Siddhartha Bank Limited

BankingMid Cap

NPR 390.20

NPR -3.3-0.84%

07:21 AM NPT · May 14, 2026

Est. 2002 · Kathmandu, Nepal · CEO: Sundar Prasad Kadel

Siddhartha Bank Limited (SBL) is one of Nepal’s leading “A” class commercial banks, licensed by the Nepal Rastra Bank (NRB). Since its establishment, the bank has built a strong reputation for financial stability, modern banking innovation, and customer-centric service delivery. With an extensive nationwide network of branches, extension counters, and ATMs, Siddhartha Bank serves individuals, SMEs, corporates, and institutions across the country. Headquartered in Kathmandu, the bank offers a comprehensive suite of financial products including savings and deposit accounts, home and business loans, SME financing, corporate lending, digital and mobile banking, trade finance, remittance services, treasury operations, and investment advisory. Siddhartha Bank is recognized for its strong digital footprint, offering secure and user-friendly online services through SBL Mobile Banking and internet banking platforms. Through robust governance, disciplined risk management, and a commitment to financial inclusion, Siddhartha Bank continues to strengthen its position as a trusted partner in Nepal’s banking sector. The bank also plays an active role in promoting financial literacy, supporting entrepreneurship, and contributing to sustainable economic development nationwide.

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Trading

Open

397.50

High

397.50

Low

390.00

Prev Close

393.50

Volume

37,597

Turnover

Rs 14,740,175.8

Txns

Valuation · Q2 FY25/26

EPS Ann.

17.93

EPS TTM

28.33

BVPS

211.23

P/E Ann.

21.76

P/E TTM

13.77

Graham #

291.92

Capital

Mkt Cap

54.98 Arab

Total

14.09 Crore

Public

6.9 Crore

Promoter

7.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

ADX

62.21

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

391.31

SMA 50

396.21

Bands & Channels

BB Width %

2.91%

Volume & Flow

OBV

10,328,783

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

283,471

Shares Bought

Total Sell

283,471

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 51%

Distribution 49%

Accumulators

Quantity

102,706

Amount

40,445,033

Avg Rate

393.79

Rank

Brokers

#20#25#44#80

Distributors

Quantity

98,221

Amount

38,502,650

Avg Rate

392.00

Rank

Brokers

#60#76#49#67#83

Net Flow Impact:

+4,485units

(Rs. 1,942,382)

Net Flow by Timeframe

SBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 387,813 ]

