Shine Resunga Development Bank Ltd.

Development BankHigh Cap

NPR 433.00

NPR +3.9+0.91%

09:14 AM NPT · Sep 24, 2026

Est. Falgun 11, 2065 B.S. · KalikaNagar, Butwal-11, Rupandehi, Nepal · CEO: Mr. Prakash Poudel

Shine Resunga Development Bank Limited (SRDBL) is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Formed through multiple mergers and expansions, the bank has established a strong presence across Nepal by offering modern, accessible, and customer-centric financial services to individuals, SMEs, and corporate clients. Headquartered in Butwal, Rupandehi, Shine Resunga Development Bank provides a comprehensive range of financial products including savings and deposit accounts, home and business loans, SME financing, microfinance services, digital and mobile banking, remittance solutions, trade finance, and card services. The bank is recognized for its robust digital transformation efforts, improved service delivery, and commitment to financial inclusion. With a well-structured branch network, dedicated workforce, and focus on governance, innovation, and community development, Shine Resunga Development Bank Limited continues to strengthen its position as a trusted and progressive financial institution supporting Nepal’s economic growth and regional development.

srdb.com.np/

Trading

Open

428.10

High

434.00

Low

428.00

Prev Close

429.10

Volume

81,482

Turnover

Rs 35,121,073.2

Txns

243

Valuation · Q4 FY25/26

EPS Ann.

23.52

EPS TTM

23.52

BVPS

159.48

P/E Ann.

18.41

P/E TTM

18.41

Graham #

290.51

Capital

Mkt Cap

21.11 Arab

Total

4.88 Crore

Public

2.39 Crore

Promoter

2.49 Crore

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Strong Sell

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

76.99

ADX

46.33

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

418.83

SMA 50

414.23

Bands & Channels

BB Width %

9.92%

Volume & Flow

OBV

6,838,860

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

304,085

Shares Bought

Total Sell

304,085

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

109,774

Amount

47,308,282

Avg Rate

430.96

Rank

Brokers

#97#21#6#57

Distributors

Quantity

149,985

Amount

64,549,765

Avg Rate

430.37

Rank

Brokers

#44#60#65#84

Net Flow Impact:

-40,211units

(Rs. -17,241,483)

Net Flow by Timeframe

SHINE — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 425,468 ]

