Siddhartha Bank Limited

BankingHigh Cap

NPR 436.50

NPR +2.8+0.65%

09:14 AM NPT · Nov 6, 2026

Est. 2002 · Kathmandu, Nepal · CEO: Sundar Prasad Kadel

Siddhartha Bank Limited (SBL) is one of Nepal’s leading “A” class commercial banks, licensed by the Nepal Rastra Bank (NRB). Since its establishment, the bank has built a strong reputation for financial stability, modern banking innovation, and customer-centric service delivery. With an extensive nationwide network of branches, extension counters, and ATMs, Siddhartha Bank serves individuals, SMEs, corporates, and institutions across the country. Headquartered in Kathmandu, the bank offers a comprehensive suite of financial products including savings and deposit accounts, home and business loans, SME financing, corporate lending, digital and mobile banking, trade finance, remittance services, treasury operations, and investment advisory. Siddhartha Bank is recognized for its strong digital footprint, offering secure and user-friendly online services through SBL Mobile Banking and internet banking platforms. Through robust governance, disciplined risk management, and a commitment to financial inclusion, Siddhartha Bank continues to strengthen its position as a trusted partner in Nepal’s banking sector. The bank also plays an active role in promoting financial literacy, supporting entrepreneurship, and contributing to sustainable economic development nationwide.

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Trading

Open

433.70

High

439.00

Low

431.00

Prev Close

433.70

Volume

44,519

Turnover

Rs 19,435,320.8

Txns

Valuation · Q4 FY25/26

EPS Ann.

19.24

EPS TTM

19.24

BVPS

201.81

P/E Ann.

22.69

P/E TTM

22.69

Graham #

295.57

Capital

Mkt Cap

70.06 Arab

Total

16.05 Crore

Public

7.86 Crore

Promoter

8.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

62.27

ADX

58.17

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

425.92

SMA 50

399.15

Bands & Channels

BB Width %

16.17%

Volume & Flow

OBV

11,373,477

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

423,351

Shares Bought

Total Sell

423,351

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 58%

Distribution 42%

Accumulators

Quantity

164,757

Amount

72,504,727

Avg Rate

440.07

Rank

#12

Brokers

#33#6#42

Distributors

Quantity

119,774

Amount

52,797,362

Avg Rate

440.81

Rank

#16

Brokers

#16#66#1#44#75

Net Flow Impact:

+44,983units

(Rs. 19,707,365)

Net Flow by Timeframe

SBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 563,915 ]

