Nepal SBI Bank Limited

BankingLow Cap

NPR 396.00

NPR +1.1+0.28%

09:14 AM NPT · May 14, 2026

Est. July 17, 1992 · Kathmandu, Nepal · CEO: Ram Kumar Tiwari

Nepal SBI Bank Limited (NSBL) is one of Nepal’s leading “A” class commercial banks, established as a joint venture between the State Bank of India (SBI)—India’s largest commercial bank—and Nepal’s leading public and private sector institutions. Since its inception, the bank has been recognized for bringing international banking standards, modern financial technology, and strong corporate governance practices to the Nepali banking sector. Headquartered in Kathmandu, Nepal SBI Bank provides a full suite of retail, SME, and corporate banking services including savings and deposit products, home and business loans, SME financing, trade finance, treasury solutions, remittance services, digital/mobile banking, and international banking facilitated by SBI’s global network. The bank is known for its strong capital base, risk management framework, efficient service delivery, and customer-centric approach. Through its extensive branch network, ATMs, extension counters, and digital platforms, NSBL ensures secure, accessible, and innovative financial services nationwide. As a trusted financial institution backed by the strength of SBI’s global expertise, Nepal SBI Bank Limited continues to play a key role in advancing Nepal’s financial sector, supporting economic growth, and promoting banking inclusion across the country.

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Trading

Open

401.00

High

401.00

Low

389.00

Prev Close

394.90

Volume

12,088

Turnover

Rs 4,732,048.5

Txns

Valuation · Q2 FY25/26

EPS Ann.

18.93

EPS TTM

17.74

BVPS

193.10

P/E Ann.

20.92

P/E TTM

22.32

Graham #

286.79

Capital

Mkt Cap

43.16 Arab

Total

10.9 Crore

Public

3.27 Crore

Promoter

7.63 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Moderate

Momentum

RSI (14)

40.45

ADX

20.97

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

401.76

SMA 50

408.96

Bands & Channels

BB Width %

5.05%

Volume & Flow

OBV

3,934,612

Flow Analysis

[ Live 2026-05-14 ]

Total Buy

92,521

Shares Bought

Total Sell

92,521

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

39,206

Amount

15,470,227

Avg Rate

394.59

Rank

#15

Brokers

#74#42#4#57#100#44

Distributors

Quantity

54,579

Amount

21,423,730

Avg Rate

392.53

Rank

Brokers

#77#1

Net Flow Impact:

-15,373units

(Rs. -5,953,503)

Net Flow by Timeframe

SBI — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 137,966 ]