Buy Side

Total: 203,990

Broker

QTY

AVG

NET

36,305

393.83

+20,234

12.8%

32,950

394.33

+32,949

11.6%

24,166

393.23

+7,306

8.5%

23,238

394.91

+22,817

8.2%

16,866

392.51

+5,667

6.0%

11,712

391.21

+9,815

4.1%

10,213

389.39

+10,213

3.6%

9,421

394.65

+9,321

3.3%

8,253

392.83

+2,232

2.9%

6,998

393.79

+6,361

2.5%

5,800

391.88

+4,181

2.0%

5,000

388.68

+4,500

1.8%

4,545

394.71

+2,711

1.6%

4,513

392.66

+1,671

1.6%

4,010

396.85

+2,730

1.4%

Sell Side

Total: 183,823

Broker

QTY

AVG

NET

27,402

389.83

-25,402

9.7%

23,300

388.83

-18,800

8.2%

22,316

394.01

-17,052

7.9%

13,956

394.37

-7,900

4.9%

13,653

395.32

-13,653

4.8%

11,886

393.09

-5,318

4.2%

11,550

395.74

-11,339

4.1%

10,939

394.00

-4,019

3.9%

9,751

389.45

-7,397

3.4%

8,231

392.72

-5,624

2.9%

7,759

393.59

-3,265

2.7%

6,938

391.06

-6,838

2.5%

5,981

393.17

-2,492

2.1%

5,650

395.66

-4,350

2.0%

4,511

396.33

-3,541

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	16,541,637,017	5,695,605,668	9,723,592,366	6,562,687,021	+190.43%
Money at Call & Short Notice	22,757,366,854	21,389,732,229	13,938,647,783	11,048,454,626	+6.39%
Due from NRB	13,593,274,682	12,590,555,962	10,916,001,282	9,889,239,323	+7.96%
Placement with B/FIs	9,164,092,172	8,799,176,267	3,022,646,501	1,159,215,303	+4.15%
Loans & Advances
Loans and Advances	234,073,589,869	212,070,664,509	196,699,231,244	183,579,333,517	+10.38%
Breakdown
Loans & Advances to B/FIs	8,460,430,849	6,863,335,326	5,783,991,786	5,977,656,778	+23.27%
Loans & Advances to Customers	225,613,159,020	205,207,329,183	190,915,239,458	177,601,676,739	+9.94%
Investments
Investment Securities	67,564,370,773	56,876,477,238	56,217,447,034	47,447,883,734	+18.79%
Investment in Subsidiaries	51,000,000	51,000,000	51,000,000	51,000,000	0.00%
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	772,035,232	703,889,407	649,941,740	218,938,434	+9.68%
Other Assets
Derivative Financial Instruments	60,905,565	92,581,984	38,089,964	12,259,692	-34.21%
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	257,634,807	606,784,183	756,014,880	400,776,892	-57.54%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	112,552,460	126,840,108	161,510,124	148,910,089	-11.26%
Property & Equipment	3,130,331,856	3,443,606,127	3,499,887,456	3,214,685,088	-9.10%
Other Assets	3,979,740,248	5,072,118,777	5,653,913,997	4,612,552,193	-21.54%
Total Assets	349,273,419,817	306,068,535,528	287,388,686,817	257,297,992,765	+14.12%
Liabilities
Borrowings & Funding
Borrowings	20,769,811,278	28,302,793,961	33,644,549,754	22,196,240,113	-26.62%
Borrowing	4,229,680,376	7,421,914,655	7,386,188,653	0	-43.01%
Debt Securities Issued	12,000,000,000	11,662,559,000	11,662,559,000	11,662,559,000	+2.89%
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	4,148,208,115	8,826,397,519	14,203,879,314	6,132,319,639	-53.00%
Due to NRB	391,922,787	391,922,787	391,922,787	4,401,361,474	0.00%
Deposits	290,470,798,265	243,796,718,986	221,078,293,416	205,129,144,738	+19.14%
Other Liabilities
Derivative Financial Instruments	60,905,565	92,581,984	38,089,964	12,259,692	-34.21%
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	365,580,514	647,385,884	463,469,571	387,057,835	-43.53%
Other Liabilities	6,356,437,422	5,245,477,186	6,410,751,312	6,565,169,252	+21.18%
Other Liabilities & Provisions	6,782,923,501	5,985,445,054	6,912,310,847	6,964,486,779	+13.32%
Total Liabilities	318,023,533,044	278,084,958,001	261,635,154,017	234,289,871,630	+14.36%
Shareholders Equity
Paid Up Capital	14,794,479,199	14,089,980,190	14,089,980,190	14,089,980,190	+5.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	15,870,905,989	14,255,541,904	11,968,089,225	8,821,572,447	+11.33%
Reserves & Surpluses	16,455,407,573	13,893,597,337	11,663,552,611	8,918,140,946	+18.44%