Buy Side

Total: 296,528

Broker

QTY

AVG

NET

61,814

438.37

+45,710

14.6%

55,519

441.75

+34,020

13.1%

47,424

440.32

+40,977

11.2%

22,722

443.40

+19,520

5.4%

19,939

433.75

+18,144

4.7%

16,144

445.73

+12,307

3.8%

13,500

441.53

+8,140

3.2%

12,690

437.30

+12,675

3.0%

9,137

440.10

+1,988

2.2%

8,000

440.10

+7,700

1.9%

7,289

439.76

+3,536

1.7%

6,543

438.03

+6,401

1.6%

5,707

441.40

+1,214

1.4%

5,100

438.37

+5,100

1.2%

100

5,000

433.00

+2,900

1.2%

Sell Side

Total: 267,387

Broker

QTY

AVG

NET

31,467

438.59

-28,139

7.4%

28,628

442.96

-1,088

6.8%

26,605

441.69

-26,605

6.3%

26,066

437.41

-25,166

6.2%

25,785

438.86

-12,741

6.1%

22,087

440.93

-13,787

5.2%

21,636

443.98

-20,636

5.1%

14,000

445.55

-14,000

3.3%

11,902

439.36

-10,384

2.8%

10,558

436.89

-1,830

2.5%

10,543

437.45

-5,600

2.5%

10,214

436.87

-5,800

2.4%

10,000

445.00

-10,000

2.4%

9,296

435.49

-2,156

2.2%

8,600

438.88

-7,600

2.0%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	30,225,206	11,032,477	10,437,707	0	+173.97%
Money at Call & Short Notice	32,223,509	41,988,511	28,336,894	0	-23.26%
Due from NRB	15,785,409	34,583,280	21,774,774	0	-54.36%
Placement with B/FIs	16,438,101	7,405,231	6,562,120	0	+121.98%
Loans & Advances
Loans and Advances	242,657,977	222,633,909	201,088,855	0	+8.99%
Breakdown
Loans & Advances to B/FIs	8,785,342	8,091,532	5,767,824	0	+8.57%
Loans & Advances to Customers	233,872,635	214,542,377	195,321,031	0	+9.01%
Investments
Investment Securities	75,187,273	54,719,357	47,539,524	0	+37.41%
Investment in Subsidiaries	51,000	51,000	51,000	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	893,652	725,635	727,570	0	+23.15%
Other Assets
Derivative Financial Instruments	27,990	15,995	4,977	0	+74.99%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	194,960	199,813	264,128	0	-2.43%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	115,981	117,948	146,147	0	-1.67%
Property & Equipment	2,875,071	3,201,785	3,495,813	0	-10.20%
Other Assets	5,619,128	4,427,489	5,174,499	0	+26.91%
Total Assets	389,732,817	338,780,164	296,851,862	0	+15.04%
Liabilities
Borrowings & Funding
Borrowings	19,237,208	20,986,107	21,597,020	0	-8.33%
Borrowing	2,445,931	5,839,097	5,964,376	0	-58.11%
Debt Securities Issued	12,000,000	11,662,559	11,662,559	0	+2.89%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	4,477,738	3,092,528	3,578,163	0	+44.79%
Due to NRB	313,538	391,923	391,923	0	-20.00%
Deposits	327,016,401	280,321,368	241,329,082	0	+16.66%
Other Liabilities
Derivative Financial Instruments	27,990	15,995	4,977	0	+74.99%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	342,830	480,557	520,039	0	-28.66%
Other Liabilities	6,150,013	5,978,304	5,734,648	0	+2.87%
Other Liabilities & Provisions	6,559,010	6,478,571	6,258,672	0	+1.24%
Total Liabilities	352,812,618	307,786,046	269,184,774	0	+14.63%
Shareholders Equity
Paid Up Capital	18,294,479	14,089,980	14,089,980	0	+29.84%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	16,920,049	15,041,351	13,210,447	0	+12.49%
Reserves & Surpluses	18,625,720	16,904,138	13,577,107	0	+10.18%
Retained Earnings	1,705,671	1,862,787	366,660	0	-8.43%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	36,920,199	30,994,118	27,667,088	0	+19.12%
Total Liabilities & Equity	389,732,817	338,780,164	296,851,862	0	+15.04%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	337.4	+1.51	+0.45%	0.05	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	219	-0.99	-0.45%	0.04	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	712	-0.5	-0.07%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	266	+0.8	+0.3%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	200.9	-0.91	-0.45%	0.05	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	230	-0.99	-0.43%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	274.9	+6.89	+2.57%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	266	-4	-1.48%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	549	-0.99	-0.18%	0.16	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	306	0	0%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	348	-2.1	-0.6%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	205.1	-2.7	-1.3%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	273.6	-0.3	-0.11%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	271.4	+2.39	+0.89%	0.06	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.6	+0.6	+0.32%	0.05	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	400	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	438	+4.08	+0.94%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SCB	671.6	-0.4	-0.06%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	342.03	0.13	0.02%	0.06	0.056	191.43	72.06%	9.84	17.43	17.27	274.9	3.35	3.84	16.03	5.52%	1.62	20.06	21.24	2.97	0.88	0.88%	9.13	9.13%
MED	274.25	-0.35	-0.07%	0.05	0.06	177.27	73.76%	9.8	17.18	17.18	263.07	3.34	3.67	15.43	4.94%	1.38	18.09	18.795	2.3	0.87	0.87%	9.76	9.76%
MAX	712	6.89	2.57%	0.16	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.6	-4	-1.48%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%