Buy Side

Total: 67,600

Broker

QTY

AVG

NET

13,478

392.62

+6,416

14.6%

7,609

398.49

+2,169

8.2%

6,871

392.93

+6,871

7.4%

5,111

397.25

+5,085

5.5%

5,039

392.57

+4,295

5.5%

4,750

397.51

+3,677

5.1%

100

3,957

399.80

+3,957

4.3%

3,900

390.53

+3,600

4.2%

3,293

397.48

+2,793

3.6%

2,890

393.02

+1,972

3.1%

2,520

389.60

+1,209

2.7%

2,373

394.77

+2,373

2.6%

2,230

390.78

+1,232

2.4%

2,039

397.25

+2,039

2.2%

1,540

393.14

+1,440

1.7%

Sell Side

Total: 70,366

Broker

QTY

AVG

NET

37,528

390.31

-37,320

40.6%

17,051

397.41

-16,051

18.4%

7,600

398.34

-6,600

8.2%

2,860

399.13

-2,220

3.1%

1,254

397.85

-254

1.4%

1,085

398.09

-1,085

1.2%

793

393.52

-793

0.9%

713

393.38

-89

0.8%

590

398.45

-590

0.6%

316

391.00

-316

0.3%

210

400.95

-10

0.2%

192

402.35

-192

0.2%

398.00

-94

0.1%

400.00

-50

0.1%

400.00

-30

0.0%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	39,080,891,278	8,552,885,020	12,547,909,053	4,756,929,878	+356.93%
Money at Call & Short Notice	29,409,873,027	18,930,405,021	13,992,355,142	10,173,788,052	+55.36%
Due from NRB	10,613,909,276	8,861,887,898	9,829,781,094	4,596,235,648	+19.77%
Placement with B/FIs	18,795,963,751	10,068,517,123	4,162,574,048	5,577,552,404	+86.68%
Loans & Advances
Loans and Advances	148,524,405,407	139,430,074,713	127,867,140,770	125,891,728,230	+6.52%
Breakdown
Loans & Advances to B/FIs	6,532,446,712	6,068,646,035	6,000,053,136	4,994,446,393	+7.64%
Loans & Advances to Customers	141,991,958,695	133,361,428,678	121,867,087,634	120,897,281,837	+6.47%
Investments
Investment Securities	32,173,396,422	51,459,300,369	50,402,179,211	24,472,969,676	-37.48%
Investment in Subsidiaries	188,888,889	188,888,889	188,888,889	188,888,889	0.00%
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	1,013,141,726	347,012,570	69,645,640	0	+191.96%
Other Assets
Derivative Financial Instruments	0.00	35826232.00	0.00	638435.00	-100.00%
Other Trading Assets	130,438,000	81,308,000	71,085,072	61,144,204	+60.42%
Current Tax Assets	292,034,810	473,083,065	523,435,276	360,806,415	-38.27%
Deferred Tax Assets	458,559,730	441,853,336	426,271,356	360,524,726	+3.78%
Goodwill and Intangible Assets	42,145,644	11,646,293	8,189,602	6,965,596	+261.88%
Property & Equipment	1,296,294,236	1,236,221,225	1,247,740,395	1,170,780,733	+4.86%
Other Assets	2,230,720,369	1,518,419,838	1,553,090,330	1,262,534,055	+46.91%
Total Assets	254,842,602,388	222,671,098,339	208,910,458,269	168,707,060,454	+14.45%
Liabilities
Borrowings & Funding
Borrowings	13,391,310,372	9,046,799,951	18,299,150,664	12,573,034,195	+48.02%
Borrowing	0.00	0.00	1327738663.00	3997150384.00	-
Debt Securities Issued	8,840,854,550	5,844,387,920	6,042,804,701	5,026,383,811	+51.27%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	4,550,455,822	3,202,412,031	10,928,607,300	3,200,000,000	+42.09%
Due to NRB	0.00	0.00	0.00	349500000.00	-
Deposits	216,104,869,319	189,269,303,282	167,558,441,336	133,956,477,964	+14.18%
Other Liabilities
Derivative Financial Instruments	0.00	35826232.00	0.00	638435.00	-100.00%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	4,300,045,547	4,678,034,065	4,742,480,844	4,717,569,206	-8.08%
Other Liabilities & Provisions	4,300,045,547	4,713,860,297	4,742,480,844	4,718,207,641	-8.78%
Total Liabilities	233,796,225,238	203,029,963,531	190,600,072,844	151,247,719,801	+15.15%
Shareholders Equity
Paid Up Capital	10,899,158,068	10,500,152,282	10,120,628,706	9,825,853,113	+3.80%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	8,945,912,750	7,930,306,683	7,694,168,856	6,419,903,834	+12.81%
Reserves & Surpluses	10,147,219,082	9,140,982,526	8,189,756,719	7,633,487,539	+11.01%
Retained Earnings	1,201,306,332	1,210,675,843	495,587,863	1,213,583,705	-0.77%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	21,046,377,150	19,641,134,808	18,310,385,425	17,459,340,652	+7.15%
Total Liabilities & Equity	254,842,602,388	222,671,098,339	208,910,458,269	168,707,060,454	+14.45%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	309	-1.71	-0.55%	-	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	203.9	+0.89	+0.44%	-	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	703	-1.2	-0.17%	-	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	235	+0.49	+0.21%	-	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	203.7	0	0%	-	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	218	-1.49	-0.68%	-	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	219.9	+3.7	+1.71%	-	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	248	-1.5	-0.6%	-	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	527	0	0%	-	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	264	-1.99	-0.75%	-	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	351.9	-3.02	-0.85%	-	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	197.7	-1.39	-0.7%	-	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	244	-0.1	-0.04%	-	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	238.3	+0.31	+0.13%	-	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198	-0.99	-0.5%	-	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	363.5	+1.01	+0.28%	-	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBL	393	-0.51	-0.13%	-	0.06	211.23	79.05%	17.93	28.33	366.94	3.9%	3.68%	3.45%	12.71%	3.65	21.48	0.15	20.8	13.17	10.92	0.8%	1.27%	8.94%	14.15%
SCB	647	+1.1	+0.17%	-	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	320.27	-0.36	-0.11%	-	0.061	186.08	74.72%	15.5	18.85	271.7	3.56%	3.89%	4.94%	13.7%	3.192	21.755	0.833	21.315	34.361	10.912	0.81%	1%	8.44%	10.3%
MED	246	-0.3	-0.09%	-	0.06	174.76	76.92%	17.08	19.06	267.03	3.62%	3.72%	5.13%	13.73%	2.82	16.515	0	16.605	15.235	8.63	0.86%	1.05%	9.41%	11.9%
MAX	703	3.7	1.71%	-	0.07	262.43	85.09%	30.86	36.15	437.24	3.9%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	197.7	-3.02	-0.85%	-	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.52%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%