SGIC
Non Life Insurance
Low Cap
LIVE MARKET
Est. October 24, 2022 · 205 Tangal Marg, Tangal, P.O. Box 1622, Kathmandu, Nepal · CEO: Sudyumna Prasad Upadhyaya
sgic.com.np/
NPR 511.00
▼ 15.00
-2.85%
08:25 AM NPT · Mar 29, 2026
Trading
Open
526.00
High
526.00
Low
507.00
Prev Close
526.00
Volume
36,625
Turnover
₨1.88Cr
Txns
214
Valuation · Q2 FY25/26
EPS Ann.
-8.92
EPS TTM
6.18
BVPS
145.61
P/E Ann.
-57.29
P/E TTM
82.69
Graham #
N/A
Capital
Mkt Cap
10.99 Arab
Total
2.15 Crore
Public
1.05 Crore
Promoter
1.1 Crore
52-Week Range
439
632
511.00
From Low
16.4%
From High
-19.1%
Sanima GIC Insurance Limited is a leading non-life (general) insurance company in Nepal, formed through a joint venture between Sanima Group, one of Nepal’s reputable business houses, and GIC (General Insurance Corporation of India), one of Asia’s largest reinsurance companies. The company provides a wide range of general insurance products designed to safeguard individuals, businesses, and institutions against financial risks. Headquartered in Kathmandu, Sanima GIC Insurance offers comprehensive insurance services including motor insurance, fire and property insurance, marine and transit insurance, engineering and contractor’s all-risk insurance, liability coverage, agriculture and livestock insurance, travel and medical insurance, and other miscellaneous commercial risk solutions. The company is known for its strong underwriting standards, robust claims management system, and digital service integration, ensuring efficient and customer-centric operations. With professional expertise from its JV partner GIC Re and the strong local presence of the Sanima Group, Sanima GIC Insurance Limited has built a reputation for reliability, financial stability, and service excellence. As it expands its network across Nepal, the company continues to focus on innovation, responsible insurance practices, and delivering value-driven risk protection to its clients.
Broker Analysis (Zero-Sum)
Live 2026-03-26
Shares Bought
Shares Sold
Net Accumulation
Participating
▲ 15 Buyers
▼ 15 Sellers
Vol: 239,461
▲ BUY SIDE
Total: 123,437
BR# | QTY | AVG | NET | % |
|---|
▼ SELL SIDE
Total: 116,024
BR# | QTY | AVG | NET | % |
|---|
NET FLOW
+7,413 units
TECHNICAL ANALYSIS
RSI (14)
73.09
ADX
60.3
Direction
Uptrend
Strength
Very Strong
SMA 20
499.06
SMA 50
488.64
BB Width %
18.86%
OBV
2,452,429
Financial Fundamentals
Sector Peers — Non Life Insurance (16)
Peer Comparison
Non Life Insurance SECTOR — NEPAL
2025/2026 Q2
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | BVPS | C/D Ratio% | EPS (Annu.) | EPS (TTM) | Graham's No. | Int. Rate Spread% | NIM% | NPL% | NPM% | P/B | P/E (Annu.) | PEG | P/E (Latest) | P/E (TTM) | P/S | ROA (Annu.)% | ROA (TTM)% | ROE (Annu.)% | ROE (TTM)% | |
HEI | 555 | -13.01 | -2.29% | - | 0.24 | 209.67 | - | 1.26 | 15.53 | 270.67 | - | 0% | - | 1.14% | 4.81 | 400 | 0 | 392.86 | 31.87 | 18.39 | 0.26% | 3.41% | 0.6% | 7.49% |
