Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 408.30

NPR -3.5-0.85%

09:14 AM NPT · Nov 6, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

411.80

High

413.00

Low

408.00

Prev Close

411.80

Volume

25,266

Turnover

Rs 10,357,927.4

Txns

Valuation · Q4 FY25/26

EPS Ann.

23.52

EPS TTM

23.52

BVPS

159.48

P/E Ann.

17.36

P/E TTM

17.36

Graham #

290.51

Capital

Mkt Cap

22.25 Arab

Total

5.45 Crore

Public

2.67 Crore

Promoter

2.78 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

53.96

ADX

41.35

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

408.24

SMA 50

395.31

Bands & Channels

BB Width %

6.06%

Volume & Flow

OBV

6,784,997

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

184,362

Shares Bought

Total Sell

184,362

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 66%

Distribution 34%

Accumulators

Quantity

111,205

Amount

45,657,944

Avg Rate

410.57

Rank

Brokers

#75#66#20

Distributors

Quantity

57,027

Amount

23,340,932

Avg Rate

409.30

Rank

Brokers

#6#49#71#39#62

Net Flow Impact:

+54,178units

(Rs. 22,317,011)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 274,053 ]

Buy Side

Total: 153,167

Broker

QTY

AVG

NET

72,111

410.50

+72,111

39.1%

24,561

409.92

+22,045

13.3%

14,763

407.62

+3,934

8.0%

14,533

412.07

+8,144

7.9%

9,850

410.86

+6,752

5.3%

3,760

407.22

+2,739

2.0%

3,178

412.06

+3,038

1.7%

2,200

413.46

+2,200

1.2%

1,697

408.84

+911

0.9%

1,686

412.32

+1,565

0.9%

1,266

407.99

+1,051

0.7%

1,220

407.87

+1,220

0.7%

1,085

408.46

+564

0.6%

815

412.49

+815

0.4%

442

408.91

+441

0.2%

Sell Side

Total: 120,886

Broker

QTY

AVG

NET

19,400

409.15

-19,200

10.5%

18,445

410.36

-5,872

10.0%

11,625

410.07

-10,914

6.3%

9,902

409.45

-9,902

5.4%

8,337

409.67

-8,137

4.5%

7,763

407.90

-7,763

4.2%

6,797

411.64

-2,927

3.7%

6,119

410.47

-4,880

3.3%

5,934

413.48

-5,934

3.2%

5,900

408.76

-4,158

3.2%

5,321

410.55

-5,302

2.9%

4,100

409.83

-1,525

2.2%

4,054

415.20

-4,024

2.2%

3,633

409.96

-2,983

2.0%

3,556

411.57

-3,436

1.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	1,644,969	2,117,894	2,224,035	0	-22.33%
Money at Call & Short Notice	3,489,669	3,273,571	2,738,489	0	+6.60%
Due from NRB	3,489,669	3,273,571	2,738,489	0	+6.60%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	63,956,136	58,261,102	53,927,825	0	+9.78%
Loans & Advances to B/FIs	688,358	1,326,934	1,757,156	0	-48.12%
Loans & Advances to Customers	63,267,779	56,934,169	52,170,669	0	+11.12%
Investments
Investment Securities	17,234,553	15,293,576	13,601,299	0	+12.69%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	206,598	151,995	130,017	0	+35.92%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	103546.49	54915.20	0	-100.00%
Deferred Tax Assets	10,549	0	0	0	-
Goodwill and Intangible Assets	134,989	136,857	139,770	0	-1.37%
Property & Equipment	655,698	596,224	616,140	0	+9.98%
Other Assets	516,786	569,257	398,119	0	-9.22%
Total Assets	87,704,410	80,263,620	73,635,924	0	+9.27%
Liabilities
Borrowings & Funding
Borrowings	1,266,972	726,345	384,198	0	+74.43%
Borrowing	0.00	365.68	4610.24	0	-100.00%
Debt Securities Issued	1,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	266,972	725,980	379,588	0	-63.23%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	77,852,662	71,767,128	65,945,662	0	+8.48%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	17,490	0	0	0	-
Deferred Tax Liabilities	0.00	16028.92	52608.01	0	-100.00%
Other Liabilities	557,993	371,330	369,460	0	+50.27%
Other Liabilities & Provisions	575,484	387,359	422,068	0	+48.57%
Total Liabilities	79,695,118	72,880,833	66,751,928	0	+9.35%
Equity
Paid Up Capital	5,021,973	4,875,702	4,733,691	0	+3.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	2,140,821	1,826,625	1,766,008	0	+17.20%
Reserves & Surpluses	2,987,320	2,507,086	2,150,304	0	+19.16%
Retained Earnings	846,498	680,461	384,296	0	+24.40%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	8,009,293	7,382,787	6,883,995	0	+8.49%
Total Liabilities & Equity	87,704,410	80,263,620	73,635,924	0	+9.27%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	762	-1.99	-0.26%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	0.21	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	568.9	-1.08	-0.19%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	0.04	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	411.7	+0.7	+0.17%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	0.75	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	934.9	+24.93	+2.74%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	-	85.2	12.58	1	1%	9.97	9.97%
JBBL	354.5	+2.5	+0.71%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	-	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	481	+3.72	+0.78%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	1.25	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	527	+5.01	+0.96%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	0.17	21	3.81	1.25	1.25%	11.55	11.55%
MDB	570	+3.4	+0.6%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	5.88	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	373	-1.8	-0.48%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	1.42	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	344	+0.89	+0.26%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	-	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	663	+0.99	+0.15%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-	-78.54	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	795	-6.98	-0.87%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	0.35%	8.07	571.92	-	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	393.9	+1.88	+0.48%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	0.31	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	564	+7.02	+1.26%	0	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	0.36	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	406	+2.1	+0.52%	0	0.06	96.87	66.92%	10.36	0.18	0.18	19.81	4.59	4.08	0.25	5.92%	6.92	3,722.22	-	2,361.11	9.54	0.01	0.01%	0.19	0.19%

AVG	543.26	2.75	0.46%	0.01	0.065	141.6	75.96%	7.99	14.63	14.63	226.25	4.27	4.19	0.62	7.41%	6.24	314.57	1.154	201.766	21.809	0.56	0.56%	7.32	7.32%
MED	527	1.88	0.48%	0.01	0.07	161.82	81.39%	8.6	18.04	18.04	245.41	4.2	4.61	18.5	4.77%	3.16	22.67	0.36	22.56	5.78	1.25	1.25%	11.55	11.55%
MAX	934.9	24.93	2.74%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.59	5.49	27.26	48.49%	26.98	3,722.22	5.88	2,361.11	182.34	1.62	1.62%	23.84	23.84%
MIN	344	-6.98	-0.87%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	19.81	3.76	-1.82	-235.15	0.26%	1.98	-77.56	0.04	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%