Buy Side

Total: 209,209

Broker

QTY

AVG

NET

46,055

430.36

+44,796

15.2%

24,625

431.37

+14,402

8.1%

19,646

431.73

+17,016

6.5%

19,448

431.08

+11,750

6.4%

12,514

430.29

+6,671

4.1%

11,275

429.90

+11,255

3.7%

10,250

430.99

+6,997

3.4%

10,130

431.29

+5,082

3.3%

10,081

430.30

+6,001

3.3%

10,000

429.64

+10,000

3.3%

7,500

430.64

+6,480

2.5%

7,239

430.01

+6,117

2.4%

7,042

430.99

+3,531

2.3%

7,000

430.77

+7,000

2.3%

6,404

430.83

+6,307

2.1%

Sell Side

Total: 216,259

Broker

QTY

AVG

NET

84,019

430.16

-79,443

27.6%

31,225

430.25

-20,037

10.3%

24,036

430.71

-16,976

7.9%

11,328

431.23

-9,182

3.7%

10,705

431.67

-10,705

3.5%

7,982

430.88

-1,957

2.6%

6,313

431.24

-5,734

2.1%

6,187

431.54

-3,296

2.0%

5,774

429.92

-4,491

1.9%

5,464

431.09

-2,764

1.8%

5,425

430.66

-4,925

1.8%

5,061

431.01

-4,281

1.7%

4,500

431.85

-4,250

1.5%

4,230

431.91

-2,166

1.4%

4,010

431.04

-880

1.3%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	1,644,969	2,117,894	2,224,035	0	-22.33%
Money at Call & Short Notice	3,489,669	3,273,571	2,738,489	0	+6.60%
Due from NRB	3,489,669	3,273,571	2,738,489	0	+6.60%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	63,956,136	58,261,102	53,927,825	0	+9.78%
Loans & Advances to B/FIs	688,358	1,326,934	1,757,156	0	-48.12%
Loans & Advances to Customers	63,267,779	56,934,169	52,170,669	0	+11.12%
Investments
Investment Securities	17,234,553	15,293,576	13,601,299	0	+12.69%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	206,598	151,995	130,017	0	+35.92%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	0.00	0	-
Current Tax Assets	0.00	103546.49	54915.20	0	-100.00%
Deferred Tax Assets	10,549	0	0	0	-
Goodwill and Intangible Assets	134,989	136,857	139,770	0	-1.37%
Property & Equipment	655,698	596,224	616,140	0	+9.98%
Other Assets	516,786	569,257	398,119	0	-9.22%
Total Assets	87,704,410	80,263,620	73,635,924	0	+9.27%
Liabilities
Borrowings & Funding
Borrowings	1,266,972	726,345	384,198	0	+74.43%
Borrowing	0.00	365.68	4610.24	0	-100.00%
Debt Securities Issued	1,000,000	0	0	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	266,972	725,980	379,588	0	-63.23%
Due to NRB	0.00	0.00	0.00	0	-
Deposits	77,852,662	71,767,128	65,945,662	0	+8.48%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	17,490	0	0	0	-
Deferred Tax Liabilities	0.00	16028.92	52608.01	0	-100.00%
Other Liabilities	557,993	371,330	369,460	0	+50.27%
Other Liabilities & Provisions	575,484	387,359	422,068	0	+48.57%
Total Liabilities	79,695,118	72,880,833	66,751,928	0	+9.35%
Equity
Paid Up Capital	5,021,973	4,875,702	4,733,691	0	+3.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	2,140,821	1,826,625	1,766,008	0	+17.20%
Reserves & Surpluses	2,987,320	2,507,086	2,150,304	0	+19.16%
Retained Earnings	846,498	680,461	384,296	0	+24.40%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	8,009,293	7,382,787	6,883,995	0	+8.49%
Total Liabilities & Equity	87,704,410	80,263,620	73,635,924	0	+9.27%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	795.1	-6.9	-0.86%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	0.21	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	575	+11.99	+2.13%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	0.04	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	454	+3.02	+0.67%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	0.75	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	960	-5.02	-0.52%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	-	85.2	12.58	1	1%	9.97	9.97%
JBBL	351.9	+3.59	+1.03%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	-	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	448	-2.21	-0.49%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	1.25	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	484.4	-1.51	-0.31%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	0.17	21	3.81	1.25	1.25%	11.55	11.55%
MDB	560	+4.89	+0.88%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	5.88	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	356.2	-3.82	-1.06%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	1.42	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	337	-1.01	-0.3%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	-	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	751.8	+6.78	+0.91%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-	-78.54	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	871	-1.92	-0.22%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	0.35%	8.07	571.92	-	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	404.5	-7.04	-1.71%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	0.31	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	605	-1.03	-0.17%	0.01	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	0.36	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SINDU	417.9	-0.59	-0.14%	0	0.06	96.87	66.92%	10.36	0.18	0.18	19.81	4.59	4.08	0.25	5.92%	6.92	3,722.22	-	2,361.11	9.54	0.01	0.01%	0.19	0.19%

AVG	558.12	-0.05	-0.01%	0.01	0.065	141.6	75.96%	7.99	14.63	14.63	226.25	4.27	4.19	0.62	7.41%	6.24	314.57	1.154	201.766	21.809	0.56	0.56%	7.32	7.32%
MED	484.4	-1.03	-0.22%	0.01	0.07	161.82	81.39%	8.6	18.04	18.04	245.41	4.2	4.61	18.5	4.77%	3.16	22.67	0.36	22.56	5.78	1.25	1.25%	11.55	11.55%
MAX	960	11.99	2.13%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.59	5.49	27.26	48.49%	26.98	3,722.22	5.88	2,361.11	182.34	1.62	1.62%	23.84	23.84%
MIN	337	-7.04	-1.71%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	19.81	3.76	-1.82	-235.15	0.26%	1.98	-77.56	0.04	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%