Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 410.50

NPR -1-0.24%

09:14 AM NPT · May 13, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

411.50

High

411.50

Low

407.00

Prev Close

411.50

Volume

5,370

Turnover

Rs 2,198,380.2

Txns

Valuation · Q2 FY25/26

EPS Ann.

16.10

EPS TTM

15.17

BVPS

146.60

P/E Ann.

25.50

P/E TTM

27.06

Graham #

230.45

Capital

Mkt Cap

20.01 Arab

Total

4.88 Crore

Public

2.39 Crore

Promoter

2.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

48.67

ADX

34.31

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

408.4

SMA 50

416.71

Bands & Channels

BB Width %

5.02%

Volume & Flow

OBV

6,845,068

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

68,412

Shares Bought

Total Sell

68,412

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 45%

Distribution 55%

Accumulators

Quantity

25,995

Amount

10,671,343

Avg Rate

410.52

Rank

#10

Brokers

#20#42#89#39

Distributors

Quantity

31,688

Amount

13,005,163

Avg Rate

410.41

Rank

Brokers

#57#34#41#40

Net Flow Impact:

-5,693units

(Rs. -2,333,820)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 99,727 ]

Buy Side

Total: 51,332

Broker

QTY

AVG

NET

9,423

410.38

+9,423

13.8%

6,732

409.51

+6,118

9.8%

5,300

412.49

+5,300

7.8%

4,540

409.98

+4,540

6.6%

4,304

408.82

+4,198

6.3%

4,142

411.08

+4,142

6.0%

3,392

410.22

+3,145

5.0%

2,501

408.60

+2,501

3.7%

2,077

413.62

+584

3.0%

2,027

410.04

+1,017

3.0%

1,644

411.93

+733

2.4%

1,550

403.89

+823

2.3%

1,270

409.87

+184

1.9%

1,250

410.34

+838

1.8%

1,180

409.52

+996

1.7%

Sell Side

Total: 48,395

Broker

QTY

AVG

NET

23,106

410.65

-20,892

33.8%

4,229

409.68

-4,122

6.2%

2,322

409.71

-2,131

3.4%

2,031

410.08

-1,968

3.0%

2,023

407.27

-1,521

3.0%

1,750

403.83

-666

2.6%

1,696

411.09

-954

2.5%

1,671

411.53

-1,171

2.4%

1,569

409.85

-1,255

2.3%

1,566

410.99

-1,483

2.3%

1,413

411.84

-1,228

2.1%

1,400

411.92

-1,300

2.0%

1,334

410.06

-1,082

1.9%

1,185

409.61

-1,185

1.7%

1,100

409.70

-1,040

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	2,881,621,890	3,810,769,353	2,375,164,957	2,287,958,216	-24.38%
Money at Call & Short Notice	4,054,426,119	3,091,307,587	2,543,070,355	2,011,210,169	+31.16%
Due from NRB	4,054,426,119	3,091,307,587	2,543,070,355	2,011,210,169	+31.16%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	60,727,104,760	56,470,034,211	52,312,598,106	43,180,168,901	+7.54%
Loans & Advances to B/FIs	1,188,414,593	1,634,345,107	1,896,915,475	2,723,003,128	-27.28%
Loans & Advances to Customers	59,538,690,167	54,835,689,104	50,415,682,631	40,457,165,773	+8.58%
Investments
Investment Securities	13,307,706,781	12,331,207,849	10,109,529,617	7,925,301,324	+7.92%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	204,606,995	157,053,995	79,149,911	0	+30.28%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	104,841,314	96,658,529	53,915,401	38,559,934	+8.47%
Deferred Tax Assets	0.00	0.00	0.00	4439744.00	-
Goodwill and Intangible Assets	136,628,945	137,882,551	128,954,771	130,315,140	-0.91%
Property & Equipment	676,138,975	611,444,370	600,967,549	579,615,071	+10.58%
Other Assets	460,109,261	377,635,451	311,365,097	238,984,870	+21.84%
Total Assets	82,553,185,040	77,083,993,896	68,514,715,765	56,396,553,369	+7.10%
Liabilities
Borrowings & Funding