Retained Earnings	584,501,584	-361,944,567	-304,536,614	96,568,499	+261.49%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	31,249,886,772	27,983,577,527	25,753,532,801	23,008,121,136	+11.67%
Total Liabilities & Equity	349,273,419,816	306,068,535,528	287,388,686,818	257,297,992,765	+14.12%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ADBL	307	-3.7	-1.19%	-	0.06	190.14	64.33%	9.89	19.78	290.9	3.89%	4.08%	4.65%	6.76%	3.13	30.13	0	29.98	14.99	11.25	0.38%	1.09%	3.86%	10.65%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	202.2	-0.79	-0.39%	-	0.07	149.79	82.66%	4.63	6.39	146.75	3.69%	3.72%	6.86%	4.64%	2.62	42.33	0	40.63	29.44	7.87	0.3%	0.41%	3.14%	4.35%
EBL	700	-4.23	-0.6%	-	0.06	235.04	80.19%	30.86	36.15	437.24	3.24%	3.7%	0.68%	20.8%	5.62	21.42	0	21.57	18.41	17.82	1.22%	1.43%	13.76%	16.13%
GBIME	234.1	-0.4	-0.17%	-	0.06	175.29	71.55%	17.06	16.8	257.41	3.43%	3.56%	4.91%	16.19%	2.59	13.3	2.02	13.08	13.29	8.61	0.92%	0.92%	9.88%	9.74%
HBL	202	-1.69	-0.83%	-	0.06	174.23	74.89%	11.45	5.7	149.48	3.07%	3.82%	7.96%	10.94%	2.18	16.59	0	16.47	33.09	7.26	0.66%	0.33%	6.66%	3.32%
KBL	217.9	-1.6	-0.73%	-	0.07	151.16	76.4%	20.74	17.39	243.2	3.27%	4.84%	6.92%	17.92%	2.37	8.64	0.01	8.82	10.52	6.19	1.22%	1.02%	14.56%	12.21%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	217.2	+0.99	+0.46%	-	0.06	166.23	77.44%	-2.04	10.01	193.49	3.54%	3.52%	5.5%	-2.13%	2.59	-105.39	0	-101.18	20.62	8.98	-0.12%	0.61%	-1.26%	6.19%
MBL	248.2	-1.3	-0.52%	-	0.06	161.63	77.99%	16.73	18.33	258.19	3.83%	3.66%	4.25%	14.75%	2.82	13.63	0.66	13.51	12.33	8.04	0.92%	1.01%	10.78%	11.82%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	526	-1	-0.19%	-	0.06	214.49	78.12%	29.69	26.96	360.71	3.54%	3.58%	0.88%	24.78%	4.55	16.44	0.7	16.74	18.43	16.3	1.48%	1.34%	14.86%	13.5%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	262.6	-3.4	-1.28%	-	0.05	262.43	67.48%	17.76	31.42	430.73	3.8%	3.72%	5.34%	12.57%	1.84	13.57	0.07	13.55	7.66	6.82	0.66%	1.17%	6.76%	11.98%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	351.1	-3.8	-1.07%	-	0.06	198.33	67.1%	1.76	0.95	65.11	3.85%	3.98%	7.47%	1.09%	3.41	192.05	0	183.52	340	8.38	0.06%	0.03%	0.88%	0.47%
NIMB	196.6	-2.51	-1.26%	-	0.06	194.77	69.63%	9.45	16.22	266.61	3.04%	3.72%	7.9%	9.99%	1.97	20.32	0	19.79	11.53	8.12	0.56%	0.97%	4.96%	8.54%
NMB	241.1	-3	-1.23%	-	0.06	169.36	85.09%	17.1	15.18	240.51	3.78%	3.8%	4.56%	15.47%	2.82	13.98	0	13.74	15.48	8.65	0.96%	0.85%	10.34%	9.18%
PCBL	237.8	-0.19	-0.08%	-	0.07	165.8	82.86%	19.5	20.03	273.35	3.79%	4.12%	6.38%	18.21%	2.89	12.3	10.41	11.87	11.56	8.96	1.32%	1.37%	12.32%	12.66%
PRVU	198.4	-0.6	-0.3%	-	0.06	146.17	70.91%	8.62	21.75	267.45	3.8%	4.24%	7.94%	8.65%	2.51	21.29	0	21.11	8.37	7.37	0.52%	1.31%	5.92%	14.95%
SANIMA	360	-2.5	-0.69%	-	0.07	172.39	79.42%	20.48	20.39	281.23	3.32%	3.56%	1.33%	16.43%	3.89	16.36	0.98	16.24	16.31	10.75	1.06%	1.07%	12.4%	12.36%
SBI	392	-2.88	-0.73%	-	0.06	193.1	68.68%	18.93	17.74	277.63	3.54%	3.44%	2.64%	14.18%	4.19	21.39	2.06	21.39	22.83	12.14	0.86%	0.8%	10.12%	9.5%
SCB	644	-1.87	-0.29%	-	0.05	210.97	59.77%	27.35	27.5	361.3	3.35%	4.72%	1.88%	36.84%	6	23.15	0	23.43	23.3	34.12	1.7%	1.72%	13.2%	13.28%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	318.79	-1.91	-0.62%	-	0.061	185.07	74.14%	15.55	18.26	266.74	3.54%	3.88%	4.89%	13.78%	3.222	21.75	0.939	21.348	34.898	10.979	0.82%	0.97%	8.51%	10.05%
MED	244.65	-1.78	-0.65%	-	0.06	174.76	75.65%	17.08	18.03	267.03	3.54%	3.72%	5.13%	14.47%	2.82	16.515	0	16.605	15.895	8.63	0.89%	1.02%	10%	11.24%
MAX	700	0.99	0.46%	-	0.07	262.43	85.09%	30.86	36.15	437.24	3.89%	4.84%	7.96%	36.84%	6	192.05	10.41	183.52	340	34.12	1.7%	1.72%	14.86%	16.13%
MIN	196.6	-4.23	-1.28%	-	0.05	146.17	59.77%	-2.04	0.95	65.11	3.04%	3.44%	0.68%	-2.13%	1.84	-105.39	0	-101.18	7.66	6.19	-0.12%	0.03%	-1.26%	0.47%