Nepal SBI Bank Limited

BankingLow Cap

NPR 393.90

NPR +3.1+0.79%

09:14 AM NPT · Jun 26, 2026

Est. July 17, 1992 · Kathmandu, Nepal · CEO: Ram Kumar Tiwari

Nepal SBI Bank Limited (NSBL) is one of Nepal’s leading “A” class commercial banks, established as a joint venture between the State Bank of India (SBI)—India’s largest commercial bank—and Nepal’s leading public and private sector institutions. Since its inception, the bank has been recognized for bringing international banking standards, modern financial technology, and strong corporate governance practices to the Nepali banking sector. Headquartered in Kathmandu, Nepal SBI Bank provides a full suite of retail, SME, and corporate banking services including savings and deposit products, home and business loans, SME financing, trade finance, treasury solutions, remittance services, digital/mobile banking, and international banking facilitated by SBI’s global network. The bank is known for its strong capital base, risk management framework, efficient service delivery, and customer-centric approach. Through its extensive branch network, ATMs, extension counters, and digital platforms, NSBL ensures secure, accessible, and innovative financial services nationwide. As a trusted financial institution backed by the strength of SBI’s global expertise, Nepal SBI Bank Limited continues to play a key role in advancing Nepal’s financial sector, supporting economic growth, and promoting banking inclusion across the country.

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Trading

Open

390.80

High

394.40

Low

387.00

Prev Close

390.80

Volume

61,114

Turnover

Rs 23,836,179

Txns

Valuation · Q3 FY25/26

EPS Ann.

17.19

EPS TTM

18.18

BVPS

189.57

P/E Ann.

22.91

P/E TTM

21.67

Graham #

270.78

Capital

Mkt Cap

42.93 Arab

Total

10.9 Crore

Public

3.27 Crore

Promoter

7.63 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

42.65

ADX

30.35

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

394.99

SMA 50

398.36

Bands & Channels

BB Width %

2.55%

Volume & Flow

OBV

3,700,564

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

330,420

Shares Bought

Total Sell

330,420

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 59%

Distribution 41%

Accumulators

Quantity

39,263

Amount

15,366,126

Avg Rate

391.36

Rank

#15

Brokers

#4#74#20

Distributors

Quantity

26,933

Amount

10,529,760

Avg Rate

390.96

Rank

#17

Brokers

#44#13#40#1#17

Net Flow Impact:

+12,330units

(Rs. 4,836,366)

Net Flow by Timeframe

SBI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 373,645 ]

