

430.00

+3,470

1.7%

3,025

429.78

+3,015

1.4%

3,000

429.41

+2,500

1.4%

2,972

428.31

+372

1.4%

2,950

431.28

+1,805

1.4%

2,772

427.64

+415

1.3%

Sell Side

Total: 150,073

Broker

QTY

AVG

NET

79,917

436.71

-12,350

38.2%

13,170

426.89

-12,170

6.3%

10,066

428.51

-10,066

4.8%

8,500

428.33

-8,500

4.1%

6,654

427.83

-6,389

3.2%

5,603

431.10

-3,596

2.7%

5,099

429.34

-4,979

2.4%

3,653

427.20

-2,972

1.8%

3,534

429.16

-2,434

1.7%

3,293

434.95

-2,993

1.6%

2,500

433.76

-1,950

1.2%

2,174

432.04

-2,073

1.0%

2,121

432.76

-2,121

1.0%

1,925

430.26

-691

0.9%

1,864

433.21

-1,864

0.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	32,339,310	5,147,387	11,217,313	0	+528.27%
Money at Call & Short Notice	28,544,106	25,950,665	12,440,880	0	+9.99%
Due from NRB	9,078,074	8,666,097	9,672,790	0	+4.75%
Placement with B/FIs	19,466,032	17,284,568	2,768,090	0	+12.62%
Loans & Advances
Loans and Advances	151,704,841	141,578,128	132,256,915	0	+7.15%
Breakdown
Loans & Advances to B/FIs	5,627,103	6,612,394	6,265,884	0	-14.90%
Loans & Advances to Customers	146,077,738	134,965,734	125,991,031	0	+8.23%
Investments
Investment Securities	29,658,179	54,579,704	47,833,056	0	-45.66%
Investment in Subsidiaries	188,889	188,889	188,889	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	1,357,216	931,345	324,222	0	+45.73%
Other Assets
Derivative Financial Instruments	0.00	0.00	1631.67	0	-
Other Trading Assets	214,699	89,076	81,551	0	+141.03%
Current Tax Assets	299,848	288,650	509,846	0	+3.88%
Deferred Tax Assets	493,389	461,476	434,766	0	+6.92%
Goodwill and Intangible Assets	42,241	37,393	9,025	0	+12.97%
Property & Equipment	1,283,860	1,284,255	1,298,766	0	-0.03%
Other Assets	3,281,123	3,097,282	3,261,962	0	+5.94%
Total Assets	248,357,523	232,757,654	208,822,001	0	+6.70%
Liabilities
Borrowings & Funding
Borrowings	8,842,024	8,253,934	9,573,680	0	+7.12%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	8,842,024	5,845,265	5,843,554	0	+51.27%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	2408669.24	3730125.51	0	-100.00%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	212,826,429	199,603,444	175,514,856	0	+6.62%
Other Liabilities
Derivative Financial Instruments	0.00	0.00	1631.67	0	-
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	4,536,185	4,324,234	4,245,600	0	+4.90%
Other Liabilities & Provisions	4,616,182	4,345,100	4,245,600	0	+6.24%
Total Liabilities	226,284,635	212,202,477	189,334,135	0	+6.64%
Shareholders Equity
Paid Up Capital	11,335,124	10,899,158	10,500,152	0	+4.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	9,486,125	8,425,661	7,857,514	0	+12.59%
Reserves & Surpluses	10,737,764	9,656,019	8,987,714	0	+11.20%
Retained Earnings	1,251,639	1,230,358	1,130,200	0	+1.73%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	22,072,888	20,555,177	19,487,866	0	+7.38%
Total Liabilities & Equity	248,357,523	232,757,654	208,822,001	0	+6.70%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	-	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	0.29	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	-	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	43.16	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	-	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	0.03	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	-	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	-	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	-	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	0.5	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	20.77	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	-	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	18.36	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	-	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	0.8	16.24	3.28	1.28	1.28%	14.05	14.05%
SBL	436.5	+2.82	+0.65%	0.07	0.06	201.81	73.63%	9.56	19.24	19.24	295.57	3.69	3.73	16.71	1.06%	1.96	20.53	-	23.28	3.43	0.96	0.96%	10.36	10.36%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	-	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	341.94	0.06	0%	0.06	0.056	191.82	72.19%	9.8	17.49	17.34	275.75	3.37	3.85	16.17	5.42%	1.617	19.99	11.987	21.282	2.989	0.89	0.89%	9.18	9.18%
MED	274.25	-0.35	-0.07%	0.06	0.06	177.27	74.2%	9.8	17.18	17.18	263.07	3.41	3.69	16.08	4.94%	1.38	18.09	0.8	18.795	2.3	0.93	0.93%	10.15	10.15%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	43.16	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	0.03	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%