Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 410.00

NPR 00.00%

09:05 AM NPT · Aug 12, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

410.00

High

410.00

Low

405.00

Prev Close

410.00

Volume

13,075

Turnover

Rs 5,344,948.1

Txns

Valuation · Q3 FY25/26

EPS Ann.

20.93

EPS TTM

19.18

BVPS

153.05

P/E Ann.

19.59

P/E TTM

21.38

Graham #

268.47

Capital

Mkt Cap

19.99 Arab

Total

4.88 Crore

Public

2.39 Crore

Promoter

2.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

41.87

ADX

41.05

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

412.16

SMA 50

408.03

Bands & Channels

BB Width %

4.64%

Volume & Flow

OBV

6,561,300

Flow Analysis

[ Live 2026-08-11 ]

Total Buy

77,544

Shares Bought

Total Sell

77,544

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

26,776

Amount

10,974,538

Avg Rate

409.86

Rank

#11

Brokers

#39#65#10#35

Distributors

Quantity

29,015

Amount

11,880,040

Avg Rate

409.44

Rank

#11

Brokers

#82#17#49

Net Flow Impact:

-2,239units

(Rs. -905,501)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 116,412 ]

Buy Side

Total: 51,177

Broker

QTY

AVG

NET

15,246

410.73

+15,194

19.7%

5,020

407.98

+5,020

6.5%

3,400

410.00

+3,352

4.4%

3,110

408.50

+3,090

4.0%

2,676

408.18

+762

3.5%

2,648

410.42

+1,429

3.4%

2,538

410.00

+2,538

3.3%

2,400

411.05

+2,000

3.1%

2,300

408.81

+1,336

3.0%

2,225

408.58

+1,693

2.9%

2,010

408.02

+1,678

2.6%

2,005

407.58

+2,000

2.6%

2,000

410.00

+2,000

2.6%

1,875

407.93

+1,725

2.4%

1,724

409.30

+1,232

2.2%

Sell Side

Total: 65,235

Broker

QTY

AVG

NET

13,647

408.76

-13,347

17.6%

10,310

409.60

-9,680

13.3%

7,187

409.61

-3,605

9.3%

6,860

411.79

-800

8.8%

6,597

410.15

-3,574

8.5%

5,058

410.97

-4,538

6.5%

2,999

408.28

-2,979

3.9%

2,939

408.05

-2,889

3.8%

1,780

407.84

-1,280

2.3%

1,659

408.65

-1,659

2.1%

1,556

407.31

-1,536

2.0%

1,422

410.49

-949

1.8%

1,180

407.50

-1,180

1.5%

1,040

410.47

-888

1.3%

1,001

411.02

-1,001

1.3%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	4,264,458	1,873,522	2,850,944	0	+127.62%
Money at Call & Short Notice	3,180,141	2,797,684	2,610,879	0	+13.67%
Due from NRB	3,180,141	2,797,684	2,610,879	0	+13.67%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	62,925,945	56,044,353	53,437,300	0	+12.28%
Loans & Advances to B/FIs	731,111	1,316,552	1,760,248	0	-44.47%
Loans & Advances to Customers	62,194,834	54,727,801	51,677,053	0	+13.64%
Investments
Investment Securities	12,678,584	14,926,071	10,173,975	0	-15.06%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	199,301	151,995	79,150	0	+31.12%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	60,601	110,988	103,233	0	-45.40%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	135,393	136,595	128,440	0	-0.88%
Property & Equipment	651,604	601,675	587,564	0	+8.30%
Other Assets	676,301	606,725	510,909	0	+11.47%
Total Assets	84,576,334	77,002,025	70,250,722	0	+9.84%
Liabilities
Borrowings & Funding
Borrowings	1,328,129	354,386	372,062	0	+274.77%
Borrowing	0.00	365.68	12500.00	0	-100.00%
Debt Securities Issued	1,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	328,129	354,020	359,562	0	-7.31%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	75,140,444	69,084,126	62,776,430	0	+8.77%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	27,736	56,845	53,924	0	-51.21%
Other Liabilities	393,666	301,189	355,101	0	+30.70%
Other Liabilities & Provisions	421,402	358,034	409,024	0	+17.70%
