Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 404.00

NPR +1.5+0.37%

09:14 AM NPT · Jun 26, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

406.00

High

406.00

Low

402.40

Prev Close

402.50

Volume

13,241

Turnover

Rs 5,343,263.7

Txns

Valuation · Q3 FY25/26

EPS Ann.

20.93

EPS TTM

19.18

BVPS

153.05

P/E Ann.

19.30

P/E TTM

21.06

Graham #

268.47

Capital

Mkt Cap

19.7 Arab

Total

4.88 Crore

Public

2.39 Crore

Promoter

2.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

31.82

ADX

33.11

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

409.31

SMA 50

409.44

Bands & Channels

BB Width %

4.42%

Volume & Flow

OBV

6,759,641

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

88,344

Shares Bought

Total Sell

88,344

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 56%

Distribution 44%

Accumulators

Quantity

39,676

Amount

16,062,274

Avg Rate

404.84

Rank

Brokers

#75#65#4

Distributors

Quantity

31,027

Amount

12,554,912

Avg Rate

404.64

Rank

Brokers

#36#1#47#44

Net Flow Impact:

+8,649units

(Rs. 3,507,362)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 129,700 ]

Buy Side

Total: 69,772

Broker

QTY

AVG

NET

19,110

404.76

+19,110

21.6%

14,325

404.73

+11,985

16.2%

6,241

405.32

+6,210

7.1%

5,322

403.69

+2,510

6.0%

3,997

405.15

+2,477

4.5%

3,767

404.36

+2,767

4.3%

3,000

405.53

+2,000

3.4%

2,770

404.29

+447

3.1%

2,493

405.32

+248

2.8%

2,035

406.11

+29

2.3%

2,000

403.70

+2,000

2.3%

1,549

402.70

+1,407

1.8%

1,140

404.96

+1,140

1.3%

1,023

404.45

+614

1.2%

1,000

405.10

+500

1.1%

Sell Side

Total: 59,928

Broker

QTY

AVG

NET

8,894

406.08

-8,294

10.1%

8,054

404.30

-6,554

9.1%

7,979

404.12

-6,451

9.0%

6,100

403.69

-6,080

6.9%

5,299

405.29

-518

6.0%

4,747

405.38

-4,265

5.4%

3,408

405.23

-3,399

3.9%

2,736

404.87

-2,617

3.1%

2,642

403.32

-2,549

3.0%

2,478

405.31

-2,412

2.8%

1,861

404.23

-1,196

2.1%

1,696

404.89

-1,676

1.9%

1,610

405.84

-1,062

1.8%

1,215

404.36

-966

1.4%

1,209

406.45

-1,059

1.4%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	4,264,458	1,873,522	2,850,944	0	+127.62%
Money at Call & Short Notice	3,180,141	2,797,684	2,610,879	0	+13.67%
Due from NRB	3,180,141	2,797,684	2,610,879	0	+13.67%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	62,925,945	56,044,353	53,437,300	0	+12.28%
Loans & Advances to B/FIs	731,111	1,316,552	1,760,248	0	-44.47%
Loans & Advances to Customers	62,194,834	54,727,801	51,677,053	0	+13.64%
Investments
Investment Securities	12,678,584	14,926,071	10,173,975	0	-15.06%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	199,301	151,995	79,150	0	+31.12%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	60,601	110,988	103,233	0	-45.40%
Deferred Tax Assets	0.00	0.00	0.00	0	-
Goodwill and Intangible Assets	135,393	136,595	128,440	0	-0.88%
Property & Equipment	651,604	601,675	587,564	0	+8.30%
Other Assets	676,301	606,725	510,909	0	+11.47%
Total Assets	84,576,334	77,002,025	70,250,722	0	+9.84%
Liabilities
Borrowings & Funding
Borrowings	1,328,129	354,386	372,062	0	+274.77%
Borrowing	0.00	365.68	12500.00	0	-100.00%
Debt Securities Issued	1,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	328,129	354,020	359,562	0	-7.31%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	75,140,444	69,084,126	62,776,430	0	+8.77%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	0.00	0.00	0	-
Deferred Tax Liabilities	27,736	56,845	53,924	0	-51.21%
Other Liabilities	393,666	301,189	355,101	0	+30.70%
