Siddhartha Bank Limited

BankingHigh Cap

NPR 456.80

NPR -0.2-0.04%

09:14 AM NPT · Sep 24, 2026

Est. 2002 · Kathmandu, Nepal · CEO: Sundar Prasad Kadel

Siddhartha Bank Limited (SBL) is one of Nepal’s leading “A” class commercial banks, licensed by the Nepal Rastra Bank (NRB). Since its establishment, the bank has built a strong reputation for financial stability, modern banking innovation, and customer-centric service delivery. With an extensive nationwide network of branches, extension counters, and ATMs, Siddhartha Bank serves individuals, SMEs, corporates, and institutions across the country. Headquartered in Kathmandu, the bank offers a comprehensive suite of financial products including savings and deposit accounts, home and business loans, SME financing, corporate lending, digital and mobile banking, trade finance, remittance services, treasury operations, and investment advisory. Siddhartha Bank is recognized for its strong digital footprint, offering secure and user-friendly online services through SBL Mobile Banking and internet banking platforms. Through robust governance, disciplined risk management, and a commitment to financial inclusion, Siddhartha Bank continues to strengthen its position as a trusted partner in Nepal’s banking sector. The bank also plays an active role in promoting financial literacy, supporting entrepreneurship, and contributing to sustainable economic development nationwide.

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Trading

Open

457.00

High

458.00

Low

456.00

Prev Close

457.00

Volume

175,735

Turnover

Rs 80,327,678.1

Txns

519

Valuation · Q4 FY25/26

EPS Ann.

19.24

EPS TTM

19.24

BVPS

201.81

P/E Ann.

23.74

P/E TTM

23.74

Graham #

295.57

Capital

Mkt Cap

64.36 Arab

Total

14.09 Crore

Public

6.9 Crore

Promoter

7.19 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Strong Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

87.25

ADX

59.05

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

425.81

SMA 50

414.49

Bands & Channels

BB Width %

16.7%

Volume & Flow

OBV

10,856,031

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

1,209,839

Shares Bought

Total Sell

1,209,839

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 47%

Distribution 53%

Accumulators

Quantity

405,029

Amount

183,762,413

Avg Rate

453.70

Rank

Brokers

#17#57#48#14#85

Distributors

Quantity

460,463

Amount

208,021,012

Avg Rate

451.76

Rank

Brokers

#33#65#4#74

Net Flow Impact:

-55,434units

(Rs. -24,258,600)

Net Flow by Timeframe

SBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 1,483,784 ]

