Siddhartha Bank Limited

BankingMid Cap

NPR 388.00

NPR -1.8-0.46%

09:14 AM NPT · Jun 26, 2026

Est. 2002 · Kathmandu, Nepal · CEO: Sundar Prasad Kadel

Siddhartha Bank Limited (SBL) is one of Nepal’s leading “A” class commercial banks, licensed by the Nepal Rastra Bank (NRB). Since its establishment, the bank has built a strong reputation for financial stability, modern banking innovation, and customer-centric service delivery. With an extensive nationwide network of branches, extension counters, and ATMs, Siddhartha Bank serves individuals, SMEs, corporates, and institutions across the country. Headquartered in Kathmandu, the bank offers a comprehensive suite of financial products including savings and deposit accounts, home and business loans, SME financing, corporate lending, digital and mobile banking, trade finance, remittance services, treasury operations, and investment advisory. Siddhartha Bank is recognized for its strong digital footprint, offering secure and user-friendly online services through SBL Mobile Banking and internet banking platforms. Through robust governance, disciplined risk management, and a commitment to financial inclusion, Siddhartha Bank continues to strengthen its position as a trusted partner in Nepal’s banking sector. The bank also plays an active role in promoting financial literacy, supporting entrepreneurship, and contributing to sustainable economic development nationwide.

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Trading

Open

392.00

High

392.00

Low

387.00

Prev Close

389.80

Volume

49,450

Turnover

Rs 19,217,935.9

Txns

Valuation · Q3 FY25/26

EPS Ann.

14.68

EPS TTM

20.45

BVPS

194.39

P/E Ann.

26.43

P/E TTM

18.97

Graham #

253.39

Capital

Mkt Cap

54.67 Arab

Total

14.09 Crore

Public

6.9 Crore

Promoter

7.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

13.04

ADX

32.02

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

396.84

SMA 50

395.25

Bands & Channels

BB Width %

4.62%

Volume & Flow

OBV

8,888,099

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

340,941

Shares Bought

Total Sell

340,941

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 52%

Distribution 48%

Accumulators

Quantity

135,970

Amount

52,976,322

Avg Rate

389.62

Rank

Brokers

#65#33#52#75

Distributors

Quantity

127,954

Amount

49,887,756

Avg Rate

389.89

Rank

Brokers

#56#3#36#47

Net Flow Impact:

+8,016units

(Rs. 3,088,566)

Net Flow by Timeframe

SBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 497,080 ]