Other Liabilities & Provisions	421,402	358,034	409,024	0	+17.70%
Total Liabilities	76,889,974	69,796,545	63,557,517	0	+10.16%
Equity
Paid Up Capital	5,021,973	4,875,702	4,733,691	0	+3.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	2,193,445	1,942,584	1,810,628	0	+12.91%
Reserves & Surpluses	2,664,387	2,329,778	1,959,514	0	+14.36%
Retained Earnings	470,942	387,194	148,886	0	+21.63%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	7,686,360	7,205,480	6,693,205	0	+6.67%
Total Liabilities & Equity	84,576,334	77,002,025	70,250,722	0	+9.84%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,714	+13.77	+0.81%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	91.64	4.57	6.71	29.16	6.36%	17.45	148.69	0.94	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	555.6	-5.39	-0.96%	0.01	0.06	184	76.86%	7.79	16.61	16.24	259.29	4.57	4.28	18.31	6.59%	4.27	35.44	0.01	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	405.8	+0.89	+0.22%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	319.01	4.13	4.68	18.73	4.77%	3.29	17.79	0.52	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,048	+8.01	+0.77%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	188.63	4.17	4.43	9.47	4.32%	12.1	138.93	2.62	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	338	-2.01	-0.59%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	167.5	4.17	4.2	17.05	7.83%	3.03	19.43	0.18	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	475	-0.19	-0.04%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	248.57	4.11	4.39	15.05	4.4%	4.09	26.03	-	28.3	6.97	1.08	1.01%	12.65	11.78%
LBBL	479.9	+0.91	+0.19%	0.02	0.07	205.4	87.11%	7.88	20.67	24.61	337.25	4.08	4.11	16.23	6.49%	3.22	24	0.02	20.32	6.93	1.12	1.34%	10.71	12.76%
MDB	587	-3.01	-0.51%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	185.89	4.25	4	19.48	0.48%	5.95	59	14.53	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	354.9	-1.1	-0.31%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	206.96	4.24	4.81	13.92	6.59%	3.09	27.62	90.13	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	366.9	0	0%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	276.7	4.48	4.6	13	4.88%	3.26	24.12	1.64	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	788	+1.02	+0.13%	0	0.04	32.98	56.77%	2.97	-12.64	-11.86	-	4.5	-2.52	-304.8	59.37%	47.42	-92.8	-	-77.31	502.89	-10.84	-10.17%	-59.8	-56.1%
SABBL	976	+13	+1.35%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	56.96	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	-	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	403	-0.69	-0.17%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	237.06	4.32	4.63	14.24	7.87%	3.57	24.57	3.87	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	814	-84.95	-9.45%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	179.26	3.99	3.59	15.19	7.6%	15.69	90.99	0.29	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	709	+7.99	+1.14%	0	0.06	91.3	66.04%	11.2	-7.91	1.2	49.65	4.58	3.84	-11.27	7.92%	11.07	-95.85	-	628.33	19.21	-0.72	0.1%	-9.24	1.4%

AVG	667.67	-3.45	-0.49%	0.01	0.067	136.73	78.18%	8.06	10.89	11.99	200.31	4.32	4.13	-7.94	9.25%	10.546	-102.65	10.432	153.443	54.859	0.14	0.26%	3.75	5.58%
MED	555.6	0	0%	0.01	0.07	155.09	83.84%	8.48	13.59	13.54	197.8	4.25	4.39	15.05	6.49%	4.27	24.57	0.94	33.75	11.53	1	1.01%	9.59	9.37%
MAX	1,714	13.77	1.35%	0.03	0.08	205.4	87.89%	14.61	23.21	26.99	337.25	4.58	6.71	29.16	59.37%	47.42	148.69	90.13	852.52	502.89	2.17	1.84%	14.85	26.07%
MIN	338	-84.95	-9.45%	0	0.04	32.98	56.77%	2.81	-12.64	-11.86	49.65	3.99	-2.52	-304.8	0.48%	3.03	-1,987.65	0.01	-82.82	5.58	-10.84	-10.17%	-59.8	-56.1%