Buy Side

Total: 759,067

Broker

QTY

AVG

NET

111,433

453.03

+71,894

9.2%

85,689

454.55

+68,595

7.1%

80,375

452.77

+59,147

6.6%

79,638

453.12

+55,895

6.6%

47,894

456.30

+47,894

4.0%

44,972

453.98

+20,051

3.7%

43,538

455.22

+12,586

3.6%

43,203

456.53

+33,903

3.6%

41,239

453.52

+19,487

3.4%

37,083

451.50

+37,083

3.1%

35,018

454.57

+16,217

2.9%

32,331

453.07

+23,085

2.7%

29,361

454.25

+10,312

2.4%

24,369

456.58

+17,185

2.0%

22,924

456.33

+6,413

1.9%

Sell Side

Total: 724,717

Broker

QTY

AVG

NET

275,124

450.19

-239,268

22.7%

65,289

454.26

-52,759

5.4%

64,348

452.19

-49,861

5.3%

55,702

456.11

-42,945

4.6%

50,881

456.31

-38,271

4.2%

43,510

450.25

-30,502

3.6%

34,864

456.03

-31,317

2.9%

20,093

455.23

-18,038

1.7%

19,681

452.20

-11,473

1.6%

18,434

454.75

-7,713

1.5%

17,450

452.14

-11,311

1.4%

17,087

455.38

-6,539

1.4%

14,894

455.01

-8,992

1.2%

14,000

447.71

-10,348

1.2%

13,360

456.92

-4,539

1.1%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	30,225,206	11,032,477	10,437,707	0	+173.97%
Money at Call & Short Notice	32,223,509	41,988,511	28,336,894	0	-23.26%
Due from NRB	15,785,409	34,583,280	21,774,774	0	-54.36%
Placement with B/FIs	16,438,101	7,405,231	6,562,120	0	+121.98%
Loans & Advances
Loans and Advances	242,657,977	222,633,909	201,088,855	0	+8.99%
Breakdown
Loans & Advances to B/FIs	8,785,342	8,091,532	5,767,824	0	+8.57%
Loans & Advances to Customers	233,872,635	214,542,377	195,321,031	0	+9.01%
Investments
Investment Securities	75,187,273	54,719,357	47,539,524	0	+37.41%
Investment in Subsidiaries	51,000	51,000	51,000	0	0.00%
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	893,652	725,635	727,570	0	+23.15%
Other Assets
Derivative Financial Instruments	27,990	15,995	4,977	0	+74.99%
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	194,960	199,813	264,128	0	-2.43%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	115,981	117,948	146,147	0	-1.67%
Property & Equipment	2,875,071	3,201,785	3,495,813	0	-10.20%
Other Assets	5,619,128	4,427,489	5,174,499	0	+26.91%
Total Assets	389,732,817	338,780,164	296,851,862	0	+15.04%
Liabilities
Borrowings & Funding
Borrowings	19,237,208	20,986,107	21,597,020	0	-8.33%
Borrowing	2,445,931	5,839,097	5,964,376	0	-58.11%
Debt Securities Issued	12,000,000	11,662,559	11,662,559	0	+2.89%
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	4,477,738	3,092,528	3,578,163	0	+44.79%
Due to NRB	313,538	391,923	391,923	0	-20.00%
Deposits	327,016,401	280,321,368	241,329,082	0	+16.66%
Other Liabilities
Derivative Financial Instruments	27,990	15,995	4,977	0	+74.99%
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	342,830	480,557	520,039	0	-28.66%
Other Liabilities	6,150,013	5,978,304	5,734,648	0	+2.87%
Other Liabilities & Provisions	6,559,010	6,478,571	6,258,672	0	+1.24%
Total Liabilities	352,812,618	307,786,046	269,184,774	0	+14.63%
Shareholders Equity
Paid Up Capital	18,294,479	14,089,980	14,089,980	0	+29.84%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	16,920,049	15,041,351	13,210,447	0	+12.49%
Reserves & Surpluses	18,625,720	16,904,138	13,577,107	0	+10.18%
Retained Earnings	1,705,671	1,862,787	366,660	0	-8.43%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	36,920,199	30,994,118	27,667,088	0	+19.12%
Total Liabilities & Equity	389,732,817	338,780,164	296,851,862	0	+15.04%

Sector Peers — Banking (26)