Buy Side

Total: 68,273

Broker

QTY

AVG

NET

20,180

391.49

+18,680

6.1%

11,083

390.99

+10,583

3.4%

9,389

391.74

+3,535

2.8%

8,000

391.58

+7,928

2.4%

5,660

390.54

+5,660

1.7%

3,492

389.28

+1,847

1.1%

2,587

392.22

+1,531

0.8%

2,150

390.23

+2,150

0.7%

2,050

392.24

+2,050

0.6%

2,000

392.90

+633

0.6%

615

388.18

+361

0.2%

540

388.37

+540

0.2%

240

390.88

+220

0.1%

150

391.67

+64

0.1%

137

387.30

+137

0.0%

Sell Side

Total: 305,372

Broker

QTY

AVG

NET

251,270

390.01

-2,016

76.0%

9,280

389.98

-9,079

2.8%

9,134

389.05

-3,050

2.8%

5,876

391.33

-5,876

1.8%

4,695

391.91

-4,695

1.4%

3,808

392.01

-3,708

1.1%

3,496

390.72

-2,943

1.1%

3,274

390.49

-3,156

1.0%

2,785

391.67

-2,743

0.8%

2,760

392.12

-2,040

0.8%

2,362

390.68

-870

0.7%

1,900

389.20

-1,900

0.6%

1,883

393.67

-845

0.6%

1,466

390.55

-1,366

0.4%

1,383

391.88

-1,383

0.4%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	33,934,959	11,442,955	11,304,595	0	+196.56%
Money at Call & Short Notice	32,266,043	19,326,870	10,473,328	0	+66.95%
Due from NRB	8,948,586	8,268,481	8,687,170	0	+8.23%
Placement with B/FIs	23,317,457	11,058,388	1,786,158	0	+110.86%
Loans & Advances
Loans and Advances	150,922,466	141,557,203	128,720,887	0	+6.62%
Breakdown
Loans & Advances to B/FIs	6,210,407	6,308,627	6,169,512	0	-1.56%
Loans & Advances to Customers	144,712,059	135,248,576	122,551,375	0	+7.00%
Investments
Investment Securities	31,479,013	43,654,980	54,712,931	0	-27.89%
Investment in Subsidiaries	188,889	188,889	188,889	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	1,351,611	885,689	0	0	+52.61%
Other Assets
Derivative Financial Instruments	0.00	62052.24	3661.07	0	-100.00%
Other Trading Assets	170,601	83,417	75,321	0	+104.52%
Current Tax Assets	358,267	514,742	605,533	0	-30.40%
Deferred Tax Assets	453,722	437,408	418,835	0	+3.73%
Goodwill and Intangible Assets	45,888	11,646	8,190	0	+294.01%
Property & Equipment	1,283,336	1,250,187	1,224,900	0	+2.65%
Other Assets	3,317,766	2,330,539	3,065,516	0	+42.36%
Total Assets	254,744,083	220,637,312	209,691,046	0	+15.46%
Liabilities
Borrowings & Funding
Borrowings	8,841,432	11,033,288	11,601,551	0	-19.87%
Borrowing	0.00	0.00	0.00	0	-
Debt Securities Issued	8,841,432	5,844,821	6,043,153	0	+51.27%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	5188467.29	5558398.00	0	-100.00%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	220,027,582	185,831,403	174,566,050	0	+18.40%
Other Liabilities
Derivative Financial Instruments	0.00	62052.24	3661.07	0	-100.00%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	4,330,370	3,818,132	4,872,071	0	+13.42%
Other Liabilities & Provisions	4,386,961	3,818,132	4,872,071	0	+14.90%
Total Liabilities	233,255,976	200,682,824	191,039,672	0	+16.23%
Shareholders Equity
Paid Up Capital	11,335,124	10,899,158	10,500,152	0	+4.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	9,126,743	8,003,797	7,316,862	0	+14.03%
Reserves & Surpluses	10,152,983	9,055,331	8,151,222	0	+12.12%
Retained Earnings	1,026,239	1,051,533	834,360	0	-2.41%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	21,488,107	19,954,489	18,651,374	0	+7.69%
Total Liabilities & Equity	254,744,083	220,637,312	209,691,046	0	+15.46%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	305	-1.01	-0.33%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	-	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	198	+2.91	+1.49%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	0.61	19.18	3.86	0.71	0.67%	7.44	7%
EBL	700	+0.98	+0.14%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	-	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	236.7	-3.31	-1.38%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	-	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	193	-1.89	-0.97%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	0.97	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	208	0	0%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	0.01	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.3	-1.7	-0.78%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	1.79	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	243	-0.51	-0.21%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	1.07	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	525	+3.08	+0.59%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	1.46	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	263	-0.4	-0.15%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	33.06	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	331.9	+0.89	+0.27%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	-	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	191.8	-0.19	-0.1%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	-	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	237.9	-0.19	-0.08%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	-	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	233	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	0.43	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	190	+0.09	+0.05%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	-	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	352.3	+0.49	+0.14%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	0.76	17.54	5.86	1.19	1.24%	12.97	13.53%
SBL	388	-1.79	-0.46%	0.06	0.06	194.39	77.92%	9.31	14.68	20.45	299.07	3.71	3.64	13.03	3.71%	2.69	26.7	-	19.61	6.19	0.79	1.1%	8.28	11.54%
SCB	641.8	+0.32	+0.05%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	-	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	314.15	-0.12	-0.1%	0.06	0.058	186.96	74.6%	9.63	16.05	19.09	276.69	3.4	3.82	15.23	4.79%	2.276	37.04	4.462	34.927	5.467	0.86	1.04%	8.84	10.65%
MED	240.45	-0.1	-0.04%	0.05	0.06	174.03	77.09%	9.44	15.04	18.77	274.26	3.46	3.74	15.56	4.97%	1.965	18.78	0.97	15.98	4.21	0.85	1.05%	9.12	11.02%
MAX	700	3.08	1.49%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	33.06	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	190	-3.31	-1.38%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	0.01	9.4	3.36	0.04	0.03%	0.67	0.52%