Buy Side

Total: 239,063

Broker

QTY

AVG

NET

63,696

389.14

+63,696

18.7%

32,051

388.74

+22,557

9.4%

23,013

391.19

+19,467

6.8%

17,210

390.93

+17,210

5.0%

16,027

388.80

+6,350

4.7%

14,448

389.17

+14,435

4.2%

10,976

389.70

+10,936

3.2%

10,204

392.46

+5,799

3.0%

9,283

390.97

+8,410

2.7%

9,270

390.52

+8,360

2.7%

8,089

388.93

+7,589

2.4%

8,060

391.35

+7,447

2.4%

7,706

389.56

+7,706

2.3%

5,530

389.61

+2,476

1.6%

3,500

391.44

+1,000

1.0%

Sell Side

Total: 258,017

Broker

QTY

AVG

NET

50,026

389.00

-49,355

14.7%

28,600

388.69

-27,842

8.4%

28,500

393.58

-27,960

8.4%

28,369

387.82

-4,088

8.3%

20,828

388.62

-20,624

6.1%

18,181

391.77

-14,021

5.3%

16,415

389.97

-15,515

4.8%

12,797

389.92

-12,007

3.8%

12,500

391.89

-1,842

3.7%

9,311

388.72

-5,452

2.7%

8,084

389.41

-6,707

2.4%

8,069

393.03

-2,569

2.4%

5,624

392.54

-5,514

1.6%

5,510

391.07

-600

1.6%

5,203

392.55

-2,703

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	25,655,671	9,540,342	10,388,647	0	+168.92%
Money at Call & Short Notice	24,448,156	18,152,817	15,217,858	0	+34.68%
Due from NRB	14,759,788	10,437,614	9,509,388	0	+41.41%
Placement with B/FIs	9,688,368	7,715,204	5,708,470	0	+25.58%
Loans & Advances
Loans and Advances	238,873,018	215,232,100	198,371,417	0	+10.98%
Breakdown
Loans & Advances to B/FIs	8,851,208	7,296,820	5,352,430	0	+21.30%
Loans & Advances to Customers	230,021,810	207,935,280	193,018,987	0	+10.62%
Investments
Investment Securities	66,906,887	59,523,277	54,806,790	0	+12.40%
Investment in Subsidiaries	51,000	51,000	51,000	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	810,129	754,239	695,097	0	+7.41%
Other Assets
Derivative Financial Instruments	52,595	65,892	7,803	0	-20.18%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	486,127	522,289	928,599	0	-6.92%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	112,355	122,980	148,903	0	-8.64%
Property & Equipment	3,098,894	3,422,304	3,475,099	0	-9.45%
Other Assets	6,641,212	6,408,014	5,723,459	0	+3.64%
Total Assets	366,484,968	313,084,094	288,729,368	0	+17.06%
Liabilities
Borrowings & Funding
Borrowings	19,095,803	29,136,344	29,993,179	0	-34.46%
Borrowing	2,751,942	7,534,045	7,603,013	0	-63.47%
Debt Securities Issued	12,000,000	11,662,559	11,662,559	0	+2.89%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	3,991,130	9,547,818	10,335,684	0	-58.20%
Due to NRB	352,731	391,923	391,923	0	-10.00%
Deposits	303,643,231	247,642,461	226,667,382	0	+22.61%
Other Liabilities
Derivative Financial Instruments	52,595	65,892	7,803	0	-20.18%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	419,201	694,814	435,962	0	-39.67%
Other Liabilities	7,578,282	6,350,101	5,400,595	0	+19.34%
Other Liabilities & Provisions	8,182,517	7,071,986	5,845,403	0	+15.70%
Total Liabilities	330,921,551	283,850,790	262,505,964	0	+16.58%
Shareholders Equity
Paid Up Capital	18,294,479	14,089,980	14,089,980	0	+29.84%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	16,432,012	14,954,874	12,404,626	0	+9.88%
Reserves & Surpluses	17,268,938	15,143,323	12,133,423	0	+14.04%
Retained Earnings	836,925	188,450	-271,203	0	+344.11%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	35,563,417	29,233,304	26,223,403	0	+21.65%