Peer Comparison

Banking SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ADBL	313	+1.99	+0.64%	0.04	0.05	197.11	66.78%	9.8	16.11	13.33	243.14	3.66	3.66	12.54	4.07%	1.57	19.18	23.56	2.91	0.67	0.67%	6.73	6.73%
BOKL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CCBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CZBIL	213.4	+1.4	+0.66%	0.03	0.06	160.51	75.72%	9.79	13.53	13.53	221.05	3.48	3.67	13.97	5.88%	1.23	14.55	15.74	2.03	0.81	0.81%	8.77	8.77%
EBL	697.4	+0.63	+0.09%	0.1	0.05	256.47	77.57%	9.9	36.95	36.95	461.76	3.05	3.71	25.22	0.49%	2.71	18.81	18.97	4.74	1.35	1.35%	15.08	15.08%
GBIME	243.8	+0.8	+0.33%	0.1	0.05	183.14	68.43%	10.76	16.34	16.34	259.48	3.29	3.54	15.45	4.96%	1.31	14.69	15.97	2.27	0.82	0.82%	9.05	9.05%
HBL	195.5	-1.5	-0.76%	0.04	0.06	177.48	72.74%	9.43	6.56	6.56	161.85	2.83	3.67	6.5	7.96%	1.1	29.65	30.18	1.93	0.37	0.37%	3.79	3.79%
KBL	226	+0.99	+0.44%	0.06	0.06	170.8	77.14%	9.95	28.17	28.17	329.02	3.11	4.21	25.95	7.46%	1.23	7.45	8.06	1.94	1.58	1.58%	17.99	17.99%
LBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LSL	250	+4.11	+1.67%	0.07	0.06	177.02	74.77%	9.8	11.64	11.64	215.32	3.22	3.66	11.8	5.23%	1.22	18.48	21.17	2.18	0.65	0.65%	6.71	6.71%
MBL	258.5	+0.49	+0.19%	0.03	0.06	156.01	78.45%	9.89	14.01	14.01	221.76	3.48	3.55	15.4	3.98%	1.59	17.7	18.62	2.73	0.89	0.89%	9.93	9.93%
MEGA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABIL	569	+4.01	+0.71%	0.15	0.06	224.31	80.18%	9.22	24.66	24.66	352.79	3.18	3.56	20.82	4.2%	2.38	21.69	22.83	4.52	1.15	1.15%	11.65	11.65%
NBB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NBL	292	+0.5	+0.17%	0.04	0.05	287.7	62.85%	10.46	30.63	30.63	445.28	3.54	3.92	20.49	4.18%	0.91	8.54	9.68	1.75	1.01	1.01%	11.18	11.18%
NCCB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NICA	316.3	-0.7	-0.22%	0.05	0.06	172.32	61.07%	14.32	1.22	1.22	68.78	3.5	3.9	0.79	9.26%	1.89	266.48	269.18	2.13	0.04	0.04%	0.65	0.65%
NIMB	194.6	+2.1	+1.09%	0.07	0.05	197.71	68.17%	8.09	8.05	8.05	189.24	3.15	3.84	8.73	8.66%	0.96	23.6	24.32	2.06	0.46	0.46%	4.07	4.07%
NMB	257.1	+3.4	+1.34%	0.05	0.06	170.79	82.77%	9.44	18.01	18.01	263.07	3.43	3.6	19.07	4.91%	1.4	13.3	14.32	2.54	1.07	1.07%	11.36	11.36%
PCBL	257	+4	+1.58%	0.05	0.07	175.8	83.36%	8.12	19.63	19.63	278.65	3.66	3.88	19.02	6.69%	1.36	12.22	13.19	2.33	1.25	1.25%	11.65	11.65%
PRVU	187.3	+1.01	+0.54%	0.04	0.05	140.92	67.86%	11.42	-1.02	-1.02	-	3.28	4.18	-1.09	15.55%	1.35	-185.88	-185.39	2.03	-0.05	-0.05%	-0.67	-0.67%
SANIMA	368	0	0%	0.05	0.06	177.07	80.77%	9.55	22.78	22.78	301.26	3.39	3.42	21.38	1.02%	1.98	15.36	16.24	3.28	1.28	1.28%	14.05	14.05%
SBI	404.2	-2.81	-0.69%	0.05	0.06	194.73	71.16%	10.25	18.04	18.04	281.14	3.21	3.51	14.11	2.92%	2.02	21.78	22.53	3.08	0.84	0.84%	9.59	9.59%
SCB	657.2	+2.03	+0.31%	0.07	0.04	225.77	47.24%	6.94	28.38	28.38	379.69	3.77	5.62	38.39	2.03%	2.95	23.47	23.15	9.01	1.7	1.7%	12.82	12.82%
SRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	327.79	1.25	0.45%	0.06	0.056	191.43	72.06%	9.84	17.43	17.27	274.9	3.35	3.84	16.03	5.52%	1.62	20.06	21.24	2.97	0.88	0.88%	9.13	9.13%
MED	257.8	1	0.39%	0.05	0.06	177.27	73.76%	9.8	17.18	17.18	263.07	3.34	3.67	15.43	4.94%	1.38	18.09	18.795	2.3	0.87	0.87%	9.76	9.76%
MAX	697.4	4.11	1.67%	0.15	0.07	287.7	83.36%	14.32	36.95	36.95	461.76	3.77	5.62	38.39	15.55%	2.95	266.48	269.18	9.01	1.7	1.7%	17.99	17.99%
MIN	187.3	-2.81	-0.76%	0.03	0.04	140.92	47.24%	6.94	-1.02	-1.02	68.78	2.83	3.42	-1.09	0.49%	0.91	-185.88	-185.39	1.75	-0.05	-0.05%	-0.67	-0.67%