Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 407.00

NPR 00.00%

08:00 AM NPT · Oct 14, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

404.00

High

410.00

Low

404.00

Prev Close

407.00

Volume

16,865

Turnover

Rs 6,863,124.9

Txns

Valuation · Q4 FY25/26

EPS Ann.

23.52

EPS TTM

23.52

BVPS

159.48

P/E Ann.

17.30

P/E TTM

17.30

Graham #

290.51

Capital

Mkt Cap

19.84 Arab

Total

4.88 Crore

Public

2.39 Crore

Promoter

2.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

69.86

ADX

44.17

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

398.16

SMA 50

386.76

Bands & Channels

BB Width %

3.52%

Volume & Flow

OBV

6,658,053

Flow Analysis

[ Live 2026-10-13 ]

Total Buy

106,023

Shares Bought

Total Sell

106,023

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 59%

Distribution 41%

Accumulators

Quantity

56,641

Amount

22,848,277

Avg Rate

403.39

Rank

Brokers

#66#75

Distributors

Quantity

38,744

Amount

15,593,194

Avg Rate

402.47

Rank

Brokers

#58#67#16#44#21#60

Net Flow Impact:

+17,897units

(Rs. 7,255,083)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 169,320 ]

Buy Side

Total: 95,252

Broker

QTY

AVG

NET

32,116

403.76

+32,116

30.3%

24,525

402.90

+24,370

23.1%

15,411

401.33

+15,011

14.5%

9,767

400.62

+9,417

9.2%

4,709

401.94

+4,664

4.4%

2,350

400.76

+1,200

2.2%

2,000

400.10

+2,000

1.9%

1,420

398.97

+1,420

1.3%

1,272

398.12

+1,272

1.2%

510

399.59

+110

0.5%

500

405.00

+137

0.5%

453

398.18

+453

0.4%

136

400.00

0.1%

399.00

+16

0.0%

400.00

+40

0.0%

Sell Side

Total: 74,068

Broker

QTY

AVG

NET

12,728

401.69

-11,086

12.0%

6,164

404.84

-6,164

5.8%

5,504

402.00

-5,470

5.2%

5,458

403.91

-3,208

5.2%

5,392

401.85

-4,095

5.1%

5,341

405.23

-5,316

5.0%

4,894

401.55

-4,399

4.6%

4,706

402.10

-3,377

4.4%

4,113

399.45

-4,113

3.9%

4,059

401.68

-4,059

3.8%

3,996

403.64

-3,925

3.8%

3,870

401.27

-3,870

3.6%

3,186

401.50

-2,238

3.0%

2,360

404.41

-2,320

2.2%

2,297

399.66

-2,297

2.2%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	1,644,969	2,117,894	2,224,035	0	-22.33%
Money at Call & Short Notice	3,489,669	3,273,571	2,738,489	0	+6.60%
Due from NRB	3,489,669	3,273,571	2,738,489	0	+6.60%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	63,956,136	58,261,102	53,927,825	0	+9.78%
Loans & Advances to B/FIs	688,358	1,326,934	1,757,156	0	-48.12%
Loans & Advances to Customers	63,267,779	56,934,169	52,170,669	0	+11.12%
Investments
Investment Securities	17,234,553	15,293,576	13,601,299	0	+12.69%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	206,598	151,995	130,017	0	+35.92%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	103546.49	54915.20	0	-100.00%
Deferred Tax Assets	10,549	0	0	0	-
Goodwill and Intangible Assets	134,989	136,857	139,770	0	-1.37%
Property & Equipment	655,698	596,224	616,140	0	+9.98%
Other Assets	516,786	569,257	398,119	0	-9.22%
Total Assets	87,704,410	80,263,620	73,635,924	0	+9.27%
Liabilities
Borrowings & Funding
Borrowings	1,266,972	726,345	384,198	0	+74.43%
Borrowing	0.00	365.68	4610.24	0	-100.00%
Debt Securities Issued	1,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	266,972	725,980	379,588	0	-63.23%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	77,852,662	71,767,128	65,945,662	0	+8.48%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	17,490	0	0	0	-
Deferred Tax Liabilities	0.00	16028.92	52608.01	0	-100.00%
Other Liabilities	557,993	371,330	369,460	0	+50.27%
Other Liabilities & Provisions	575,484	387,359	422,068	0	+48.57%
Total Liabilities	79,695,118	72,880,833	66,751,928	0	+9.35%
Equity
Paid Up Capital	5,021,973	4,875,702	4,733,691	0	+3.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	2,140,821	1,826,625	1,766,008	0	+17.20%
Reserves & Surpluses	2,987,320	2,507,086	2,150,304	0	+19.16%
Retained Earnings	846,498	680,461	384,296	0	+24.40%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	8,009,293	7,382,787	6,883,995	0	+8.49%
Total Liabilities & Equity	87,704,410	80,263,620	73,635,924	0	+9.27%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	780	0	0%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	0.21	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	573	0	0%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	0.04	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	410.2	-0.41	-0.1%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	0.75	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	893	-16.46	-1.81%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	-	85.2	12.58	1	1%	9.97	9.97%
JBBL	345.8	+4.3	+1.26%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	-	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	462.5	+6.52	+1.43%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	1.25	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	482	-7.99	-1.63%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	0.17	21	3.81	1.25	1.25%	11.55	11.55%
MDB	563	-0.51	-0.09%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	5.88	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	365.1	+1.09	+0.3%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	1.42	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	338.5	+4.41	+1.32%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	-	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	684.9	+9.92	+1.47%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-	-78.54	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	813	-6.97	-0.85%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	0.35%	8.07	571.92	-	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	405.2	+0.2	+0.05%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	0.31	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	540	-9	-1.64%	0.01	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	0.36	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	411.2	-7.79	-1.86%	0	0.06	96.87	66.92%	10.36	0.18	0.18	19.81	4.59	4.08	0.25	5.92%	6.92	3,722.22	-	2,361.11	9.54	0.01	0.01%	0.19	0.19%

AVG	537.83	-1.51	-0.14%	0.01	0.065	141.6	75.96%	7.99	14.63	14.63	226.25	4.27	4.19	0.62	7.41%	6.24	314.57	1.154	201.766	21.809	0.56	0.56%	7.32	7.32%
MED	482	0	0%	0.01	0.07	161.82	81.39%	8.6	18.04	18.04	245.41	4.2	4.61	18.5	4.77%	3.16	22.67	0.36	22.56	5.78	1.25	1.25%	11.55	11.55%
MAX	893	9.92	1.47%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.59	5.49	27.26	48.49%	26.98	3,722.22	5.88	2,361.11	182.34	1.62	1.62%	23.84	23.84%
MIN	338.5	-16.46	-1.86%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	19.81	3.76	-1.82	-235.15	0.26%	1.98	-77.56	0.04	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%