Total Liabilities	76,889,974	69,796,545	63,557,517	0	+10.16%
Equity
Paid Up Capital	5,021,973	4,875,702	4,733,691	0	+3.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	2,193,445	1,942,584	1,810,628	0	+12.91%
Reserves & Surpluses	2,664,387	2,329,778	1,959,514	0	+14.36%
Retained Earnings	470,942	387,194	148,886	0	+21.63%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	7,686,360	7,205,480	6,693,205	0	+6.67%
Total Liabilities & Equity	84,576,334	77,002,025	70,250,722	0	+9.84%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,084	-55.97	-4.91%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	91.64	4.57	6.71	29.16	6.36%	17.45	148.69	0.94	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	583	-4.88	-0.83%	0.01	0.06	184	76.86%	7.79	16.61	16.24	259.29	4.57	4.28	18.31	6.59%	4.27	35.44	0.01	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	420.5	+1.51	+0.36%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	319.01	4.13	4.68	18.73	4.77%	3.29	17.79	0.52	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,042	-8.93	-0.85%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	188.63	4.17	4.43	9.47	4.32%	12.1	138.93	2.62	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	336	-1.21	-0.36%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	167.5	4.17	4.2	17.05	7.83%	3.03	19.43	0.18	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	475	+4.19	+0.89%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	248.57	4.11	4.39	15.05	4.4%	4.09	26.03	-	28.3	6.97	1.08	1.01%	12.65	11.78%
LBBL	484	0	0%	0.02	0.07	205.4	87.11%	7.88	20.67	24.61	337.25	4.08	4.11	16.23	6.49%	3.22	24	0.02	20.32	6.93	1.12	1.34%	10.71	12.76%
MDB	570	-5.99	-1.04%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	185.89	4.25	4	19.48	0.48%	5.95	59	14.53	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	347	-1.01	-0.29%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	206.96	4.24	4.81	13.92	6.59%	3.09	27.62	90.13	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	365.8	-0.99	-0.27%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	276.7	4.48	4.6	13	4.88%	3.26	24.12	1.64	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	813.6	-3.43	-0.42%	0	0.04	32.98	56.77%	2.97	-12.64	-11.86	-	4.5	-2.52	-304.8	59.37%	47.42	-92.8	-	-77.31	502.89	-10.84	-10.17%	-59.8	-56.1%
SABBL	955	-2.2	-0.23%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	56.96	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	-	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	406	-4.02	-0.98%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	237.06	4.32	4.63	14.24	7.87%	3.57	24.57	3.87	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	793	-8.98	-1.12%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	179.26	3.99	3.59	15.19	7.6%	15.69	90.99	0.29	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	683.9	-2.13	-0.31%	0	0.06	91.3	66.04%	11.2	-7.91	1.2	49.65	4.58	3.84	-11.27	7.92%	11.07	-95.85	-	628.33	19.21	-0.72	0.1%	-9.24	1.4%

AVG	623.92	-6.27	-0.69%	0.01	0.067	136.73	78.18%	8.06	10.89	11.99	200.31	4.32	4.13	-7.94	9.25%	10.546	-102.65	10.432	153.443	54.859	0.14	0.26%	3.75	5.58%
MED	570	-2.2	-0.36%	0.01	0.07	155.09	83.84%	8.48	13.59	13.54	197.8	4.25	4.39	15.05	6.49%	4.27	24.57	0.94	33.75	11.53	1	1.01%	9.59	9.37%
MAX	1,084	4.19	0.89%	0.03	0.08	205.4	87.89%	14.61	23.21	26.99	337.25	4.58	6.71	29.16	59.37%	47.42	148.69	90.13	852.52	502.89	2.17	1.84%	14.85	26.07%
MIN	336	-55.97	-4.91%	0	0.04	32.98	56.77%	2.81	-12.64	-11.86	49.65	3.99	-2.52	-304.8	0.48%	3.03	-1,987.65	0.01	-82.82	5.58	-10.84	-10.17%	-59.8	-56.1%