Borrowings	1,524,027,729	421,139,332	872,043,172	696,407,125	+261.88%
Borrowing	0.00	365678.00	14583333.00	22916667.00	-100.00%
Debt Securities Issued	1,000,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	524,027,729	420,773,654	557,459,839	343,490,458	+24.54%
Due to NRB	0.00	0.00	300000000.00	330000000.00	-
Deposits	73,214,082,760	69,303,795,107	60,624,394,515	49,484,583,098	+5.64%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	382,998	50,888,023	60,355,673	0	-99.25%
Other Liabilities	452,235,683	299,749,429	393,160,274	380,394,918	+50.87%
Other Liabilities & Provisions	452,618,681	350,637,452	453,515,947	380,394,918	+29.08%
Total Liabilities	75,190,729,170	70,075,571,891	61,949,953,635	50,561,385,141	+7.30%
Equity
Paid Up Capital	5,021,972,730	4,875,701,680	4,733,690,951	4,283,883,213	+3.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	2,180,461,063	1,904,501,718	1,763,604,587	1,438,389,756	+14.49%
Reserves & Surpluses	2,340,483,140	2,132,720,325	1,831,071,179	1,551,285,015	+9.74%
Retained Earnings	160,022,077	228,218,607	67,466,592	112,895,259	-29.88%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	7,362,455,870	7,008,422,005	6,564,762,130	5,835,168,228	+5.05%
Total Liabilities & Equity	82,553,185,040	77,083,993,896	68,514,715,765	56,396,553,369	+7.10%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,033	+30.83	+1.54%	0.01	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	580.8	+1.68	+0.29%	0.01	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415.5	-2.51	-0.6%	0.03	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,044	+1.98	+0.19%	0.01	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	357.9	-0.11	-0.03%	0.02	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	482	+2.02	+0.42%	0.02	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
LBBL	484.6	-0.29	-0.06%	0.02	0.07	190.2	85.98%	15.75	14.29	247.29	3.98%	3.98%	0%	12.08%	5.22	31.52	0.32	30.1	33.17	15.23	0.84%	0.77%	8.46%	7.68%
MDB	595	-4.98	-0.83%	0.01	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MLBL	366.8	-1.21	-0.33%	0.02	0.14	165.48	85.3%	14.24	7.13	162.93	4.37%	4.94%	6.1%	13.54%	4.45	25.84	7.66	25.57	51.07	13.99	1.92%	0.96%	17.18%	8.6%
MNBBL	374	-0.19	-0.05%	0.03	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	999	-19.04	-1.87%	0.01	0.03	28.9	65.88%	-19.16	-13.62	-	4.5%	-3.2%	57.48%	-473.75%	92.87	-70.04	0	-74.01	-104.11	1,328.71	-15.3%	-10.88%	-95.72%	-68.04%
SABBL	1,230	-29.99	-2.38%	0.01	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	413.9	-0.08	-0.02%	0.02	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	781	-9.97	-1.26%	0.01	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	706	-0.99	-0.14%	0	0.06	94.19	64.35%	-5.55	9.7	143.38	4.59%	3.36%	6.39%	-7.98%	15.19	-128.88	0	-131.71	75.36	41.16	-0.48%	0.85%	-6.6%	11.55%

AVG	724.23	-2.19	-0.34%	0.01	0.072	135.33	79.72%	9.46	11.07	207.6	4.32%	3.83%	9.08%	-23.24%	15.889	59.156	3.797	48.179	-7.431	128.616	-0.27%	0.11%	0.96%	4.65%
MED	580.8	-0.29	-0.06%	0.01	0.07	152.3	83.35%	14.17	13.78	222.58	4.44%	4.24%	6.24%	12.91%	6.225	25.395	0.64	24.435	29.02	20.795	0.94%	1.01%	8.44%	10.62%
MAX	2,033	30.83	1.54%	0.03	0.14	190.2	86.77%	21.1	23.19	288.57	4.59%	5.16%	57.48%	17.57%	92.87	314.4	28.63	326.57	198.8	1,328.71	1.92%	1.78%	17.18%	20.9%
MIN	357.9	-29.99	-2.38%	0	0.03	28.9	64.35%	-19.16	-13.62	76.34	3.84%	-3.2%	0%	-473.75%	4.29	-128.88	0	-131.71	-596.3	11.13	-15.3%	-10.88%	-95.72%	-68.04%