HEIP | 330.4 | +6.41 | +1.98% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
IGI | 474 | -12 | -2.47% | - | 0.14 | 176.25 | - | -11.96 | 1.34 | 72.9 | - | 0% | - | -19.8% | 4.75 | -35.03 | 0 | -35.09 | 313.21 | 27.77 | -2.74% | 0.3% | -6.5% | 0.73% |
NICL | 535 | -6.88 | -1.27% | - | 0.19 | 166.91 | - | 0.39 | 9.24 | 186.28 | - | 0% | - | 0.69% | 5.97 | 1,277.18 | 0 | 1,256.41 | 53.03 | 35.72 | 0.12% | 3.2% | 0.24% | 6.03% |
NIL | 660 | -9.98 | -1.49% | - | 0.17 | 229.19 | - | 0.8 | 15.07 | 278.77 | - | 0% | - | 1.06% | 5.39 | 772.5 | 0 | 753.75 | 40.01 | 32.92 | 0.18% | 3.39% | 0.36% | 6.84% |
NILPO | 436 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
NLG | 680.6 | -11.42 | -1.65% | - | 0.18 | 163.55 | - | 0.86 | 3.81 | 118.41 | - | 0% | - | 1.41% | 8.31 | 790.58 | 0 | 779.42 | 175.93 | 44.58 | 0.24% | 1.1% | 0.6% | 2.65% |
NMIC | 1,310 | -39.96 | -2.96% | - | 0.14 | 101.65 | - | 3.61 | 1.99 | 67.46 | - | 0% | - | 21.06% | 24.4 | 343.49 | 0.09 | 362.88 | 658.29 | 289.04 | 3.02% | 1.67% | 4.18% | 2.31% |
PRIN | 749.9 | -10.11 | -1.33% | - | 0.14 | 202.27 | - | 14.85 | 12.88 | 242.11 | - | 0% | - | 25.88% | 12.78 | 43.5 | 0 | 47.35 | 54.6 | 180.2 | 3.56% | 3.12% | 7.52% | 6.54% |
RBCL | 15,650 | -290.11 | -1.82% | - | 0.04 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 4.6 | 111.69 | 0 | 112.82 | 154.89 | 145.67 | 1.42% | 1.04% | 2.08% | 1.51% |
RBCLPO | 12,545 | -254.71 | -1.99% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
SALICO | 640 | -5.03 | -0.78% | - | 0.19 | 227.43 | - | 2.85 | 14.29 | 270.42 | - | 0% | - | 2.33% | 5.28 | 210.53 | 0 | 208.42 | 41.57 | 19.7 | 0.44% | 2.23% | 1.2% | 6.04% |
SICL | 665 | -9.1 | -1.35% | - | 0 | 196.64 | - | -3.06 | 5.15 | 150.95 | - | 0% | - | -3,634.59% | 6.36 | -204.41 | 0 | -201.96 | 120 | 31,275 | -0.58% | 1% | -1.56% | 2.64% |
SPIL | 748.4 | -1.57 | -0.21% | - | 0 | 241.32 | - | -12.72 | 11.03 | 244.72 | - | 0% | - | -15,930.16% | 5.94 | -56.35 | 0 | -54 | 62.28 | 35,840 | -1.8% | 1.56% | -4.8% | 4.17% |
UAIL | 479.3 | -15.69 | -3.17% | - | 0.21 | 171.7 | - | -9.23 | 1.74 | 81.99 | - | 0% | - | -13.63% | 5.22 | -48.59 | 0 | -49.47 | 262.41 | 26.5 | -2.86% | 0.53% | -5.48% | 1.03% |
UAILPO | 251 | 0 | 0% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 2,294.35 | -42.07 | -1.3% | - | 0.137 | 712.32 | - | 10.05 | 15.74 | 478.07 | - | 0% | - | -1,626% | 7.817 | 300.424 | 0.008 | 297.783 | 164.008 | 5,661.291 | 0.11% | 1.88% | -0.13% | 4% |
| MED | 650 | -10.05 | -1.42% | - | 0.155 | 199.45 | - | 0.83 | 10.14 | 214.2 | - | 0% | - | 1.1% | 5.665 | 161.11 | 0 | 160.62 | 91.14 | 40.15 | 0.21% | 1.62% | 0.48% | 3.41% |
| MAX | 15,650 | 6.41 | 1.98% | - | 0.24 | 6,461.26 | - | 132.96 | 96.84 | 3,752.12 | - | 0% | - | 32.6% | 24.4 | 1,277.18 | 0.09 | 1,256.41 | 658.29 | 35,840 | 3.56% | 3.41% | 7.52% | 7.49% |
| MIN | 251 | -290.11 | -3.17% | - | 0 | 101.65 | - | -12.72 | 1.34 | 67.46 | - | 0% | - | -15,930.16% | 4.6 | -204.41 | 0 | -201.96 | 31.87 | 18.39 | -2.86% | 0.3% | -6.5% | 0.73% |