Total Liabilities & Equity	366,484,968	313,084,094	288,729,368	0	+17.06%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	305	-1.01	-0.33%	0.04	0.06	194.58	65.44%	9.41	9.42	18.77	286.66	3.47	3.85	9.02	5.06%	2.16	33.47	16.89	5.37	0.49	1%	4.95	9.86%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	198	+2.91	+1.49%	0.03	0.06	155.99	82.18%	9.28	11.23	10.56	192.52	3.55	3.64	11.58	6.82%	1.8	18.72	19.18	3.86	0.71	0.67%	7.44	7%
EBL	700	+0.98	+0.14%	0.1	0.06	244.21	85.88%	10.3	32.35	34.91	437.97	3.12	3.47	22.17	0.61%	3.81	21.58	20.32	8.5	1.25	1.36%	13.87	14.97%
GBIME	236.7	-3.31	-1.38%	0.09	0.06	178.53	71.13%	10.39	15.4	15.93	252.96	3.3	3.47	14.76	4.97%	1.78	15.45	14.95	4.06	0.81	0.85%	8.75	9.05%
HBL	193	-1.89	-0.97%	0.04	0.06	171.96	75.01%	9.48	4.5	7.86	174.39	2.84	3.75	4.41	7.98%	1.62	46.33	25.57	3.63	0.25	0.45%	2.67	4.67%
KBL	208	0	0%	0.06	0.06	158.53	77.14%	10.41	21.24	22.91	285.86	3.13	4.31	19.36	6.94%	1.93	10.78	9.4	3.71	1.23	1.33%	14.49	15.64%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	216.3	-1.7	-0.78%	0.06	0.06	175.08	77.04%	9.46	10.15	16.81	257.33	3.4	3.36	10.77	5.29%	1.64	21.23	13.16	4.07	0.59	0.99%	6.05	10.03%
MBL	243	-0.51	-0.21%	0.03	0.06	154.52	77.67%	9.69	14.66	17.02	243.26	3.53	3.52	16.36	4.01%	2.17	17.19	14.67	5	0.96	1.12%	10.65	12.38%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	525	+3.08	+0.59%	0.14	0.06	220.95	79.5%	9.14	28.14	27.58	370.28	3.31	3.57	23.78	0.98%	3.2	18.83	19.4	7.96	1.35	1.32%	13.65	13.38%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	263	-0.4	-0.15%	0.04	0.05	272.79	66.07%	10.25	25.34	25.74	397.47	3.7	3.93	17.24	4.96%	1.36	10.97	10.41	3.36	0.89	0.91%	9.49	9.64%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	331.9	+0.89	+0.27%	0.05	0.06	172.97	65.39%	13.97	1.25	0.97	61.44	3.4	4	0.8	0.49%	2.85	296	356.7	4.21	0.04	0.03%	0.67	0.52%
NIMB	191.8	-0.19	-0.1%	0.07	0.05	199.72	68.37%	8.04	12.29	15.72	265.78	2.79	3.73	13.26	8.41%	1.41	17.14	12.55	4.04	0.71	0.92%	6.29	8.05%
NMB	237.9	-0.19	-0.08%	0.05	0.06	165.59	84.68%	9.17	16.08	16.14	245.22	3.5	3.84	16.81	4.95%	2	15.45	15.07	4.62	0.99	0.99%	10.47	10.5%
PCBL	233	0	0%	0.05	0.07	171.28	83.12%	8.07	19.66	23.31	299.72	3.79	3.95	18.95	6.39%	1.91	12.49	10.3	4.21	1.31	1.56%	12.13	14.4%
PRVU	190	+0.09	+0.05%	0.05	0.06	146.26	70.61%	10.67	4.82	18.77	248.53	3.44	4.19	5.06	8.84%	1.91	43.36	10.5	3.9	0.28	1.12%	3.28	12.78%
SANIMA	352.3	+0.49	+0.14%	0.05	0.06	169.34	82.76%	9.39	20.11	20.98	282.73	3.48	3.45	18.93	3.99%	2.76	17.4	17.54	5.86	1.19	1.24%	12.97	13.53%
SBI	393.9	+3.09	+0.79%	0.04	0.06	189.57	68.57%	10.86	17.19	18.18	278.47	3.31	3.41	13.52	2.53%	2.85	23.56	21.95	5.66	0.81	0.86%	9.4	9.94%
SCB	641.8	+0.32	+0.05%	0.07	0.04	218.59	52.95%	6.99	27.64	29.25	379.29	3.67	5.03	37.87	1.81%	3.97	23.55	22.46	15.86	1.69	1.8%	12.93	13.69%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	314.48	0.15	-0.03%	0.06	0.058	186.69	74.08%	9.72	16.19	18.97	275.55	3.37	3.8	15.26	4.72%	2.285	36.86	35.057	5.438	0.86	1.03%	8.9	10.56%
MED	240.45	0	0%	0.05	0.06	174.03	76.03%	9.47	15.74	18.48	272.13	3.42	3.74	15.56	4.97%	1.965	18.78	15.98	4.21	0.85	1%	9.45	10.27%
MAX	700	3.09	1.49%	0.14	0.07	272.79	85.88%	13.97	32.35	34.91	437.97	3.79	5.03	37.87	8.84%	3.97	296	356.7	15.86	1.69	1.8%	14.49	15.64%
MIN	190	-3.31	-1.38%	0.03	0.04	146.26	52.95%	6.99	1.25	0.97	61.44	2.79	3.36	0.8	0.49%	1.36	10.78	9.4	3.36	0.04	0.03%	0.67	0.52%